How to guide 2014

HOW-TOLUDINGTON DAILY NEWS | November 2014

Guide

How - toHospice care isn’t only for the dying. Hospice puts the family and patient at the center of care planning by working closely with physicians and

caregivers to provide comprehensive, compassionate care for individuals nearing the end of life.

Hospice care can be provided in your home, assisted living centers, nursing homes, hospitals and residential facilities. Hospice care specializes in making the patient feel as comfortable as possible. More and more, patients choose to receive treatment in

their own homes, where they are most comfortable, surrounded by family and loved ones.

Part of selecting a hospice involves having the right feeling. Choose one that helps you and your family feel at ease. You should be prepared to ask and answer some extremely difficult questions. Remember, death is a tough subject to discuss and clear, caring communication is absolutely essential. A quality hospice program will give you all the time and personal attention you need to ease your mind.

Since some physicians may hesitate

to broach the subject of hospice care, you may need to bring it up yourself. Ask whether hospice care would be appropriate and which services might be most helpful to ease the end-of-life process. You can also approach a hospice provider directly to ask about their services. They will work with physicians to help determine if a patient is eligible for hospice care.

By focusing on the emotional, spiritual and physical needs of both the patient and family, hospice care helps make the end-of-life experience meaningful for all, allowing people to die with peace and dignity.

Opting for hospice care can be one of the most compassionate decisions you

will ever make.

choose hospice care

When you or your loved one is faced with a life-limiting illness, you want the most experienced team of professionals at your side.

Choose the experts at Hospice of Michigan.

When you need care — even in the middle of the night — RNs are available to answer questions or make an urgent visit if needed, to ensure you receive the care you need when you need it. It’s what makes Hospice of Michigan your best choice for end-of-life care.

5177 W. US-10, Ludington

24/7 tollfree: 888-247-5701www.hom.org

You Have a ChoiCe in Hospice care

Brenda Sweeney, RN

2 | Ludington daiLy new/How to guide | FRiday, noVeMBeR 7, 2014

FRiday, noVeMBeR 7, 2014 | Ludington daiLy newS | 3

How - to choose a

college that’s right for you The second function of community colleges is to prepare students for the job market by

offering entry-level career training, as well as courses for adult students who want to upgrade their skills for workforce re-entry or advancement. Here are some reasons you might attend West Shore Community College:

1. YOU’RE TIGHTON FUNDS Community colleges cost significantly less than state or private colleges and universities. This means that they can be a cost-effective way to complete the first years of college.

2. YOU’RE NOT SUREABOUT COLLEGE Maybe you’d like to begin by aiming for a two-year associate’s degree and assess as you go whether you want to pursue a bachelor’s degree.

3. YOU AREN’T SUREWHAT KIND OFPROGRAM TO PURSUE Many people enter college without a clear idea of what they want to focus on. At a community college, you can explore different subject areas before committing to a program, without having to be so

concerned about finances. Many community colleges offer intensive guidance counseling that can help you assess your abilities, and interests.

4. YOU WANT TO BUILDYOUR SKILLS BEFORETRANSFERRING Whereas many four-year colleges and universities have selection criteria for attendance, such as a minimum required GPA, community colleges are open to everyone. If you want to pursue college-level coursework but aren’t academically ready, community colleges offer classes and one-one-one tutoring to help you strengthen your basic skills.

5. YOU’D LIKE A CAREER-ORIENTED DEGREE Programs like these are often not available at four-year institutions. If you’re thinking of seeking employment after finishing up at a community college, there are several routes you can take. You can earn an associate degree – an Associate of Arts or Science (A.A. or A.S.) or an Associate of Applied Arts and Sciences (A.A.A.S.). These degrees take about two years to complete. However, if you want to take courses in a specialized area of study but don’t want to spend the time necessary to earn an associate’s degree, many community colleges have certificate options that provide intensive training in a specialized field like computer network services, management, office information systems, or early childhood education.

