Ibps Po Gk Digest - Final

8/11/2019 Ibps Po Gk Digest - Final

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Appointments

1. The Army Chief General of Pakistanappointed as mediator to defuse political crisis.

Since two weeks, political crisis in Pakistan isgoing on, the reason of political crisis inPakistan that the senior leaders of Pakistanclaimed that Nawaz Sharif (the present PrimeMinister of Pakistan) won by a landslide wasrigged.

2. Baba Kalyani re-nominated as Co-Chairmanof India-Japan Business Leader’s Forum, theForum consisting 15 members, the Forum toleverage the trade and investment between thetwo countries.

3. P. Sathasivam, the former Chief Justice of India appointed as the Governor of Kerela.Recently, the former Governor of KerelaSmt.Sheela Dixit resigned from it.

4. On 27th September 2014, the present Chief Justice of India R.M. Lodha going to retire andafter that Handyala LakshminarayanaswamyDattu (H.L. Dattu) became the Chief Justice of India. He will become 42nd Chief Justice of India.

5. V. Nagarajan appointed as the Director of Indraprastha Gas Ltd., the company is a joint

venture of GAIL (India) Ltd. and BharatPetroleum Corporation Ltd.6. Chandrakala Padia appointed as first women

Chairperson of Indian Institute of AdvancedStudy, the institute established in the year1964.

7. Ravindra Nath appointed as the CMD of National Small Industries Corporation Limited(NSIC), the corporation established in the year1955 and is working under Micro, Small andMedium Enterprises of India.

8. Subhash Chandra Garg appointed as the

Executive Director of World Bank. Now, thePresident of the World Bank is Jim Yong Kim.

9. Warrern Harris appointed as MD and CEO of Tata Technologies Ltd.

10. Narendra Ambwani appointed as Chairman of Advertising Standards Council of India, theCouncil is a self regulatory voluntaryorganization of the advertising industry.

11. Leonardo DiCaprio (Full Name LeonardoWilhelm DiCarpio) appointed as UNMessenger of Peace while UN SecretaryGeneral is Ban Ki-moon.

12. Kaushik Basu, an Indian economist and Chief Economist of World Bank, appointed as

President-elect of International EconomicAssociation. He became 2nd Indian afterAmartya Sen who join International EconomicAssociation.

13. Lalitha Kumaramangalam becameChairperson of National Commission forWomen, the commission established in theyear 1992 to represent the rights of womenand to provide voice for their issues.

14. Adil Zainulbhai became Chairman of QualityCouncil of India, the Council established inthe year 1997.

15. General Dalbir Singh Suhag takes over as thenew Army Chief. He takes the charge fromGeneral Bikram Singh. Before taking thecharge of Army Chief, General Dalbir SinghSuhag was Lieutenant General in the Army.

16. Chief Marshal Arup Raha took over as theChairman of the Chief of Staff Committee(COEC) on 30th July 2014.

17. K.V. Chowdhary appointed as new Chairmanof CBDT (Central Board of Direct Taxes)succeeded by R.K. Tewari. The appointmentof the Chairman of CBDT was confirmed byAppointments Committee of Cabinet whichCommittee headed by Prime Minister ShriNarendra Modi.

18. On 12th August 2014, the Government of Indiadecided to appoint Shri Bimal Jalan as the

Head of Expenditure ManagementCommission set up by the Finance MinisterShri Arun Jaitley. Shri Bimal Jalan is theformer Governor of Reserve Bank of India.

19. United Nations Human Rights Council(UNHRC) appointed the Commission,consisted three members to conduct theinquiry to probe war crimes and human rightsviolations conflict in Gaza. The Head of thisCommission will William Schabas. Theconflict on the Gaza strip began in the 2nd

week of June 2014 i.e. 13th June 2014.

20. Rajni Razdan became the Chairperson of Union Public Service Commission replacedwith Prof. D.P. Agrawal.

21. K.V. Thomas appointed as the Chairman of the Public Accounts Committee whichCommittee is analyze the expenditures of Government of India.

22. Dr.Murli Manohar Joshi appointed as theChairman of Estimates Committee whichCommittee is working to increase theefficiency in the administration.

23. V. Shanta Kumar appointed as the Chairmanof Committee on Public Undertakings whichCommittee is working upon the reports which





are examined by this Committee and alsoexamine the accounts of the publicundertakings.

24. S.M. Swathi the General Manager of Corporation Bank appointed as the ExecutiveDirector of Bharatiya Mahila Bank. TheChairman and Managing Director of BharatiyaMahila Bank is Smt. UshaAnanthasubramanian. Recently, BharatiyaMahila Bank awarded with Core BankingSystem Initiative Award 2014.

25. Ravi Shastri appointed as Team Director of Indian Cricket team for ODI series agaisntEngland. He is former Indian Captain of Cricket team. The Coach of Indian Cricketteam is Duncan Fletcher.

26. Prayuth Chan-Ocha became the Prime

Minister of Thailand. Recently, Yinguluck Shinawatra was resigned from the post.27. Tejendra Mohan Bhasin (T.M. Bhasin) elected

as the Chairman of Indian Banks Association(IBA) while Arundhati Bhattacharya elected asthe Honorary Secretary of Indian BanksAssociation.

28. Ahmet Davutogul appointed as the PrimeMinister of Turkey replaced with RecepTayyip Erdogan. The capital of Turkey isAnkara.

29. Keshri Nath Tripathi appointed as the

Governor of West Bengal. He became 22nd

Governor of West Bengal. He awarded withVishwa Bharati Samman, Bharat Gaurav andUttar Pradesh Samman etc.

30. Ramesh Chand Tayal appointed as SpecialDirector Genral of Central Reserve PoliceForce (CRPF).

31. R.N. Ravi appointed as Chief of JointIntelligence Committee, a committee worksunder the National Security CouncilSecretariat.

32. C.S. Verma became the first President of

Indian Steel Association, the associationlaunched by domestic steel producer of India.The aim of this association is to work towardstransforming the Indian steel industry as theglobal leader

Deaths

1. The famous professor of History Shri BipanChandra died. He wrote various books. He

awarded with Padma Bhushan Award, the 2nd

highest civilian award of India in the year2010.

2. Sattiraju Lakshminarayana, the renownedTelugu filmmaker died on 31st August 2014.Oftenly, the people called him as Bapu. Hereceived Padma Shri Award in the year 2013.Apart from this, he received many moreawards organized by national and stateorganizations.

3. The famous Kathak Dancer of South IndiaMaya Rao died. He is from Bangalore. Heawarded with Karnataka Rajyotsava awards inthe year 1986.

4. Bala Thampoe, the famous trade unionist of Sri Lanka died. He was a lawyer and a GeneralSecretary of Ceylon Mercantile Union in SriLanka for the last 65 years, the Union came

under the influence of Lanka Sama SamajaParty.5. Norman Gordon, the world’s oldest test

cricketer died on 02nd September 2014. He isfrom South Africa. He was the last man aliveto played test cricket before the World War-II.

6. India’ first Muslim Attorney General GoolamEssanji Vahanvati died. He was 13th AttorneyGeneral of India and remained SolicitorGeneral of India during the period 2004 to2009. Now, Mukul Rohatgi is the 14th

Attorney General of India.

7. A.P. Venkateshwaran, the former ForeignSecretary of India died. He was the Chairmanof Asia Centre, the centre promotes political,cultural, economic and scoial exchangesbetween all the Asian Countries.

8. Joan Rivers, the famous actress and comedianof United States of America died on 04th

September 2014. She was known for herstand-up comedy and she awarded withDaytime Emmy Award for his outstandingshow ‘The Joan Rivers Show’.

9. Dr.Noel W. Hinners, the former Chief

Scientist of NASA died due to brain tumor. Heremained the Director of National Air andSpace Museum in Washington, United Statesof America.

10. Habib Wali Mohammad, the renowned GhazalSinger of Pakistan died on 04th September2014.

11. The renowned Nazrul Sangeet Singer of Bangladesh Firoza Begum died on 09th

September 2014. She awarded with NazrulSammanana Award 2012 by government of West Bengal.

12. Richard Kiel (full name Richard DawsonKiel), the renowned Hollywood Actor died on





10th September 2014. He was also known forhis role of steel-toothed jaws in the JamesBond movies.

13. Jitendra Chandra Paul, the renownedJournalist died on 11th September 2014. Healso wrote 12 books.

14. Yoshiko Yamaguchi, the famous and old filmactress of Japan, died. She was one of thebiggest and old film stars during and afterWorld War-II. She acted in famous Hollywoodfilms like Japanese War Bride and House of Bamboo etc.

15. Kireet Joshi, the educationist died on 14th

September 2014. He was an EducationAdvisor in Government of India in the year1976.

16. On 17th September 2014, Sanker Baruah, the

former Director General of Police of AssamPolice died. He committed suicide after raidedhis residence by CBI related with Saradha ChitFund Case.

17. Upalappu Srinivas, an Indian mandolin playerdied. Generally, he was known as MandolinSrinivas.

18. Madhukar Singh died on 21st July 2014 at hisresidence in village Dharahara of BhojpurDistrict. He was a famous Hindi literaturer.

19. Pran Kumar Sharma the famous cartoonistknown as comic character Chacha Choudhary

died. He was 75 years old.20. The politician Reshamlal Jangade died on 11th

August 2014. He was the Member of Parliament of the first Lok Sabha of thecountry which started in the year 1952 afterheld the General elections. He was related toIndian National Congress Party.

21. Burra Katha, the famous Folk Artist passedaway. He is a Telegu art of oral story telling.Burra Katha is generally known as JangamKatha.

22. The famous poet of Iran Simin Behbahani died

on 19th August 2014. She had remained thePresident of Iranian Writers Association. Sheis known as Lioness of Iran.

23. Yoga guru Bellur Krishnamachar SundarajaIyengar (B.K.S. Iyengar) died on 20th August2014. He is the founder of Iyengar Yoga. Hebagged three civilian awards of India i.e.Padma Shri, Padma Bhushan and recentlyPadma Vibhushan. His book ‘Light on Yoga’

known as the ‘Bible of Modern Yoga’.

24. The famous American Journalist James Foleywas killed by the militants of ISIS.

25. Amitava Nandy, the famous former leader of Communist Party of India – Marxist (CPI-M)

died due to cancer. He was the Member of Parliament of 14th Lok Sabha.

26. Chemancherry Narayanan Nair, the famousMalyalam actor died on 25th August 2014. Heawarded with Special Jury Prize by theGovernment of Kerela.

27. Richard Attenborough, the famous Britishfilmmaker and Oscar winner, died at the age of 90. Generally he is known for his criticallyacclaimed biopic on India’s Mahatama Gandhiwhich film won 8 Oscar Awards in the year1982.

28. Douglasw McAuthur McCain is the firstcitizen of United States of Amercia who diedin Syria. He is American Jihadi.

Politics

1. The Indian Government notified enhancing thesocial security cover limit run by the(Employees Provident Fund Organisation)EPFO. With this notification, all theemployees of EPFO will be entitled toMinimum monthly pension of Rs.1000 under‘Employees pension Scheme – 1995’.

2. The Legislative Council of Jammu andKashmir passed the resolution urging union toIndo-Pak talks. The Chairman of Legislative

Council is Amrit Malhotra and the resolutionsupported by the ruling party of Jammu andKashmir, National Conference.

3. The Government of India signed theagreement with World Bank for MizoramState Roads Project. Under the guidelines of agreement, International Development Agencywill provide assistance of $107mn to completethe project.

4. The Prime Minister of India Shri NarendraModi arrived at Japan. This is his first bilateralforeign visit outside the South Asia. At this

visit, India signed the MOU to turn Varanasiinto a ‘Smart City’. ‘Kyoto’ the City of Japanwould provide its expertise to turn Varanasiinto a ‘Smart City’.

5. According to Central Statistics Office, 5.7%GDP growth rate recorded in the first quarterof financial year 2014-15 which is the bestgrowth rate for past 10 quarters.

6. The Legislative Assembly of Jammu andKashmir passed the ‘Jammu and KashmirReservation (Amendment) Bill 2014’. The Billwill provide 5% reservation to the Pahari

speaking people of the State of Jammu andKashmir in government jobs.





7. The State of Andhra Pradesh proposed theMetro Rail project for the tourist temple townTirupati. India’s first metro train was started inKolkata in the year 1984 and first mono railwas started in Mumbai recently.

8. The General Election was held in SintMarteen, the island in North-East Caribbeanand United People’s Party won the election.Sint Marteen became a constituent countrywithin the Kingdom of Netherlands in the year2010.

9. During the visit of Prime Minister NarendraModi to Japan, Japan removed six Indianspace and defence entities from foerign endusers list. This will help in defence technologycooperation. The Prime Minister of Japan isShinzo Abe.

10. Raul Khajimba won the Presidential Election,recently held in Abkhazia. In June 2014, theformer President of Abkhazia resigned afterleveling the allegations of corruption.

11. Abdullah al-Thinni re-appointed as the PrimeMinister of Libya. He is a former DefenceMinister.

12. The Himachal Pradesh High Court banned theanimal sacrifice at any place of religiousworship.Justice Rajiv Sharma and JusticeSureshwar Thakur issued the directions.

13. Tony Abbott, the Prime Minister of Australia

arrived in India on 2 days official visit. He willattened the laucnhing ceremony of the NewColombo Plan of Government of Australia inIndia.

14. Moreover Gujarat, three more state of IndiaDelhi, Andhra Pradesh and Rajasthan can get24 x 7 power supply. The information revealedfrom the Power Minister Shri Piyush Goyal.Till now, Gujarat is the one and only State of India which gets 24 x 7 power supply.

15. Taslima Nasreen, the writer of Bangladesh getone year visa that allws her to stay in India till

the year next year August 2015. He is afamous author of Banlgadesh.

16. Eight Commemorative Postage Stamps onfamous Indian Musicians released by thePresident of India Shri Pranab Mukherjee. Theeight musicians are:

• Pandit Ravi Shankar

• Pandit Bhimsen Joshi

• D.K. Pattammal

• Pandit Mallikarjun Mansur

• Gangubhai Hangal

•Pandit Kumar Gandharva

• Ustad Vilayat Khan

• Ustad Ali Akbar Khan

17. On 02nd September 2014, the Health andFamily Welfare Minister of Karnataka ShriU.T. Khader launched ‘Health Adalat’. TheState of Karnataka became first to launch theHealth Adalat.

18. During the official visit to Japan, PrimeMinister of India Shri Narendra Modiinaugrated TCS Japan Technology and CultureAcademy, the joint venture of TCS andMitsubishi Corporation to enhance thetechnological and cultural knowledge betweenthe Indian and Japansese IT Professionals.

19. Tony Abott, the Prime Minister of Australialaunched the New Colombo Plan to enbhancethe students exchange between the

Universities of two coutries i.e. India andAustralia. 14 other memorandums of understanding (MOUs) signed between theUniversities.

20. Indo-Nepal military exercise concluded jointlynamely ‘Surya Kiran VII’. This is 7th timemilitary exercise between the countries, thefirst one was started in the year 2011.

21. North Atlantic Treaty Organisation (NATO)also called North Atlantic Alliance Summit2014 held in United Kingdom. The nextNATO summit 2016 will be held in Poland.

22. During the official visit of Prime Minister of Australia, he returned two most importantstolen idols of India related near about the 11 th

century. Two stolen idols are ‘Nataraja’ and‘The Dancing Shiva’.

23. World Health Organisation released its firstglobal report on the suicide prevention beforeone week of World Suicide Prevention day i.e.on 10th September. The basic aim of this reportis that to increase the awareness of suicideamong the people.

24. South Africa refused to give visa to Dalai

Lama third time in the last 5 years. It isimportant to be noted that 14th World Summitof Nobel Peace Laureates will be held in SouthAfrica in the next month i.e. October 2014. Heis 14th and the current Dalai Lama. His fullname is Lhamo Dondrub and is the longestliving incumbent.

25. During the official visit of Prime Minister of Australia Tony Abbott, the pact on civilnuclear engery deal was signed between thetwo countries to open decks for sale of Uranium to India. The other 3 paces were alsosigned:

• MOU in cooperation in Sport





• MOU on cooperation in Technical VocationalEcuation and Training

• MOU on cooperation on Water ResourcesManagement

26. Unit-5 of Rajasthan Atomic Power Stationbecame 2nd longest running reactor in theWorld which is running since 765 dayscontinuously while Unit-7 of PickeringNuclear Plant of Canada is the longest runningreactor in all over the world which runs 894days continously.

