Internship report on Consumer Division of IDLC Finance Limited
Idlc financing
-
Upload
zerin64 -
Category
Data & Analytics
-
view
123 -
download
0
Transcript of Idlc financing
FINANCE TERM PAPER PRESENTATION
1
IDENTITY 2
ZERIN ANJUM KHAN LORA
B1506065
IDLC Finance Ltd. 3
Year- 1992Number Of shares -251,367,187 (2015)
Face Value-Tk.10/shareMarket Value-Tk.57.30 /shareMarket Category – A Market capitalization -Tk.14.3 B
Financial position 4
Financial Performa
nce
2011 2012 2013 2014 2015 Growth
Total assets
31,165 37,784 50,429 58,927 73,434.45 24.62%
Long term liabilities 25,299 32,492 43,951 51,371 64,154.04 24.88%
Term deposit balance
16,828 22,008 29,064 35,240 46,038.68 30.64%
BDT in million
Share Distribution 5
20.30% 59.66%
20.04%
Shareholding Composition 6
EPS 7
YEAR EPS2012 1.992013 2.482014 2.662015 4.952016 5.81
Year Net profit (in crores)
2014 2902015 350
Debt to Equity Ratio 8
Year
2011 2012 2013 2014 2015
Debt to Equity Ratio 6.83 7.05 8.40 8.03 8.43
The data suggest it is not benefit to shareholders.
Ratio 1.0 to 1.5 is preferred
Increasing Debt/Equity Ratio suggests firm is doing BAD
& NOT Satisfactory for Shareholders
.
9
At Average P/E Ratio of IDLC – 9.86
IDLC LOANS 10
IDLC LOANS 11
Particulars
2010 2011 2012 2013 2014 Growth
Home loan
5,645 7,025 8,366 11,308 15,006 33%
Car loan 343 388 414 787 1,813 130%
Personal loan
213 213 190 166 142 (14%)
LAD 576 802 881 689 557 (19%)
Bankruptcy 12
Year total value of asset
( in millions)
2011 311652012 377842013 504292014 589272015 73434
LESS CHANCE of Bankruptcy
Cost of Long Term Financing of IDLC 13
Net profit after taxation
1,459,224,581
Dividend percentage
25%
Total dividend paid 36,48,06145.3
** since the company has no long term loans**