Hsbc Tripti
-
Upload
tripti-tiwari -
Category
Documents
-
view
226 -
download
0
Transcript of Hsbc Tripti
-
8/7/2019 Hsbc Tripti
1/23
A
Summer Training Project Report
ON
The world's local bank
INVESTMENT & WEALTH MANAGEMENT ANALYSISJODHPUR
Submitted in partial fulfillment for theAward of degree of
Master of Business Administration
SUBMITTED BY: SUBMITTED TO:TRIPTI TIWARI MS. NEELU TUTEJAMBA, III SEM. MS. YAMINI GUPTA
MIMT KOTA FACULTY MEMBERS, MIMTKOTA
-
8/7/2019 Hsbc Tripti
2/23
Banking: Private Sector
New Private Sector Banks
Superior Financial Services
Designed Innovative Products
Tapped new markets
Accessed Low cost NRI funds
Greater efficiency
-
8/7/2019 Hsbc Tripti
3/23
HSBC
COMMERCIAL BANKING Personal banking Non Resident Indian banking Financial Planning services Corporate Banking Business Banking Payments and Cash Management
Trade (international and domestic)and factoring services Institutional Banking
-
8/7/2019 Hsbc Tripti
4/23
Treasury and Capital markets
Custody and clearing
Asset Management
Global Resourcing
Data Processing
Primary Dealership
Primary Equity
Asset Service
Investment banking
-
8/7/2019 Hsbc Tripti
5/23
HSBC PREMIER
Relationship Management
Investment Services
Broking Services
Exclusive HSBC Premier Centers Special Account for Children
HSBC Premier debit Card
High cash withdrawals
HSBC Premier Master Card
Home banking No Bounce Cheque protection
HSBC Premier Global service
-
8/7/2019 Hsbc Tripti
6/23
wealth management for HSBC
Premier
Investment & Risk analysis Need identification Various investment avenues
Fund management five category of portfolio SECURE MODERATELY CONSERVATIVE
BALANCED MODERATELY AGGRESSIVE AGGRESSIVE
-
8/7/2019 Hsbc Tripti
7/23
VARIOUS INVESTMENT AVENUES
Equities
Mutual funds
Bonds Deposits
Cash equivalents
Real estate Gold
-
8/7/2019 Hsbc Tripti
8/23
Research Methodology
Title: Investment & Wealth managementanalysis; premier
Universe: jodhpur
Sample size:50( customers & prospects)
Sample type: convenience sampling
DURATION:60 DAYS
(21/06/2010-21/08/2010) RESAERCH TYPE: Descriptive
-
8/7/2019 Hsbc Tripti
9/23
Research Objective
1) Main objective The main objective is to know the awareness of Wealth
Management Services provided by the bank.
2) Specific Objective To know the risk taking ability of investors; To study the investment pattern of the customers; Creating relationship with the customer to have their
sources; To study the financial needs of the customers;
To educate investors to take active part in WealthManagement; To motivate customers to take more risk and generate
more return.
-
8/7/2019 Hsbc Tripti
10/23
Analysisand Interpretation
1. Age:
Where,
Less than 1818-30
30-50Above 50
0%16%
54%
30%1
2
3
4
-
8/7/2019 Hsbc Tripti
11/23
Occupation details:
1. Private sector service
2.public/government sector3. Self employed/ professional4.others (please specify)
20%
0%
80%
0%
1
2
3
4
-
8/7/2019 Hsbc Tripti
12/23
gross annual income details
020
60
164
1
2
3
4
5
1.UptoRs.2,00,0002.Rs.2,00,001-Rs.5,00,0003.Rs.5,00,000-Rs. 10,00,0004.Rs.10,00,001-Rs.50,00,0005. above Rs. 50, 00,000
-
8/7/2019 Hsbc Tripti
13/23
INVESTMENT OBJECTIVE:
What is the primary objective for the investment portfolio?
1. To assume safety of my principal2. To generate income. If so how much you need
annually3. To achieve a particular investment goal4. To accumulate assets for retirement5. Others Please explain
0% 6%
30%
24%
40%1
2
3
4
5
-
8/7/2019 Hsbc Tripti
14/23
Which types of investment vehicles are
most suitable for your portfolio?
. HSBC FIXED DEPOSIT
. CERTIFICATE OF DEPOSIT
. MUTUAL FUNDS
. SYSTEMATIC INVESTMENT PLAN
-
8/7/2019 Hsbc Tripti
15/23
If your investment portfolio suffered a temporary decline, could
you cover your immediate cash flow needs from other sources
of assets?
1. No. There are no other assets that I could use to cover my immediatecash flow needs
2. Yes. Ive other assets to cover my immediate cash flow needs, but itdbe difficult to access them
3. Yes. I have other assets to cover my immediate cash flow needs, butsome advance planning would be necessary.
4. Yes. Ive other assets to cover my immediate cash flow needs.
-
8/7/2019 Hsbc Tripti
16/23
RISK PROFILE
How many years of experience do you have withinvestment products the value of which canfluctuate (including buy and hold and activetrading?
0% 10%
50%
40% 1
2
3
4
1. No experience
2. Less than 3 years
3. between 3 and years
4. More than 9 years
-
8/7/2019 Hsbc Tripti
17/23
Approximately what percentage of your assets is currently held
in investment products where the value can fluctuate?
54
46 1
2
1. Between and 1
2. Between 1 and 5
-
8/7/2019 Hsbc Tripti
18/23
What level of fluctuations would you generally be comfortable
with?
. Fluctuates between - and +
. Fluctuates between - and +
. Fluctuates between - and +
. Fluctuates between - and +
. Fluctuates between - and +
-
8/7/2019 Hsbc Tripti
19/23
What time horizon would you generally be comfortable with when investing in
products the value of which can fluctuate?
. between and years
. between and years
-
8/7/2019 Hsbc Tripti
20/23
An investor has a need for investment, there has been made various
classification of needs.
. property purchase
. childrens education. childrens marriage
. securing lifestyle
. retirement
-
8/7/2019 Hsbc Tripti
21/23
Recommendations & Suggestions
The sample of 50 customers and prospects were
suggested the developed portfolio on the basis ofvarious information gathered and the investors fordifferent category has been presented below:
fina esultfo selectedsam le
1
2
3
4
5
0
5
10
15
20
25
1 2 3 4 5
Series1
1. SECURE
2. MODERATELY CONSERVATIVE
3. BALANCED
4. MODERATELYAGGRESSIVE
5.AGGRESSIVE
-
8/7/2019 Hsbc Tripti
22/23
FACTS & FINDINGS
PFR the Financial Analysis Tool and the Insurance NeedsCalculator predict the future needs and amount of coverrequired by a particular customer in an effective manner.
Wealth management services at HSBC bank are amongst thebest in the industry with the prime thrust on niche market.
The services provided by the bank are better than thecompetitors. The brand makes regular efforts to gain more business from
its existing subscribers by telemarketing. Telemarketing executives seems to be well trained to interact
with customers with end result of building highly positivebrand associations, if not more revenue.
It has started the concept ofSocial Workforce balance inwhich the employees are given time to fulfill their social
obligations.
-
8/7/2019 Hsbc Tripti
23/23
The revenues have grown up with the WealthManagement Services and the Premier customers aremore satisfied with these services.
The bank is using a double edged weapon for fulfillingits social commitments, as well as effectively publishingits services by way of conducting various events onSaturdays which include Magic shows Painting competition for children Craft making competition for children Cartoon day celebration
To increase the morale of the employees celebrationsfor target beaters along with the celebration of thebirthdays are done.
Effective portfolio development and management isdone.