Income stream calculation-Free Dash
Transcript of Income stream calculation-Free Dash
8/10/2019 Income stream calculation-Free Dash
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Essentially, a dashboard report is a way to visually present critical data in summary form so that you can makequick and effective decisions, in much the same way that a car dashboard works.
J - Dash™ uses charts and graphs to develop into a broad spectrum analysis of your firm's health. This is all doneby entering into the Master Data Entry worksheet numbers that are broadcasted throughout hundreds of cells.
The steps are simple:1) Obtain 4 periods of financials (Years or Quarters)2) Enter financial data into Master Data Entry worksheet3) Perform What-if analyses (Optional)4) Print, Email, and Present - Done
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Start Year 2016
Corporation Type (C or S) C 'C' Corporation format selected; income taxes WILL be computed
I NCOME STATEMENT
Fin an c ials Tot al
2016 2017 2018 2019 4 PeriodsSales
Sales $2,000,000 $1,500,000 $1,300,000 $2,010,100 $6,810,100Cost of Goods Sold $945,000 $865,000 $833,000 $946,616 $3,589,616
Gross profit $1,055,000 $635,000 $467,000 $1,063,484 $3,220,484
Expenses
Operating expenses $424,000 $318,000 $275,600 $426,141 $1,443,741Interest $16,250 $16,250 $16,250 $16,250 $65,000Depreciation $32,500 $33,958 $33,958 $33,958 $134,374
Amortization $1,250 $1,250 $1,250 $1,250 $5,000Subtotal (IDA) $50,000 $51,458 $51,458 $51,458 $204,374
Total expenses $474,000 $369,458 $327,058 $477,599 $1,648,115
Operating income $581,000 $265,542 $139,942 $585,885 $1,572,369
Other income and expenses
Gain (loss) on sale of assets $100,000 $10,000 $3,000 $405,700 $518,700Other (net) $20,000 $50,000 $100,000 $200,000 $370,000
Subtotal $120,000 $60,000 $103,000 $605,700 $888,700
Income before tax $701,000 $325,542 $242,942 $1,191,585 $2,461,069Please enter a tax percentageTaxes @ 30% $210,300 $97,663 $72,883 $357,475 $738,321
Net income $490,700 $227,879 $170,059 $834,109 $1,722,748
Retained earnings-beginning $1,400,000 $1,890,700 $2,118,579 $2,288,638 $1,400,000
Dividends paid $0 $0 $0 $50,000 $50,000
Retained earnings-ending $1,890,700 $2,118,579 $2,288,638 $3,072,747 $3,072,748
BALANCE SHEET
A c t ual Fin an c ials
2015 2016 2017 2018 2019
ASSETS
Current Assets
Cash and cash equivalents $451,000 $90,360 $289,233 $614,196 $1,454,008 Accounts receivable $350,000 $657,534 $493,151 $427,397 $660,855Inventory $400,000 $630,411 $590,959 $575,178 $631,208
Other current assets $10,000 $60,000 $45,090 $76,320 $50,000Total Current Assets $1,211,000 $1,438,305 $1,418,433 $1,693,091 $2,796,071
Fixed Assets
Land $100,000 $112,500 $125,000 $137,500 $150,000Buildings $1,500,000 $1,450,000 $1,450,000 $1,450,000 $1,450,000Equipment $800,000 $875,000 $875,000 $875,000 $875,000
Subtotal $2,400,000 $2,437,500 $2,450,000 $2,462,500 $2,475,000Less-accumulated depreciation $400,000 $432,500 $466,458 $500,416 $534,374
Total Fixed Assets $2,000,000 $2,005,000 $1,983,542 $1,962,084 $1,940,626
Intangible Assets
Intangible Assets Cost $50,000 $50,000 $50,000 $50,000 $50,000Less accumulated amortization $20 000 $21 250 $22 500 $23 750 $25 000
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$1,000,0
$1,500,0
$2,000,0
$2,500,0
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A c t u al Fin an c ial s
2015 2016 2017 2018 2019Cash from operations
Net earnings (loss) $490,700 $227,879 $170,059 $834,109 $1,722,748
Add-depreciation and amortization $33,750 $35,208 $35,208 $35,208 $139,374
Net cash from operations $524,450 $263,087 $205,267 $869,317 $1,862,121
Cash provided (used) byoperating activities
Accounts Receivable ($307,534) $164,383 $65,754 ($233,458) ($310,855)Inventory ($230,411) $39,452 $15,781 ($56,030) ($231,208)Other current assets ($50,000) $14,910 ($31,230) $26,320 ($40,000)
Other non-current assets ($8,000) ($87,000) $115,000 ($18,000) $2,000 Accounts payable ($271,233) $0 $0 $0 ($271,233)Current portion of long-term debt $0 $0 $0 $0 $0Income taxes $153,300 ($112,637) ($24,780) $284,592 $300,475
Accrued expenses ($6,712) ($20,822) ($8,329) $29,571 ($6,292)Other current liabilities ($4,000) $0 $0 $0 ($4,000)Dividends paid $0 $0 $0 ($50,000) ($50,000)
Net cash provided (used) by operations ($724,590) ($1,714) $132,196 ($17,005) ($611,113)
Investment transactionsIncreases (decreases)
Land $12,500 $12,500 $12,500 $12,500 $50,000Buildings and improvements ($50,000) $0 $0 $0 ($50,000)Equipment $75,000 $0 $0 $0 $75,000Intangible assets $0 $0 $0 $0 $0
Net cash from investments $37,500 $12,500 $12,500 $12,500 $75,000
Financing transactionsIncreases (decreases)
Short term notes payable ($50,000) $0 $0 $0 ($50,000)Long term debt ($100,000) $0 $0 $0 ($100,000)Deferred income ($10,000) $0 $0 $0 ($10,000)Deferred income taxes ($3,000) $0 $0 $0 ($3,000)