27. International Literacy Day was observed in allover the world under the theme of Literacyand Sustainable Development. Firstly,International Literacy Day was observed in theyear 1966 and was proclaimed by UNESCO in

the year 1965.28. According to the data released by Central

Statistical Office, the State of Mahdya Pradeshis the fastest growing state of India during theperiod 2013-14.

29. India signed an agreement with Germany forSkill Development and Solid WasteManagement. The agreement signed duringthe official visit of Foreign Minister of Germany Frank Walter Steinmeier.

30. India’ first Anti-TB Drug Resistance Surveylaunched by the Health and Family Welfare

Minister Dr. Harsh Vardhan which issupported by World Health Organisation.Anti-TB Drug Resistance is a resistant to twoor more of the first line drugs used to treat thedesease.

31. The Civil Aviation Ministry of India launched‘Know Your Rights’ (KYR) portal, which willprovide the information on the rights of passengers in cases of cancellation, deniedboarding and delays. The portal launched tomark 100 days of newly formed governmentof India i.e. NDA.

32. Islamic State of Iraq and Syria established thewomen brigade namely Al-Khansaa Brigade inSyria. Al-Khansaa was a famous Arabic Poetof the 7th century. ISIS militants took overmany cities of Iraq recently.

33. The Chief Minister of Uttarakhand Shri HarishRawat selected 09th September to celebrate as‘Himalaya Diwas’ to spread the message of conservation of the Himalayan ecosystems.

34. Minsk Agreement related the ceasefire signedbetween Ukraine and pro-Russian rebels.

Under this agreement, the fight will endbetween Ukraine and pro-Russain rebeles in

eastern Ukraine which is going on since 5months.

35. According to the 6th Economic Census,Arunachal Pradesh has highest percentage of hired workers in all over India. EconomicCensus is complete count of all establishmentslocated within the geographical boundaries of the country.

36. The State of Bihar recognised the transgenderas the third gender. Recently, in April 2014,Hon’ble Supreme Court of India made the judgment to recognize the transgender as thethird gender and to treat them socially andeconomically backward and considered asOBCs. Firstly, Fergusson College, Punerecognised transgender as the third gender.

37. MOU signed between India and Bangladesh in

the field of traditional medicines andhomeopathy. The basic aim of MOU is toenhace cooperation between the two countriesin the health sector.

38. Union Territory of Puducherry established theRape Crisis Intervention Centre, one-stopcentre to deal with any rape case relating towomen or children. Recently, Government of India gave its nod to set up the Rape CrisisCentres in all the districts in all over India.Under this proposal, near about 660 RapeCrisis Centres will be establishes in all over

India.39. European Union imposed new economic

sanctions on Russia over Ukraine. Sanctionsalso put on Sergei Chemezov, the Chairman of Rostec which is defence and industrial groupincluding arms supplier Rosobornoexport.

40. According to the UNICEF’s report releasedrecently, Bangladesh has the highest rate of child marriages under the age of 5 during theperiod of years 2000 to 2012 while Indiaplaced at 2nd place. The title of the report is“Improving Children’s Lives, Transformingthe Future – 25 years of Child Rights in SouthAsia”.

41. Associated Chambers of Commerce andIndustry of India (ASSOCHAM) issued areport that floods occurred recently in Jammuand Kashmir have caused loss of near about5700 Crore Rupees to the economy of State.This is the largest flood in Jammu andKashmir in last 60 years.

42. On 14th September, Hindi Divas celebrated inall over India. The day celebrated annually topromote the Mother Tongue of India i.e.Hindi. It is hereby important to mention that





Hindi is 4th most spoken language in theWorld.

43. National AYUSH Mission get approval fromthe Government of India to find gaps in healthservices.

44. Antara Haldar, Indian-origin became first non-European Law Lecturer at CambridgeUniversity, the public research University.This is 2nd oldest University in the Englishspeaking countries.

45. The President of India Shri Pranab Mukherjeegave additional charge of Governor of Manipur to Dr.Krishna Kant Paul, theGovernor of Meghalaya. Recently, Shri VinodKumar Duggal resigned from the post.

46. Seven pacts signed between India andVietnam to strengthen the strategic partnership

in key sectors. The seven pacts are :• Agreement on Cooperation and Mutual

Assistance in Customs Matters

• MoU on 100 Million Dollar Line of Credit forDefence Procurement

• MoU in the field of Animal Health

• MoU on Cooperation in the Field of setting upof Pangasius Breeding and Farming in India

• MoU on Cooperation in Youth Affairs

• Letter of Intent between ONGC Videsh IndiaLtd. and Vietnam Oil and Gas Group (PetroVietnam)

• MoU between Jet Airways (India) andVietnam Airlines Company Ltd.

The President of Vietnam is Troung Tan Sang.

47. Miss Kira Kazantsev of New York won MissAmerica Pageant crown while Miss NevadaNia Sanchez won Miss USA 2014 recently.

48. G-20 Labour and Employment MinisterialMeet held at Australia. The basic aim of themeet is to increase the jobs across the G-20 toimprove the productivity. G-20 is Group of 20

coutnries which established in the year 1999 todiscuss the key issues in the global economyand India is one of G-20 Countries.

49. International Day for the preservation of theOzone Layer organized in all over the worldon 16th September under the theme ‘OzoneLayer Protection : The Mission Goes On”. Theday proclaimed by the UN General Assemblyin the year 1994 as International Day forpreservation of Ozone Layer.

50. Tej Pratap Singh Yadav became the youngestMember of Parliament after winning the Lok

Sabha by-election. He is just 26 years old andwon from Mainpuri seat in Uttar Pradesh. He

also became 6th member of Mulayam SinghYadav’s family who became MP or MLA.

51. Xi Jinping, President of China arrived atAhmedabad, India for 3 days official visit.Three MoUs signed between the countries are:

• MoU to establish Sister Province relations

• MoU on cooperation between the localauthorities of two cities i.e. Guangzhou andAhmedabad.

• MoU between Industrial Extension Bureau(iNDEXTb) and China Development Bank

52. $105mn granted by the World Bank Group forEbola Emergency Response Project to fightEbola.

53. Anti-terror Bill approved by the Parliament of

France to prevent Jihadists from travelling toIraq, Syria or elsewhere by confiscating theirpassports.

54. According to report released by UN, India hasthe highest number of neonatal deaths in allover the World during the year 2012.

55. Rajasthan became first State to ratify NationalJudicial Appointments Commission Bill 2014,the bill seeks to end the collegium system of appointments and transfer of judges to higher judiciary.

56. The President of India, Shri Pranab Mukherjee

visited the historic ‘Cu Chi’ Tunnel inVietnam during his three days official visit.‘Cu Chi’ tunnel is one of the most bombed,shelled and devastated areas of world militaryhistory.

57. US House of Representatives approved Barack Obama’s plan to train the Syrian oppositiontaking on Islamic State of Iraq and Syria(ISIS). US House of Representatives is one of the two houses of the bicameral legislature, theother one is Senate.

58. Electronic Toll Collection programme decidedto roll out by Union Ministry of RoadTransport and Highways under the brand nameFASTag.

59. Goa became permanent venue for theInternational Film Festival of India aftersigned MoU between Information andBroadcasting Ministry and Government of Goa.

60. Total 16 Agreements signed between Indiaand China during the official visit of Presidentof China Xi Jinping.

61. Vintage Dakota Aircraft gifted by Indian AirForce to Bangladesh Air Force. Dakota was





the first transport aircraft which to be landed atthe 11500 feet height in Leh by the pilot WingCommander Shri Mehar Singh.

62. France joined United States of America toconduct the military strikes agasinst IslamicState of Iraq and Syria. France became firstcountry to join USA agaisnt ISIS.

63. The Country Sierra Leone laucnched thecontroversial three days shutdown to containthe deadly spread of fatal Ebola Virus.

64. United Nations released populations projectionbased upon the data until 2012. The projectionrevealed that the total population of the Worldwill reach 11 Billion by the year 2100.

65. 30th September declared as US-IndiaPartnership Day by the US Senate, the UpperHouse of United States Congress.

66. India and China agreed to establish the JointWorking Group to promote facilitation in thefilm sector. The group will meet inInternational Film Festival India 2014 whichwill be held in November 2014 in Goa.

67. Tarun Gogoi, the Chief Minister of Assamlaunched the scheme of Angel Fund, the fundlaunched to help the first generationentrepreneurs and youths to set up micro andsmall enterprises in the State of Assam. Underthe scheme, the first generation entrepreneurscan get the maximum loan of Rs.5 Lac at 5%

p.a.68. Siddaramaiah, the Chief Minister of

Karnartaka laucnched the Unicode basedmobile application in Kannada language (theregional language of State of Karnataka) forandroid phones.

69. On 21st September 2014, Ashraf GhaniAhmadzai choosen as the next President of Afghanistan after conducting Presidentialelections.

70. John Key (full name John Phillip Key), PrimeMinister of New Zealand won the third time

on 20th September 2014. He led to the NewZealand National Party.

71. Third India-Bangladesh Joint ConsultativeCommission meet held in New Delhi. TheCommission constituted under the Framework Agreement on Cooperation for development.

72. Voreqe Bainimarama became the PrimeMinister of Fiji after won elections held on17th September 2014.

73. United Nations launched United NationsMission for Ebola Emergency Response(UNMEER) to fight with Ebola Virus.

74. Achin and Sartha, Narula Brothers of Delhibecame the first ever contestants to win Rs.7

Crore in television show ‘Kaun BanegaCrorepati’ after answering 14 questions.

75. The peace deal signed between Yeman andShiite Houthi Rebels to end the violence in thecountry. The President of Yemen is AbdRabbuh Mansur Hadi.

76. The State Government of Uttar Pradeshdecided to set up Nirbhaya Centers in all thedistrict of State. The basic aim of this step is toprovide the help to the victims of crimeagainst women.

77. Ancient Nalanda University inaugrated byExternal Affairs Minister Sushma Swaraj.Nalanda University was established during thereign of Gupta King Sakraditya in 427 AD.

78. The operation namely ‘Operation Megh Rahat’undertaken by the Northern Command of

Indian Army to give assistance and relief tothe people of Jammu and Kashmir.79. Li Ka-Shing became Asia’s Richest Person

while Alibaba’s Jack Ma became 2nd richestperson in Asia.

80. On 26th August 2014, former Chief Minister of Delhi Smt.Sheela Dixit resigned from theGovernor of the State of Kerela. She became8th Governor to who resigned from the nearpast.

81. The parliament of Iraq elected Fuad Masum asthe President of Iraq in Baghdad. He became

the 7th

President of Iraq. He is a KurdishPolitician. Moreover, Mr.Jubouri elected asthe new speaker to form the new governmentin Iraq and to ending the political deadlock.

82. Union Government of India has launched theRashtriya Gokul Mission to protect the“indigenous breed” of cows. Under thisscheme, some Integrated Indigenous CattleCentres will be set up which will be useful forimproving milk productivity in India. The aimof the government is to improving milk productivity in India. Agriculture Minister

Radha Mohan Singh announced this scheme.The Union Government passed Rs.150 Croreto reach its peak of the mission.

83. The Government of Maharashtra appointedAmitabh Bachchan, the Indian Megastar asHorticulture Ambassador of Maharashtra toincrease the revenue of State.

84. Gujarat tops the charts in e-transactions acrossthe nation with 26% share. It is revealed fromthe report of Union Government by analyzingthrough E-Transactions Aggregation andAnalysis Layer (E-TAAL) and announced bythe present Secretary of Electronics andInformation Technology Department Shri R.S.





Sharma. From this layer, we came to knowthat what the flexibility of e-transactions is.

85. Prime Minister Shri Narendra Modi concludedthe visit to Nepal on 4th August, 2014. This isthe first bilateral meeting between India andNepal in past 17 years. During this visit, PrimeMinister Shri Narendra Modi announced togive help to Nepal for development.

86. On 4th August, 2014 completed the 100 yearsof First World War which was started on 4 th

August, 1914 and was ended on 11th

November 1918. First World War also calledas ‘THE GREAT WAR’.

87. The Ministry of Human ResourceDevelopment set up a four member committeeto review and analyse the status of UniversityGrants Commission. UGC Chairman Shri Hari

Gautam will be the Head of this committee.88. In the 6th Brics Summit, 3 bilateral agreementsare signed between India and Brazil. Threebilateral agreements are MOU on Cooperationin the field of environment, Agreement onSpace, MOU on Cooperation in consultationmechanism. 7th Brics Summit will be held inRussia.

89. India became the first country to ratify theMarrakesh Treaty. This treaty will work forblind people, visually impaired peopoe andother disable persons and will give equal rights

and opportunities of education andemployment for blind people.

90. India and World Bank signed MOUs forURWSSP (Uttarakhand Rural Water Suplyand Sanitation Project), UDWDP(Uttarakahand Decentralized WatershedDevelopment Project), MRWSSP(Maharashtra Rural Water Supply andSanitation Programme). There is need to wellknown to you that water supply, santitationand decentralization are the keys to developany nation.

91. India ranked 8th in Global Rich List with14800 multimillionaires. United States of America tops the list followed by China andGermany.

92. The Governor of Uttar Pradesh Shri Ram Naik and Governor of Gujarat Shri Om PrakashKohli have given additional charge of Rajasthan and Goa respectively.

93. On 15th August 2014, 29th State of India i.e.Telangana is going to celebrate its firstNational Independence Day at Golconda Fort.K. Chandrasekhar Rao is the first Chief Minister of Telangana.

94. Tamilnadu has the maximum 59 Universitiesin India while the whole country has 678Universitties.

95. Approximately, 200 Indians evacuated fromLibya from the largest island of North Africanamely Djerba Island. This island is locatedoff the coast of Tunisia in the Gulf of Gabes.

96. The work of the railway brdige at Noney inManipur, India began, after competition of thewhole work, this railway bridge become theworld’s tallest railway bridge.

97. Liberia declared the State of Emergency on 6th

August 2014. The President of Liberia EllenJohnson Sirleaf declared the State of Emergency over the outbreak of Ebola Virus.Ebola Virus is normally called Ebolahemorrhagic fever which will harmfully

affected the human body. To take the initialsteps, Health Minister Dr. Harshvardhanordered to all the airports to form the check posts for checking the Ebola Virus.

98. The Government of India raised the limit of Foreign Direct Investment in the DefenceSector from 26% to 49%. Foreign DirectInvestment is a direct investment in theproduction of the country by the company of another country or individual.

99. Securities Laws (Amendment) Bill 2014passed in Lok Sabha to empower Securities

Exchange Board of India (SEBI) and alsostrenthen it. This bill will give express powersfor any settlement and also empowers SEBI toestablish the special courts to strenthen it.

100. The Government of India has raised to100% Foreign Direct Investment in theRailway Department. This is happeing firsttime in India. The FDI raised to 100% by theUnion Government with the hope to expansionthe railway and to make India a strongeconomy.

101. The United States of America has

taken the action agaisnt the ISIS terrorists. Thebombs have dropped by the USA namely F/A-18 from the aricraft of USA. It is veryimportant to mention here that few days back,the Government of Iraq demanded militaryhelp from USA. There is need to know youthat USA has the strongest military power inall over the world.

102. The World Health Organization(WHO) has declared Ebola Virus as GlobalHealth Emergency. WHO has taken thisdecision after seeing that this is fatal to thehuman lives and about 1500 people were diedaffected by this Virus.





103. The Nepalese boy namely JeetBahadur Maru Sagar was reunited with hisfamily by the Prime Minister of India ShriNarendra Modi. Prime Minister of Indiacompleted this responsibility during the twoday visit to Nepal recently.

104. “ZERO HUNGER CHALLENGE”was set up by Food and AgricultureOrganization of the United Nations under theefforts to ensure that every one have the rightto adequate food.

105. Qaraqosh and surrounding areas is thelargest Chiristian town in Iraq. ISIS (IslamicState in Iraq and Syria) has taken the controlover this town recently.

106. Recep Tayyip Erdogan became thefirst elected President of Turkey. Recep

Tayyip Erdogan is the head of Justice andDevelopment Party.107. On 10th August 2014, Delhi Police

launched the helpline number to curb thecorruption. This will be best step to curb thecorruption.

108. The State of Telangana notified for theState Public Service Commission according tothe Article 315 of the Constitution and Section83(2) of Andhra Pradesh Re-Organization Act,2014.

