HWA International Inc.Summer 2012 Newsletter

Trust Accounting Software Since 1977

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One of our more ambitious projects for the year is to expand the Beneficiary Check Writing module so that the recurring checks and demand checks are on separate screens. This will be a much easier way to handle a situation where a trust account gets a regular check and also needs a demand check from time to time. When you installed v3.2, the script expanded the internal table in the database to build the new fields needed. Phase II of this project was to create the screens that you will use to enter and maintain the demand check information. You might remember a survey a few months ago, where we asked for your screen resolution setting as we designed that screen layout. Your answers gave us confidence to stretch the Beneficiary Links screen so that all of the new Bene Demand information could be on one screen. The Beneficiary Link tab will still control whether you can open the Income Distributions or Principal Distributions tabs for this beneficiary. The new Demand Distributions tab is always active (not controlled by a checkbox). When this feature is sent out in SP3, you will no longer use the Income Distributions or Principal Distributions tabs to create demand payments. Instead, demand payments from both income and principal will be entered on this new tab. Entry for the G/L account numbers for demand payments are also on the new tab. There are new radio buttons on the right of the Beneficiary Distribution Parameters screen for Recurring Checks. Each time you run the program, it will be for either Recurring or Demand. This same process is in place for both checks and ACH. From that point forward, things work pretty much the same as they do now. The important new feature is that you can enter a demand payment without removing and re-creating a recurring payment. Be on the lookout for this new enhancement in the very near future upon the release of SP3.

— By Robert Minsky

Beneficiary Demand Checksare coming in SP3

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Mark GregoryMark has been with HWA since October 2008. He wears many hats while working from his home on the family farm in Laconia, Indiana. He is a cross-over TNET/TRUSTprocessor support representative, and one of our best IT guys. He has accepted responsibility for being the primary person for installation and support of the TNETonline and TPonline software products.

Mark was born in Louisville, Kentucky and moved to Indiana in 1969. Except for his college years, he has lived there all of his life. His parents, Norman and May Gregory bought their 343 acre farm in 1957 and raised their son there from 1969 on. They had been married for 62 years when Norman passed away earlier this year at the age of 82.

When asked how his parents influenced his life, he said “They taught me a very strong work ethic, and a go-for-it attitude. When you come to a problem, resolve it, go under it or around it or over it, or find a different path, but don’t let it stop you.”

Mark graduated from his high school class of 55 students in 1977 and went to Indiana University where he earned a B.A. in Chemistry in 1983 and an A.S. in Computer Science in 1984. He went on to the University of Louisville and earned his M.S. in Computer Science in 1991. He is also a Microsoft Certified Professional.

Mark married Patty 26 years ago this month. Patty also works mainly from home, and when she does travel for her job Mark usually goes with her. He often works from hotel rooms or any place he can find a WiFi connection and an electrical outlet.

Mark and Patty have a few pets out on the farm. On the feline side of the family are Mickey, Callie, Lacey and Lexie, and on the canine side are Ernie, Girlfriend, Chloe, Little Star, Buddy, Black and Decker. When Mark is not working, traveling or attending a committee meeting, he loves inventing and creating. Two of his current projects are building a 70-foot tower to enhance his Internet connection – and designing a new style of windmill to create electricity.

In addition to the work he does for HWA, he is the President of the Elizabeth Lions Club, Vice Chairman of the Relay For Life, a member of the Sons of the American Legion and the Heart Humane Society, and serves on the Logistics Committee for Strides Against Breast Cancer.

Mark is meticulous, focused and thorough, and will leave no stone unturned when looking for a solution for your issue, whatever it may be. No one wants to have problems with programs, systems or networks, but if you do, it’s good to have Mark on your side!

— By Kathy Shanahan

Baseball TRIVIA

1839 Abner Doubleday was widely credited with inventing baseball in Cooperstown, NY, but the game originated in England. The English game of Rounders was adapted and renamed ‘townball’, ‘base’ and finally ‘baseball’, by American players.

1845 Alexander Cartwright published a set of baseball rules for the Knickerbocker Baseball Club of New York, and his rules were widely adopted.

