Index [lifeinsurance.adityabirlacapital.com] · 2016-04-25 · Platinum Advantage Fund Foresight...

Index

Market Outlook

Investment Performance

Assure Fund

Income Advantage Fund

Protector Fund

Builder Fund

Balancer Fund

Enhancer Fund

Creator Fund

Magnifier Fund

Maximiser Fund

Super 20 Fund

Multiplier Fund

Platinum Plus I Fund

Platinum Plus II Fund

Platinum Plus III Fund

Platinum Plus IV Fund

Platinum Premier Fund

Platinum Advantage Fund

Foresight Single Pay

Foresight 5 Pay

Titanium I Fund

Titanium II Fund

Titanium III Fund

Pure Equity

Liquid Plus

Value & Momentum

Pg 1

Pg 3

Pg 5

Pg 6

Pg 7

Pg 8

Pg 9

Pg 10

Pg 11

Pg 12

Pg 13

Pg 14

Pg 15

Pg 16

Pg 17

Pg 18

Pg 19

Pg 20

Pg 21

Pg 22

Pg 23

Pg 24

Pg 25

Pg 26

Pg 27

Pg 28

Pg 29

Pension Growth Fund

Pension Nourish Fund

Pension Enrich Fund

Pg 30

Pg 31

Pg 32

as on 31st December 2015

Market Update

1

Economy Review

2015 was a landmark year for the Indian economy as India overtook China to become the fastest

growing economy in the world. However, there was tremendous volatility in both, the equity markets

and the debt markets. The volatility was primarily due to global factors. The equity markets for the year

2015 ended on a negative note after a spectacular performance in the year 2014. The BSE Sensex fell

5 per cent for the year.

We believe 2016 should be a good year for the Indian Economy. Both equity markets and fixed income

markets will gain significantly from the structural changes in the economy. We expect the capital

expenditure by Government will revive the overall investment cycle. 2016 will also see lower volatility

in the Indian currency. We expect RBI rate cut will continue in 2016. Low crude oil prices and low

commodity prices will also benefit the economy. Overall, we expect the growth in GDP to move up to 8

per cent in 2016.

Talking about December-15, equity markets closed at flat levels. Reserve Bank of India left the policy

rates unchanged in the December policy review. Winter session of Parliament concluded without

being able to pass the much awaited GST bill. However, the government is planning to call an early

budget session to ensure passage of GST bill. On the global front, the US Federal Reserve increased

rates by 25 basis points. The US Fed also indicated that future hikes would likely be gradual.

On the economy front, IIP numbers for October-15 grew at 9.8 per cent compared to 3.8 per cent in

September-15.

Inflation (CPI) for November-2015 was recorded at 5.41 per cent, higher than 5 per cent for the month

of October-2015. The increase in inflation was led by higher prices for pulses, edible oil and sugar.

Inflation is moving as per the RBI forecasted path and should stay below 5.8 per cent in January-2016.

Inflation in India (CPI)

Index of Industrial Production

Market Update

2

31-Dec-15 30-Nov-15 % ChangeINDEX

Nifty

Sensex

BSE 100

Dow Jones

Hang Seng

Nikkei

Nasdaq

7946.35 7935.25 0.14%

26117.54 26145.67 -0.11%

8097.57 8082.02 0.19%

17425.03 17719.92 -1.66%

19033.71 19747.47 -3.61%

21914.40 21996.42 -0.37%

5007.41 5108.67 -1.98%

NSEBSE

Jan-

15

Feb-

15

Mar

-15

Aug

-15

Nov

-14

Dec

-14

Apr

-15

May

-15

Jun-

15

Jul-1

5

Sep

-15

Oct

-15

Nov

-15

4000

5000

6000

7000

8000

9000

10000

24000

25000

26000

27000

28000

29000

30000D

ec-1

5

bps

Key Indices

10 year G-Sec

5 Year G-Sec

91 Day T Bill

364 day T-Bill

Call Rates

31-Dec-15 30-Nov-15 % Change

7.76% 7.79% -0.39%

7.69% 7.84% -1.95%

7.15% 7.14% 0.14%

7.23% 7.20% 0.41%

6.68% 6.75% -1.05%

5 year AAA Corporate Bond Spread10 Yr G-Sec Yield

Perc

enta

ge(%

)

15

40

65

90

115

140

4.0

5.0

6.0

7.0

8.0

9.0

Jan-

15

Feb-

15

Mar

-15

Aug

-15

Nov

-14

Dec

-14

Apr

-15

May

-15

Jun-

15

Jul-1

5

Sep

-15

Oct

-15

Nov

-15

Dec

-15

Outlook for Equities

The Sensex lost around -0.11% in the month of December on a month on month basis. FIIs bought

$38mn in the month. FIIs were net buyers for the year 2015 buying equities worth $3.3bn. Domestic

institutions were net buyers for the month. They bought $949mn in November closing the year as net

buyers. They bought equities worth $ 10.8bn in the entire year.

Equities do not look expensive with the Sensex currently at a 14 multiple of FY17 earnings. We expect

significant gains for long-term investors.

Outlook for Debt

The 10 year bond yield moved from 7.72 per cent to 7.75 per cent in the month.

Structural liquidity is however comfortable. We expect 10 year G-sec yield to be in the range of 7.6 per

cent to 7.8 per cent. The corporate bond yields are expected to trail the G-sec market with a spread of

35-40 basis points.

We believe the yields on the 10 year government bond will ease in 2016. This will result in significant

gains for our investors in debt funds.

Individual Funds

Returns

Absolute Return

CAGR

BM BMCreatorBMEnhancer

0.24% 0.35%

0.88% 0.72%

2.60% 1.97%

5.88% 4.47%

12.97% 10.00%

9.95% 8.02%

11.41% 9.28%

8.61% 6.98%

10.10% 8.03%

0.08% 0.27%

0.34% 0.48%

0.01% -0.04%

3.12% 1.89%

14.24% 10.58%

10.62% 8.48%

13.16% 10.66%

7.63% 6.29%

12.36% 9.45%

3.21% 0.94%

4.25% 2.66%

4.07% 2.37%

12.10% 5.19%

35.45% 24.94%

21.60% 14.01%

25.77% 18.67%

12.11% 7.18%

10.95% 6.20%

-0.64% -0.16%

0.53% -0.31%

-5.78% -5.71%

-1.08% -5.11%

13.25% 9.27%

11.54% 8.68%

16.07% 11.90%

7.09% 3.90%

11.51% 8.33%

-0.24% 0.11%

2.21% 0.04%

0.30% -4.22%

-3.44% -3.52%

24.10% 11.09%

11.45% 8.94%

- -

- -

13.82% 10.53%

-0.25% 0.11%

-0.11% 0.04%

-6.15% -4.22%

-1.64% -3.51%

16.44% 11.10%

10.95% 8.94%

16.12% 12.94%

4.92% 4.40%

8.78% 6.67%

0.49% 0.39%

1.26% 0.84%

3.64% 2.52%

7.00% 5.27%

13.03% 10.18%

10.19% 8.22%

11.33% 9.30%

8.79% 7.40%

10.36% 8.42%

0.26% 0.42%

0.77% 0.93%

3.47% 3.31%

6.54% 6.28%

11.42% 9.91%

8.84% 7.99%

9.61% 8.71%

8.23% 7.63%

8.51% 7.47%

0.50% 0.49%

1.73% 1.37%

3.98% 3.70%

8.09% 7.44%

8.82% 8.33%

8.74% 7.99%

9.07% 8.16%

9.01% 8.02%

9.19% 7.07%

0.22% 0.46%

0.29% 1.07%

4.59% 4.16%

7.30% 7.34%

10.47% 9.65%

8.44% 7.76%

9.16% 8.11%

8.75% 7.84%

10.52% 7.65%

0.24% 0.34%

0.74% 0.68%

1.40% 1.57%

4.95% 3.96%

11.50% 10.13%

9.08% 8.12%

10.62% 9.57%

7.49% 6.85%

11.39% 9.44%

BalancerPeriod

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Performance at a Glance as on 31st December 2015

Returns

Absolute Return

CAGR

Returns

Absolute Return

CAGR

Pure EquityPeriod

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Maximiser BM Super 20 BM Multiplier BM

Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of the funds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale of any kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Fund Name Benchmark CompositionAssure