109. The President of USA Barack Obama

signed and passed the “Near East and SouthCentral Asia Religious Freedom Act” topromote the religious freedom of minorities inthe Near East and South Central Asia.

110. The ASEAN countries included Indiaare likely to sign free trade agreement atMyanmar.

111. The Federal Act on InternationalAdministrative Assistance in Tax Mattersamended by the Government of Switzerland toexchange the information with other countriesregarding the black money. This amendment

was the demand of time because more andmore black money was depositing in SwissBanks.

112. On 12th August 2014, World ElephantDay organized. This day organized every yearto create the awareness about the plightness of Asian and African elephants.

113. ‘Securities and Exchange Board of India’ generally known as SEBI issued KnowYour Client (KYC) Registrartion AgencyRegulations, 2014. SEBI conferred it bySection 30 of SEBI Act, 1992.

114. On 12th August 2014, the WorldHealth Organization approved the use of

experimental drug Zmapp to fight againstEbola Virus.

115. The State Assembly of Tamil Nadu passed the “Tamil Nadu Entry into PublicPlaces Bill, 2014 to remove restrictions onentry of dhoti-clad men in hotels etc. With thepassing of this bill, every man wearing a dhotican enter into any hotel, club, theatres,restaurants etc.

116. The hydroelectric project namelyNimoo Bazgo Hydroelectric Project initiatedon the Indus River by the Prime Minister of India Shri Narendra Modi.

117. Pope Francis became the first SouthKorean Visiter in a quarter century. ThePresident of South Korea is Park Geun-hye.

118. Vijaywada will become the ad-hoc

State Capital of Andhra Pradesh. The Chief Minister of Andhra Pradesh is N.ChandrababuNaidu.

119. The Finance Minister Shri ArunJaitley relaunched the insurance scheme forsenior citizens aged 60 years and above. LICwill administered this scheme.

120. Prime Minister of India Shri NarendraModi launched Pradhan Mantri Jan DhanYojana on the eve of 68th Independence Day.This Yojana will help the poor people of Indiain the near future.

121. China inaugrated the railway line inTibet which is very close to Border of theState of Sikkim.

122. The Government of India approvedfour highway projects in the State of Jammyand Kashmir. The four projects are Srinagar-Banihal, Qazigund-Banihal, Chenani-Nashri,Jammu-Udhampur.

123. Indo-Nepal Combined Army TrainingExercise will be conducted in the State of Uttarakhand. The name of this training sessionis Surya Kiran-VII. About 300 personnels

will attend this training session.124. Jharkhand Disom Party (JDP) merged

with Bharatiya Janta Party which wasestablished in the year 2002 after creating thenew State of Jharkhand. Salkhan Murmu wasthe founder of Jharkhand Disom Party (JDP).

125. Massive aid operation for resident of Iraq fleeing violence launched by UnitedNations High Commissioner for Refugees(UNHRC). The scheme will be helpful todisplaced Iraqis who are the victims after theviolence in Iraq. The basic aim of this schemeis to improve the life of victim people.





126. World Humanitarian Day observed on19th August every year. This day is observed toknow the humanitarian personnel and whohave lost their lives. The World Needs MoreHumanitarian Heroes was the theme for theyear 2014.

127. India signed Memorandum of Understanding MOU with Czech Republic ontechnical cooperation in railway.

128. Samagra Kutumbh Survey orIntensive Household Survey conducted byGovernment of newly formed State Telangana.

129. Irom Sharmila released by ManipurCourt who is known as Iron Lady of Manipurfor non-violent protest. She protested agaisntthe abuses allegedly committed by the securityforces of Armed Forces Special Powers Act

(AFSPA).130. The Hon’ble Supreme Court of Indiafined 14 States with 1 Union Territory of Chandigarh with Rs.25,000 each for notrespond to the Report of Law Commission.These 14 States are Bihar, Gujarat, Jammu &Kashmir, Karnataka, Punjab, Maharashtra,Uttarakhand, Andhra Pradesh, Delhi,Himachal Pradesh, Jharkhand, Kerela,Haryana, Sikkim ane Union Territory of Chandigarh.

131. The Government of India draft new

guidelines to Forward Markets Commission(FMC) to empower and strengthen thecommodity market. Forward MarketsCommission (FMC) is a regulatory authorityand is a statutory body which setup in the year1953. Its Headquarter is in Mumbai and theChairman is Abhishek.

132. World’s first Hindu eco-templenamely Shree Swaminarayan Mandir openedin world’s famous city London, UnitedKingdom.

133. On 20th August 2014, the Hon’bleHome Minister of India Shri Rajnath Singhlaunched Mainstreaming Civil Defence inDisaster Risk Reduction scheme. The basicaim of this scheme is to strenthen the capacityof all the states towards disasters.

134. The new project approved by theGovernment of India to ensure thatgovernment services are available to citizenselectronically. The name of this project isDigital India Project.

135. On 19th August 2014, Afghanistancelebrated its 95th Independence day.Afghanistan get indepdendence from theBritish Empire after fought three Anglo-

Afghan wars and ultimately signed the Anglo-Afghan treay to get the independence. Thecapital of Afghanistan is Kabul.

136. Delhi Development Autohrity (DDA)approved the modifciation proposal in theMaster Plan of India’s capital Delhi – 2021which plan incorporates the innovations forthe development of the Natinal Capital.

137. The Government of South Africa hastaken the important decision about the illegalpoaching of rhinos. The Ministry of Environment of South Africa decided toevacuate 500 rhinos from Kruger NationalPark to curb the illegal poaching of rhinoswhich is one of the largest parks of SouthAfrica.

138. Two Districts of the State of Rajasthan

namely Ajmer and Alwar declared SmokeFree districts. Two other districts of the Stateof Rajasthan namely Jhunjhunu and Jodhpuralready declared Smoke Free districts. Now,Rajasthan has 4 Smoke Free Districts.

139. India’s first science and technologyinstitute i.e. Indian Institute of EngineeringScience and Technology (IIEST) establishedin West Bengal.

140. The Union Government of Indialaunched India’s first ethanol-run bus in theNagpur City of Maharashtra under the Green

Bus Project. The run bus recuce the import of petroleum products like petrol, diesel and gasetc. The country of Sweden has manufacturedthis bus and this bus using Ethanol instead of fuel.

141. Border Secrity Force and Board GuardBangladesh signed an agreement onvulnerability mapping to implement acoordinated border management plan to curbdrug and human trafficking. The chief of BSFis D.K. Pathak and the Director General of BGB is Aziz Ahmed.

142. The Governor of Maharashtra Shri K.Sankaranarayanan resigned from the officeand he appointed the new Governor of Mizoram. Recently, the Governor of GujaratShri Om Prakash Kohli has been given toadditional charge of Maharashtra.

143. Approximately, 218 coal block allocations declared illegal by the SupremeCourt of India which were allocated byScreening Committee during the period 1993to 2010.

144. Out of 18 Assembly constituencies 10seats won by Congress and its allies andremaining 8 seats won by BJP and its allies.





The 18 Assembly contituencies elections heldin Bihar, Punjab, Madhya Pradesh andKaranataka.

145. The President of France FrancoisHollande dissolved the government on theissue of country’s stagnant economy. ThePrime Minister of France Manuel Vallsresigned from the post.

146. The Prime Minister of India ShriNarendra Modi launched energy highway foreastern India to connect with the national gasgrid. Gas Authority of India Limited willimplement this pipeline project.

147. To gave the special treatment of ebolavirus, Japan will offer favipiravir which is ananti-viral drug, the drug known as Avignan.The major countries affected with ebola virus

are Guinea, Sierra Leone and Liberia.148. Four Governors namely Kalyan Singhappointed for the State of Rajasthan whileVajubhai Rudabhai Vala for Karnataka,Mridula Sinha for the State of Goa and C.Vidyasagar Rao for the State of Maharashtra.

149. A domain called ‘Dot Bharat’launched by the Government of India toconnect people with social media. This domainwill give the information to the people in theirregional languages but initially, eightlanguages are included in the domain are

Hindi, Bodo, Dogri, Konkani, Maithili,Marathi, Nepali and Sindhi.

150. The Finance Ministry of India orderedforensic audit of UCO Bank after foundirregularities in non-performing accounts.UCO Bank is 4th bank that is named forforensic audit. The other three banks are DenaBank, Oriental Bank of Commerce andSyndicate Bank.

151. Israel and Hamas agreed to Egyptianceasefire proposal for unlimited time. Fewdays back, the proposal was refused by

Hamas.152. Indian Air Force and Russian

Federation Air Force started Indo-Russian AirForce Exercise called Avia Indra – 2014 whichis first Indo-Russian aerial exercise betweenthe two countries.

153. The Jewish Centre, Chabad Houseoftenly called as Nariman House reopenedafter 6 years. The Centre was remained closedafter the 26/11 terror attack in the yearNovember 2008.

154. Recep Tayyip Erdogan became 12th

President of Turkey. He relates to Justice and

Development Party while Ahmet Davutogulbecame the Prime Minister of Turkey.

155. 7 countries Canada, Denmark, France,United Kingdom, Albania, Croatia and Italy joined United States of America in arming theKurdish forces against ISIS.

156. Department of Industrial Policy andPromotion notified Press Note 8, the noteallows 100% FDI in the Indian Railwaysinfrastructure.

157. To identify the obsolete laws,Ramanujam Committee established by thePrime Minister Shri Narendra Modi. TheChairman of the Committee will be R.Ramanujam.

158. The Tourism Minister of India ShripadNaik set the criteria to build tourism industry

in all over the India, the criteria set by himcalled as Sustainable Tourism Criteria forIndia.

159. The Hon’ble Supreme Court of Indiaasked DLF Ltd., a real estate developercompany to pay the fine amount of Rs.630Crore, imposed by Competition Commissionof India.

160. The state of Maharashtra will form theTransgender Welfare Board. Maharashtra willbecome 2nd state of India to form theTransgender Welfare Board. The first one was

Tamil Nadu.161. Sivaramakrishnan Committee

submitted its report to the Union HomeMinistry on the capital of Andhra Pradesh.The committee was recently constituted tosugest the place to build the capital city of Andhra Pradesh. The Chairman of thiscommittee is K. Sivaramakrishnan.

162. The Governor of Manipur Shri VinodKumar Duggal resigned. Formerly, he was themember-Secretary of Srikrishna Committee,the committee was constituted on the issue of

new formed state of Telangana.163. The Cabinet of Delhi made mandatory

instructions to wear the helmets for women ontwo wheelers.

164. Till now, NDA Government of Indialaid down the many foundation stones toprovide hastle free services to Indians. In thenear future, the Indian Government can startMyGov.in programme. Under this programmethe educational certificates, residentialdocuments and other necessary documents will

be stored in the individual ‘digital lockers’.After the inaugration of this programme, all





the Indians can free from harassment sufferedby them in the government offices.

Union Budget 2014

Arun Jaitley, The Finance Minister of Narendra Modi's cabinet presented, UnionBudget. I must say that this budget is "GrowthOriented". Government planned to invest lotsof funds on setting up of new educationalinstitutes and one of the most important stepthat government took - Increase in limit of 80C. This would lead to higher investment rateand automatically this would help in jobcreation.

HighlightsTaxes and Interests

• Income tax exemption limit raisedfrom Rs.2 Lakh to Rs.2.5 Lakh

• Deduction limit under Section 80-Craised to Rs.1.5 Lakh

• Annual PPF ceiling hiked to Rs.1.5Lakh

• No tax for income upto Rs.3 Lakh forsenior citizens

•

Housing loan interest deduction limitraised from Rs.1.5 Lakh to Rs.2 LakhAim: Save taxpayers from burden

Women’s Safety

• Rs.50 Crore for safety for Womenon public road transport

• Rs.150 Crore security net in largecities

• Crisis Management centres tocome up in Delhi

• Rs.100 Crore for ‘Beti Padhao,

Bet Bachao Yojana’Aim: 2013 saw a crime spike by 26.7% compared tothe previous year. Nirbhaya like incidents drewworldwide condemnation

Power & Energy

• Rs.500 Crore for solar power projects

• 24 × 7 power supply to all homes

• Rs.100 Crore for “Ultra Modern Super Critical Coal Based Thermal PowerTechnology”

•

Rs.200 Crore for power reforms inDelhi

Why: For meeting ever growing demand.Villages and rural areas to benefit most.

Education

• 5 new IITs and an equal number of IIMs, 4 new AIIMS

• Rs.28,635 Crore for Sarva ShikshaAbhiyan

• Rs.4,966 Crore for the RashtriyaMadhyamik Shiksha Abhiyan

Aim: To check high school dropouts and booshigher education

Defence

• Gets Rs.2.29 Lakh Crore, One-Rank – One- Pay adopted

• FDI limit raised from 26% to 49%

• Rs.1000 Crore for border area railnetwork

• Additional Rs.5000 Crore for themodernization of armed forces

Pushing to the front: India’s strategicinterests demand state-of-the-art weapons andcapability to deploy troops swiftly

Agriculture

• Rs.100 Crore for Agri-infrastructurefund

• Rs.50 Crore for indigenous cattlebreeding

• Rs.8 Lakh Crore for agriculture credit

• Government to formulate new ureapolicy

• Rs.500 Crore for price stabilizationfund

• Rs.100 Crore for Kisan Television

• Farmers to get loans at 7%

• Two IARI like institutions of excellence in Assam and Jharkhand

Aim: To encourage R & D and rationalizefertilizer prices to boost rural economy

Tourism

• E-visas at nine airports, Rs.500 Crorefor 5 new tourist circuits

• National Heritage city Developmentand Augmentation Yojana

• Rs.100 Crore for the preservation of

archaeological sites





Target: More revenue and foreign currency.Government looks forward to an averageannual growth of 8% per year

Infrastructure

• Rs.37,850 Crore allocated for roadbuilding plan via NHAI, includingRs.3000 Crore for the North East

• Rs.11,635 Crore to develop existingports & harbours

• Schemes for development of airportsin tier-I and II cities via AAI and PPP

• Rs.7,060 Crore allocated for 100 smartcities

• Rs.100 Crore for metro projects inLucknow and Ahmedabad

The way ahead: To clear highways sector from the

maze of clearances.

Markets & Banking

• PSU Banks to raise Rs.2.40 LakhCrore capital by 2018

• Introduction of uniform KYC norms

• One single operating DMAT Account

• Two bank accounts in each householdto be opened

What it means: Banking facilities for all households

Customs & Excise

• Colour picture tubes exempted frombasic customs duty

• Basic customs duty on LCD, LEDpanels below 19 inches reduced

• More proposals to cut excise on foodprocessing and footwear

• Cigarattes, tobacco products, aeratedwater containing sugar to becomeexpensive

Aim: To curb use of tobacco products assmoking results in 1 million deaths every year

and 20% of the total deaths in the country.

Sports

• Rs.200 Crore for upgrading indoorand outdoor facilities in Jammu andKashmir

• Rs.100 Crore allocated for SportsUniversity in Manipur

• Rs.100 Crore for training sportsmenand women for upcomingCommonwealth and Asian Games.

Aim: As sports have not been mainstreamed todate, was a need to set up national level

academies for major games in different partsof the country.

Information Technology

• Tax benefits for IT industry restored

•

FDI to be allowed in e-commercesector to provide much needed boostto the online retail industry

• Rs.100 Crore set aside fordevelopment of TechnologyDevelopment Fund

• Biotech clusters to be set up inBangalore and Faridabad

• All government departments,ministries to be integrated through e-platform by 31 Dec., 2014

Aim: to promote the use of new technology

and integration of technology across sectors.

