Have You Computed How

Much You’re Really Getting?

.20%

.10%

.25%

.05%

.50% Fraction of

a percent .30%

1%

.25%

Rewards Can Be Great When…

Value is BIGGER!

Monitoring is EASY!

No need for

too many CARDS!

REFERRAL

activities are rewarded!

is making life better by empowering

consumers to earn from everyday

purchases.

UN: Six billion mobile phone subscriptions in the world The report takes into account the number of Sim cards, not devices There are almost as many mobile phone subscriptions in the world as people, a United Nations telecom agency has said. A report by the International Telecommunication Union (ITU) said there were about six billion subscriptions at the end of 2011. There are nearly seven billion people on Earth.

240M business globally will

be cloud computing via mobile by 2015.

WHY THE MOBILE TECHNOLOGY

Introducing

PayBux is a rewards App and platform for individual

and community purchases. Subscribers are incentivised for loyalty and connecting with friends.

Life is Rewarding.

FREEMIUM Edition Premium Edition

(via Upgrade to Mentor or Icon)

Basic Social

Networking

Calendar of Events

and Activities (CEVA)

Mobile Shopping

(Thru-App

Purchases)

Payback Rewards

and Incentives

Electronic Credits and

Transfers

QR Codes Scanning

Basic Social Networking

Calendar of Events

QR Code Scanning for Mobile

Vouchers/eGCs

You buy prepaid

credits called ‘bux’.

Select mVoucher or

eGC of your choice.

Present to Merchant for redemption.

Our Unique Value Proposition

Make every purchase a rewarding experience thru Cooperative Group Rewards.

1. Sign up for free Paybux account

thru the internet

and Download the mobile Paybux app

www.paybuxapp.com

2. Load your Paybux wallet

Bank deposit to IMB account

Online banking

Credit card via PayPal

Peer –to-Peer transfer

Over the counter at IMB Center

mobile banking

Top-up Your Favorite Merchant Card

“...Generosity can be a highly

effective growth strategy.”

- Eddie Yoon, Principal The Cambridge Group

Receive PayBux’s Generous Rewards.

Payback Offer of at

least 20% and up to 100%.

Cooperative Group Rewards

Each purchase transaction

contributes an amount to the

PayBux Generous Rewards Pool.

20%-100% Rebate

24-hour Transaction Period

PayBux keeps record of

the transactions and

awards rebates using HexCell Algorithm.

A Different Shape for Success

The HexCell Rewards Program

1. Generous Payback (GPB)

2. Payback Linker Rewards (PLR)

3. Linker Group Rewards (LGR)

4. Payback Infinity Rewards (PIR)

5. Icon Profit Sharing (HPS)

6. Icon Leadership Rewards (ILR)

7. Upgrade Rewards (UPR)

8. Upgrade Link Rewards (ULR)

9. HexCell Icon Royalty (HIR)

10. Icon Upgrade Rewards (IUR)

11. Icon Combo Rewards (ICR)

12. Group Combo Royalty (GCR)

13. Dream Board Fund (DBF)

14. Spartan Leaderboard Rewards (SLR)

14 Ways to Get Rewarded

HexCell Means Rewards

Earn HexCell Rewards from Subscription Upgrade and Qualifying Purchases from partner merchants.

Upgrade Purchases

1. HexCell for Generous Payback

A Qualifying Purchase generates a HexCell that

determines rewards from your purchases and

purchases of other subscribers in the community.

EARNING FROM EVERYTHING YOU BUY

P1,500

P375

P300

Sample Qualifying Purchases Per Month

Sample Qualifying Purchases Per Month

P1,000 + 500 = P1,500

P100 + 200 + 75 = P375

P100 + P200 = P300

Sample Qualifying Purchases

P3,000

P500

P500

Scan the card and you’ve got a HexCell!

=

You earn rewards

when your HexCell is

activated.

It is activated

whenever there are

six (6) HexCells that

are attached to it.

HexCell for Generous Payback

HexCell Regenerates for More Rewards

Each time you earn

a HexCell, a new

one is

automatically

generated for more

rewards until you

reach the maximum

number of HexCells

you can earn based

on your subscription type.

You Must Be ‘LINKED’

As a USER, you can only

earn one (1) HexCell

when you don’t have a

Linker.

