ICFL Consol · Accordingly, as per the requirement of Ind-AS 109, Financial Instruments, eligible...
Transcript of ICFL Consol · Accordingly, as per the requirement of Ind-AS 109, Financial Instruments, eligible...
For year ended For year ended
31 March 2020 31 March 2019 31 March 2020 31 March 2019
(Refer note 13) (Refer note 13) (Audited) (Audited)
1 Revenue from operations
Interest income 75,443.55 88,322.01 1,75,944.98 1,46,704.91
Dividend income 4,934.94 2,485.58 4,934.94 2,534.78
Fees and commission income 5,308.52 6,417.61 9,138.64 11,833.11
Net gain on fair value changes - (665.11) - 753.47
Net gain on derecogntion of financial assets 39,880.51 2,979.61 61,669.04 2,979.61
Total revenue from operations 1,25,567.52 99,539.70 2,51,687.60 1,64,805.88
2 Other income - - - 196.13
3 Total revenue (1+2) 1,25,567.52 99,539.70 2,51,687.60 1,65,002.01
4 Expenses
Finance costs 33,394.47 37,637.68 73,966.08 55,947.78
Net loss on fair value changes 2,709.50 - 1,415.20 -
Impairment on financial assets 67,813.11 6,545.97 81,625.21 10,301.34
Employee benefits expense 19,194.43 14,540.18 41,784.53 22,992.60
Depreciation and amortisation 4,272.92 1,102.65 7,802.00 1,890.83
Other expenses 20,180.57 12,991.56 40,133.55 20,529.89
Total expenses 1,47,565.00 72,818.04 2,46,726.57 1,11,662.44
5 Profit/(Loss) before tax (3-4) (21,997.48) 26,721.66 4,961.03 53,339.57
6 Tax expense:
a) Current tax (Refer to note 6) (3,358.95) 6,271.68 1,186.31 15,530.01
b) Deferred tax (credit)/charge (Refer to note 6) (3,747.67) 359.19 (1,650.74) (2,209.84)
Total tax expense (7,106.62) 6,630.87 (464.43) 13,320.17
7 Net profit/(Loss) after tax (5-6) (14,890.86) 20,090.79 5,425.46 40,019.40
8 Other comprehensive income
i. Items that will not be reclassified to profit or loss 52.11 (81.69) (85.81) (44.57)
ii. Income tax relating to items that will not be reclassified to profit or loss (13.11) 28.43 21.60 15.58
iii. Items that will be reclassified to profit or loss (Refer to note 11) (520.84) - 1,059.00 -
iv. Income tax relating to items that will be reclassified to profit or loss 131.08 - (266.53) -
Total other comprehensive income (350.76) (53.26) 728.26 (28.99)
9 Total comprehensive income (7+8) (15,241.62) 20,037.53 6,153.72 39,990.41
10 Paid-up equity share capital (face value of Rs. 10 each per equity share) 6,118.80 6,118.80 6,118.80 6,118.80
11 Other equity as per Statement of Assets and Liabilities 4,17,654.95 4,30,694.06
12 Earnings per share (EPS) (face value of Rs. 10 each per equity share)
*(EPS for the half year not annualised)
- Basic (amount in Rs.) (24.34)* 34.68* 8.87 79.49
- Diluted (amount in Rs.) (24.34)* 31.67* 8.87 71.66
Indiabulls Consumer Finance Limited(Formerly known as IVL Finance Limited)
(CIN: U74899DL1994PLC062407)
Statement of Audited Standalone Financial Results for the year ended 31 March 2020
(Amount in Rs. Lakh)
Statement of Audited Standalone Profit and Loss for the year ended 31 March 2020
For six months endedParticulars
Notes to the Audited Standalone Financial Results:
As at As at
31 March 2020 31 March 2019
(Audited) (Audited)
A ASSETS
1 Financial assets
Cash and cash equivalents 1,96,686.93 93,078.55
Bank balances other than cash and cash equivalents 33,798.54 14,538.84
Loans 4,17,954.54 10,50,813.31
Investment 1,93,991.46 57,663.38
Other financial assets 52,199.87 4,789.32
Total financial assets 8,94,631.34 12,20,883.40
2 Non-financial assets
Current tax assets (net) (Refer to note 6) 9,093.74 713.51
Deferred tax assets (net) (Refer to note 6) 4,799.08 3,393.28
Investment accounted for using equity method - 3,570.43
Property, plant and equipment 6,308.34 3,093.33
Right-of-use assets (Refer to note 3) 22,095.04 -
Intangible assets under development 542.56 246.07
Other intangible assets 4,879.56 5,184.96
Other non-financial assets 12,031.36 8,688.92
Total non-financial assets 59,749.68 24,890.50
Total Assets 9,54,381.02 12,45,773.90
B LIABILITIES AND EQUITY
LIABILITIES
1 Financial liabilities
Derivative financial instruments - 209.42
Payables
Trade payables
(i) Dues of micro enterprises and small enterprises - -
(ii) Other than micro enterprises and small enterprises 6,323.52 5,804.12
Other payables
(i) Dues of micro enterprises and small enterprises - -
(ii) Other than micro enterprises and small enterprises 3,009.50 1,819.40
Debt securities 79,677.24 1,73,486.15
Borrowings (other than debt securities) 3,95,620.33 5,82,825.41
Lease liabilities (Refer to note 3) 23,343.26 -
Others financial liabilities 15,827.93 41,227.20
Total financial liabilities 5,23,801.78 8,05,371.70
2 Non-financial liabilities
Provisions 2,441.36 1,067.53
Other non-financial liabilities 4,364.13 2,521.81
Total non-financial liabilities 6,805.49 3,589.34
3 EQUITY
Equity share capital 6,118.80 6,118.80
Other equity 4,17,654.95 4,30,694.06
Total equity 4,23,773.75 4,36,812.86
Total liabilities and equity 9,54,381.02 12,45,773.90
Particulars
Note 1 : Statement of Standalone Assets and Liabilities as at 31 March 2020