1866 The first women’s baseball team was started by a group from Vassar College.1867 Candy Cummings threw the first curveball in baseball.1869 The Cincinnati Red Stockings became the first openly salaried team and were thus

considered the first professional team. 1871 The first professional baseball league, the National Association of Professional

Base Ball Players, was established.1876 The first major league, the National League, was formed. 1877 Four players were banned for accepting bribes.1878 Frederick Winthrop Thayer of Massachusetts (captain of the Harvard University Baseball

Club) received a patent for a baseball catcher’s mask on February 12.1884 Moses Fleetwood Walker became the first African-American player in the Majors.1900 The American League was created.1903 The Boston Pilgrims and the Pittsburgh Pirates played the first World Series.1906 The Chicago Cubs won 116 games and lose 36.1907 Alta Weiss was the first woman to play professional baseball.1912 The first players strike in Major League Baseball occured.1913 The Federal League was created.1918 The Star Spangled Banner was sung at a baseball game for the first time.1919 In the most famous scandal in baseball history eight players from the Chicago White Sox

were accused of throwing the World Series against the Cincinnati Reds.1929 Babe Ruth hit his 500th career home run.1935 The first night game was played by a Major League team, and Babe Ruth ended his career.

by hitting three homeruns in one game.1945 Jackie Robinson made his Major League debut.1947 The first television coverage for the World Series. 1956 Don Larsen pitched a perfect game in the World Series.1957 The New York Giants and the Brooklyn Dodgers announced their moves to California.1961 Roger Maris broke Babe Ruth’s single season home run record.1973 The designated hitter rule was established.1974 Hank Aaron broke Babe Ruth’s career home run record.1994 The year without a World Series, the longest and costliest strike in baseball history began on

August 12 and lasted until the following spring. 1998 Mark McGuire and Sammy Sosa beat Roger Maris’ single-season home run record.2002 The minimum age for a batboy or batgirl was raised to 14 after a near collision at the plate

involving a base runner and a manager’s 3-year-old ‘batboy’ son.

— Compiled by Kathy Shanahan

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Microsoft Word has been able to perform mail merges for a very long time. Starting with Microsoft Office 2007, Word could also create mail merge messages and send them as emails using Outlook. We can use Microsoft Office and TRUSTprocessor’s Query capabilities to export data from TRUSTprocessor to use in either a letter or an email in a few basic steps. Two steps for sending a mail merge letter:

Link the data into an Excel workbook to use in the mail merge1. Use Word to format the personalized letter and merge the data from the Excel Workbook2.

Three steps for sending a mail merge email:

Link the data into an Excel workbook to use in the mail merge1. Open Outlook to send the emails2. Use Word to format the personalized email and merge the data from the Excel Workbook 3.

If you need to create a mail merge or want to setup an export file link, please contact your client services consultant.

— By Robert Minsky

TP Tip: Mail Merge

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Baseball & Hot Dogs“A hot dog at the ballpark is better than steak at the Ritz.”

— Humphrey Bogart

Americans began playing baseball on informal teams using local rules in the early 1800s. By the 1860s, the sport, unrivaled in popularity, was being described as America’s “national pastime.” Alexander Cartwright (1820-1892) of New York invented the modern baseball field in 1845. He and the members of his New York Knickerbocker Baseball Club, devised the first rules and regulations that were accepted for the modern game of baseball. Claims about hot dog invention are many and varied. Sausages were made popular by German immigrants, and it was expedient for vendors on the streets to sell them in buns or on bread because they were too hot and greasy to handle with just a paper napkin. The association between hot dogs and baseball began as early as 1893 with Chris von der Ahe, a German immigrant who owned not only the St. Louis Browns (who became the St. Louis Cardinals in 1900) but also an amusement park and a bar. He served hot sausages on a bun at all three venues.

The National Hotdog & Sausage Council reports that over 5,161,370 hotdogs were sold in 2011 in ballparks across the nation. That fact puts a whole new spin on the old adage, “the dog days of summer … ”

— By Kathy Shanahan

Changes to 2012 Tax FormsThere are some changes coming for 2012 tax forms. We are already working on updating the programs that will be released to you in January. Here are some of the changes to expect:

• 1099-INT: There are three new boxes, all relating to state tax reporting.

• 1099-DIV: There are five new boxes. Two of them are for reporting exempt-interest dividends from a mutual fund or other regulated investment company (RIC). Those amounts will no longer be reported on Form 1099-INT. The other three boxes are related to state tax reporting.

• 1099-B: There are five new box descriptions on this form relating to reporting cost basis for both equity and mutual fund sales and state tax reporting. There is also a box for the ticker symbol on this form.