Other long-term liabilities $40,000 ($50,000) $0 $0 ($10,000)Capital stock and paid in capital $0 $0 $0 $0 $0
Net cash from financing ($123,000) ($50,000) $0 $0 ($173,000)
Net increase (decrease) in cash ($360,640) $198,873 $324,963 $839,812 $1,003,008
Cash at beginning of period $451,000 $90,360 $289,233 $614,196 $451,000
Cash at the end of period $90,360 $289,233 $614,196 $1,454,008 $1,454,008
Cash F low Statement
$0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
$1,600,000
2015 2016 2017 2018Cash Flow $90,360 $289,233 $614,196 $1,454,008
Cash Flow
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Pr oj ec t ed 2016 2017 2018 2019 2020 2021
Cash from operations 1 2 3 4 5 6
Net earnings (loss) $490,700 $227,879 $170,059 $834,109 $673,789 $771, Add-depreciation and amortization $33,750 $35,208 $35,208 $35,208 $35,937 $36,
Net cash from operations $524,450 $263,087 $205,267 $869,317 $709,726 $807,
Cash provided (used) by
operating activities Accounts Receivable ($307,534) $164,383 $65,754 ($233,458) ($46,814) ($34,
Inventory ($230,411) $39,452 $15,781 ($56,030) $67,066 $117,
Other current assets ($50,000) $14,910 ($31,230) $26,320 $35,705 $53,
Other non-current assets ($8,000) ($87,000) $115,000 ($18,000) $43,500 $60,
Accounts payable ($271,233) $0 $0 $0 $135,617 $216,
Current portion of long-term debt $0 $0 $0 $0 $0Income taxes $153,300 ($112,637) ($24,780) $284,592 $195,552 $243,
Accrued expenses ($6,712) ($20,822) ($8,329) $29,571 $28,763 $40,Other current liabilities ($4,000) $0 $0 $0 $2,000 $3,
Dividends paid $0 $0 $0 ($50,000) ($50,000) ($65,
Net cash Consumed or Generated ($724,590) ($1,714) $132,196 ($17,005) $411,388 $637,
Investment transactions
Increases (decreases)Land $12,500 $12,500 $12,500 $12,500 $12,500 $12,
Buildings and improvements ($50,000) $0 $0 $0 $25,000 $40,
Equipment $75,000 $0 $0 $0 ($37,500) ($60,
Intangible assets $0 $0 $0 $0 $0
Net cash from investments $37,500 $12,500 $12,500 $12,500 $0 ($7,
Financing transactions
Increases (decreases)
Short term notes payable ($50,000) $0 $0 $0 $25,000 $40,
Long term debt ($100,000) $0 $0 $0 $50,000 $80,Deferred income ($10,000) $0 $0 $0 $5,000 $8,
Deferred income taxes ($3,000) $0 $0 $0 $1,500 $2,
Other long-term liabilities $40,000 ($50,000) $0 $0 ($20,000) ($27,
Capital stock and paid in capital $0 $0 $0 $0 $0
Net cash from financing ($123,000) ($50,000) $0 $0 $61,500 $103,
Net increase (decrease) in cash ($360,640) $198,873 $324,963 $839,812 $1,182,614 $1,555,
Cash at beginning of period $451,000 $90,360 $289,233 $614,196 $533,313 $602,
Cash at the end of period $90,360 $289,233 $614,196 $1,454,008 $1,715,926 $2,157,
F
CASH FLOW STATEMENT 8 YEARS
$0
$500,000$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
2016 2017 2018 2019 2020 2021 2022 2023Cash Flow $90,360 $289,233 $614,196 $1,454,008 $1,715,926 $2,157,517 $2,599,107 $3,040,698
Cash Flow 8 Years
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P ro je c te d
2016 2017 2018 2019
ASSETSCurrent AssetsCash and cash equivalents $90,360 $289,233 $614,196 $1,454,008 Accounts receivable $657,534 $493,151 $427,397 $660,855Inventory $630,411 $590,959 $575,178 $631,208Other current assets $60,000 $45,090 $76,320 $50,000
Total Current Assets $1,438,305 $1,418,433 $1,693,091 $2,796,071
Fixed AssetsLand $112,500 $125,000 $137,500 $150,000Buildings $1,450,000 $1,450,000 $1,450,000 $1,450,000Equipment $875,000 $875,000 $875,000 $875,000
Subtotal $2,437,500 $2,450,000 $2,462,500 $2,475,000Less-accumulated depreciation $432,500 $466,458 $500,416 $534,374
Total Fixed Assets $2,005,000 $1,983,542 $1,962,084 $1,940,626
Intangible AssetsCost $50,000 $50,000 $50,000 $50,000Less-accumulated amortization $21,250 $22,500 $23,750 $25,000
Total Intangible Assets $28,750 $27,500 $26,250 $25,000
Other assets $33,000 $120,000 $5,000 $23,000Total Assets $3,505,055 $3,549,475 $3,686,425 $4,784,697
P ro je c te d
LIABILITIES AND 2016 2017 2018 2019STOCKHOLDERS' EQUITYCurrent Liabilities Accounts payable $328,767 $328,767 $328,767 $328,767Notes payable $50,000 $50,000 $50,000 $50,000
Current portion of long-term debt $100,000 $100,000 $100,000 $100,000Income taxes $183,300 $70,663 $45,883 $330,475 Accrued expenses $83,288 $62,466 $54,137 $83,708Other current liabilities $12,000 $12,000 $12,000 $12,000
Total Current Liabilities $757,355 $623,896 $590,787 $904,950
Non-Current LiabilitiesLong-term debt $500,000 $500,000 $500,000 $500,000Deferred income $90,000 $90,000 $90,000 $90,000Deferred income taxes $27,000 $27,000 $27,000 $27,000Other long-term liabilities $90,000 $40,000 $40,000 $40,000
Subtotal $707,000 $657,000 $657,000 $657,000Total Liabilities $1,464,355 $1,280,896 $1,247,787 $1,561,950
Stockholders' Equity
Capital stock issued $100,000 $100,000 $100,000 $100,000 Additional paid in capital $50,000 $50,000 $50,000 $50,000Retained earnings $1,890,700 $2,118,579 $2,288,638 $3,072,747
