IMG Product Guide 2014

Copyright 2014 IMG Corp. All Rights Reserved.2

IMGs 6 Steps to Financial Security

Copyright 2014 IMG Corp. All Rights Reserved. 3

Build Your Financial Foundation


The Power of Compound Interest


Money Working Against You


The High Cost of Waiting


Know Your Priority


A Powerful Strategic Product Partner

H E A L T H G R O U P . I N C


A Powerful Strategic Product Partner The Complete Financial Plan

Kaiser Ultimate Health Builder


Who will Provide Your Healthcare During Retirement Years?


KAISER ULTIMATE HEALTH BUILDER


BENEFITS

succeeding

Examination


INSURANCE BENEFITS


BUY TERM INVEST THE DIFFERENCE CONCEPT

a


CLASS 101-LIFE INSURANCE


Where Would You Rather Save Your Money?

A BKeep all money first two years1% to 4% return on your money10% to 12% Loan ChargeKeeps all cash if you die, and only give you the insurance benefit

Your money credited to you immediatelyPotential for higher returnNo Loan ChargeFamily gets cash if you die, plus give allinsurance benefit

Would anyone knowingly save money on A?If your friends and family had money there, would they want to put it in B?

OR


How Much Protection You Need

Formula for Income Replacement

Do you have enough protection to replace your income?

YOUR ANNUAL INCOME X 10

Sample Computation:Monthly Income of 20K X 12 = (240K) X (10)

20K /mos.

AMOUNT OFPROTECTION NEEDED

LIVING ONINTEREST

MONTHLY INCOMEREPLACEMENT

240K12 mos.

2.4MX 10%

Copyright 2014 IMG Corp. All Rights Reserved. *This material is for product illustration use only. It does not form part of the contract.18

Year Age AnnualContribution

AnnualPremium

Investment to Mutual Fund

Withdrawal IllustrativeYear End Yield

Protected Accumulated

Value of Mutual Fund Investment at 12%

TotalDeath Benet

1 30 60,000 5,180 54,820 6,578 61,398 1,061,3982 31 60,000 5,330 54,670 13,928 129,997 1,129,9973 32 60,000 5,480 54,520 22,142 206,659 1,206,6594 33 60,000 5,730 54,270 31,311 292,240 1,292,2405 34 60,000 5,930 54,070 41,557 387,867 1,387,8676 35 0 6,230 -6,230 45,796 427,434 1,427,4347 36 0 6,530 -6,530 50,508 471,412 1,471,4128 37 0 6,880 -6,880 55,744 520,276 1,520,2769 38 0 7,180 -7,180 61,572 574,668 1,574,66810 39 0 7,700 -7,700 68,036 635,004 1,635,00411 40 0 8,190 -8,190 75,218 702,031 1,702,03112 41 0 8,670 -8,670 83,203 776,565 1,776,56513 42 0 9,110 -9,110 92,095 859,549 1,859,54914 43 0 9,500 -9,500 102,006 952,055 1,952,05515 44 0 10,040 -10,040 113,042 1,055,057 2,055,05716 45 0 10,790 -110,790 100,000 113,312 1,057,579 2,057,57917 46 0 11,440 -126,440 115,000 111,737 1,042,876 2,042,87618 47 0 12,550 -144,800 132,250 107,769 1,005,845 2,005,84519 48 0 13,890 -165,978 152,088 100,784 940,651 1,940,65120 49 0 15,360 -15,360 0 111,035 1,036,326 2,036,326