Community colleges weredeveloped, and still exist,

for two major purposes. Thefirst is to serve as a bridge

from high school to collegeby providing courses for

transfer toward a Bachelorof Arts or Bachelor of Science

degree. Four out of 10college-bound high-school

graduates start their collegeeducation this way.

students education and training in nursing, math and science, engineering and so much more. Research proves that the more education you have, the more you can earn.*

Why settle for a low-paying job when you can prepare today for the career of a lifetime?

Register now for winter semester classes! Classes begin January 12.

3000 N. Stiles Road, Scottville

231-845-6211 • 800-848-9722

www.westshore.edu

where students come first

Dream job training available now

*According to the U.S. Census Bureau, a worker with a 4 year college degree earns nearly double a worker with a high school diploma.

612 S. WASHINGTON • LUDINGTON • 843-9531Hours: Mon. - Thurs. 9-5:30; Fri. 9-6; Sat. 9-3:30; Sun. Closed

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NOVEMBER 5 - DECEMBER 3BEFORE BUYING, CONSIDERWHERE THE APPLIANCE WILL BE STORED AND USED

Besurewhereyou’lluseitiswiredadequatelyandthatthere’sanoutletavailable.Don’tuseextensioncordsunlessit’sabsolutelynecessary.Cordsreduceefficiencyandmaybedangerous.Onceyou’vedecidedyoureallyneedtheapplianceandthatyouhaveroomforit…considertheoriginalpricetagplusanyinstallation,operatingandmaintenancecosts. Lowoperatingcostsmaymakeenergy-efficientmodelsworththeinitialhigherprice.Forexample:somenewmodelsofrefrigeratorsandfreezersare50percentmoreenergyefficientthanmodels10yearsold.ChecktheyellowandblackEnergyGuideLevelson

majorappliancesforenergyinformation.

CHECK THE COST OF CREDIT Ifyoucananticipatebuyinganappliance,trytosavealittleeachmonthsoyoucanpaycashandavoidthecostofinstallmentbuying.Youmayeven

getalowerpriceifyoucanpaycash.Anticipatingyourpurchasewillalsogiveyoutimetogettheinformationyouneedtobuywisely.Ifyouknowyou’llbebuyingamajorappliance,startreadingads,consumermagazinesandbuyingguides.Askfriendsandrelativesaboutthemodelstheyhaveandwhich

featurestheyuseordon’tuse.

WARRANTY OR GUARANTEE Taketimetoreadthewrittenguarantee…don’tjusttakethewordofthesalesperson.Whenyoubuy,remembertofilloutandmailthewarrantycards. Lookforsafetysealsandsealsofapproval.TheULseal(Underwriters’Laboratory)isprobablythebestknownsafetyseal.Anotherseal,abluestaremblem,maybefoundongasappliances.ItmeansthatthedesignandconstructionmeetsafetyandperformancestandardsoftheAmericanGasAssociationLaboratories. Somemagazinesandothergroupshavesealsofapproval,too,buttheyvaryintheirworthtotheconsumer.Don’tassumethatasealassuresquality. Forthemostpart,appliancesonthemarketdowhattheyaredesignedtodo.Yourchoiceofbrandandpricewilldependonpersonalpreferenceandindividualneedratherthanactualdifferencesinfunctionandquality.Formoreinformationonchoosingappliancesforyourhome,contactyour

localcountyextensionoffice.

Often the basic appliance unit isthe same for several brands, butthe price increases as the added

features increase. This is true on majorappliances… tall new models are

energy savers.

How - tochooseanappliance



SCORESHARE THE ✔ Are you an avid high

school sports fan?

✔ Are you a parent of a high school athlete?

✔ Go to lots of local high school games?

✔ Got a smart phone?

When you’re at a game, send us a tweet with the sport you’re watching and the

score at @SportsLDN and we’ll send it out for those following the

scores on our website, LudingtonDailyNews.com.If interested, call David

Bossick, 845-5181, ext. 312.

How - to find the right

real estate agent Buying or selling a home is a big financial decision, yet many people avoid putting effort into finding the right real estate agent. Choosing the right agent can save you time and

stress whether you are trying to find a home or would like to sell your home.

