IN Upper St. Clair

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Upper St. Clair | Winter 2010 | incommunitymagazines.com 3

Publisher’s Message | 4

FEATURES | Race for Education | 6| I Have FamilyThere | 8| Resolve to KeepYour ResolutionsThisYear | 52| Don’t Let Winter SlowYou Down | 54| Real Estate | 58

COMMUNITY INTEREST | Older Adults in Upper St. Clair | 12| Houses of Worship | 19| USC Municipal Info | 23| USC Library Events | 41| In Kids | 43| USC School District | 62

INDUSTRY INSIGHTS | AreYour Ears Ringing? |By Dolores Y. Payne, M.A., CCC-A, Audiologist | 51

| Tips forTraveling WithYour Children |By Bob and Lori Santo | 70

| Garage Conversions Can Add More Livable Space toYour Home |By Jeff Morris | 53

| The Retirement Experience: Men vs. Women |By Barbara J. Wallis, CFP®, MSM | 62

| Understanding Our Molars |By Dr. Jay Feuer | 65

| When ShouldYou UpdateYour Will? |By Thomas M. Butz | 67

BUSINESS SPOTLIGHTS | CS Kim | 25| LaValle Metabolic Institute | 51

ON THE COVER | Saint Louise de Marillac Church in Upper St Clair Known as the “Pilgrim Church”The Tabernacle, pictured on the cover, is located between the alter of Sacrifice in theSanctuary and the alter in the Eucharistic Chapel. The mid-point at which the Tabernacle islocated is said to be a “dignified place convenient to the pilgrim people.” The Tabernacle,symbolizes God’s presence in our midst.The original church was built in 1963, realizing the former land owners dream that a

Catholic Church would be built on the land. Mrs. Walter Baldesberger owned theenormous Baldesberger estate that is now the site of St. Louise de Marillac Church.Eventually a much larger building was needed, so the original architect was brought backto design and build the new church. The new church was opened in 1981.

6

W I N T E R 2 0 1 0 - 1 1

Health and Wellness News You Can Use

© 2010 UPMC

What’s Insidepage 2 Falls Are No Laughing Matter

page 3 The Difference a Number Can MakeNew UPMC Rehab Institute President

page 4 Be Happy and Healthy this WinterAre You Sad?Understanding Seasonal Affective Disorder

page 5 New Hope for Pancreatic Cancer Patients

page 6 When Kids Get Hurt, We’re Ready

page 7 UPMC Offers Expanded Imaging Services in South Hills

Here’s to a Happy,Healthy Winter

If winter isn’t your favorite season, look inside for some great ways to keep your health and spirits intact.33

20

Upper St. Clair | WINTER 2010 |

Contents

43

Please recycle this magazinewhen you are through enjoying it.

Welcome to our winter issue!

At this time of year, I want to take this opportunity to thank you fortaking that journey with us that was 2010.

This year was one full of blessings for Community Magazines, aswe’ve grown to serve 32 communities throughout Western Pennsylvania.While it’s been a challenge for us, it was one that we met head-on, andwith great success. For that, I would like to thank my staff.

I’d also like to thank two other groups who make this magazine whatit is—you, our readers, and our advertisers.

Firstly, it’s our readers who help shape this magazine into what you seein your hands right now. Those of you who took the time to call, e-mailor write in with your ideas and events are the ones who set our table ofcontents. We pride ourselves on the fact that we listen to you and yourideas because, in the end, this is your community and you know it best.So I continue to encourage you to send in your ideas to our editor [email protected].

Secondly, to our advertisers, I thank you for your continued supportof Community Magazines. I’ve heard from so many of you thatadvertising with us is working for you, and I’m proud that our magazinesare a great vehicle for you. But what is also important is that byadvertising with us, you’re also supporting your community. You’re

giving those who read these magazines the content that they enjoyand look forward to each issue. Because of you, our readers can beentertained and informed.

So, readers, in this last issue before 2011, I urge you to take asecond or third glance at the advertisers who support your communitymagazine before you make your holiday gift lists. If you like thismagazine, let them know, and make a point to stop in their businesses.They’re not just trying to sell you something, they’re also your neighborsand community sponsors.

I wish everyone a safe and happy holiday season and the best that2011 has to offer!

Wayne DollardPublisher

As the holiday season approaches, I hope you’ll step away from thelist making and cookie baking for just a few minutes to enjoy theinformation we have compiled for this edition of Upper St. Clair.As always, our goal is to offer a bit of insight into the community.

Some of our most interesting features focus on residents and theirpassion in all things “community.” As you are going throughyour busy days (and holiday parties) please don’t forget to let usknow about any person or organization who you feel would beinteresting for us to feature. We get some of our best story ideasand are so inspired by our readers!

The amount of good will and charitable activity that seems toflow from the Upper St. Clair community is amazing and awesome.

From all of us at Community Magazines, we hope your holidaywill be filled with a good dose of peace and a little bit of joy, and thatyou’re surrounded by the love and companionship of those whomean the most to you.

Marybeth JeffriesManaging Editor

Every piece of the universe, even the tiniest little snow crystal, matterssomehow. I have a place in the pattern, and so do you —TABaron

IN Upper St. Clair is a non-partisan communitypublication dedicated to representing, encouraging

and promoting the Upper St. Clair area and itscomprising municipalities by focusing on the talentsand gifts of the people who live and work here.Our goal is to provide readers with the most

informative and professional regional publicationin the Commonwealth of Pennsylvania.

PUBLISHER

Wayne Dollard

ASSISTANT TO THE PUBLISHER

Mark [email protected]

MANAGING EDITOR

Marybeth [email protected]

OFFICE MANAGER

Leo [email protected]

EDITORIAL ASSISTANT

[email protected]

WRITERS

Jonathan BarnesKelli McElhinnyPamela Palongue

GRAPHIC DESIGN

Michael Andrulonis Bill IvinsCassie Brkich Jan McEvoyAnna Buzzelli Joe MilneSusie Doak TamaraTylendaPati Ingold TraceyWasilco

PHOTOGRAPHERS

Rebecca BaileyGaryyonphotography.comOneWay Street Productions

ADVERTISING SALES

Nicholas Buzzell David MitchellBrian Daley Tamara Myers

Gina D’Alicandro Gabriel NegriTina Dollard Robert OjedaRose Estes Annette Petrone

Beatriz Harrison Tara ReisJason Huffman Vincent SabatiniJessie Jones Michael Silvert

Connie McDaniel RJ VighettiBrian McKee

This magazine is carrier route mailedto all district households and businesses.

All rights reserved. Reproduction in whole or in partwithout written permission is prohibited. Copyright 2010.

CORRESPONDENCEAll inquiries, comments and press releases

should be directed to:IN Community Magazines

Attn: Editorial603 East McMurray RoadMcMurray, PA 15317Ph: 724.942.0940Fax: 724.942.0968

www.incommunitymagazines.com

1Spring Issue Deadline: Feb. 3, 2011

WINTER 2010

pperSt. Clair


The Best Gifts for this Holiday Season:H e a l t h a n d W e l l n e s s

his holiday season there will be manygifts, both big and small. Kids willyearn for toys or games while adults

will wish for jewelry and electronics.However, few wish lists will include “weightloss” or “a healthier lifestyle.” Often thoughtsof fitness are pushed back until New Year’sand then soon forgotten. How about thisholiday season you give and ask for the giftthat actually keeps on giving: health andwellness. You may ask, “how in the world canI tangibly give or receive health and wellnessthis year?” It isn’t about a big package or apretty wrap job, it’s about real changes to yourlife. They will certainly beworth it! Here areten tips to give you and your family the bestchance to get into amazing shape:

1 Support Each Other and Provide a PositiveEnvironment: Have you tried to lose weightwithout anybody’s support before? It’sextremely difficult. In today’s world of excessand dangerous processed food and beverages,it can be almost impossible to eat and workoutproperly without a support system. Speak toyour spouse or your parents and get them onboard so that they can help you remainpositive throughout your health journey. If youare trying to help your children get healthier,be a great example for them to see everyday.

2 Set Real and Tangible Goals: How manytimes have you set a goal that had nodiscernable plan or ending? You need to setboth short- and long-term goals but they needto be goals that you can know with exactcertainty that you have accomplished. Ratherthan saying “I’m going to get in shape thisyear,” you should change your cue and say“By June I’m going to lose 20 pounds and 10%body fat.” Tangible goals will help you stay ontrack and motivate you during those difficulttime periods.

3 Understand thatBeing Healthy isa Lifestyle, Not aWish: If you want to makereal changes, you need to take itseriously. It takes a combination ofphysical activity, nutrition, proper sleep,and stress management. Luckily thosethings don’t have to consume your life foryou to be healthy, but you need to makepositive changes in multiple areas of your lifein order to see positive changes in your bodyand mind.

4 Focus on the Types of Food that You Eat,Rather than Calories: While cutting calories

can result in a short-term weight loss, eatinghealthy foods can result in sustained weightloss and a healthy lifestyle. Instead of eatinga meal of holiday candy and then starvingyourself, have one piece of candy and thensupplement with some fresh fruit or nuts.The more nutrient rich foods that you canincorporate into your diet, the more you willshed unwanted pounds and keep your bodyfrom developing a debilitating disease.

5 Be Aware of How Your Body Feels: Toomany people go through life unaware of howthey actually feel. To understand wellness isto understand how your body and mind feel.Do you feel energetic? Do you feel happy? Doyou feel motivated? If you do not know theanswers to those questions, then you need totake a little time to yourself and understandwhat is feeling great and what isn’t. Whenyou begin to learn how you feel, you will learnwhen you need to make changes in your dietand workout routines in order feel even better.

6 Mix up Your Workouts: How many timeshave you thought “I’m so bored with myworkouts?” You need to make sure that youare staying excited about your journey towarda healthier lifestyle. One of the most effectiveways to keep motivated during your workoutsis to try new things. Instead of jumping on theelliptical machine everyday for four months,why not try rowing one day, biking the next,and hiking the next? Changing your exercisesnot only keeps your body guessing, which isgreat for getting more fit, but it also keeps yourmind excited, which helps you get to the gymon those tough days.

7 Challenge Yourself and Your Results WillEmerge More Quickly: Your body respondspositively when you introduce new things toyour repertoire. That idea holds true withintensity as well. If you workout hard, you canbuild strength faster. That strength helps tospeed up your metabolism, which helps cutbody fat. As you lose body fat you will feel

more energetic during theday as well as in yourworkouts. This process ishow you get the physicalresults that you want,while adding additionalmental toughness that will helpyou during work, school or your daily routine.

8 Smile. It Makes It That Much More WorthIt. It is a simple equation: When you enjoywhat you are doing, you will want to do itmore. There is no set equation to get in shapeor be healthier, so hunt for a strategy thatmakes you happy. Maybe you like beingoutdoors and eating organic, healthful foods.If so, go for it. Maybe you like lifting heavyweights and eating a great deal of protein.If so, go for it. You don’t need to run 10 miles aday or eat one exact way to earn your health.When you find a strategy that you like, goahead and implement it, then enjoy the ride.

9 Know That It Is All a Decision: Your healthboils down to one thing: YOU. Are you willingto work for it? There is a reason why fad dietsdon’t stick around very long. They don’t work.Either your weight loss isn’t sustainable ordangerous side effects develop. You need toeat a bit better and take care of your body abit better to get healthy. Once you have madethe decision, and made it for real, you willgain the energy and the will power to achieveyour goals.

10 Remember Why You Want to Be Healthy:There are difficult times during any journey,and this journey to better your health is nodifferent. When you feel like you may loseyour way, or when you don’t have themotivation you usually have, take a secondand remember what you are workingtoward. When you get healthy and learnhow amazingly your mind and your body

can feel, you will want thatfeeling all of the time.It is worth it. Yourmotivation loss is only

a temporary phenomenon. Sowait it out and come out even better

on the other side.

The holidays are about family andhappiness. There is no better time to begin tomake these positive changes to your mind andyour body. You should begin to feel moreenergetic, sleep better, look better, and workbetter. Whether you give the gift to somebodyelse or give it to yourself, remind yourself thatit’s worth it, and so are you. Cheers!

By Integrated Fi tness, Wri t ten by Jim Crowel l , with Josh Bobrowsky

T


or the thirdconsecutive year,St. Louise de

Marillac School hascombined fundraisingand healthycompetition for thestudents to fuel oneof the largestfundraisers the schoolhas each year. TheRace for Education wasdeveloped in 2002 as anew and exciting wayto raise money for St.Louise School. Sincethat time, and with theaddition of Strive FitFamily Fit Zone intothe school’s physicaleducation program, wehave seen large gainsnot only in fundraising,but also with the overallhealth and wellness forthe students. This eventis a celebration of ourstudents and ourschool, while at thesame time our goal ofraising $65,000 willhelp to cover theoperating costs of St.Louise School.

While raising themoney for the school,the students were alsoheld accountable formany different aspectsof fitness over the fiveweeks leading up toRace Day. Along withthe current PE teacher,Strive Family Fit Zonedonated the timeand expertise of theirtrainers to helpcondition and educatethe students to preparefor their upcoming raceand also how to live ahealthy lifestyle outsideof school. The studentswould train each weekon different aspects of

S t . L o u i s e d e M a r i l l a c S c h o o l I n t e r n a t i o n a l R a c e f o r

F


fitness that included distance running,flexibility, strength training, sprintingand core work. Along with their dailytraining session during PE classes, thestudents were encouraged to tracktheir activity level outside of school.Students were given points based onhow long they participated in eachactivity and if they included othermembers of their family. Points werealso awarded for maintaining ahealthy diet.

On Race Day, the course was set-up throughout the St. Louise Schoolgrounds. Grades K-3 ran one lapwhich equaled approximately 1 mileand grades 4-8 ran two laps for adistance of approximately 2 miles. Aspart of our celebration of One NationUnder God, each grade was given acountry to represent throughout the5-week program. Learning about theircountry was incorporated into thestudent’s curriculum as well asrepresenting their country on RaceDay. Imagine over 450 studentspouring out of the school building at12:30 p.m., warming up to run therace themselves, and to cheer on theirfellow schoolmates. The atmospherewas electric as the first wave ofstudents took the starting line andstayed that way until the very end ofthe day. The celebration continuedthe next day at the awardscelebration, where students andparents enjoyed congratulatingeveryone for a race well run!

St. Louise would like to thankeveryone who participated in thisyear’s St. Louise International Racefor Education.With the help of manyparents, volunteers, corporatesponsors, and individual donors,the race was a huge success andeveryone who participated hadgreat time.

If you would like to contribute tothis great fundraiser, please makeyour check payable to “St. Louisede Marillac School” or visitwww.stlouiseschoolpa.org todonate online!

Thank you!!!

E d u c a t i o n 2 0 1 0


f someone had asked Upper St. Clairresident Janet Elders and Kathy Surma whyin the world would they want to go onanother mission trip to Nyadire, Zimbabwe,their immediate answer would be, “I justhave to go. I have family there.”

What family?

Janet’s story began in 2006 on the firstvolunteer in mission trip to the UnitedMethodist Mission in Nyadire. When herteam returned, they were so attached to thepeople, the group decided to organize intoTHE NYADIRE CONNECTION (TNC.) Theirgoal is to keep services and programsoperational at the Nyadire mission inZimbabwe during these difficult times ofunemployment, disease, and economic andpolitical chaos.

The mission is much like a college campuswith a 240-bed hospital, nursing school,school system for 1,200 students, preschoolthrough high school, orphanage, teachers’college, church, and farm. These programsserve a wide rural population. TNC helps tokeep a doctor at the hospital; sendsmedications, medical supplies, andcontainers of essential items, seekssponsors for the orphanage and orphans inneighboring schools and rural pastors, andperforms needed services when missionteams visit.

Janet’s subsequent mission trips mirror howThe Nyadire Connection has supported themission over these past five years. The workis based on the idea of “working aspartners, through “chabadza,” a Shona

word meaning “to stop and help someonealready at work.” Another way of explainingthe concept is “community spirit.”

The 2006 team members noted there wereno pharmaceuticals on the shelves in thehospital, the children of the Home of HopeOrphanage (HOH) needed everything, andthe orphanage building and program beggedfor attention. Much of the hospital’sequipment (autoclave, x-ray, and ultrasound)needed repair, fuel was scarce, and theremote clinics were in poor condition. Theteam got the feeling of “chabadza” whenthey constructed separate rooms in thestudent nurses’ dormitory alongside theNyadire tradesmen.

When Janet returned to Nyadire thefollowing summer, the pharmacy shelveswere filled, and a new doctor with a “topup” salary to ensure his stay was installedat the hospital, thanks to The NyadireConnection. The doctor, Kasombo Tshiani,shared with Janet the first priority of hisMaterial Management Plan – a securestorage room – and asked her to bring theproposal back to Pittsburgh and TNC. Theproposed room in the hospital was vast.Janet recalls the only thing in the room atthat time were mattresses on the floor whenmen slept. The men worked by day to pay

I


I HAVE FAMILYTHERE

their hospital bills by making bricks. Janet was determinedto see that storeroom become a reality.

