Table of ContentsAt a GlanceBasics -- At a GlancePercentages -- At a GlanceMemory Keys -- At a GlanceTime Value Money -- At a GlanceTVM What if -- At a GlanceAmortization -- At a GlanceInterest Rate Conversion -- At a GlanceIRR/YR and NPV -- At a GlanceStatistics -- At a Glance

Chapter 1 - Getting StartedPower On and OffAdjusting the Display ContrastSimple Arithmetic CalculationsUnderstanding the Display and KeyboardMath FunctionsDisplay Format of NumbersMessagesPicturing Memory

Chapter 2 - Business PercentagesPercent KeyMargin and Markup Calculations

Chapter 3 - Number Storage and ArithmeticUsing Stored Numbers in CalculationsDoing ArithmeticPower OperatorUsing Parentheses in Calculations

Chapter 4 - Picturing Financial ProblemsHow to Approach a Financial ProblemSigns of Cash FlowsPeriods and Cash FlowsSimple and Compound InterestInterest RatesTwo Types of Financial Problems

Chapter 5Using the TVM ApplicationClearing TVMBegin and End ModesLoan CalculationsSavings CalculationsLease CalculationsAmortizationInterest Rate Conversions

Chapter 6 - Cash Flow CalculationsHow to Use the Cash Flow ApplicationNPV and IRR/YR: Discounting Cash FlowsOrganizing Cash FlowsEntering Cash FlowsViewing and Replacing Cash FlowsCalculating Net Present ValueCalculating Internal Rate of ReturnAutomatic Storage of IRR/YR and NPV

Chapter 7 - Statistical CalculationsClearing Statistical DataEntering Statistical DataCorrecting Statistical DataSummary of Statistical CalculationMean, Standard Deviations, and Summation StatisticsLinear Regression and EstimationWeighted Mean

Chapter 8 - Additional ExamplesBusiness ApplicationsLoans and MortgagesSavingsCash Flow Examples

Appendix A - Assistance, Batteries, and ServiceAnswers to Common QuestionsEnvironmental LimitsPower and BatteriesDetermining if the Calculator Requires ServiceConfirming Calculator Operation -- the Self-TestLimited One-Year WarrantyIf the Calculator Requires ServiceRegulatory Information

Appendix B - More About CalculationsIRR/YR CalculationsEffect of Using Sigma- to Correct DataRange of NumbersEquations

MessagesIndex