All real estate agents aren’t created equal. The amount of formal education a realtor has, the

knowledge they have about the neighborhoods you want to buy into and the real estate listings they have access to vary widely. Many people use the terms “realtor”, “real estate agent” and real estate broker interchangeably, but they aren’t mutually inclusive. A real estate agent is a person who has a real estate license from the state in which they practice. A realtor is a real estate agent who has earned additional certification from the National Association of Realtors. A real estate broker is a realtor who has yet more training and a different license than real estate agents or realtors. For the most part, the exact title of the real estate professional you work with isn’t as important as the level of commitment, energy and local knowledge he or she may have. But trying to find the real estate agent who embodies all the above can still be a challenge. Read over the following tips for choosing a realtor (or real estate agent, or broker) and you’ll be ahead of the game:• There are a few types of real estate agencies out there - small ones, large ones, franchises and independent agencies - but don’t

get too hung up on the differences. The individual agent is more important than the agency.

• Know what type of representation you’re looking for. Most real estate agents are seller’s agents, meaning they on’y represent seller’s interests (to the disadvantage of the buyers). This is great if you’re a seller, but if you’re looking to buy a home inquire about buyer’s agents - brokers who represent the buyer’s interests in real estate transactions - at any agency you look at.

• To find the find the right agency, do some legwork. Explore the neighborhoods you’re interested in buying into and look for realtors/brokers nearby.

• Search for real estate agents, not individual homes or properties. You may be looking through your newspaper’s real estate section one day and fall in love with a home that a particular real estate agent is listing. The long-term relationship you have with your real estate agent is more important than any particular home.

• Look for experience. The real estate profession has a high rate of turnover, which means lots of untested agents are constantly moving in and out of agencies. Ask how long they’ve been practicing.

• Look for commitment. Many real estate agents only practice on a part time basis and they might not have the time or drive to give you the attention you deserve,

In the end, choose the agent that represents the best combination of knowledge, experience and responsiveness and who seems to understand you and your needs.

Finding the right real estate agent is everything.

Real estate transactions are complicated, and if you’re like most home buyers, all your assets are on the line

Lighthouse RealtyLake County 231-898-3660

Oceana County 231-869-7500Ludington 231-845-7500Manistee 231-398-3800

Tim Gibson231-233-7327

Susette Redman Wilson231-383-0565

M.A. Ferguson269-377-9516

John Ferguson269-377-5946

Vince Barnett231-898-2919

Ray Summers231-510-1313

Casey TennantOffice Mgr. Manistee

Dick Boyd231-590-1067

Jamie Loney231-794-9740

Debby Stevenson231-510-5727

Pam Weiner810-841-8616

Rose-Marie Smith231-794-9093

Don Bradley231-425-8838

Ingrid Wadel231-301-0646

Dale Smith231-794-9122

Rick Randall231-633-8661

Lori Dickenson231-633-8417

Heather Barker231-510-5505

Judianne Sibley231-239-1333

Pam Prior231-690-3188

Ben Korendyke231-690-0670

Lois Janish231-510-5065

Nikki Smith231-794-8034

Laura Iles231-907-0873

BethAnn Kozicki231-794-8960

Gloria Pirkola 231-425-0845

Steve Iverson231-907-1200

Random Messeder231-425-8753

Pam Luetkemeyer231-923-8830

Stan Willson231-852-0536

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How - to choose

assisted living housing

Today there are more housing options for seniors who want and deserve to be treated with respect,

live in a clean and private apartment and have assistance when needed. When searching for an assisted living community, look for one that can accommodate changing

needs with appropriate care. Does the community provide an environment where the senior can live as independently as possible while receiving assistance with daily activities? Costs could vary with care provided. Make sure you understand the way a community determines its care charges. Other choice can affect cost too: Private apartment or companion suites, access to staff 24-hours a day, or on some other arrangement; and what level of care the community provides. Some assisted living communities can accept a resident who requires higher levels of care. Not all assisted living communities are the same.