Income Advantage

Protector

Builder

Balancer

Enhancer

Creator

Magnifier

Maximiser

Multiplier

Super 20

Pure Equity

Liquid Plus

Value & Momentum

--

BSE 100

BSE 100

BSE 100

BSE 100

BSE 100

BSE 100

BSE 100

CNX Midcap

-

BSE Sensex

-

BSE 100

Crisil Short Term Bond Index

Crisil Composite Bond Index






-

-

-

-

-

-

-

-

Crisil Liquid Fund Index











-


SFIN

3

BMAssure BMProtector BMBuilderPeriod

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

BMIncome Advantage

BM

0.15% 0.14%

1.12% 0.12%

-3.87% -3.53%

1.62% -2.52%

15.61% 10.74%

11.84% 8.84%

16.19% 12.45%

6.27% 4.78%

13.19% 12.70%

Magnifier

0.60% 0.54%

1.81% 1.54%

3.72% 3.27%

7.71% 7.03%

8.21% 7.51%

8.22% 7.69%

- -

- -

8.00% 7.75%

Liquid Plus BM

1.16%

1.99%

-0.46%

8.00%

25.51%

20.36%

-

-

20.15%

Value Momentum BM

ULIF01008/07/05BSLIASSURE109ULIF01507/08/08BSLIINCADV109ULIF00313/03/01BSLPROTECT109ULIF00113/03/01BSLBUILDER109ULIF00931/05/05BSLBALANCE109ULIF00213/03/01BSLENHANCE109ULIF00704/02/04BSLCREATOR109ULIF00826/06/04BSLIIMAGNI109ULIF01101/06/07BSLIINMAXI109ULIF01723/06/09BSLSUPER20109

ULIF02807/10/11BSLLIQPLUS109ULIF02707/10/11BSLIPUREEQ109ULIF02907/10/11BSLIVALUEM109

ULIF01217/10/07BSLINMULTI109

Guaranteed Nav Funds

Pension Funds

Returns

Absolute Return

CAGR

Platinum Plus

-0.02%

1.03%

0.36%

3.99%

14.62%

10.87%

13.42%

5.44%

6.78%

Platinum Plus II

0.02%

0.80%

-0.99%

2.88%

15.16%

11.11%

13.47%

5.65%

12.65%

Platinum Plus III

0.07%

0.76%

-1.50%

2.11%

14.93%

11.08%

13.71%

5.98%

9.58%

Platinum Plus IV

-0.02%

0.63%

-1.93%

1.61%

15.07%

11.02%

13.69%

5.81%

8.11%

Platinum Premier

-0.23%

0.21%

-2.31%

1.08%

15.27%

11.31%

14.19%

6.04%

8.64%

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Returns

Absolute Return

CAGR

Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of the funds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale of any kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Platinum Plus I Platinum Plus IIPlatinum Plus III Platinum Plus IV Platinum Premier Platinum Advantage

Titanium ITitanium IITitanium IIIPension NourishPension GrowthPension Enrich

Foresight - Single Pay Foresight - 5 Pay

------

---

BSE 100BSE 100BSE 100

--

------

---

Crisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond Index

--

------

---

Crisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund Index

--

Fund Name Benchmark Composition SFIN

4

Returns

Absolute Return

CAGR

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

0.13% 0.39%

0.40% 0.84%

3.32% 2.52%

6.16% 5.27%

12.26% 10.18%

9.69% 8.22%

10.78% 9.30%

8.38% 7.40%

10.23% 8.61%

0.47% 0.32%

1.27% 0.63%

2.81% 1.17%

5.75% 3.45%

14.20% 10.25%

10.31% 8.22%

12.08% 9.85%

8.16% 6.72%

11.71% 10.15%

Pension Growth Pension - EnrichBM BM

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Foresight - 5 Pay

-0.07%

0.39%

-1.73%

1.56%

12.55%

9.20%

12.77%

-

7.10%

Performance at a Glance as on 2015 31stDecember

Platinum Advantage

-0.06%

0.37%

-2.42%

0.83%

16.03%

12.28%

15.90%

7.81%

7.13%

Titanium II

-0.13%

0.69%

-1.48%

1.98%

15.20%

11.25%

13.83%

6.90%

8.50%

Titanium I

-0.17%

0.75%

-1.08%

2.37%

15.71%

11.51%

13.98%

7.04%

8.64%

Titanium III

-0.17%

0.74%

-1.89%

1.60%

13.02%

10.08%

12.12%

6.51%

6.60%

Foresight - Single Pay

-0.22%

0.16%

-3.63%

-0.53%

13.77%

11.15%

14.95%

-

8.79%

0.22% 0.42%

0.72% 0.93%

3.64% 3.31%

6.83% 6.28%

11.66% 9.91%

8.82% 7.99%

9.52% 8.71%

8.13% 7.63%

8.33% 7.42%

Pension - Nourish BM

ULIF01325/02/08BSLIIPLAT1109ULIF01425/02/08BSLIIPLAT2109ULIF01628/04/09BSLIIPLAT3109ULIF01816/09/09BSLIIPLAT4109ULIF02203/02/10BSLPLATPR1109ULIF02408/09/10BSLPLATADV109

ULIF01911/12/09BSLITITAN1109ULIF02011/12/09BSLITITAN2109ULIF02111/12/09BSLITITAN3109ULIF00604/03/03BSLNOURISH109ULIF00504/03/03BSLIGROWTH109ULIF00404/03/03BSLIENRICH109

ULIF02610/02/11BSLFSITSP1109ULIF02510/02/11BSLFSIT5P1109

9.81% Power Finance Corpn. Ltd. 2018 5.79%

9.16% HDB Financial Services Ltd 2016 4.75%

8.6% Bharat Aluminium Company Limited 2016 3.57%


8.5% NHPC Ltd. 2019 3.02%

8.97% Rural Electrification Corpn. Ltd. 2016 3.01%

8.4% Power Grid Corpn. of India Ltd. 2020 3.01%

8.58% Housing Development Finance Corpn. Ltd. 2018 3.01%

8.99% Tata Capital Financial Services Limited 2017 3.00%

8.4% Larsen and Toubro Ltd. 2020 3.00%

Other Corporate Debt 24.25%

OBJECTIVE:

STRATEGY: Generate better return with low level of risk through investment into fixed interest securities having short-term maturity profile.

To provide Capital Protection, at a high level of safety and liquidity through judicious investments in high quality short-term debt.

About The Fund

CORPORATE DEBT

Asset Allocation Rating Profile

59.47%

40.53%

NAV as on 31st December 2015: 24.76 BENCHMARK: CRISIL Short Term Bond Index `

Assure FundSFIN No.ULIF01008/07/05BSLIASSURE109

SECURITIES Holding

5

MMI, Deposits, CBLO & Others

Asset held as on ` 166.56 Cr FUND MANAGER: Mr. Ajit Kumar PPB 31st December 2015:

Date of Inception: 12-Sep-05

8.68%

Fund Update:

. Assure fund continues to be predominantly invested in highest rated fixed income instruments.

The average maturity of the fund has slightly decreased to 1.51 years from 1.61 years in the previous month

Maturity Profile

Yield to Maturity :

BMAssure

1.51Maturity (in years)

7.97%

A1+AA

5.43%

A+7.56% 6.45%AA+

72.59%AAA

66.78%

33.22%

Less than 2 years 2 to 7 years

59.47%

NCD


40.53%

Mar-

11

Jun-1

1

Sep-1

1

Dec-1

1

Mar-

12

Jun-1

2

Sep-1

2

Dec-1

2

Mar-

13

Jun-1

3

Sep-1

3

Dec-1

3

Mar-

14

Jun-1

4

Sep-1

4

Dec-1

4

Mar-

15

Jun-1

5

Sep-1

5

Dec-1

5

OBJECTIVE: quality debt instruments.

STRATEGY: To actively manage the fund by building a portfolio of fixed income instruments with medium term duration. The fund will invest in government securities, high rated corporate bonds, high quality money market instruments and other fixed income securities. The quality of the assets purchased would aim to minimize the credit risk and liquidity risk of the portfolio. The fund will maintain reasonable level of liquidity.

To provide capital preservation and regular income, at a high level of safety over a medium term horizon by investing in high

About The Fund

Income Advantage FundSFIN No.ULIF01507/08/08BSLIINCADV109

BMIncome Advantage

7.72% Government of India 2025 19.50%












8.4% Nuclear Power Corpn. of India Ltd. 2026 1.89%



8.72% Kotak Mahindra Bank Ltd. 2022 1.88%





GOVERNMENT SECURITIES

CORPORATE DEBT


SECURITIES


43.35%

Holding

53.81%

8.23%

2.84%

NAV as on 20.89 BENCHMARK: 31st December 2015: ` Crisil Composite Bond index & Crisil Liquid Fund Index

Asset held as on ` 537.17 Cr FUND MANAGER: Mr. Ajit Kumar PPB 31st December 2015:

Fund Update: Exposure to G-secs has slightly decreased to 43.35% from 43.37% and MMI has decreased to 2.84% from 4.39% on a MOM basis.Income Advantage fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity (in years)

Yield to Maturity :

6

Date of Inception: 22-Aug-08

Income Advantage BM

10.99

Maturity Profile

0.25%19.21%

80.54%

Less than 2 years 2 to 7 years 7 years & above

2.84%


G-Secs

43.35%

53.81%

NCDAA+

0.09%

SovereignAA

0.69%44.62%

AA-

3.31%A+

0.95%

50.34%

AAA

Aug-1

0

Dec-1

0

Apr-

11

Aug-1

1

Dec-1

1

Apr-

12

Aug-1

2

Dec-1

2

Apr-

13

Aug-1

3

Dec-1

3

Apr-

14

Aug-1

4

Dec-1

4

Apr-

15

Aug-1

5

Dec-1

5











Other Government Securities 6.67%

2% Tata Steel Ltd. 2022 2.81%

9.57% Indian Railway Finance Corpn. Ltd. 2021 2.60%


8.9% Steel Authority of India Ltd. 2019 1.95%





8.88% Export Import Bank of India 2022 1.26%



Infosys Ltd. 0.68%

HDFC Bank Ltd. 0.66%

Reliance Industries Ltd. 0.61%

Housing Development Finance Corpn. Ltd. 0.60%

ITC Ltd. 0.54%

ICICI Bank Ltd. 0.47%

Larsen and Toubro Ltd. 0.39%

State Bank of India 0.39%

Tata Consultancy Services Ltd. 0.29%

Tata Motors Ltd. 0.29%

Other Equity 4.84%

OBJECTIVE: portfolio, which will enhance yield of composite portfolio with minimum risk appetite.

STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for those who want to protect their capital and earn steady return on investment through higher exposure to debt securities

To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity

About The Fund

Protector FundSFIN No.ULIF00313/03/01BSLPROTECT109


CORPORATE DEBT

EQUITY


SECURITIES


43.28%

Holding

42.40%

8.39

9.73%

4.59%

NAV as on 33.47 BENCHMARK: 31st December 2015: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index

Asset held as on ` 409.29 Cr FUND MANAGER: Mr. 31st December 2015: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update: Exposure to G-secs has slightly increased to 43.28% from 43.01% and MMI has increased to 4.59% from 3.47% on a MOM basis.Protector fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity Profile

Maturity (in years)

Top 10 Sectoral Allocation

7

Maturity Profile

Date of Inception: 22-Mar-01

8.27%Yield to Maturity :

Protector BM

12.15%

40.70%47.15%


42.40%G-Secs43.28%

NCD


Equities

4.59%9.73%

AA+

4.71%1.43%

A+AA

2.33%

AAA

40.57%

0.45%AA-

Sovereign

50.51%

2.85%

2.93%

6.09%

7.04%

7.34%

7.91%

9.40%

10.64%

14.55%

22.90%

MANUFACTURING

METAL

AUTOMOBILE

PHARMACEUTICALS

CAPITAL GOODS

FMCG

FINANCIAL SERVICES

OIL AND GAS

SOFTWARE / IT

BANKING

Au

g-0

7

Jan

-08

Jun

-08

Nov-

08

Ap

r-0

9

Se

p-0

9

Fe

b-1

0

Jul-1

0

De

c-1

0

May-

11

Oct

-11

Ma

r-1

2

Au

g-1

2

Jan

-13

Jun

-13

Nov-

13

Ap

r-1

4

Se

p-1

4

Fe

b-1

5

Jul-1

5

De

c-1

5

















8.85% Axis Bank Ltd. 2024 1.83%

8.5% NHPC Ltd. 2022 1.80%

8.8% ICICI Home Finance Co. Ltd. 2017 1.79%

8.65% India Infradebt Ltd 2020 1.78%



Infosys Ltd. 1.42%





ITC Ltd. 0.82%


Manpasand Beverages Limited 0.72%


Sun Pharmaceutical Inds. Ltd. 0.68%

Other Equity 10.45%

OBJECTIVE: investment in equity and debt.

STRATEGY: To generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating long term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.

To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of

About The Fund

Builder FundSFIN No.ULIF00113/03/01BSLBUILDER109


CORPORATE DEBT

EQUITY


SECURITIES


31.90%

Holding

43.11%

7.42

19.79%

5.20%


Asset held as on ` 280.30 Cr FUND MANAGER: Mr. 31st December 2015: Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update: Exposure to NCD has decreased to 43.11% from 43.53% and MMI has slightly decreased to 5.20% from 5.37% on a MOM basis.

Builder fund continues to be predominantly invested in highest rated fixed income instruments.

slightly

Maturity Profile

Maturity (in years)


8

BMBuilder



Sovereign AA AA-

1.62%42.13%

A1+

0.93%

2.17%AA+

1.42%

51.73%

AAA

14.66%

48.94%

36.40%


MMI, Deposits, CBLO & OthersEquities

19.79% 5.20%

43.11%NCD

31.90%G-Secs

4.18%

4.26%

5.28%

6.76%

7.06%

8.28%

8.53%

12.50%

13.55%

19.82%

MANUFACTURING

OTHERS

CAPITAL GOODS

AUTOMOBILE

FINANCIAL SERVICES

FMCG

PHARMACEUTICALS

SOFTWARE / IT

OIL AND GAS

BANKING

Aug-0

6D

ec-

06

Apr-

07

Aug-0

7D

ec-

07

Apr-

08

Aug-0

8D

ec-

08

Apr-

09

Aug-0

9D

ec-

09

Apr-

10

Aug-1

0D

ec-

10

Apr-

11

Aug-1

1D

ec-

11

Apr-

12

Aug-1

2D

ec-

12

Apr-

13

Aug-1

3D

ec-

13

Apr-

14

Aug-1

4D

ec-

14

Apr-

15

Aug-1

5D

ec-

15

OBJECTIVE:

STRATEGY: To invest predominantly in debt securities with an additional exposure to equity, maintaining medium term duration profile of the portfolio.

To achieve value creation of the policyholder at an average risk level over medium to long-term period.

About The Fund

Balancer FundSFIN No.ULIF00931/05/05BSLBALANCE109

8.33% Government of India 2026 6.06%8.2% Government of India 2022 5.12%8.6% Government of India 2028 4.65%9.23% Government of India 2043 3.70%8.32% Government of India 2032 3.02%5.64% Government of India 2019 2.68%7.95% Government of India 2032 2.65%7.46% Government of India 2017 2.23%8.79% Government of India 2021 1.55%8.3% Government of India 2042 1.51%Other Government Securities 7.08%

9.39% Power Finance Corpn. Ltd. 2019 6.12%9.6% L&T Finance Ltd. 2016 4.47%9% Export Import Bank of India 2019 3.98%9.4% National Bank For Agri. and Rural Development 2016 2.99%9.47% Power Grid Corpn. of India Ltd. 2022 2.34%9.35% Power Grid Corpn. of India Ltd. 2021 1.55%8.9% Steel Authority of India Ltd. 2019 1.49%10.85% Rural Electrification Corpn. Ltd. 2018 0.95%11% Power Finance Corpn. Ltd. 2018 0.63%9.36% Power Finance Corpn. Ltd. 2021 0.62%Other Corporate Debt 0.32%

Infosys Ltd. 1.68%HDFC Bank Ltd. 1.64%Reliance Industries Ltd. 1.48%Housing Development Finance Corpn. Ltd. 1.34%Larsen and Toubro Ltd. 1.08%ICICI Bank Ltd. 1.05%State Bank of India 0.86%Tata Motors Ltd. 0.85%Tata Communications Ltd. 0.77%Axis Bank Ltd. 0.72%Other Equity 12.93%


CORPORATE DEBT

Equity


SECURITIES

40.26%

Holding

25.45%

24.40%

9.88%

NAV as on 27.3631st December 2015: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index

Asset held as on ` 33.67 Cr FUND MANAGER: Mr. 31st December 2015: Sumit Poddar (Equity), Mr. Deven Sangoi (Debt)

Fund Update:

Exposure to equities has increased to 24.40% from 23.25% and MMI has decreased to 9.88% from 11.36% on a MOM basis.


9


BMBalancer

Maturity Profile

Date of Inception: 18-Jul-05



AAA AA+31.94% 6.80%

61.27%

Sovereign

23.90%

44.67%

31.43%


25.45%

NCD

40.26%

G-sec

Equities

24.40%


9.88%

3.16%

3.17%

5.48%

5.66%

5.85%

7.16%

7.56%

11.12%

11.62%

24.34%

MANUFACTURING

TELECOMMUNICATION

FINANCIAL SERVICES

FMCG

CAPITAL GOODS

AUTOMOBILE

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

Aug-1

1

Dec-

11

Apr-

12

Aug-1

2

Dec-

12

Apr-

13

Aug-1

3

Dec-

13

Apr-

14

Aug-1

4

Dec-

14

Apr-

15

Aug-1

5

Dec-

15


2% Tata Steel Ltd. 2022 0.88%

10.75% Reliance Industries Ltd. 2018 0.86%

9.05% State Bank of India 2020 0.71%

9.1% State Bank of Mysore 2019 0.45%



10.85% Punjab National Bank 2023 0.43%





HDFC Bank Ltd. 2.56%Infosys Ltd. 2.30%Reliance Industries Ltd. 2.03%Housing Development Finance Corpn. Ltd. 1.48%ITC Ltd. 1.46%Larsen and Toubro Ltd. 1.30%ICICI Bank Ltd. 1.12%State Bank of India 1.10%Tata Motors Ltd. 1.02%Sun Pharmaceutical Inds. Ltd. 0.90%Other Equity 12.39%

OBJECTIVE: instruments, thereby providing a good balance between risk and return.

STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio by active management resulting in wealth creation for policyholders.

To grow your capital through enhanced returns over a medium to long term period through investments in equity and debt

About The Fund

Enhancer FundSFIN No.ULIF00213/03/01BSLENHANCE109


CORPORATE DEBT

Equity


SECURITIES

29.98%

Holding

35.77%

8.49

27.67%

6.58%


Asset held as on ` 6751.50 Cr FUND MANAGER: Mr. 31st December 2015: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update: Exposure to equities has increased to 27.67% from 27.63% and MMI has decreased to 6.58% from 7.02% on a MOM basis.

Enhancer fund continues to be predominantly invested in highest rated fixed income instruments.

slightly

Maturity Profile

Maturity (in years)


10

Asset Allocation Rating ProfileBMEnhancer



Sovereign

45.60%

0.32%

0.97%AA-

A+

AA+3.09%

AA2.33%

47.68%AAA

13.89%

40.23%45.88%


35.77%

NCDG-Sec

29.98%

27.67%

Equities MMI, Deposits, CBLO & Others

6.58%

2.76%

4.73%

5.40%

5.75%

7.79%

8.22%

8.80%

12.03%

13.13%

22.77%

OTHERS

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

FMCG

AUTOMOBILE

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

Au

g-0

7

Jan

-08

Jun

-08

Nov

-08

Ap

r-0

9

Se

p-0

9

Fe

b-1

0

Jul-1

0

De

c-1

0

May

-11

Oct

-11

Ma

r-1

2

Au

g-1

2

Jan

-13

Jun

-13

Nov

-13

Ap

r-1

4

Se

p-1

4

Fe

b-1

5

Jul-1

5

De

c-1

5













11% Power Finance Corpn. Ltd. 2018 1.38%

8.85% Axis Bank Ltd. 2024 1.21%


8.72% Kotak Mahindra Bank Ltd. 2022 1.20%

8.5% NHPC Ltd. 2023 1.19%



8.95% HDFC Bank Ltd. 2022 0.72%

8.8% ICICI Home Finance Co. Ltd. 2017 0.71%



Infosys Ltd. 3.34%



ITC Ltd. 2.70%




Tata Consultancy Services Ltd. 1.45%


Other Equity 23.93%

OBJECTIVE: investing in fixed income securities and high quality equity security.

STRATEGY: To ensure capital appreciation by simultaneously investing into fixed income securities and maintaining diversified equity portfolio. Active fund management is carried out to enhance policyholder’s wealth in long run.

To achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk by

About The Fund

Creator FundSFIN No.ULIF00704/02/04BSLCREATOR109


CORPORATE DEBT

EQUITY


SECURITIES

31.02%

Holding

17.94%

10.18

48.50%

2.54%


Asset held as on ` 423.18 Cr FUND MANAGER: Mr. 31st December 2015: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to equities has decreased to 48.50% from 49.10% and MMI has increased to 2.54% from 1.92% on a MOM basis.

Creator fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity Profile

Maturity (in years)



11

Creator BM

Date of Inception: 23-Feb-04


AA-

1.43%

AAA

34.06%AA

1.15%

63.37%

Sovereign

5.08%

36.29%

58.63%


48.50%

Equities31.02%G-Secs


2.54%17.94%NCD

2.80%

2.96%

6.13%

7.04%

7.30%

7.92%

9.30%

10.65%

14.55%

23.09%

MANUFACTURING

METAL

AUTOMOBILE

PHARMACEUTICALS

CAPITAL GOODS

FMCG

FINANCIAL SERVICES

OIL AND GAS

SOFTWARE / IT

BANKING

Jan-0

8

Jun-0

8

Nov

-08

Apr-

09

Sep-0

9

Feb-1

0

Jul-10

Dec-

10

May

-11

Oct

-11

Mar-

12

Aug-1

2

Jan-1

3

Jun-1

3

Nov

-13

Apr-

14

Sep-1

4

Feb-1

5

Jul-15

Dec-

15

8.99% Tata Capital Financial Services Limited 2017 0.61%


10.18% LIC Housing Finance Ltd. 2016 0.16%



9.7% National Bank For Agri. and Rural Development 2016 0.08%


Infosys Ltd. 7.19%




ITC Ltd. 4.29%






Other Equity 39.90%

OBJECTIVE:

STRATEGY: To invest in high quality equity security to provide long-term capital appreciation with high level of risk. This fund is suitable for those who want to have wealth maximization over long-term period with equity market dynamics.

To maximize wealth by actively managing a diversified equity portfolio.

About The Fund

Magnifier FundSFIN No.ULIF00826/06/04BSLIIMAGNI109

CORPORATE DEBT

EQUITY


SECURITIES

Rating Profile

1.66%

Holding

84.12%

0.37

14.09%

NAV as on 41.00 BENCHMARK: 31st December 2015: ` BSE 100 & Crisil Liquid Fund Index

Asset held as on ` 1073.82 Cr FUND MANAGER: Mr. 31st December 2015: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to equities has increased to 84.12% from 80.46% and MMI has decreased to 14.09% from 17.75% on a MOM basis

Magnifier fund continues to be predominantly invested in large cap stocks and maintains a well diversified portfolio with investments made across various sectors.

Maturity Profile

Maturity (in years)


12

Date of Inception: 12-Aug-04

100.00%

Less than 2 years

Magnifier BM



GOVERNMENT SECURITIES 0.13%

Asset Allocation

G-Secs0.13%

Sovereign

11.55%

AA+

12.11%21.07%AAA

55.27%

A1+


14.09%NCD

1.66%

84.12%

Equities

2.97%

4.06%

6.04%

6.37%

7.70%

7.94%

8.71%

10.91%

13.65%

21.94%

TELECOMMUNICATION

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

FMCG

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

Se

p-1

1

De

c-1

1

Ma

r-1

2

Jun

-12

Se

p-1

2

De

c-1

2

Ma

r-1

3

Jun

-13

Se

p-1

3

De

c-1

3

Ma

r-1

4

Jun

-14

Se

p-1

4

De

c-1

4

Ma

r-1

5

Jun

-15

Se

p-1

5

De

c-1

5

Infosys Ltd. 7.28%





ITC Ltd. 4.02%




Axis Bank Ltd. 2.70%

Other Equity 46.18%

OBJECTIVE: chip companies. To provide a cushion against the volatility in the equities through investment in money market instruments.STRATEGY: Active Fund Management with potentially 100% equity exposure. Maintaining High Quality Diversified Portfolio with Dynamic blend of Growth and Value Stocks- so that portfolio does not suffer from style bias. Focus on large-caps and quality mid-caps to ensure liquidity and reduce risk.

To Provide long-term capital appreciation by actively managing a well diversified equity portfolio of fundamentally strong blue

About The Fund

Maximiser FundSFIN No.ULIF01101/06/07BSLIINMAXI109

EQUITY


SECURITIES

94.34%

Holding

5.66%


Asset held as on ` 1908.81 Cr FUND MANAGER: Mr. 31st December 2015: Sameer Mistry

Fund Update:

Exposure to equities has slightly decreased to 94.34% from 94.35% and MMI has slightly increased to 5.66% from 5.65% on a MOM basis.

Maximiser fund is predominantly invested in large cap stocks and maintains a well diversified portfolio with investments made across various sectors.

Maturity Profile


13

Maximiser BM

Date of Inception: 12-Jun-07

100.00%

Less than 2 years

94.34%

Equity

5.66%



Sovereign

100.00%


3.86%

4.19%

4.22%

5.58%

8.68%

8.84%

9.17%

10.68%

11.04%

23.00%

CEMENT

FINANCIAL SERVICES

TELECOMMUNICATION

AUTOMOBILE

FMCG

CAPITAL GOODS

PHARMACEUTICALS

SOFTWARE / IT

OIL AND GAS

BANKING

Se

p-1

0

De

c-1

0

Ma

r-1

1

Jun

-11

Se

p-1

1

De

c-1

1

Ma

r-1

2

Jun

-12

Se

p-1

2

De

c-1

2

Ma

r-1

3

Jun

-13

Se

p-1

3

De

c-1

3

Ma

r-1

4

Jun

-14

Se

p-1

4

De

c-1

4

Ma

r-1

5

Jun

-15

Se

p-1

5

De

c-1

5



Infosys Ltd. 8.39%




Tata Communications Ltd. 5.40%


Maruti Suzuki India Ltd. 4.88%

Ultratech Cement Ltd. 4.53%

Other Equity 32.45%

OBJECTIVE: companies.

STRATEGY: To build and manage a concentrated equity portfolio of 20 fundamentally strong large cap stocks in terms of market capitalization by following an in-depth research-focused investment approach. The fund will attempt diversify across sectors and will invest in companies having financial strength, robust, efficient & visionary management & adequate market liquidity. The non-equity portion of the fund will be invested in highly rated money market instruments and fixed deposits.