(Amount in Rs. Lakh)
2
3
4
5
6
7
8
9
10
11
12 During the year ended 31 March 2020, the Company has issued and allotted non-convertible debentures as follows:
NSE BSE
Non-convertible debentures- Public issue through tranche III prospectus* 8,343.84 06 September 2019 09 September 2019 09 September 2019
Non-convertible debentures- Public issue through tranche II prospectus* 8,476.44 27 June 2019 28 June 2019 28 June 2019
Non-convertible debentures- Privately placed* 25,000.00 24 April 2019 02 May 2019 02 May 2019
Further, pursuant to the Reserve Bank of India’s circulars dated 27 March 2020 and 23 May 2020 allowing lending institutions to offer moratorium to
borrowers on payment of instalments falling due between 1 March 2020 and 31 August 2020, the Company has extended/will be extending moratorium to
its borrowers in accordance with its Board approved policy. In management's view, providing moratorium to borrowers based on RBI directives, by itself is
not considered to result in a significant increase in credit risk (“SICR") for such borrowers. Accordingly, considering the unique and widespread impact of
COVID-19 pandemic, the Company has estimated expected credit losses based on the information available at this point in time to reflect, among other
things, the deterioration in the macro-economic factors. Given the dynamic nature of the pandemic situation, these estimates are based on early indicators,
subject to uncertainty and may be affected by the severity and duration of the pandemic, including governmental and regulatory measures and its effect on
economy, the business and the financial metrics of the Company. The actual outcome could be different from that estimated by the Company.
The Board of Directors of the Company at its meeting held on 23 January 2020 has declared and paid an interim dividend of Rs. 19 per fully paid up equity
shares.
The Company has elected to exercise the option permitted under section 115 BAA of the Income-tax Act, 1961 as introduced by the Taxation Laws
(Amendment) Ordinance, 2019. Accordingly, the Company has re-measured its deferred tax assets/liabilities as at 31 March 2020 basis the rate prescribed in
the aforesaid section.
The Novel Corona virus (COVID-19) pandemic (declared as such by the World Health Organisation on 11 March 2020), has contributed to a significant
decline and volatility in global and Indian markets, and a significant decrease in economic activity. On 24 March 2020, the Government of India announced a
nation-wide lockdown till 14 April 2020, which was extended till 31 May 2020 through subsequent announcements, to contain the spread of the virus. This
has led to significant disruptions and dislocations for individuals and businesses, impacting Company's regular operations and financial metrics including
lending and collection activities due to inability of employees to physically reach borrowers.
During the year ended 31 March 2020, the Company has further acquired 9% equity stake of "TranServ Limited” (formerly known as "TranServ Private
Limited"). Further, subsequent to 31 March 2020, the Company has further acquired the remaining 58% stake in TranServ Limited making it wholly owned
subsidiary of the Company.
During the year ended 31 March 2020, the Company has invested 50,000.06 lakh in Compulsorily Convertible Debentures ("CCDs‟) of its subsidiary
Indiabulls Distribution Services Limited (“IDSL‟), bearing coupon rate of 10% per annum. The CCDs are convertible into equity shares of IDSL at the option
of the Company on or before completion of 24 months from the date of subscription. Further, the Company has invested Rs. 45,000.12 lakh in the equity
shares of IDSL and acquired 86% equity stake of IDSL.
The Chief Operating Decision Maker ("CODM") reviews operations and makes allocation of resources at the Company level. Therefore, operations of the
Company fall under "finance and allied activities" business only, which is considered to be the only reportable segment in accordance with the provision of
Ind AS 108 - "Operating Segment”.
Effective 1 April 2019, the Company adopted Ind AS 116, Leases has been implemented in the preparation and presentation of the financial statements. The
accounting standard has been applied to all contracts having lease components existing on 1 April 2019 using the modified retrospective method.
Accordingly, comparative information has not been restated. The lease liability has been measured at present value of remaining lease payments discounted
using the incremental borrowing rate as the date of initial application and Right of Use asset is measured at an amount equal to lease liability, adjusted by
the amount of any prepaid or accrued lease payments relating to that lease recognized in the balance sheet immediately before the date of initial application.
On date of initial application, the adoption of new standard resulted in recognition of right of use Rs. 22,103.21 lakh and a lease liability of Rs. 21,888.32 lakh.