CARE OPTIONS COULD INCLUDE: •Independentlivingthatinvolves no medical care just

services such as housekeeping, maintenance, meals and social activities. •Assistedlivingthatofferssome level of assistance with daily activities, including personal care, medication administration, monitoring of health care needs and access to trained staff. •Specializedcarecanincludepeople with diabetes, neurological disorders or those in need of palliative or comfort care. •Respitecareisshortterm,oftenaresultofhospitalization,illnessorto give a family member relief from care-giving responsibilities. Some assisted living facilities, but not all, might offer a form of memory care for those experiencing dementia. Those seeking the right choice of assisted living might want to compare care options, The care itself, the cost and other potential services. Check your insurance for potential coverage. Financial assistance may also be accessed through some veterans benefits and potentiallyMichiganMedicaid’sMIChoicewaiverprogram.Assistedliving services also may be tax deductible, but consult your tax advisor on that.

There comes a time in manya person’s life that living on

one’s own might not bethe best option. Safety

concerns might makeassisted living the

appropriate choice.

Ludington WoodsASSISTED lIVING &

SpEcIAlIzED MEMory cArE

502 N. Sherman St.Ludington

(231) 845-6100www.ludingtonwoods.com

Sharing Life’s Journey

Our communities are thoughtfully designed to cater to the unique needs and demands of today’s seniors. Our care programs are designed specifically for each individual, providing the highest level of service when it’s most needed. As your needs change, we change with you. It is our privilege and honor to share in life’s journey of our residents.

This is living.

Assisted care for your loved one is our specialty.


Smith & Eddy inSurancE LUDINGTON: 119 S. Rath Ave. 845-1481 MANISTEE: 1554 US-31 South 723-3500 SCOTTVILLE: 201 S. Main St. 757-4743

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How - tochoose an insurance agent

ALL AGENTSARE NOT EQUAL It is important to understand the difference. If your prospective agent is listed as an independent, he or she will have access to numerous

underwriting companies and multiple policies to fit a client’s needs. A direct writer, or a captive agent, on the other hand, works with only one insurance company and sells only that company’s

policies. The direct writer is an employee of a particular insurance company, whereas the independent works for an agency. Remember, however, that just because an agent is independent he or she does not represent all insurance companies.

WHAT DO YOU WANT? Before choosing an agent, it is a good idea to identify the types of insurance for which you may be shopping – auto, home, life, health, disability, long-term care or other types of policy. A single agent who handles all of your needs may be in a better position to save money on multiple policies and to watch for gaps in your personal coverage.

NARROW THE FIELD You may want to identify possible insurance agents. Co-workers, friends and others you trust are great reference resources. Check with them to see what agent they use and if they are happy with that choice. If you have decided on a single insurance company, that underwriter’s website will often list its agents working in your area.

TALK TO THE AGENTS The insurance agent you hire will potentially be working on your behalf for many years to come. Interview them just as if they were a potential employee. Find out their areas of expertise and how much experience they hold. Find out who will handle your account day to day – the agent, or someone in the office. Ask how often they will review your needs and how the agent might identify coverage gaps.

IT’S YOUR CHOICE In the end, it is important that you feel comfortable with an agent. If you don’t, choose someone else. A good agent is a good listener. They suggest insurance coverage based on what you really need and can afford.

In this age of impersonaldealings and electronic

transactions, buyinginsurance still offers anopportunity to develop

a relationship with anindividual professional –

your insurance agent.


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How - to choose a builder/contractor The first and perhaps most important thing to require when considering a contractor is proof of insurance and state licensing. These items are critical, and serve to protect both you and the contractor.

A local builders’ association is a good place to start to obtain a list of builders who construct homes in your area. The localHBA website iswww.hbawest.com. Other good places to find information are

in the classified section of the newspaper and internet. Local real estate agents, friends and relatives can also help provide this information. Another way to gather information is to drive around and look at subdivisions and houses that are being built. Make a list of the information you have

gathered, and questions to ask others about the builder, and to ask the builder themselves. A good way to get the answers from homeowners is to drive around areas of interest when residents may be outside. Ask builders for the addresses of some of the work they have done so you can visit them.