Rural Development

• Rs.500 Crore for Deen DayalUpadhaya Gram Jyoti Yojana

• Rs.14,389 Crore for Pradhan MantriGram Sadak Yojana

• Initial sum of Rs.100 Crore for VillageEntrepreneurship Programme

• New programme Neeranchal to giveimpetus to watershed developmentwith an initial outlay of Rs.2,142Crore

• Swatch Bharat Abhiyaan targetingtotal sanitation by 2019

• Low interest loan scheme for womenself help groups

Tax exemption limit increased from 2 lacs to 2.5lacsMuch awaited and expected decision from FM.Although it was expected that tax exemption limit willbe increased to 3 lacs but it is increased to 2.5 lacs

only. Government tried to relief to inflation strickenpublic.Individual resident below 60 years of age (i.e. born onor after 1st April 1953) or any NRI, HUF, AOP, BOIor AJP*

New Schemes introduced in

Budget 2014

Scheme Fund AllocationTextile Cluster 200 Crore





Kisan Television 100 Crore

Four new AIIMS 500 CroreModernization of Madrassas 100 Crore

Community Radio Centres 100 CroreAgricultural University 200 Crore

Beti Padhao Beti BadhaoYojana 100 Crore

‘Statue of Unity’ of Sardar Vallabh Patel

200 Crore

National rural internet andtechnology mission

500 Crore

New and renewable energy 500 Crore

Soil health card policy 100 CroreSoil testing lab 100 Crore

Metro rails developmentproject

100 Crore

Important Organizations

and their Abbreviations

• IOD- Indian Ocean Dipole• ICANN- Internet Corporation for Assigned

Names and Numbers• CCI- Competition Commission of India• DGCA- The Directorate General of Civil

Aviation• UNESCO- United Nations Educational,

Scientific and Cultural Organization• IAEA- International Atomic Energy Agency

(IAEA)• NFSA- National Food Security Act• UNEP- United Nations Environment

Programme• NDMA- National Disaster Management

Authority• MPA- Marine Protected Area• OHCHR- Office of High Commissioner for

Human Rights•

DRSC- District-level Road SafetyCommittees• AICTE :- All India Council of Technical

Education• AIIMS :- All India Institute of Medical

Sciences• ASSOCHAM :- Associated Chamber of

Commerce and Industry• BIS :- Bureau of Indian Standards• CSIR :- Council of Scientific and Industrial

Research• CVC :- Central Vigilance Commission•

DGCA :- Director General of Civil Aviation

• ECIL :- Electronic Corporation of IndiaLimited

• FCI :- Food Corporation of India• FICCI :- Federation of Indian Chamber of

Commerce and Industry• FIEO :- Federation of Indian Export

Organization• IDFC Infrastructure Development Finance Co.

Ltd.• GATT :- General Agreement on Tariff and

Trade• AICI Agricultural Insurance Corporation of

India• CCIC Central Cottage Industries Corporation• CCI Consumer Confidence Index• EFTA European Free Trade Association• ISRO – Indian Space Research Organisation•

ICICI – Industrial Credit and InvestmentCorporation of India• HDFC – Housing Development Finance

Corporation• NASA :-National aeronautics and space

administration.• ESA :-Employment and support Allowance

Business and Economy

1. United Bank of India declared ‘wilfuldefaulters’ to its promoter Vijay Mallya.

2. Ecuador will issue the Digital Currency.Ecuador will be the first nation to issue theDigital Currency. The currency will be issuedby Central Bank of Ecuador.

3. Reserve Bank of India issued guidelines on theimplementation of Basel-III CapitalRegulations. The guidelines will be affectedwith the immediate effect i.e. from 01st

September 2014.

4. According to Brookings Institution,Hyderabad tops for sending students for highereducation to the United States of Americaduring the period 2008-2012.

5. The licences of five non-banking financialcompanies cancelled by Reserve Bank of India. All the five companies are based inKolkata, West Bengal.

6. The Overall decline of 3.3% in livestock population as compared to 2007, recorded in19th Livestock Census.

7. According the World Economic Forum, India

stands at 71st

position in the GlobalCompetitiveness Report 2014-15.





8. Maruti Suzuki, an automobile companyintroduced Ciaz which is its new mid-sizedsedan.

9. Lakshadweep tops in fish consumption whilethe famous tourist spot of India i.e. Goa is 2nd

to consumption the fish.10. Bharat Sanchar Nigam Limited (BSNL) and

Mahanagar Telephone Nigam Ltd. (MTNL)will be merged by the next year in July 2015.

11. As per the data released by the Reserve Bank of India, Current Account Deficit of Indianorrowed down to 1.7% to Gross DomesticProduct in the Quarter 1 of fiscal year 2014-15.

12. Bharti Airtel launched Wynk Musicapplication for Android and iOS. Bharti Airtelis the largest mobile operator in India.

13. Samsung, the famous electronics companyunveiled the first Android-powered printers foroffice use in IFA 2014 Expo in Germany.

14. Japan ranked on the top position in the list of countries most affected by online bankingmalware during April-June 2014 while Indiaranked at 3rd position.

15. India’s largest mobile network companyBharti Airtel announced to sign the agreementwith Eaton Towers to divest 3500 towers in 6African Countries. From which Uganda,Kenya and Nigeria are the major countries, in

which Nigeria is the biggest African market of Bharti Airtel. Recently, Bharti Airtel signed anagreement with Helios Towers Africa in July2014.

16. MOU signed between the National WAQFDevelopment Corporation and NationalBuilding Construction Corporation to developthe property of WAQF. It is important to knowyou that India has the largesty number of WAQF properties in all over the world.

17. India’s largest Public Sector Bank i.e. StateBank of India launched the first Multi-

currency International Debit Card with the tie-up of MasterCard. With the help of this card,all the SBI Customers use a single card to payin multiple currencies. This card has thecapacity of 12 currencies but initially it willhave 4 currencies i.e.

• US Dollar

• Singapore Dollar

• Great Britain Pound

• Euro

18. On 10

th

September 2014, Cardless CashWithdrawl Service launched by one of the

largest private sector banks i.e. ICICI Bank Ltd. With the help of this service, everycustomer of ICICI Bank Ltd. can transfermoney from his account to anyone with thehelp of his mobile number.

19. Apple Inc. unveiled its iWatch in UnitedStates of America. The iWatch supports Siri,you can recive and send the messages fromyour wrist itself.

20. BlackBerry acquired the UK based mobiletechnology start up Movirtu, the softwarewhich allows customers to have multiplephone numbers on the same device.

21. On 13th September 2014, State Bank of India,one of the largest public sector banks of Indiacelebrated 150 years of its operations in SriLanka. The bank is in working since the year

1864 in Sri Lanka. Initially, Bank of Hindustan established the branch in Colombo,Sri Lanka after that the bank taken over byBank of Madras then merged with ImperialBank of India and with the passage of time inthe year 1955, the bank became State Bank of India and generally known as SBI. Presently,P. Pradeep Kumar is the CEO of State Bank of India.

22. Reserve Bank of India decided to fix the upperage limit of 70 years for MD and CEO inprivate sector banks under the provisions of

Companies Act, 2013 u/S 196(3). Now, thepersons between the ages 21 to 70 can serve asMD and CEO in private sector banks.

23. ‘Android One’, the operating systemprogramme launched by Google. Googlepartners will local phone makers to sellaffordable yet feature packed Android Phonesunder this programme. Presently, the CEO of Google is Larry Page.

24. Reserve Bank of India closed six UrbanCooperative Banks under the Prevention of Money Laundering Act, 2002. The banks

suspected of being used to route illegal money.25. Accroding to the data released by the

Government of India, 3.74% inflation recordedbased on Wholesale Price Index during the last5 years.

26. IIM Bangalore launched the portal‘www.ibought property.com’ to promotetransparency in the real estate.]

27. Padmini Prakash became the first transgendertelevision news anchor in India. She becamethe news anchor of Coimbatore based LotusNews Channel. Padmini Prakash won severaltransgender beauty contests.





28. IndiGo, an Indian Airline Company, signed anagreement with Industrial and CommercialBank of India Ltd. (ICBC) to purchase 30A320 Aircrafts. IndigGo is low cost carrierand the largest airline in India and has itsHeadquarter at Gurgaon.

29. According to 6th Delhi Economic Census 2013released by Directorate of Economics andStatistics of Delhi, the average employmentsize per enterprise in Delhi is 3.34 while thenational average is 2.18.

30. BNP Paribas launched Equity Index LinkedGreen Bond with the World Bank which willhelp raise funds for the products who seekingto mitigate climate change. BNP Paribas isFrench bank and its headquarter is in Paris andglobal headquarter is in London.

31. Employees Provident Fund Organisation(EPFO) retained the rate of interest as 8.75%p.a. on the deposits of provident fund.

32. RBI has cancelled Certificate of Registrationof six non-banking finanancial institutions(NBFCs). The reason being that they cannotbe able to conduct business of non-bankingfinanancial activities. It is hereby important tonoted that RBI at any time observed that if anyinstitution cannot be able to bear theexpenditures or losses then RBI cancelled theCertificate of Registration of that institution

immediately.33. HDFC (Housing Development Finance

Corporation) is fast growing private sectorbank who will open a school in Gurgaon. Thiswill be the first financial organization whotaken this type of step.

34. According to the Bloomberg Billionaire’sIndex, Shri Dilip Singhvi, the founder and MDof Sun Pharmaceutical Industries topped thegloabal rich list with $17.2 billion. SunPharmaceutical Industries is the fastestgrowing healthcare company.

35. Reserve Bank of India reduced the StatutoryLiquidity Ratio (SLR) by 50 basis points to22% but the repo rate remains the sameannounced by the RBI Governor RaghuramRajan.

Policy Rates

• Bank Rate 9.0%

• Base Rate 10% to 10.25%

• CRR 4.0%• Repo Rate 8.0%

• Reserve Repo Rate 7.0%

• SLR 22%

• Term Deposit Rate 8% to 9.05%

36. RBI has cancelled the licence of The Vasavi

Co-operative Urban Bank Ltd.37. Reserve Bank of India drafted guidelines toimplement the Bharat Bill Payment Scheme(BPPS) oftenly called as “any time any where”bill payment system.

38. Tata Consultancy Services (TCS) became thefirst Indian Company to cross Rs.5 Lakh CroreMarket capitalization. Till today, no othernational company can reach at this target. TCSis an IT Company.

39. Reserve Bank of India will launched Rs.1000note consisting the Rupee Symbol.

40. The Board of Reserve Bank of India has giventhe apporval to create the post of Chief Operating Officer as per the needs of theeconomy.

41. Reserve Bank of India announed that freeATM transactions for savings account holdersin six metro cities will decrease from 5 to 3from 01st November 2014. That cities areMumbai, New Delhi, Chennai, Kolkata,Bengaluru and Hyderabad.

42. India ranked at 5th position in RenewablesGlobal Status Report 2014 while China ranked

at 1st position. First time this report wasrelased in the year 2005.

43. The merger of Mumbai and Kolkata will heldwith Maharashtra and West Bengal under theDepartment of Telecom. After the mergenessof these cities, the telecom subscribers whotravelling from these cities will free from theroaming charges. The present TelecomMinister is Ravi Shankar Prasad.

44. The Korean handset maker Samsung stillcontinues to lead the smartphone market with29% share as per the report of InternationalData Corporation which is a market researchto conduct analyzing in information technolgyand telecommunications. The Chief ExecutiveOfficer of International Data Corporation isKirk Campbell.

45. Colgate palmolive appointed Issam Bachaalanias Managing Director of India. Colgatepalmolive Company is the multinationalcompany which is focus on the healthcareproducts like soaps, detergents etc. The Chief Executive Officer of Colgate Palmolive

Company is Ian M. Cook and its headquarterin New York.





46. The 2nd largest private sector bank of India i.e.HDFC Bank opened its Branch in Dubai. TheHDFC Bank taken this step to see the largequantity of Indians in Dubai. Before this thebank has already opened its two internationalbranches in Bahrain and Hong Kong. TheChief Executive Officer of HDFC Bank isAditya Puri.

47. The Swachh Bharat scheme gets Rs.200 Crorefrom Tata Consultancy Services and BhartiFoundation for working this scheme. TheChief Executive Officer of Tata ConsultancyServices is Natarajan Chandrasekaran. TheChief Executive Officer of Bharti Foundationis Vijay Chadda.

48. The renowned Private Sector Bank i.e. ICICIBank launched EMI facility on debit cards

with the condition to have FD in tha bank.With this launching, ICICI Bank became thefirst bank to launch this type of facility.

49. The Ministry of Finance gave the instructionsto forensic audit to take an audit regarding themisappropriation of funds committed by DenaBank and Oriental Bank of Commerce.

50. International Finance Corporation launched$2.5bn onshore Indian ruppe programme tostrengthen the support infrastructuredevelopment and capital market. InternationalFinance Corporation is the member of World

Bank Group.51. The Indian companies Tata Consultancy

Services (TCS), Sun Pharma Industries,Hindustan Unilever, Larsen & Toubro (L &T), Bajaj Auto listed in the Forbes list among100 most innovative companies.

52. ITC Limited listed in India’s most admiredcompanies. Approximate, 45 companies listedin the FORBES list.

53. Tata Value Homes signed an angreement withSnapdeal to enable the users to buy housesonline.

54. Cox & Kings Ltd., a travel company got thecontract of Deccan Odyssey, a luxury trainservice of Maharashtra Tourism DevelopmentCorporation for the term of 5 years.

55. Reliance Jio Infocomm Ltd. signed the dealwith BSNL for sharing the towers. RelianceJio Infocomm Ltd. is the first telecomcompany to get the unified licence for all the22 service areas in all over India.

56. Air India will sell tickets for Rs.100 excludingtax on the eve of Air India Day i.e. on 27th

August 2014, the day on which the IndianAirlines merged with Air India 7 years back i.e. in the year 2007.

57. INTERPOL appointed Shah Rukh Khan as itsAmbassador. The Headquarter of INTERPOLis in France. After the appointment, he becamethe first Indian to become Ambassador of INTERPOL.

58. More than 1.5 Crore accounts opened all overIndia under the Pradhana Mantri Jan DhanYojana, a Yojana announced by the PrimeMinister on the eve of Independence Day, fewdays back. This is a big record in the Indianbanking industry that 1.5 Crore accountsopened just in One day.

59. Indian Railway Catering and TourismCorporation (IRCTC) launched the newapplication for all the Black Berry Smartphoneusers. With this application, all the Black Berry Smartphone users can book the train

tickets.

Science and Technology

1. Japan will sell the sea plane namely US-2since the World War-II to India.

2. “Backoff” the deadly Trojan is prowling in theIndian cyberspace by Indian Cyber SecurityWatchdog CERT. Backoff is being seenspreading through computer networks.

3. To detect the presence of the fatal virus i.e.Ebola Virus, the researchers of Japanestablished the method namely ‘RT-LAMP’(Reverse Transcription-loop-mediatedisothermal Amplification). With the help of this method, the presence of Ebloa Virus willdetect just in 30 minutes.

4. T.N. Suresh Kumar, a senior Scientist of Indiabecame 1st Indian and 259th person in all overthe world to visit the Stratosphere, the 2nd

layer of the Earth’s atmoshphere.5. Agni-1 Missile successfully test fired by

Strategic Force Command of India, the missiledeveloped by Defence Research andDevelopment Organisation (DRDO). TheMissile launched from the Integrated TestRage at Wheeler Island, off the Odisha Coast.

6. World’s firsrt water based nuclear batterydeveloped by Jae W. Kwon. The battery canused as a source of reliable energy inautomobiles and space flight.

7. Indian Air Force received its 6th C-17Globemaster – III aircraft on 28th July 2014.

8. 6th C-17 Globemaster – III launched in Indian

Air Force. This success of Indian Air Forcewil enhance the Operational Potential of itself.





9. Two Indians Rishi Israni and his wife Pranotiinvented a Robot which will produce one

baked chapati. This is world’s fir st ChapatiMaking Robot. The Rotomatic device is thefirst device to be used in Robotic Technology.

10. On 8th August 2014 India and USA decided tofor co-development and co-production of advanced weapons systems which will revivethe Defence Trade and Technology Initiativebetween India and USA.

11. SHERLOC is the first UV RamanSpectrometer that will fly in Mars. SHERLOC(Scanning Habitable Environments withRaman and Luminescence for Organics andChemicals) will carried by the Mars 2020rover mission.

12. NASA’s ISEE-3 vintage spacecraft

successfully completed the visit to the earthmoon system. Originally this spacecraft waslaunched in the year 1978.

13. Mars Environmental Dynamics Analyzer(MEDA) would be carried in 2020 to measuretemoperature, measure the speed of wind andalso the direction, presurre and wind andhumidity of air.

14. Radar Imager for Mars Subsurface Exploration(RIMFAX) will be sent to Mars to study thecentimeter-scale resolution of the geologicstructure of the subsurface. RIMFAX is a

ground penerating radar.15. On 16th August 2014, Prime Minister of India

Shri Narendra Modi will delivered INSKolkata to Indian Navy. INS Kolkata will bethe part of 44 warships. This is the first andlargest made in India.

