IBPS PO IV GA

8/10/2019 IBPS PO IV GA

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IBPS PO IV 2014 BANKING & GENERAL AWARENESSMade By:- ANKUR SRIVASTAVA

Email Id:- [email protected]

Highlites of Fifa world Cup

1. Highest Fifa world cup winner ?Answer: Brazil2. How many times Brazil won Fifa world cup ?Answer : Five3. In which year Fifa world cup started ?Answer: 19304. Which country host the first Fifa World Cup ?Answer: Uruguay

5.Who won first Fifa World cup ?Answer: Uruguay6. Which country host 2010 Fifa world cup ?Answer: South Africa7. Which country won 2010 Fifa World cup ?Answer : spain8. Which country host 2018 Fifa world cup ?Answer: Russia9.Who is the present fifa president ?Answer: Sepp Blatter10. What is the nationality of Sepp Blatter ?Answer: Switzerland11 . who was the First Fifa President ?

Answer: Robert Gurin12. Who designed Fifa world cup ?Answer: Silvio Gazzaniga13. Highest goal scorers in Fifa worldcup ?Answer: Miroslav Klose (16 goal)14. who is the first fifa president ?Answer: Robert Guerin15. Fifa world cup winner ?Answer: Germany16. 2014 Fifa world cup runners up ?Answer: Argentina17. 2014 Fifa world cup was held at ?Answer: Brazil18. 2014 Fifa world cup Golden ball winner?

Answer: Lionel MESSI (Argentina)19. 2014 Fifa world cup Golden boot winner?Answer: James RODRIGUEZ (Colombia)20. 2014 Fifa world cup Golden glove winner ?Answer: Manuel NEUER21. 2014 Fifa world cup Young Player Award winner?Answer: Paul POGBA22. 2014 Fifa world cup Fair Play Award winning team ?Answer: Colombia23. mascot for 2014 fifa worldcup ?Answer: Fuelco


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Questions Asked In Last IBPS Exams

1. Jack Dorsey - Twitter Founder

2. Objective of IDR - To enable foreign companies to raise funds from the Indian securitiesMarkets3. FCCB- Foreign Currency Convertible Bonds4. PAN- Permanent Account number5. Janshree Bima Yojana merged with Aam Admi Bima Yojana6. Usha Ananthasubramanian CEO Bhartiya Mahila Bank7. Modified GAAR to be implemented from April 1, 20168. RBI replaces no-frills account with basic savings account9. DICGC will be subsumed into the- Resolution Corporation10. The CAC 40 is a benchmark French stock market index11. Money Laundering - To appear as if it came from a legitimate source is"clean" money12. Finance Ministry to finalise 14000 crore fund for PSBs13. Taxable income exceeds Rs 1 crore a year will have to pay a surcharge of 10%14. Core Banking - Group of Networked Bank Branches15. Nobel Peace Prize - European Union16. European Union Bank ECB17. Reserve Bank of Australia - Australia Central Bank18. In the United States, the Federal Reserve ( Federal Reserve Bank of New York) is incharge of monetary policy19. World Water Day - 22 march20. NSEL National Spot Exchange Ltd21. ILO Head office - Switzerland22. Development as Freedom Amartya Sen23. NEFT - Money transfer using online portal24. Standard Chartered most profitable foreign bank in India25. Soiled note - means a note which has become dirty due to usage and also includes a two

piece note pasted together wherein both the pieces presented belong to the same note, andform the entire note26. BCSBI - Watch dog to monitor and ensure that the Banking Codes and Standardsadopted by the banks27. The Indian Financial System Code (IFSC) is an alphanumeric code that uniquelyidentifies a bank-branch participating in the two main electronic funds settlement systems inIndia28. The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of aloan to the value of an asset purchased29. Angel investor - No capital market30. Not a function of SEBI - auditing/ appointing rating agency31. New SBI MD Arundhati Bhattacharya32. GDR

33. SIDBI - Micro and Medium enterprises34. CTT on commodities not on Wheat Barley and Chana35. Greshm law - Bad money drives out good36. BRICS meeting in Durban proposed - BRICS BANK37. CCI - Cabinet committee on investment- to remove bottlenecks38. Growth rate given by PMEAC - 6.4%39. Panel to decide FDI and FII Arvind Mayaram40. Micro Credit means providing credit facilities to poor41. Exim Bank has become the first Indian borrower to raise funds in Turkish Lira andMexican Peso42. Integrated Wastelands Development Programme (IWDP), Drought Prone AreasProgramme (DPAP) and Desert Development Programme (DDP) - Hariyali43. Parimanjan negi is a player of which game - Chess


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44. Tagore award - Zubin Mehta45. Oscar best actor Daniel Day Lewis - Abraham Lincoln46. PPF compounded annually

47. Kudankulum Nuclear Plant Russia48. Highest Gold Reserve - USA49. Reebok ambassador- John Abraham50. Minimum limit for TDS rate 15 Lakh51. What is current SLR rate?52. Bill Gates is related to which company?53. What is the reason behind FIIs pulling out their money from India?54. What is inflation?55. Saina nehwal is bought by which team in IBL?56. Full form for CDR57. Minimum amount for PPF58. Interest paid by RBI on CRR59. FDI is not allowed in which sector60. Azim Premji is related to which profession61. Senior citizen age as decided by Govt of India62. What is Over Invoicing63. Burj khalifa is situated in?64. Which universities were granted 100 crores in the budget?65. Vice President of USA66. Minimum capital required for Banking licence67. What is factoring?68. What is stale cheque?69. Chairman of UIDAI70. Treasury bill is issued by Govt. of India71. Bank of India, Allahabad Bank & United Bank of India All are nationalised banks72. Export Credit Function ECGC73. Bank for Infrastructure - NHB

