hypothecation NOC tutorial

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1. Bank will provide you NOC letter with partially filled up form 35. Yo u need yo put your signature and data/plae. !. "a ke #ero$ opy of pollution hek ertifiate as well as %nsurane paper. Both must have validity at the time of su&mission. %f not then do it first. 3."a ke original 'C &ook. (. ) self addressed envelop with !5 's stamp paper. *or speed post to reeive your 'C &ook at your home address. +roedures, 1. +ay 's 1-- as ypotheation removal fees and ollet reipt !. +ut your signatures on the form 35 attah #ero$ of pollution hek %nsurane and fees paid reeipt. 3. 0how it on a designated ounter and get an administrative hek No tips needed 2, (. 0u&mit the same to another window and o&tain an ak reeipt. 4o& is done...so simple...'C &ook will reah to your address within ! weeks. aintain the reeipt for your referene until you get your original 'C. 6ntire proess took me ! hrs...thats it....% spend more than this time to negotiate with middlemen however deal didn7t go though . "his is 8ust a matter of knowing omplete proedures. % know this is very simple 8o& &ut really % felt so ool after doing it that deided to write this  &log in the middle of night...loally its 1,(5 ) . 9ood night and ath you soon... Cheers 0hivendra "he first step in vitory is preparation. % arefully studied the '" O we&site and noted down all  pre2re:uisites 2 'C &ook %nsurane +;C *orm 35 NOC et. "hen antiipating issues % took two photoopies of eah doument. )fter dou&le and t riple2heking % was all s et to go. <e reahed the '" O offie off osur 'oad at a&out 11 am on onday morning. "he sene was your typial government offi e haos. Crowds of people milli ng a&out and a few others who ouldn7t have looked more like "o uts had they worn &right orange uniforms with the words ="O;"= em&la>oned on them. % left my wife in the :ueue for proessing learners liense and tried to navigate my way through the rowds of people and &ad furniture. ?ukily % spotted what was possi&ly the @%nformati on7 ounter and a lady &ehind i t. 0tep O aomplished. "he lady was polite to t he point and informative. 0he direted me to pay the f ees at the ash ounter. On to the ash ounter where the person &ehind it asked me if the %nspetor had heked my papers. =No= % said sadly whereupon he told me t o do this fir st. *or those of you who a tually have an upoming d ehypotheation or any other '"O transation please read the '" O we&site http,//www.rto.kar.ni.in A and make sure you know the proedure and have all the re:uired douments. %ts that simple

Transcript of hypothecation NOC tutorial

Page 1: hypothecation NOC tutorial

 

1. Bank will provide you NOC letter with partially filled up form 35. You need yo put yoursignature and data/plae.

!. "ake #ero$ opy of pollution hek ertifiate as well as %nsurane paper. Both must have

validity at the time of su&mission. %f not then do it first.3."ake original 'C &ook.

(. ) self addressed envelop with !5 's stamp paper. *or speed post to reeive your 'C &ook at

your home address.

+roedures,1. +ay 's 1-- as ypotheation removal fees and ollet reipt

!. +ut your signatures on the form 35 attah #ero$ of pollution hek %nsurane and fees paid

reeipt.3. 0how it on a designated ounter and get an administrative hek No tips needed 2,

(. 0u&mit the same to another window and o&tain an ak reeipt.

4o& is done...so simple...'C &ook will reah to your address within ! weeks. aintain the reeiptfor your referene until you get your original 'C.

6ntire proess took me ! hrs...thats it....% spend more than this time to negotiate with middlemen

however deal didn7t go though. "his is 8ust a matter of knowing omplete proedures.% know this is very simple 8o& &ut really % felt so ool after doing it that deided to write this

 &log in the middle of night...loally its 1,(5 ).

9ood night and ath you soon...

Cheers0hivendra

"he first step in vitory is preparation. % arefully studied the '"O we&site and noted down all pre2re:uisites 2 'C &ook %nsurane +;C *orm 35 NOC et. "hen antiipating issues % took

two photoopies of eah doument. )fter dou&le and triple2heking % was all set to go.