These standalone financial results of Indiabulls Consumer Finance Limited ('ICFL', 'the Company') for the year ended 31 March 2020 have been reviewed by
the Audit Committee and subsequently approved at the meeting of the Board of Directors held on 25 June 2020. These results have been prepared in
accordance with the requirement of Regulation 52 of the Securities and Exchange Board of India (SEBI) (Listing Obligations and Disclosure Requirements)
Regulations, 2015, (as amended).
Amount
(Rs. in lakh) Particulars Date of issue
During the year ended 31 March 2020, the Company has acquired 100% holding in equity shares of Indiabulls Investment Advisors Limited ("IIAL"),
(erstwhile fellow subsidiary of the Company) from Indiabulls Ventures Limited for consideration of Rs. 550.00 lakh and accordingly IIAL become a wholly
owned subsidiary of the Company. Subsequent to this, the Company has further invested Rs. 35,000.00 lakh in the equity share capital of IIAL.
* These NCDs are secured by way of first ranking pari passu charges on present and future receivables current assets (including investments of the
Company, owned by the Company) and accrued interest thereon.
Date of listing
During the year ended 31 March 2020, the Company has entered into series of bilateral assignment transactions against outstanding loan portfolio. In the
light of this, the management has concluded that the business model for loan against property, business installments loan and personal loan has changed
from "hold to collect" to "hold to collect and sell". Accordingly, as per the requirement of Ind-AS 109, Financial Instruments, eligible portfolio of loans
outstanding has been fair valued and a gain of Rs. 1,059.00 lakh has been recognised in other comprehensive income.
In addition to above, The Company has also evaluated impact of this pandemic on impairment of financial assets based on internal and external information
available up to the date of approval of financial results. However, the impact assessment of COVID-19 is an ongoing process and the Company will continue
to monitor any material changes in the future conditions.
13
14
15 Figures for previous year/period have been regrouped, wherever necessary to make them comparable to current period.
Registered Office: M-62 & 63, First Floor, Connaught Place, New Delhi - 110001
(CIN: U74899DL1994PLC062407)
Place : Mumbai Pinank Shah
Date : 25 June 2020 CEO & Whole Time Director
For and on behalf of Board of Directors
Based on the revised income tax return filed by the Company for the Assessment Year 2019-20, the amount of current tax expense and deferred tax charge for
the year ended 31 March 2019 have been re-grouped.
Figures for six months ended 31 March 2020 and 31 March 2019 represent the balancing figures between audited figures for the financial year and published
reviewed year to date figures up to first six months of the respective financial year.
A Credit Rating of the Debentures and change in Credit Rating (if any):
CARE Ratings Limited Public Issue Non convertible debenture
CARE AA- ; Stable[Double A Minus; Outlook: Stable]
Privately Placed Non convertible debenture
CARE AA- ; Stable[Double A Minus; Outlook: Stable]
B Asset Cover available, in case of non-convertible debt securities:
Not Applicable being a Non-Banking Financial Company registered with Reserve Bank of India.
C Debt-Equity Ratio as on 31 March 2020: 0.91 times
D
Details of non-convertible debenture
10.6% Secured redeemable non-convertible debenture
(ISIN- INE614X07100)10.75% Secured redeemable non-convertible debenture
(ISIN- INE614X07027)Non-convertible debentures redeemable at premium
(ISIN- INE614X07035)
10.90% Secured redeemable non-convertible debenture
(ISIN- INE614X07050)Non-convertible debentures redeemable at premium
(ISIN- INE614X07068)
11.00% Secured redeemable non-convertible debenture
(ISIN- INE614X07084)Non-convertible debentures redeemable at premium
(ISIN- INE614X07092)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07126)
10.27% Secured redeemable non-convertible debenture
(ISIN- INE614X07134)
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
10.60% Secured redeemable non-convertible debenture
(ISIN- INE614X07118)
14 November 2019 14 November 2019
18 December 2019 18 December 2019
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
08 March 2020 07 March 2020
08 March 2020 07 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
10.50% Secured redeemable non-convertible debenture
(ISIN- INE614X07076)
08 May 2019 08 May 2019
08 June 2019 07 June 2019
08 July 2019 06 July 2019
08 December 2019 06 December 2019
08 January 2020 07 January 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