74. Urban Development leader name - JNNURM J L Nehru75. Minimum Paid Capital for Banking Licence - 500 Crore76. Function of Banking Ombudsman77. RBI control CRR & SLR for Net Time & Demand Liabilities78. Expand OECD - Group of 34 countries79. Bharatiya Mahila Bank First Women Bank of India80. FRBMA - 2003 ACT81. 12.World Bank Head - Jim Yong Kim82. Brown ATM managed by whom?83. What is Assurance Term?84. Saving Deposit id Demand Liability85. Limit of Cash Transaction per annum86. GST will not remove tax for Export

87. National Income Definition88. Pakistan President Name - Mamnoon Hussain89. Tax Limit on export90. RBI issued last Banking License in which year?91. Inflation is based on WPI or CPI92. MNREGA Days - 10093. RBI 30 July Quarter Report GDP 5.7 to 5.5 %94. Poverty Alleviation - UP, Kerela, Andhra Pradesh & Odisha95. Dow Jones - America96. RuPAY is a Credit Card97. Puducherry Economic Performance98. No Tobacco Day - 31 May99. Primary Market Definition - IPO Sell


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100. Import Duty on Sugar is increased reason? - To clear 9000crore arrear101. PPF minimum years -15 years102. FDI in Bnaking Sector - 49% allowed

103. Foreign Exchange and Money Devaluation104. Budget Deficit Definition105. Recession Definition106. Debt Trap Meaning107. RBI function - Open Market Operations

1).Lok Sabha Constituency of Sushma Swaraj?Correct Answer: Vidisha2).Who is Health Minister?Correct Answer: Dr. Harsh Vardhan3).Who provides assistance to small industries?Correct Answer: SIDBI4).RBI Adjust Liquidity by which tool?Correct Answer: LAF (Liquidity Adjustment Facility)5).Functions of RBICorrect Answer: Bankers Bank6).Camel is the official animal of which state?Correct Answer: Rajasthan7).Capital of Sweden?Correct Answer: Stockholm8).Winner of Australian Grand Prix?Correct Answer: Nico Rosberg9).Nilgiris is located in which state?Correct Answer: Tamil Nadu10).Highest Urban Population of which state

Correct Answer: Maharashtra11).Which organization is for Woman Entrepreneur?12).International Day for Old Person?Correct Answer: 1 October13).Sign on 1 Rupee currency note?Correct Answer: Finance Secretary14).Capro Group has won the International Business Year of the award is owned by ?Correct Answer: Lord Swaraj Paul15).2015 Commonwealth Heads of Government Meeting will be held in ?Correct Answer: Malta16).Committee on Cauvery water dispute?Correct Answer: B.S Chauhan17).Which country started first plastic notes?

Correct Answer: Australia18).DRDO developed which indigenous plane?Correct Answer: Tejas19).Japan has sea-conflict with which country?Correct Answer: China20).A.R Rahman street name in which country?Correct Answer: Canada21).Which of the following is not true about Telangna?Correct Answer: is dived on the linguistic basis.


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Computer Questions

1).Linux is what?

Correct Answer: Operating system2).Keyboard and ___ is an input device?Correct Answer: Mouse3).Printer is an example of?Correct Answer: Output device4).Two people should be logged or simultaneously for what?Correct Answer: Instant messaging5).Magnetic Disk is?Correct Answer: Non Volatile

: Short cut tricks.....

1-ASEAN ( BPLTV SIM CM)Brunai, Philipines, Lavos, Thailand,Vietnam,Singapore, Indonesia,, Malaysia,Combodia,Mynamar.

2-G8 Members (BCA GF JI)Britan, Canada,America,Germany,France,Japan, Italy.

3-G5 Members (CM IBSA)China,Mexico, India, Brazil, South Africa

4-SCO Members (TRUCKK)Thazikistan, Russia, Uzbeckistan, China,Khazikistan,

Kirgisistan

5-SAARC= MBBS PAINM-myanmarB-bhutanB-bangaladeshS-srilankap-pakistanA-AfganistanI-IndiaN-nepal

Revolutions in the field of agriculture in India

Black Revolution - Petroleum Production Blue Revolution - Fish Production Brown Revolution - Leather/non-conventional (India)/Cocoa production Golden Fiber Revolution - Jute Production Golden Revolution - Fruits/Overall Horticulture development/Honey Production Green Revolution - Food grains Grey Revolution - Fertilizer Pink Revolution - Onion production/ Pharmaceutical (India)/Prawn production Red Revolution - Meat & Tomato Productio Round Revolution - Potato


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Silver Fiber Revolution - Cotton Silver Revolution - Egg/Poultry Productio White Revolution (In India: Operation Flood) - Milk/Dairy production

Yellow Revolution - Oil Seeds production Evergreen Revolution - Overall development of Agriculture

New rates as of 5-Aug-2014Repo: 8%Reverse repo: 7%MSF: 9%Bank rate: 9%SLR: 22%CRR: 4%

ORGANISATION AND THERE HEADQUARTERS

1. UNO - New York2. UNICEF - New York3. UNESCO - Paris4. UNIDO - Vienna5. WHO - Geneva6. UNFPA - New York7. ILO - Geneva8. IMF - Washington DC9. WTO - Geneva