A USER must be linked to

another Subscriber to

earn up to three (3)

HexCells.

1 HexCell = P30 3 HexCells = P90

P100 + 200 + 75 = P375

Total purchase within the month

P100 + P200 = P300

3 HexCells = P90

By default, 50% of rewards go to Auto-

upgrade. You just have to choose between Mentor or Icon.

It’s your call!

Auto-Upgrade

HexCell Limit for Generous Payback

up to 12 HexCells

up to 6 HexCells up to 3

HexCells

1-3 HexCells

More Rewards by Growing Your Network of Consumers

A Builder earns rewards

from purchases of other

Builders and Users by

‘linking’ them.

A User becomes a builder

when they ‘link’ other Users.

EARNING FROM EVERYTHING THEY BUY

There is no limit to the number of links a Builder can create. More links mean more rewards.

Link. Build. Grow.

2. Payback Linker Rewards

P30

Linker Group Rewards

Upgrade = More Rewards

Mentor

Icon

Builder

Take the steps…

…or make a big leap.

1. Wait for the Auto-Upgrade

2. Pay for the Premium App

How To Upgrade

Upgrade to Mentor Premium App

with 300 Bux!

P100 + 200 + 75 = P375

Total purchase within the month

P100 + P200 = P300

6 HexCells = P180

Generous Payback Rewards

3. Linker Group Rewards

of P 3

3. Potential Linker Group Rewards

LEVEL # of

Subscribers

Rewards

Value

1 3 9.00

2 9 27.00

3 27 81.00

4 81 243.00

5 243 729.00

6 729 2,187.00

7 2,187 6,561.00

8 6,561 19,683.00

9 19,683 59,049.00

10 59,049 177,147.00

Total 88,572 265,716.00

No. of Link: 3

Progression: 3

# of HexCell / Sub: 1

3. Potential Linker Group Rewards

LEVEL # of

Subscribers

Rewards

Value

1 6 36.00

2 18 108.00

3 54 324.00

4 162 972.00

5 486 2,916.00

6 1,458 8,748.00

7 4,374 26,244.00

8 13,122 78,732.00

9 39,366 236,196.00

10 118,098 708,588.00

Total 177,144 1,062,864.00

No. of Link: 6

Progression: 3

# of HexCell / Sub: 2

The Inspiring Icon

Icon Upgrade is the

ultimate advantage in

HexCell Rewards

Program.

1. Wait for the Auto-Upgrade 2. Pay for the Premium App

Upgrade to ICON Premium App

with 1K Bux!

Insurance

coverage for

P500,000 from Malayan

Merchant

Promo Vouchers.

HexCell Account

with 3 Combo Trackers.

1. Generous Payback Reward

P100 + 200 + 75 = P375

Total purchase within the month

PREMIUM SUBSCRIPTION

Get up to

PAYBACK REWARD PER PURCHASE

Generous Payback Reward

PREMIUM SUBSCRIPTION Get up to

PAYBACK REWARD PER PURCHASE

P100 + P200 = P300

As a matter of policy,

the program will

payback up to 100% of

qualifying purchase

amount regardless of HexCell Limit.

Getting More Value Than What You Pay For

SCENARIO:

You spend P7,000 monthly on

gasoline.

This would produce 4 HexCells in

a month which would average

about 48 in a year.

You may earn up to P17,000 in a

year on fuel alone.

When you upgrade to Mentor or Icon, a HexCell is

automatically generated to accumulate your rewards from upgrade activities in the hive.

HexCell Rewards from Upgrade

HexCell Rewards (Upgrade) is Infinite

Every time a HexCell is activated, a new one is generated to give

you continuous rewards. There is no end to HexCell Rewards.

Your newly generated HexCell can be activated again thru

Upgrades or Regenerations in the Hive.

Earn Unlimited Rewards

Builders who upgrade to Mentors or Icons must contribute to the Hive by

helping at least two (2) Builders become Mentors or Icons.

You will only earn your HexCell rewards when you satisfy this requirement.

P10

8. The Upgrade Link Rewards

Earn rewards from HexCells

earned or activated by Mentors

or Icons you have introduced

into the Hive.

Earn P10 per HexCell activated.

Icons are automatically qualified

to earn P15.

Mentors are entitled to earn up

to 6th generation while Icons

are entitled up to 10th generation.