08 December 2019 06 December 2019
08 January 2020 07 January 2020
08 February 2020 06 February 2020
08 February 2020 06 February 2020
08 August 2019
08 September 2019 07 September 2019
08 October 2019 07 October 2019
08 November 2019 08 November 2019
08 August 2019
07 October 2019
08 November 2019 08 November 2019
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
08 March 2020 07 March 2020
08 March 2020 07 March 2020
Additional disclosures as per regulation 52 (4) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations,
2015:
Non-convertible debentures redeemable at premium
(ISIN- INE614X07043)
08 May 2019 08 May 2019
08 June 2019 07 June 2019
08 July 2019 06 July 2019
08 August 2019
Previous due date for the payment of interest and whether the same has been paid or not for the year ended on 31 March 2020 are as under:
Due Date for Payment of Interest Date of Payment of Interest
14 November 2019 14 November 2019
08 March 2020 07 March 2020
08 August 2019
08 September 2019 07 September 2019
08 October 2019
Non-convertible debentures redeemable at premium
(ISIN- INE614X07142)
10.41% Secured redeemable non-convertible debenture
(ISIN- INE614X07167)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07175)
10.61% Secured redeemable non-convertible debenture
(ISIN- INE614X07191)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07209)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07217)
10.12% Secured redeemable non-convertible debenture
(ISIN- INE614X07225)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07233)
10.27% Secured redeemable non-convertible debenture
(ISIN- INE614X07258)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07266)
10.52% Secured redeemable non-convertible debenture
(ISIN- INE614X07282)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07290)
05 December 2019
06 January 2020 04 January 2020
06 February 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
06 November 2019 05 November 2019
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
10.04% Secured redeemable non-convertible debenture
(ISIN- INE614X07274)
06 October 2019 05 October 2019
06 December 2019
05 February 2020
06 March 2020 05 March 2020
9.81% Secured redeemable non-convertible debenture
(ISIN- INE614X07241)
06 October 2019 05 October 2019
06 November 2019 05 November 2019
06 December 2019
06 February 2020 05 February 2020
06 March 2020 05 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
05 December 2019
06 January 2020 04 January 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
27 January 2020 24 January 2020
27 February 2020 26 February 2020
27 March 2020 26 March 2020
10.13% Secured redeemable non-convertible debenture
(ISIN- INE614X07183)
27 July 2019 26 July 2019
27 August 2019 27 August 2019
27 September 2019
27 November 2019 26 November 2019
27 December 2019 26 December 2019
27 January 2020 24 January 2020
27 February 2020 26 February 2020
27 March 2020 26 March 2020
9.95% Secured redeemable non-convertible debenture
(ISIN- INE614X07159)
27 September 2019
27 October 2019 25 October 2019
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
27 September 2019
27 October 2019 25 October 2019
27 November 2019 26 November 2019
27 December 2019 26 December 2019
Not applicable during year ended
31 March 2020
Not applicable during year ended
31 March 2020
27 July 2019 26 July 2019
27 August 2019 27 August 2019
27 September 2019
Details of Non-Convertible Debenture Principal amount
(Rs. in Lakh)
Due Date for
Payment
10.6% Secured redeemable non-convertible debenture
(ISIN- INE614X07100)
17,500.00 14 November 2019
10.75% Secured redeemable non-convertible debenture
(ISIN- INE614X07027)
37,747.10
Non-convertible debentures redeemable at premium
(ISIN- INE614X07035)
2,465.79
10.40% Secured redeemable non-convertible debenture
(ISIN- INE614X07043)
3,249.81
10.90% Secured redeemable non-convertible debenture
(ISIN- INE614X07050)
7,553.69
Non-convertible debentures redeemable at premium
(ISIN- INE614X07068)
2,358.42
10.50% Secured redeemable non-convertible debenture
(ISIN- INE614X07076)
4,700.84
11.00% Secured redeemable non-convertible debenture
(ISIN- INE614X07084)
2,607.12
Non-convertible debentures redeemable at premium
(ISIN- INE614X07092)
1,937.76
10.60% Secured redeemable non-convertible debenture
(ISIN- INE614X07118)
15,000.00 14 November 2019
10.60% Secured redeemable non-convertible debenture
(ISIN- INE614X07118)
10,000.00 18 December 2019
Non-convertible debentures redeemable at premium
(ISIN- INE614X07126)
1,241.54
10.27% Secured redeemable non-convertible debenture
(ISIN- INE614X07134)
718.22
Non-convertible debentures redeemable at premium
(ISIN- INE614X07142)
348.00
9.95% Secured redeemable non-convertible debenture