The Nyadire Connection considered the proposal andagreed that the pharmaceuticals sent to Nyadire twice ayear needed proper storage. So did the ocean containerssent by TNC and Brothers’ Brother filled with hospital andmedical supplies and equipment, tires, books, bicycles,

clothing, textbooks, batteries, early childhood materials,and other essentials. But it would take two years tocomplete the project.

In October 2009, at the time when the TNC trips to Nyadirewere being scheduled for 2010, Janet realized that the TNCcontainer that left Pittsburgh in November 2009 would be inNyadire by April 2010 - the time of the first mission trip in2010. Janet exclaimed, “I just had to make one more trip.I had to see that storage room finished.”

Think of the satisfaction and “chabadza” on Janet’s facewhen she viewed the hospital storeroom. It was nowdivided into seven units for categories of materials,including maintenance supplies, hospital supplies, non-perishable food, hospital equipment, and office supplies,etc. The whole system was locked with an attendanton duty.

The primary task of the April 2010 mission team was todistribute the boxes and equipment from the TNC containernow housed in the hospital storeroom to the variousdepartments and programs on the mission. The projectinvolved the work of many people with the help ofwheelbarrows, oxcarts and vehicles. Forty-fivereconditioned computers purchased from GoodwillIndustries were transported to the schools and programs all

over the mission. Five found their way to a room near thehospital that would become the Internet café. Teammember Dave Sevick is an Apple consultant who volunteershis expertise at Goodwill Industries to reconditioned Applecomputers. Dave was able to set up all the computersdespite the fact the power was off 70% of the time. Hetrained three persons on the workings of the computersin the Internet café and developed a business plan fortheir use.


“The children are my best memory.I can’t stop thinking of them.

I want to be part of their lives.”


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Many boxes of books were moved from the storage area tothe Nyadire Community Library, unpacked, and cataloged.Half Price Books donated about 4,000 of these books, soshelving became a problem. The books were grouped intobroad subject categories, and many had to be re-boxed andlabeled in hopes of a future expansion of the library.

Aaron Cannon of North Carolina and son of team leader,Sara Dickey, helped with yet another project – finishing theharvest of maize (and the staple food similar to corn) fromthe Home of Hope plot on the Nyadire farm. In an effortto be self-sustaining in food needs, the HOH administratorstarted planting maize and vegetables near the orphanageand on the larger plot on the underutilized mission farm.The HOH children are learning about gardening and alsoabout tending goats, rabbits, and chickens whose pens arealso on the HOH grounds.

That HOH administrator, Emmanuel Chiimba, was hired asthe administrator to manage the children, the caregivers,and the day-to-day operations of the orphanage duringJanet’s 2007 mission trip. Also, by summer 2007, children ofthe HOH orphanage had sponsors who paid for thechildren’s upkeep, medical expenses, and school fees.

During that visit. Emmanuel and others came to Mary BethZollars and Janet with another great need – the manyorphans in neighboring schools who were not in schoolbecause they had no means to pay the school fees.Orphans in Zimbabwe, and one-fourth of the country’schildren are orphans, are usually cared for by extendedfamilies or are on their own, and they even care for youngersiblings. Realizing this need, Mary Beth and Janet tookphotos of the 200 most vulnerable orphans in hopes ofobtaining sponsoring to pay school fees and provide abackpack of school supplies. This was the genesis of theHome of Hope Outreach School Sponsorship Program(HOHO) that many have generously supported.

HOHO sponsors pay $60 to pay an orphan’s school fees for ayear and send a backpack of school supplies. Five hundredorphans were photographed in five rural schoolsneighboring Nyadire identified during this summer, so theneed for sponsors has increased. Education is important toZimbabweans. The children ache to go to school, respecttheir teachers, and know that education is their only way toa better life. In better times, the literacy rate in the countrywas 90%. For more information about the HOHO program,contact Mary Beth Zollars at [email protected].

2010 team member, Kathy Surma, who is a retired dentalhygienist, was literally and emotionally “grabbed by thechildren of the Home of Hope Orphanage.” She knew all 24

of the children and took every opportunity to spend one-on-one time with them, playing cards, reading to them, holdingthem. Kathy used her dental expertise to organize andupdate the dental department (the mission does not have adentist at this time) and to repair some dental equipment.Kathy prayed they could fix the compressor in time to cleanthe teeth of the HOH children, and her prayers wereanswered. Without whimper or protest, the children sat forthe first time in the dental chair for their teeth cleaning,which speaks to the trust and relationship between Kathyand the children.

Kathy also visited the neighboring rural schools and helpedto take updated photos of the orphans who were hoping fora sponsor to allow them to attend school through the Homeof Hope Outreach School Sponsorship Program (HOHO.)

Now that the hospital storeroom project is completed, onecould ask Janet Elders this question: “Why would you wantto go back to Zimbabwe yet another time?” She will answerwithout hesitation: “I have family there. There’s Dr. Tshiani,the nurses who take care of us, cook for us, and make surewe are comfortable. There is Rev. Julius Tsiga, hospitalchaplain, and his wife, Joyce, who is the matron of thehospital, and many more. They are my Nyadire family," saysKathy. “I can’t stop thinking of them. I want to be part oftheir lives.”

For more information about The Nyadire Connection (TNC),visit www.nyadire.org


mericans filing federal returns can expectyear-end tax planning to be a bit more

complicated this time around because wedon’t know what the tax rates will be for 2011just yet. The current rates, known as the“Bush tax cuts” from 2001, are due to expireon Dec 31 of this year.

So when the new rates get passed,taxpayers won’t have a whole lot of time toplan. Jeff Marzina, executive vice president atBill Few Associates says that the best plan ofaction here is to be prepared.

“For this year,” says Marzina, “I think itsvery important that people be paying attentionto what happens in the political spectrum interms of tax rates for the new year and to makesure you have your advisers lined up so whenrates are set, you don’t wait.”

Each year, an individual is allowed to give afinancial gift of up to $13,000 to any or asmany individuals as they want to withoutbeing subject to a gift tax. If you give beyondthis, you must fill out a gift tax return, whichgoes against the unified credit amount thatthey are allowed to give at their death. Rightnow, this is not determined.

So you could give gifts of up to $13,000to 15 grandchildren and not pay a tax on it.According to the IRS, You can’t deduct thevalue of gifts on your income tax return unless

they are left to a charitable organization.Federal estate taxes may have been

repealed for 2010, but they are set to returnon January 1, 2011, and will tax up to 55% onestates valued at more than $1 million. In2009 the rate only imposed a 45% tax onestates in excess of $3.5 million, and all assetsgot a “step-up” in basis when someone died.This meant that no tax would have to be paidon appreciated assets like stock and real estate.But under new laws all assets inherited may besubject to the capital gains tax.

If the current administration’s proposal toallow rates to expire and return to 2009’s rate,the “step-up” in basis will return. Anotherproposal is to have most of the currentbrackets stay but raise tax rates of the highestbracket, and taxes on dividends and capitalgains jump from 15% to 20%. The Republicanproposal is to extend current tax rates for aperiod of 2 years and cap dividends and capitalgains at 15%.

Marzina says that the question manypeople are asking is, if you have assets that havesignificant capital gains built in, should youaccelerate taxes and sell those assets in 2010 toensure 15% tax rate, instead of waiting for 2011and having the rate jump to 20%?

The problem here is that taxpayers won’thave a lot of time to make these decisions.

According to Marzina, if the new tax laws arein place by Dec 1, there will only be a 30-daywindow to make any decisions this year. So the

best thing to do is make those decisions asquickly as possible.

“Death and taxes are certain, and wecertainly want to live longer and pay less intaxes. Taking advantage of presumably lowercapital gains rates in 2010 as well as shiftingIRA funds to a Roth by the end of this year willundoubtedly benefit some,” says Phil Henry ofHenry Wealth Management. “As always, aclient should ensure he/she is getting soundfinancial, tax- and estate-planning advice, andthat the advisors work in concert.”

G o o d T i d i n g sf o r t h e G r e a t e s tG e n e r a t i o n

b y J a m i e W a r d

Older Adults in Upper St. Clair

ATax Planning for The New Year


ith the winter months approaching, it’s time to put away

the golf clubs and short sleeve shirts and break out the

jackets. It’s also time to start thinking about safety.

According to the National Institute of Health, more than 1

in 3 Americans over the age of 65 slips and falls each year. It’s

the number one cause of injury related deaths.

So with snow and ice just around the corner (and if moving

to Florida is out of the question), it’s a good idea to review

some tips on keeping yourself safe this winter:

• Buy shoes with a non-skid sole or with good traction to get

a better grip with the ground. Leather- and plastic-soled

shoes have the worst traction in winter weather.

• Check for icy railings and avoid icy and uncleared sidewalks

and walkways.

• Take your time to map out the best route to get wherever

you are going, and don’t hesitate to ask for assistance when

you feel you may need it.

• If you have to walk over an icy surface, bending your knees

and taking slower steps can reduce the risk of falling.

And as always, safety begins at home. Make sure the areas

around your home are salted and cleared. The Center for

Disease Control and Prevention suggests using rock salt or

another chemical de-icing compound. If needed, ask a family

member or neighbor to help you.

b y J a m i e W a r d

W

How to PreventInjury this Winter

SeniorAgenciesChabad of theSouth Hills1701 McFarland RoadPittsburgh, PA 15216www.chabadsh.com412.341.1494

Jewish CommunityCenter of GreaterPittsburgh345 Kane Blvd.Pittsburgh, PA 15243412.278.1975, ext. [email protected]

Transportation ForOlder AdultsThere are several agenciesthat offer free or reducedrate transportation servicesto individuals who qualify.

Medical AssistanceTransportation Program(MATP)1.888.547.6287Provides non-emergencymedical transportation toresidents of AlleghenyCounty who have a valid

Pennsylvania Departmentof Public Welfare MedicalAssistance Card.

Free Bus Pass for SeniorCitizensThe Port Authority allowsAllegheny Countyresidents, 65 years of ageand older, to ride free on

local public transportation(buses, trolleys and rapid-transit lines). Participantsmust obtain identificationcards, which are availablefree of charge, fromparticipating transportationproviders. Call412.442.2000 for thelocation nearest to you.

ACCESS 65 Plus andACCESS ADA Program412.562.5353 orTDD 1.800.654.5984ACCESS is door-to-door,advance reservation,shared-ride transportationprovided throughout PortAuthority’s service area.It serves primarily seniorcitizens and persons withdisabilities. There are norestrictions on the purposeor number of trips whichmay be taken by riders,except that riders arerequired to share theirvehicle with otherstraveling in the samedirection and at thesame time.

Older PersonsTransportationTransportation for medicalappointments, groceryshopping, senior centeractivities and other needsthroughout AlleghenyCounty is available toadults 60 years of age andolder who live in AlleghenyCounty. Call SeniorLine at412.350.5460.

Are you a nonprofitSenior Centerserving the needsof our community’solder adults?

We would be happy topost your contactinformation. [email protected] withyour center’s name andphone number.



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Academically Speakingwhat’s going on at Our Lady of Grace School

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A Foundation in Gospel Values, Service to the Community, and Academic Excellence.

Students learn aboutexplorers during socialstudies using aninteractive whiteboard.

Students in computerlab practice Excelspreadsheets.

Students enjoygames of basketballand other instructional games duringbi-weekly physical education classes inOLG’s full-size gym.

Snack time enjoyed inthe “Castle Room.” Pre-school learns

about pumpkins andhow we grow.

5th graders learn first-hand how whales staywarm in cold water.

8th graders learn andconstruct molecules inthe school’s science lab.

Mark Your Calendar:January 24, 2011: Kindergarten Experience Day 2011for families interested in kindergarten for the fall.

January 30, 2011: Open House 1-3 p.m. for anyoneinterested in enrolling in pre-school or k-8.

February 17, 2011: Registration Evening 7 p.m.

March 3, 2011: Registration Evening 7 p.m.

Tours: Thursday at 9:30 a.m. or by appointment


When it comes to exercise, it’s hard to break through thehype and advertising ploys for the newest and best cardio

machine or workout.However, the best cardio workout depends on engaging the

heart through a multitude of levels and workloads, said DanGriffin, general manager of Oxford Athletic Club. Griffin, whois certified by the American College of Sports Medicine, saidpeople are becoming more educated when it comes to theircardio workout.

“People understand you do not have to do long, slowdistance exercises, to be in the fat-burning zone. The studiesare showing now that low-intensity heart maintenance levelsare just as efficient for calorie burn. Middle heart rates – the

cardiexercises-

�Keeping theMost ImportantMuscle Fit


kind of exercises where you can talk to your neighbor, but can’trecite the Gettysburg Address – those work well also,” Griffinsaid. “The higher heart levels have a whole differentphysiological response and work on different parts of your body.Some who do a little bit of exercise in all three ranges loseweight quicker, and it doesn’t take more time. You take those30-40 minutes you usually dedicate to your workout andbreak it up.”

Griffin said there are new workout machines that takeadvantage of that data to help athletes meet those variousheart ranges.

“There always are machines that are the ‘hot machines.’ In the‘80s and ‘90s, it was the stepper, and now it’s treadmills,ellipticals, and multi-angular training. With a treadmill, you’re inone plane, moving forward. With multi-angular and multi-planemachines you’re moving forward, and you’re also going left,right, forward and back,” Griffin said. “Another hot machineright now is the ArcTrainer, which is a cross between a stepperand an elliptical. With step training, few people can last longenough to make that work right, so the ArcTrainer is a favoriteamong tennis players and other athletes who come in.”

In addition to specialized cardio machines, Griffin said circuittraining still gives people a great workout. “Circuit training is stillalive and well. We have trainers who take people through workoutsthat are as demanding as can be,” he said. “Unless you need bulk andheavy liaing, there’s a lot to be said for this functional training whereyou’re pushing sandbags and working out without stopping betweensets. I’ve done it, and have goben my heart rate from 130 up to 170,and it stays within that range within the whole half hour. ]e keythough, is to do it in a circuit fashion. That way, you don’t have tostop between exercising.”

Griffin said that becausecircuit training focuseson different musclegroups, theworkouts typicallyare faster toget through.

“Muscularly, youdon’t need the restbecause you’reworking a differentmuscle groupeach time,”he said. “Cardio-wise,you may haveto wait 30seconds or sobetween sets,but you cande_nitelybe _t bydoing that.”

“...the best cardioworkout dependson engaging theheart through a

multitude of levelsand workloads...”



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A Restoration Church ...............................................724.941.3480

Berean Fellowship Church ......................................412.220.4673

Beth-El Congregation of South Hills ......................412.561.1168

Bethel Presbyterian Church....................................412.835.0405

Beverly Heights Presbyterian Church ...................412.561.5100

Bower Hill Community Church................................412.561.4114

Center Presbyterian Church....................................724.941.9050

Christ the King Church .............................................412.595.7181

Christ Community Church of South Hills ...............412.519.4097

Grace Fellowship Church ........................................412.334.3803

Christ United Methodist Church .............................412.835.6621

Covenant Family Church ..........................................724.263.7147

Faith Lutheran Church..............................................412.835.4590

First Church of Christ, Scientist ..............................412.561.1125

Good Shepherd Church............................................412.276.2446

Good Shepherd Church............................................724.941.9418

Holy Child Parish .......................................................412.221.5213

Holy Cross Greek Orthodox Church .......................412.833.3355

Hope Lutheran Church .............................................724.941.9441

Lebanon Presbyterian Church ................................412.466.7184

Mt. Lebanon Christian Church ................................412.531.8554

New Day Assembly of God......................................724.941.1661

New Song Community Church................................412.341.1293

Our Redeemer Lutheran Church.............................724.941.7467

Peters Creek Baptist Church...................................412.833.6111

Ruthfred Lutheran Church .......................................412.835.7140

South Hills Assembly of God ...................................412.835.8900

South Hills Bible Chapel...........................................724.941.8990

South Hills Church of the Nazarene.......................412.831.6333

South Hills Community Baptist Church..................412.833.1313

Southminster Presbyterian Church........................412.343.8900

St. David's Anglican Church ...................................724.941.4060

St. David's Anglican Church ...................................724.941.4060

St. George Antiochian Orthodox Church...............412.221.2277

St. Gregory Byzantine Catholic Church.................412.835.7800

St. John Capistran Roman Catholic Church .........412.221.6275

St. Louise DeMarillac Roman Catholic Church....412.833.1010

St. Paul's Episcopal Church ....................................412.531.7153

St. Thomas More Roman Catholic Church ...........412.833.0031

Temple Emmanuel .....................................................412.279.7600

Unitarian Universalist Church of the South Hills 412.561.6277

Upper St. Clair Alliance Church..............................412.835.4775

Westminster Presbyterian Church.........................412.835.6630

If your place of worship was not on our list, please e-mailthe information to [email protected].

We are interested inhighlightingyour church!If you are a member of theclergy from this area andwould like to contribute aninspirational message that allof our readers might enjoy,please contact MarybethJeffries, ManagingEditor at [email protected] more information.

A N N O U N C E M E N T S

Bower Hill Community Church in Mt. Lebanon is pleased to announce the appointment of its newpastor, Brian Snyder.