To generate long-term capital appreciation for policyholders by making investments in fundamentally strong and liquid large cap

About The Fund

Super 20 FundSFIN No.ULIF01723/06/09BSLSUPER20109

Equity


SECURITIES

99.43%

Holding

0.57%

NAV as on 20.28 BENCHMARK: Sensex & 31st December 2015: ` Crisil Liquid Fund Index

Asset held as on ` 688.06 Cr FUND MANAGER: Mr. 31st December 2015: Sameer Mistry

Fund Update:


Super 20 fund is predominantly invested in large cap stocks and maintains a concentrated portfolio.

Top Sectoral Allocation

14

100.00%

Less than 2 years

Asset Allocation

Maturity Profile

Date of Inception: 06-Jul-09

Super 20 BM


Rating Profile

Sovereign

100.00%


0.57%

99.43%

Equities

3.53%

5.43%

6.73%

6.97%

7.38%

8.44%

11.12%

11.50%

14.39%

24.51%

AGRI RELATED

TELECOMMUNICATION

CAPITAL GOODS

FMCG

CEMENT

SOFTWARE / IT

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

BANKING

Oct

-12

Dec-

12

Feb-1

3

Apr-

13

Jun-1

3

Aug-1

3

Oct

-13

Dec-

13

Feb-1

4

Apr-

14

Jun-1

4

Aug-1

4

Oct

-14

Dec-

14

Feb-1

5

Apr-

15

Jun-1

5

Aug-1

5

Oct

-15

Dec-

15

Jagran Prakashan Ltd. 7.14%


Inox Wind Limited 6.46%

Alstom India Limited 6.13%

Divis Laboratories Ltd. 4.91%

Welspun India Limited 4.61%

AIA Engineering Ltd. 4.51%

Colgate-Palmolive (India) Ltd. 4.40%

Indian Oil Corpn. Ltd. 4.37%

Engineers India Ltd. 4.13%

Other Equity 35.29%

OBJECTIVE: companies whose market capitalization is between Rs. 10 billion to Rs. 250 billion. Further, the fund would also seek to provide a cushion against the sudden volatility in the equities through some investments in short-term money market instruments.

STRATEGY: Active Fund Management with potentially 100% equity exposure. Research based investment approach with a dedicated & experienced in-house research team. Identify undervalued stocks in the growth phase. Focus on niche players with competitive advantage, in the sunrise industry & potential of being tomorrow’s large cap. Emphasize on early identification of stocks.

The provide long-term wealth maximisation by actively managing a well-diversified equity portfolio, predominantly comprising of

About The Fund

Multiplier FundSFIN No.ULIF01217/10/07BSLINMULTI109

Equity


SECURITIES


89.02%

Holding

10.49%

NAV as on 23.38 BENCHMARK: CNX Midcap & 31st December 2015: ` Crisil Liquid Fund Index

Asset held as on ` 495.50 Cr FUND MANAGER: 31st December 2015: Mr. Dhrumil Shah

Fund Update:

Exposure to equities has increased to 89.02% from 88.36% and MMI has decreased to 10.49% from 11.14% on MOM basis.

Multiplier fund is predominantly invested in high quality mid cap stocks and maintains a well diversified portfolio with investments made across various sectors.

Maturity Profile


Multiplier BM

15

100.00%

Less than 2 years

Date of Inception: 30-Oct-07

Government of India 2016 0.49%

GOVERNMENT SECURITIES 0.49%




10.49% G-Secs0.49%

89.02%

Equities

A1+

26.53%

Sovereign

73.47%

2.36%

2.37%

3.87%

5.48%

8.02%

11.48%

12.92%

13.86%

14.36%

17.25%

FINANCIAL SERVICES

METAL

RETAILING

FMCG

MEDIA

OIL AND GAS

PHARMACEUTICALS

BANKING

MANUFACTURING

CAPITAL GOODS

Jun-1

1

Sep-1

1

Dec-

11

Mar-

12

Jun-1

2

Sep-1

2

Dec-

12

Mar-

13

Jun-1

3

Sep-1

3

Dec-

13

Mar-

14

Jun-1

4

Sep-1

4

Dec-

14

Mar-

15

Jun-1

5

Sep-1

5

Dec-

15

OBJECTIVE: The objective of the fund is to provide long-term wealth creation by actively managing portfolio through investment in selective businesses. Fund will not invest in businesses that provide goods or services in gambling, lottery /contests, animal produce, liquor, tobacco, entertainment like films or hotels, banks and financial institutions

STRATEGY: The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong companies by following a research-focused investment approach

About The Fund

Pure EquitySFIN No.ULIF02707/10/11BSLIPUREEQ109

NAV as on 20.1431st December 2015: `

Asset held as on ` 31.36 Cr FUND MANAGER: Mr. 31st December 2015: Praful Kumar

Fund Update:


SECURITIES Holding

Reliance Industries Ltd. 6.74%Larsen and Toubro Ltd. 5.35%Crisil Ltd. 4.74%Cipla Ltd. 4.13%Alstom India Limited 4.08%Tata Consultancy Services Ltd. 3.90%Ambuja Cements Ltd. 3.81%Ultratech Cement Ltd. 3.66%Sun Pharmaceutical Inds. Ltd. 3.54%Titan Company Limited 2.70%Other Equity 50.65%

Equity 93.31%

MMI, Deposits, CBLO & Others 6.69%

Asset Allocation


16


6.69%


93.31%

Equity

3.20%

4.73%

5.08%

6.42%

8.92%

10.44%

11.01%

11.90%

14.00%

15.85%

MANUFACTURING

AGRI RELATED

BUSINESS CONSULTANCY

AUTOMOBILE

FMCG

CEMENT

SOFTWARE / IT

OIL AND GAS

PHARMACEUTICALS

CAPITAL GOODS

OBJECTIVE: To provide reasonable & stable returns, at a high level of safety and liquidity for capital conservation for the Policyholder by investing in low maturity debt & money market instruments

STRATEGY: The strategy of this BSLI Fund Option is to make judicious investments in high quality debt and money market instruments to protect capital of the policyholder & generate steady returns at very low level of risk

About The Fund

Liquid PlusSFIN No.ULIF02807/10/11BSLLIQPLUS109


SECURITIES Holding

100.00%

NAV as on 13.41 BENCHMARK: 31st December 2015: ` Crisil Liquid Index

Asset held as on ` 63.57 Cr FUND MANAGER : Mr. 31st December 2015: Ajit Kumar PPB

Fund Update:

The average maturity of the fund has slightly increased to 0.43 years from 0.38 years in the previous month.


Maturity Profile

17


100.00%

Less than 2 years


100.00%



AAA

8.15%

A1+

91.85%

OBJECTIVE: The objective of the fund is to provide long-term wealth maximization by managing a well diversified equity portfolio predominantly comprising of deep value stocks with strong momentum

STRATEGY: To build & manage a diversified equity portfolio of value and momentum driven stocks by following a prudent mix of qualitative & quantitative investment factors. This strategy has outperformed the broader market indices over long-term. The fund would seek to identify companies which have attractive business fundamentals, competent management and prospects of robust future growth and are yet available at a discount to their intrinsic value and display good momentum. The fund will also maintain reasonable level of liquidity

About The Fund

Value & MomentumSFIN No.ULIF02907/10/11BSLIVALUEM109


Asset held as on ` 71.05 Cr FUND MANAGER: Mr. 31st December 2015: Sunil Kumar

Fund Update:


SECURITIES Holding

Infosys Ltd. 5.78%Engineers India Ltd. 4.04%Coal India Ltd 4.01%Bajaj Corp Ltd. 3.98%Tata Chemicals Ltd. 3.72%ACC Ltd. 3.39%Credit Analysis and Research Ltd 3.35%Ambuja Cements Ltd. 2.95%Oracle Financial Services Software Ltd. 2.88%Indian Oil Corpn. Ltd. 2.87%Other Equity 48.38%

Equity 85.34%


Corporate Debt

14.46%

0.20%



18

Maturity Profile



8.49% NTPC Ltd. 2025 0.20%



14.46%

85.34%

Equities

0.20%NCD

AAA1.35%

Sovereign

98.65%

98.65%

1.35%

Less than 2 years 7 years & above

4.36%

4.46%

4.66%

5.62%

5.87%

7.42%

8.13%

13.56%

14.25%

14.60%

FERTILISERS

POWER

FMCG

FINANCIAL SERVICES

CAPITAL GOODS

CEMENT

METAL

BANKING

OIL AND GAS

SOFTWARE / IT

OBJECTIVE: while using debt instruments & derivatives to lock-in capital appreciations.

STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets & up to 40% in Money Market.