(ISIN- INE614X07159)
1,237.09
10.41% Secured redeemable non-convertible debenture
(ISIN- INE614X07167)
1,220.95
Non-convertible debentures redeemable at premium
(ISIN- INE614X07175)
427.80
10.13% Secured redeemable non-convertible debenture
(ISIN- INE614X07183)
1,564.25
10.61% Secured redeemable non-convertible debenture
(ISIN- INE614X07191)
1,280.03
Non-convertible debentures redeemable at premium
(ISIN- INE614X07209)
438.56
Non-convertible debentures redeemable at premium
(ISIN- INE614X07217)
5,903.47
10.12% Secured redeemable non-convertible debenture
(ISIN- INE614X07225)
121.29
Non-convertible debentures redeemable at premium
(ISIN- INE614X07233)
48.10
9.81% Secured redeemable non-convertible debenture
(ISIN- INE614X07241)
297.04
10.27% Secured redeemable non-convertible debenture
(ISIN- INE614X07258)
224.70
Non-convertible debentures redeemable at premium
(ISIN- INE614X07266)
85.56
10.04% Secured redeemable non-convertible debenture
(ISIN- INE614X07274)
379.07
10.52% Secured redeemable non-convertible debenture
(ISIN- INE614X07282)
1,180.99
Non-convertible debentures redeemable at premium
(ISIN- INE614X07290)
103.62
14 November 2019
Not applicable during
year ended 31 March
2020
Not applicable during year ended
31 March 2020
14 November 2019
18 December 2019
Not applicable during
year ended 31 March
2020
Not applicable during year ended
31 March 2020
Date of Payment
Previous due date for the payment of principal and whether the same has been paid or not for the year ended 31 March 2020 are as under:
Details of Non-Convertible Debenture
Principal amount/
interest amount
(Rs. in Lakh)
Due Date for
Payment
Type
(Principal / Interest)
Status
17,500.00 14 November 2019 Principal Paid
1,165.71 14 November 2019 Interest Paid
37,747.10 08 May 2021 Principal Not yet due
4,057.81 08 March 2020 Interest Paid
4,057.81 08 March 2021 Interest Not yet due
678.16 08 May 2021 Interest Not yet due
2,465.79 08 May 2021 Principal Not yet due
611.57 08 May 2021Premium on
redemptionNot yet due
3,249.81 08 May 2022 Principal Not yet due
56.39 08 May 2019 Interest Paid
28.63 08 June 2019 Interest Paid
27.70 08 July 2019 Interest Paid
28.63 08 August 2019 Interest Paid
28.63 08 September 2019 Interest Paid
27.70 08 October 2019 Interest Paid
28.63 08 November 2019 Interest Paid
27.70 08 December 2019 Interest Paid
28.63 08 January 2020 Interest Paid
28.63 08 February 2020 Interest Paid
26.78 08 March 2020 Interest Paid
28.65 08 April 2020 Interest Not yet due
27.78 08 May 2020 Interest Not yet due
28.71 08 June 2020 Interest Not yet due
27.78 08 July 2020 Interest Not yet due
28.71 08 August 2020 Interest Not yet due
28.71 08 September 2020 Interest Not yet due
27.78 08 October 2020 Interest Not yet due
28.71 08 November 2020 Interest Not yet due
27.78 08 December 2020 Interest Not yet due
28.71 08 January 2021 Interest Not yet due
28.71 08 February 2021 Interest Not yet due
25.93 08 March 2021 Interest Not yet due
28.71 08 April 2021 Interest Not yet due
27.78 08 May 2021 Interest Not yet due
28.71 08 June 2021 Interest Not yet due
27.78 08 July 2021 Interest Not yet due
28.71 08 August 2021 Interest Not yet due
28.71 08 September 2021 Interest Not yet due
27.78 08 October 2021 Interest Not yet due
28.71 08 November 2021 Interest Not yet due
27.78 08 December 2021 Interest Not yet due
28.71 08 January 2022 Interest Not yet due
28.71 08 February 2022 Interest Not yet due
25.93 08 March 2022 Interest Not yet due
28.71 08 April 2022 Interest Not yet due
27.78 08 May 2022 Interest Not yet due
7,553.69 08 May 2022 Principal Not yet due
823.35 08 March 2020 Interest Paid
823.35 08 March 2021 Interest Not yet due
823.35 08 March 2022 Interest Not yet due
137.60 08 May 2022 Interest Not yet due
2,358.42 08 May 2022 Principal Not yet due
915.77 08 May 2022Premium on
redemptionNot yet due
10.90% Secured redeemable non-convertible debenture
(ISIN- INE614X07050)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07035)
10.40% Secured redeemable non-convertible debenture
(ISIN- INE614X07043)
Next due date and amount for the payment of interest/ Principal along with the amount of interest and the redemption amount of non-convertible debentures:
10.6% Secured redeemable non-convertible debenture
(ISIN- INE614X07100)
10.75% Secured redeemable non-convertible debenture
(ISIN- INE614X07027)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07035)
4,700.84 08 March 2024 Principal Not yet due
82.35 08 May 2019 Interest Paid
41.81 08 June 2019 Interest Paid
40.46 08 July 2019 Interest Paid
41.81 08 August 2019 Interest Paid
41.81 08 September 2019 Interest Paid
40.46 08 October 2019 Interest Paid
41.81 08 November 2019 Interest Paid