Stockholders Equity $2,040,700 $2,268,579 $2,438,638 $3,222,747
Total Liabilities and Equity $3,505,055 $3,549,475 $3,686,425 $4,784,697
Balance Sheet
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Balance Sheet
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
2016 2017 2018 2019
Total Current Assets $1,438,305 $1,418,433 $1,693,091 $2,796,071
Total Fixed Assets $2,005,000 $1,983,542 $1,962,084 $1,940,626
Total Assets $3,505,055 $3,549,475 $3,686,425 $4,784,697
Assets
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000
2016 2017 2018 2019
Total Current Liabilities $757,355 $623,896 $590,787 $904,950Total Liabilities $1,464,355 $1,280,896 $1,247,787 $1,561,950
Stockholders Equity $2,040,700 $2,268,579 $2,438,638 $3,222,747
Liabilities
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
2016 2017 2018 2019Total Assets $3,505,055 $3,549,475 $3,686,425 $4,784,697
Total Liabilities $1,464,355 $1,280,896 $1,247,787 $1,561,950
Assets vs. Liabilities
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Pr oj ec t ed 2016 2017 2018 2019
ASSETS 1 2 3 4Current Assets
Cash and cash equivalents $90,360 $289,233 $614,196 $1,454,008 Accounts receivable $657,534 $493,151 $427,397 $660,855Inventory $630,411 $590,959 $575,178 $631,208Other current assets $60,000 $45,090 $76,320 $50,000
Total Current Assets $1,438,305 $1,418,433 $1,693,091 $2,796,071
Fixed Assets
Land $112,500 $125,000 $137,500 $150,000Buildings $1,450,000 $1,450,000 $1,450,000 $1,450,000Equipment $875,000 $875,000 $875,000 $875,000
Subtotal $2,437,500 $2,450,000 $2,462,500 $2,475,000
Less-accumulated depreciation $432,500 $466,458 $500,416 $534,374Total Fixed Assets $2,005,000 $1,983,542 $1,962,084 $1,940,626
Intangible Assets
Cost $50,000 $50,000 $50,000 $50,000Less-accumulated amortization $21,250 $22,500 $23,750 $25,000
Total Intangible Assets $28,750 $27,500 $26,250 $25,000
Other assets $33,000 $120,000 $5,000 $23,000Total Assets $3,505,055 $3,549,475 $3,686,425 $4,784,697
Pr oj ec t ed
LIABILITIES AND 2016 2017 2018 2019
STOCKHOLDERS' EQUITYCurrent Liabilities
Accounts payable $328,767 $328,767 $328,767 $328,767Notes payable $50,000 $50,000 $50,000 $50,000Current portion of long-term debt $100,000 $100,000 $100,000 $100,000Income taxes $183,300 $70,663 $45,883 $330,475
Accrued expenses $83,288 $62,466 $54,137 $83,708Other current liabilities $12,000 $12,000 $12,000 $12,000
Total Current Liabilities $757,355 $623,896 $590,787 $904,950
Non-Current Liabilities
Long-term debt $500,000 $500,000 $500,000 $500,000Deferred income $90,000 $90,000 $90,000 $90,000Deferred income taxes $27,000 $27,000 $27,000 $27,000Other long-term liabilities $90,000 $40,000 $40,000 $40,000
Subtotal $707,000 $657,000 $657,000 $657,000Total Liabilities $1,464,355 $1,280,896 $1,247,787 $1,561,950
Stockholders' EquityCapital stock issued $100,000 $100,000 $100,000 $100,000
Additional paid in capital $50,000 $50,000 $50,000 $50,000Retained earnings $1,890,700 $2,118,579 $2,288,638 $3,072,747
Stockholders Equity $2,040,700 $2,268,579 $2,438,638 $3,222,747
Total Liabilities and Equity $3,505,055 $3,549,475 $3,686,425 $4,784,697
Balance Sheet 8 Years
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Balance Sheet 8
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
$6,000,000
$7,000,000
2016 2017 2018 2019
Total Current Assets $1,438,3 $1,418,4 $1,693,0 $2,796,0 $
Total Fixed Assets $2,005,0 $1,983,5 $1,962,0 $1,940,6 $
Total Assets $3,505,0 $3,549,4 $3,686,4 $4,784,6 $
Assets
$0$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
2016 2017 2018 2019
Total Current Liabilities $757,355 $623,896 $590,787 $904,950
Total Liabilities $1,464,3 $1,280,8 $1,247,7 $1,561,9
Stockholders Equity $2,040,7 $2,268,5 $2,438,6 $3,222,7
Liabilities
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000$5,000,000
$6,000,000
$7,000,000
2016 2017 2018 2019 20
Total Assets $3,505,05 $3,549,47 $3,686,42 $4,784,69 $4,8
Total Liabilities $1,464,35 $1,280,89 $1,247,78 $1,561,95 $1,4
Assets vs. Liabilities
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2016 2017 2018 2019 2016 2017 2018 2019Current Assets 1,438,305 1,418,433 1,693,091 2,796,071 1,438,305 1,418,433 1,693,091 2,796,071
Fixed Assets 2,005,000 1,983,542 1,962,084 1,940,626 2,005,000 1,983,542 1,962,084 1,940,626
Total Assets 3,505,055 3,549,475 3,686,425 4,784,697 3,505,055 3,549,475 3,686,425 4,784,697
Current Liabilities 757,355 623,896 590,787 904,950 757,355 623,896 590,787 904,950
Non-current Liab. 707,000 657,000 657,000 657,000 707,000 657,000 657,000 657,000
Total Liabilities 1,464,355 1,280,896 1,247,787 1,561,950 1,464,355 1,280,896 1,247,787 1,561,950
Equity 2,040,700 2,268,579 2,438,638 3,222,747 2,040,700 2,268,579 2,438,638 3,222,747