To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies

About The Fund

Platinum Plus I FundSFIN No.ULIF01325/02/08BSLIIPLAT1109

8.24% Government of India 2018 2.79%7.83% Government of India 2018 1.59%5.69% Government of India 2018 0.01%

National Bank For Agri. and Rural Development 2017 6.04%9.05% Sundaram Finance Ltd. 2018 5.45%9.3% Power Grid Corpn. of India Ltd. 2018 5.15%9.18% Housing Development Finance Corpn. Ltd. 2018 3.92%9.43% Indian Railway Finance Corpn. Ltd. 2018 3.73%8.95% Power Finance Corpn. Ltd. 2018 3.41%8.3% National Bank For Agri. and Rural Development 2018 3.27%8.96% Hero Fincorp Ltd 2018 1.81%8.39% Gruh Finance Ltd. 2018 1.80%8.34% LIC Housing Finance Ltd. 2018 1.80%Other Corporate Debt 9.25%

Reliance Industries Ltd. 3.08%Infosys Ltd. 2.99%HDFC Bank Ltd. 2.77%ITC Ltd. 2.20%ICICI Bank Ltd. 1.98%Housing Development Finance Corpn. Ltd. 1.76%Larsen and Toubro Ltd. 1.51%Kotak Mahindra Bank Ltd. 1.34%State Bank of India 1.30%Cipla Ltd. 1.23%Other Equity 13.28%


CORPORATE DEBT

Equity


SECURITIES

4.39%

Holding

45.62%

33.46%

16.52%


Asset held as on ` 276.56 Cr FUND MANAGER: Mr. 31st December 2015: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to equities has decreased to 33.46% from 34.42% and MMI has slightly increased to 16.52% from 16.19% on a MOM basis.

Platinum Plus I fund continues to be predominantly invested in large cap stocks and maintains a well diversified portfolio.



Maturity Profile

19





G-Secs16.52%4.39%

Equities

33.46%

45.62%

NCD

14.22%

AA+ Sovereign

10.58%

75.20%

AAA

13.87%

86.13%


3.17%

4.52%

5.16%

5.27%

6.41%

8.93%

10.18%

13.19%

13.92%

27.43%

DIVERSIFIED

CAPITAL GOODS

CEMENT

FINANCIAL SERVICES

AUTOMOBILE

PHARMACEUTICALS

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING




About The Fund

Platinum Plus II FundSFIN No.ULIF01425/02/08BSLIIPLAT2109

5.69% Government of India 2018 4.98%7.83% Government of India 2018 2.11%6.05% Government of India 2019 0.73%6.05% Government of India 2019 0.46%8.24% Government of India 2018 0.27%

National Bank For Agri. and Rural Development 2019 5.22%National Housing Bank 2018 4.98%9.81% Power Finance Corpn. Ltd. 2018 3.38%9.7% Power Finance Corpn. Ltd. 2018 2.99%National Bank For Agri. and Rural Development 2018 2.76%9.63% Rural Electrification Corpn. Ltd. 2019 2.39%9.38% Rural Electrification Corpn. Ltd. 2018 1.98%8.93% Power Grid Corpn. of India Ltd. 2018 1.96%8.55% Indian Railway Finance Corpn. Ltd. 2019 1.95%9.35% Power Grid Corpn. of India Ltd. 2018 1.68%Other Corporate Debt 15.07%

HDFC Bank Ltd. 3.45%Infosys Ltd. 3.20%Reliance Industries Ltd. 3.03%Housing Development Finance Corpn. Ltd. 2.51%Larsen and Toubro Ltd. 2.07%ITC Ltd. 1.91%ICICI Bank Ltd. 1.80%Cipla Ltd. 1.18%State Bank of India 1.18%Power Grid Corpn. of India Ltd. 1.15%Other Equity 14.31%


CORPORATE DEBT

Equity


SECURITIES

8.55%

Holding

44.36%

35.80%

11.30%


Asset held as on ` 521.49 Cr FUND MANAGER: Mr. 31st December 2015: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Platinum Plus II fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



20




35.80%

EquitiesG-Secs


11.30%8.55%

NCD

44.36%

Sovereign

17.11%

82.89%

AAA

2.94%

97.06%


3.22%

5.00%

5.33%

5.78%

7.00%

7.09%

9.00%

13.58%

16.43%

22.72%

POWER

CEMENT

FMCG

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING




About The Fund

Platinum Plus III FundSFIN No. ULIF01628/04/09BSLIIPLAT3109

6.9% Government of India 2019 10.04%6.05% Government of India 2019 0.96%5.64% Government of India 2019 0.21%7.8% Government of India 2020 0.06%

National Housing Bank 2019 3.26%8.97% LIC Housing Finance Ltd. 2019 3.05%8.65% NTPC Ltd. 2019 2.56%8.2% Small Industries Development Bank of India 2018 2.52%9.63% Rural Electrification Corpn. Ltd. 2019 2.09%9.39% Power Finance Corpn. Ltd. 2019 1.73%9.45% Housing Development Finance Corpn. Ltd. 2019 1.72%9.43% Tata Sons Ltd. 2019 1.71%8.85% Power Grid Corpn. of India Ltd. 2019 1.71%8.6% Indian Railway Finance Corpn. Ltd. 2019 1.71%Other Corporate Debt 13.78%

HDFC Bank Ltd. 3.84%Infosys Ltd. 3.55%Reliance Industries Ltd. 3.37%Housing Development Finance Corpn. Ltd. 2.79%Larsen and Toubro Ltd. 2.30%ITC Ltd. 2.12%ICICI Bank Ltd. 1.84%State Bank of India 1.31%Cipla Ltd. 1.30%Power Grid Corpn. of India Ltd. 1.27%Other Equity 16.47%


CORPORATE DEBT

Equity


SECURITIES

11.26%

Holding

35.84%

40.17%

12.73%



Fund Update:

Exposure to equities has decreased to 40.17% from 42.17% and MMI has been decreased to 12.73% from 15.74% on a MOM basis.

Platinum Plus III fund continues to be predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



21


Date of Inception: 15-May-09


NCD11.26%

35.84%

G-Secs

12.73%


40.17%

Equities

Sovereign

23.90%AA+

0.75%

75.35%

AAA

6.83%

92.51%

0.66%


3.17%

4.95%

5.73%

6.91%

6.94%

7.00%

8.89%

13.42%

15.99%

22.10%

POWER

CEMENT

CAPITAL GOODS

FMCG

FINANCIAL SERVICES

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING




About The Fund

Platinum Plus IV FundSFIN No.ULIF01816/09/09BSLIIPLAT4109





9.05% Petronet LNG Ltd. 2019 4.21%

National Bank For Agri. and Rural Development 2019 3.57%

8.68% Aditya Birla Nuvo Ltd. 2020 3.56%





8.37% NABARD 2020 2.26%



Infosys Ltd. 3.81%




ITC Ltd. 2.27%



Cipla Ltd. 1.41%

Oil and Natural Gas Corpn. Ltd. 1.26%

Other Equity 17.69%


CORPORATE DEBT

Equity


SECURITIES

2.53%

Holding

44.97%

43.04%

9.46%



Fund Update:


Platinum Plus IV fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



22





G-Secs

2.53%43.04%

NCD

9.46%

44.97%

EquitiesSovereign

15.79%

AA+

8.57%

75.64%

AAA

8.22%

90.90%

0.88%


2.67%

4.97%

5.72%

6.92%

6.93%

7.04%

8.91%

13.54%

16.25%

22.14%

POWER

CEMENT

CAPITAL GOODS

FMCG

FINANCIAL SERVICES

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and as approved by the IRDA.

STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.

To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies

About The Fund

Platinum Premier FundSFIN No.ULIF02203/02/10BSLPLATPR1109


8.37% National Bank For Agri. and Rural Development 2020 4.85%8.18% National Bank For Agri. and Rural Development 2020 3.68%8.68% Aditya Birla Nuvo Ltd. 2020 3.17%8.3% Steel Authority of India Ltd. 2020 2.93%8.7% Power Finance Corpn. Ltd. 2020 2.72%8.87% Rural Electrification Corpn. Ltd. 2020 2.25%8.95% Larsen and Toubro Ltd. 2020 2.25%8.97% Tata Sons Ltd. 2020 2.24%8.68% LIC Housing Finance Ltd. 2020 2.22%7.93% Power Grid Corpn. of India Ltd. 2020 2.18%Other Corporate Debt 11.78%

Infosys Ltd. 4.09%HDFC Bank Ltd. 3.79%Housing Development Finance Corpn. Ltd. 3.73%Reliance Industries Ltd. 3.30%Larsen and Toubro Ltd. 2.86%ICICI Bank Ltd. 2.80%ITC Ltd. 2.39%Axis Bank Ltd. 2.02%Oil and Natural Gas Corpn. Ltd. 1.74%State Bank of India 1.59%Other Equity 17.01%


CORPORATE DEBT

Equity


SECURITIES

7.46%

Holding

40.28%

45.31%

6.95%


Asset held as on ` 678.17 Cr FUND MANAGER: Mr. 31st December 2015: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to equities has decreased to 45.31% from 48.33% and MMI has decreased to 6.95% from 7.85% on a MOM basis.