10. International Court Of Justice - The Hague11. International Atomic Energy Agency - Vienna12. World Bank - Washington D.C.13. International Committee of the Red Cross - Geneva14. International Maritime Organisation - London15. Universal Postal Union - Berne16. Food and Agricultural Organisation - Rome17. World Meteorological Organisation - Geneva18. SAARC - Kathmandu19. Amnesty International - London20. Transparency International - Berlin21. World Intellectual Property Organization - Geneva22. International Renewable Energy Agency - Abu Dhabi (UAE) (Interim HQs)

23. Commonwealth of Nations - London24. International Standards Organisation Geneva


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***COUNTRIES , WHICH ARE IN NEWS RECENTLY & THEIR CURRENCY***

1. Canada- Canadian dollar2. Bangladesh- bangladeshi taka3. UK- british pound4. Germany- euro5. Japan - yen6. China- yuan7. South Korea- won8. Ukraine- Ukranian hryvnia9. North Korea- won10. France- franc11. Pakistan- Pakistani rupee12. Sri Lanka- Sri Lankan rupee13. Russia- ruble

14. Guinea- franc15. Bhutan Bhutanese ngultrum and Indian rupee16. Columbia- peso17. Israel- new shekel18. USA- dollar19. Egypt - pound20. Vetican City- euro21. Lithuania- litas22. Syria- pound23. Spain- euro24. Malawi- kwacha25. Belarus- ruble26. Kazakhastan- tenge27. Mauritius Mauritian rupee28. Thailand- Thai baht29. Qatar- riyal30. Moldova- leu31. Georgia- lar

Facts About Census 2011

1. What is the Total population of India according to 2011 census ?

Answer: 121 crore2. Which is the most populous state in India ?Answer: Uttar Pradesh3. Which is the least populous state in India ?Answer: Sikkim4.What is the rate of growth of population of India according to 2011 census ?Answer: 17.64 %5. Which state has the highest fertility rate in India ?Answer: Meghalaya6. What is the percentage of worlds population having in India?Answer: 17.5 %7. Literacy Rate in India according to Census 2011?Answer: 74.04 %


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8. Which is the most literate state in India ?Answer: Kerala (93.9%9. Which is the least literate state in India ?

Answer: Bihar (63.82%10. Which is the most literate Union territory in India ?Answer: Lakshadweep (92.2%11. Which is the least literate Union territory in India ?Answer: Dadra and Nagar Haveli12. Which is the most Literate districts of India ?Answer: Serchhip (Mizoram)13. Which is the least Literate districts of India ?Answer: Alirajpur (Madhya Pradesh)14. Which Indian state has high density of population ?Answer: Bihar (1106)15. Which Indian state has low density of population ?Answer: Arunachal Pradesh (17)16. Which state in India has highest sex ratio ?Answer: Kerala (1084/1000)17. Which state in India has lowest sex ratio ?Answer: Haryana18. What is the Density of Population of India ?Answer: 38219. What is the sex ratio of India ?Answer: 940/100020. Which Union territory has highest sex ratio ?Answer: Puducherry21.Which Union territory has lowestpopulation ?Answer: Lakshadweep22. What is the number of districts in India

according to 2011 census ?Answer: 640

BANKING Abbreviation

1. BSBDA - Basic Savings Bank Deposit Account2. FCNR(B) - Foreign Currency Non-Resident Bank3. TARC - Tax Administration Reform Commission4. ITEs: Intra-Group Transactions and Exposures5. LCR: Liquidity Coverage Ratio6. NSFR: Net Stable Funding Ratio7. LRMT: Liquidity risk monitoring tools8. CBS: Core Banking Solution9. DEAF: Depositor Education and Awareness Fund10. CRAR: Capital to Risk-weighted Assets Ratio11. External Commercial Borrowings (ECB)12. SWIFT: Society for Worldwide Interbank Financial Telecommunication13. FSLRC: Financial Sector Legislative Reforms Commission14. MIBOR: Mumbai Inter-Bank Offer Rate15. LIBOR: London Inter-Bank Offer Rate16. LAF Liquidity Adjustment Facility


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FULL FORMS OF NAMES OF SOME COMPANIES

SEBI - Security & Exchange Board Of IndiaING - International Netherland GroupICICI - Industrial Credit & InvestmentCorporation Of India LimitedHSBC - Hongkong and Shanghai Banking CorporationHDFC - Housing Development Finance Corporation Ltd.L&T - Larsen & TubroMRF - Madras Rubber FactoryKFC - Kentucky Fried ChickenP&G - Procter & Gamble Company

TCL - Today China LionISO - International Standard OrganisationWipro - Western India Palm Refined Oil Ltd.LG - Lucky & GoldstarIBM - International Business MachineHP - Hewlett PackardHCL - Hindustan Computer LimitedHTC - High Tech Computer CorporationInfosys - Information SystemIntel - Integrated Electronics


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Current Affairs Questions

Union Cabinet approves the Polavaram Project.

India ranked no 1 in Twenty20 International Team ranking. Trap Shooter, Manavjit Sandhu ranked at third spot in ISSF World Ranking. K Natarajan takes over as 21st Command of Coastal Guard Region (A&N). RBI allows the minors of age above 10 years to open Savings bank account. Archana Ramasundara, appointed as first Woman Additional Director of CBI. President of India launches Indigenous Card payment System Rupay. SEBI exempts Etihad from making open offer in Jet deal. India honoured with New Frontiers Award 2014. Former Andhra Pradesh Chief Minister N Janardhan Reddy dies. President confers National Florence Nightingale Awards on 35 nursing personnel. RBI allows bank branches abroad to sell structured products. Manipur wins Senior National Womens Football Champions title.