Liabilities and Equity 3,505,055 3,549,475 3,686,425 4,784,697 3,505,055 3,549,475 3,686,425 4,784,697
F inancial O erations
0
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
2016 2017 2018 2019
Projected
Current Assets Fixed Assets Total Assets Current Liabilities Non-current Liab. Total Liabilities Equity Liabilities and
0
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
2016 2017 2018 2019
What-if Trial Projections
Current Assets Fixed Assets Total Assets Current Liabilities Non-current Liab. Total Liabilities Equity Liabilities an
Projected What-if Trial Projections
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Balance Sheet Charts
Total Current Assets $1,438,305 $1,418,433 $1,693,091 $2,796,071Total Fixed Assets $2,005,000 $1,983,542 $1,962,084 $1,940,626Total Assets $3,505,055 $3,549,475 $3,686,425 $4,784,697Total Current Liabilities $757,355 $623,896 $590,787 $904,950Total Liabilities $1,464,355 $1,280,896 $1,247,787 $1,561,950Total Liabilities and Equity $3,505,055 $3,549,475 $3,686,425 $4,784,697
2016 2017 2018
Total Assets
2016 2017 2018
Total Assets
2016 2017 2018
Total Assets
2016 2017 20182016
2017
2018
2019
2016
2017
2018
2019
Total Liabilities & E uit Current Liabilities
2016
2017
2018
2019
2020
2021
2022
2023
Total Assets Total Assets Projected
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
2016
Total Current Assets Total Fixed Asse
2016
2017
2018
2019
2016
2017
2018
2019
Total Assets Fixed Assets
2016
2017
2018
2019
2016
2017
2018
2019
Total Assets Total CA
Total Liabilities & E u
2016 2017 20182016
2017
2018
2019
2016
2017
2018
2019
Total LiabilitiesTotal Liabilities & E uit Total Liabilities & E u
2017
2018
2019
2021
2022
2023
Total Liabilities & E uit Pro ectedTotal Liabilities & E uit Total Liabilities & E u
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Cur rent Assets
1ST QTR $1,438,305
2ND QTR $1,418,433
3RD QTR $1,693,091
4TH QTR $2,796,071
5TH QTR $2,923,464
6TH QTR $3,358,260
7TH QTR $3,793,055
8TH QTR $4,227,851
I nventory
1ST QTR $630,411
2ND QTR $590,959
3RD QTR $575,178
4TH QTR $631,208
5TH QTR $603,592
6TH QTR $602,253
7TH QTR $600,914
8TH QTR $599,575
Total Assets
1ST QTR $3,505,055
2ND QTR $3,549,475
3RD QTR $3,686,425
4TH QTR $4,784,697
5TH QTR $4,875,382
6TH QTR $5,272,970
7TH QTR $5,670,557
8TH QTR $6,068,145
Curr ent L iabili ties
1ST QTR $757,355
2ND QTR $623,896
3RD QTR $590,7874TH QTR $904,950
5TH QTR $821,666
6TH QTR $862,634
7TH QTR $903,601
8TH QTR $944,569
Non-cur rent L iabili ties
$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
$4,500,000
2016 2017 2018 2019 2020 2021
Current Assets Pro ection
$540,000
$550,000$560,000
$570,000
$580,000
$590,000
$600,000
$610,000
$620,000
$630,000
$640,000
2016 2017 2018 2019 2020 2021 2
Inventor Pro ection
$0
$1,000,000
$2,000,000
$3,000,000
$4,000,000
$5,000,000
$6,000,000
$7,000,000
2016 2017 2018 2019 2020 2021
Total Assets Pro ection
$0
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000$700,000
$800,000
$900,000
$1,000,000
2016 2017 2018 2019 2020 2021
Current Liabilities Pro ection
Non-current Liabilities Pro ection
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0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000
4,500,000
5,000,000
2016 2017 2018 20
Balance Sheet Summary 4 Years
Current Assets Fixed Assets Total Assets Current Liabilities Non-current Liab. Total Liabilities Equity Liabilities and Eq
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0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000
4,500,000
5,000,000
2016 2017 2018 2
What-if Balance Sheet
Current Assets Fixed Assets Total Assets Current Liabilities Non-current Liab. Total Liabilities Equity Liabilities and
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2016 2017 2018 2019
Revenue 1 2 3 4Sales $2,000,000 $1,500,000 $1,300,000 $2,010,100Cost of sales $945,000 $865,000 $833,000 $946,616
Gross profit $1,055,000 $635,000 $467,000 $1,063,484
Expenses
Operating expenses $424,000 $318,000 $275,600 $426,141 Interest $16,250 $16,250 $16,250 $16,250 Depreciation $32,500 $33,958 $33,958 $33,958 Amortization $1,250 $1,250 $1,250 $1,250
Subtotal (IDA) $50,000 $51,458 $51,458 $51,458Total expenses $474,000 $369,458 $327,058 $477,599
Operating income $581,000 $265,542 $139,942 $585,885
Other income and expenses
Gain (loss) on sale of assets $100,000 $10,000 $3,000 $405,700Other (net) $20,000 $50,000 $100,000 $200,000
Subtotal $120,000 $60,000 $103,000 $605,700
Income before tax $701,000 $325,542 $242,942 $1,191,585
Income tax $210,300 $97,663 $72,883 $357,475
Net income $490,700 $227,879 $170,059 $834,109
Retained earnings-beginning $1,400,000 $1,890,700 $2,118,579 $2,288,638
Dividends paid $0 $0 $0 $50,000
Retained earnings-ending $1,890,700 $2,118,579 $2,288,638 $3,072,747
P r oj ect ed
© Copyright, 2007, Jaxworks, All Rights Reserved.