TOTAL 300,000 171,710 -371,048 499,338 1,407,373 1,036,326 2,036,326

Issue Age 30 INSURANCE PACKAGE COVERAGE ANNUAL PREMIUMPHILAMLIFE LIFE+ADD+TIB 1,000,000 3,230

MUTUAL FUND PROJECTED RATE 12% CRITICAL ILLNESS 1,000,000 1,950TOTAL 5,180

M O Sultiple ption uper erm EducationalOption RETIREMENT & PENSION OptionT


Year Age Annual Contribution

AnnualPremium

Investment to Mutual Fund

CashWithdrawals

IllustrativeYear End Yield

Protected Accumulated

Value of Mutual Fund Investment at 12%

TotalDeath Benet

1 50 1,036,326 16,700 1,019,626 122,355 1,141,981 2,141,9812 51 0 17,380 -17,380 134,952 1,259,553 2,259,5533 52 0 17,880 -17,880 149,001 1,390,674 2,390,6744 53 0 18,280 -18,280 164,687 1,537,081 2,537,0815 54 0 18,840 -18,840 182,189 1,700,430 2,700,4306 55 0 20,120 -20,120 201,637 1,881,948 2,881,9487 56 0 21,320 -21,320 223,275 2,083,903 3,083,9038 57 0 23,320 -23,320 247,270 2,307,853 3,307,8539 58 0 25,370 -25,370 273,898 2,556,381 3,556,38110 59 0 27,490 -27,490 303,467 2,832,358 3,832,35811 60 0 29,980 -29,980 336,285 3,138,663 4,138,66312 61 0 31,740 -31,740 372,831 3,479,754 4,479,75413 62 0 33,420 -33,420 413,560 3,859,894 4,859,89414 63 0 34,480 -34,480 459,050 4,284,463 5,284,46315 64 0 38,120 -38,120 509,561 4,755,905 5,755,90516 65 0 27,050 -27,050 500,000 567,463 5,296,317 6,296,31717 66 0 28,100 -528,100 500,000 572,186 5,340,403 6,340,40318 67 0 29,060 -529,060 500,000 577,361 5,388,704 6,388,70419 68 0 31,870 -531,870 500,000 582,820 5,439,654 6,439,65420 69 0 34,080 -534,080 500,000 588,669 5,494,243 6,494,243

TOTAL 1,036,326 524,600 -1,488,274 2,500,000 6,982,517 5,494,243 6,494,243

Issue Age 50 INSURANCE PACKAGE COVERAGE ANNUAL PREMIUMPHILAMLIFE LIFE+ADD+TIB 1,000,000 9,000

MUTUAL FUND PROJECTED RATE 12% CRITICAL ILLNESS 1,000,000 7,700TOTAL 16,700

*This material is for product illustration use only. It does not form part of the contract.

M O S Tultiple ption uper ermIssue Age 30 INSURANCE PACKAGE COVERAGE ANNUAL PREMIUM

PHILAMLIFE LIFE+ADD+TIB 1,000,000 3,230MUTUAL FUND PROJECTED RATE 12% CRITICAL ILLNESS 1,000,000 1,950

TOTAL 5,180

EducationalOption

RETIREMENT & PENSION Option


ABOUT THE PRODUCT MEDICAL REQUIREMENTS

M O Sultiple ption uper ermT

21

M O Sultiple ption uper ermT


Mutual Fund


MUTUAL FUND Concepts and Benefits


MUTUAL FUND Money Cost Averaging


Be Certain in Uncertain Time


IS THIS YOUR STORY?

Even if she was a co-depositor, Grace can not close the bank account of her mother who passed away. She was forced to hire a lawyer and go to court in order to have the funds released in her favor. Emmanuel and his six siblings, mostly hard-up, lost their only hope of recovery when they couldnt pay the estate tax for the partition of their fathers property in Laguna. They were forced to sell the property at a very cheap price merely sucient to repay the debts incurred for their fathers hospitalization and medical expenses. Leandro died without leaving a will. After his lifetime, his children were compelled to endure a long court battle and incur judicial expenses to get what each child believed was rightfully his/her share of their fathers wealth.

IMAX OFFERS YOU A BETTER SOLUTION

Set up a corporation that will handle the preservation, transfer or sale of your assets, minus the hassle of doing it on your own and paying for costly attorneys fees.

SOME BENEFITS OF SETTING UPA CORPORATION

Easy Transfer

While you cant live forever a corporation can. Despite the death of a stockholder of a corpoartion, the corporations existence remains. It can easily transfer the corporations assets through a simple board resolution.

Protection of Assets

Stockholders of a corporation enjoy a personality separate and distinct from a corporation. Creditors cannot pursue a stockholders personal possession to pay o debts incurred by the corporation.