Nayak Committee to Review Governance of Boards of Banks in India submits its reportto RBI. Pankaj Advani wins CCI Billiards title. Russi Mody, the former Tata Steels Chairman dies. Nitish Kumar resigns as Bihar Chief Minister. N Srinivasan, the veteran nuclear scientist dies. Nabam Tuki sworn-in as the Chief Minister of Arunachal Pradesh. Competition Appellate Tribunal upheld 630 crore rupees penalty on DLF. President appointed Narendra Modi as Prime Minister. Jitan Ram Manjhi took oath as the Chief Minister of Bihar. RBI directed all banks to install disabled friendly new ATMs. RBI eased gold import norms under 20:80 Scheme.

Indian-American student Akhil Rekulapelli won National Geographic BeeChampionship. Project Mobile Seva under Deity won the 2014 United National Public Service Award. Naveen Patnaik sworn-in as Chief Minister of Odisha for fourth consecutive term. Pawan Chamling sworn-in as Chief Minister of Sikkim for record 5th term. Bharatiya Mahila Bank included in Second Schedule of RBI Act, 1934. Anandiben Patel sworn-in as first woman Chief Minister of Gujarat. TR Zeliang sworn-in as new Chief Minister of Nagaland. RBI tightened acquisition & merger rules for Non-Banking Financial Companies. Sachin Tendulkar selected as goodwill ambassador for 35th National Games. Vishwanath Tripathi received Vyas Samman 2013. India signed loan agreement with World Bank for Sarva Shiksha Abhiyan III.

RIL announced to buy 78 percent in Network18 for 4000 crore rupees.

Banking General Awareness- May 2014

Four Indians win Harvard Business School New Venture Competition awards. Elena Baltacha, the former British Tennis player dies due of liver cancer. Waqar younis appointed as head coach of Pakistan cricket team. Mark Selby wins World Snooker Championship 2014.


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Vikaram Sunderam wins Best Chef in the Mid- Atlantic of James Beard Awards 2014. Kuwait renews crude supply contracts with BPCL. IAA receives International Arch of Europe Award.

OSullivan named as Snookers Player of the Year. Indian documentary Silent Screams wins three awards at US festival. Caparo Group wins International Business of the Year award 2014. Indian-American Mitul Kadakia wins 2014 Gregory Bradeb Memorial Fellow of the Year

Award. 6.5 Million Jobs globally provided by Renewable Energy in 2013: IRENA Rafael Nadal wins Madrid Open Title. Maria Sharapova defeats Simona Halep to win Madrid Open title. Shah Rukh Khan features on the cover page of magazine Forbes Middle East. AIBA approved Boxing India as the new provisional member to represent India. Novak Djokovic wins the Mens Italian Tennis Open 2014 for the third time. Serena Willliams wins the Womens Italian tennis Open 2014 for the third time.

UK based Marks & Spencer announced to open 100 stores in India. Russia and China signed 30 year deal on natural gas worth of 400 billion dollars. Dalia Grybauskaite won the Presidential election of Lithuania. Japan won the Thomas Cup 2014 of badminton. Japan won AFC Womens Asian Football Cup 2014. Film Winter Sleep honoured with Palme dOr Award at 67th Cannes Film Festival. Brazil announced measures to make FIFA World Cup 2014 eco-friendly. Brazuca balls to be used in FIFA World Cup 2014 to have six in-built HD cameras. Azlan Shah-The Father of Malaysian hockey died at 86. Maya Angelou, the American author and poet died. 8 Indian Soldiers posthumously awarded with prestigious Dag Hammarskjold Medal ofUN

Tricks to Remember Currencies

RUPEEMind Tricks: PICS of MN ***PICS*** P-Pakisthan I-India C-Ceylon S-Srilanka **MN**M-Maritius N-Nepal

POUND:S-E-S-U Mind Trick : Sheshu(a name) plays inthe Pond.. **S-E-S-U** S-South Sudan E-Egypt S-Syria U-Uk

PESOM-A-C C-P-U MindTrick : just like MACintosh Cpu **MAC** M-Mexico A-ArgentinaC-Chile **CPU** C-Columbia P-Philipines U-Urugya


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KRONE

Mind Trick : denMARK on his norWAY to receiveCrown 1) Denmark 2)Norway

WONMindTrick : Koreas Won in the Battle 1)SouthKorea 2)North Korea

SHILLINGMindTrick : Shilling sounds like Shillong BothKEN and SOM like Shillong 1)Kenya 2)Somalia

EURO

BIG -FAN-PI SMS MindTrick : BIG FAN of PI and wished through SMS**BIG** B-Belgium I-Ireland G-Germany**FAN** F-France A-Austria N-Netherland

**PI** P-Portugal I-Italy **SMS** S-Spain M-Malta S-Solvania

DINAR:K-S in J-A-I- L **K-S** K-Kuwait S-Sudan**J-A-I-L*** J-Jorden A-Algeria I-Iraq L-Libya

DOLLARLi-Ne-US - Ca-Fi-T-E-A Mind trick: Li ne(aname) who lives in US likes Coffee(Ca- Fi) andTea (T-E-A) **Li-Ne** Li-Liberia Ne-NewZealand **US** United States **Ca-Fi** Ca-Canadian Fi- Fizzi **T-E-A** T-Taiwan E-Ethiopia A-Australia


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List of Current Heads of Important Indian Organizations

1. Chief Economic Advisor - Arvind subramanian2. Chief Election Commissionor - V.S.Sampath3. RBI - Raghu Ram Rajan4. RAW - Alok Joshi5. SBI Arundhyuti Bhattyacharya6. SEBI - U.K. Sinha

