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Life begins at Retirement

Itemizer-ObserverOctober 5, 2016 • Section D

2D Senior Living Polk County Itemizer-Observer • October 5, 2016

(Family Features) — The brain is the body’smost complex organ. It’s also the most importantone. That’s why keeping it healthy is critical,especially as you age. Every day, scientists are dis-covering how closely our minds and bodies areconnected. As it turns out, the things that you doto keep your body and heart healthy may also begood for your brain. Incorporate these eight healthy habits and

activities into your daily life to help you optimizebrain health and stay sharp in the years ahead.

Get MovingPhysical activity is good for your health at every

age. Studies show being active is associated witha lower risk of brain issues. Whether it’s nightlywalks, playing with the grandkids or taking yourfavorite yoga class, find an activity that meets your needs and gets your heartpumping for at least 30 minutes every day.

Eat to ThriveThe antioxidants in nutrient-dense foods like berries, broccoli and legumes,

including some fats such as olive oil, may lower some risks to your brain. Tryeating a healthy, low-fat, low-cholesterol diet with lots of vitamin-rich fruitsand vegetables, as well as whole grains such as oatmeal and brown rice.

Know Your Blood PressureHigh blood pressure can have serious effects on your brain health. If your

blood pressure is high, get it under control. It may help reduce some risks toyour brain.

Drink Moderately

How the body handles alcohol can change withage. Some older adults can feel “high” withoutincreasing the amount of alcohol they drink. Thiscan make them more likely to become confusedor have accidents. So limit the amount of alcoholyou drink – or don’t drink it at all.

Get a Good Night’s SleepPoor sleep, or inadequate sleep, due to issues

such as insomnia or sleep apnea, doesn’t justleave you feeling tired. It can have serious physi-cal effects and can impact memory and thinking,too. Get comfy and go to bed. Seven to eighthours is a good night’s rest.

Discover a New TalentWhen you learn new things, you engage your

brain. Try something you haven’t done before –learning French, ballroom dancing or carpentry, for example. Challenging yourbrain on a regular basis is fun and beneficial.

Stay ConnectedScience has shown that regular engagement in social activities can help

reduce some risks to your brain. Stay connected and invite family or friendsover for a healthy meal, go on a hike together or just hang out.

Talk to Your DoctorAs you age, some changes in brain function, including short-term memory,

happen more frequently than when you were younger. If you have questions orare concerned, ask your doctor at your next appointment. For more tips on keeping your brain healthy and thriving, visit

BrainHealth.gov.

8 Ways to Keep Your Brain Healthy and Sharp

Dallas Area Senior Center955 SE Jefferson St., Dallas

503-623-8554Monday - Friday 10 a.m. – 3 p.m.

These are just a few of the events taking place in October.If you are interested in participating in any of these events orare interested in obtaining the entire calendar for October,please feel free to call or visit the Dallas Senior Center.

Oct. 7— Bingo 6:30 pm Oct. 8 — Guthrie Park Dance 6:15 pmOct. 8 — Noon Potluck Speaker/White Elephant

Oct. 14 — October trip! Spirit Mountain Casino 10:15 amOct. 17 — Movie Monday! Willy Wonka 9:30 am

Soup & Bread lunchOct. 27 — 10th Annual Halloween Music Jam

Music starts at 6:30 pmOct. 31 — Halloween Party & Costume Contest! 6 – 9 pm

Weekly classes, such as; Crafts, Cards, Exercise and more. Please come by and visit.

Monmouth Senior Community Center180 S. Warren St., Monmouth

503-838-5678Monday - Friday 9 a.m. – 4 p.m.

These are just a few of the events taking place in October. If any of these events grabs your attention or you areinterested in looking at the full calendar of events and

classes, call the Monmouth Senior Center.

Oct. 5 — Women’s Breakfast 8:55 Oct. 14 — Potluck/Barbershop Quartet 12:00 pmOct. 20 — Soup & Pie Fundraiser 11:30 am to 1:30 pmOct. 21 — Ice Cream Social & White Elephant Bingo 1:00 pmOct. 21 — Trip: Rice Museum 11:30 amOct. 22 — Women’s Night Out 5:00 pm Dinner 6:30 pmOct. 24 — Trip: Fall Foliage 9:00 amOct. 26 — Trip: Veterans Home Tour, Lebanon 9:00 amOct. 30 — Harvest Party 1:00 pm

Every week — Painting class, Card making, Cribbage, Bridge, Yoga, Bingo and so much more!

Come join the fun!

Polk County Itemizer-Observer • October 5, 2016 Senior Living 3D

Your destination for Family Fun, Fitness, & FRIENDS!

Discover the wonders of water!The Dallas Aquatic Center has asix lane competitive swimmingpool with diving boards, a therapypool, wading pool, water slide,spa, and a multi-use pool with acurrent channel.

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Our sixteen-room locations are excellent for residents who do not want to livein a larger community setting, but require a higher level of care. The staff inour residential care home may assist with medication, help residents bathe,dress and perform many other daily tasks or activities of daily living.