Gain tax breaks

Corporation have tax advantages. It may own in its name properties, bank accounts, and investments. There is no need to pay estate tax or capital gains tax when assets are transferred or sold from its name.

IMAX WILL HELP YOU SET UP YOURCORPORATION

If you are not a business owner, you probably do not know how to set up a corporation.

We will help you do the incorporation work, provide corporate secretarial services and custody of records.

We can even appoint nominal directors to complete the required number of ve directors.

Aside from initial set-up, we will also help you with the annual record keeping requirements needed by a corporation until you are ready to do it on your own.

With these services, we free you from hassle and worry of doing it all on your own - at a much lower cost that if you would hire a lawyer to do it all for you.

YOU WILL SAVE MONEYUsually, it is the very wealthy people who set up corporation to protect their wealth - because they are the ones who can pay Php100,000.00 to their lawyers. Not anymore. Through IMAX, we can do all these for only Php 18,000.00. Anyone can now do what the rich have been doing to preserve their estate. Check out the table below.

SCOPE OF SERVICES REGULARSERVICE FEEFor IMG MEMBER

SERVICE FEE SAVINGS

INCORPORATION Php 100,000.00 Php 18,000.00 Php 82,000.00Compliance in Securities and Exchange Commissions Reportorial and Moni-toring Requirements for Domestic Corporations (i.e. Preparation and filing of General Information Sheet and Registration of Stock and Transfer Book) SERVICE FEE FOR THE 1ST YEAR Php 10,000.00 INCLUDED Php 10,000.00

Corporate Secretarial Work and Custody of Corporate Records (including use of corporate registered address, if needed)SERVICE FEE FOR THE 1ST YEAR Php 50,000.00 INCLUDED Php 50,000.00TOTAL Php 160,000.00 Php 18,000.00 Php 142,000.00BIR REGISTRATION & BUSINESS PERMIT PROCESSING (Optional) Php 50,000.00 Php 15,000.00 Php 35,000.00ANNUAL SERVICE FOR THE 2ND YEAR ONWARDS (Optional)Corporate Secretarial Engagement and Custody of Corporate Records (including use of corporate registered address, if needed)

Php 60,000.00 Php 10,000.00 Php 50,000.00

Asset Preservation Service

Incorporate Now! Call Tel No.: 586-54-71 loc.288Cel No.: 09178952888 and 09253200212Website: www.incorporate.ph

Website: www.incorporate.ph

27Copyright 2014 IMG Corp. All Rights Reserved.

GO TO http://img.com.ph and Log-in using the username & password in your agent online access.

Client must submit application form with complete details and correct Email Address.

Once the policy has been approved, the Username and Password will be sent to the Email address the client had provided in his application

Create proposal. This can be sent to your prospective client using the email address provided.

The client will receive email containing the link to complete the application form and proceed to payment.

For completed applications , they will be transmitted to Kaiser for processing and E-policy will be issued once approved.

For incomplete or with lacking information the agent or the client will continue to receive daily notication of the status until it is completed.

Once completed the client will receive notication that the application is completed.

In the email received, you will see the username and password then click http://kaiserhealthgroup.net

Type your Username and Password then click Login

Now you can view your account, you can view Policy Details, Download Current Bill, View Payment History, Starter Guide, Health Care Contract, Schedule of Benets and also you can Pay Bill online.

Process Flow : E-APP and OPMS


Real ESTATE Preferred Provider

International Marketing Group (IMG) is an independent marketing company offering a broad array of financial services products through its affiliated companies.9th Floor Kings Court Building 1, 2129 Don Chino Roces Avenue (formerly Pasong Tamo), Makati City (1231) Philippines

Tel. No.: (63)(2) 586-54-71, 500-9027 and 264-0059 Cel No. 09175008388 and 09178952888Copyright 2014 IMG Corp. All Rights Reserved.

www.img-corp.com

Financial Independence

Can beA Decision

Not a Dream

*For internal use only

IMG Product Guide 2014

Documents

Transcript of IMG Product Guide 2014