Platinum Premier fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



23




NCD G-Secs

40.28% 6.95%


7.46%

45.31%Equities

Sovereign

15.63%AA+

7.26%

77.11%

AAA

3.73%

96.09%

0.18%


3.03%

3.72%

6.12%

7.07%

7.59%

7.72%

9.34%

11.12%

16.27%

24.11%

METAL

CEMENT

PHARMACEUTICALS

CAPITAL GOODS

AUTOMOBILE

FMCG

FINANCIAL SERVICES

OIL AND GAS

SOFTWARE / IT

BANKING

OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and as approved by the IRDA.

STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies

About The Fund

Platinum Advantage FundSFIN No.ULIF02408/09/10BSLPLATADV109


8.35% LIC Housing Finance Ltd. 2020 3.20%8.93% Power Grid Corpn. of India Ltd. 2020 2.36%8.85% Power Grid Corpn. of India Ltd. 2020 2.36%8.78% Power Finance Corpn. Ltd. 2020 2.34%8.67% LIC Housing Finance Ltd. 2020 2.31%8.49% NHPC Ltd. 2020 1.77%Rural Electrification Corpn. Ltd. 2020 1.69%9.81% Power Finance Corpn. Ltd. 2018 1.63%8.4% Larsen and Toubro Ltd. 2020 1.38%9.63% Rural Electrification Corpn. Ltd. 2019 0.96%Other Corporate Debt 6.31%

Infosys Ltd. 4.76%HDFC Bank Ltd. 4.21%Housing Development Finance Corpn. Ltd. 4.07%Reliance Industries Ltd. 3.81%Larsen and Toubro Ltd. 3.06%ICICI Bank Ltd. 2.99%ITC Ltd. 2.98%Axis Bank Ltd. 2.01%Tata Consultancy Services Ltd. 1.90%Oil and Natural Gas Corpn. Ltd. 1.80%Other Equity 19.66%


CORPORATE DEBT

Equity


SECURITIES

18.24%

Holding

26.32%

51.26%

4.18%


Asset held as on ` 1084.03 Cr FUND MANAGER: Mr. 31st December 2015: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Maturity Profile



24




G-Secs

18.24%NCD

26.32%


4.18%

51.26%

Equities

Sovereign

40.93%

59.07%

AAA

7.27%

91.95%

0.79%


2.65%

4.07%

5.80%

6.64%

7.44%

8.80%

8.90%

10.96%

17.29%

23.02%

METAL

CEMENT

PHARMACEUTICALS

CAPITAL GOODS

AUTOMOBILE

FINANCIAL SERVICES

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and as approved by IRDA.



About The Fund

Foresight Single PaySFIN No.ULIF02610/02/11BSLFSITSP1109


8.54% NHPC Ltd. 2021 6.35%9.36% Power Finance Corpn. Ltd. 2021 5.44%8.93% Power Grid Corpn. of India Ltd. 2021 5.37%8.44% Rural Electrification Corpn. Ltd. 2021 5.24%9.3% Power Grid Corpn. of India Ltd. 2021 1.09%8.49% NTPC Ltd. 2025 0.07%

Reliance Industries Ltd. 5.77%HDFC Bank Ltd. 4.96%Infosys Ltd. 4.80%Housing Development Finance Corpn. Ltd. 3.76%Larsen and Toubro Ltd. 3.03%ICICI Bank Ltd. 2.96%ITC Ltd. 2.66%Axis Bank Ltd. 2.25%State Bank of India 2.15%Power Grid Corpn. of India Ltd. 1.52%Other Equity 20.24%


CORPORATE DEBT

Equity


SECURITIES

12.01%

Holding

23.56%

54.10%

10.33%


Asset held as on ` 95.67 Cr FUND MANAGER: Mr. 31st December 2015: Dhrumil Shah (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to equities has decreased to 54.10% from 57.23% and MMI has slightly decreased to 10.33% from 10.42% on a MOM basis.

Maturity Profile



25





10.33%NCD

23.56%12.01%G-Secs

54.10%Equities

Sovereign

45.43%

54.57%AAA

21.02%

78.82%

0.17%


2.81%

4.11%

4.91%

5.04%

5.60%

6.95%

8.09%

15.98%

16.40%

24.84%

POWER

PHARMACEUTICALS

FMCG

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

OIL AND GAS

BANKING

OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and as approved by IRDA.



About The Fund

Foresight 5 PaySFIN No.ULIF02510/02/11BSLFSIT5P1109


9.57% Indian Railway Finance Corpn. Ltd. 2021 2.32%8.44% Rural Electrification Corpn. Ltd. 2021 1.75%8.55% Power Finance Corpn. Ltd. 2021 1.71%8.54% NHPC Ltd. 2021 1.50%9% Export Import Bank of India 2019 1.41%9.3% Power Grid Corpn. of India Ltd. 2021 1.32%9.75% Larsen and Toubro Ltd. 2022 1.16%9.61% Power Finance Corpn. Ltd. 2021 0.94%9.48% Rural Electrification Corpn. Ltd. 2021 0.94%9.9% Housing Development Finance Corpn. Ltd. 2021 0.92%Other Corporate Debt 18.09%

HDFC Bank Ltd. 3.76%Infosys Ltd. 3.61%Reliance Industries Ltd. 3.60%Housing Development Finance Corpn. Ltd. 2.90%ICICI Bank Ltd. 2.28%Larsen and Toubro Ltd. 2.14%ITC Ltd. 2.08%Axis Bank Ltd. 1.68%State Bank of India 1.50%Power Grid Corpn. of India Ltd. 1.24%Other Equity 14.86%


CORPORATE DEBT

Equity


SECURITIES

22.00%

Holding

32.04%

39.65%

6.31%



Fund Update:


Maturity Profile



26




AAA58.75%

Sovereign

41.25%

MMI, Deposits, CBLO & OthersNCD

22.00%G-Secs

32.04% 6.31%

39.65%Equities

8.76%

85.68%

5.55%


3.12%

4.48%

5.25%

5.34%

5.39%

7.32%

7.86%

15.27%

15.54%

25.31%

POWER

PHARMACEUTICALS

FMCG

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

OBJECTIVE: using debt instruments and derivatives to ensure capital protection after five years.

STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies while

About The Fund

Titanium I FundSFIN No.ULIF01911/12/09BSLITITAN1109

8.6% Steel Authority of India Ltd. 2019 9.51%8.7% Power Finance Corpn. Ltd. 2020 7.49%9.25% Power Grid Corpn. of India Ltd. 2019 6.51%8.55% Tata Sons Ltd. 2020 4.73%9.63% Rural Electrification Corpn. Ltd. 2019 4.62%8.76% Power Finance Corpn. Ltd. 2019 3.00%8.37% National Bank For Agri. and Rural Development 2020 2.98%9.3% Power Grid Corpn. of India Ltd. 2018 1.90%8.68% Aditya Birla Nuvo Ltd. 2020 1.48%9.04% Rural Electrification Corpn. Ltd. 2019 0.91%


CORPORATE DEBT

Equity

SECURITIES Holding

43.13%

48.49%


Asset held as on ` 33.78 Cr FUND MANAGER: Mr. 31st December 2015: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to equities has decreased to 48.49% from 49.14%

Titanium I fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



27


MMI, Deposits, CBLO & Others 8.38%

Date of Inception: 16-Dec-09


NCD

43.13% 8.38%


48.49%Equities

AAA

86.48%

10.45%

Sovereign

3.07%

AA+

13.52%

86.48%


3.23%

4.58%

4.68%

5.26%

6.42%

9.14%

10.30%

13.20%

13.85%

27.40%

DIVERSIFIED

CAPITAL GOODS

CEMENT

FINANCIAL SERVICES

AUTOMOBILE

PHARMACEUTICALS

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

OBJECTIVE: while using debt instruments and derivatives to ensure capital protection after five years.



About The Fund

Titanium II FundSFIN No.ULIF02011/12/09BSLITITAN2109

8.49% NHPC Ltd. 2020 10.89%8.37% National Bank For Agri. and Rural Development 2020 7.59%9.32% Power Finance Corpn. Ltd. 2019 4.44%8.75% Reliance Industries Ltd. 2020 4.38%8.55% Tata Sons Ltd. 2020 4.30%8.68% Aditya Birla Nuvo Ltd. 2020 1.08%

Reliance Industries Ltd. 4.73%Infosys Ltd. 4.55%HDFC Bank Ltd. 4.22%ITC Ltd. 3.60%ICICI Bank Ltd. 3.03%Housing Development Finance Corpn. Ltd. 2.71%Larsen and Toubro Ltd. 2.43%Kotak Mahindra Bank Ltd. 2.19%Cipla Ltd. 2.01%State Bank of India 1.98%Other Equity 20.71%

CORPORATE DEBT

Equity


SECURITIES Holding

32.68%

52.15%

4.15%


Asset held as on ` 9.27 Cr FUND MANAGER: 31st December 2015: Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Titanium II fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



28




8.27% Government Of India 2020 11.02%

11.02%GOVERNMENT SECURITIES32.68%

NCD11.02%


4.15%

G-Secs

52.15%Equities

Sovereign

2.31%30.05%

AA+

AAA

67.65%

6.46%

93.54%


3.34%

4.66%

4.77%

5.21%

6.41%

9.40%

10.48%

13.10%

13.63%

27.10%

DIVERSIFIED

CAPITAL GOODS

CEMENT

FINANCIAL SERVICES

AUTOMOBILE

PHARMACEUTICALS

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

OBJECTIVE: while using debt instruments and derivatives to ensure capital protection after five years.