— By Kathy Shanahan

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HWA Client Conference – A Mountain ofInformative Fun

Our 2012 conference was kicked off by a Memphis Redbirds game, with a BBQ dinner on the upper deck provided by the famous Rendezvous restaurant. The Redbirds made the fun last 11 innings, until sadly, they were beaten by the Reno Aces. But, what a game …

Another highlight of our conference was welcoming three new interface partners to our team. Representatives from Chicago Clearing Corp, ByAllAccounts and OBS Financial Services talked about their products and interacted with our group of clients and prospects.

The Westin Hotel on Beale Street was rated highly by clients and sponsors alike for comfortable rooms, wonderful food and generous conference space. We are looking forward to returning next year.

We have a few surprises planned for our next conference. Most of them are ideas we got from interactive discussions and feedback from our client group. We hope you will join us for our 28th Annual Client Conference on May 7–9, 2013!

For more information call us at (800) 328-8661.

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IRS Rollover ChartI found this chart while searching for information about Joint and Uniform Life Tables for calculating 2013 RMDs (there are no changes to those tables this year).

For more information about retirement plans and rollovers, visit Tax Information for Retirement Plans Community at http://www.irs.gov/publications/p590/ch01.html

— Contributed by Kathy Shanahan

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Hot Dog Recipes

Chicago Style DogIngredients1 all-beef hot dog 1 poppy seed hot dog bun 1 tablespoon yellow mustard 1 tablespoon sweet green pickle relish 1 tablespoon chopped onion4 tomato wedges 1 dill pickle spear 2 sport peppers 1 dash celery salt

DirectionsBring a pot of water to a boil. Reduce heat to low, place hot dog in water and cook 5 minutes or until done. Remove hot dog and set aside. Carefully place a steamer basket into the pot above the water, and steam the hot dog bun 2 minutes or until warm. Place hot dog in the steamed bun. Pile on the toppings in this order: yellow mustard, sweet green pickle relish, onion, tomato wedges, pickle spear, sport peppers, and celery salt. The tomatoes should be nestled between the hot dog and the top of the bun. Don’t even think about ketchup!

Coney Dogs(not to be confused with an ordinary Chili Dog)

Ingredients8 hot dog buns 1 pound ground beef 2 onions, finely chopped 2 cloves garlic, finely chopped 2 tablespoons chili powder 1 tablespoon ground cumin 1 6 ounce can tomato paste 1 tablespoon yellow mustard, plus more for topping 1 tablespoon Worcestershire Sauce 2 teaspoons brown sugar 8 beef hot dogs in natural casings

DirectionsPreheat oven to 300 degrees. Wrap the hot dog rolls in foil and set aside.

In a large skillet cook beef, garlic and half of the onions over medium-high heat, until the onions are softened and the meat is cooked, about 5 minutes.

Stir in chili powder and cumin. Cook, stirring occasionally, for 3 minutes. Stir in 1 cup water, tomato paste, mustard, Worcestershire Sauce and brown sugar. Bring to a boil, cover, reduce heat to medium and cook until thickened, about 20 minutes.

Meanwhile, in a large saucepan, cover the hot dogs with water and bring to a boil. Cook until heated, about 8 minutes. Place rolls in the oven to heat through. Place hot dogs in rolls and top with the chili, remaining onions and extra mustard.

— Contributed by Rex Germany

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The Internet

We all know the internet is big. But did you know it is so big that it’s practically impossible to measure? With so much information available at the touch of a button, it’s easy to see how 70% of people feel that the amount of available data is overwhelming. The facts below will give you a little perspective on the internet.

Size of the Internet: Google estimates the internet at about 5 million terabytes of data which is 5 billion gigabytes or 5 trillion megabytes. The human brain can hold an estimated 1 to 10 terabytes. Using an estimate of five terabytes per brain, it would take a million human brains just to store the data on the internet and the internet is growing exponentially.

Population that uses the Internet: • North America 76.2% (only has 5% of the global population)• Australia & Oceania 60.8%• Europe 50.3%• Latin America & Caribbean 31.9%• Middle East 28.8%• Asia 20.1%• Africa 8.7%

What is the Internet used for: • 16% Entertainment• 10% Information• 13% Financial & Banking• 34% Prepay Services• 5% Purchasing games and shopping

Mobile Internet use: • 70% of mobile internet use takes place in the home• 87% of users access mobile internet more than once per day• 50% access it more than five times a day• 81% surf more than 15 minutes each session• 60% of users use the mobile internet for social connection

— Contributed by Gordon Proud

Internet Facts