7. IB - Saiyad Ashif Ibrahim8. IBPS - Mr.Anup Sankar Bhattacharya9. IRDA - T.S.Vijayan10. ISRO - Dr. K. Radhakrishnan11. NABARD - Dr. Harsh Kumar Bhanwala12. NASSCOM - R. Chandrasekhar13. SSC - Amitava Bhattacharyya14. TRAI - Rahul Khullar15. UGC - Ved Prakash16. UPSC - Smt. Rajni Razdan17. DRDO - Avinash Chander18. FICCI - Sidharth Birla19. ASSOCHAM - Rana Kapoor

20. CAG - Shashi Kant Sharma21. CBDT - k.v. Chaudhary22. CBI - Ranjeet Sinha23. CCI - Ashok Chawla24. National Innovation Commission Sam Pitroda25. National Security Advisor - Ajit Kumar Doval26. National Security Council - Ajit Kumar Doval27. Attorney General of India - Mukul Rohatgi28. Bombay Stock Exchange - Ashish Kr. Chauhan29. National Stock Exchange Chitra Ramkrishna30. Press Council of India - Marandey Katju


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Important Summits/Meetings in 2014

1. 07-JUN-2014--40th G-7 summit 2014 held at Brussels2. 27-MAR-2014--3rd Nuclear Security Summit 20143. 20-FEB-2014--Wharton India Economic Forum to be held in Pennsylvania4. 15-FEB-2014--G-4 Director Generals for UN Affairs met in New Delhi5. 14-FEB-2014-- Third World Congress on Agro-Forestry6. 09-JAN-2014-- ASSOCHAM organized Seventh Global Insurance Summit at Hyderabad7. 31-DEC-2013-- International Petroleum Conference 2014 held in New Delhi

8. 07-DEC-2013-- 9th WTO Ministerial Conference concluded at Bali, Indonesia9. 06-DEC-2013-- 8th Asia Gas Partnership Summit held at New Delhi10. 29-NOV-2013-- International Heavy Minerals Conference 2013 held at Visakhapatnam, AP11. 9th North East Business Summit Began in Assam12. 3rd BRICS International Competition Conference inaugurated by Prime Minister of India inNew Delhi.13. 22nd CHOGM Summit ended with adoption of three declarations in Colombo, Sri Lanka.14. 11th ASEM Foreign Ministers Meeting held at New Delhi15. Indias First Naval and Maritime Exposition Conference Concluded at Cochin, Kerala.

Important information on RBI

1. Reserve Bank of India started its operations on-01 Apr 19352. Reserve was nationalised in ---19493. The maximum number of Deputy Governors RBI can have--44. Number of regional offices of RBI --285. RBI can issue notes upto the value of --- Rs. 10,000/-6. As per Indian Coinage Act 1 Re coins can be used to pay/settle ------Any amount7. As per Indian Coinage Act 0.50 ps coins can be used to pay/settle----- Amount not exceedingRs. 10.8. As per Indian Coinage Act coins worth less than 0.50 ps can be used to pay/settle----- Amountnot exceeding Re. 1.(no longer applicable)9. The logo of RBI has---A palm tree and a tiger10. The H.O. of the RBI is in---Mumbai11. The maximum amount for which customers deposit is insured in a bank----Rs. 1,00,000

Institutions established by RBI and Head Office

1. Deposit Insurance and Credit Guarantee Corporation--Mumbai2. National Housing Bank --New Delhi3. National Bank for Agricultural and Rural Development--Mumbai


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4. Securities Trading Corporation of India -- Mumbai5. Bharatiya Reserve Bank Note Mudran Private Limited--Bangalore6. Industrial and Development Bank of India - Mumbai

Top questions on computers

1. Seagate is the largest manufacture of Hard disk drive.

2. Margin that is added to the binding side of page when printing is called gutter margin

3. TIFF- Tagged image file format

4. Max no.of columns that can be inserted in a word document - 45

5. CD-ROM can be used only storage but it cannot erase or modify it

6. Shift+F2 shortcut key to insert or edit a comment in a cell.7. Christopher Latham Dholes is the inventor of the QWERTY keyboard.

8. Default font size of a new word document based on normal template- 12pt.

9. Blaise pascal built the 1st mechanical calculator.

10. DHCP- Dynamic Host Configuration Protocol.

CONFUSING DAYS

National Youth Day : January 12 International Youth Day : August 12 National Teachers Day : September 5 International Teachers Day : October 5

National Tourism Day : January 25 International Tourism Day : September 27 National Childrens Day : November 14 International Childrens Day : June 1 National Consumer Day : December 24 International Consumer Day : March 15 National Postal Day : October 10 International Postal Day : October 9 National Blood Donation Day : October 1 World Blood Donors Day : June 14

MPORTANT SCHEMES & SERVICES OF VARIOUS BANKS

1. TAB BANKING FACILITY = SBI2. BOUTIQUE FINANCING SCHEME = SBI3. Twitter Handle account = SBI4. Asha Home loan = AXIS BANK5. Airtel money = AXIS BANK+AIRTEL6. Kisan card = AXIS BANK7. M-Pesa = ICICI+Vodafone8. Branch on Wheel = ICICI(in odisa)


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9. I-Mobile app for windows phone = ICICI10. Instant money transfer = BOI11. M-Wallet = Canara Bank12. E-Wallet = IRCTC13. Student Travel Card = ICICI14. E-KYC = SBI