40.46 08 December 2019 Interest Paid
41.81 08 January 2020 Interest Paid
41.81 08 February 2020 Interest Paid
39.11 08 March 2020 Interest Paid
41.84 08 April 2020 Interest Not yet due
40.57 08 May 2020 Interest Not yet due
41.92 08 June 2020 Interest Not yet due
40.57 08 July 2020 Interest Not yet due
41.92 08 August 2020 Interest Not yet due
41.92 08 September 2020 Interest Not yet due
40.57 08 October 2020 Interest Not yet due
41.92 08 November 2020 Interest Not yet due
40.57 08 December 2020 Interest Not yet due
41.92 08 January 2021 Interest Not yet due
41.92 08 February 2021 Interest Not yet due
37.86 08 March 2021 Interest Not yet due
41.92 08 April 2021 Interest Not yet due
40.57 08 May 2021 Interest Not yet due
41.92 08 June 2021 Interest Not yet due
40.57 08 July 2021 Interest Not yet due
41.92 08 August 2021 Interest Not yet due
41.92 08 September 2021 Interest Not yet due
40.57 08 October 2021 Interest Not yet due
41.92 08 November 2021 Interest Not yet due
40.57 08 December 2021 Interest Not yet due
41.92 08 January 2022 Interest Not yet due
41.92 08 February 2022 Interest Not yet due
37.86 08 March 2022 Interest Not yet due
41.92 08 April 2022 Interest Not yet due
40.57 08 May 2022 Interest Not yet due
41.92 08 June 2022 Interest Not yet due
40.57 08 July 2022 Interest Not yet due
41.92 08 August 2022 Interest Not yet due
41.92 08 September 2022 Interest Not yet due
40.57 08 October 2022 Interest Not yet due
41.92 08 November 2022 Interest Not yet due
40.57 08 December 2022 Interest Not yet due
41.92 08 January 2023 Interest Not yet due
41.92 08 February 2023 Interest Not yet due
37.86 08 March 2023 Interest Not yet due
41.89 08 April 2023 Interest Not yet due
40.46 08 May 2023 Interest Not yet due
41.81 08 June 2023 Interest Not yet due
40.46 08 July 2023 Interest Not yet due
41.81 08 August 2023 Interest Not yet due
41.81 08 September 2023 Interest Not yet due
40.46 08 October 2023 Interest Not yet due
41.81 08 November 2023 Interest Not yet due
40.46 08 December 2023 Interest Not yet due
41.81 08 January 2024 Interest Not yet due
41.81 08 February 2024 Interest Not yet due
39.11 08 March 2024 Interest Not yet due
10.50% Secured redeemable non-convertible debenture
(ISIN- INE614X07076)
2,607.12 08 March 2024 Principal Not yet due
286.78 08 March 2020 Interest Paid
286.78 08 March 2021 Interest Not yet due
286.78 08 March 2022 Interest Not yet due
286.78 08 March 2023 Interest Not yet due
286.83 08 March 2024 Interest Not yet due
1,937.76 08 March 2024 Principal Not yet due
1,329.81 08 March 2024Premium on
redemptionNot yet due
15,000.00 14 November 2019 Principal Paid
10,000.00 18 December 2019 Principal Paid
886.23 14 November 2019 Interest Paid
689.29 18 December 2019 Interest Paid
1,241.54 31 July 2020 Principal Not yet due
136.69 31 July 2020Premium on
redemptionNot yet due
718.22 27 June 2021 Principal Not yet due
73.76 27 June 2020 Interest Not yet due
73.76 27 June 2021 Interest Not yet due
348.00 27 June 2021 Principal Not yet due
75.11 27 June 2021Premium on
redemptionNot yet due
1,237.09 27 June 2022 Principal Not yet due
10.09 27 July 2019 Interest Paid
10.43 27 August 2019 Interest Paid
10.43 27 September 2019 Interest Paid
10.09 27 October 2019 Interest Paid
10.43 27 November 2019 Interest Paid
10.09 27 December 2019 Interest Paid
10.43 27 January 2020 Interest Paid
10.43 27 February 2020 Interest Paid
9.75 27 March 2020 Interest Paid
10.45 27 April 2020 Interest Not yet due
10.12 27 May 2020 Interest Not yet due
10.45 27 June 2020 Interest Not yet due
10.12 27 July 2020 Interest Not yet due
10.45 27 August 2020 Interest Not yet due
10.45 27 September 2020 Interest Not yet due
10.12 27 October 2020 Interest Not yet due
10.45 27 November 2020 Interest Not yet due
10.12 27 December 2020 Interest Not yet due
10.45 27 January 2021 Interest Not yet due
10.45 27 February 2021 Interest Not yet due
9.44 27 March 2021 Interest Not yet due
10.45 27 April 2021 Interest Not yet due
10.12 27 May 2021 Interest Not yet due
10.45 27 June 2021 Interest Not yet due
10.12 27 July 2021 Interest Not yet due
10.45 27 August 2021 Interest Not yet due
10.45 27 September 2021 Interest Not yet due
10.12 27 October 2021 Interest Not yet due
10.45 27 November 2021 Interest Not yet due
10.12 27 December 2021 Interest Not yet due
10.45 27 January 2022 Interest Not yet due
10.45 27 February 2022 Interest Not yet due
9.44 27 March 2022 Interest Not yet due
10.45 27 April 2022 Interest Not yet due
10.12 27 May 2022 Interest Not yet due
10.45 27 June 2022 Interest Not yet due
1,220.95 27 June 2022 Principal Not yet due
127.10 27 June 2020 Interest Not yet due
127.10 27 June 2021 Interest Not yet due
127.10 27 June 2022 Interest Not yet due