“Our goal was to find a pastor who could complement our strengths, lead meaningful worship, providea relevant education program for children and adults; and have a commitment to mission and servicelocally, nationally and globally,” says Rick Jacobs, head of the Pastor Nominating Committee. PastorSnyder completed his master’s of divinity in 2005 and will finish his doctorate of ministry degree inpreaching in 2012.

Besides preaching, Snyder is looking forward to another part of his new job. “I am eager to begin buildingrelationships with members of Bower Hill as well as the surrounding community,” he says. “I am optimisticthat this is a church where my family will be comfortable–a place we can call home for a long time to come.”

*Bust of an Angel *mosaic from about 1304 A.D., by Giotto di Bondone.

The Heinz History Center is one of only three venues in North America to host VaticanSplendors: A Journey Through Faith and Art. The 10,000-square-foot exhibition displaysmore than 270 rare objects, illustrating 2,000 years of art, history, and culture. Highlightsof the exhibition include original works by Michelangelo, a reliquary containing theremains of Saint Peter and Saint Paul, and a bronze cast of the hand of Pope John Paul II.

The History Center also worked closely with Bishop David Zubik and the Diocese ofPittsburgh to exhibit 70 rarely seen regional artifacts on loan from churches, the historycenters archives and the Andy Warhol Museum.

The exhibit will be featured through January 9, 2011.

For more information, visit www.heinzhistorycenter.org or www.vaticansplendors.com.

Vatican Splendors: A Journey Through Faith and Art


f you’re looking for something to do this winter that doesn’t require loadingup an SUV full of ski equipment and a 40-minute drive to find some slopes,

you may want to look into the fast-paced and enjoyable sport of platform tennis.

Played outdoors on aluminum courts, platform tennis is a growing recreationalchoice for thousands of Americans each year. Once found only in country clubsettings, the American Platform Tennis Association has made great strides throughthe years to make the sport more accessible for the masses through public outreachand by setting up a grant program for local clubs to make improvements to existingfacilities or to build new ones.

The sport is similar to tennis in that there’s a court and a net, but that’s wherethe similarities end. Courts are fenced in and shots may be played off the fence.League play is designed for all ages and skill sets, so that everyone can enjoy thefun. Spectators gather with players between sets in small, indoor settings called“paddle huts,” which range in size from trailers to stand-alone buildings.

Racquets are similar to those used in racquetball, with holes drilled throughthem for aerodynamic advantage. Balls are made from a rubber-based materialwith a surface that keeps them from skidding off the court.

While the sport is played in the dead of winter, most courts have heatingsystems beneath them that keep them clear and free of snow and ice. Additionalmaintenance usually is provided by club staff or dedicated volunteers.

If you ask any platform tennis player what the appeal of the sport is for them,you almost always get the response that the sport is genuinely fun, andcamaraderie and new friendships are forged in the paddle huts.

For more information about platform tennis, check out the APTA websiteat www.platformtennis.org, or the Western Pennsylvania Platform TennisAssociation’s website at www.wppta.org.

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Upper St. Clair1820 McLaughlin Run RoadUpper St. Clair, PA 15241Phone: 412.831.9000Fax: 412.831.9882www.twpusc.org

Manager: Matthew R. SerakowskiPhone: 412.831.9000 Ext. 216

Police:Non-emergency number: 412.833.1113

Fire Department:Upper St. Clair VFD2001 Washington RoadUpper St. Clair, PA 15241412.835.0660

Amel’s RestaurantMcNeilly Road, Baldwin Township

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Whenyou walk into CS Kim Karatein Peters Township, you’re not

just walking into a “do jang,” you’rewalking into history.

Instructor Dean Kelly, a sixth-degreeblackbelt who teaches for GrandmasterKim at the facility, has competed inhundreds of championships around theglobe and was the 2008 Martial Artistof the Year. He’s been studying underKim for nearly 30 years and said thatteaching Kim’s style of Tand Soo Do -traditional Korean karate - gives him agreat pleasure.

“We have been in Peters since 1990, andCS Kim Karate has been in Pi=sburgh since1974,” Kelly said. “We have students from age5 to age 70.:ey come to us for a number ofreasons because the martial arts o;er so manybene<ts. From stress relief, to buildingcon<dence and discipline to self defense andhaving an all-around good feeling aboutoneself, karate appeals to a number of peoplefor a number of reasons.”

Not only that, but it’s a family orientedactivity that all members of the family canenjoy. Kelly has been training with his twosons, Dean, Jr., and Jeremy David, since theywere both 4 years old. Today, they bothare karate masters.:e “master”designation applies to all black beltswho are forth degree or be=er.

“Teaching my sons has

given me the opportunityto spend quality time withthem as they do somethingthat’s healthy andenjoyable for us all,” Kellysaid. “I’ve been able toteach them teamwork andto keep a positive

a=itude through karate. And it’s not just mychildren who have bene<ted. I think childrenget more from the art when their family isinvolved and we have many, many families withus that share that belief and are learning karatewith their children. :e beauty of it is, you don’thave to be young to start, or agile. You just needan open mind and the ability to try.”

Kim not only founded the franchise, but he is amajor player in the world of martial arts,

appearing on the covers of more than20 major martial arts magazines. Hewas the Korean heavyweight Champion

in the <rst World Karate Championships inJapan in 1970. In 1988, he was voted into the

All-American Martial Arts Hall of Fame,and is the founder and president of

International Tang Soo Do Federation.Kelly is a technical advisor for the

International Tang Soo Do Federation aswell. With this position, he not only has theresponsibility of teaching his students here attheMcMurray location, but is responsible forteaching other karate masters throughoutthe world.

“My greatest reward is seeing theprogression of a student from a white belt towhatever their own individual goal may be, andhelping them achieve those goals,” Kelly said.

Classes are geared for students of all levels,and there is even a cardio-karate class thatdispenses with belts and testing and works on<tness only. :e only requirements are workoutclothes, bare feet and a desire to sweat.

For more information regarding CS Kim Karate, go to: www.cskimkarate.com.

��Area’s Largest Do Jang Big on History and Tradition

It’s the kind of thing that can comein an instant like a lightning bolt, orsneak in over the course of weeks like apersistent fog. In any form, it’sunwelcome and costs U.S. businessesmillions of dollars in lost work and sickdays. It’s back pain, and while it’s not

totally understood, it’s totally realfor millions of Americans.

There are severalvarieties of back pain,each with their own

names based on thelocation on the spinefrom which theyseem to originate.One of the morecommon ones thatyou may haveheard about is

“lumbago,” or lowerback pain. The name

stems from the lumbarsection of the spine, andthe condition has fueled

an estimated $70billion industry in itself in

physician services, self-helpremedies, ointments, devices and

more. America’s obsession withlumbar and its proper support has led toseats with lumbar adjustments beingstandard in most high-end vehicles. For

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way to cope. Over-the-counter pain relievers are also safe, solong as you take them as directed. Chiropractors and physical

therapists may be able to suggest a stretching regimen that couldalleviate some of the more common aches and pains associated

with the spine. In fact, more and more chiropractors haveintegrated techniques into patient visits other than the basicroutine adjustment.

You might be surprised to find that your first chiropractic visitmay include 15 minutes of massage therapy, where warm, moist heat

compresses are placed on your back, followed by 15 minutes ofTENS, or transcutaneous electrical nerve stimulation, which zingsand zaps your muscles with a pleasant tingling sensation.

While it all feels great, scientists are split as to whether any of it works for the long term. A study by the American Academy ofFamily Physicians came to the conclusion that while heat packs,deep heat, and massage are useful in the immediate relief ofsymptoms, long-term effectiveness is still in question, and the use

of TENS therapy has demonstrated no long-term effectiveness at all.

What the study did conclude is that unless the pain is the result of a deeper medical condition, like cancer or infection,

exercise and patient education are the best tools out therein helping the patient in the long term.

BACKPAINthose who drive economy cars, there are pillows, wedges, lattices of beads andvibrating heating pads that plug into your car’s lighter socket, each proclaimingmore relief than the next.

Despite the accoutrements that one can purchase, few provide totalrelief. That’s because the actual causes of run-of-the-mill, everyday back

pain are largely unknown. Many reasons for serious back pain are easilydiagnosed because they have a direct causal basis or present with other

symptoms such as weight loss, fever or incontinence. Someone in arecent car accident, for example, would know that their currentback pain is a result of the collision. However, it’s been postulatedthat back pain may also be the result of stress at work or at home,

reasons that would not show up in an MRI or X-ray.If you’re just dealing with day-to-day aches and pains, most

doctors agree that compresses of warm, moist heat are the best

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BODYCOMBATBODYCOMBAT™ is the empowering cardio workout where you are

totally unleashed. This fiercely energetic program is inspired bymartial arts and draws from a wide array of disciplines such askarate, boxing, taekwondo, tai chi and muay thai. Supported by

driving music and powerful role model instructors, you strike, punch,kick and kata your way through calories to superior cardio fitness.

BODYPUMPBODYPUMP™ is the original barbell class that strengthens yourentire body. This 60-minute workout challenges all your major

muscle groups by using the best weight-room exercises like squats,presses, lifts and curls. Great music, awesome instructors and your

choice of weight inspire you to get the results you came for – and fast!

ccording to Carol Diethorn, Kenneth Ochs was a bit of a daredevil in his day. Andhe’s got the stories to prove it.

“When you’re 91, you’ve got all kinds of stories to tell,” Carol says of Mr. Ochs, whomshe spends time with every week as a volunteer with Open Your Heart to a Senior, aninitiative of United Way of Allegheny County in cooperation with Family Services ofWestern Pennsylvania and North Hills Community Outreach.

“I used to be really active, and I was a tennis pro for a long time,” Mr. Ochs explains,“but my eyes became gradually worse, and now I don’t see.”

Carol accompanies Mr. Ochs on walks through South Park once or twice a week andboth enjoy not only the exercise, but also the company. “Carol is really good; she leads meso I don’t traipse anywhere I shouldn’t be,” he says with a laugh.

Laughter seems to be a regular part of their routine. During their mile-long walks, theyexchange stories of their lives and share advice.

“It’s funny,” Carol confides, “he thinks he’s the care recipient, but he’s really doingmore for me than I do for him. I get so much out of it, and I come home feeling great.”

Currently unemployed and looking for a new job, Carol saw an opportunity tovolunteer as a way to do something that givesher meaning. “It really puts perspective onthings,” she says of her experience with Mr.Ochs and other seniors she drives to doctors’appointments. “Who needs anti-depressants?” she jokes but quickly takes aserious turn, “It brings a lot of joy in my life.”

Right now, Open Your Heart to a Senioris looking for volunteers in every corner ofAllegheny County, from as little as an hour amonth to routine weekly visits. Whether it’shelp with grocery shopping, home safetychecks or snow shoveling and yard work,thousands of seniors in our neighborhoodscould use some assistance. In addition toindividual volunteers like Carol, families andgroups are also welcome.

To learn more or become a volunteer,visit www.openyourhearttoasenior.org or call 412.307.0071.

“It’s a fine organization,” Mr. Ochsvolunteers. “I can’t say enough about it.” Given enough time and his penchant forstorytelling, though, he probably could.

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An estimated 50 million Americans are affected with tinnitus, a “ringing” in the earswhen there is nothing actually “ringing” in the surrounding environment. Some commoncauses of tinnitus are exposure to loud sounds,ear infections, aging, excessive ear wax, highblood pressure and sensory nerve disorders. Even some activities can cause tinnitus such as smoking, drinking alcohol or caffeine, and taking excessive amounts of aspirin or antibiotics.

If you think you have tinnitus, you should be evaluated to determine the best options available for managing it. Success in dealing with tinnitus can be greatly enhanced by thepatient working together with a professionalexperienced in tinnitus management, and if there are no specific medical issues involved,there are several options.

In many cases, the individual experiencing tinnitus also has a hearing loss.The use of a hearing aid to amplify sounds and speech can help cover up the tinnitus and make it less distracting. Some hearing aids

have the ability to generate a soft masking sound while amplifying speech. However, the real breakthrough today comes from advancedhearing instruments that make use of fractal technology and offer a harmonic sound programcalled ZEN (by Widex) which generates soothingsounds and shows great promise as a sound therapy tool by relaxing the wearer and distracting attention away from the tinnitus.

This sound program is in a hearing aid whichalso has many features to help the wearer hearbetter in noise, hear soft and distance speech,hear music, hear on the phone and in restaurants,etc. So today millions of people of all ages who experience tinnitus have a very new innovativeoption for dealing with that annoying “ringing” in their ears.

This Industry Insight was submitted by DoloresY. Payne, M.A., CCC-A,Audiologist.Dolores is the owner of Allegheny HearingInstruments, 800 Jonnet

Building, Monroeville, PA 15146 Telephone her at 412.373.1151.Her other location is conveniently located in the South Hills at Manor Oak Village, 1910 Cochran Road, Pittsburgh, PA 15220412.343.1320.

Are Your Ears Ringing???

Hearing aid tinnitus management programs are available in all sizes and models of hearing aids and can be accessed by the wearer with a push of a button.



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564 Forbes Avenue, Suite 1007, Pittsburgh, PA 15219 Phone: 412-471-3011 Fax: 412-471-2599

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W I N T E R 2 0 1 0 - 1 1

Health and Wellness News You Can Use

© 2010 UPMC

What’s Insidepage 2 Falls Are No Laughing Matter

page 3 The Difference a Number Can MakeNew UPMC Rehab Institute President

page 4 Be Happy and Healthy this WinterAre You Sad?Understanding Seasonal Affective Disorder

page 5 New Hope for Pancreatic Cancer Patients

page 6 When Kids Get Hurt, We’re Ready

page 7 UPMC Offers Expanded Imaging Services in South Hills

Here’s to a Happy,Healthy Winter

If winter isn’t your favorite season, look inside for some great ways to keep your health and spirits intact.

2 www.UPMC.com/Today

Prat falls on TV sitcoms may make us chuckle, but in real life, they’redeadly serious. Falls are the leadinginjury-related reason people go to theemergency room. Each year, morethan a million Americans suffer a slip,trip, or fall injury, resulting in morethan 17,000 deaths.

Falls don’t have to be an inevitablepart of life. There are many proactive strategies you can take to prevent them from happening to you and others.

“Have you ever noticed that athletestend to be injured late in a game?That’s because they’re tired, distracted, or rushed,” says Gary P. Chimes, MD, PhD, Department of Physical Medicineand Rehabilitation, UPMC MercySouth Side Outpatient Center.“These same conditions are often at play during a fall. You may blame a fall on a slippery sidewalk or unstable chair, when the real underlying cause is entirely different.Knowing what causes a fall is key toaddressing the problem.”

Your “personal safety margin” diminishes when factors such as age,fatigue, body weakness, and chronicillness are added to the equation.

“Falls often point to other underlyinghealth issues. That’s why it’s so important to be aware of what yourbody is telling you,” says Dr. Chimes.

Three things you can doto avoid fallsExercise: Exercises that promotestrength, balance, and body coordination are especially importantto prevent falls. Dr. Chimes recommends the martial art of tai chi, especially for older adults.

See your doctor regularly:Schedule annual physical and eye examinations to uncover underlyingmedical problems that could lead to falls. Notify your doctor if you feel unstable or experienceproblems like dizziness due to medications.

Check your surroundings: Clutter-proof your home, especiallysteps. Make sure carpets andhandrails are secure. Use a non-skid mat in your bath. If youhave small children, use safety lockson windows and be sure cribs, infantswings, and other equipment areplaced securely. Older childrenshould always wear protective gearwhen biking, skiing, or skating.

Falls Are No Laughing MatterHere’s how you can help avoid them at any age

Treating a Fall

“If you’ve taken a fall and suspect a serious injury, such as a broken bone, severe cut, or concussion, seek immediate medical attention,” advises Lisa R. Blackrick, MD, Department of Orthopaedic Surgery at UPMC Mercy. The Level I TraumaCenter at UPMC Mercy is speciallyequipped to evaluate and treat seriousand complex injuries.

For less serious injuries such as asprain or pulled muscle, follow theRICE procedure, she says: rest, ice, compression, and elevation. “If yourpain worsens or does not diminishwithin two or three days, you shouldcontact your family doctor for what to do next.”

After a fall, many people — especiallyseniors — fear that it will happenagain. “The good news is that thereare many things that can be done tominimize the reoccurrence of falls, including physical therapy and exercise, medication adjustments, and lifestyle changes,” says Dr. Blackrick. “The important thing is to maintain a dialogue with your health care provider.”

To learn more about fall-related injury treatment options at UPMC Mercy, call 412-232-7865.

Quick Facts About Falls• Children under the age of five and seniors over the age of 70 have thegreatest fall rates.

• Among older adults, more than two-thirds of those who fall are likely to fall again within six months.

• The most severe falls among children are linked to baby walkers, windows, and play equipment.