503-623-0300 • 280 SE Uglow St. 503-838-0330 • 202 So. 9th St.


New, expanded senior centers in the worksMONMOUTH — It’s been a long road of

fundraising and waiting, but the MonmouthSenior Center expansion is nearing completion. Sue Teal, the center’s manager, said the job is

slated for completion within a month. “We’ve been raising money for twelve years,”

Teal said. The 2,133-square foot addition will provide

three new classrooms, bigger restrooms andmore storage for the facility that has outgrownits current space. Teal said yoga and other exercise classes will

move to the larger classroom. “It has more privacy and we are installing a

sink so we can have art classes,” she said. The $520,000 project needed a little help from

the Monmouth City Council to get the workstarted in the spring. Bids came in about$100,000 over budget, so the city voted to fill thegap for the long-awaited project. “We are so excited,” Teal said. Much like Monmouth Senior Center users,

those who frequent the Dallas Area SeniorCenter are hoping to see plans for a new centermove forward soon. Now, the lot picked for the center — behind

the old Carnegie Library on Church Street —

remains unoccupied. The project has acquired the necessary

funding — a $1.9 million CommunityDevelopment Block Grant — but the federalmoney comes with strict requirements thathas occupied the nearly two years since themoney was awarded. Dallas City Manager Ron Foggin is hopeful

that will be completed soon and the projectout to bid as soon as November. The city signed a grant contract with the

state in January 2015. The following June anenvironmental review began. It was justcompleted in August, which unfortunatelypushed back the start time frame fromSeptember to later this year. “There is nothing the city could have done

to speed this process up, and we are certainlynot working to slow or stop the constructionof the center,” Foggin said. The city needs to submit comments from

the National Oceanic and AtmosphericAdministration environmental in October,the last step before it can be approved to goout to bid.

PhOTOS by Jolene GuzmanAbove: Monmouth Senior Center nears completion.Below: The future site of Dallas Senior Center awaits project bid approval.


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(BPT) — There's no arguing grandpar-ents have special relationships with theirgrandchildren. Whether they are a couplehours' drive away or a flight across thecountry, distance doesn't dissolve thisbond.National Grandparents Day happens

every September, but grandparents andfamilies shouldn't have to limit the celebra-tion to just one day of the year. Here are fivefun ideas for staying in touch with family,no matter how near or far they live.

Play games online togetherTechnology can be a wonderful way for

different generations to connect long-dis-tance. Beyond phone and video calls,schedule time for grandkids and grandpar-ents to play virtually. There are numerous programs that let players in differentlocations challenge each other to cards, checkers, chess and more. Interactivesketching apps make drawing or playing tic-tac-toe a breeze from two loca-tions. A little play can make everyone's day.

Schedule weekly phone callsMaking a weekly phone date ensures everyone stays in touch. Long-distance

phone calls are easy and budget-friendly when you use an affordable cellphoneprovider like TracFone. With a new 30-day smartphone-only plan with talk, textand data for just $15 a month on the largest 4G LTE networks, you'll haveenough money left to spoil the grandkids. And, with no activation or cancella-tion fees, you can change your no-contract plan as often as your needs change,

without penalties. Learn more atwww.TracFoneSwitch.com.

Read a book togetherThe written word has a way of bringing

people together. Pull up video calling forthe whole family to read a goodnight storytogether. Older kids can select a series ofinterest with their grandparents and readat the same time, meeting each week via avideo or phone for a discussion. PerhapsGrandpa or Grandma can start by suggest-ing their childhood favorite, and familymembers can take turns selecting booksfrom there.

Pen pal exchangesIn a digital world, it's rare to receive let-

ters. However, kids love to get mail, so whynot start a pen pal exchange? Small kids can color pictures while big kids canpractice penmanship and writing skills. Grandparents and grandkids alike willlove receiving fun surprises in the mail from each other. Strive to send itemsonce a week so everyone has something to look forward to.

Video performancesIf you cannot connect in-person but the kids and grandkids want to show off

their talents, try a video performance! Whether it's demonstrating the year'sdance recital choreography, practicing a new tune on the piano, or acting out afun play, kids will enjoy showing off and grandparents will feel extra loved. Hitthe record feature and send grandparents the file afterward so they can revisitany time they're missing the grandkids.

5 ideas for celebrating grandparents and forging deeper bonds with family

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Ben Meyer, AAMS®

Financial Advisor503-606-3048193 E. Main StreetMonmouth, OR 97361

Bob Timmerman Financial Advisor503-623-5584 159 SW Court StreetDallas, OR 97338

Kelly K. DenneyFinancial Advisor503-623-2146244 E. Ellendale, Suite 2Dallas, OR 97338

You’ve Spent a Lifetime Preparing for Retirement.Now What?_________________________________________

To develop a retirement income strategy that works for you, contact your Edward Jones financial advisor.

Specializing inVehicle & Home Accessibility

• New & Pre-Owned Vehicles• Wheelchair Van Rentals• Adaptive Driving Equipment• Stair Lifts & Ramps for the Home

Let Us Help You Achieve Your Fitness Goals Today!!