Non-convertible debentures redeemable at premium
(ISIN- INE614X07092)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07126)
10.27% Secured redeemable non-convertible debenture
(ISIN- INE614X07118)
10.27% Secured redeemable non-convertible debenture
(ISIN- INE614X07134)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07142)
9.95% Secured redeemable non-convertible debenture
(ISIN- INE614X07159)
10.41% Secured redeemable non-convertible debenture
(ISIN- INE614X07167)
11.00% Secured redeemable non-convertible debenture
(ISIN- INE614X07084)
427.80 27 June 2022 Principal Not yet due
147.99 27 June 2022Premium on
redemptionNot yet due
1,564.25 27 June 2024 Principal Not yet due
12.99 27 July 2019 Interest Paid
13.42 27 August 2019 Interest Paid
13.42 27 September 2019 Interest Paid
12.99 27 October 2019 Interest Paid
13.42 27 November 2019 Interest Paid
12.99 27 December 2019 Interest Paid
13.42 27 January 2020 Interest Paid
13.42 27 February 2020 Interest Paid
12.56 27 March 2020 Interest Paid
13.45 27 April 2020 Interest Not yet due
13.02 27 May 2020 Interest Not yet due
13.46 27 June 2020 Interest Not yet due
13.02 27 July 2020 Interest Not yet due
13.46 27 August 2020 Interest Not yet due
13.46 27 September 2020 Interest Not yet due
13.02 27 October 2020 Interest Not yet due
13.46 27 November 2020 Interest Not yet due
13.02 27 December 2020 Interest Not yet due
13.46 27 January 2021 Interest Not yet due
13.46 27 February 2021 Interest Not yet due
12.16 27 March 2021 Interest Not yet due
13.46 27 April 2021 Interest Not yet due
13.02 27 May 2021 Interest Not yet due
13.46 27 June 2021 Interest Not yet due
13.02 27 July 2021 Interest Not yet due
13.46 27 August 2021 Interest Not yet due
13.46 27 September 2021 Interest Not yet due
13.02 27 October 2021 Interest Not yet due
13.46 27 November 2021 Interest Not yet due
13.02 27 December 2021 Interest Not yet due
13.46 27 January 2022 Interest Not yet due
13.46 27 February 2022 Interest Not yet due
12.16 27 March 2022 Interest Not yet due
13.46 27 April 2022 Interest Not yet due
13.02 27 May 2022 Interest Not yet due
13.46 27 June 2022 Interest Not yet due
13.02 27 July 2022 Interest Not yet due
13.46 27 August 2022 Interest Not yet due
13.46 27 September 2022 Interest Not yet due
13.02 27 October 2022 Interest Not yet due
13.46 27 November 2022 Interest Not yet due
13.02 27 December 2022 Interest Not yet due
13.46 27 January 2023 Interest Not yet due
13.46 27 February 2023 Interest Not yet due
12.16 27 March 2023 Interest Not yet due
13.43 27 April 2023 Interest Not yet due
12.99 27 May 2023 Interest Not yet due
13.42 27 June 2023 Interest Not yet due
12.99 27 July 2023 Interest Not yet due
13.42 27 August 2023 Interest Not yet due
13.42 27 September 2023 Interest Not yet due
12.99 27 October 2023 Interest Not yet due
13.42 27 November 2023 Interest Not yet due
12.99 27 December 2023 Interest Not yet due
13.42 27 January 2024 Interest Not yet due
13.42 27 February 2024 Interest Not yet due
12.56 27 March 2024 Interest Not yet due
13.45 27 April 2024 Interest Not yet due
13.02 27 May 2024 Interest Not yet due
13.46 27 June 2024 Interest Not yet due
Non-convertible debentures redeemable at premium
(ISIN- INE614X07175)
10.13% Secured redeemable non-convertible debenture
(ISIN- INE614X07183)
1,280.03 27 June 2024 Principal Not yet due
135.81 27 June 2020 Interest Not yet due
135.81 27 June 2021 Interest Not yet due
135.81 27 June 2022 Interest Not yet due
135.72 27 June 2023 Interest Not yet due
135.90 27 June 2024 Interest Not yet due
438.56 27 June 2024 Principal Not yet due
287.62 27 June 2024Premium on
redemptionNot yet due
5,903.47 10 October 2020 Principal Not yet due
649.97 10 October 2020Premium on
redemptionNot yet due
121.29 06 September 2021 Principal Not yet due
12.27 06 September 2020 Interest Not yet due
12.27 06 September 2021 Interest Not yet due
48.10 06 September 2021 Principal Not yet due
10.22 06 September 2021Premium on
redemptionNot yet due
297.04 06 September 2022 Principal Not yet due
2.39 06 October 2019 Interest Paid
2.47 06 November 2019 Interest Paid
2.39 06 December 2019 Interest Paid
2.47 06 January 2020 Interest Paid
2.47 06 February 2020 Interest Paid
2.31 06 March 2020 Interest Paid
2.47 06 April 2020 Interest Not yet due
2.40 06 May 2020 Interest Not yet due
2.47 06 June 2020 Interest Not yet due
2.40 06 July 2020 Interest Not yet due
2.47 06 August 2020 Interest Not yet due
2.47 06 September 2020 Interest Not yet due
2.40 06 October 2020 Interest Not yet due
2.47 06 November 2020 Interest Not yet due
2.40 06 December 2020 Interest Not yet due
2.47 06 January 2021 Interest Not yet due
2.47 06 February 2021 Interest Not yet due