16. Google will be build knowledge vault to storethe information of whole the world by usingan algorithm to turn the raw data.

Sports

1. Yohann Diniz became the first man to winthree seccessive European titles over thedistance. He broke the 50-km walk record inthe European Athletics Championship set byDenis Nizhegorodov.

2. The Samsung Electronics Company Limitedannounced the names of 12 Samsung SportsRatnas for 17th Asian Games which unvieledwith the theme ‘Our Games, Our Pride’.

3. The International Cricket team of Zimbabwe

defeated the strongest team Australia for thefirst time in last 31 years in one day match.

The match was played at Harare Sports Clubin Zimbabwe and Man of the Match gone toElton Chigumbura, the captain of Zimbabweteam.

4. Carolina Marin won World BadmintonChampionship and became the first Spaniardto win this championship. Carolina Marindefeated the world’s No.1 badminton player LiXuerui.

5. Anita Wlodarczyk of Poland broke the worldrecord at International Stadionfest BerlineAthletics meet in Women’s Hammer Throwwith the throw of 79.58 metres. The previousrecord set by Betty Heidier with the throw of 79.428 metres.

6. Jaipur Pink Panthers won the inaugral title of Star Sports Pro Kabaddi League, the League

was laucnhed by International KabaddiFederation and Marshal Sports Pvt. Ltd. jointly recently.

7. The Cricket team of India won ODI Seriesagainst England under the captaincy of Mahendra Singh Dhoni, with this win,Mahendra Singh Dhoni broke the record of 90ODI Wins set by Mohammad Azharuddin and

became India’s most successful captain withthe record 91 ODI Wins.

8. Saina Nehwal, the star Indian shuttler wouldtrain under the new coach Shri Vimal Kumar.

She is the first Indian woman to won WorldBadminton Junior Championship.

9. Ritu Rani will be the Captain of IndianWomen’s Hockey Team for upcoming AsianGames 2014 which will going to be organizedin South Korea during the period 19th

September to 04th October 2014.10. Sania Mirza won mixed doubles Grand Slam

title. This is her 3rd Grand Slam title. SaniaMirza played this match with her Brazilianpartner Bruno Soares and defeated Yung-JanChan and Briton Ross Hutchins.

11. Sudhakar Jayant won Gold Medal at IWFWorld Masters Weightlifting Championshipswhile Huuskonen Jari of Finland won theSilver Medal. This is his third Gold Medal atIWF World Masters WeightliftingChampionships.

12. On 7th September 2014, Lewis Hamilton wonItalian F1 Grand Prix.

13. Marin Cilic of Croatia won the Men’s SinglesTitle of US Open after defeating Kei Nishikoriof Japan.

14. Serena Williams of America won Women’sSingles Title of US Open after defeatingCaroline Wozniacki of Denmark. This is her





18th Grand Slam Title and presently she isranked no.1 in the World Ranking of Women’s Singles Tennis.

15. Mike Bryan and Bob Bryan of United Statesof America won Men’s Double Title of USOpen after defeating Marcel Granollers andMarc Lopez of Spain and created the histoy byclaiming their 100th double title. BryanBrothers also have the world record toremained World No.1 jointly for 380 weeks.

16. Pankaj Advani, Snooker Player announced hisretirement. He will be retired afterparticipating the Indian Snooker Open whichwill be held during the period 15th Septemberto 19th September 2014.

17. Saeed Ajmal of Pakistan, World’s No.1Spinner, suspended by International Cricket

Council for illegal bowling action. He is aright-arm off Spin Bowler and represents thecity Faisalabad in Pakistan.

18. Chitresh Tatha, 12 year old became youngestsailor at 17th Asian Games 2014 which goingto be held during 19th September to 04th

October 2014.19. H.S. Prannoy (Full name Prannoy Haseena

Sunil Kumar), also known as Prannoy Kumar,Indian Badminton Player won IndonesianMasters Grand Prix Gold after defeatingFirman Abdul Kholik of Indonesia. This is his

carrer’s maiden Grand Prix Title.20. Sabine Lisicki won Hong Kong Open after

defeating Karolina Pliskova. This is her firstWTA title after the gap of three years.

21. United States of America won FIBABasketball World CUP 2014 after defeatingSerbia.

22. Boxing India recognised by AIBA. Aftergetting the recognition, Ad-hoc Committeewill no longer represent Boxing in India, thecommittee was established by Indian OlympicAssociation.

23. International Basketball Federation allowedthe players to wear religious caps on a trialbasis. Two Sikh players namely AmjyotSingh and Amritpal Singh were asked toremove their Turbans before starting the gamerecently in July 2014.

24. Sardar Singh, the Captain of Men’s HockeyTeam will be the flag-bearer of the Indiancontingent at 17th Asian Games in Incheon,South Korea. Incheon is the third SouthKorean city to host the Asian Games.

25. The Sports Ministry of Union Governmentdecided to honour Boxer Manoj Kumar withArjuna Award. Recently, Manoj Kumar

appraoched Delhi High Court to challenge thelist of selected Arjuna Awardee players by theSelection Committee.

26. Li Na, the Chinese Grand Slam Winnerannounced her retirement at the age of 32. Shebecame the first Tennis player to represent anyAsian Country in a Grand Slam singles final inthe year 2011 at Australian Tennis Open.

27. Hockey India inducted Hockey Village Indiaas an Academy Member to reach out to thechildren who are keen to make a carrer in thesport. Hockey Village India established in theyear 2010 in Rajasthan.

28. 17th Asian Games started at Asiad MainStadium in Incheon, South Korea with themeof ‘Meet Asia’s Future’.

29. News SMS Service of All India Radio

launched by Union Information andBoradcasting Ministry in 5 Indian languages.The languages are:

• Sanskrit

• Nepali

• Dogri

• Hindi

• Marathi

30. Vikas Gowda became first athlete whobrought the first athletics medal inCommonwealth Games 2014. After this

victory, Vikas Gowda became India’s 2nd maleathlete to win Gold Medal in CommonwealthGames, the first one was Milkha Singh whowon Gold Medal in athletics in the year 1958.

31. Babita Kumari win Gold Medal in women’sfree style 55 kg wrestling in CommonwealthGames 2014.

32. Jitu Rai won Gold Medal in 50m Air Pistol inCommonwealth Games 2014.

33. The closing ceremony of 20th CommonwealthGames, 2014 held at Hampden Park Stadium,Glasgow, Scotland. The next 21st

Commonwealth Games, 2018 will he held inGold Coast in Australia. India has successfulto win 15 Gold Medals and total 64 medals.The 15 Indian Gold Medalists are:

• Yogeshwar Dutt in Men’s wrestling65 kg freestyle

• Sushil Kumar in Men’s wrestling 75kg

• Amit Kumar in Men’s wrestling 57 kg• Babita Kumar in Women’s wrestling,

55 kg freestyle

• Vinesh Phogat in Women’s wrestling48 kg





• Satish Sivalingam in Men’sweightlifting 77 kg

• Sukhen Dey in Men’s weightlifting 56kg category

• K Sanjita Chanu in Women’s

weightlifting 48 kg category• Vikas Gowda in Men’s Discus Throw• Jitu Rai in Men’s Shooting 50 m Pistol• Rahi Sarnobat in Women’s Shooting

25 m pistol

• Apurvi Chandela in Women’sshooting 10 m Air Rifle

• Abhinav Bindra in Men’s 10 m Air Rifle

• Dipika Pallikal in Women’s Squash• Joshana Chinappa in Women’s Squash• Parupalli Kashyap in Men’s

Badminton

34. Parupalli Kashyap became the first shuttler inMen’s singles to win a Gold Medal inCommonwealth Games in the last 32 years.

35. Sabine Lisicki created the world record byfastest serve in Women’s Tennis. She is fromGermany which country recently won theFIFA World Cup 2014.

36. The World’s superstar Usain Bolt won GoldMedal in Commonwealth Games, 2014 in

men’s 4 × 100 m relay. He is from Jamaica.Usain Bolt broke many records which were setby various athletes.

37. England successful to placed at 1st position inCommonwealth Games 2014 with 58 GoldMedals, 59 Silver Medals and 57 BronzeMedals.

38. Chika Amalaha the Weightlifter of Nigeriabecame the first to be caught in the dopeoffence in Commonwealth Games 2014.

39. Kapil Dev will become the Head of ArjunaAwards Selection Committee while Ajit Pal

Singh is likely to be charge of selecting theDronacharya Awardees. Kapil Dev is a formerCrickter who won the Cricket World Cup forIndia in the year 1983 by defeating the thenworld’s strongest team West Indies while AjitPal Singh is a famous hockey skipper. Thepresent Sports Secretary is Ajit Sharan.

40. The Cricket Team of India equalled the worldrecord of maximum 6 played gone on ducks ina test innings. There are three more teams,their 6 players were gone on duck i.e.Pakistan, South Africa and Bangladesh. From

the total four teams, there are three teams fromAsia.

41. The Indian Women Recurve team won GoldMedal in the Archery World Cup. In thisWorld Cup, the Indian team lead by DeepikaKumari. The world cup held at Wroclaw,Poland.

42. The famous Crickter Virender Sehwag andfamous Boxer Mary Kom will promote a unitymarathon for CRPF which is the largestparamilitary force of India. The Chief of CRPF is Dilip Trivedi.

43. The famous Indian sportsperson RavichandranAshwin declared No.1 Test All-rounder inTest Cricket. India slipped at 4th position inICC Test Cricket. South Africa placed at No.1position.

44. Ravichandran Ashwin became 46th IndianCricketer who will receive Arjuna Award

which was started in the year 1961 whoperform their best and achieve the outstandingperformance in sports. However, Rajiv GandhiKhel Ratna Award will not to be given anysportsperson this year.

45. The famous Sri Lankan Cricketer namelyKumar Sangakkara break the record of SirDon Bradman by completing his 10th DoubleCentury. He completed his 10th DoubleCentury against Pakistan.

46. The famour Tennis Superstar Roger Federerwon his 300th match during the Master

Tournament. Recently he ranked World No.3best Tennis Player by the Association of Tennis Professionals. Roger Federer belongsto Switzerland.

47. Jo-Wilfried Tsonga won the Rogers Cup afterbeating Roger Federer. Recently he rankedWorld No.10 best Tennis Player by theAssociation of Tennis Professionals. Jo-Wilfried Tsonga belongs to France.

48. On 12th August 2014, Jo Pavey became theoldest woman to win the Gold Medal inEuropean Championships. This

champoionship has organized by EuropeanAthletics Association. Recently, She won aBronze Medal in Commonwealth Games2014.

49. Real Madrid Football Club won the UEFAFootbal Super Cup by defeating the SevilaFootbal Club. Now, Real Madrid has 14European Trophies included this one. TheUEFA Super Cup is organized annualy.

50. The State of Himachal Pradesh will host theParagliding World Cup in the next year 2015which will be organized by Paragliding WorldCup Association.





51. Kush Kumar became the first Indian player toreach at semi-final of the World Junior SquashChampionship. He is a professional SquashPlayer. The President of World SquashFederation is Cyrus Poncha.

52. Judit Polgar the famous Chess Player retiredfrom competitive Chess Arena. She is the onlyChess woman player who remains at No.1

position in the World’s Top players for consecutive 25 years. She is from Hungary.Now, the present World Chess Champion isMagnus Carlsen.

53. Roger Federer won Cincinnati Masters afterdefearing David Ferrer. This is his 80th carrertitle and 6th at the Cincinnati Masters.

54. Serena Williams won Cincinnati Master afterdefeating Ana Ivanovic. This is her first

Cincinnati title.55. Adille Sumariwala will head the Indiancontingent for Asian Games which will be hedin October 2014. He is the President of theAthletics Federation of India. 17th AsianGames will be held in South Korea.

56. Tech Mahindra ties up with the famous formerhockey player Shri Dhanraj Pillay toencourage and promote the game hockey.Dhanraj Pillay is the Manager of IndianHockey Team. He also awarded with ArjunaAward.

57. Max Verstappen will become the youngest F1(Formula 1) driver. Now, he is just 16 yearsold. He is from Netherlands.

58. The State of Madhya Pradesh became themember of Hockey India. It is the 23rd memberof Hockey India. Hockey India is the apexbody of India to promote the Hockey in youth.

59. The American swimmer namely KatieLedecky created a new world record inWomen’s 1500 meter freestyle in swimmingby breaking her own record at Pan PacificChampionship. She created a record by swam

the distance in 15 minute 28.36 seconds. Tillnow, she won 5 gold medals.

60. Daniel Ricciardo from Australia won BelgiumF1 Grand Prix which held on 24th August2014.

61. On 29th August, i.e. the birth anniversary of former Hockey Player Dhayan Chand,National Sports Day celebrated throughout thecountry. Dhyan Chand is also known as theHockey Magician.

62. The new International Hockey Stadiuminaugrated in Raipur on the eve of NationalSports Day. This is the 2nd International

Hockey Stadium established in the State of Chhatisgarh, the first one was in Rajnandgaon.

Awards and Books

1. Herry Belafonte, the famour of Actor andSinger of United States of America to receiveJean Hersholt Humanitarian Oscar Awardgiven by the Academy of Motion Pictures.Generally, he is known as the ‘King of Calypso’.

2. Akkineni Nageswara Rao, the famous Teluguactor became the first Indian actor to behonoured with postage stamp by the US PostService. He is generally known as the nick name ‘ANR’. He received the PadmaVibhushan award, the highest civilian awardof India and also bagged the DadasahebPhalke award.

3. The oldest Nalanda University started its firstsession on 01st September 2014 at Rajgir,Patna i.e. the Buddhist pilgrim town. School of Ecology and Environmental Studies andSchool of Historical Studies set by theUniversity. The Chairman of the University isAmartya Sen, the noble prize winner inEconomics.

4. India’s big pharmaceutical company‘Wockhardt’ became the first IndianPharmaceutical Company to receive theQualified Infectious Disease Product (QIDP)status.

5. Vinod Mehta, the famous journalist selectedfor G.K. Reddy Memorial Award, the awardpresented annualy. He is author of biographiesof the famous actress Meena Kumar and thefamous politician Sanjay Gandhi.

6. The Book ‘Starmus-50 Years of Man inSpace’ released, the book based upon the

Starmus Festival and is written by Garik Israelien, Brain May and David J Eicher.

7. Saakshar Bharat Awards 2014 presented bythe President of India Shri Pranab Mukherjeeon the eve of International Literacy Day i.e. on08th September 2014. The awards instituted byNational Literacy Mission Authority,Government of India annually.

8. Dr.Kamal Bawa, the famous Scientist of Indiawon MIDORI Prize in Biodiversity 2014 forresearch on climate change in the Himalayas.The award was announced by AEON

Environmental Foundation and Convention onBiological Diversity Secretariat. This is an





international prize which was started in theyear 2010.

9. Bhartendu Harishchandra Awards for the years2011 and 2012 conferred by Information &Broadcasting Department. The Awards startedin the year 1983. Firstly, the Awards givenonly in Journalism and Mass Communicationbut with the passage of time three morecategories included i.e. National Integration,Women’s Issues and Children’s Literature inthe year 1992.

10. Bangladesh and Timor-Leste awarded withSouth East Asia Award for Excellence inPublic Health by World Health Organization.

11. K.J. Yesudas (Full Name Kattassery JosephYesudas) awarded with Life TimeAchievement Award by the Government of

Kerela. He is famous playback singer.12. Naseeruddin Shah, the famous BollywoodActor wrote the autobiography namely ‘AndThen One Day:A Memoir’.

13. Bhartiya Mahila Bank Ltd. awarded byBanking System Initiative Award-2014. TheChairman of Bhartiya Mahila Bank Ltd. isUsha Ananthasubramanan. Basically, thisbank has working for economic empowermentof women in India.

14. Container Corporation of India Limitedreceived Navratna Status granted by the Union

Government. This corporation is the 17th

Central Public Sector Enterprise to receive thisstatus.

15. Bachendri Pal awarded by Bharat GauravAward organized by East Bengal Club. This isthe highest award of East Bengal Club.Bachendri Pal was the first Indian woman toclimb Mount Everest in the year 1984. It isimportant to know that Bachendri Pal is GoldMedalist in Mountaineering and also gotArjuna Award and varous other awards andachievements.