<e reahed the '"O offie off osur 'oad at a&out 11 am on onday morning. "he sene wasyour typial government offie haos. Crowds of people milling a&out and a few others who

ouldn7t have looked more like "outs had they worn &right orange uniforms with the words

="O;"= em&la>oned on them.

% left my wife in the :ueue for proessing learners liense and tried to navigate my way throughthe rowds of people and &ad furniture. ?ukily % spotted what was possi&ly the @%nformation7

ounter and a lady &ehind it. 0tep O aomplished.

"he lady was polite to the point and informative. 0he direted me to pay the fees at the ashounter. On to the ash ounter where the person &ehind it asked me if the %nspetor had

heked my papers. =No= % said sadly whereupon he told me to do this first.

*or those of you who atually have an upoming dehypotheation or any other '"Otransation please read the '"O we&site http,//www.rto.kar.ni.in A and make sure you know

the proedure and have all the re:uired douments. %ts that simple

Page 2: hypothecation NOC tutorial

 

 Now it was time to go to the %nspetor. "his is pro&a&ly where things fall apart % told myself as% waited. % did have to wait for a &it ourtesy a lady who o&viously thought that order of servie

should &e as per si>e not se:uene of oming to the ounter. But a&out 1- min and a lot of

 pushing shoving and ontinuously thrusting my papers in front of the %nspetors nose later hesanned through my papers. =<here7s the 6nvelopeD= he &arked. =)ttah a 0)06 to the

 papers= he ontinued. *urther :uestions were out of the :uestion 2 he7d already turned his

attention to the ne$t set of papers thrust under his nose.0o off % went out of the '"O to the shop ne$t door whih onveniently sells 8uies 0)06s and

does photoopying. 's. 35 and ! minutes later % was &ak at the '"O a 0)06 with my address

neatly written on it in hand.One more time of waiting at the %nspetors ounter 2 this time slightly longer as he had a &unh

of papers all neatly stapled in front of him whih he was signing with surprising speed and even

more surprising lak of onern on the papers propriety. *inally he looked at my papers

admonished me for not arranging them properly they were not neatly stapled &ut pinnedlumsily together and then srawled his oh2so2valua&le signature on them.

Bak to the ash ounter where payment of the 's. 1-- fee took 8ust a few seonds. Bak one

again to the %nspetors desk this time with the reeipt. 0ame old suffles &ut at the end of thatmy papers finally landed 2 with the %nspetors &lessings 2 at the ne$t ounter where % was told

someone would proess them. "his someone 2 a lady 2 was off on a tea / offee / &io &reak and

took 15 long minutes to return. %n the meantime someone ame and dumped another huge &unh of unending sets of papers on her desk presuma&ly for her to speed2sign as well.

*inally the lady ame &ak and lukily for me took my papers first &efore attaking the &unh.

='C &ook #ero$= she asked. =*or the aknowledgement= she e$plained taking the #ero$ opy

from me signing on it and writing some num&er &efore handing it &ak. =)nything else % haveto do= % asked a little un&elievingly. =No= ame the reply =it will take E 2 1- days and the 'C

 &ook will &e sent to you &y 0peed +ost=.

)nd that was it. "he transation was over leaving me a&solutely thrilled. %7d done a transationwith a government offie in the proper manner 2 no &ri&es no agents 8ust the proper proess.

)&out three weeks later 2 a little longer than the E 2 1- days 2 % got my 0peed +ost with my 'C

 &ook. owever the system didn7t give up without one last attempt 2 this time the +ostman whowanted 's. 1-- &eause he thought it was a liense =Fete hai saa&= 2 =people give me money

sir=. Of ourse % politely told him to get lost. No hesitation there at all

0ummary of transation,G "ime spent at the offie, a&out 1 hour 

G "otal Cost, 's. 135 's. 1-- for the feeH 's. 35 for the self2addressed stamped speed post

envelope

G +eae of mind and lear onsiene gained &y not suum&ing to agents / touts, prielessG

G