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2016 2017 2018 2019 2020
Revenue 1 2 3 4 5
Sales $2,000,000 $1,500,000 $1,300,000 $2,010,100 $1,660,100
Cost of sales $945,000 $865,000 $833,000 $946,616 $890,616
Gross profit $1,055,000 $635,000 $467,000 $1,063,484 $769,484
Expenses
Operating expenses $424,000 $318,000 $275,600 $426,141 $351,941
Interest $16,250 $16,250 $16,250 $16,250 $16,250
Depreciation $32,500 $33,958 $33,958 $33,958 $34,687 Amortization $1,250 $1,250 $1,250 $1,250 $1,250
Subtotal (IDA) $50,000 $51,458 $51,458 $51,458 $52,187
Total expenses $474,000 $369,458 $327,058 $477,599 $404,128
Operating income $581,000 $265,542 $139,942 $585,885 $365,356
Other income and expenses
Gain (loss) on sale of assets $100,000 $10,000 $3,000 $405,700 $357,200
Other (net) $20,000 $50,000 $100,000 $200,000 $240,000Subtotal $120,000 $60,000 $103,000 $605,700 $597,200
Income before tax $701,000 $325,542 $242,942 $1,191,585 $962,556
Income tax $210,300 $97,663 $72,883 $357,475 $288,767
Net income $490,700 $227,879 $170,059 $834,109 $673,789
Retained earnings-beginning $1,400,000 $1,890,700 $2,118,579 $2,288,638 $2,647,928
Dividends paid $0 $0 $0 $50,000 $50,000
Retained earnings-ending $1,890,700 $2,118,579 $2,288,638 $3,072,747 $3,271,716
Pr o j ec t ed
I ncome Statement 8 Periods
$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
2016 2017 2018 2019 2020 2021
Comparative Analysis 8 YearsIncome Statement
Sales Cost of sales Gross profit Total expenses Income before t
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2016 2017 2018 2019 2020 2021 2022
1 2 3 4 5 6 7
Income Statement Forecast
Sales $2,000,000 $1,500,000 $1,300,000 $2,010,100 $1,660,100 $1,643,130 $1,626,160
Cost of Goods Sold $945,000 $865,000 $833,000 $946,616 $890,616 $887,901 $885,186Gross Profit (Margin) $1,055,000 $635,000 $467,000 $1,063,484 $769,484 $755,229 $740,974G&A $50,000 $51,458 $51,458 $51,458 $52,187 $52,624 $53,062Total Operating Expenses $474,000 $369,458 $327,058 $477,599 $1,648,115 $1,396,158 $1,641,795
EBIT $701,000 $325,542 $242,942 $1,191,585 $962,556 $1,101,471 $1,240,387Net Income After $490,700 $227,879 $170,059 $834,109 $673,789 $771,030 $868,271
Balance Sheet Forecast
Current Assets $1,438,305 $1,418,433 $1,693,091 $2,796,071 $2,923,464 $3,358,260 $3,793,055Inventory $630,411 $590,959 $575,178 $631,208 $603,592 $602,253 $600,914Other Assets $33,000 $120,000 $5,000 $23,000 $9,000 ($5,500) ($20,000)
Total Assets $3,505,055 $3,549,475 $3,686,425 $4,784,697 $4,875,382 $5,272,970 $5,670,557Current Liabilities $757,355 $623,896 $590,787 $904,950 $821,666 $862,634 $903,601
Non-current Liabilities $707,000 $657,000 $657,000 $657,000 $632,000 $617,000 $602,000Total Liabilities $1,464,355 $1,280,896 $1,247,787 $1,561,950 $1,453,666 $1,479,634 $1,505,601
Equity $2,040,700 $2,268,579 $2,438,638 $3,222,747 $3,421,716 $3,793,336 $4,164,956Total Liabilities & Equity $3,505,055 $3,549,475 $3,686,425 $4,784,697 $4,875,382 $5,272,970 $5,670,557
Cash Flow Forecast
Net Cash Flow $90,360 $289,233 $614,196 $1,454,008 $1,715,926 $2,157,517 $2,599,107
Breakeven Forecast
Break-Even $898,578 $872,735 $910,440 $902,714 $908,645 $913,656 $918,668B/E % 44.93% 58.18% 70.03% 44.91% 57.46% 58.64% 59.82%DAY OF B/E 164 212 256 164 210 214 218
DATE OF B/E Jun 11 Jul 30 Sep 11 Jun 11 Jul 27 Aug 01 Aug 05
Key Ratios Forecast
Current Ratio 1.90 2.27 2.87 3.09 3.57 3.99 4.41Quick Ratio 1.07 1.33 1.89 2.39 2.82 3.19 3.53Debt Ratio 0.42 0.36 0.34 0.33 0.30 0.28 0.27
Asset Turnover 0.57 0.42 0.35 0.42 0.34 0.31 0.29Net Income/Sales 0.25 0.15 0.13 0.41 0.41 0.47 0.53Debt/Equity 0.72 0.56 0.51 0.48 0.42 0.39 0.36Return on Assets 0.18 0.08 0.05 0.21 0.17 0.17 0.18Sales/Working Capital 2.94 1.89 1.18 1.06 0.79 0.66 0.56
Working Capital $680,950 $794,537 $1,102,304 $1,891,121 $2,101,798 $2,495,626 $2,889,454
Market Value Forecast
