ICICI Bank and IDBI Bank
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8/3/2019 ICICI Bank and IDBI Bank
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ICICI BANK IDBIBANK
Fixed Charges Home Loan <= 2.5 Million {10.50%}
(Fixed rate for the first 12 Months) Home Loan> 2.5 Million and<=7.5
Million {11.00%}(Fixed rate for the first 12 Months) Home Loan>7.5 Million {11.50%}
(Fixed rate for the first 12 Months)I-Base-10.00%
Fixed Charges Fixed for 3 Years 13.50% P.A
(Below Rs 75 Lacs P.A ) Fixed for 5 Years13.50%.(Below Rs 75 Lacs P.A
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ICICI BANK IDBI BANK
Floating Rate HL<= Rs. 2.5 million
(10.50%)
HL> Rs. 2.5million and <=Rs. 7.5 million (11.00%)
HL> Rs. 7.5 million(11.50%)
I-Base -10.00%
Floating Rate Up to Rs 25 lacs (11.00%)
p.a
Above Rs 25-Rs 30 lacs(11.50%-11.75% )p.a
Above Rs 30 lacs to less than
Rs 75 lacs(11.75% p.a)
Rs 75 Lacs and above(12.25% p.a)
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ICICI BANK IDBI BANK
Chargesprocessing fees from ICICI
bank is 0.5% of loanamount as AdministrativeFee or Rs. 2,000
Chargesprocessing fees from IDBI
bank is 0.5% of loanamount plus acclicableservice tax.
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ICICI BANK IDBI BANK Study Abroad (Loan
Amount)Min. - Rs 50000
Max. - Rs 400000(14%-18%)
Study India (Loan Amount)Min. - Rs 50000
Max. - Rs 400000
(14%-18%)
Loan Amount Maximum loan amount:
Study in India- 10 lakhs Study Abroad - 20 lakh Up to 4 lakhs
13.25%p.a.(Linked to BR) Above 4 lakhs and up to 7.5lakhs
13.50%p.a.(Linked to BR) Above 7.5 lakhs up to 20 lakhs 13.00%p.a.(Linked to BR)
Base Rate(BR) = 10.75% (w.e.f.August 01,2011) Base ratesubject to change
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ICICI BANKIDBI BANK
New CarLoan=11.50%14.75
(For 36-60 Months)Loan Processing Fee = 2,500
to 5,000 Two Wheeler
Loans=12.25% to 16.25%
(For 36 Months) Loan Processing Fee
=0.25% of Gross loanamount
Segment A: Small/Mid-size/ Utility (11.50% p.a)
MUVs : (12.00% p.a) Segment B: Premium (11.50%
p.a)
Segment C: Luxury & SUV(11.50% p.a) Segment D: Classic (11.50% p.a)Loan Processing Charges For Segment A & B Vehicles: Rs.
2500 + applicable service tax
For Segment C & D Vehicles:Rs. 5000 + applicable servicetax.
(FIXED CHARGES )
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ICICI BANK IDBI BANK
Loan AmountMinimum AmountRs.10,000MaximumAmountRs.15,00,000 Interest rate for direct-agri is
12% p.a. & for non-agri is15% p.a.
Loan AmountMinimum Amount Rs.10,000MaximumAmountRs.5,0000Interest rate for direct-agri is
11% p.a. & for non-agri is15% p.a.