16. Malala Yousufzai won Liberty Medal for theyear 2014 given byy National ConstitutionCenter, USA. She awarded by this award forthe outstanding work of basic education andhuman rights in Pakistan because in Pakistangirl education and human rights wererestricted by Taliban. Malala Yousufzai alsobageged Pakistan’s Civil Awards 2014.

17. Dr. Raghunath Anant Mashelkar honouredwith Padma Vibhushan Award. He is a famousscientist. Padma Vibhushan is the highestcivilian award of India. The Padma Awardsare presented by the President of India.

18. Vyas Samman 2013, the prestigios awardgiven in Hindi writing and peotry won by thefamous Hindi writer Vishwanath Tripathi.This award was started in the year 1991 byK.K. Birla Foundation.

19. Sanjaya Rajaram won World Food Prize 2014.He is a famous scientist. The award has givenby the World Food Prize Foundation. Thisaward was started in the year 1986 byDr.Norman Borlaug.

20. Kedar Nath Singh won Jnanpith Award 2013.He is a famous Hindi writer. The award hasgiven by Bhartiya Jnanpith Trust founded inthe year 1961. This award is given in the filedof excellence work in any Indian language.

21. The book namely Strictly Personal,Manmohan and Gursharan was written by

Daman Singh. Manmohan Singh was the 13

th

Prime Minister of India. This book is basedupon Manmohan Singh and his wifeGursharan Kaur.

22. Sriram Vedire, the National Convener of Water Management Cell of Bhartiya JantaParty wrote a book namely Gujarat’s successstry in Water Management mentioning that thewater resources are well utilized resources toachieve the development of any State or anyCountry.

23. Three Members of Parliament namely Shri

Arun Jaitley, Dr.Karan Singh and Shri SharadYadav awarded the Parliamentarian Awardsfor the excellence contribution in theirparliamentary duties. The awards have givenby the President of India Shri PranabMukherjee.

24. The Professor of Iran namely MaryamMirzakhani became first woman to win theTop Prize in Mathematics. She received theFields Medal which is generally known as theNoble Prize of Mathematics. The President of Iran is Hassan Rouhani.

25. The Global South Award given byInternational Political Science Association(IPSA) to Dr. Sunil Kumar who is therenowned Professor of Delhi University on13th August 2014 for his paper titled asChaning Landscape of Electoral Democracyand Political Demography based on theGeneral Election 2014.

26. The Tourism Ministry of India has declaredthat the State of Sikkim became the mostfavoured destination for foregin tourists in theNorth-East Region. Before this, the State of Sikkim has declared the best place to visit.





Moreover, Sikkim also won the NationalTourism Award 2012.

27. Munjal Bhargava won the Noble Prize of Mathematics. Moreover, Subhash Khot alsowon the Rolf Nevanlinna Prize which isawarded by Internation Mathematical Union.

28. The highest peacetime gallantry award of Indian Army i.e. Ashok Chakra conferred toLate Maj. Mukund Varadarajan. 12 ShauryaChakras, 39 Sena Medals, 1 Nau Sena Medaland 2 Vayu Sena Medals also announced onthe eve of the Independence Day.

29. Partha Mitra awarded Early Concept Grantsfor Exploratory Research (EAGER) to map thehuman brain alongwith Florin Albeanu. He isan neuroscientist in the USA. Brain Researchthroiugh Advancign Innovative

Neurotechnologies (BRAIN) initiative is aninitiative by the government of USA toidentify the brain structures. Partha Mitra isthe founder of Mouse Brain ArchitectureProject.

30. 22nd Rajiv Gandhi Natonal Sadbhavana Awardwas presented to Muzaffar Ali, who is afamous poet and filmmaker. The award isgiven to those personaltity who give his/hercontribution in communal harmoney andpeace.

31. The renowned and oldest Wrestling school of India namely Guru Hanuman Akhara electedfor Rashtriya Khel Protsahan Puraskar for theyear 2014. The most famous wrestlers DaraSingh, Sushil Kumar, Yogendra Kumar etc.were also taken coaching and training fromGuru Hanuman Akhara.

32. The neighbour country of India i.e. Pakistanelected M.S. Swaminathan to honour with theDegree of Doctor of Science. The Degreegiven by University of Agriculture whichlocated in city Faisalabad. M.S. Swaminathanis the renowned Agriculture Scientist of Indiawho also awarded with World Food Prize,Ramon Magasaysay Award, Padma Bhushanand many other awards.

33. Yashwardhan Shukla wrote the novel ‘God of

Antarctica’. He is just 13 years old schoolgoing boy.





Important River Projects in India

River Project River, State, Height and Length

Baglihar Dam Jammu and Kashmir, on Chenab River, Height143 meters, Length 364.362 meters

Bhakra Nangal Dam Punjab and Himachal Pradesh, on Sutlej River,Height 226 meters, Length 520 meters

Bhavanisagar Dam Tamil Nadu, on Bhavani River, Height 105 feet,Length 1700 meters

Bisalpur Dam Rajasthan, on Banas River, Height 130 feet,Length 1883 feet

Cheruthoni Dam Kerela, on Cheruthoni River, Height 450 feet,length 2300 feet

Hirakud Dam Odisha, on Mahanadi River, Height 60.96

meters, Length 25.8 kmIndira Sagar Dam Madhya Pradesh, on Narmada River, Height

92m, Length 653m

Jamrani Dam Uttarakhand, on Gola River, Height 130.6meters, Length 465 meters

Koyna Dam Maharashtra, Koyna River, Height 339 feet,Length 2648 feet

Krishnarajasagar Dam Karnataka, on Kaveri River, Height 125 feet,Length 3.5 km

Maithon Dam Jharkhand, on Barakar River, Height 165 feet,Length 15712 feet

Mettur Dam Tamil Nadu, on Kaveri River, Height 120 feet,Length 1700 meters

Nagarjuna Sagar Dam Andhra Pradesh and Telangana, on KrishnaRiver, Height 124 meters, Length 1450 meters

Nagi Dam Bihar, on Nagi River, Height 113.5 meters,Length 1884 meters

Pakal Dul Dam Jammu and Kashmir, on Marusudar River,Height 167 meters, Length 305 meters

Pong Dam Himachal Pradesh, on Beas River, Height 132.59meters, Length 1950.7 meters

Ranjit Sagar Dam Punjab, on Ravi River, Height 145 meters,Length 617 meters

Rihand Dam Uttar Pradesh, on Rihand River, Height 299 feet,Length 3064 feet

Salal Dam Jammu and Kashmir, on Chenab River, Height113 meters, Length 487 meters

Sardar Sarovar Dam (NarmadaDam)

Gujarat, on Narmada River, Height 163 meters,Length 1210 meters

Subansiri Lower HE Dam Arunachal Pradesh, on Subansiri River, Height130 meters, Length 284 meters

Teesta-V Dam Sikkim, on Teesta River, Height 86.8 meters,Length 176.5 meters

Tehri Dam Uttarakhand, on Bhagirathi River, Height 260

meters, Length 575 metersTungaBhadra Dam Karnataka, on Tungabhadra River, Height 49.38





meters, Length 2441 meters

Ukai Dam Gujarat, on Tapi River, Height 81 meters, Length4927 meters

Important Summits held in 2014List of important summits held in 2014 along with their venue. This list is important for all upcoming banking exams.

Summit Venue

APEC Summit Beijing, China

Arab Summit 2013 Doha, Qatar

ASEAN Summit Myanmar

Asia Cooperation Dialogue Summit 2012 Kuwait

B-20 Sydney, Australia

BRICS Summit Fortaleza, Brazil

Earth Summit Nagoya, Japan

G-20 Summit Brisbane, Australia

G-7 Brussels, Belgium

G-8 Russia

IBSA Summit 2013 India

NAM (Non-Aligned Movement) Summit 2012 Tehran, Iran

NATO (North Atlantic Treaty Organization) Summit Newport, Wales

Nuclear Security Summit Netherlands

SAARC Summit Kathmandu, Nepal

SCO (Shanghai Cooperation Organization) Summit Tajikistan

UN Biodiversity summit South Korea

World Economic Forum Summit Davos, Switzerland

Cyber Security Summit Prague, Czech Republic

List of Stock Indices in the World

Country Stock Indices

United States of America Dow (30), Nasdaq (100), S&P (500),

Australia S&P/ASX200 (200), All ORDS (500)

Belgium Bel 20 (20), AEX (25), CAC 40 (40)

Brazil Bovespa (450), FTSE 100 (100)

Canada S&P/TSX (60),

China SSE (932)

Denmark OMXC20 (20),

Egypt Case 30 (30)

South Africa Johannesburg All Share Index (472)

Hong Kong Hang Seng (48)

India BSE SENSEX 30 (30), CNX Nifty (50)

Indonesia JSX (462)

Japan Nikkei 225 (225)Malaysia FTSE Bursa Malaysia Index (30)





New Zealand NZX 50 (50)

Pakistan KSE 100 (100)

Philippines PSEi Index

South Korea KOSPI (100)

Taiwan TSEC (809)

Czech Republic PX Index (50)Finland OMX Helsinki 25 (25)

France CAC 40 (40)

Ireland ISEQ 20 (20)

Italy S&P/MIB Index

Netherlands AEX Index (25)

Spain IBEX 35 (35)

Sweden OMX Stockholm 30 (30)

Switzerland Swiss Market Index (SMI) (20)

Israel TA-25 (25)

Oman MSM 30 (30)

Argentina MERVALMexico Indice de Precios v Cotizaciones (IPC)

England FTSE 100 (100), FTSE 250 (250), FTSE 350(350), FTSE All share (627)

Important Days

January 9 NRI DayJanuary 10 World Laughter DayJanuary 12 National Youth DayJanuary 15 Army DayJanuary 26 India's Republic Day,

International Customs DayJanuary 30 Martyrs' Day;

World Leprosy Eradication Day2nd Sunday of Feb. World Marriage DayFebruary 24 Central Excise DayFebruary 28 National Science Day2nd Monday of March Commonwealth DayMarch 8 International Women's Day

Intl. literacy Day

March 15 World Disabled DayWorld Consumer Rights DayMarch 18 Ordnance Factories Day (India)March 21 World Forestry Day

Intl. Day for Elimination of Racial Discrimination

March 22 World Day for WaterMarch 23 World Meteorological DayMarch 24 World TB DayApril 5 International Day for Mine Awareness;

National Maritime DayApril 7 World Health Day

April 17 World Haemophilia DayApril 18 World Heritage Day

April 21 Secretaries' DayApril 22 Earth DayApril 23 World Book and Copyright DayMay 1 Workers' Day

(International Labour Day)May 3 Press Freedom Day;

World Asthma DayMay 2nd Sunday Mother's DayMay 4 Coal Miners' DayMay 8 World Red Cross DayMay 9 World Thalassaemia DayMay 11 National Technology DayMay 12 World Hypertension Day;

International Nurses DayMay 15 International Day of FamilyMay 17 World Telecomm. DayMay 24 Commonwealth Day

May 31 Anti-tobacco DayJune 4 International Day of InnocentChildren Victims of Aggression

June 5 World Environment DayJune 3rd Sunday Father's DayJune 14 World Blood Donor DayJune 26 International Day against

Drug Abuse and IllicitTrafficking

July 1 Doctor's DayJuly 6 World Zoonoses Day

July 11 World Population DayAugust 3 Internatioal Friendship Day



IBPS PO GK Digest

By Ramandeep Singh

August 6 Hiroshima DayAugust 8 World Senior CiAugust 9 Quit India Day,

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Day for Peaceviolence (UN)September 22 Rose Day (Welf

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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IBPS PO GK Digest

By Ramandeep Singh

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Financial Terms A-Z

A

AGM - Annual General Meeting, it is the year meetingheld by every registered company. Agenda is toexplain the performance during the year, presentationof annual financial statements, voting on importantfinancial decisions. Any shareholder can participate inAGM.

Asset turnover ratio - This ratio can be explained asNet assets / Total turnover or sales. This ratiomeasures the operational efficiency of business assets.

In simple terms this measures how many time totalassets turned in a year and how efficiently the assetsare used in a business.

Acid test ratio - This is one of the important ratio tomeasure business liquidity. Business liquidity isdefined as ability of a business to pay it;s short termdebts. Acid test ratio = Highly liquid assets / currentliabilities

American Depository Receipts - This is the way non-US companies raises money from US investors. These

shares can be traded in US stock exchanges anddenominated in US $.

Amortization - It is an accounting technique by whichintangible assets are written off over a period of time.For example provision for doubtful debts orpreliminary expenses are written off over a certainperiod of time.

Annuity - It is an investment scheme under whichinvestor makes recurring investments and lump sumpayment is made to him at the end. Common example

is Recurring deposit account at a post office wherepeople makes small monthly deposits and gets theirmoney back at the end of period. Benefit of Annuity isinvestor gets compound interest over a period of time.

Asset Management Company - AMC is a companythat pools and invests investor money in pre-determined goals. Pool of funds is known as Mutualfund.

Audit - Financial statement and physical stock ischecked annually by professional auditor (CharteredAccountant affiliated by ICAI in India)





B

Book-keeping - Recording of financial transactions inbooks of account.

Bear market - A market situation in which most of the investors thinks that markets will fall.

Balance of Payment - BOP is the difference betweena country's exports and imports.

C

Capital - Wealth invested by an entrepreneur on hisbusiness. Capital = Assets - Liabilities

Capital gain - Gain by selling a capital asset in which

a person is not doing business. Income by selling ahouse by a bank employee is a capital gain whereaswhen a builder do the same thing it is Income frombusiness and professional.

Current asset - An asset that can be converted intocash with 12 months. For example - debtors, stock etc.

Credit rating - A ranking applied to an individual,business or a nation based upon its credit history andcurrent financial position. There are various creditrating companies in India such as Crisil.

CPI - Consumer price index is measure to find price of a bundle of commodities. CPI is used to measure theinflation in a country.

D

Debt consolidation - Debt consolidation is a processby which various loans and converted into a singleloan to reduce interest rate and instalment value.

Depreciation - Depreciation is reduction in value of

an asset due wear and tear over a period of time. Forexample a company purchased a machine in 2005 andplanned to charge 20% depreciation. In 2010 themachine will be written off from the books of account.

Dividend - Dividend is the amount per share paid by acompany to its shareholders. Dividend value is basedupon company's profitability.

Dividend payout ratio - It is the ratio of dividend paidper share and EPS ( Earning per share )Double entry bookkeeping - It is a method of bookkeeping in which every transaction is recorded

two accounts. Once in debit side and once in creditside.

E

Earning per share - Earnings made by a company ina financial year divided by number of issued shares.

Equity - Value of a business. Equity = Total assets -Total liabilities

Ex-divided - Ex-dividend means without dividend.When a seller makes a ex-dividend sales contract thenhe is entitled to get dividend or interest payment.

EBIT - Earning before interest and taxes

EBT - Earning before tax

EAT - Earning after tax

F

Face value - The amount mentioned on face of a bondcertificate.

Fixed assets - Assets which can be seen such asmachinery

Financial year - A period of 12 months from 1st Aprilto 31st march

Fundamental analysis - Analysis of a companybased upon financial and operational performance.

Fiscal policy - Income and expenses management byGovernment.

Flat rate - Rate of interest in a contract which remainssame irrespective of market rate in future.

Floating rate - Rate of interest which changes withchange in market rate.

Fund manager - A person who manages a mutualfund and tries to maximize fund's returns whilesticking to fund's objectives.

G

Gearing - It is the ratio of debt to equity

Goodwill - Intangible assets that defines firm'sreputation in monetary terms.





Gross profit = Net sales - Net purchases - Directexpenses

GDP - Gross domestic product is the aggregate valueof goods and services produced by every person of anation.

GST - Goods and services tax is the same tax systemfor everything. It is proposed that GST will replace themulti tax system in India by 2015.

H

Hedging - Hedging is a technique used by investors toprotect themselves from adverse price movements.Derivatives are used for hedging in which hedgers

takes the risk of price fluctuations.

Hedge funds - Mutual funds which invests inderivatives

I

Index - It is statistical measure used to find pricevariations in market. In stock markets most dominatingstocks are grouped to make an index. For example -Sensex.

Income statementA statement that represents both income andexpenditure of a business during a specific period of time.

IPO - Initial public offer is issue of stocks for the firsttime in the market.

Intangible assets – Assets which can’t be seen buthave value for business. For example – Goodwill.

Indemnity – A legal contract under which one party

promises to pay another for any loses incurred to themby their acts.

