Welcome back St. Charles Borromeo students and parents to a new school year!

If you are already a student saver, I hope you will continue to save each Monday at 8:00 a.m. If not, here is some information about our Student Saver Program. I hope you will join.

New savers receive the first $5.00 deposited to their account when opened by 10/31.

The Student Saver Program will start on Monday, August 26 at 8:00 a.m. This program has helped thousands of kids learn the importance of saving on a regular basis by making it fun and interactive.

• Annual Saving Theme – each student will receive a piece with their name on it to be displayed in a common area when they start saving

• They get a sticker each time they save• They get a raffle ticket for every 5 deposits made for the year-end drawing for a $25.00 gift card.

Parent Information:

The Unity Catholic Student Savers Program is an excellent way for your child to learn about money and how to save. A Credit Union representative will be at the school weekly to accept savings deposits.

Getting Started:

Joint Account-A Parent/guardians are joint owners and both can withdraw from the account. The parent/guardian information should be in the Joint Owners section. The child’s information should be in the Member/Owner section. Both child (if able) and parent/guardian should sign the membership application, under the heading Authorization.

The child’s social security number MUST be in included.

Please return the membership application (applications can be obtained from the student savers representative, the school office, or by visiting our website www.unitycatholiccu.org) to the Credit Union or School.

Each child that opens a new account will receive: A Student Saver Wallet Savings Book which includes the child’s name and account number.

Once your child has opened an account with the Unity Catholic they are a member for life, which means they will be eligible for other Credit Union benefits when the time arises. One of our greatest benefits is our James E. Flynn Memorial Scholarship Program; see the attached application. DEADLINE *DECEMBER 31st annually* you can now fill out the application on-line at www.unitycatholiccu.org

For additional information regarding student savings or any other Credit Union services, please call Kelly Reddy, Business Development Manager at 440-886-2558 x 244 or kcreddy@unitycatholiccu.org. We look forward to serving you and your child.

James E. Flynn Memorial Scholarship

ApplicationScholarship Application deadline is December 31 annually.

CREDIT UNION USE ONLYDate Received: By: Date Student’s Account Opened: Is the account dormant? Yes No

Applicant’s (Student’s) Name

Applicant’s (Student’s) Unity Catholic Member Number

Parent/Guardian Name

Address

City Zip

Home Phone Alternate Phone

Parent/Guardian Email

Applicant’s Current Catholic School

School Address

City Zip

School Phone Principal

Current Grade Level of Student

Your Parish Pastor/Priest

Parish Address

Number of Years as a Parishioner I understand that all information contained in this application will be kept in the strictest confidence. I also agree to allow the credit union to use my child’s name and photo in any publicity relating to this scholarship award. I acknowledge that my email address will be added to the Unity Catholic FCU eNewsletter list and that I can opt out at any time.

Parent/Guardian Signature Date

This completed application must be received by December 31Mail: Unity Catholic Federal Credit Union • Attention: Scholarship • 5839 Ridge Road • Parma, OH 44129

Email: kcreddy@unitycatholiccu.org • Subject: Scholarship

About the James E. Flynn Scholarship ProgramEvery year, the credit union awards $7,000 in scholarships in the following ways:

• FOUR (4) $500 Elementary Scholarships for students in Kindergarten through 8th grade.• FIVE (5) $1,000 High School Scholarships for students in 9th through 12th grade.

The scholarships will be awarded by a random drawing. All scholarship funds will be paid directly to the school listed on the application on behalf of the child. All applicants must meet the following qualifications:

• Applicant must be an active member of Unity Catholic Federal Credit Union at the time the Scholarship Application issubmitted.

• Applicants must be attending a Catholic school (Kindergarten–12th).• Limit one Scholarship Application per Student.• Limit one Student per Application.

ST. CHARLES MAIN OFFICE

5839 Ridge RoadParma, Ohio 44129

LAKEWOOD OFFICE

16212A Madison AvenueLakewood, Ohio 44107

BRUNSWICK OFFICE

1500 Pearl RoadBrunswick, Ohio 44212

NEW HOURS AT ALL OFFICESMon,Tues..................10am - 5pmWed......Parma open 10am - 5pm

other offices closed

Thurs.........................10am - 5pmFri.............................10am - 6pmSat............................10am - 1pm

440-886-2558888-815-6571

WWW.UNITYCATHOLICCU.ORG

info@unitycatholiccu.org

SmartMoney Line800-331-8136

Routing Number241081105

FREE ATM

FREE ATM

Federally insured by NCUA.

Piggy Banks to Credit CardsFinancial EducationUnity Catholic Federal Credit Union is committed to helping schools within the Catholic Diocese of Cleveland provide

financial education for their students. We offer a variety of age appropriate money management classes to teach

students the importance of financial responsibility. If you would you like to have these classes offered at your child’s school, contact Kelly Reddy at 440-886-2558 x244 orkcreddy@unitycatholiccu.org.Visit our website atwww.unitycatholiccu.org

for details about these financial education activities.

This is a great way to teach your children the value of saving money as they win prizes and play fun games.

Every week a credit union representative will visit your child’s school to accept deposits that will go right into their very own account.

MondayLakewood CatholicAcademy

7:45 AM

St. Charles Borromeo 8:00 AM

TuesdaySt. Ambrose 7:15 AMSt. Bridget 7:45 AM

WednesdaySt. Angela Merici 7:30 AMSt. Thomas More 7:55 AMSt. Mary of the Falls 8:10 AM

ThursdaySt. Leo the Great 7:30 AMSt. Anthony of Padua 7:30 AMMary Queen of Peace 7:45 AMSt. Mary Byzantine 8:00 AMSt. Francis Xavier 8:35 AM

FridaySts. Joseph & John 7:30 AMIncarnate Word Academy 7:45 AM

SChool Visit Schedule

Account Number *Please remember to sign the back of this application!