Source: U.S. Centers for Disease Control

1-800-533-UPMC 3

New UPMC Rehab Institute PresidentHer position as the president of the UPMC RehabilitationInstitute may be new, but Margaret (Peg) Reidy, MD, is a seasoned UPMC veteran. A physical medicine and rehabilitation physician, she began her career as a resident at the Hospitals of the University Heath Center of Pittsburgh (now UPMC). Today, as president of the UPMC Rehabilitation Institute, Dr. Reidy overseeswestern Pennsylvania’s largest provider of inpatient rehabilitation services.

The UPMC Rehabilitation Institute offers accredited, specialized care for patients after illness and injury, including stroke, spinal cord injury, brain injury, amputation, and multiple traumatic injuries. Services are provided in seven acute care hospitals throughout thearea: UPMC Mercy, UPMC Horizon, UPMC McKeesport,UPMC Montefiore, UPMC Northwest, UPMC Passavant,and UPMC St. Margaret.

During her career, Dr Reidy has seen dramatic changes in the way physicians deliver rehabilitation services. Shedescribes the UPMC Rehabilitation Institute as a “very different kind of institute”. Since inpatient rehabilitationservices are provided at seven locations, patients can remain close to home and under the care of their physician.“Having world-class care in their own neighborhood benefits patients and their families,” she adds.

As Americans live longer and healthier lives, the demandfor quality, convenient inpatient rehabilitation services will continue to increase. “Baby boomers are expected toregain functional ability, whether they are recovering fromsurgeries or injuries, or coping with chronic illnesses,” says Dr. Reidy. “We are committed to helping them getback to a full life.”

For more information on the UPMC Rehabilitation Institute, visit UPMC.com/RehabInstitute.

Margaret (Peg) Reidy, MD

See how your numbers stack up for peace of mind — or a wake-up call!

Many numbers are part of your dailylife, from your cell phone to your ATM code. But do you know the numbers that are critical to your physical health? Here are the three top numbers you should remember and monitor regularly:

120/80: Optimum blood pressureThere’s a reason high blood pressure(hypertension) is known as the “silent killer.” You can have it for years and never know it. As it damagesthe walls of your arteries, it also canwreak havoc on your heart, kidneys, and brain. High blood pressure can lead to a heart attack, kidney failure, or stroke.

When you have high blood pressure, the pressure of blood within the arteries — which carry blood from the heart throughout the body — is persistently elevated. Optimal bloodpressure in an adult is under 120/80. The range for prehypertension is 120 to 139/80 to 89. High blood pressure is any reading of 140/90 or higher.

99: Blood sugar levelIt’s a good idea to have your blood sugar checked. High blood sugar — diabetes — can lead to a host of othermedical problems if left unchecked, including vision and circulatory problems. Your optimal blood sugarlevel should be 99 milligrams perdeciliter (mg/dL) of blood or less. A count of 100 to 125 mg/dL is a pre-diabetes wake-up call; a level of 126 mg/dL or higher indicates diabetes.

200: Optimum cholesterolCholesterol is a waxy, fat-like substancemade by the liver — and not all forms of it are bad. Sometimes, our bodies create too much cholesterol, which thencirculates through the blood stream.

To check your cholesterol levels, yourdoctor will ask you to fast before havingblood work drawn. Your test results will show the amount of cholesterol in your blood.

It’s the bad, artery-clogging cholesterol (LDL) that puts you at risk, so shoot for an LDL of under 130 mg/dL. Conversely, the higher your good cholesterol (HDL) the better, because it helps remove harmful LDL from your arteries. An HDL of 50 mg/dL or higher is ideal.

You should aim for a total cholesterolnumber (HDL + LDL) under 200mg/dL. A count of 200 to 239 is considered borderline, while levels of 240 and above double your risk of coronary heart disease.

Your doctor can help you learn and manage these numbers. To schedule an appointment with one of our primary care physicians, call 1-800-533-UPMC (8762).

Sources: American Heart Association, American Diabetes Association

The Difference a Number Can MakeSee how your numbers stack up for peace of mind — or a wake-up call

For more information about important lifesaving numbers like body mass index (BMI),waist circumference, grip strength, and thyroidlevel, visit www.UPMC.com/Today.


Health Tips from UPMC Health Plan

Is your favorite winter activity staying indoors under a warm blanket in front of the television with a bag of snacks in hand?You’re not alone. Getting through the cold weather with yourhealth and spirits intact is difficult but not impossible. Followthese suggestions for a happier, healthier winter.

Fight the flu Cold and flu season is fast approaching. Here are some ways to avoid the sniffles.

• Washing your hands for 15 seconds using soap and warmwater is your best defense against germs. If soap and wateraren’t available, use an alcohol-based antibacterial product.

• Getting a flu shot can reduce your risk of infection by 90 percent. If you don’t like needles, a nasal spray vaccine is available.

• Eating plenty of fresh fruits and veggies, getting plenty of sleep, and reducing stress will help boost your immune system.

Winterize your skinAs the weather turns colder, the dry air causes itchy, dry skin. To keep skin more comfortable during the winter months:

• Switch to oil-based moisturizers with a minimum SPF of 30 for your face and body, and use them frequently.

• Protect your hands from the elements with a heavy-duty hand cream, and always wear gloves outdoors.

• Lips need extra protection, too. A moisturizing lip balm with vitamin E will help prevent chapping.

• Use a humidifier to add moisture to the air in your home.

Banish the winter blahs with exerciseDon’t pack your exercise gear away with your summer clothes. Staying active during the winter months can lift your mood, help your immune system, and keep you from gaining weight. Be sure to talk with your doctor before beginning an exercise program.

• Walk indoors at a local mall. Need extra motivation? Join a walking group.

• Check out an exercise video at your local library or borrow one from a friend.

• With proper planning, walking outdoors in winter can be fun and exhilarating. Walk during daylight hours, dress appropriately, and wear skid-resistant shoes.

Did You Know?• People with SAD are more likely to have a blood relative with the condition.• More women than men are diagnosed with SAD.• Exercise can help boost your mood, and relieve stress and anxiety.

Be Happy and HealthyThis Winter

Are You Sad? Understanding Seasonal Affective Disorder (SAD)If the darker, shorter days of winter really get you down, youmay be suffering from seasonal affective disorder (SAD), a type of depression that begins in the fall and gets better in the spring.

“Seasonal affective disorder is directly related to a decrease insunlight during the winter months,” says Edward S. Friedman,MD, a psychiatrist at the Western Psychiatric Institute andClinic of UPMC. The lack of sunlight disrupts the body’s internal clock, which can lead to feelings of depression.

In addition to seasonal onset, SAD sufferers experience whatDr. Friedman describes as a kind of hibernation. “They stay indoors, conserve energy, eat more, and sleep more,” he explains.

Those behaviors can distinguish SAD from other types of depression. And individuals who already suffer from clinical depression may feel worse in the fall.

If you are diagnosed with SAD and your symptoms are severeenough to affect your daily life, your doctor may recommendantidepressant medications, light therapy, or psychotherapy.

While it’s normal for anyone to have a down day occasionally,don’t brush off those feelings. “Anyone with symptoms of depression that last more than two weeks should see their doctor,” advises Dr. Friedman.

1-800-533-UPMC 5

New Hope for Pancreatic Cancer Patients

Innovation at UPMC

Robotic technology revolutionizingWhipple surgeryWhen Coy Smith* found out he had pancreatic cancer and needed aWhipple procedure, he started gettinghis affairs in order. He even consideredgoing without surgery. “It occurred tome that I might not come back home,” says Mr. Smith.

Although he left most of the worryingup to his wife, a licensed practical nurse, he knew enough to realize thesurgery would not be a simple task. Whipple surgery — one of the most complex surgeries performed — involves the removal of the head of the pancreas, gallbladder, bile duct, part of the stomach, and small intestine.

But the 58-year-old Altoona-area resident was lucky. He was one of the first patients at UPMC CancerCenters to undergo a non-invasive version of the Whipple procedure using state-of-the-art robotic technology. He was operated on in October 2009 by the surgical team of A. James Moser, MD, and Herbert J. Zeh, MD — co-directors of the Pancreatic Specialty Care Center and two of just a handful of surgeons worldwide who perform the Whipple procedure using robotic surgical technology.

Mr. Smith woke up in recovery and immediately began joking with thenurses. After a week’s stay in the hospital, Mr. Smith began six months of chemotherapy. One year later, he is cancer-free. “I’m healthy and very fortunate,” Mr. Smith says.* Mr. Smith’s treatment and results may not be representative of similar cases.

“This is pioneering technology — the first major innovation in pancreassurgery in more than 100 years — and UPMC is considered among theworld’s leaders,” says Dr. Moser.

Precise robotic technology Surgeons use the da Vinci® Si SurgicalSystem, a robotic surgical device that allows them to operate through a seriesof small incisions (including one to accommodate a miniature camera) with greater dexterity and range of motion, plus a magnified three-dimensional view of organs on a large, high-definition screen. Instead of the “chopsticks” used in laparoscopy,robotic surgery equipment allows formore natural movements, includingwrist function, explains Dr. Zeh.

“It has a 360-degree range of motion,which has much more freedom of movement than your own hand,” says Dr. Zeh. “You can get into placeswhere your hand can’t go.”

The robotic technology enhances the surgeon’s ability to see detail andmanipulate anatomical parts with great precision. Like conventional laparoscopic surgery, robotic surgery is minimally invasive.

Patients benefitThe two surgeons have published papers on the robotic Whipple procedure and have spoken at conferences around the world. They are now compiling data on patient outcomes.

While it is not yet clear whether this approach produces better surgical outcomes, both surgeons say it is clear that patients may benefit in many ways, including less pain, reduced recovery time, minimal scarring, and reduced need for bloodtransfusions. That means patients can begin chemotherapy sooner.

“We are pleased to be able to offer thisnew technology,” Dr. Zeh says. “Thedata shows that as a whole, patients whoundergo the robotic-assisted Whippleprocedure do as well as patients whohave the traditional open surgery.”

Perhaps the biggest benefit is reducingfear in patients. According to Dr. Moser,as many as one half of all pancreatic cancer patients choose not to have surgery to remove their tumor becausethey are afraid of a large incision and the long recovery time associated with traditional surgery.

“We hope that by minimizing thetrauma of surgery we can get more people to select this treatment and continue on with chemotherapy,” Dr. Moser says. “Not everyone withpancreatic cancer is doomed. This procedure is giving patients hope.”

For more information about the robotic Whipple procedure or any ofUPMC's pancreatic cancer treatments,call 1-888-623-PANC (7262).

Potential Benefits of the Robotic Whipple Procedure

• smaller incisions • minimal scarring • reduced blood loss and need

for transfusion• less pain • shorter hospital stays• faster recovery time and

start of treatment


It never fails. Just as you settle in for a relaxedevening or weekend, your child suddenly develops a painful earache or takes a nasty tumble and breaks an arm.

Thankfully, parents in the North Hills andSouth Hills now have convenient “after hours”access to the pediatric specialty care found atChildren’s Hospital of Pittsburgh of UPMC.The new Children’s Express Care Centers in Wexford and Bethel Park offer expert care for minor injuries and illnesses.

“All we do is take care of kids — that’s our specialty. That’s important because kids are different from adults. Their illnesses and injuries are different and their medicines and treatments are different,” says Raymond D. Pitetti, MD, medical director of Children’s Express Care.

Urgent care just for children

Some pediatric health concerns are urgent but not life threatening. Those are exactly thetypes of cases that the Children’s Express CareCenters are designed to handle, says Dr. Pitetti.

The Express Care Centers provide exclusivelypediatric-focused treatment in offices that arespecially designed for children. Staffed by pediatricians, emergency medicine physicians,physician’s assistants, and nurses who are specifically trained to care for kids, the Centers operate evenings and weekends when pediatricians’ offices are closed.

“The entire experience is geared toward kids — from the size of the equipment, to the medications and staff, and even the décor.We also know how to interact with kids andtheir parents to make them feel at ease,” Dr. Pitetti says.

After-hours service, convenient locations

The new centers in the North Hills and South Hills — Children’s North in Wexfordand Children’s South in Bethel Park — are open 5 to 9 p.m. Monday through Friday and noon to 8 p.m. Saturdays and Sundays. No appointments are necessary, and walk-ins are welcome. Parking is free. A third location will open in the Monroeville/Murrysville area next spring.

Children’s Express CareWexfordChildren’s North2599 Wexford Bayne RoadSewickley, PA 15143Phone: 724-933-3644Monday through Friday: 5 to 9 p.m.Weekends: Noon to 8 p.m.No appointments needed. Walk-ins welcome.

Children’s Express CareBethel ParkChildren’s South1300 Oxford DriveBethel Park, PA 15102Phone: 412-692-3145Monday through Friday: 5 to 9 p.m.Weekends: Noon to 8 p.m.No appointments needed. Walk-ins welcome.

When Kids Get Hurt, We’re ReadyChildren’s Express Care Centers open in Pittsburgh’s North and South Hills

Children’s Express Care Centers Can Help

The pediatric specialists at the centers can treat a wide range of illnesses or injuries in children and teens, including:

• animal bites• bronchitis, pneumonia, and asthma

attacks• colds, fevers, flu, and other viral

illnesses• cuts, bumps, lacerations, abrasions,

and splinters• ear, throat, and sinus infections• incisions and abscess drainage• nausea, vomiting, diarrhea, and

dehydration• rashes, poison ivy, and allergic

reactions • simple fractures, twists, sprains,

strains, and dislocations• splinting • cyst removalThe Express Care Centers also offer on-site x-ray services, EKGs, blood tests,urine and throat cultures, and urinalysis.

If necessary, children with more seriousconditions will be fast-tracked to the Emergency Department at Children’s Hospital, or referred to pediatric specialists.If follow-up care is needed, children will be referred back to their own pediatriciansalong with a report on their visit to the Express Care Center.

Benefits of the Express CareCenters include:

• access to treatment whenyour primary care physician is not available

• quality pediatric care for non-life threatening illnessesand injuries for children and teens

• convenient locations• free parking• no appointments needed• referrals for further

evaluation and treatment• access to lab tests and

diagnostic imaging

1-800-533-UPMC 7

UPMC Imaging Services of South Hills, located just off Route 19 in Bethel Park, has become a convenient choice for arearesidents. With MRI and more breast imaging services now available, the South Hills center is even better prepared to provide for your imaging needs.

UPMC Imaging Services of South Hills offers the following services on-site:

Radiology

•MRI

• general x-ray

Magee-Womens Imaging Services

• digital mammography

• ultrasound

• DXA bone density testing

UPMC Cardiovascular Institute

• nuclear medicine

• echocardiography

• peripheral ultrasound

• vascular studies

“We recently added MRI, digital mammography, and on-site breast biopsy, to give South Hills residents more services right in their neighborhood,” says Lori Collins, director of imaging services at UPMC Mercy. “With our advanced, state-of-the-art technology, our staff can provide fast, high quality images,” she adds.

Imaging services, especially for children, are now available at the new Children’s Express Care center, located in the samebuilding as UPMC Imaging Services of South Hills.

“When a child needs an x-ray, it’s reassuring for parents that it can be done nearby instead of driving to another location,” adds Ms. Collins. (Read more about the Children’s Express Care Centerand its hours of operation on page 6.)

UPMC Imaging Services of South Hills participates in most insurance plans. The center also offers comfortable and private waiting rooms and testing areas, as well as free parking and valet service.

UPMC Imaging Services of South Hills1300 Oxford DriveBethel Park, PA 15102

Radiology Services (x-ray and MRI)Phone: 412-851-8740

Hours for x-rays Monday through Friday, 7:30 a.m. to 4 p.m.Saturday, 8 a.m. to noon. Same-day appointments available.

Hours for MRI Monday through Friday, 7:30 a.m to 4 p.m. Same-day appointments available.

Magee-Womens Imaging ServicesPhone: 412-833-9000

Hours Monday, Wednesday, and Thursday, 7:30 a.m. to 7 p.m. Tuesday and Friday, 7:30 a.m. to 5 p.m. Saturday, 7:30 a.m. to 4 p.m.

UPMC Cardiovascular InstitutePhone: 412-347-3240

Hours Monday through Friday, 7:30 a.m. to 4 p.m.

For more information about all imaging services at UPMC, visitwww.UPMC.com/Imaging.

UPMC Offers Expanded Imaging Services in South Hills

UPMC Mercy1400 Locust St.Pittsburgh, PA 15219

UPMC Today is published quarterly to provide you with health and wellness information and classes and events available at UPMC.

This publication is for informational purposes only and should not be taken as medical advice or replace a physician’s medical assessment. Always consult first with your physician about anything related to your personal health.

Follow UPMC on Facebook.

Time to Take Care of YouHolidays are for celebrating all of the things that make life special. Don’t let a major illness, injury, or even a sore throat keep you from enjoying them. UPMC Mercy physicians’ offices are open and conveniently located near you. Our physicians are accepting new patients, and in most cases evenoffer same-day appointments.

Just call 1-800-533-UPMC (8762) or visit www.UPMC.com/PatientCare,and we’ll get you an appointment with one of our doctors. It doesn’t matter why you need us; it matters that we’re here if you do.


AN ENTREPRENEUR ON THE MOVE -FEATURING JOE RUFFALO’S DESIGN IMAGE SALON

A special place where “the customer” is Number One!