Designation Name

Chairman Wipro - Azim H. Premji

Chairman NTPC - Dr. Arup Roy Choudhury

Chairman & Managing Director (CMD), HUDCO - Dr. M. Ravi Kanth

CEO Wal-Mart India - Krish Iyer

CEO Facebook - Mark Zuckerberg

CEO, Air Asia India - Mittu Chandilya

Chairman, Mahindra & Mahindra Group - Mr. Anand Mahindra

Chairman of Tech Mahindra - Mr. Anand Mahindra

Chairman, HDFC Bank - Mr. C. M. Vasudev

Chairman Tata Sons - Mr. Cyrus Mistry

Chairman ICICI Bank - Mr. K. V. Kamath

Chairman of Aditya Birla Group of Company - Mr. Kumaramangalam BirlaChairman Mittal Arcelor Steels - Mr. Lakshmi Mittal

Chairman Relience Industries - Mr. Mukesh Ambani

CEO, Tata Consultancy Services (TCS) - Mr. N Chandrasekaran

Chairman Jet Airways - Mr. Naresh Goyal

MD & CEO, YES Bank - Mr. Rana Kapoor

Chairman & Managing Director of Air India - Mr. Rohit Nandan

Chairman HCL Technologies - Mr. Shiv Nadar

Chairman Bharati Group - Mr. Sunil Mittal

Founder of Airtel (Telecom Service Provider in India) - Mr. Sunil Mittal

MD, Kotak Mahindra Bank - Mr. Uday Kotak

Chairman of UB Group and Kingfisher Airlines - Mr. Vijay MaliyaChairman and CEO of Berkshire Hathaway - Mr. Warren Buffett

Managing Director & CEO ICICI Bank - Ms. Chanda Kochhar

CEO Pepsico - Ms. Indira Nooye

Chairman Biocon - Ms. Kiran Majumdar

Founder of Infosys - Narayan Murthi

CMD Rashtriya Ispat Nigam Limited P Madhusudan

President of International Chamber of Commerce (ICC) India - Rajan Bharti Mittal

MD, CEO Axis Bank - Shikha Sharma

Chairman of State Bank of India (SBI) - Smt. Arundhati Bhattacharya


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Founder of Apple Company - Steve Jobs

CEO and Managing Director Infosys Vishal Sikka

NATIONAL SPORTS AWARDS 2014

Arjuna Awards:

[1] Akhilesh Varma (Archery)[2] Tintu Luka (Athletics)[3] H.N. Girisha (Paralympics)

[4] V. Diju (Badminton)[5] Geetu Ann Jose (Basketball)[6] Jai Bhagwan (Boxing)[7] Ravichandran Ashwin (Cricket)[8] Anirban Lahiri (Golf)[9] Mamta Pujari (Kabaddi)[10] Saji Thomas (Rowing)[11] Heena Sidhu (Shooting)[12] Anaka Alankamany (Squash)[13] Tom Joseph (Volleyball)[14] Renubala Chanu (Weightlifting)[15] Sunil Rana (Wrestling).

Dronacharya Awards:

[1] Mahabir Prasad (Wrestling)[2] N. Lingappa (Athletics - Lifetime)[3] G. Manoharan (Boxing - Lifetime)[4] Gurcharan Singh Gogi (Judo - Lifetime)[5] Jose Jacob (Rowing - Lifetime).Dhyan Chand Awards:[1] Gurmail Singh (Hockey)[2] K.P. Thakkar (Swimming - Diving)[3] Zeeshan Ali (Tennis).


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Rashtriya Khel Protsahan Puruskar:

1. Employment of sports persons and sports welfare measures - Oil and Natural Gas Corporation

Limited (ONGC)2. Community sports - identification and nurturing of budding /young talent Jindal Steel Works(JSW)3. Establishment and management of sports academies of excellence Guru Hanuman Akhara,Delhi4. Other forms of sports activities not covered in the four categories mentioned in the schemes -Child Link Foundation of India (Magic Bus).

IMPORTANT HEADS

1. Chief of Army Staff General Dalbeer Singh Suhag

2. Air Chief Marshal Arup Raha

3. Chief of Naval Staff Admiral Robin K. Dhowan

4. Chief of Integrated Defense Staff Lieutenant Genl. Anil Chait

5. Director General of Border Security Force D. K. Pathak

6. Director General of Central Reserve Police Force Dilip Trivedi

7. Director General of Central Industrial Security Force Arvind Rajan

8. Director General of Military Intelligence R. K. Loomba

9. Director, Central Bureau of Investigation (CBI) Ranjit Sinha

10. Director, Intelligence Bureau (IB) Syed Asif Ibrahim

11. Director General, National Investigation Agency Sharad Kumar

12. Central Vigilence Commissioner (CVC) Pradeep Kumar

13. Chief, Research and Analysis Wing (RAW) Alok Joshi

14. National Security Guards Director General J. N. Chaudary

15. Indo-Tibetan Border Police (ITBP) Subhash Goswami

16. Director General of Indian Coast Guards A. G. Tapliyal

17. CISF Director Arvind Ranjan

18. Army Vice Chief Lt Gen Philip Campose


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19. Navy Vice Chief Sunil Lanba

20. Vice Chief of Indian Air Force RK Sharma

IMPORTANT HEADS

1. Chief Economic Advisor - Siddharth Tiwari

2. Chief Election Commissionor - V.S.Sampath

3. RBI - Raghu Ram Rajan

4. RAW - Alok Joshi

5. SBI - Arundhyuti Bhattyacharya

6. SEBI - U.K. Sinha7. IB - Saiyad Ashif Ibrahim

8. IBPS - Mr.Anup Sankar Bhattacharya

9. IRDA - T.S.Vijayan

10. ISRO - Dr. K. Radhakrishnan

11. NABARD - Dr. Harsh Kumar Bhanwala

12. NASSCOM - R. Chandrasekhar

13. SSC - Amitava Bhattacharyya

14. TRAI - Rahul Khullar

16. UPSC - Smt. Rajni Razdan17. DRDO - Avinash Chander

18. FICCI - Sidharth Birla

19. ASSOCHAM - Rana Kapoor

20. CAG - Shashi Kant Sharma

21. CBDT - K.V. Chaudhary

22. CBI - Ranjeet Sinha

23. CCI - Ashok Chawla

24. National Commission for women Mamta Sharma

25. National Innovation Commission Sam Pitroda

26. National Security Advisor - Ajit Kumar Doval

27. Press Trust of India - K N Shanth Kumar

28. Attorney General of India - Mukul Rohatgi

29. Bombay Stock Exchange - Ashish Kr. Chauhan

30. National Stock Exchange Chitra Ramkrishna

31. Press Council of India - Marandey Katj


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Important Banking Terminology:

1. Bank Rate: The interest rate at which at central bank lends money to commercial banks. Oftenthese loans are very short in duration. Managing the bank rate is a preferred method by which centralbanks can regulate the levelof economic activity.Lower bank rates can help to expand the economy, when unemployment is high, by lowering the costof funds for borrowers.Conversely, higher bank rates help to reign in the economy, when inflation is higher than desired.

2. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to borrow moneythrough repurchase agreements. LAF is used to aid banks in adjusting the day to day mismatches inliquidity. LAF consists of repo and reverse repo operations.

3. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Reporate is the rate at which commercial banks borrows rupees from RBI. A reduction in the repo rate willhelp banks to get money at cheaper rate. When the repo rate increases borrowing form RBI becomes

more expensive.

4. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercialbanks. Banks are always happy to lend money to RBI since their money is in the safe hands with agood interest. An increase in reverse repo rate can cause the banks to transfer more funds to RBI dueto this attractive interest rates. One factor which encourages an organisation to enter into reverse repois that it earns some extra income on its otherwise idle cash.

5. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. IfRBI increases CRR, the available amount with the banks comes down. RBI is using this method(increase of CRR), to drain out the excessive money from the banks.

6. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in theform of cash, or gold, or govt. approved securities (Bonds) before providing credit to its customers.

SLR rate is determined and maintained by RBI in order to control the expansion of the bank credit.Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpfulto control the expansion of the Bank credits. By changing SLR rates, RBI can increase or decreasebank credit expansion. Also through SLR, RBI compels the commercial banks to invest in thegovernment securities like govt. bonds.Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the moneysupply in the system can be controlled effectively.

7. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnightfrom the Reserve Bank of India (RBI) against approved government securities.

8. Commercial Paper: Commercial Paper (CP) is an unsecured money market instrument issued inthe form of a promissory note. Corporates, primary dealers (PDs) and the All-India FinancialInstitutions (FIs) are eligible to issue CP. Maturity period: between a minimum of 7 days and a

maximum of up to one year from the date of issue. CP can be issued in denominations of Rs.5 lakh ormultiples thereof. Only a scheduled bank can act as an IPA (Issuing and Paying Agent) for issuanceof CP.

9. Treasury Bills: Treasury bills (T-bills) offer short-term investment opportunities, generally up to oneyear. They are thus useful in managing short-term liquidity. At present, the Government of India issuesthree types of treasury bills through auctions, namely, 91-day, 182-day and 364-day. There are notreasury bills issued by State Governments. Treasury bills are available for a minimum amount ofRs.25,000 and in multiples of Rs. 25,000. Treasury bills are issued at a discount and are redeemed atpar. Treasury bills are also issued under the Market Stabilization Scheme (MSS).

10. Certificates of Deposit (CD): Certificate of Deposit (CD) is a negotiable money market instrumentand issued in dematerialised form or as a Usance Promissory Note against funds deposited at a bankor other eligible financial institution for a specified time period.


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21. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank toanother but works a bit differently than RTGS. NEFT is slower than RTGS. The transfer is not directand RBI acts as the service provider to transfer the money from one account to another. You cantransfer any amount through NEFT, even a rupee.

22. RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer ofmoney or securities takes place from one bank to another on a "real time" and on "gross" basis.Settlement in "real time" means payment transaction is not subjected to any waiting period. Thetransactions are settled as soonas they are processed. Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.

23. BOND: Publicly traded ling term debt securities issued by corporations and governments, wherebythe issuer agrees to pay a fixed amount of interest over a specified period of time and to repay a fixedamount of principal maturity.

24. Call Money: Call Money is the borrowing or lending of funds for 1day.

25. Notice Money: Money borrowed or lend for period between 2 days and 14 days it is known asNotice Money

26. Term Money: Term Money refers to borrowing/lending of funds for period exceeding 14 days

27. CRAR(Capital to Risk Weighted Assets Ratio): Capital to risk weighted assets ratio is arrived atby dividing the capital of the bank with aggregated risk weighted assets for credit risk, market risk andoperational risk.

28. Non Performing Assets (NPA):An asset, including a leased asset, becomes non performingwhen it ceases to generate income for the bank.

29. INFLATION: inflation is a rise in the general level of prices of goods and services in an economyover a period of time. When the general price level rises, each unit of currency buys fewer goods and

services. Consequently, inflation reflects a reduction in the purchasing power per unit of money aloss of real value in the medium of exchange and unit of account within the economy.


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Books & Their Authors

1. One Life is Not Enough : written by Kunwar Natwar Singh

Note: The book is an autobiography of the former External AffairsMinister and senior Congress Party leader Natwar Singh.

2.A book entitled Munger through the Ages authored by late Devendra Prasad Yadav

3. The Lives of Others a novel written by: Neel Mukherjee

Note: Novel is short listed for the prestigious Man Booker Prize 2014.