Interest rate risk – Risk that value of financial assetswill deteriorate because of fall in interest rate. Forexample value of bonds decreases with decrease ininterest rate.

Irredeemable stocks – Stocks which can’t beexchanged for cash in future.

Indirect Costs - Indirect cost is a cost incurred onproduct that is not directly related to its production.

J

Junk fund – A fund which invests investor’s money in junk investments means high risk investments whichhigh returns.

K

KYC – Know Your Customer policy is mandatory inIndia and every investor irrespective of his investmentvolume needs to furnish his identity and residencedetails.

L

Libor – London

Liquidity – Ability of a business to pay off its shortterm debts with current assets. Currently NISL isfacing liquidity crunch.

Liquid assets – Assets which can be readily convertedinto cash

Liquid ratio – Liquid assets/Current liabilities

Limited liability – Liability of an individual or abusiness up to the value of investment made in abusiness

M

Monopoly - A situation in market where there aremany buyers but a single seller exist.

Money market - Market dealing in short term lendingand borrowing of funds. Also know as Cash market.

Monetary policy - Set of actions by Central bank of acountry ( RBI in case of India) to control the supply of money. These actions included increase in interest rate,

open market purchases, changing commercial bank'sreserve funds ratio (SLR) etc.

Marginal cost - Additional cost to produce an extraunit of product.

Margin - Amount of profit added to cost price of eachunit of a product

Margin call - Margin call term is used in twosituations. First - Whenever a lender gives a securedloan and loan value is a fixed percentage of loan thenwhenever the value of security decrease below thedecided ratio then lender given a margin call to





borrower to bring loan to security ratio to decidedlevel. Secondly in stock exchanges traders trades invarious securities by paying 20-30% of the value of securities. Whenever the value of security goes belowthat margin, broker gives margin call to trader to bringthe margin to desired level.

Mark-to-market - As explained above while definingmargin call, value of assets in case of securities ismeasured on daily basis. If the trader's asset valueincreased, increased value is transferred to his account.In case the value of assets decreased margin call ismade to adjust the margin.

N

NPV - Net Present Value is aggregate of future cash

flows from a project minus total costs. NPV is a capitalbudgeting technique used to check feasibility of projects.

Net profit - Net profit is Gross profit minus indirectcost. See indirect costs

Net worth - Net assets - Total liabilities

Nationalization - When Government takes control of a business, this is known as nationalization.

NAV - Net Assets Value is mutual fund's per unitexchange traded price

O

Opportunity cost - Additional cost in production of an addition unit of product.

Options - Option is right to buy at pre-determinedprice at a future date. Option is used for hedging.Options safeguards option-holder from future price

fluctuations.

Overdraft - Facility given by a bank which allows itscustomers to withdraw more money than accountbalance. Overdraft generally have high rate of interestas borrower can demand and return the loan anytime.

P

Preference shares - A type of shares having no votingrights and have higher rate of dividend.

Ponzi schemes - It is a kind of fraud scheme which useNetwork marketing as a tool. Investors are paid out

of new investments. These schemes end when newinvestments stop coming and large number of investorswants to withdraw their money. Latest Ponzi schemein India was "Speak Asia".

PLR - Prime lending rate is the minimum rate of interest that is to be charged by a bank. Each bank decides its own PLR.

R

ROI - Rate on investment is return divided by valueof investment

Redemption - Maturity date of a security or a bond

Recession - An economic situation of negative growth

Repo rate - Rate at which Central bank (RBI in caseof India) lends money to commercial banks

Reverse repo rate - Rate at which commercial bankslends to central bank

Right issue - Issue of shares in which existingshareholders gets right to buy shares in proportion of their existing holding

Risk free return - Rate of return, normally it is 90

days bills issued by a national government

S

Stagnation - An economic situation of slow economicgrowth, high rate unemployment and inflation.

Shorting - Selling securities which an investors don'thave in expectation of price drop

U

Underwriters - In case of an IPO, new companiesmakes contracts with underwriter where underwriterspromises to purchase unsubscribe shares.

W

Working capital - Money required by a business torun its day to day business. Working capital = Currentassets / Current liabilities

Warrants - A document which gives right to holder toget shares at stated price

Y





Yield - Yield is the return on investment which may inform dividend or interest





Banks in India and their Headquarters

Bank Headquarter

Allahabad Bank Kolkata, West Bengal

Andhra Bank Hyderabad

Bank of Baroda Vadodara (Baroda), Gujarat

Bank of India Mumbai, Maharashtra

Bank of Maharashtra Pune, Maharashtra

Bharatiya Mahila Bank New Delhi

Canara Bank Bengaluru, Karnataka

Central Bank of India Mumbai, Maharashtra

Corporation Bank Mangalore, Karnataka

Dena Bank Mumbai, Maharashtra

Indian Bank Chennai, Tamil Nadu

Indian Overseas Bank Chennai, Tamil Nadu

Oriental Bank of Commerce Gurgaon, Haryana

Punjab National Bank New Delhi

Punjab & Sind Bank New Delhi

Syndicate Bank Manipal, Karnataka

Union Bank of India Mumbai, Maharashtra

United Bank of India Kolkata, West Bengal

UCO Bank Kolkata, West Bengal

Vijaya Bank Bengalur, Karnataka

State Bank of India Mumbai, Maharashtra

State Bank of Bikaner & Jaipur Jaipur, RajasthanState Bank of Hyderabad Hyderabad

State Bank of Mysore Bengaluru, Karnataka

State Bank of Patiala Patiala, Punjab

State Bank of Travancore Thiruvananthapuram, Kerela

Axis Bank Mumbai, Maharashtra

Catholic Syrian Bank Thrissur, Kerela

City Union Bank Kumbakonam, Tamil Nadu

Development Credit Bank Mumbai, Maharashtra

Dhanlaxmi Bank Thrissur, Kerela

Federal Bank Aluva, Kochi, Kerela

HDFC Bank Mumbai, Maharashtra,ICICI Bank Mumbai, Maharashtra

IndusInd Bank Mumbai, Maharashtra

ING Vysya Bank Bengaluru, Karnataka

Karnataka Bank Mangalore, Karnataka

Karur Vysya Bank Karur, Tamil Nadu

Kotak Mahindra Bank Mumbai, Maharashtra

Lakshmi Vilas Bank Karur, Tamil Nadu

Nainital Bank Nainital, Uttarakhand

South Indian Bank Thrichur, Kerela

Yes Bank Mumbai, Maharashtra

UP Agro Corporation Bank Lucknow, Uttar Pradesh





India’s Gold Medals in Commonwealth Games 2014

India won 64 medals – 15 Gold, 30 Silver and 19 Bronze and stood at 5th rank. England topped the medal tally with174 medals, including 58 Golds.

Sports Person Sports

K. Sanjita Chanu Weightlifting

Sukhen Dev Weight lifting

Satish Sivalingam Weightlifting

Abhinav Bindra Shooting, 10 m rifle

Apurvi Chandela Shooting, 10 m rifle

Jitu Rai Shooting, 50 m pistol

Rahi Sanorbat Shooting, 25 m pistol

Sushil Kumar Wrestling

Amit Kumar Wrestling

Vinesh Phogat Wrestling

Yogeshwar Dutt Wrestling

Babita Phogat Wrestling

Vikas Gowda Discuss Throw

Parupalli Kashyap Badminton

Joshna Chinappa and Dipika Pallikal Squash

Parupalli Kashyap became the first Indian male shuttler in 32 years to win a Gold Medal in the Commonwealth Gamesin Badminton.Joshna Chinappa and Dipika Pallikarl won the first ever medal inn Squash since 1998, when this game was includedin Commonwealth Games.

National Sports Awards 2014Dhyan Chand Awards (For Lifetime Achievement)

Name Discipline

Gurmail Singh Hockey

K.P. Thakkar Swimming (Diving)

Zeeshan Ali Tennis

Dronacharya Awards (For Coaches)

Name Discipline

Mahabir Prasad Wrestling

N. Lingappa Athletics – Lifetime

G. Manoharan Boxing – Lifetime

Gurcharan Singh Gogi Judo – Lifetime

Jose Jacob Rowing - Lifetime

Arjuna Awards

Name Discipline





[7] Dhyan Chand Trophy ------- Hockey[8] Gavaskar – Border Trophy ------- Cricket[9] lrani Trophy ------- Cricket[10] Lal Bahadul Shastri Cup ------- Hockey[11] Rovers Cup -------- Football[12] Santosh Trophy ------ Football[13] Singer Cup ------- Cricket[14] Sahara Cup --------- Cricket[15] Subroto Cup --------- Football[16] Vijay Merchant Trophy ------- Cricket[17] Wellington Trophy ------ Rowing[18] Wills Trophy -------- Cricket[19] MCC Trophy --------- Hockey[20] Nehru Trophy --------- Hockey[21] Ranji Trophy -------- Cricket[22] Rohinton Baria Trophy -------- Cricket

Important Days to Remember - August to October

October

International Non-Violence Day October 02

World Habitat Day October 03

World Teacher’s Day October 05

Indian Air Force Day October 08

World Post Day October 09World Food Day October 16

United Nation (UN) Day October 24

September

Teacher’s Day (Birth Day of S.Radhakrishnan)

September 05

World Literacy Day September 08

Raj Bhasha Divas (Hindi Divas) September 14

World Deaf Day September 23

World Tourism Day September 27

World Heart Day September 29

August

World Breast – Feeding Week August 01-07

Friendship Day August 05

Hiroshima Day August 06

August Kranti Divas August 09

Nagasaki Day August 09

Dengue Prevention Day August 10International Youth Day August 12





National Independence Day August 15

World Photography Day August 19

Sanskrit Day August 24

Women’s Equality Day August 26

National Sports Day August 29

List of Indian Folk Dances – Statewise

State of Origin Dance Form

Andhra Pradesh Kuchipudi

Arunachal Pradesh Bardo Chham

Assam Sattriya

Bihar Bidesia

Chhattisgarh Panthi

Goa Talgadi, Goff, Tonya Mel, Mando, KunbiDance, Suvari, Dasarawadan, Virabhadra,Hanpeth, Gauda Jagar, Ranmale, Fugadi,Ghode Modni, Lamp Dance, Musal Dance,Dhangar Dance, Dekhni, Dhalo

Gujarat Dandiya Raas, Garba Raas, Ras Dance

Haryana Saang Dance, Chhathi Dance, Khoria Dance,Dhamal Dance, Ghoomar Dance, JhumarDance, Loor Dance, Gugga Dance

Himachal Pradesh Mala (Garland) Dance, Demon (Rakshasa)Dance, Keekali, Bhangara

Jammu and Kashmir Dumhal DanceJharkhand Chhau Dance

Karnataka Bharatanatyam, Kunitha

Kerela Bharatanatyam, Kathakali, Mohiniyattam

Madhya Pradesh Karma, Jawara, Tertali, Lehangi, Ahiri Dance

Maharashtra Dhangari Gaja, Koli Dance

Manipur Manipuri

Meghalaya Nongkrem

Mizoram Khuallam, Cheraw, Chailam

Nagaland Naga Dance

Odisha Chhau, Odissi, Ghumura

Punjab Bhangra, Karthi, Jindua, Dandass, Sammi,Giddha, Jaago, Kikli, Luddi, Malwai Giddha,Jhumar

Rajasthan Ghoomar, Kalbelia, Chari, Kacchi-Ghodi

Sikkim Lu Khangthamo, Rechungma, Maruni,Tamang Selo,

Tamil Nadu Bharatanatyam, Bagavatha Nadanam, ChakkaiAttam, Devaraattam

Telangana Perini Thandavam, Dappu, Lambadi

Tripura Goria, Huk Kaimani, Lebang Bumani,Hojagiri

Uttar Pradesh Kathak, CharkulaUttarakhand Barada Nati, Bhotiya, Chancheri, Chhapeil





West Bengal Chhau, Brita, Gambhira, Santhal, Tusu

Andaman and Nicobar Island Nicobarese Dance

Dadra and Nagar Haveli Tarpa Dance

Lakshadweep Kolkali, Parichakkali, Attam,

Puducherry Garadi

Popular Army Operations in World

Operations Working

Operation Lakshya LPG-Identification and proof of residence

Operation X Execution process of Azmal AmirKasab, Army exercise of India andMaldives

Malabar 2012 Indo-US Naval Exercise

Operation Shady Rat Cyber Attack all over the World Org.

Operation Odyssey Dawn U S on Libya

Operation Geronima To kill the Osama Bin Laden

IndiaEX 2012 India and USA Naval Exercises relatedto Rescuing and Diving of submarines

Operation Leghorn India China War 1962

SLINEX II Indo Sri Lanka Navy Exercise

DOSTI XI India Sri Lanka and Maldives jointCoast Guard/Naval Exercises

Operation Green Hunt To search Naxalites (Moist)

Indra 2012 Military exercises of India and Russiathe Indra series was started in 2003 itwas 5th.

IND-INDO Corpat India and Indonesia joint NavalExercises

Tropex Indian Navy, Combat Exercises in theBay of Bengal with the help of Rukmani

Sahyog-Kaijin-XI Indo Japan Joint Exercise of CoastGuards

Garuda Shiedl It’s a Defence Exercise in Indonesia for

UN Peace support Operation inBandung (Indonesia) the keyparticipants are India, USA andIndonesia.

Shoorveer Indian Army War Game Exercise inThar Deserts

COPE-09 Indo-US Joint Army Exercise

Varuna A code name given to the joint navalexercise of India and France

Konkan A Naval Exercise between India andUK

Ekuverin 2012: Naseem Al Bahr Naval Exercise of India and OmanHand in Hand India China Military Exercise





Operation Twist In USA it is a measure to bring thelong term interest to lower rate bybuying the long term bonds and sellingshort term treasuries.

Operation-e-Nuh Rescue of Crew of M V Suez from the

Somalian PiratePeace Mission 2013 Russia and China’s anti terrorist war game

Operation Rahat Rescue operation of IAF inUttarakhand devastation.

List of Committees in India

Committees Working

NR Madhawan Menon To prevent misuse of public funds by

Govt. and its authority by providingadvertisement in newspaper and TV,MB

MB Shah SIT on Black Money

Arvind Mayaram Committee To define FDI and FII

Bimal Jalan Committee To scrutinise application for new bank license

M Damodaran Committee Business climate in India, customerservice in Bank

Justice RC Gandhi Kishtwar Riots

Justice Prashant Mishra Chattisgarh (Dharba) attack by MoistY H Melagam Microfinance Institutions

Mr.Naresh Chandra High level task force on review of defence preparedness, Justice M BShah Commission illegal mining

Justice Mutum B K Singh Assam Riots

Dharmadhikari Committee On the merger of Air India and IndianAirlines (on promotion and payscales)

V K Sunglu Irregularities in CWG 2010

P C Chacko JPC on 2G Scam

Committee on GARR For guidelines and norms

Mr.Parthasarthi Shome, Ashok Chawla Committee Recommendation on the allocation of natural resources

Mr.Shivraj V. Patil One man panel on way and procedureon allocation of 2G specturm

Mr. H R Hasim Identification of Urban Poors

B N Srikrishna Telangana Issue

M. Damodaran Customer service in Banks

Phone hacking scam in UK Justice Brian Leveson

Mr.M K Gupta Head of study team on Common TaxCode for Service Tax and Excise Taxunder GST

S K Thorat Panel Cortoon Controversies Anti HindiAgitation and cartoons on Ambedkar





A P Shah Committee Revolt agains the nuclear reactor inKundankulam

Anil Swaroop Panel To identity and help to restart stalledprojects

Saradha Group Chit Fund Co.