1

2

3

4

5

6

7

8

9

10 P

15

Upgrade one more Mentor and instantly qualify to earn P15

HexCell Group Rewards.

Link a total of six (6) Mentors to earn HexCell Group Rewards up to the

10th generation!

Mentors Can Get More

1

2

3

4

5

6

7

8

9

10

P15

+ + P15

9. HexCell Icon Royalty

1

2

3

4

5

6

7

8

9

10

P15

Aside from qualification to earn

HexCell Group Rewards, an Icon

is entitled for HexCell Icon

Royalty (HIR) equivalent to P25

per activated HexCell by any

Mentor in his Subgroup up to

infinity.

When an Icon personally LINKS

a total of six (6) upgrades

(Mentor or Icon), HIR is increased to fifty (P50).

P25-5

0 +

10. Icon Upgrade Rewards

= P1K

Earn P1K for every Mentor or Builder you upgrade to Icon.

11. Icon Combo Rewards

COMBO

1 Combo = P1K

10 Combos per Cycle

2 Cycles per Day

ICON TEAM A ICON TEAM B

P20,000 maximum daily rewards value!

12MN-12NN:

1st Cycle

12NN-12MN: 2nd Cycle

Tracking Icon Exclusive Rewards

An Icon earns rewards when

upgrading Builders or

Mentors to Icon. The system

determines the rewards using Combo Trackers.

Start with 3

Combo

Trackers from Day 1!

Tracker 1

Tracker 2 Tracker 3

Activate all

Combo Trackers!

Tracker 1

Tracker 2 Tracker 3

Activate all Combo Trackers by

upgrading at least six (6) Icons.

Your rewards are doubled

when all Combo Trackers are active.

Up to P40,000

maximum daily rewards value!

12. Dream Board Fund

Every 5th Combo

earned goes to your

Dream Board Fund.

Your Dream Board

Fund can only be

redeemed for your

Dream Items. It is not

convertible to Cash or Bux.

13. Group Combo Royalty

ICON TEAM A

ICON TEAM B

10% 10%

5% 5%

5%

5%

5%

5%

5%

5%

Earn rewards

based on the

performance of

your personally

linked Icons and

their links up to 5th

generation.

1st Gen

2nd Gen

3rd Gen

4th Gen

5th Gen

1st Gen

2nd Gen

3rd Gen

4th Gen

5th Gen

Potential ICR Rewards

LEVEL ICR% # of Icon

Rewards Value

per Level per

Icon

Icon

Combo

Royalty

1 10% 6 10,000.00 60,000.00

2 5% 12 5,000.00 60,000.00

3 5% 24 5,000.00 120,000.00

4 5% 48 5,000.00 240,000.00

5 5% 96 5,000.00 480,000.00

Total 186 960,000.00

Potential ICR Rewards

LEVEL ICR% # of Icon Rewards Value

per Level per Icon

Icon Combo

Royalty

1 10% 6 10,000.00 60,000.00

2 5% 18 5,000.00 90,000.00

3 5% 54 5,000.00 270,000.00

4 5% 162 5,000.00 810,000.00

5 5% 486 5,000.00 2,430,000.00

Total 726 3,660,000.00

BUILDER MENTOR ICON

3 HexCells = P90 Payback Reward per purchase

6 HexCells = P180 Payback Reward per purchase

12 HexCells = P360 Payback Reward per purchase

P30 Payback Linker Rewards per purchase of Directly linked Builders

10% Linker Group Rewards up to 10th level

10% Payback Infinity Rewards

P1,000 Icon Upgrade Reward P750 Upgrade Rewards Unlimited Earnings

Icon Profit Sharing

Can auto-upgrade to Premium Subscriptions

P10 – P15 Upgrade Link Reward from 6th to 10th level

P750 Upgrade Rewards Unlimited Earnings

P1,000 Icon Upgrade Reward P15 Upgrade Link Reward up to the 10th level

Can auto-upgrade to Icon P25 – P50 Hexcell Icon Royalty up to infinite levels

P1,000 Icon Upgrade Reward

P20,000 – P40,000 Daily Combo Rewards

Dream Board Fund

10% from 1st Level and 5% from 2nd to 5th Level ICR

COMPARATIVE REWARDS PER SUBSCRIPTION

Life is Rewarding.

IN