Deutsche BankAsset Based Finance

Import factorinformationsheet

Deutsche Bank AG, Amsterdam branch, Asset Based Finance Business Line (Deutsche Bank ABF)

The Asset Based Finance Business Line of Deutsche Bank AG is based in Rotterdam,The Netherlands.

Deutsche Bank aspires to be the leading client-centric global universal bank.

We serve shareholders best by putting our clients first and by building a global network of balanced businesses underpinned by strong capital and liquidity.

We commit to a culture that aligns risks and rewards, attracts and develops talented individuals, fosters teamwork and partnership and is sensitive to the society in which we operate.

Against a backdrop of increasing globalization in the world economy, Deutsche Bank is very well-positioned, with a presence in over 70 countries, significant regional diversification and substantial revenue streams from all the major regions of the world.

In April 2010 Deutsche Bank acquired IFN Finance B.V., The Netherlands and integrated the organization during the year 2012 as Asset Based Finance Business Line. This will strengthen Deutsche Bank’s proposition as a strong and healthy bank with a history in professional factoring and asset based finance that goes back to 1962.

SpecializationDeutsche Bank ABF has knowledge and experience in many different lines of business. Amongst our services are non-recourse factoring, recourse factoring and cross-border factoring. ABF serves small and medium-sized businesses as well as the corporate segment and with our product range we finance the whole supply chain.

Deutsche Bank ABF has a dedicated international Services Team of experienced and well trained staff, dealing with all requests, payment transfers and cover requests on a daily basis. Professional service, speed and risk mitigation are important criteria. Our ABF X-Border Product Specialists support the International Service Team in achieving their goals.

Our services provided apply to the following countries:

— The Netherlands— Germany— Great Britain— Belgium— Luxembourg

Interfactor AgreementIn addition to the rules of Edifactoring.com, Deutsche Bank ABF also applies the General Rules for International Factoring and Rules of Arbitration. These rules are laid down by the Factors Chain International and take effect following signature of the Interfactor Agreement.

We will provide you with the Interfactor Agreement upon first request. In addition we might ask for an authorized signature list of your company as well as copy identify paper(s) of the signee(s).

Seller’s informationIn order to be able to make a rapid pricing assessment for your Sellers, please provide as much information as possible in your Edifactoring.com message 1:

— Seller’s name and address— Line of business— Average invoice amount— Turnover to our country— Payment terms— Number of debtors— Number of invoices

Credit ApprovalsDeutsche Bank ABF determines whether clients are sufficiently creditworthy and will check their payments record using reliable, up-to-date information on solvency, payment ethics and organizational structure. Standard payment terms are 90 days, but in special cases extensions of up to 180 days are possible. In order to make the best possible credit decision the following information is needed:

— Debtor’s legal name and full address (not a P.O. Box)— Chamber of Commerce registration number— Amount requested— Currency of the turnover— Payment terms

Unused credit lines will be withdrawn automatically after 6 months.

PricingPricing will be calculated separately for each seller. Our prices are based on turnover volume, payment terms, number of buyers, sector, number of expected invoices and includes quality service.

Prices quoted are valid for a period of 60 days.

Deutsche Bank ABF reserves the right to revise pricing annually if turnover is significantly lower than indicated in your seller’s information message.

Standard rate agreements as well as special prices for high volumes are negotiable.

CommissionsCommissions will be settled every month by sending the respective Edifactoring.com messages and specified invoices.

We reserve the right to retain overdue commission payments from our following remittance of funds.

Bank chargesAll bank charges will be for the account of the export factor. These charges will be deducted from the daily transfer of funds.

Transfer of fundsUnless otherwise agreed, transfers will be made via SWIFT/SEPA to the export factor only, on a daily basis.

Collection proceduresIn line with Dutch standards, Deutsche Bank ABF will apply the following dunning procedure.— 5 days overdue: First dunning letter— 15 days overdue: Second dunning letter— Between the 20th and 35th day: Contact moments by phone— 40 days overdue: Pre-legal letter— 50 days: Contact with export factor— 60 days overdue: Start legal action

Assignment clauseOur assignment clause must be placed on all invoices and copy invoices of your seller in order to avoid payments being made directly to the seller. Upon request, Deutsche Bank ABF will provide you with a copy of our assignment clause in the language of the debtor’s country.

Introductory letterAt the start of our cooperation each debtor should be notified of our cooperation by sending our Introductory letter. This also applies to each new debtor involved in sellers’ business.

Upon request, Deutsche Bank ABF will provide you with a copy of our Introductory letter in the language of the debtor’s country.

Bank details(EUR) IBAN NL50DEUT0542368587(USD) IBAN NL93DEUT0541925784

BIC/SWIFT: DEUTNL2N

Anti-Money LaunderingWe expect our correspondent factors to comply with and conduct according to the Anti-Money Laundering regulations applicable.

ContactMr. Enrico BravenboerABF X-Border Product Specialist | Vice PresidentTelephone +31 (0)10 798 36 65 Mobile +31 (0)6 519 22 875E-mail enrico.bravenboer@db.com

Ms. Esmeralda Havenaar-WesterborgTeam Co-ordinator ABF Services | Ass. Vice PresidentTelephone +31 (0)10 798 36 22E-mail esmeralda-florence.havenaar@db.com

Mrs. Sadia SultanSenior ABF Service Manager | AssociateTelephone +31 (0)10 798 37 88E-mail sadia.sultan@db.com

VisitYou are always welcome to visit our premises in Rotterdam, the Netherlands. Please contact us for an appointment.

Deutsche Bank ABF

Visiting addressLichtenauerlaan 1503062 ME RotterdamThe Netherlands

Postal addressP.O. Box 87053009 AS RotterdamThe NetherlandsTelephone +31 (0)10 798 36 00E-mail enrico.bravenboer@db.com Website www.deutschebank.nl/x-borderChamber of Commerce registration number 33304583VAT number NL 8071 52 821 B01

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Deutsche Bank ABFwww.deutschebank.nl/x-border