After many years with a successful corporate career in Pittsburgh,Joe Ruffalo finally achieved his life-long dream of owning a hairsalon in Upper St. Clair. According to Mr. Ruffalo, “Acquiring theDesign Image Salon was a great opportunity to fulfill my life-longgoal of owning and operating my own salon. The salon is alwayshumming with interesting people, and everyone is always laughing.This is such a fun place! For me, it’s been a chance of a lifetime!”

Since many of Joe’s clients knew him from a well-known salon nearSouth Hills Village, coming into Design Image is like “coming home”for many of his friends and customers. Design Image is a full-service salon for women and men, with seven stylists and twomanicurists. Special services include wedding parties, proms andspecial occasion “Up-Do’s,” along with expert cutting, trend-settingstyling, and fabulous color and highlighting techniques. Joe willgladly “go the extra mile” for customers by offering valet parking,fresh coffee and light refreshments. New customers are alwayswelcome to stop in just to say hello and have coffee.

Design Image, located in the Pinebridge Commons at the far end of the main level, is open Tuesday through Friday from 9 a.m. to 8 p.m., and Saturday from 9 a.m. to 5 p.m. Joe and his staff will cheerfully accommodate special requests and eveninghours to meet the needs of their customers. For an appointment and more information, call 412.257.4001. Design Image... a greatplace to brighten your day!PINEBRIDGE COMMONS, SUITE 110

1580 MCLAUGHLIN RUN ROAD, UPPER SAINT CLAIR, PA 15241

Tues. Wed. Thurs.9:00 to 8:00

Fri. & Sat.9:00 to 5:00

412-257-4001

. Shampoo, Cut and Style. Color, Condition and Hi-lights. Perms: Partial and Root. Wedding, Prom, Up Do (Special Styles). Blow Dry & Style. Waxing: Eyebrow, Lip . Manicures, Pedicures and Acrylics

Salon Services For Women and Men

Wishing You a Happy Holiday Season and Heartfelt Thanks for your Patronage.

The Library’s second annual Cabin Fever day will be held on Saturday, February 5 from 2 – 3:30 p.m. Participants will enjoy fun and games for all ages. Come to the library for board games, Bingo,

creative projects and refreshments. Registration begins Monday, January 24.

1820 McLaughlin Run Rd.Upper St. Clair, PA 15241412.835.5540www.twpusc.org/library

Library HoursMonday – Thursday 9:30 a.m. – 9 p.m.Friday – Saturday 9:30 a.m. – 5 p.m.Sunday 1 p.m. – 5 p.m.

U p p e r S t . C l a i r L i b r a r y

Building Weekends

Kids can come to the library toexplore with Legos, foam andwooden blocks, and Lincoln Logs.Parents are encouraged toaccompany their children duringtheir building time.

Who: Kids of all agesDates: December 11/12,

January 15/16, February 19/20, March 19/20

When: 9:30 a.m. - 4:30 p.m. (Sat.)1 p.m. - 4:30 p.m. (Sun.)

Celebrate the WinterHolidays!

Create decorations for the Holidaysat the library. Parents are stronglyencouraged to accompany theirchildren during the crafting time.

Who: Kids of all agesDates: Saturday, December 18 –

Thursday, December 23When: 9:30 a.m. - 4:30 p.m. (Sat.)

1 p.m. - 4:30 p.m. (Sun.)9:30 a.m. - 8:30 p.m. (Monday – Thursday)

Celebrate the New Year!

Create decorations for the New Yearat the Library. Parents are stronglyencouraged to accompany theirchildren during the crafting time.

Who: Kids of all agesDates: Monday, December 27 –

Thursday December 30When: 9:30 a.m. - 8:30 p.m.Where: Children’s Library


Holidays to me bring more than giftgiving. Gatherings and holiday

celebrations are a time to bring familiestogether for laughter, love, and time to

reflect on the year. Life is full of many changesand the holiday season is time to be grateful for our

blessings, My family like yours will be celebrating at goodgatherings that include breakfast, lunch, and full course dinnerand holiday party. I suggest picking your menu that will allowyou to be healthy and happy. Good food can make yourcelebration that much more wholesome. When I have family and friends together it is a celebration to remember. I pick mymenu for what the season demands from hour dorus to desserts.Here is a list of helpful tips to be as organized as possible.

1. Create your guest list; know your budget2. Set a budget, do not exceed your budget.3. Create your menu:

Your guest will usually bring and appetizer or dessert. This will help relieve your Stress and keep you within budget.

4. Your shopping list: Itemize list for the menu you are serving. A good way to shop to save time and money, visit your local wholesale market.

5. Prep ahead: this is a great way to save time and energy. Simply cook it the day before and place in the refrigerator. Then on the day of the gathering, present on your holiday platters.

6. Prep with family night. We all stand around the kitchen island, and are each assigned a kitchen task. For example, your younger children can construct decorations, while older children can chop fruits and vegetables and other ingredients for your menu days in advance.

This is a great time to start new holiday traditions with yourfamily and friends. Through these economical times I try to addthese holiday tips to reduce stress and to add a special touch toyour celebration. I hope you are able to make this year’s holidaymuch more appetizing and comforting for all your family andfriends. Sometimes in life we are all wrapped up and busy witheverything around us that we miss one of the most preciousthings of all. Just getting together with our family and friends andjust saying “It’s good to have you here. I love spending time andmaking memories with you.”

I’m so blessed to be surrounded by so many good people. I would like to thank all of my readers, friends, family and staff.Have a wonderful holiday season and a happy new year.

Penny Folino has been “in the kitchen” for over 25 years. Her newest restaurant, Penny’s Diner, is now open in Peters Township.

www.eatatpennysdiner.com

Cooking with Penny

$3.00 offany two lunch entrees

$5.00 offany two dinner entrees

10% offany catering order.

Check out our menu www.eatatpennysdiner.com

Not good with any other promos or certificates.

Phone in atakeout order at724.942.0999

Hours: 6 a.m. – 9 p.m.

4080 Washington Road(across from PNC Bank)

Cooking with PennyW I N T E R 2 0 1 0on the go...

find these things hiding in this picture.

The holiday season is the perfect time to spread cheerand give back to those who are in need. There areplenty of places around you to do this.

Here are some fun ideas:

� Volunteer at a soup kitchen� Donate toys you don't want � Donate canned goods to the community food bank� Donate clothes you've outgrown� Visit a nursing home

Giving Backfor the Holidays!


RedSometimes things don’t endup the way you think theywill. Take a look at me. I’man AKC Red Beagle whowas originally going to be agreat hunting dog. But guess

what: I hate guns! So that neverpanned out and I ended up here.

However, being at Animal Friends is great. I’ve discoveredwhat I really love in life: toys! I love to play with toys andwith you, and I’m always up for more. I’m very gentle andcan even do well with children, as long as I’m supervised. I like going for rides in the car and I love to cuddle, too!

I like some dogs, so if you have one, my friends theAdoption Counselors would be happy to set up ameeting to see if we get along.

And good news for you humans: my adoption feeis sponsored! So you’ve got nothing to lose –come on down to Animal Friends and say hello tome, Red!

SophieSophie is a beautifuldomestic shorthaired catwho asks for so little. Shefound herself at AnimalFriends when her previousowner was no longer ableto care for her.

This gray and white beauty wouldprefer to go to a quiet household where she can be theonly cat. While quite affectionate with the people she haslearned to trust, she is shy around strangers and needstime to get used to new surroundings.

If you’re looking for a loving, quiet pet then Sophie couldbe your perfect match! Why not stop by Animal Friendsand talk to an Adoptions Counselor?

To learn more about theseadoptable pets, call Animal Friends at

412.847.7002 or visit us at 562 Camp HorneRoad, Pittsburgh, PA 15237. Animal Friends is anon-profit companion animal resource centerserving the needs of pets and people since 1943.

For more information, visithttp://www.ThinkingOutsideTheCage.org/.

Adopt a Pet

It ’s the Holidays!Find each of these words in this puzzle.

Winter Weather Safety Tips� Have a snack before going outside. It willgive you energy and keep your body warmer.� Make sure to wear sunscreen on your face.The snow can reflect up to 85% of the sun'sultraviolet rays.� Dress in layers of clothes. Waterproof pantsand jackets will keep you dry and warm!� Never go sled riding alone. Always have aparent supervise.� When you’re playing outside, go inside everyonce in a while to warm up.� If you start to shiver or feel numb, goinside right away and tell an adult.


For a mouth-pleasing, brain-boosting after schoolsnack, try serving up some of this fun String Cheese“Slaw” with a tall glass of Omega-3 milk. It may just

turn chips into a snack of the past.

String Cheese “Slaw”Prep time: 15 Minutes

Servings: 6Crayon-sized string cheese cylinders can be sliced into“buttons” or stripped into “threads,” then added tosalads of all stripes. Here, the cheese strips are the mainingredient in a fun, carrot-flecked slaw.

6 Organic Valley Stringles String Cheese 11⁄2 cups carrot, cut into matchsticks or shredded 3 tablespoons cilantro, chopped (or parsley) 4 teaspoons fresh lemon juice 2 teaspoons olive oil

black pepper, freshly ground Pull threads of cheese off each string cheese stick (nottoo thin). Toss with carrots, cilantro or parsley, lemonjuice and olive oil. Add pepper to taste.

For more information and coupons, visit www.organicvalley.coop

kool kids cookHoliday JokesWhat do you sing at a snowman’s

birthday party?Freeze a jolly good fellow!

What goes ho-ho whoosh, ho-ho whoosh?

Santa caught in a revolving door!

What do snowmen eat for breakfast?Frosted flakes!

What goes “oh, oh, oh”?Santa walking backwards!

How does a snowman lose weight?He waits for the weather

to get warmer!

When does Christmas come beforeThanksgiving?In the dictionary!

What do you get when you cross asnowman with a vampire?

Frostbite!

Why is it always cold at Christmas?Because it’s in Decemberrrr!

What do you call an old snowman?Water!

What did one snowman say to theother snowman?

Can you smell carrot?

What do monkeys sing at Christmas?Jungle bells, jungle bells!

kidscraft

Pine Cone Christmas Tree

OrnamentYou'll need:

Dry Pine ConesGreen Glitter

GlueSequins

Paint the pine cone with glue. Before theglue dries, sprinkle with green glitter. Topwith a paper star. When it dries you can

glue on sequins or tinsel.



Shrimp, Littleneck Clams, P.E.I. mussels,striped bass, chilean sea bass in a tomatosaffron broth. This is quite a healthy dish.

Wild Rosemary is a small intimate Bistro. Italian - Mediterranean inspired menu using the freshest in-season ingredients.

Menu changes every two weeks. We are BYOB. Reservations strongly suggested as we have 7 tables with a total of 28 seats in this cozy space. Tuesday - Saturday. Dinner. 5 p.m. until 10 p.m.

Chef: Gloria Fortunato

INGREDIENTS4 shallots4 cloves garlic2T. olive oilPinch saffron4C. peeled – chopped tomatoes4C. fish stock1/2C. white wineFresh basil

METHODSautee – minced shallot,garlic & saffron in olive oil

ADD – tomatoes, fish stock& white wineSimmer – let develop.

Correct seasoning withsalt/pepper

Finish with basil

Cooking time – 1 hour

C i o p p i n o“ f i s h s t e w ”

W i l d R o s e m a r yB i s t r o


Academy of Podiatry introduces “The Foot Store”

Located in Bethel Park, The Foot Store offers brand nameshoes, diabetic socks, insoles and heel cups. The store

features top brands like New Balance, Saucony, Birkenstock,Hush Puppies, Clarks, Propet, Dr. Comfort and Aetrex.

Medicare’s Diabetic Shoe ProgramStudies have shown that 25% of persons with diabetes

develop foot problems related to the disease, and that up to15% of persons with diabetes develop foot ulcers. Medicarehas covered certain therapeutic shoes, inserts andmodifications for diabetic persons who meet qualifyingrequirements. Let us help you to see what’s covered.

We know that each person has different needs when itcomes to footwear. The Foot Store strives to provide adults ofany age with quality shoes that are a perfect fit for their feet.Drs. John Snyder and Jason Hughes invite you to stop in todayfor your FREE foot scan to evaluate the size, width andpressure areas of your foot.

We are located at 5851 Library Rd. (Rt. 88)Bethel Park and are open six

days a week. Phone412.831.3719, or visitour website atwww.aoppa.com.

South Hills Country Club hostedPolice Appreciation Day on Monday,September 13, to honor and thankthe officers that work every day, inour community, to keep our streetsand homes safe. Officers weretreated to a continental breakfastthat, of course, included donuts andcoffee, a sunny day on the golfcourse, and dinner that evening.

Tim Veith,Joe Rongaus

Donna Tatko, Terry Sands

Fallen but not ForgottenMichael Crawshaw

Paul G. Richey

Jeanne Pruni, WhitneyWallander, Linda Boyle

Bernie Sestili, Ron Hughes, John DeBasi, Mike Crespy

Matt Marks, Julie Beck,Ron Pardini, Brian Nicholas,Jerry Michak

Frank Rende, Joe Reiff, John Stofesky


Traveling with the family is fun, but it's important to be prepared. Hereare some tips and advice for parents to consider before they travel with theiryoung ones.

Infant to One Year Old• Plan for an active stretch. A rest stop break or a playground – let

them walk or toddle for twenty or so minutes before climbing back in the car.

• Fun: music, mobiles, bubbles and books.• Pre-measure formula into bottles and carry a room temperature

bottle of water to mix on the go.• Be prepared for a mess – snacks, diapers, spit-up, etc. – small trash

bag, wipes, hand sanitizer (for the adults), spare water, tissues, bib and a blanket.

• Even if you are traveling by plane, a car seat can double as a feeding chair or nap location. Call ahead for a crib to be added to your hotel room.

• Be prepared and do not overload yourself. If time allows, buy what you can when you get to your destination.

First Steps (12 to 18 months old)• Many of the Infant travel tips apply here.• Use “links” to keep toys within your child’s reach.• Even in the cool weather, crack a window for fresh air. Stale air may

make your little one grumpy. Remove heavy jackets and shoes for comfort.

• Fun: Music, books, stuffed animal, play mirror and foam shapes that will “stick” to the car seat. In an airplane – purchase headphones for music and rest it on your child’s shoulders instead of over their ears.

• Have some active playtime just before leaving and plan for frequent stops. In an airplane, let children walk down the aisle periodically at their own pace.

• Airports can be a bustling place. This may be the one time you check your luggage at the curb. This way you can focus on your little one’s needs without the hassle of luggage in tow.

Toddler and Get Set (18 to 36 months old)• Many of the First Steps travel tips apply here.• Play window games – count the silos, trucks or red lights.• Attach a mirror to the front passenger visor so you can see and interact

with your toddler without having to spin around.

• Buckle up a toy bin right next to the children so they can help themselves – books, links, stuffed animals and puppets.

• Have your child help you pack a picnic lunch or snack and then serve it to everyone.• A blanket can make a quick play space in any lobby, airport, etc.

Preschool to Kindergarten (36 months+ old)• “I Spy” a blue car, a white truck and other objects you can see

while moving.• Laptop desk for drawing with paper and crayons.

• Car-Ride Checklist – make a picture itinerary of landmarks you will see along the way.

• Ask your child to keep score – gas prices, mileage or count out toll money.

• Play “I’m thinking of an animal.” Provide age-appropriate hints to help your child guess a particular animal.

• If you’re using a hotel babysitter: 1. Check the sitter’s credentials, including criminal and/or child abuse clearances. 2. Check the room and the equipment in the room. 3. Carry your phone and check your phone service when you arrive at your destination.

Traveling with children can be fun and rewarding. Your children willgain experience with safety items (seat belt usage, “stranger danger”, etc.) as well as learn things best remembered through direct involvement (toll booths, driving courtesies, rest areas, airport security, etc.). We hopethese tips are useful as you prepare for your next trip!!

This Industry Insight was written by Bob & Lori Santo.Bob & Lori Santo are the owners of The GoddardSchool®, located at 825 East McMurray Rd. in Peters Township. Goddard offers both full- and part-timeInfant/Preschool/K programs. For more information, visit www.goddardschools.com or call 724.941.6464.

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Need a last minute gift for a teacher or neighbor?

We love the idea ofcreating something fromyour kitchen (and yourheart).

This cookie mix canbe layered in mason jarsand labeled with arecipe card that youhand write or create onyour computer. Tie aribbon around thecenter and add a gift tagand Viola! Yourcreativity has once againsaved you! The kidsloved helping me putthese together!