Book Market Value $2,040,700 $2,268,579 $2,438,638 $3,222,747 $3,421,716 $3,793,336 $4,164,956Altman Z-Score Analysis Forecast
Publicly Held Firm 3.85 3.64 3.66 4.72 4.62 4.89 5.15Privately Held Firm 2.64 2.19 2.07 2.97 2.69 2.77 2.86
Non-Manufacturing 5.84 5.89 6.48 8.53 8.85 9.71 10.58
Forecast Analysis 8 Years
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2016 2017 2018 2019 2016 2017 2018Sales 2,000,000 1,500,000 1,300,000 2,010,100 2,000,000 1,500,000 1,300,000 2,0
Cost of Goods Sold 945,000 865,000 833,000 946,616 945,000 865,000 833,000 94
Gross profit 1,055,000 635,000 467,000 1,063,484 1,055,000 635,000 467,000 1,0
Total expenses 474,000 369,458 327,058 477,599 474,000 369,458 327,058 4
Operating income 581,000 265,542 139,942 585,885 581,000 265,542 139,942 5
Other Income 120,000 60,000 103,000 605,700 120,000 60,000 103,000 6
Taxes 210,300 97,663 72,883 357,475 210,300 97,663 72,883 3
Net Income 490,700 227,879 170,059 834,109 490,700 227,879 170,059 8
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
2016 2017 2018 2019
Projected
Sales Cost of Goods Sold Gross profit Total expenses Operating income Other Income Taxes Net I
Revenue O erations
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
2016 2017 2018 2019
What-if Trial Projections
Sales Cost of Goods Sold Gross profit Total expenses Operating income Other Income Taxes Net
Projected What-if Trial Projections
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I ncome Statement Charts
Sales $2,000,000 $1,500,000 $1,300,000 $2,010,100Cost of Goods Sold $945,000 $865,000 $833,000 $946,616Gross Profit (Margin) $1,055,000 $635,000 $467,000 $1,063,484
Total Operating Expenses $474,000 $369,458 $327,058 $477,599Earnings Before Inc.Taxes $701,000 $325,542 $242,942 $1,191,585Net Income After Taxes $490,700 $227,879 $170,059 $834,109
© Copyright, 2007, Jaxworks, All Rights Reserve
2016 2017
S
2016 2017
S
2016 2017
S
2016 2017
S
2016 2017
S
2016
2017
2018
2019
2016
2017
2018
2019
Sales Net Income
2016
2017
2018
2019
2016
2017
2018
2019
Sales EBIT
2016
2017
2018
2019
2016
2017
2018
2019
Sales Ex enses
$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
Sales
Total Operating
2016
2017
2018
2019
2016
2017
2018
2019
Sales Gross Profit
2016
2017
2018
2019
2016
2017
2018
2019
Sales COG
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Revenue
1ST QTR $2,000,000
2ND QTR $1,500,000
3RD QTR $1,300,000
4TH QTR $2,010,100
5TH QTR $1,660,100
6TH QTR $1,643,130
7TH QTR $1,626,160
8TH QTR $1,609,190
Cost of Goods
1ST QTR $945,000
2ND QTR $865,000
3RD QTR $833,000
4TH QTR $946,616
5TH QTR $890,616
6TH QTR $887,901
7TH QTR $885,186
8TH QTR $882,470
Gross Prof it
1ST QTR $1,055,000
2ND QTR $635,000
3RD QTR $467,000
4TH QTR $1,063,484
5TH QTR $769,484
6TH QTR $755,229
7TH QTR $740,974
8TH QTR $726,720
General & Administrative Expenses
1ST QTR $50,000
2ND QTR $51,458
3RD QTR $51,458
4TH QTR $51,458
5TH QTR $52,187
6TH QTR $52,624
7TH QTR $53,062
8TH QTR $53,499
Total Operating Expenses
$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
2016 2017 2018 2019 2020 2021 202
Sales Pro ection
$760,000
$780,000
$800,000
$820,000
$840,000
$860,000
$880,000
$900,000
$920,000
$940,000
$960,000
2016 2017 2018 2019 2020 2021 2022
Cost of Goods Pro ection
$0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
2016 2017 2018 2019 2020 2021 202
Gross Profit Pro ection
$48,000
$49,000
$50,000
$51,000
$52,000
$53,000
$54,000
2016 2017 2018 2019 2020 2021 2022
G&A Ex enses Pro ection
Total O eratin Ex enses Pro ection
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© Copyright, 2006, Jaxworks, All Rights Reserved.
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
2016 2017 2018 2019
Projected Income Statement Chart
Sales Cost of Goods Sold Gross profit Total expenses Operating income Other Income Taxes Net Income
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© Copyright, 2006, Jaxworks, All Rights Reserved.