(All of the terms, conditions, form of account ownership, account selection and other information indicated on this card apply to all of the accounts. Because the Primary Member is a minor, we require an adult Joint Member to sign on this account.)

Member (Kid) Address

City/State/Zip

Home/Cell Phone Email SSN Date of Birth Mother’s Maiden Name Parish/School

Joint Member (One Adult)

Address

City/State/Zip

Home/Cell Phone Work Phone Email SSN Driver’s Lic. # Lic. State Issue Date Exp. Date

Date of Birth

Mother’s Maiden Name

Occupation

Employer

A Unique Program About MONEY!

WWW.UNITYCATHOLICCU.ORG

SmartMoney Line Routing Number800-331-8136 241081105

WOOSTER OFFICE547 E. Bowman, Wooster, Ohio 44691

Tuesday, Friday: 2 PM - 6 PM

LAKEWOOD OFFICE16212A Madison Avenue, Lakewood, Ohio 44107

Monday, Tuesday: 10 AM - 3 PMThursday: 3 PM - 8 PM Saturday: 9 AM - 1 PM

440-886-2558 • 888-815-6571WWW.UNITYCATHOLICCU.ORG

info@unitycatholiccu.org

ST. CHARLES MAIN OFFICE5839 Ridge Road, Parma, Ohio 44129

Monday: 10 AM - 5 PMTuesday - Thursday: 10 AM - 3 PM

Friday: 10 AM - 7 PMSaturday: 10 AM - 1 PM

FREE ATM

BRUNSWICK OFFICE1500 Pearl Road, Brunswick, Ohio 44212

Monday: 10 AM - 5 PMTuesday, Thursday: 10 AM - 5 PM

Friday: 10 AM - 6 PMSaturday: 9 AM - 1 PM

FREE ATM

BYZANTINE CATHOLIC OFFICE4682 State Road, Cleveland, Ohio 44109

Monday, Tuesday, Thursday: 5 PM - 8 PM

Membership Application

Likeness Release: By signing below, I/we hereby authorize Unity Catholic Federal Credit Union to photograph or film me or my child and consent to the use of my/his/her likeness in any and all publications, educational materials, research, advertising, news media, video, and World Wide Web materials.

I/We understand and agree that such materials, including all negatives, positives, and prints shall become and remain the sole property of Unity Catholic FCU, and neither my child nor I shall have no right or title to such items. I further understand and agree that these materials may be kept on file and/or used Unity Catholic FCU for potential future uses and further agree to release them from any and all liability arising from or in connection with the taking, use, publication, or dissemination of such materials.

I/We understand that I/we will not be compensated monetarily, but may be compensated with a gift valued $10 or less.

Account Agreement: By signing below, I/we agree to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Disclosure, Funds Availability Policy Disclosure, if applicable, and to any amendment the Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the Agreement and Disclosures applicable to the accounts and services requested herein. If an access card or EFT service is requested and provided, I/we agree to the terms of and acknowledge receipt of the Electronic Funds Transfer Agreement. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.

SSN/TIN Certification and Backup Withholding: Under penalties of perjury, I certify that: (1) The number shown on this form is my correct taxpayer identification number,(2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and (3) I am a U.S. person (including a U.S. resident alien).

Certification Instructions. Cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. Cross out item 3 and complete a W-8 BEN if you are not a U.S. person.

Credit Report Authorization. I authorize Unity Catholic Federal Credit Union to obtain a credit report to determine my eligibility for membership, including opening this account and any other financial services I may request.

Member’s Signature

Joint Member’s Signature

Date

What is a Credit Union?A credit union is a cooperative financial institution that is owned and operated by its members who share a common bond such as place of employment or a community or a school. Credit union members save and borrow money from each other. At Unity Catholic Federal Credit Union, we want our young adult members to learn good financial habits. That’s why we offer the Student Savers program to members up through eighth grade.

How it Works Our Student Savers program encourages young adults to develop good saving habits by having their own Savings Account. One day each week, a Student Savers Representative from the credit union will be at school to accept savings deposits. Each school has a designated day, so check with your school for the scheduled Student Savers day. For additional information, visit our Youth Programs page at www.unitycatholiccu.org.

Special IncentivesWe know freebies and giveaways are a great way to encourage young adults to save. That’s why we offer surprises and gifts ranging from pizza parties, iTunes products, and on occasion, a grand prize, when Student Savers participants make deposits to their account. You’ll never know what’s coming next!

Transaction LimitationsDeposits may be done at the school on the designated day or at any Unity Catholic FCU office. All withdrawals MUST be done in person at one of our credit union offices. We CANNOT accommodate withdrawals at any school location.

Rates, Fees & Minimum BalanceThere are no service fees, and the minimum balance to open a Share Savings Account and begin participating in the Student Savers program is $5. If you choose to close your account, these funds will be returned to you. Share Savings Account rates are updated regularly based on market conditions.

Return the completed Application to the credit union or school with the $5 opening deposit.

Sign the back of the Application, and make sure the Joint Member signs the back of the application as well!

Getting StartedOpening your Student Savers account is as easy as 1-2-3!

Complete BOTH SIDES of the attached Membership Application and include your Social Security Number.

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Assigned Account Number

Event Application Taken

Date of Membership ______________ Opened by __________

___ Credit Report ___ Telecheck

___ OFAC ___ ID Verification