–Marybeth

Oatmeal Raisin Spice Cookie Mix One quart size mason jar1 cup all-purpose flour 1 teaspoon ground cinnamon ½ teaspoon ground nutmeg 1 teaspoon baking soda ½ teaspoon salt ¾ cup raisins 2 cups rolled oats ¾ cup packed brown sugar ½ cup white sugar

1. Mix together flour, ground cinnamon, ground nutmeg,baking soda, and salt and set aside.

2. Layer ingredients in the following order into a one-quart,wide-mouth canning jar: flour mixture, raisins, rolledoats, brown sugar, and white sugar. It will be a tight fit, somake sure you firmly pack down each layer before addingthe next layer. Cover the top of the jar with holiday fabric edged with

pinking shears and glue it on the lid or tie a bow around thetop of the jar to secure it. Attach a recipe card tag with thefollowing instructions:

Oatmeal Raisin Spice Cookies (for recipe card) 1. Preheat oven to 350 degrees F (175 degrees C). 2. Empty jar of cookie mix into large mixing bowl. Use your

hands to thoroughly mix.3. Mix in ¾ cup butter or margarine, softened. Stir in one

slightly beaten egg and one teaspoon of vanilla. Mix untilcompletely blended. You will need to finish mixing withyour hands. Shape into balls the size of walnuts. Place oncookie sheets 2 inches apart.

4. Bake for 11 to 13 minutes in preheated oven, or untiledges are lightly browned. Cool five minutes on cookiesheet. Transfer cookies to wire racks.

b u s i n e s s s p o t l i g h t

hen Jacalyn Thomas and her husband visited the LaValleMetabolic Institute in Cincinnati, they never dreamed of

becoming their partners. But it was the expertise of founderJames LaValle and his staff coupled with her husband’sdramatic weight loss that sold them on the idea.

”We are very excited about helping people establish ahealthy weight and maintaining it for the rest of their lives. Andwhile there are multitudes of diet programs available, we havepersonally experienced a proven process which has been in usefor over 15 years. We begin with a very thorough questionnaireand consultation, extensive blood work and supplements tomanage healthy eating habits. Our program is physiciansupervised and if need be, the doctor will prescribe hormones toassist in the burning of body fat. By balancing one’s metabolismthe body begins to efficiently use stored fat, thus becominghealthy as well as thinner. We call this the Metabolic Code Fast

Forward Program.”After inviting the Cincinnati teamof doctors to visit here they toobecame enthused about aPeters Twp location. “Theyloved the area. (JimLaValle was actually bornin Pgh.) and have beenback several times toassist in our start-upprocess. We even tookthem to aSteelers/Bengals gameand unfortunately, welost!” “ That didn’t deter

us,” Thomas said, laughing.“We are truly that excited

about this venture.”The Thomases own The

Enhancement Center at 3075Washington Road in McMurray, which houses

Spa in the Hollow, Dr. Dennis Courtney, M.D., N. D. andEnhanced Fitness. “Having an M.D. who is also an homeopathicdoctor in-house provides us with the medical expertise we need to help our patients achieve their weight loss goals. Since exercise is a vital part of any weight loss program wewere glad that our fitness center was already established. We offer yoga, spinning classes and personal training, and ofcourse, there’s nothing better after a workout than a goodmassage with a sauna.”

Weight gain doesn’t happen overnight. It’s a cumulativeprocess that can be triggered when certain things in the bodyget out of balance. Your metabolism is the sum total of all thebiochemical processes going on in the body (thyroid, pancreas,etc.) which create your current and future health profile. Withsupervised management the Lavalle Metabolic IndividualizedCare Plan can work for anyone.

For more information, or for a consultation, call 724.969.6906.LaValle Metabolic Institute is located on the lower level of 3075 Washington Road in McMurray.

Dick and Jackie Thomas,owners, LMI/Pgh

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NNeeww WWeeiigghhtt LLoossssSSyysstteemm ttoo PPeetteerrss

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Whether it’s to get fit, stop a habit, travelmore, or reduce stress, experts say that while ittakes time to develop a habit or behavior, theexpectation of changing that developed habitover night are basically unrealistic.

Studies have shown that little over 10percent of those engaging in New Year’sresolutions actually follow through with theirgoals. Success in achieving those goals stemsfrom taking baby steps, or realistic approachesto achievement.

Denise Hardt, owner of Anytime Fitness atRobinson Towne Center, said burnout is amajor factor in people not following throughwith their workout routines.

“Everyone should start a workout program in moderation,” Hardt said. “Control yourmotivation and enthusiasm so you don’tburnout after only a few weeks of exercise, and incorporate minor modifications into your workout every four weeks. Overhaulyou’re entire workout program every two tothree months.”

Hardt also said that figuring out wherecardio exercise belongs in their routine also is

a factor that can help them to avoid burnout.

“Most people thinkthat starting out withcardio is good becauseit helps to warm upmuscles before weighttraining. Other peoplefeel starting out withcardio may cause toomuch fatigue, whichcould lower yourworkout intensity and make lifting withproper form moredifficult,” she said.“Truthfully, there isno right or wrong answer. Different people willneed to rotate their routine differently. Thebest advice is to pay attention to your fitnessgoals. If you are focused a bit more onendurance try to do your cardio first whenyou’ll have the most energy. On the otherhand, if your goal is to pack on muscle mass

work the weights firstbefore cardio.”

Pursuing a healthierlifestyle is always a goodidea, and while manypeople make it their NewYear’s resolution to get backin shape, experts agree thatany health program shouldbe focused on progressive,attainable and realisticgoals. However, it’s also a great idea not tooverindulge during theholidays in the first place.

Gaining 10 pounds afterpartying for a month,grazing cookies at the office

and having extra desserts at grandma’s, is a loteasier than doing 30 minutes at the gymeveryday for two weeks to negate those calories.While it’s a cliché, moderation is still the key toa balanced lifestyle, and you’ll be doing yourselfa favor bypassing that cookie tray or secondglass of wine in the first place.

“Studies have shown that little over 10 percent of those engaging in New Year’sresolutions actuallyfollow through with their goals.”

Resolve to Keep YourResolutionsThis Year

Before the last notes of“Auld Lang Syne” fade and the last mouth horn goessilent, chances are you’ll besuckered into making anotherNew Year’s Resolution that will also fade as fast.


If you need more space in your housebut have a limited budget for homeremodeling, consider converting a

garage into living space. You can usuallyadd 200 to 400 square feet, depending onthe size of the garage. You can even save abundle compared to an addition because agarage already has walls, a floor, a roof,and electrical wiring.

Depending on where the garage is inyour house, you can convert to suit justabout any need your family has. Manyhomeowners use the garage for anextension of the kitchen or to add abathroom. Family rooms and playroomsare other popular choices. If your garageisn’t near the house’s main living area, itmight be good for adding a home office,fitness room, or extra bedroom. If youhave a relative or nanny living with you, itcan be made into an apartment with itsown entrance.

Below are some things to considerbefore starting a garage conversion:

First Steps: First assess the garage spaceand think about what you can do with it.Think about cracks in the floor or otherissues that would need to be fixed beforeyou start. Set up a budget and then lookfor a designer. Your designer doesn’t haveto be an architect, but even if you’re doingthe work yourself, you’re better offconsulting with someone who hasexperience with garage conversions.

Garage Door: This can be the biggestchallenge. If you remove the garage door,you will have a large empty space to fill.Some homeowners put in sliding doors,French doors, or a large bay window. Youcan also frame the empty space and installstandard size doors or windows.

Floor: Most garages have concrete floors,which are generally cold and ugly. Many garage floors are also sloped so thatwater will run out of the garage door, socheck to see if your floor is level beforeyou start your conversion. You can use theconcrete as a subfloor and put hardwood,tile, or carpeting above it. If the garagefloor is lower than the floors in the rest ofthe house, you may want to elevate theentire floor.

Plumbing: If you are adding a kitchen orbathroom, you will need to figure out howto run pipes into the new room. You cancut into the existing floor or elevate thefloor for the entire room. It’s best toconsult a plumber during the planningphase to avoid any nasty surprises.

Heating andCooling: Although yourgarage has walls, they aren’tinsulated, so the first step isto add insulation beforeputting up drywall. Thensee if you can extendyour existing HVAC intothe new space. If not,you can add a separatesystem to the converted garage.

Aesthetics: Think about how you canmake the renovated garage blend in to therest of the house. You want it to bepleasing from the outside and inside,especially in the space where thegarage door used to be. If the interioris dark, use light colored paints andcarpeting to make the space feellighter and larger.

This Industry Insight was written by JeffMorris, owner and CEO of Case Handyman &Remodeling, located at 2335 Washington Rd. inCanonsburg, PA. Case offers a variety of homerepair services, from full-house remodeling tosimple handyman jobs. For more information, visit www.caseremodeling.com or call724.745.9888.


GARAGE

CONVERSIONS

CAN ADD

MORE LIVABLE

SPACE TO

YOUR HOME

I

Winterizing your vehicle isn’t nearly as hard as it may sound. In fact, thanks to the moderate climate of western Pennsylvania, and the expediency of our regional public works professionals, there’s little if anything for us to do to prep our cars for

winter weather. But there are some things that are just good sense.

• Consider changing to thinner oil for the winter. The regular oil you use in the summer canget thicker in the cold of winter, leading to longer start-up times until your engine is properlylubricated. If you aren’t the type who changes your oil on your own, ask your local mechanicabout changing viscosity for the winter months.

• Check the basics! If you don’t do anything else, make sure you cover the basics. Make sureyour windshield wiper fluid is full with a fluid that won’t freeze in low temperatures, and carry anextra gallon in the trunk. When the Pittsburgh slush flies, it’s easy to go through a full container ofwiper fluid. Make sure your tires are inflated properly and that you have enough tread on them. A rule of thumb for minimal thread is to stick a penny in your treads with Lincoln’s head down. If the rubber doesn’t meet his hairline, your tread’s too low. Some people switch to snow tires for the winter, which is never a bad idea. Make sure your spare is inflated properly and that youhave a roadside assistance kit. Emergency blankets can easily fit in glove boxes, as do flashlights,ice scrapers and extra gloves.

• If you don’t have jumper cables, get some! Most car batteries lose charge due to cold temperature. Carrying jumpers not only increases the chances that you’ll find a good Samaritanto jump a charge off of, you can also be the good Samaritan who helps others who may be in distress.

Winter driving poses a multitude of challenges, but if you cover these basics, you’ll eliminate a good bit of them. You can't, however, eliminate bad driving, so be alert and keep an eye out for others on the road this time of year.

D O N ’ T L E T

Winterizing Your Car Can Keep You Rolling Despite the ConditionsA lot of people think that getting ready for winter simply means an annual furnace check, turning off and draining outside faucets, and some shrink wrap over their windows. However, if you don’t winterize

your vehicle, you may be stuck in that comfy living room waiting for a ride to come pick you up.

WinterSlow You Down –


ith snow already forecast for someareas of Pennsylvania, PennDOTreminds drivers to slow down and give

snow plows a wide berth to do their jobs. “Winter weather is returning and

drivers need to remember that they have toadjust: you simply cannot drive as fast andyou have to be prepared to deal withchanging conditions and perhaps delays inyour travel plans,” said Secretary Allen D.Biehler, P.E.

About 5,400 PennDOT employees willwork hard to keep Pennsylvania roadspassable during winter weather. PennDOTreminds motorists that roadways such asinterstates and expressways will be itsprimary focus and at times, the departmentmay redirect equipment to these routesduring significant winter events. Duringthese heavier storms, motorists mayencounter deeper accumulations on less-traveled routes and they should adjust theirdriving for those conditions.

PennDOT has budgeted more than $216million for winter operations this year,about the same amount it spent last winterduring a season that saw several record-breaking snowstorms.

As part of its normal truck replacement,PennDOT expects over the course of thewinter to take delivery on 171 new trucks to replace older ones in its fleet of morethan 2,100.

Some of the improvements appearingon this year’s replacement trucks includebright red chevron patterns on the tailgatesand the traditional rotating lights have beenreplaced by bright, flashing Light EmittingDiode lighting.

Also, to make sure that the chevronpattern is fully visible, PennDOT has movedthe salt “pre-wetting” tank between thetruck’s cab and body. The pre-wetting tankstores brine that is sprayed onto salt beforeit’s distributed on the road. Pre-wettinghelps salt work faster and at lowertemperatures. Also, because the tank isnow larger, an operator can spend moretime treating roads between refills.

“Fleet readiness is a critical part ofensuring public safety. Replacing our worn-out trucks allows us to invest in the newesttechnologies to better serve Pennsylvaniamotorists,” Biehler said. “It also allows usto spend more time clearing roads and lesstime fixing our trucks when they areneeded most.”

Last winter, PennDOT used about994,000 tons of salt on state roads. So far

this year, about 641,000 tons of salt areavailable and the department willcontinue to take salt deliveriesthroughout the winter.

PennDOT has agreements with morethan 700 municipalities for them to clearstate roads within their jurisdictions. Thedepartment also rents approximately 400trucks and operators to assist with snowremoval as needed.

Motorists are reminded that duringwinter weather events, the department’sprimary goal is to keep roads passable,not completely free of ice and snow.PennDOT will continue to treat roadwaysthroughout the storm until afterprecipitation stops and roads are clear.

Drivers must slow down andlengthen their following distance whentraveling on snowy or icy roads. Lastwinter, there were 370 crashes resultingin three fatalities and 215 injuries onsnowy, slushy or ice-covered roadwayswhere aggressive driving behaviors –such as speeding or making carelesslane changes –led to the crash.

When preparing for snowy travel,motorists can check road conditions onmore than 2,900 miles of state roads bycalling 511 or visiting www.511PA.com.511PA, which is free and available 24hours a day, provides traffic delaywarnings, weather forecasts, averagetraffic speeds on urban interstates andaccess to more than 500 traffic cameras.The 511 site also provides easy-to-use,color-coded winter road conditions forall interstates and other routes coveredin the 511 reporting network.

New this winter, PennDOT has added a 511 Twitter feed so users cansubscribe to any or all of the 511 regionsor choose to receive 511 alerts statewide.

Drivers are responsible for makingsure their vehicles are ready for safewinter travel. Motorists are encouraged tohave a mechanic they trust check theirvehicle’s belts, hoses, battery and brakes.Drivers should also check that the heaterand defroster work properly and that thewipers don’t streak.

Motorists should also check their tiresfor proper inflation and sufficient treaddepth. A quick way to check tread depth isto insert a penny in the tread groove withLincoln’s head upside down. If you can seethe entire head, your tires are worn and willnot be able to pull your vehicle throughwinter.

In addition, drivers who live in an areaprone to heavy snow may want to considerusing dedicated snow tires or carrying a setof tire chains. At a minimum, all-season tiresshould be at least mud and snow rated.

The last step to equip your vehicle forwinter is to pack an emergency kit thatincludes items such as non-perishable food,water, first-aid supplies, warm clothes, ablanket and small snow shovel. Motoristsshould tailor their kit to any specific needthey or their family may have. Items such asbaby supplies, extra medication, petsupplies, a spare cell phone or evenchildren’s games could be included.

W


PennDOTReminds

Motorists to

Adjust Habits,

Prepare for

Winter Driving

Visit 511PA.com to Check RoadConditions before Leaving Home

– – – – – – – – – – – – – – – – –

– – – – – – – – – –

Do men and women see things differently? At least on the topic ofretirement, the answer may be yes. A recent study commissioned byAmeriprise Financial reveals that gender may play a significant role inhow we feel about and prepare for this major life event.

According to findings from the New Retirement Mindscape IISMstudy, women tend to have a more positive outlook towardsretirement, while men are more likely to feel financially ready for it.The study also found that the recession has impacted men and womendifferently, a fact that may account for dissimilarities in the way theyplan and prepare for retirement. For those in a couple, thesedifferences could cause some major bumps on the road to a sharedretirement. Financial pitfalls and stress on your relationship are justtwo of the potential fallouts you and your spouse or partner couldencounter if you fail to communicate effectively about your plans andgoals for retirement.

The Findings: Understanding the Gender SplitIn 2005, Ameriprise Financial commissioned the New Retirement

Mindscape® study, which examined how Americans ages 40-75 viewretirement. Five years later, prompted by the seismic shift in theeconomy, Ameriprise revisited this research to discover how theretirement landscape has changed for U.S. consumers. Findings fromthe New Retirement Mindscape II study demonstrate that men andwomen continue to approach retirement differently, and that therecession may have actually made the contrast starker.

If you tend to feel more excited about retirement than your spouseor partner (or vice versa) you’re not alone. In 2010, pre-retired womenare much more likely than men to feel “enthusiastic” about retirement(74% vs. 65%). They’re also more likely to feel “excited withanticipation” about the day they retire than men (53% vs. 38%).Meanwhile, among retired men, fewer express that they “enjoyretirement a great deal” in 2010 (56%) than they did in 2005 (67%),while the percentage basically has held steady for retired women (57% in 2005 vs. 56% in 2010).

Why the gender enthusiasm gap? If you’ve read the newspaperrecently, you might guess one possible reason: men have been hitharder by the recession. According to the Bureau of Labor Statistics,men account for nearly two-thirds of the jobs lost between late 2007and December 20091. With such lopsided economic fallout, it’sperhaps no wonder that men report feeling less excited aboutretirement than women.

There’s the old joke about men being reluctant to stop and ask fordirections. In fact, when it comes to financial planning, this may holdtrue. Despite having been hit harder by the recession, men in generalare less inclined to seek guidance from a financial advisor. Bothgenders are more likely to work with a financial advisor in 2010 than they were in 2005; however, women do so at a higher rate (46% vs. 38%).