Cheating Justice Shyamal Sen JusticeJ S Verma

Women safety/violence on women

Mr.Arun S. Nigavekar Committee UPSC Pattern Change

Rakesh Mohan Committee Financing of Infrastructure

M V Nair Committee On Priority Sector Lending, Chairmanof Commission of ISRO Scam:Mr.B.K. Chaturvedi, Committee Headof Railway safety: Mr.Anil Kakodar,Mr.U K Sinha: Foreign Investment inIndia

Deepak Mohanty Committee For change of BPLR to Base Rate,Ms.Syamala Gopinath: Committee on

Small Savings

Full Forms of Financial Terms

Term Full form

EFFC A/c Exchange Earner Foreign Currency Account

LRS Liberalised Remittance Scheme

NIM Net Interest Margin

LIBOR London Inter Bank Offered Rate

MIBOR Mumbai Inter Bank offered Rate

IBRD International Bank for Reconstruction & Development

MLAT Mutual Legal Assistance Treaty (SAARC)

NACP National Aids Control Programme

CDM Clean Development Mechanism

CRAR Capital to Risk Weighted Assets Ratio

GPRS General Packet Radio Service

CDMA Code Division Multiple Access

GSM Global Services for Mobile

BIMSTEC Bay of Bengal Initiative for Multi Sectoral Technical &

Economic CooperationCTT Commodity Transaction Tax

NAPCC National Action Plan for Climate Change

UNFCCC U N Framework Convention on Climate Change

NEFT National Electronic Fund Transfer

FIH International Hockey Federation

FIFA International Federation of Association Football/FederationInternationale de Football Association (French acronym)

FSLRC Financial Sector Legislative Reform Commission

NDM-1 New Delhi Metallo Beta Lactamese-1

CER Certified Emmission Reductions

NPCI National Payment Corporation of IndiaIFSC Indian Financial Services Code





MICR Magnetic Ink Character Recognition

CBD Convention on Biological Diversity

COP Conference of Parties

ABS Access, Benefit & Sharing

NFS National Financial Switch

CSE Centre for Science & EnvironmentMFI Micro Finance Institution

QFI Qualified Foreign Individuals

NAMICA Nag Missile Carrier

NCHER National Commission for Higher Education & Research

CCEA Cabinet Committee on Economic Affairs

PTC Pass Through Certificate

CAMELS Capital Assets Management Earnings Liquidity Systems

SECC Socio Economic & Caste Census

FCEB Foreign Currency Exchangeable Bonds

NELP New Exploration Licencing policy

FIPB Foreign Investment Promotion BoardITER International Thermonuclear Experiment Reactor

INDU Indian National Defence University (Gurgaon, Haryana)

MCX Multi Commodity Exchange

BAFTA British Academy Film & Television Awards

NIA National Investigation Agency

CENVAT Central Value Added Tax

IIP Index of Industrial Production

SPV Special Purpose Vehicle

IMPS Interbank Mobile Payment Service

OMO Open Market Operation

GAAR General Anti Avoidance RuleFCNR(B) Foreign Currency Non Resident Bank

MNP Mobile Number Portability

WIMAX Worldwide Interoperability of Microwave Access

NCTC National Counter Terrorism Centre

XBRL Extensible Business Reporting Language

SACOSAN South Asian Conference on Sanitation

IMEI International Mobile Equipment Identity

UNICEF UN International Children Emergency Fund

OIC Organisation of Islamic Conference

GCC Gulf Cooperation Council

SIM Subscriber Identity ModulesNADA National Anti Doping Agency

CASA Current Account, Saving Account

CERN European Centre for Nuclear Research

CBDR Common but differentiated responsibility

Banks in India - Head

quarters, Branches,

Heads and Slogans

Reserve Bank of India (1935)

Head Quarter: MumbaiGovernor: Dr.Raghu Ram Rajan





4 Deputy Governors: Mr.Harun Rashid Khan,Mr.S.S. Mundra, Dr.Urjit R. Patel, Mr. R. Gandhi

It has 4 regional offices, 15 Branches and 5 sub-offices.

Functions: Formulates, implements andmonitors the monetary policy, Regulates and supervisethe financial system, Regulates and supervise thepayment systems, Manages the Foreign Exchange,Issue Currency, Promotes national objectives, Shortterms loans to Govt. under ways and means advances,Inspections: Onsite thru CAMELS &CALCS and ofsite thru OSMOS, Nationalized in 1949,Established in 1935 by RBI Act 1934.

State Bank of India (1955)

Head Quarter: Mumbai

It was the 1st Joint Stock Bank of British India, Bank of Bengl, Bank of Bombay and Bank of Madrasamalamated on 27th Jan. 1921, Imperial Bank of Indiawas converted into SBI in 1955, 7 subsidiary wereadded in the year 1959 State Bank of Saurastra wasmerged in 2008 and State Bank of Indore was mergedin 2010, Now SBI is having 5 Associate Banks, It is3rd largest employer in India after Coal India and TCS

(among listed companies)

Chairman: Ms.Arundhati BhattacharyaSlogans: Pure Banking nothing else,“With you – all the way”, and “A Bank of commonman”. ATMs more than 43000Branches: more than 15143, 170branches in 34 nations

Allahabad Bank (1865)

Head Quarter: Kolkata

It is the oldest Joint Stock Bank of India

CMD: Mr.Rakesh SethiSlogan: A tradition of trustBranches: more than 2500

Andhra Bank (1923)

Head Quarter: Hyderabad

It is founded by freedom fighter Mr.B.P. Sitaramaya

Chairman: Mr.CVR Rajendran

Slogan: For all your needsBranches: more than 1632

Bank of Baroda (1908)

Head Quarter: Vadodara

It is founded by Maharaja of Baroda Sir SayajraoGaekwad – III

Chairman: S.S. MundraSlogan: India’s International Bank Branches: more than 3409

Bank of India (1906)


Chairman: Mr.A.K. MishraSlogan: Rishton Ki JamapunjiBranches: more than 3415

Bank of Maharashtra (1935)

Head Quarter: Pune

It has larged number of branches by any public sectorfinancial institute in Maharashtra.

Chairman: Mr.Narendra Singh

Slogan: One Family One Bank Branches: more than 1375

Canara Bank (1906)

Head Quarter: BangaloreCanara bank acquired Lakshmi Commercial Bank inbid in 1985.Chairman: Mr.R.K. DubeySlogan: Together we canBranches: more than 3432

Central Bank of India (1911)

Head Quarter: MumbaiEstablished in 1911

CMD: Mr.Rajeev RishiBranches: more than 4200

Corporation Bank (1906)

Head Quarter: MangaloreChairman & MD: Mr.S.R. BansalSlogan: India’s Most Customer Friendly Bank





Indian Bank (1907)

Head Quarter: ChennaiChairman: Mr.T.M.BashinSlogan: Your tech. friendly bank Branches: more than 1500

Indian Overseas Bank (1937)

Head Quarter: ChennaiChairman: Mr.M. NarendraSlogan: Good people to grow withBranches: more than 1400

Oriental Bank of Commerce (1943)

Head Quarter: New Delhi

Chairman: Nagesh PydahSlogan: Where evey individual iscommitted

Punjab & Sind Bank (1908)

Head Quarter: New DelhiFounding fathers are Bhai Vir Singh, Sir Sunder SinghMajithia, Sardar Tarlochan Singh.Chairman: Jatinder Bir SinghSlogan: Where service is way of lifeBranches: more than 900

Punjab National Bank (1894)

Head Quarter: New Delhi

It is Indigenous bank of India and 2nd largest Comm.Bank of India

Chairman: Mr.K.R. KamathSlogan: The name you can bank uponBranches: more than 4500Syndicate Bank (1925)

Head Quarter: ManipalChairman: Mr.Sudhir Kr. JainSlogan: Faithful FriendlyBranches: more than 2650

UCO (United Commercial Bank) 1943

Head Quarter: KolkataChairman: Mr.Arun KunalSlogan: Trust and Excellence since1904Branches: more than 2000

Union Bank of India (1919)


Mahatama Gandhi inaugurated it.

CMD: Mr.Arun TiwariSlogan: Good people to bank with

United Bank of India (1950)

Head Quarter: KolkataChairman: Mr.Bhaskar senSlogan: The Bank That Begins With‘U’Branches: more than 1443

Vijaya Bank (1931)

Head Quarter: BangaloreCMD: Mr.V. KannanSlogan: A friend you can bank upon

Popular Government

Welfare Schemes

RMSA (RASTRIYA MADHYAMIK SHIKSHA ABHIYAAN)

Launched in 2009 with an objective to achieveenrollment ratio of 75%, in 2005 the enrollment was just 52.26%, for class IX-X within 5 years byproviding a secondary school with reasonable distanceof every habitation, target for 2017 is fixed at 100%retention at secondary level. It is a flagship programmefor secondary education, In the budget 2014-15 theallocation for RMSA was Rs.4966 Crore.

RUSA (RASHTRIYA UCCHATAR SHIKSHA ABHIYAAN)

It was announced in 2007, but the financialarchitecture was only finalized in 2010, the mainconcern was over low enrolment ratio in highereducation, under this 374 Model Degree colleges ineducationally backward districts will be opened just toremove imbalances in unserved and undeserved area.The Present level of higher education is just 12.4%enrollment which has been targeted to 30% by 2020.For finances the ratio between centre and the statewould be 75:25 and in special category state it wouldbe 90:10. Under Budget 2014-15, Rs.2200 Crore have

been allocated for RUSA in the last budget there were





only Rs.400 Crore, and further proposed to set up 5IIMs and 5 IITs.

SJSRY (SWARNA JAYANTI SHAHARI ROJGAR

YOJANA)

For the gainful employment to Urban Poor,Unemployed and under employed. It is provided toBPL, educated upto 9th class and maximum unit costshould be Rs.50000. SJSRY was launched in lieu of Nehru Rojgar Yojana and other schemes.

NIRMAL BHARAT ABHIYAN SCHEME (TOTAL

SANITATION CAMPAIGN)

During 12th five year plan Rs.36000 Crore have beenallocated for Drinking Water and Sanitation, under this

scheme Rs.10000 is provided for each householdlatrine in rural areas, Rs.3200 from centre, Rs.1400from State govt. Rs.900 from home owner andRs.4500 leverage from MGNREGS will be provided,India target is to eradicate Open Defecation from Indiaby 2019. Rs.5 Lac award is given to Each NirmalGram Awardee. The Brand Ambassador of this isVidya Balan. The new govt. target is by 2019achieving “Swachh Bharat”.

NIRMAL GRAM PURASKAR YOJANA

To encourage Panchayati Raj Institution to take uptotal santitation campaing (TSC) an award of Rs.5 Lacis given to PRIs that attain a 100% open defection freevillage, Sikkim has become the 1st Nirmal State of India, 2nd State is H.P.

NUHM (NATIONAL URBAN HEALTH MISSION)

Coverage of districts having above 50000 population.One ASHA for every 200-500 slums and urban poorhouseholds. 30-100 bedded health centre for 5 Lacpopulation. One ANM for every 10000-12000

population. Urban Primary Health Centres for every50000, located with or near slums like settlement. 779urban having more than 50000 populations will becovered by 2015 is the target.

RASHTRIYA KISHORE SWASTHYA KARYAKARAM:NATIONAL ADOLESCENT HEALTH PROGRAMME

It is nation’s 1st comprehensive programme onadolescent, in this age group between 10 to 19 yearsare taken with the dimension on mental health,nutrition, substance misuse, gender based violence andnon communicable diseases. 243 millions adolescentsconstitute 21% of the total population in India. The

National Family Health Survey-3 indicates that 56% pf girls and 30% of boys aged 15-19 years are anemic.

PANDIT MADAN MOHAN MALVIYA’S TEACHER

TRAINING PROGRAMME

For preparing the Teaching staff of global standardRs.500 Crore has been allocated for this programme inthe Budget 2014-15.

BETI BACHAO, BETI PADHAO YOJANA

Goverhnment has introduced a new scheme called BetiBachao, Beti Padhao, which will help in generatingawareness and improving the efficiency of delivery of welfare services meant for women with an initial

corpus of Rs.100 Crore. The Union Finance MinisterShri Arun Jaitley announced in his maiden Budgetspeech that government would focus on campaigns tosensitize people of this country towards the concernesof the girl child and women. He said that the processof sensitization must begin early and therefore theschool curriculum must have a separate chapter ongender mainstreaming.

Sharing the concerns of the members on Women’ssafety, the Finance Minister informed the House that

Ministry of Road Transport and Highways will spendRs.50 Crore on pilot testing a scheme for safety of women on public road transport. Similarly, Ministry of Home Affairs will spend Rs.150 Crore on a scheme tincrease the safety of women in large cities. TheFinance Minister also proposed to set up CrisisManagement Centres in all the districts of NCT of Delhi this year in all government and private hospitals.The funding will be provided from the Nirbhaya Fund,the Minister added.

RSBY (RASTRIYA SWASTHYA BIMA YOJANA)

Launched in 2007 for BPL (a unit of 5 familymembers) in the un organized sector, A smart card forcash less health insurance cover is provided, with thesum insured is Rs.30,000 per family and expensesbearing ratio of centre and state 75:25 in case of NEstates it is 90:10.

KASTURBAGANDHIBALIKAVIDYALAYA (KGBV)

Under this scheme a provision of settings upresidential schools at upper primary level for girls

belonging to SC/ST and OBC and minority, it wasimplemented in EBB (Educatonally Backward Blocks)





UNIVERSAL HEALTH COVERAGE (JAN SWASTHYA

ABHIYAAN)

The High Level Expert Group (HLEG) under theplanning commission had given its report in November2011 for UHC. This programme will be covered underNRHM and Rs.30000 Crore will be kept in for next 5years, in this generic medicine will be given free, atleast one district in every state with sub centre anddistrict hospital, 2.5% of the GDP will be kept forhealth.

SAAKSHAR BHARAT

The main objective of this scheme is to furtherpromote and strengthen audit education, especially of women, by extending educational options to those

adults who having lost the opportunity to accessformal education and crossed the standard age nowfeel a need for learning of any type. Eligibility criteriais a candidate should be non literates in the age groupof 15-35 years and women. It can be availed throughJan Shiksha Kendras in various regions.

ROSHNI

It is a placement oriented skill development scheme. Itwould target 50000 persons with a condition of 50%women employment, Rs.100 Crore will be spent in 3

years, it is for the age group of 18 to 35 years, Roshnischeme is launched inn 24 most critical left wingextremism affected districts (N E states). A trainingfrom 3 months to 1 year shall be provided with 75%placement assured with higher than minimum wagespersons could be placed anywhere in India.

HIMAYAT

Means support to help youngsters with no collegeeducation find work. This programme has emerged asa platform for women empowerment, A new scheme to

aim to give a sill training to 1 Lac youth in the next 5years introduced in 2011-12 in J & K.

NAPCC (NATIONAL ACTION PLAN ON CLIMATE

CHANGE)

NAPCC was inititated by the Ministry of Environment, and 8 missions are k ept forconsideration. 1. Solar Engery 2. Energy conservationand efficiency 3. Sdtrategic knowledge of climatechange 4. Sustaining Himalayan Ecosystem 5.National Water Mission 6. Green India Mission 7.Sustainable Habitat 8. Sustainable Agriculture

JANANI SURAKSHA YOJANA (JSY)

Under NRHM (national Rural Health Mission) forreducing maternal and neo natal mortality bypromoting delivery by the skilled one, among the poorpregnant, JSY card is provided, ASHA/AnaganwariWorkers are provided as a link, payment is madebefore discharge.

NERPL (NORTH EAST RURAL LIVELIHOODS

PROJECTS)

It is aimed at enhancing the livelihoods of the ruralpoor, especially women, unemployed youth anddisadvantaged section in 9 districts of 4 statesMizoram, Nagaland, Sikkim, Tripura with 4components i.e. Social Empowerment, Economic

Empowerment, Partnership Development and ProjectManagement.

MGNREGA (MAHATAMA GANDHI NATIONAL RURAL

EMPLOYMENT GUARANTEE ACT)

It is an Indian job guarantee scheme it provides a legalguarantee for 100 days of employment in everyfinancial year to adult members of any ruralhousehold, willing to do public work related unskilledmanual work at the statutory minimum wage of rs.120/-, 1/3 of the stipulated workforce is women,

work is provided within 5 km of radius of village if more than 10% extra wages are given. Haryana isgiving Rs.191 per day under MNREGA. AndhraPradesh is providing a guaranteed employment for 150days. In drought affected states also provided for 150days of guaranteed employment. ST who got landunder Forest Area Act will also get 50 days additionalemployment.

BHARAT NIRMAAN

It is basically a rural infrastructures development

programme keeping in mind 6 factor roads, houses,irrigation, electricity, drinking water and informationtechnology.

JANANI SHISHU SURAKSHA KARAYAKARAM

It was launched by Ms.Sonia Gandhi in Mandi Kheravillage of Mewat, all pregnant women are entitled todeliveries including the required treatment pick anddrop facility health check up and tests medicines andblood at government hospital free of cost. The infantsrequiring treatment and medicines etc. will beprovided free of cost. Centre is spending 1100 Croreper month.

Ibps Po Gk Digest - Final

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