HubID: You Should Own Your Own Identity

ª  Not issued by a government ª  Serves as an alternative form of authentication ª  Legacy identity in global system

ª  Passes through multiple institutions ª  Paper based, siloed and sometimes easily faked ª  Limited scope, not intelligent

ª  Incomplete view of who you are

ª  Digital identity from Hub Culture ª  Anchored on social network and community, trust and experience ª  Completely scalable to multiple data points ª  Volume, Veracity and Velocity of data enhanced ª  Evidence oriented data creates Aura and enables Personas over time ª  Individually owned with cryptographic vault and transparent rights/responsibilities ª  Very low fraud risk

Digital Identity

Big data is unlocking the value of connections in the social graph and enables us to assign value to those connections.

Virtual currency allows us to create and

maintain accounts relative to connections.

The bigger and more central the unit, the more value it contains.

Hub Culture is linking this data to Identity Services

and linking that to Ven Digital Currency

Eventually, all points on the social graph will mark a value, and the value will be able to be exchanged.

Information = Currency

Unlocking Value in the Social Graph

Right Now, Others Own You, And Sell You It’s one reason consumers are wary of providing sensitive authentication data and it keeps them from monetizing or controlling their ID

Digital Identity

HubID’s Multiple Value Propositions

Everyday People

²  Own your own identity, control use, visibility ²  Access and store data in crypto vault ²  Scalable, choice oriented Auras and Personas

Global Businesses

²  Access ID on transparent terms ²  Enjoy a veracity of data ²  Share Aura without compromising actual data ²  Enable Personas without compromising privacy ²  Lower costs by adding scaling pre-KYC function

Financial Institutions

²  Reduces KYC risks in financial markets ²  Build credit scores and risk profiles for unbanked ²  Access open source identity tools available to all ²  Enable standards and best practices to lower ID

development costs – FATCA OFAC etc.

A New Identity: HubID

Global Digital Identity: HubID

How it Works: HubID

Member gets HubID with HubCulture.com account Member adds data to complete tabs, which flow onto a digital badge. Each data type is unique and appends to the user ID as ‘Tabs’ to create ‘Aura’ Additional location and link information rounds out the ID profile. The data is stored in a personally owned (but Hub Culture managed) data storage vault. Only the badge, not the data is visible to others on the web, and the badge can be ported as a KYC tool to others. Many types of data can become tabs to populate the badge. All badges come with Ven wallet for micro-transactions. *Patent Pending

Open Audits are Coming

Open Audit Initiative *reports Ven TX to new, open block-chain *creates audit transparency for other types

of transactions *public accessed ledger, cryptographic key *uses HubID Tabs and Keys

Appendix

Information about Hub Culture, which manages Ven: Online Social Network HubID Authentication Pavilions for Redemption Ven Financial Services

Network + Knowledge + Places

Global + Currency + Sales

The Hub Culture network manages Ven

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Copenhagen

Ibiza Davos

Hub Pavilions use Ven

Cannes New York Los Angeles

London

Ibiza London Rio de Janeiro

Davos Beijing

Durban

Ho Chi Minh City

Copenhagen

Sacramento

Ven’s Global Asset Basket

Ven Flow

Ven Central Reserve Board

Ven Trust

GLACIER

Authority Status

Networks Finance Mobile Social Retail

Sovereigns Exchanges

Wallets Banks

Hub Culture Ven Cash

HubID

MELT Redemption

Ven Economy

Hub Culture has worked with many global brands over the years and maintains strong partnerships around Hubs and Ven. Over 60,000 global VIPs and experts have been personally engaged with over 400 Million Ven exchanged since 2007.

Lots of companies use Ven

For more information on the Pavilions, consulting services and content products please contact:

Hub Culture Services Ltd. 16 Great Marlborough Street London, W1F7HS United Kingdom

Toll Free: +1 844 HUB CULTURE t. +44 207 693 1106 f. +44 207 693 0965 m. +44 7974156458

info@HubCulture.com HubCulture.com

Principal and Affiliate Offices: Bermuda Geneva London Hong Kong New York San Francisco Singapore The knowledge presented in this document is for the intended named recipient only and should not be passed, reproduced or distributed. All content and ideas presented in this document are the intellectual property of Hub Culture Ltd. © Hub Culture Ltd. 2002-2014 All Rights Reserved.

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