What’s more, it appears that men and women may be planning fora different type of retirement. More pre-retired men expect to work—either part-time or full-time—in retirement than pre-retired women(38% vs. 27%). Meanwhile, pre-retired women appear to placeimportance on being able to volunteer (31% vs. 22%) and spend timewith family (77% vs. 68%) during retirement.

Time to Talk RetirementThe study’s findings paint a

complicated picture for anyone who’splanning to retire with a spouse orpartner. What if you’re planning to retirenext year and your mate wants to keepworking for another decade? What if youenvision a retirement filled with travel andyour spouse or partner wants to stay close tohome? What happens if you disagree aboutwhether or not you can even afford to retire?

To avoid any unfortunate surprises as you approach or enter intoretirement, open up the lines of communication with your spouse orpartner about their hopes, fears and level of preparedness forretirement as early as possible. Discussing how you want to spendretirement is not only important from an emotional aspect, but also afinancial one. Establishing your goals for the future will help youdetermine how much money you need to save in order to fund them.

A financial advisor can assist you with writing a financial plan thatweaves together your financial objectives and your partner’s. Inaddition to providing a roadmap to your financial future, it can be anopportunity to learn how he or she envisions retirement. The processmay be eye-opening.

1Bureau of Labor Statistics, Household Data Seasonally Adjusted Averages, Q2, 2010.

Barbara J. Wallis is licensed/registered to do business with U.S. residents only in thestates of PA, FLA, ME, OH, and AZ.

The New Retirement Mindscape IISM and New Retirement Mindscape® studieswere commissioned by Ameriprise Financial, Inc. and conducted by telephone byHarris Interactive in May 2010 and August 2005 among 2,007 (2010) and 2,000(2005) U.S. adults age 40-75. The sampling error for the 2010 study is +/-2.5%.The 2005 study was conducted in conjunction with Age Wave and Ken Dychtwald,Ph.D.

This information is provided for informational purposes only. The information isintended to be generic in nature and should not be applied or relied upon in anyparticular situation without the advice of your tax, legal and/or your financialadvisor. Neither Ameriprise Financial nor its advisors or representatives providetax or legal advice. The views expressed may not be suitable for every situation.

Brokerage, investment and financial advisory services are made available throughAmeriprise Financial Services, Inc. Member FINRA and SIPC. Some products andservices may not be available in all jurisdictions or to all clients.

© 2010 Ameriprise Financial, Inc. All rights reserved.

This Industry Insight was provided by Barbara J. Wallis, CFP®, MSM.

CERTIFIED FINANCIAL PLANNER™PractitionerFinancial AdvisorAmeriprise Financial, Inc.2581 Washington Rd Ste 225Upper St. Clair, PA 15241412.854.6103

I can help youreach your milestonesand all the mile-pebblesI will take the time to listen to you and understand

your dreams, then find the appropriate financial

solutions that can help you reach your individual

goals. Because every dream is personal, and needs

a personal plan.

Wallis and AssociatesA �nancial advisory practice ofAmeriprise Financial Services, Inc.Barbara J. Wallis, CFP®, MSM2581 Washington Rd Ste 225Upper St Clair, PA 15241(412) 854-6103ameripriseadvisors.com/barbara.j.wallis

MORE WITHIN REACHSM

Brokerage, investment and �nancial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. Ameriprise Financial cannot guarantee future �nancial results.

© 2010 Ameriprise Financial, Inc. All rights reserved.

To start a conversation, call me at (412) 854-6104.

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Call for our MBN Customer Rewards Program ~ Savings up to $8,000Karen Marshall 412.831.3800 x126

[email protected] / www.thekarenmarshallgroup.com

Featured Homes

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Upper St. Clair - Forestbrook Estates• Clairbrook Homes, Master Builder• Executive Level Lots Starting

At $150,000• Private Cul-De-Sac Location• Your Plans or Ours• 3000 Square Foot Minimum• Deed Restrictions & Covenants

The Karen Marshall GroupKAREN MARSHALL • JEANNE MCDADE • SARA FELICETTI

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#1Team in SalesMetropolitan Pittsburgh, Washington, Greene County

38+ million in 2009

Pleasant Hills Office • 5301 Clairton Blvd. • Suite C • Pittsburgh, PA 15236

www.northwood.com

WARM WISHES FOR A WONDERFULHOLIDAY SEASON AND A HAPPY NEW YEAR!

Karena AllsoppOFFICE 412.885.8530 Ext.183

FAX 412.885.1461CELL 412.916.3307

EMAIL [email protected]

Ann AllsoppOFFICE 412.885.8530 Ext.135

FAX 412.885.1461CELL 412.979.5056

EMAIL [email protected]

REAL ESTATEIN Upper St. Clair

The Allegheny County Parks Department opened the North Park and South Park ice rinks on Thursday, November 4. The 2010-2011 ice skatingseason will run through mid-March 2011.

The Parks Department will once again offer both free and paid skating lessonsthroughout the season to residents ages five and older.

The North Park and South Park ice rinks offer gift certificates, and the rinks are available to rent for special occasions.

For additional information, call the North Park Ice Rink at 724.935.1280 or the South Park Ice Rink at 412.833.1499.

2011 Family, Senior and Individual pool pass certificates and 2011 Senior Golf certificates are available as holiday gifts. Call 412.350.2468 for details.


f you’ve been reading about the housing bubble and burst in the pastyear, you may be terrified to buy or sell a home, but Realtors can

assure you – what happened in Vegas, stayed in Vegas.“Buyers are listening to the national media instead of paying

attention to our local market, said Gretchen Herron, Manager andAssociate Broker with Howard Hanna Real Estate Services South Hills Office. “Our market never took the wild swings in value that some other parts of the country did, like Florida, Nevada, and Arizonato name a few.”

Herron said the reason why Pittsburgh escaped the collapse isbecause the market retained its stability.

“In Pittsburgh, nothing goes up fast and nothing drops quickly,”Herron said. “It’s one of the good areas of the country because thehouses never went through that appreciation that they did in the rest ofthe country. In some of those cases, the houses appreciated in valuebefore they even closed the sale. Then the market fell and they had toomany of those scenarios to handle. Here, we’re averaging a selling profit

of 2 percent over last year. We’re selling houses, but they have to bepriced right and ready to go.”

Herron said that rather than worrying about the national market,they should be worrying about their front door appeal, because that’sreally what’s going to make or break their home sale.

“You have only one time to make a first impression. That is veryimportant. When somebody is coming in, maybe from out of town,they may only have a day or two to look at houses,” she said. “It’s thefront door, the curb appeal. The home needs to be warm and inviting.Anything, like cigarette odors, can put off a potential buyer. Sellersshould test their front door. It may be the greatest house, but if buyersdon’t get past the front door, it’s going to sit for a long time.”

Herron said this is especially important because the spring sellingseason begins in January.

“A lot of people come out after the holidays. They start looking forthe spring and they find that house. If you’re ready by mid-January orFebruary, you will have a step up,” she said.

Housing Headlines Don’t Apply to PittsburghI


Real Estate Mortgage Title Insurance

Howard Hanna Real Estateand Mortgage Services412.833.3600 ext. 244

412.491.2741 [email protected]

Hard Work andDeterminationBring Positive

Results

Hard Work andDeterminationBring Positive

Results

Real Estate Service

Janet HenslerRealtor®, SRES



Buyer and Seller Representative

Multi-Million Dollar Producer

Existing Home Sales and Marketing

New Construction Specialist

PREVIEWS Luxury Home Specialist

Corporate Relocation Specialist

e Certi�ed with Prudential Preferred

Bus: 412-833-7700 ext. 226

Cell: 724-263-4548

Fax: 412-833-5956

[email protected]

www.angelamize.com

1679 Washington, Rd., Pittsburgh, 15228your real estate resultsmaximize

ANGELAMize

to the latest technology, to market trends and to my community.”

“It’s all about keepingconnected

Angela Mize Top 5% of Prudential Preferred Realty’s South Hills Agents

mize

mize

mize

mize

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An independently owned and operated member of The Prudential Real Estate Affiliates, Inc.

ns

Contact Maureen at:Office: 412.833.3600 x226

Main: 412.496.3364email: [email protected]

MAUREEN CAVANAUGHYEAR AFTER YEAR HOME AFTER HOME!!

I LIVE HERE WORK HERE SELL HERE!!


FEATUREDHOMES

National Sales Excellence AwardeeChampion’s ClubAndron AwardeeBuyer Agent and Seller AgentResidential Relocation SpecialistThirty Year Upper St. Clair ResidentConsistent Listing and Sales Leader

•

•••••

•

1001 Tall Trees Drive

121 Warwick Drive

National Sales Excellence AwardeeChampion's ClubAndron AwardeeBuyer Agent and Seller AgentResidential Relocation SpecialistThirty Year Upper St. Clair ResidentConsistent Listing and Sales Leader

Year after year, home after home the proof is in the performance. Your satisfaction is my goal!!!

The proof is in the performance. Your satisfaction is my goal!!!

f you’re sitting around wondering what you’re going to do after the playoffs – assuming the Steelers continue their success with the

return of Big Ben – you may want to consider getting a move on listing your home.

January is the perfect time to get your house ready for sale, said Lori Crandell, realtor and associate Broker with Coldwell Banker.

“January is definitely a good time to list a house. It’s the beginning ofthe spring market,” she said. “Especially after football season is over, peopleget bored and start looking at buying. I always tell people, if you’re going tolist in the spring, shoot for January or early February because you’ll get aleg up on the spring market before it gets saturated.”

While you may not see a lot of foot traffic right away, Crandell said youcan rest assured that your house will start getting online attention. The foottraffic you get will be from serious buyers, not people just browsing.

“The latest statistics that I saw said that 88 percent of buyers startout looking for a home online,” Crandell said. “So it’s really importantthat sellers go online themselves and look at the differences betweenbrokers. Realtor.com is a very good source and the most popularwebsite for consumers.”

Another aspect of winter selling is the weather itself. Crandell saidthat some people worry about how their home will show if there’s a footof snow on the ground, but if your house is attractive and inviting in thewinter, you know it’s going to look good when it’s 85 degrees and sunny.

“During the winter is when it’s probably going to look its worst.Sellers, if they have pictures from the spring and summer, should makethose photos available to the agent,” Crandell said. “If someone’s yardlooks good in the winter, it’s going to look good in the spring, but if we

Want to ListYour Home?JANUARY IS THE PERFECT

MONTH TO DO IT!

I


have the snow that we had last year, it might hold someone back who can’t make out if the yardis sloped or flat. That’s why sellers should bring out pictures of the yard in other seasons.”

Other things that the winter provides advantages for include an opportunity for buyers tosee how the furnace operates, whether the home heats evenly, and whether or not it has any

drafty areas you’ll need to address.“There are some things you can’t tell in the winter, like air conditioning,” Crandell said.

“You can’t tell if the air conditioning is working [when it’s] under 55 degrees, but that’s where ahome warranty comes in handy. At least you’re covered by a home warranty and can get thatrectified before it gets too hot.”

Contact Maureen at:Office: 412.833.3600 x226

Main: 412.496.3364email: [email protected]


Howard Hanna - USC Office180 Fort Couch RoadUpper St Clair, PA 15241

[email protected]

Office: 412.833.3600 ext. 218Cell: 412.491.6984

Diane Horvath,GRI, CRS

Let my experiencework for you.

Top ProducerMember of Top 1% off Realtors Nationwide

Listing and Sales LeaderRelocation Specialist

Free Comparative Home Analysis

GRI, CRSDiane Horvath,

Diane Horvath,

Free Comparative Home AnalysisRelocation Specialist

Listing and Sales LeaderMember of Top 1% off Realtors Nationwide

Top Producerwork for you.Let my experience

Free Comparative Home AnalysisRelocation Specialist

Listing and Sales LeaderMember of Top 1% off Realtors Nationwide

Top Producer

Let my experience

email: [email protected]@howardhanna.com

Cell: 412.491.6984Office: 412.833.3600 ext. 218

[email protected]: [email protected]

Upper St Clair, PA 15241180 Fort Couch RoadHoward Hanna - USC Office


email: [email protected]: [email protected]

Office: 412.833.3600 x226e

Contact Maureen at:

Cell: 412.491.6984Office: 412.833.3600 ext. 218

[email protected]: [email protected]

Howard Hanna - USC Office

eOffice: 412.833.3600 x226

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Mary Eve KearnsAssociate Broker

Contact Mary Eve at:Office: 724.941.8800 x239Cell: 412.889.7244email: [email protected]

1509 Fox Chase Lane

2366 Southwood Drive

SOLD1631 Hollowtree Drive1460 Hollowtree Drive

SOLD

For Sale inUpper St. Clair

It’s the beginning of the spring market. While you may not see a lot of foot traffic right away, you can rest assured

tthhaatt yyoouurr hhoouussee wwiillll ssttaarrtt ggeettttiinngg oonnlliinnee aatttteennttiioonn..

U p p e r S t . C l a i r S c h o o l D i s t r i c t

1825 McLaughlin Run Rd., Upper St. Clair, PA 15241412.833.1600 ext. 2236Principal, Dr. Michael GhilaniAssistant Principal, Mr. Louis Angelo and Mr. Jace PalmerDirector of High School Guidance/Counselor, Dr. William Rullo

Upper St. Clair High SchoolUpper St. Clair High School

1500 Boyce RoadUpper St. Clair, Pa 15241412.833.1600 ext. 5000Principal, Mrs. Karen Brown

515 Fort Couch RoadUpper St. Clair, PA 15241412.833.1600 ext. 3000Principal, Mr. Joseph DeMarAssistant Principal, Mr. John Rozzo

Boyce Middle School

Fort Couch Middle School

2300 Morton RoadUpper St. Clair, PA 15241412.833.1600 ext. 4000Principal, Dr. Ruth Ann Matyuf

Baker Elementary School

100 Warwick DriveUpper St. Clair, PA 15241412.833.1600 ext. 8000Principal, Mr. Mark Miller

1560 Ashlawn DriveUpper St. Clair, PA 15241412.833.1600 ext. 6000Principal, Dr. Claire Miller

Eisenhower Elementary School

Streams Elementary School

Boyce Middle School

Fort Couch Middle School

Baker Elementary School

Eisenhower Elementary School

Streams Elementary School


N E W S

www.uscsd.k12.pa.us

ADMINISTRATION TEAM

1820 McLaughlin Run RoadUpper St. Clair, PA 15241412.833.1600 Ext. 2202

Administrative Offices

USCHS Students Chosen forHonors Choir

The Pennsylvania Music Educators Association(PMEA) held its annual Honors Choir Festival inOctober. Seven Upper St. Clair High School choralstudents participated in the festival; Zach Beall, Luke Graci, Hannah Lane, Lisa Moore, Lily Olsakovsky,Dan Ryave, and Jonathan Wang. The event was heldat Seton Hill University Performing Arts Center inGreensburg, PA.

NHRP ScholarsThe National Hispanic Recognition Program (NHRP)

announced its chosen scholars from the USCHS Classof 2011. Mario Arjona and Tatiana Bravo were chosenbased on PSAT/NMSQT/PAA scores and their GPA.NHRP has been providing national recognition toalmost 5,000 outstanding Hispanic high school seniorseach year since 1983.

VARSITY SPORTSUpper St. Clair High School varsity sports had a

great run. They finished the season with the followingrecords and titles:

Girls Cross Country 3-4Betsy Erlanger placed 10th in WPIAL Individual Finals

Boys Cross Country 1-4Football 7-2

2nd in WPIAL Section; WPIAL Post Season PlayBoys Golf 14-3

2nd in WPIAL Section; WPIAL Post Season PlayGirls Golf 11-3

WPIAL Section Champions; 3rd in WPIALBoys Soccer 14-2-1

2nd in WPIAL Section; WPIAL Post Season PlayGirls Soccer 11-5-1

3rd in WPIAL Section; WPIAL Post Season PlayGirls Tennis 12-3

2nd in WPIAL Section; WPIAL Post Season PlayGirls Field Hockey 4-10-1

Girls Volleyball 13-1WPIAL Section Champions; WPIAL Semi-Finalist

Superintendent: Dr. Patrick T. O'Toole

Acting Assistant to the Superintendent forCurriculum & Instruction/ Supervisor of SpecialEducation: Dr. Sharon Suritsky

Director of Operations, Community Relations &Special Projects: Dr. John Bornyas

Director of Literacy, Assessment & ProfessionalDevelopment: Dr. Judith Bulazo

Director of Business & Finance:Ms. Frosina Cordisco

Director of Human Resources: Mr. James Lersch

Director of Technology: Mr. Raymond Berrott

Supervisor of Pupil Personnel: Ms. Eloise Stoehr

Director of Transportation: Mr. W. Lee Schafer

For school delays or cancellation,check www.uscsd.k12.pa.us or tune into Comcast Channel 19 andVerizon Channel 41

Winter Break starts on December 24. Classes resume on January 3rd.



Have a Heart-to-HeartHoliday

Recipe

Family FeaturesThe holidays are known as a time for family gatherings, catching up with relatives, and sometimes even the occasional family conflict. Like drama at the holiday dinner table, in many ways your health — for better or for worse — is influenced by your family. This year,why not start a conversation that benefits everyone? Gather your family health history.