Questions to ask homeowners are: • Areyouhappywithyourhome? • Ifyouhavehadanyproblems,werethey fixedpromptlyandproperly? • Wouldyoubuyanotherhomefrom thisbuilder?

Questions to ask builders are: • Howlonghasyourcompanybeen inbusiness? • WhodoIcontactforcustomerservice afterthesaleiscomplete? • Doyouusestate-of-the-artenergy features?

Take into consideration the design of the home as well when looking to buy.

• Arethereenoughbedroomsand bathrooms? • Isthereenoughstoragespace? • Isthereenoughextraspaceforparticular hobbiesoranofficeorexerciseroom? • Isthelawnlargeorsmallenough? Buying a home should be done with

patience and caution, making sure all the important questions are asked before the deal is complete.

WHAT YOU SHOULD KNOW • Scanadvertisinginnewspapers,search the internet and talk to builders and friends. Gather all the information possible. • Drivearoundtohomeunderconstruction. • Homebuyersneedtoknowifthehome they’re buying is a good quality home built by a reputable builder.

These days, buying a home means more than just looking at the

structure. Buying a home now means talking to the builder as carefully

as you shop for a home


How - to find a good tow truck service Maybe you have run out of gas, or slid into a ditch, perhaps you have been involved in a slight fender bender; whatever the reason, you

are suddenly in need of an auto towing company. How do you choose whom you will call? What questions should you ask before you agree to use their services? The following tips will help you ask the right questions to get the answers that you will need to make an educated and

informed decision. It is important to decide what auto towing company you want to use before you are in a situation where you will be needing one. You will want to know what they charge per tow, how far they will tow your vehicle and if they will do any necessary paperwork for your

insurance company or if you need to do that. It is also important to find out if you need to pay them upfront when they tow, or if you only pay after the insurance company. Ask friends and family what auto towing company they prefer to use. If a relative or friend has used a company that they are not happy with, they will tell you. Friends and family also are very quick to let you know if they are happy with the service that they have received from a particular company. You will need to call the towing companies that have been recommended by your auto insurance agent as well as any that have been recommended by your friends and family. A good place to start your search is by calling your auto insurance agent, they will be able to tell you the companies that they prefer to work with. The advantage to this information is that, generally, the procedure to being reimbursed is much simpler when you use a company that is preferred by your insurance agent. Consider these tips when looking for a

towing service: •GetaTowTruckSmartphoneApp:Ifyouown a smartphone, it’s a good idea to download a tow truck smartphone app. Tow Truck Finder is a popular app. It allows you to find a nearby tow truck no matter where you live. •SearchTowing.com:Ifyou’restrandedathome, check Towing.com, this website allows you to search for tow truck services by ZIP code. It provides towing company names, phone numbers and hours of operation. •CallYourMechanic:Ifyourcarwon’tstartand you’re in town, call a mechanic. Most mechanics work closely with tow truck services and can provide a recommendation. Have your mechanic’s phone number programmed into your phone. •ShopAround:Beforeyousettleonatow truck service, compare prices. Don’t let emotions get the best of you during a stressful situation. Take your time and make the right decision.

It is very important for the safety and well-being of both you and your car

that you make the decision of which auto towing company you would

prefer to use before you actually need to call them. Doing the research and making a decision now will save you

money, time and headaches later.

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How - toLocalThe produce you purchase from a local farm market is grown within a few miles of the store and often picked just hours before it’s cleaned and put on the shelf. The store owner knows his

growers by name and is one of theit best customers. Because of that relationship, they give the owner their very best

SeasonalEver wonder where blueberries in February come from? Here’s a hint:

It’s not Hamlin Township. Farm markets don’t sell produce from Chile in the middle of Winter. And

you don’t have to worry about what super big careless factory farm workers in foreign countries might have given the foods you eat. At a farm market, your blueberries, strawberries, peaches, plums, nectarines, tomatoes, sweetcorn and everything else you love come rom right down the road. It comes from your neighbors.