About The Fund

Titanium III FundSFIN No.ULIF02111/12/09BSLITITAN3109

8.37% National Bank For Agri. and Rural Development 2020 10.49%8.95% LIC Housing Finance Ltd. 2020 8.82%8.75% Reliance Industries Ltd. 2020 3.53%8.55% Tata Sons Ltd. 2020 3.47%


CORPORATE DEBT

Equity


SECURITIES Holding

26.31%

56.26%

8.54%


Asset held as on ` Cr FUND MANAGER: 31st December 2015: 5.75 Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Titanium III fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

slightly

Maturity Profile



29


Date of Inception: 16-Jun-10



8.88%GOVERNMENT SECURITIES8.88%

G-Secs MMI, Deposits, CBLO & Others

8.54%

NCD

26.31%

56.26%Equities

71.92%AAA

Sovereign

28.08%

17.56%

82.44%


3.25%

4.58%

4.82%

5.23%

5.71%

9.57%

10.41%

13.34%

13.81%

27.48%

DIVERSIFIED

CAPITAL GOODS

CEMENT

FINANCIAL SERVICES

AUTOMOBILE

PHARMACEUTICALS

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

OBJECTIVE: portfolio, which will enhance yield of composite portfolio with minimum risk appetite.

STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for those who want to protect their capital and earn steady return on investment through higher exposure to debt securities.

To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity

About The Fund

Pension Nourish FundSFIN No.ULIF00604/03/03BSLNOURISH109

8.33% Government of India 2026 16.49%8.28% Government of India 2027 8.72%8.3% Government of India 2040 6.53%8.15% Government of India 2022 4.76%7.16% Government of India 2023 4.10%

9.04% Rural Electrification Corpn. Ltd. 2019 8.75%8.4% Nuclear Power Corpn. of India Ltd. 2028 8.69%9.81% Power Finance Corpn. Ltd. 2018 5.32%9.95% Food Corporation of India 2022 4.60%9.6% L&T Finance Ltd. 2016 4.28%9.37% Power Finance Corpn. Ltd. 2024 3.62%10.7% Indian Railway Finance Corpn. Ltd. 2023 2.94%8.9% Steel Authority of India Ltd. 2019 2.56%9.74% Tata Sons Ltd. 2024 1.82%9.15% Export Import Bank of India 2022 1.78%Other Corporate Debt 1.78%

HDFC Bank Ltd. 0.71%Infosys Ltd. 0.70%Reliance Industries Ltd. 0.64%Housing Development Finance Corpn. Ltd. 0.60%ICICI Bank Ltd. 0.60%ITC Ltd. 0.54%Larsen and Toubro Ltd. 0.45%State Bank of India 0.41%Tata Consultancy Services Ltd. 0.37%Tata Motors Ltd. 0.34%Other Equity 4.65%


CORPORATE DEBT

Equity


SECURITIES

40.60%

Holding

46.15%

10.00%


Asset held as on ` 11.70 Cr FUND MANAGER: Mr. 31st December 2015: Praful Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to equities has slightly increased to 10.00% from 9.90% and MMI has slightly increased to 3.25% from 3.14% on a MOM basis.

Maturity Profile



30


Nourish BM


3.25%


40.60%G-sec

Equities10.00%


3.25%

NCD46.15%

Sovereign

46.80%AA+

48.26%

4.94%

AAA

5.69%

33.80%

60.51%


2.44%

4.13%

6.49%

7.23%

8.53%

8.61%

9.26%

10.69%

12.52%

23.54%

POWER

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

PHARMACEUTICALS

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

Au

g-0

7

De

c-0

7

Ap

r-0

8

Au

g-0

8

De

c-0

8

Ap

r-0

9

Au

g-0

9

De

c-0

9

Ap

r-1

0

Au

g-1

0

De

c-1

0

Ap

r-1

1

Au

g-1

1

De

c-1

1

Ap

r-1

2

Au

g-1

2

De

c-1

2

Ap

r-1

3

Au

g-1

3

De

c-1

3

Ap

r-1

4

Au

g-1

4

De

c-1

4

Ap

r-1

5

Au

g-1

5

De

c-1

5

OBJECTIVE: investment in equity and debt.

STRATEGY: Generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating long term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.

To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of

About The Fund

Pension Growth FundSFIN No.ULIF00504/03/03BSLIGROWTH109













9.55% Hindalco Industries Ltd. 2022 3.30%


8.49% L&T Infra Debt Fund Limited 2025 0.83%


Infosys Ltd. 1.36%





Divis Laboratories Ltd. 0.77%


ITC Ltd. 0.65%


Other Equity 9.84%


CORPORATE DEBT

Equity


SECURITIES

36.38%

Holding

32.07%

19.36%

12.18%


Asset held as on ` 29.82 Cr FUND MANAGER: Mr. 31st December 2015: Devendra Singhvi

Fund Update:

Exposure to equities has creased to 19.36% from 19.66% and MMI has decreased to 12.18% from 15.53% on a MOM basis.

slightly de

Maturity Profile



31


Pension Growth BM



MMI, Deposits, CBLO & OthersEquities

19.36% 12.18%

32.07% 36.38%NCD G-sec

42.02%

AAA AA-4.83%

Sovereign

53.15%

0.10%17.57%

82.33%


1.59%

1.95%

5.97%

7.77%

8.06%

8.86%

12.14%

12.51%

12.99%

20.98%

METAL

MEDIA

FMCG

AUTOMOBILE

FINANCIAL SERVICES

CAPITAL GOODS

OIL AND GAS

SOFTWARE / IT

PHARMACEUTICALS

BANKING

Au

g-0

7

Jan

-08

Jun

-08

Nov

-08

Ap

r-0

9

Se

p-0

9

Fe

b-1

0

Jul-1

0

De

c-1

0

May

-11

Oct

-11

Ma

r-1

2

Au

g-1

2

Jan

-13

Jun

-13

Nov

-13

Ap

r-1

4

Se

p-1

4

Fe

b-1

5

Jul-1

5

De

c-1

5

OBJECTIVE: instruments, thereby providing a good balance between risk and return.

STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio by active management resulting in wealth creation for policyholders.

To grow your capital through enhanced returns over a medium to long term period through investments in equity and debt

About The Fund

Pension Enrich FundSFIN No.ULIF00404/03/03BSLIENRICH109









9.95% Food Corporation of India 2022 2.06%



9.55% Hindalco Industries Ltd. 2022 1.88%



10.15% Kotak Mahindra Prime Ltd. 2017 1.29%

9.9% Cholamandalam Investment and Finance Co. Ltd. 2016 1.27%


Infosys Ltd. 2.53%Reliance Industries Ltd. 2.20%Housing Development Finance Corpn. Ltd. 1.96%ICICI Bank Ltd. 1.72%HDFC Bank Ltd. 1.59%ITC Ltd. 1.50%State Bank of India 1.40%Manpasand Beverages Limited 1.28%Larsen and Toubro Ltd. 1.21%Sun Pharmaceutical Inds. Ltd. 1.19%Other Equity 18.45%


CORPORATE DEBT

Equity


SECURITIES

32.28%

Holding

29.12%

35.03%

3.56%


Asset held as on ` 157.09 Cr FUND MANAGER: 31st December 2015: Mr. Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:


Maturity Profile



32



Enrich BM


AA-AAA

42.29% 3.06%AA

2.08%

Sovereign

52.57%

NCD29.12%


3.56%

32.28%

G-sec Equities

35.03%

7.67%25.12%

67.20%


3.92%

4.30%

5.38%

6.71%

7.08%

7.98%

8.72%

12.68%

13.50%

19.88%

AGRI RELATED

OTHERS

CAPITAL GOODS

AUTOMOBILE

FINANCIAL SERVICES

FMCG

PHARMACEUTICALS

SOFTWARE / IT

OIL AND GAS

BANKING

Jan

-08

Jun

-08

Nov

-08

Ap

r-0

9

Se

p-0

9

Fe

b-1

0

Jul-1

0

De

c-1

0

May

-11

Oct

-11

Ma

r-1

2

Au

g-1

2

Jan

-13

Jun

-13

Nov

-13

Ap

r-1

4

Se

p-1

4

Fe

b-1

5

Jul-1

5

De

c-1

5

Index [lifeinsurance.adityabirlacapital.com] · 2016-04-25 · Platinum Advantage Fund Foresight...

Documents

Transcript of Index [lifeinsurance.adityabirlacapital.com] · 2016-04-25 · Platinum Advantage Fund Foresight...