Why it’s importantFamily history of disease is an important part of understandingyour risk for developing a number of serious diseases, includingtype 2 diabetes. Diabetes is a serious disease that, if left untreated,can lead to serious health problems including blindness, loss oflimb, kidney failure, heart disease, and early death. In fact, mostpeople with type 2 diabetes have a family member — such as amother, father, brother, or sister — with the disease.

By knowing your family health history, sharing it with yourhealth care team, and taking important steps such as maintaininga healthy weight or losing a small amount of weight if you areoverweight, making healthy food choices, and being physicallyactive, you can prevent or delay type 2 diabetes (as well as otherserious diseases) and help ensure that you will be enjoying holiday family gatherings for years to come.

Four questions you should ask The answers to these key questions could help you prevent type 2 diabetes in your future:

• Does anyone in the family have type 2 diabetes?

• Has anyone in the family been told they might get diabetes?

• Has anyone in the family been told they need to lower their weight or increase their physical activity to prevent type 2 diabetes?

• Did your mother get diabetes when she was pregnant? This is also known as gestational diabetes mellitus (GDM).

If the answer to any of theseis “yes,” or you have a mother,father, brother, or sister withtype 2 diabetes, you may beat an increased risk fordeveloping type 2 diabetes.Talk to your doctor and visitwww.YourDiabetesInfo.orgto learn more aboutmanaging your risk andpreventing or delaying type 2 diabetes.

ack teeth, or molars, play an important role in ourhealth, wellness and even our appearance. Yet

many of us are likely to pay more time and attention tomaintaining our front teeth, because they are readily visibleto those whom we’d like to impress with a nice white smile.Understanding the true value of our molars and theconsequences of living without them will encourage us to takebetter care of all of our teeth now and reap the benefits for a lifetime.

Let us start with the form and function of our front teeth versus those in back. Our front teeth are called incisors and they are designed to cut and tear food as we bite off (hopefully not any more than) what we are about to chew. They are wide, relatively thin and their roots are single conical structures. Molars are blunt with broad, unevensurfaces. They have two, three or even four roots that anchor them tightly in our mouths. This is necessary for the forces they endure everyday as they grind up our food into smaller pieces, making it easier for us to swallow and digest each bite.

If we think about it, we notice that our first chewing motion with ourmolars is cautious. It’s an information gathering bite to determine theconsistency of the food. Is it crunchy? Soft? Should it be chewed at all orallowed to melt in our mouths? Our tongue steps in then (the cheekshelp, too) and pushes the food toward the molars, guiding it first to bechewed and then toward the throat to be swallowed.

What would happen if we forced our thin, single-root incisors to chew all of our food? Incisors are not meant to occlude much, meaningthe upper and lower front teeth aren’t built to withstand repeated edge-to-edge contact. In a normal resting position, the upper incisors rest just in front of the lower incisors. If we chewed all of our food withour incisors, we would notice very quickly that they are inefficient forbreaking up food, and the wear and tear would damage the tooth andsurrounding bone, causing the roots to become loose. The lack of molarswould undeniably limit the variety of food in our diet, leading to anynumber of other nutrition-related problems. Sadly, this is very common in elderly patients who choose not to replace molars and to whom abalanced diet is so important.

Molars also serve as space maintainers, horizontally and vertically.Horizontally, if we lose our molars, neighboring teeth will drift slowly intothe vacant space and our front teeth will eventually spread, leavingnoticeable gaps between them. Vertically, the space maintenance ofmolars contributes significantly to the shape of our face. Without molars,what’s to stop our lower jaw from bumping into our upper jaw? Gumsbumping into gums might not sound uncomfortable, but consider theyears that sunken cheekbones and a collapsed jaw (not to mention thewrinkles) will add to our appearance. This can be worsened by thegradual deterioration of our jaw bones that occurs without the bone-anchoring roots of teeth. And don’t forget about our remaining frontteeth. Think of door stops preventing door knobs from knocking holes inour walls. Allowing our incisors to clash into each other without themolars as vertical “stops” can damage the front teeth, and the pressure cancause them to become loose and fall out.

Taking care of our natural molars is the best way to prevent their loss,and restoring damaged molars is always preferable to having them pulledor replaced. When the teeth we were born with are missing or cannot be

restored, there are many options for molar replacement. Ask your dentistabout implants, crowns, bridges and dentures. These treatments can beused alone or combined in exciting new ways to provide stable, affordableand attractive results.

Now that we’ve brushed up on the benefits of molars, let’s go brushand floss them some more, and be sure to visit our dentist regularly forcomplete oral care. We now know that taking good care of our back teethallows us to maintain balanced nutrition, a youthful appearance, and yes, abeautiful smile that everyone can see. Leaving our molars out of sight andout of mind (or out of mouth!) can lead to many undesirable short andlong term results.

BB

This Industry Insight was written by Dr. Jay Feuer. Jay Feuer D.D.S., M.A.G.D. is a family dentist practicing at 3035 Washington Road in McMurray, PA. Call the office at 724.941.2200 for more information or visit our website at www.drfeuer.com.

Artwork by Molly Feuer, feuerillustration.com

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Social - Lite

Dedicated to theFine Art of Living

Within the Communityby Marybeth Jeffries

The Perfect Hostess Gift

When attending a party, I always try to remember to take a hostess gift. Hostess gifts are reallyjust a small gesture - something to thank your

host for being so welcoming. But, what to bring? Itdepends on how well you know your hostess and howformal the party.

Here are a few guidelines and suggestions:Casual Parties - gifts of food and beverage are always

welcome. In a pinch, your host can set out your cookiesor drinks if supplies run low. Just check with yourhostess to make sure they are serving alcohol before youdecide on the Cabernet or Riesling.

Formal Parties - For parties that are more formal innature, a gift of chocolates or bottle of champagne arewonderful and thoughtful gestures. Flowers are a greatoption if you have them arranged in a vase before youarrive or delivered the day before the party. Your hostesswill be so grateful not to have to stop and tend to yourgift while trying to welcome her guests!

Something More Personal? Scented candles, lotionsor a CD filled with your host’s favorite type of musicmake great gifts. A homemade jar of jam or muffinswrapped in a cellophane bag and tied with ribbon will besomething your hostess will truly appreciate. Forsomeone who loves the kitchen, soap and lotion caddiesfor the kitchen sink or beautiful kitchen towels arememorable gifts that won’t go unnoticed. Last fall, Ireceived a basket of tomatoes from my friends FoxChapel Garden and was so thrilled! Always remember toplace a small note with your gift. The next day, your hostwon’t be scratching her head wondering who was sothoughtful to remember her with that lovely gift!

Do you have anupcoming event?

Please [email protected] or call

724.942.0940

pper St. Clair


ood estate planning requiresthat you have a will and otherdocuments (i.e. Durable Power

of Attorney, Living Will, LifeInsurance/Retirement Plan BeneficiaryDesignations) to ensure that yourproperty passes to those individualsthat you wish to receive the property.Because time seems to pass so quicklyand personal situations can change justas fast, it is a good idea to have your willand other documents reviewedperiodically and updated if needed.Some of the more common events thatwould likely require an update orrevision to your will or other estateplanning documents would be the birthof a child, divorce or marriage. Listedbelow in checklist fashion are someother reasons you may want to updateor change your will or other estateplanning documents.

➢ Change of Beneficiary. Youmay want to change or add abeneficiary of your estate or change theamount or type of property thatbeneficiary is to inherit.

➢ Change the Type of Property.Instead of naming someone to receive,for example, real estate, you may wishfor that beneficiary to receive cash orother property instead.

➢ Change the Manner in Whicha Beneficiary Receives TheirInheritance. Your intendedbeneficiary may have changed since thelast update of your will or otherdocuments. They may be experiencingphysical or mental challenges whichdid not exist at the time the originaldocuments were put in place. Thiscould mean that the beneficiary nowsuffers from dementia or perhaps analcohol or drug problem. If this werethe case, you may want to considerhaving that beneficiary’s inheritanceheld in a trust for their benefit.

➢ You Have Been RecentlyMarried or Divorced. The need foran update in your estate planningdocuments in this circumstance isobvious. Presumably you would wantto include your new spouse and deleteyour old spouse from your will.

➢ You Have Added Children toYour Family Either Through Birthor Adoption or Grandchildren HaveBeen Added to Your Family by Birthor Adoption. In either case you wouldwant to have your estate planningdocuments reviewed so that you canprovide for these new additions to yourfamily and address their potentialinterests in your estate.

➢ The Value of Your Estate HasChanged. As your estate eitherincreases or decreases, you will want toreview the relative interests of yourbeneficiaries in your estate. You mayhave assumed that all of yourbeneficiaries are to receive an equalshare of your estate based on yourcurrent will, but if there has been asignificant increase or decrease in valuein a particular piece of property that isdesignated to one beneficiary, thatbeneficiary may very well end up witheither a windfall, or a lesser interest inyour estate based on the change ofvalue of that particular piece ofproperty. In addition, the exemptionamounts from federal estate tax changeover the next few years. Currently,there is a Two Million Dollarsexemption from federal estate tax for adeath occurring in 2008. Thatexemption from federal estate taxincreases to Three and Half MillionDollars in the year 2009. In the year2010, the federal estate tax iseliminated for one year. In 2011, theexemption amount from federal estatetax is reduced to One Million Dollars.Therefore, while you might think yourestate is exempt from federal estate taxin the year 2009 based on theexemption amount for that year, youcould very well end up in a federalestate tax payment situation shouldyour death occur in 2011. It is veryimportant that you estate planningdocuments take into account thesefuture changes in the exemptionamounts.

➢ The Health of One of YourBeneficiaries Has Changed. If one ofyour potential beneficiary’s health hasdeteriorated so that they are now in anursing home or are not capable ofhandling an inheritance, it may beadvisable to review your estate plan tosee if a trust arrangement for thatbeneficiary would be appropriate.

➢ The Value of Your BusinessHas Changed Significantly. In manycases a business owner will want totransfer his interest in the familybusiness to the child or children whoare involved in the business andequalize the inheritance to the otherchildren who are not involved in thebusiness by passing other assets theyown to those children in order toattempt to equalize the inheritanceof the children. If the value of thebusiness has increased dramatically,it may be difficult to equalize theinheritance given the amount ofother assets in the estate.

➢ You Have Moved FromAnother State. Anytime you movefrom one state to another, it is alwayswise to have your current documentsreviewed by a lawyer in the state towhich you have moved.

➢ Ownership of Assets HaveChanged. One very important point toremember is that joint ownership of anasset typically removes that asset frombeing controlled by your will. The jointowner will inherit your interest in thatproperty, and the will would have noaffect on that property.

➢ New Inheritance/Estate TaxLaws are Enacted. Anytime there is arevision to the estate or inheritance taxlaws, you should look to have your willand other estate planning documentsreviewed to see how those changesaffect you. As stated above, the federalestate tax exemption amounts fluctuatefrom the current Two Million Dollarsto a high of Three and a Half MillionDollars in 2009, to a low of OneMillion Dollars in2011. It is

anticipated that before 2011, Congresswill enact another change to the estatetax laws most probably again changingthose exemption amounts.

Your will, and most other estateplanning documents, are completelyrevocable and can be revised oramended at any time. The estateplanning process is a fluid one and yourestate planning documents need tochange to reflect the changes takingplace in your life. A periodic estateplanning review utilizing this check listwill ensure that your estate passes toyour intended beneficiaries smoothlyand with a minimum of aggravation.

This Industry Insight was written by Thomas M. Butz. Mr. Butzis a partner in the law firm of Smith Butz, LLC and concentrateshis practice in the areas of Estate and Trust Planning, Estate andTrust Administration, Asset Protection and Civil Litigation. SmithButz, LLC is a full-service law firm located in Southpointe at 125 Technology Dr., Suite 202, Canonsburg, PA. 15317. For moreinformation, call 724.745.5121 or visit www.smithbutzlaw.com.

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Onorato Launches SeventhAnnual Phone Card Drive

for Overseas TroopsPanera Bread joins County effort for

second year with special offersAllegheny County Executive Dan Onorato has launched the

County’s seventh annual phone card drive for U.S. troops whoare stationed overseas. Through December 9, residents maydonate international phone cards at Soldiers & SailorsMemorial Hall & Museum in Oakland, at the Boyce, North andSouth park offices, and at the Office of the County Executivein Room 101 of the County Courthouse.

“This drive is an opportunity to say ‘thank you’ to the menand women who are protecting our freedom far away fromtheir families and friends,” said Onorato. “I encourageeveryone to join in our effort to connect troops with theirloved ones during the holidays.”

During Light Up Night in downtown Pittsburgh onNovember 19, Panera Bread sold cookies with all proceedsgoing toward the purchase of international phone cards foroverseas troops.

On December 9, anyone who makes a $5 donation at oneof the 26 Panera Bread Cafes in the Pittsburgh region willreceive a free “You Pick Two” voucher. All proceeds from thedonations will be used to purchase additional internationalphone cards.

International phone cards may also be mailed to theAllegheny County Special Events Office, 515B County OfficeBuilding, 542 Forbes Avenue, Pittsburgh, PA 15219, throughDecember 9.

All donated and purchased phone cards will be distributedamong the 171st Air Refueling Wing, 911th Airlift Wing, and316th Regional Readiness Command.

“It’s important that we remember the sacrifices that menand women in the armed services make for our freedom,” said Allegheny County Veterans Services Director Ronald Conley. “We have been very successful in previous years, and we hope to build upon that success.”

This is the seventh year that Allegheny County has sponsored the phone card drive for troops. With Panera’s help last year, the 2009 drive netted more than 245,000 phone-card minutes. The total number of minutes collected over six years is more than 345,000.

For additional information regarding the phone card drive for troops, call 412.350.5929.

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Most childhood Christmas memories are of joyful occasions withprecious family-bonding moments: mom and dad singingChristmas carols; children with happy, angelic faces gazing up

at them in tranquil adoration. My own memories are also quite happy. Butaaer comparing notes, I have slowly come to realize that my entire familyis quite possibly out of their spruce tree. So, for an inside look at how adysfunctional family spends its Christmas, please read on…

Immediately aaer ]anksgiving, a disturbing lunar phase would alwaysbegin at our house. My otherwise fairly normal, career-oriented motherwould begin to clean our house in anticipation of my grandparents’ arrivalfor Christmas. Not the normal tidying up one might do for a family visit.No, this was more like a murder had been commibed at our house and mymother’s cleaning was the frantic abempts of the killer to remove everyshred of DNA evidence. My mother would methodically begin todisinfect every object in our house, including the dogs. Not even my toys,which were thoroughly soaked in bleach, were spared, resulting in myMalibu Barbie turning into a white-haired old lady in need of a sunbed. Ihave never been sure why my mother was so intimidated by her mother-in-law, but she apparently lived in fear that the frail, gray-haired womanwould somehow drag a stepladder into the kitchen and, risking hipfracture, stand on the top rung to inspect for dust above the cabinets.

My father’s style of celebrating the holidays was the polar opposite of aBrady Bunch Christmas. Less than enthused about stimulating theeconomy through gia-giving, he wasn’t terribly fond of the Christmas treeeither. So in their new house, he ingeniously designed a special closetwhere a fully decorated Christmas tree on rollers could be wheeled outDec. 1 and neatly rolled back into the closet on Dec. 26. Surely, he must beat least partially responsible for my quirky and oaentimes odd behavior.

December 18 my grandparents would arrive. My grandfather wouldwheel into the driveway, screeching tires, and jump out of their Buickproudly announcing, “Made it in 6 hours and 15 minutes,” the goal beingto shave minutes off of last year’s time. My grandmother, still white-lippedfrom the G-forces, would peel herself off the car seat and wobble in,complaining that my grandfather had driven 85 mph all the way.

On Christmas Day, mymother, who does notcook but is highlyskilled at thawing andmicrowaving,morphed into Beby Crocker,abempting suchcomplex dishesas green-bean-casserole andcongealed salad.Unfortunatelywith the pressureof the day, shewould usuallycharcoalize thegreen-beancasserole. (I’m not sure ifcharcoalize is a word, but I really like it.)

One holiday, mythoughtful grandfathershocked the entire village by crossing gender lines and washing dishes.Unfortunately, while dishwashing, his dentures `ew into the garbagedisposal as if sucked out of his mouth by an unseen evil force. He quicklyturned off the disposal and pulled out a set of mangled dentures. Silently,he turned the switch back on and threw the dentures back into thegarbage disposal. I miss him.

Maybe we are all a little dysfunctional in one way or another.With the holidays, it’s easy for anyone to get a little neurotic. So, inbetween cursing the bakery for selling the last Boston crème pie andthat mad dash for the last parking space at the mall, just keep sayingunder your breath, “Peace. And on earth, good will toward mankind.”

Immediately after Thanksgiving,

a disturbing lunar phase would

always begin at our house. My otherwise

fairly normal, career-oriented mother

would begin to clean our house in

anticipation of my grandparents’

arrival for Christmas.


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| IN BEDFORD COUNTY |

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