4. The Substance and the Shadow: written by Uday Tara Nayar, a former journalist.

Note: The Substance and the Shadow, the biography of 91-year-old actorDilip Kumar.

5. Warrior State written by T V Paul

6. Blood Feud written by Edward Klein

7.A Bad Character: authored by Deepti Kapoor.

8. The Good, the Bad and the Ridiculous - Khuswant Singh

9. Train To Pakistan - Khuswant Singh10.An Uncertain Glory: India and its Contradictions - Jean Dreze and Amartya Sen.

11.A Brush with Life- Satish Gujral

12.A Bend in the river- V.S. Naipaul

13. God of Small things- Arundhati Rai

14. Inheritance of Loss- Kiran Desai.

15. Joseph Anton- Sulman Rushdie (Autobiography)

16. Khushwantnama-The Lessons of My Life Khushwant singh

17. Lajja- Taslima Nasrim.

18. My Unforgettable Memories-Mamata Banerjee

19. My Years with Rajiv and Sonia written by R.D.Pradhan

20. ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar.21. Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh

22. The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh authored

by Dr. Sanjaya Baru

LEADERS VISITED INIDIA

1. Chuck Hagel: US Defence Secretary visited India

2. Jim Yong Kim: World Bank President visited India.

3. Bill Clinton: Former US President visited in Lucknow

4. William Hague: UK Foreign Minister visited India

5. Laurent Fabius: French Foreign Minister to visited India.

6. G L Peiris: Foreign Minister of Sri Lanka visited India

7. Wang Yi: Chinese Foreign Ministervisited India

8. Yousuf bin Alawi bin Abdullah: Oman Foreign Minister visited India

9. King of Bahrain Hamad bin Isa Al Khalifa visited India on February .

10. German President Joachim Guack visited India


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OBITUARY

1. Richard Attenborough: Gandhi filmmaker dies at 90

2. UR Anantha Murthy: Eminent Kannada writer passes away. Anantha Murthy, a writerand critic, was considered one of the pioneers of the Navya movement in Kannada literature.

3. BKS Iyengar: World-renowned yoga guru and founder of the Iyengar School of Yoga BKS

Iyengar passed away

4. Robin Williams: Oscar Winning Actor died

5. Lauren Bacall: Hollywood icon dead at 89

6. Hashim Khan: Squash Legend of Pakistan died

7. Amitava Nandy: Veteran CPI-M leader died

8. Cartoonist Pran Kumar Sharma, creator of iconic Chacha Chowdhury, dead

9. Robert Drew: Pioneer of Cinema documentarian dies at 90

10. Sundaram Sankaran: Veteran journalist died at 87

11. Sushilarani Patel, the renowned classical singer of India died12. Madhukar Singh, an eminent Hindi litterateur died

13. J. Sasikumar: Malayalam filmmaker passes away.

14. Nadine Gordimer: South Africas Nobel-winning novelist dies

15. Zohra Sehgal: Veteran Bollywood actress Zohra Sehgal known for her jovial roles in

films like Dil Se, Kal Ho Naa Ho, Veer- Zaara, Cheeni Kum and Saawariya passed away.

She was 102.

16. Granville Austin, the eminent scholar of the Indian Constitution died in Washington DC.

17. Ramanarayanan, Tamil film director and producer, died at 65.

News Related To Defence & Technology

Missiles in use of Indian Army:_ Prithvi I - 150km_ Prithvi II - 350km_ Prithvi III - 350km - 600km_ Agni I - 700km -1250km_ Agni II - 2000km -3500km_ Agni III - 3500km -5000km_ Agni IV - 3000km -4000km_ Agni V - 5500km -5800km_ Agni VI - 8000km -3500km

_ Akash- 30 km

1. INS Kolkata : Prime Minister Narendra Modi commissioned INS Kolkata at the Naval basein Mumbai. INS Kolkata is biggest and most powerful guided missile-destroyer.

2. INS Kamorta: Indias first indigenously built Anti-submarine warship inducted into theNavy.

3. PM dedicates two hydro power projects in Leh and Kargil: (i) 44 MW Chutak hydro-electric project in Kargil district and (ii) 45 MW Nimoo Bazgo project in Leh district.Note: i. The Chutak Hydroelectric Plant is a run-of-the-river power project on the Suru Riverii. The Nimoo Bazgo power station is located on river Indus.


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4. China unveiled its next generation Intercontinental Ballistic Missile (ICBM) Dongfeng 41 (DF-41).

Note: DF-41 with its long range has similar abilities to the US rocket Minuteman, which hasa range of 13000 km or Russian RS-24M Yars.

5. The Indian Air Force received its sixth C-17 Globemasterheavy lift transport aircraftwhich also carried a World War II vintage Harvard aircraft in its belly.

6. Indo-Russia pact planned to develop a sleeker and faster mini version ofBrahMosmissile

7. Malabar Naval exercise 2014 held in the Pacific Ocean. The Exercise Malabar is a jointnaval exercise first conducted as a bilateral one between the US and Indian navies in 1992.Japan participates in the Malabar exercises for the third time since it first participated in2007.

8. Indo-Russian joint venture firm BrahMos Aerospace is developing a smaller version of the290-km supersonic cruise missile for enabling its deployment on submarines and smallerfighter aircraft such as MiG 29K.

These Questions Can Cover 20-25 Questions in IBPS PO.Thats All From My SideFor Any Query Or Help Stay Touch With Me On Facebook (d22vinod) Or Mail Me [email protected]

THANKS & REGARDSVINOD KUMAR [SWO- Corporation Bank, Jaipur]


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IBPS PO IV GA

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