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
2016 2017 2018 2019
What-if Trial Projections Income Statement Chart
Sales Cost of Goods Sold Gross profit Total expenses Operating income Other Income Taxes Net Income
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Description 2016 2017 2018 2019
Altman Z Score - Publicly Held 3.85 3.64 3.66 4.72
Altman Z Score - Privately Held 2.64 2.19 2.07 2.97
Altman Z Score - Non-manufacturing 5.84 5.89 6.48 8.53 Liquidity Ratios
Current Ratio 1.90 2.27 2.87 3.09 Quick Ratio 1.07 1.33 1.89 2.39 Activity Ratios
Days Sales in AR 39.45 39.45 39.45 39.45 Inventory Turnover 1.50 1.46 1.45 1.50
Days Inventory 80.05 81.98 82.86 80.02 Net Sales to Inventory 3.17 2.54 2.26 3.18 Days Purchases in AP 41.75 45.61 47.36 41.68 Working Capital $680,950 $794,537 $1,102,304 $1,891,121Net Sales to Working Capital 2.94 1.89 1.18 1.06 Total Assets to Net Sales 1.75 2.37 2.84 2.38 Net Sales to AR 3.04 3.04 3.04 3.04 Net Sales to Net Fixed Assets 1.00 0.76 0.66 1.04 Net Sales to Total Assets 0.57 0.42 0.35 0.42 Net Sales to Net Worth 0.98 0.66 0.53 0.62
Amortization and Depreciation Expense to Net Sales 0.025 0.034 0.040 0.026 Profitability Ratios
Gross Profit Percentage 52.75% 42.33% 35.92% 52.91%Operating Expenses as % of Net Sales 23.70% 24.63% 25.16% 23.76%Return on Total Assets 14.00% 6.42% 4.61% 17.43%Return on Net Worth 24.05% 10.05% 6.97% 25.88%Return on Net Sales 24.54% 15.19% 13.08% 41.50%Income before tax to Net Worth 34% 14% 10% 37%Income before tax to Total Assets 20% 9% 7% 25%Retained Earning to Net Income 385% 930% 1346% 368%Coverage Ratios
Times Interest Earned 43.14 20.03 14.95 73.33 Interest Expense to Net Sales 0.01 0.01 0.01 0.01 Current Liabilities to Net Worth 0.37 0.28 0.24 0.28
Current Liabilities to Inventory 1.20 1.06 1.03 1.43 AP to Net Sales 0.16 0.22 0.25 0.16 Total Liabilities to Net Worth 0.72 0.56 0.51 0.48 Net Worth to Total Liabilities 1.39 1.77 1.95 2.06
FINANCIAL RATIOS
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Key Financial I ndicators - 4 F inancial Periods
Bankruptcy Predictors
Revenue
Expenses
Profit
Assets and Liabil ities
$1,500,000
$2,000,000
$2,500,000
$3,000,000
Current Assets
$3,000,000
$4,000,000
$5,000,000
$6,000,000
Total Assets
$500,000$600,000$700,000$800,000$900,000
$1,000,000
Current Liabilities
$0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
1 2 3 4
Net Income Before Taxes
$0
$50,000
$100,000
$150,000
$200,000
$250,000
$300,000
$350,000
$400,000
1 2 3 4
Taxes
$0
$100,000$200,000$300,000$400,000$500,000$600,000$700,000$800,000$900,000
1 2 3 4
Net Income
$0$50,000
$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000
1 2 3 4
O eratin Ex enses
$49,000
$49,500
$50,000
$50,500
$51,000
$51,500
$52,000
1 2 3 4
Interest, De reciation, Amortization
$0
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
1 2 3 4
Total Ex enses
$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
1 2 3 4
Sales
$760,000
$780,000
$800,000
$820,000
$840,000
$860,000
$880,000
$900,000
$920,000
$940,000
$960,000
1 2 3 4
Cost of Sales
$0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
1 2 3 4
Gross Profit
-
0.50
1.00
1.50
2.00
2.50
3.00
1 2 3 4
Altman Z Score - Privatel Held
-
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
1 2 3 4
Altman Z Score - Non-manufacturin
-
0.50
1.00
1.50
2.00
2.50
3.00
3.50
4.00
4.50
5.00
1 2 3 4
Altman Z Score - Publicl Held
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Key F inancial Ratios I ndicators - 4 F inancial Periods
Activi ty Ratios
Profi tabil ity Ratios
0.00% 5.00%
10.00% 15.00% 20.00% 25.00% 30.00% 35.00% 40.00% 45.00%
1 2 3 4
Return on Net Sales
0%
5%
10%
15%
20%
25%
30%
35%
40%
1 2 3 4
Income before tax to Net Worth
0%
5%
10%
15%
20%
25%
30%
1 2 3 4
Income before tax to Total Assets
0
200
400
600
800
1000
1200
1400
1600
R
0.00%
10.00%
20.00%
30.00%
40.00%
50.00%
60.00%
1 2 3 4
Gross Profit Percenta e
22.50%
23.00%
23.50%
24.00%
24.50%
25.00%
25.50%
1 2 3 4
O eratin Ex enses as % of Net Sales
0.00% 2.00% 4.00% 6.00% 8.00%
10.00% 12.00% 14.00% 16.00% 18.00% 20.00%
1 2 3 4
Return on Total Assets
0.00
5.00
10.00
15.00
20.00
25.00
30.00
-
0.20
0.40
0.60
0.80
1.00
1.20
1 2 3 4
Net Sales to Net Fixed Assets
-
0.10
0.20
0.30
0.40
0.50
0.60
1 2 3 4
Net Sales to Total Assets
-
0.20
0.40
0.60
0.80
1.00
1.20
1 2 3 4
Net Sales to Net Worth
-
0.005
0.010
0.015
0.020
0.025
0.030
0.035
0.040
0.045
Amo
38.00 39.00 40.00 41.00 42.00 43.00 44.00 45.00 46.00 47.00 48.00
1 2 3 4
Da s Purchases in AP
-
0.50
1.00
1.50
2.00
2.50
3.00
3.50
1 2 3 4
Net Sales to Workin Ca ital
-
0.50
1.00
1.50
2.00
2.50
3.00
1 2 3 4
Total Assets to Net Sales
3.04
3.04
3.04
3.04
3.04
3.04
3.04
3.04
1.42
1.43
1.44
1.45
1.46
1.47
1.48
1.49
1.50
1.51
1 2 3 4
Inventor Turnover
78.50 79.00 79.50 80.00 80.50 81.00 81.50 82.00 82.50 83.00 83.50
1 2 3 4
Da s Inventor
-
0.50
1.00
1.50
2.00
2.50
3.00
3.50
39.45
39.45
39.45
39.45
39.45
39.45
39.45
39.45
39.45
39.45
1 2 3 4
Da s Sales in Accounts Receivables
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Optimal Perf ormance Analysis - 4 Periods
Average Actual
4 Year Performance
Optimal
PerformanceVariance
$ % $ % $
Total Sales $1,702,525 100.00% $2,010,100 100.00% $307,575
Total Cost of Goods Sold $897,404 52.71% $833,000 41.44% ($64,404)Gross Profit $805,121 47.29% $1,063,484 52.91% $258,363Total Operating Expenses $412,029 24.20% $327,058 16.27% ($84,971)
Operating Income $393,092 23.09% $585,885 29.15% $192,793Net Income (Loss) $430,687 25.30% $834,109 41.50% $403,422
Based on this analysis, the firm has the potential for $403,422 in added profits with increased sales and
proper expense controls in place.
