IDENTITY FOR A MOBILE WORLD. - GSMA · • Uses BlockChain to store digital signature of hashes to...
Transcript of IDENTITY FOR A MOBILE WORLD. - GSMA · • Uses BlockChain to store digital signature of hashes to...
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IDENTITYFOR A MOBILE WORLD.
simple to use, secure, federated identity that gives full privacy control to users
ShoCard, Inc. Proprietary and Confidential (2017)
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Our Vision
People will expect access to what matters to them by simply proving who they are
…They expect it to be fa s t & s im p le ;
And they expect it to work in both the digital and physical world
S h o C a rd in conjunction with M o b ile C o n n e c t can deliver a single digital identity that enables this
… se c u re ly and with u se r-p r iva c y
ShoCard, Inc. Proprietary and Confidential (2017)2
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The ProblemToo many IDs
Easy to fake; hard to use
No interoperability withreal people
Signatures are faked & weak
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Our SolutionMobile Identity on the Blockchain
PIN ie 1234 (what you remember)
ShoCard, Inc. Proprietary and Confidential (2016)4
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Blockchain can allow a user’s ID and certifications to be shared with other parties
• Other parties won’t be dependent on each other’s services or databases
• User privacy can be protected – user is in charge of what data to share and with whom
WhyBlockchain?
ShoCard ID
Mobile Operator Data Base
Mobile Operator Bank
Bank Data Base Merchant Data Base
Merchant
Svcs Provider Data Base
Service Provider
MNO Certification
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Adding User Credentials to a User’s Identification
Bank
Mortgage Lender
Seal
Data is sealed on the blockchain
ID Info shared with bank
Certification
User seal is certifiedBank adds new certifications
Certify CreditScore=695
User CreditScore=695
User claims Bank CreditScore of 695
Blockchain
User CreditScore=695
ShoCard, Inc. Proprietary and Confidential (2017)6GSMA Certification
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ShoCard Technology
• Simple user interface to read and scan driver’s license information
• Private information NEVER stored outside of user’s mobile device
• Uses BlockChain to store digital signature of hashes to validate user data
• No 3rd party trust system - BlockChain is open database and user PII is kept on their own device. ShoCard maintains no trusted data on users in its own data stores or the blockchain.
• Use of true multi-factor and out-of-band communication using multiple private/public keys and biometricsShoCard, Inc. Proprietary and Confidential (2017)7
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ShoCard, Inc. Proprietary and Confidential (2017)8
Blockchain
• A blockchain is permanent ledger where records are written to, and once confirmed, they cannot be deleted or modified.
• Records can only be written by the owner of the record using their private key.
• Everyone can view the record using the owner’s public key
Blockchain Technology
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ShoCard, Inc. Proprietary and Confidential (2017)9
Blockchain can be replicated& distributed on 1000s of servers • If data is stored on the record, it can be
protected with further signatures, encryption and hashing to avoid spoofing, but still prove ownership.
• The hashing algorithm used to connect the blocks of data together, creating the chain, are virtually impossible to break.
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Blockchain Implementations/Pilots
Our clients are enterprises that serve their end users in following categories:
• Air Travel Identity Management – Patterning with SITA and two other airlines
• Banking / Finance - Working with a major credit card network and a multi-national service provider for credit information and risk management solutions
• Automotive – Working with top tier OEM
• IoT / Mobility - Digital security and physical access management
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