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Visit www.monmouthfit.com for class schedules and more informationFully staffed during business hours

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(Family Features) —Many seniors are findingtheir medical expensesexceed what they antici-pated when planning forretirement. Maximizingthe value of availableassets can be one of theways to significantly ease astressed budget.Whether living a longer,

healthier life than antici-pated, dealing with a criti-cal illness or paying forongoing treatment for var-ious ailments, the costsassociated with medicalcare can add up. If you or aloved one is facing thischallenge, it may be timeto explore alternatives thatallow you to continue tocover your expenses whileeasing the burden on yourbank account.Consider this story

about a woman who soldher $500,000 term policy topay her medical bills andcover future treatmentcosts. After her husbandpassed away, she was hav-ing trouble meeting her lifeinsurance premium pay-ments. Years later, she wasdiagnosed with ovariancancer and was strugglingto meet the cost of herongoing treatment. Shetried to apply for an accel-erated death benefit, but didn’t qualify due to her state’s regulations. That’swhen she contacted Coventry Direct to explore the option of selling her policy.

She sold her policy for $175,000. Having paid only $9,527 into a policy thathad no cash value, she was surprised to learn how much it was worth. With theproceeds from the life settlement, she paid off her debts and no longer had toworry about the cost of her medical treatments.One of these solutions may help manage your assets in a way that allows you

to deal with mounting health care costs:Cut costs where you can. Ask your doctor to periodically review your med-

ications to determine whether there are any you can eliminate, either due toimproved condition or because other, newer prescriptions make them redun-dant. Also, talk with your doctor and pharmacist to ensure you are able to fillgeneric prescriptions when possible for added savings.

Take stock of your financial resources. Obvious assets such as a bankaccount or home can be leveraged for your financial benefit, but don’t overlookother potential resources, such as a life insurance policy. Many people are notaware that life insurance is personal property, has value and can be sold. Sellingyour life insurance policy, which is known as a life settlement, may result in an

immediate cash payment. A company like Coventry Direct can help you deter-mine whether a life settlement might allow you to sell your policy to help coverimmediate needs or relieve the pressure of mounting medical debt. To learnmore about your options and whether a life settlement is right for you, visitcoventrydirect.com/lifesettlements or call 888-858-9344.

Be a smart shopper. Shopping around for the best prices may take time, butit can also help you keep more of your money. For example, when it comes tospecial treatments and procedures, ask for a detailed explanation of chargesahead of time and compare outpatient facilities to hospitals to find the mostaffordable option.

Seek supplemental coverage. If out-of-pocket expenses are eating away atyour savings account and you qualify for Medicare, consider purchasing sup-plemental coverage. You may find that the monthly premiums are more afford-able than the costs you rack up with each new visit or prescription refill.Managing your medical costs can feel like an overwhelming task, but there

are steps you can take, including tapping into your financial assets, that canease stress and allow you to focus more energy on managing your health andhappiness.

How to Deal with Rising Health Care Costs


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Jana FoggPrincipal BrokerLicensed in Oregon

[email protected]

Windermere Western View Properties

I am a Senior Real Estate Specialist. I earned that designation because I understand the importance of value and taking care of our loved ones.With this designation I learned how to help people in their senior yearsmake informed decisions about what is best for them and their familiesat this stage of their lives. So please let me know if I can help you or aloved one today.


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Moving Is The Best MedicineFor Osteoarthritis

Here are a few facts you may not know about osteoarthritis:

• Arthritis is not just an old person's disease; symptoms ofosteoarthritis can begin as early as age 40 and progress slowly.

• Maintaining a healthy weight and being physically active canprevent or decrease the progression of osteoarthritis.

• Small amounts of weight loss and physical activity candecrease the pain and disability of osteoarthritis.

• For every 1 pound of weight loss, there is a 4-pound reduc-tion in the load exerted on each knee.

• Physical activity keeps joints flexible and maintains orimproves muscle strength.

• Osteoarthritis typically affects only certain joints, such as thehips, hands, knees, lower back and neck.

To fight arthritis pain, incorporate exercise into your daily life,even if you only add a daily walk of 15 to 30 minutes. If pain orbeing overweight makes it difficult to exercise, try the ArthritisFoundation Exercise Program or the Walk With Ease program.

For more information, visit www.fightarthritispain.org.

• Doctors Appointments• Grocery Store Trips• Random Errands• Rides Home

Here for all your Taxi needs.

When you need a ride, I’ll be here.

— Merlin Berkey, Owner


• Rehab/Skilled Nursing • Assisted Living • Lodge Residents • Memory Care Center • Garden Homes • Independent Living Apartments

503-623-5581377 NW Jasper St., Dallas, OR 97338

www.dallasretirementvillage.com

To learn more call: Shellie Berry, Director of Admissions and Marketing for Assisted Living, Memory Care and Health CenterLindsey Horton, Sales and Marketing Director for Independent Living

A Non-Profit Community

Founded in Christ Since 1947.

All Faiths Are Welcome.

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