This analysis has the sole purpose to show how, if everything comes together, the results of maximum efficiency can result
in increased Net Profit.
$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
Average Actual4 Year Performance
OptimalPerformance
Total Sales Total Cost of Goods Sold Gross Profit Total Operating Expenses Operating Income Net Income (Loss)
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Break-Even Analysis 4 Periods
2016 2017 2018 2019 Average
Sales $2,000,000 $1,500,000 $1,300,000 $2,010,100 $1,702,525
Contribution Margin $1,055,000 $635,000 $467,000 $1,063,484 $805,121Contribution Margin Ratio 52.75% 42.33% 35.92% 52.91% 47.29%
Total Fixed Expenses $474,000 $369,458 $327,058 $477,599 $412,029
Total Fixed Expenses Ratio 23.70% 24.63% 25.16% 23.76% 24.20%
Break-Even Sales $898,578 $872,735 $910,440 $902,714 $896,117
Break-Even % 44.93% 58.18% 70.03% 44.91% 51.18%
Date of Break-Even 6/11 7/30 9/11 6/11 7/4
Operating Profit $581,000 $265,542 $139,942 $585,885 $393,092
$0
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
J a n
F e b
M a r
A p r
M a y
J u n
J u l
A u g
S e p
O c t
N o v
D e c
J a n
Break-Even Analysis First Period
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Account
Descriptions2016 2017 2018 2019
Accounts Receivable-Beginning 350,000 657,534 493,151 427,3 Accounts Receivable-Ending 657,534 493,151 427,397 660,8
Cash 90,360 289,233 614,196 1,454,0
Cash Flow 90,360 289,233 614,196 1,454,0Current Assets 1,438,305 1,418,433 1,693,091 2,796,0
Current Liabilities 757,355 623,896 590,787 904,9
EBIT 701,000 325,542 242,942 1,191,5Equity 2,040,700 2,268,579 2,438,638 3,222,7
Fixed Assets 2,005,000 1,983,542 1,962,084 1,940,6
Interest 16,250 16,250 16,250 16,2Inventory-Beginning 400,000 630,411 590,959 575,1
Inventory-Ending 630,411 590,959 575,178 631,2
Long Term Debt 500,000 500,000 500,000 500,0Market Value of Equity 2,040,700 2,268,579 2,438,638 3,222,7
Marketable Securities 20,000 50,000 100,000 200,0
Net Profit before Interest and Taxes 581,000 265,542 139,942 585,8Retained Earnings 1,890,700 2,118,579 2,288,638 3,072,7
Sales 2,000,000 1,500,000 1,300,000 2,010,1
Tangible Total Assets 28,750 27,500 26,250 25,0Total Assets 3,505,055 3,549,475 3,686,425 4,784,6
Total Liabilities 1,464,355 1,280,896 1,247,787 1,561,9
Working Capital 680,950 794,537 1,102,304 1,891,1
Predictions
Z Score: If Publicly Held 2016 2017 2018 2019
1.2 x (working capital / total assets) 0.2331 0.2686 0.3588 0.47
1.4 x (retained earn / total assets) 0.7552 0.8356 0.8692 0.893.3 x (EBIT / total assets) 0.6600 0.3027 0.2175 0.82
.6 x (market value equity / total liabilities) 0.8361 1.0627 1.1726 1.23
.999 x (sales / total assets) 0.5700 0.4222 0.3523 0.41
Z Score: If Publicly Held 3.05 2.89 2.97 3.
Z Score: If Privately Held 2016 2017 2018 2019.717 x (working capital / total assets) 0.1393 0.1605 0.2144 0.28
.847 x (retained earn / total assets) 0.4569 0.5055 0.5258 0.54
3.107 x (EBIT / total assets) 0.6214 0.2850 0.2048 0.77.042 x (market value equity / total liabilities) 0.0585 0.0744 0.0821 0.08
.998 x (sales / total assets) 0.5695 0.4218 0.3519 0.41Z Score: If Privately Held 1.85 1.45 1.38 2.
Z Score: Non-Manufacturing 2016 2017 2018 20196.56 x (working capital / total assets) 1.2745 1.4684 1.9616 2.59
3.26 x (retained earn / total assets) 1.7585 1.9458 2.0239 2.09
6.72 x (EBIT / total assets) 1.3440 0.6163 0.4429 1.671.05 x (market value equity / total liabilities) 1.4633 1.8596 2.0521 2.16
Z Score: Non-Manufacturing 5.84 5.89 6.48 8.
Springate Analysis 2016 2017 2018 2019
Working Capital 680,950 794,537 1,102,304 1,891,1Net Profit before interest and Taxes 581,000 265,542 139,942 585,8
Total Assets 3,505,055 3,549,475 3,686,425 4,784,6Net Profit before Taxes 701,000 325,542 242,942 1,191,5Current Liabilities 757,355 623,896 590,787 904,9
Sales 2,000,000 1,500,000 1,300,000 2,010,1
Working Capital/Total Assets 0.19428 0.22385 0.29902 0.395
Net Profit before interest and Taxes/Total Ass 0.20000 0.09172 0.06590 0.249Net Profit before Taxes/Current Liabilities 0.92559 0.52179 0.41122 1.316
Sales/Total Assets 0.57060 0.42260 0.35265 0.420
Springate Analysis Z = 1.65 1.03 0.92 2.
Logit Analysis 2016 2017 2018 2019
Bankruptcy Predictions
EBIT Sales
Cash Flow Working Capital
Sales Retained Earnings
8/10/2019 Income stream calculation-Free Dash
http://slidepdf.com/reader/full/income-stream-calculation-free-dash 29/29
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