ExceptionalGo to any store in say, Chicago and try to find bigger, juicier, or sweeter blueberries, raspberries and strawberries than you can find in a Mason County farm market. Don’t even think about eating Frankenfarm Red Delicious apples when you can crunch into locally grown Jonathans, Honey Crisp and sweet Tangos.

More FunFarm markets aren’t just about being locally grown either. At a good market you will find

dozens of handcrafted, local jams, jellies, preserves, sauces, mustards, pickles, honeys, syrups, baked goods and dried fruit.

ExpertiseYour farm market owners and staff will often know great recipes. They can give you growing advice for your own garden, and they have years of experience learning which varieties of plants and which tools work best in our local climate and soil.

Think outside the box next time you want something good, and chances are you will be delighted with the results. Buying at a farm market is like eating at Grandma’s. There’s love from the first planning to the final fall harvest, and you will love it right back!

Our area is as well known as any in the country for its bountiful harvest of

world class fruits and vegetables. And nowhere will the fruits of the earth

be more abundant, fresher or tastier than the locally grown foods we can

purchase at roadside stands and local markets

choose a farm market

If you work long hours and hate the thought of grinding through a wet,

overgrown lawn every weekend, when you should be having fun, you might consider hiring a lawn care service to

take care of the chores for you.

How - tochoose a lawn service

We all enjoy a beautiful lawn, but few of us are nuts about the blood, sweat and tears needed to make your lawn look beautiful. Fortunately, especially if you have – as many people do these days – well over a 40-hour work week, help can be inexpensive. What’s your time worth, anyway?

Like everything else, mowing jobs can be both good and bad. A professional Lawn Care Specialist will first consult with you about the desired height of your grass. The standard recommendations, of course, are that blades of grass be three inches high, and that no more than one third be trimmed when mowed. But that’s up to you. The fact is that many beautiful lawns are much shorter than three inches.

Another thing you’ll notice about skilled lawn care professionals is that they often mow on the diagonal and will occasionally change their patterns. That’s because grass will be more resilient, uniform and likely to stand up if it isn’t mowed exactly the same way time after time.

Some prefer to bag their clippings, but in doing that, you take the added nutrients in your lawn away. Instead of bagging, mulching is recommended to minimize the amount of clippings left

on your lawn, and put those important nutrients back into your lawn. It is also recommended that you dethatch your lawn in the spring to remove the excess mulch. Dethatching in the spring rejuvenates your lawn from the weight of the snow over the winter and promotes healthier growth.

Good lawn care specialists will know about how often they need to hit your lawn, and you can put the whole operation on auto-pilot while you sip ice tea poolside. However, make sure you have a clear understanding of how much money you’re willing to spend over the course of a season. Every five days might be good in May. Come August, it might be every two weeks. Set a spending limit and you won’t have to worry about a surprise in the mail.

Frankly, good lawn care specialists are evident around town. When you see the local lawn company at work, see how good the work looks. Look at the equipment, too. One of the ironclad rules of good mowing is to keep mower blades sharp. If the equipment is filthy or dented and scratched, you might wonder what shape the blades are in. Blade damage is inevitable, but it’s no excuse for a shoddy mowing job.

It can never be said too much: Make sure your lawn care service is licensed and insured.And whatever you do, don’t allow just anyone to mow your lawn. Sure, mowing looks easy. But what happens when your uninsured, careless, so-called professional puts a rock through that brand new picture window while mowing your lawn?

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How - tofind a full service salon

Looking for the best full-service salon can be the most difficult part of the experience. When considering hair, nails and tanning, there are certain things you should look for.

HAIR •Askyourfriendsandacquaintancesabout their stylists. If you see someone on the street who has a haircut you admire, don’t hesitate to ask for the stylist’s name. Most will be flattered and only too happy to tell you. •Pickasalonwithagoodreputationand ask for a stylist who specializes in your type of hair, or choose based on what you’ve heard. •Scheduleaconsultation,forwhichthe salon shouldn’t charge. •Findoutasmuchasyoucanaboutthat particular stylist, how long he or she has been in business and what products he or she prefers. •Evaluatethestylist’sownhairtoseeifit’s chic and healthy-looking.