2.24 06 March 2021 Interest Not yet due
2.47 06 April 2021 Interest Not yet due
2.40 06 May 2021 Interest Not yet due
2.47 06 June 2021 Interest Not yet due
2.40 06 July 2021 Interest Not yet due
2.47 06 August 2021 Interest Not yet due
2.47 06 September 2021 Interest Not yet due
2.40 06 October 2021 Interest Not yet due
2.47 06 November 2021 Interest Not yet due
2.40 06 December 2021 Interest Not yet due
2.47 06 January 2022 Interest Not yet due
2.47 06 February 2022 Interest Not yet due
2.24 06 March 2022 Interest Not yet due
2.47 06 April 2022 Interest Not yet due
2.40 06 May 2022 Interest Not yet due
2.47 06 June 2022 Interest Not yet due
2.40 06 July 2022 Interest Not yet due
2.47 06 August 2022 Interest Not yet due
2.47 06 September 2022 Interest Not yet due
224.70 06 September 2022 Principal Not yet due
23.08 06 September 2020 Interest Not yet due
23.08 06 September 2021 Interest Not yet due
23.08 06 September 2022 Interest Not yet due
85.56 06 September 2022 Principal Not yet due
29.13 06 September 2022Premium on
redemptionNot yet due
10.27% Secured redeemable non-convertible debenture
(ISIN- INE614X07258)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07266)
10.61% Secured redeemable non-convertible debenture
(ISIN- INE614X07191)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07209)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07217)
10.12% Secured redeemable non-convertible debenture
(ISIN- INE614X07225)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07233)
9.81% Secured redeemable non-convertible debenture
(ISIN- INE614X07241)
379.07 06 September 2024 Principal Not yet due
3.12 06 October 2019 Interest Paid
3.22 06 November 2019 Interest Paid
3.12 06 December 2019 Interest Paid
3.22 06 January 2020 Interest Paid
3.22 06 February 2020 Interest Paid
3.02 06 March 2020 Interest Paid
3.23 06 April 2020 Interest Not yet due
3.13 06 May 2020 Interest Not yet due
3.23 06 June 2020 Interest Not yet due
3.13 06 July 2020 Interest Not yet due
3.23 06 August 2020 Interest Not yet due
3.23 06 September 2020 Interest Not yet due
3.13 06 October 2020 Interest Not yet due
3.23 06 November 2020 Interest Not yet due
3.13 06 December 2020 Interest Not yet due
3.23 06 January 2021 Interest Not yet due
3.23 06 February 2021 Interest Not yet due
2.92 06 March 2021 Interest Not yet due
3.23 06 April 2021 Interest Not yet due
3.13 06 May 2021 Interest Not yet due
3.23 06 June 2021 Interest Not yet due
3.13 06 July 2021 Interest Not yet due
3.23 06 August 2021 Interest Not yet due
3.23 06 September 2021 Interest Not yet due
3.13 06 October 2021 Interest Not yet due
3.23 06 November 2021 Interest Not yet due
3.13 06 December 2021 Interest Not yet due
3.23 06 January 2022 Interest Not yet due
3.23 06 February 2022 Interest Not yet due
2.92 06 March 2022 Interest Not yet due
3.23 06 April 2022 Interest Not yet due
3.13 06 May 2022 Interest Not yet due
3.23 06 June 2022 Interest Not yet due
3.13 06 July 2022 Interest Not yet due
3.23 06 August 2022 Interest Not yet due
3.23 06 September 2022 Interest Not yet due
3.13 06 October 2022 Interest Not yet due
3.23 06 November 2022 Interest Not yet due
3.13 06 December 2022 Interest Not yet due
3.23 06 January 2023 Interest Not yet due
3.23 06 February 2023 Interest Not yet due
2.92 06 March 2023 Interest Not yet due
3.23 06 April 2023 Interest Not yet due
3.12 06 May 2023 Interest Not yet due
3.22 06 June 2023 Interest Not yet due
3.12 06 July 2023 Interest Not yet due
3.22 06 August 2023 Interest Not yet due
3.22 06 September 2023 Interest Not yet due
3.12 06 October 2023 Interest Not yet due
3.22 06 November 2023 Interest Not yet due
3.12 06 December 2023 Interest Not yet due
3.22 06 January 2024 Interest Not yet due
3.22 06 February 2024 Interest Not yet due
3.02 06 March 2024 Interest Not yet due
3.23 06 April 2024 Interest Not yet due
3.13 06 May 2024 Interest Not yet due
3.23 06 June 2024 Interest Not yet due
3.13 06 July 2024 Interest Not yet due
3.23 06 August 2024 Interest Not yet due
3.23 06 September 2024 Interest Not yet due
10.04% Secured redeemable non-convertible debenture
(ISIN- INE614X07274)
1,180.99 06 September 2024 Principal Not yet due
124.24 06 September 2020 Interest Not yet due
124.24 06 September 2021 Interest Not yet due
124.24 06 September 2022 Interest Not yet due
124.09 06 September 2023 Interest Not yet due
124.39 06 September 2024 Interest Not yet due
103.62 06 September 2024 Principal Not yet due
67.18 06 September 2024Premium on
redemptionNot yet due
10.52% Secured redeemable non-convertible debenture
(ISIN- INE614X07282)
Non-convertible debentures redeemable at premium
(ISIN- INE614X07290)
(This space has been intentionally left blank)