NAILS •Makesurethemanicurist’slicenseiscurrent and displayed. •Studyhowthemanicuristsworkata prospective salon. Metal tools should go straight into disinfectant after use, and nail files and buffing blocks should bebrand-newforeachclient.Sincedirtynailcareequipmentcanharborandpasson tenacious fungal infections, consider taking your own tools and polish for your manicurist to use. They can be kept at the salon for you. •Observehowthefootbathsarecleaned and if fresh hand towels are used for each customer. •Stopanysnip-happymanicuristwho

tries to clip your cuticles. They tear more easily as they grow back, can look ugly and are more vulnerable to infections andfungus.Amanicuristshouldusecuticle softening oil after a warm soak, then gently ease them back with an orangewood stick. •Goglamorousandgetgelnailtipsfor $20 to $40, but bear in mind that you’ll need to return regularly for fills as thenailgrowsout.Orgetasilkwraptostrengthen existing nails. Tips soften and weaken nails, but can cure chronic nail-biting.

TANNING •Startwith5to7minutesofexposureto the sun or a tanning lamp, and gradually increase the time as your body becomes more tanned. •StartwithasunscreenwithanSPFfactorofunder15,butnolessthan8. •Keepskinmoisturizedwithafter-sunlotion – preferably with aloe – to make your tan last. •Alwaysprotectyoureyeswhiletanning. •Tanningboothsandbedssubjectyour body to the same general kinds of rays as the sun emits. You can get sunburned in a tanning bed.

FACIALS •Moreandmorewomenhavediscovered the deep cleansing and beauty benefitsoffacials.Facialsarecomplicated,however,andrequireanumberofstepsand ingredients. These may include steam, exfoliation, extraction, creams, lotions, masks, peels and massage. Done well, a facial will make you feel fresh, alive and young!

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COOPER’S FLOORCOVERING SERVICE

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How - tobuy new carpet

THE INTERVIEW Start with the size of your family and the age of your children (if any). Are there pets? Is there the possibility for grandchildren or elderly parents moving in? Are there family members living outside your home who should be consulted?

Are you doing one room, several rooms, or an entire apartment or house? Now take a hard look at how your family lives. In which rooms do you spend most of your time? Is your living style relaxed or formal? Do you like everything in

its place, or do you consider casual rooms more comfortable? Do you entertain? Are the groups small or large? How often do the children bring friends home? These are practical matters you must consider.

THE MAGIC OF COLOR You may have heard that dark colors make a room look smaller. It’s true. So you should stay away from dark colors, right? Wrong! If your objective is to create a warm, cozy, and sheltered look, a smaller “feel” is exactly what you want and dark, rich colors like warm browns and rust, can work great. If a dark color is what you love, and it helps you capture the mood you want, go for it! Pastels and color tints tend to enlarge a space. These colors create a restful and soothing mood. They’re ideal when you want a formal, orderly and romantic tone. Strong contrasts of color that are lively, exciting and energetic can be a bold statement for your family’s style of living.

WHICH COLOR ISFOR YOU? If you’re redecorating, often an existing fabric or cherished piece of furniture can be a starting point and can stimulate your creativity. Working around an existing piece is an excellent way to start when making your color choice.

CHOOSING THE RIGHTCARPET “TYPE” FOR YOU To shop with confidence, you need to know what kinds of carpet are available and what each is designed to do. All carpets begin with a “loop pile”. To make a “cut pile” the tips of loops are sheared off, which produces the smooth finish velvets and other styles. Cut pile carpets are by far the most common type bought by consumers because they have the most luxurious look and feel. Here are some different carpet styles: Multilevel Loops, Level Loop, Cut and Loop or “traceries”, Velvets, Saxonies or “Plushes”, Textured Saxonies, and Friezes.

OTHER CARPET BUYINGCONSIDERATIONS Avoid bargains. Cheap carpet is easy to spot; it’s thin, lightweight and flimsily made. Buy good quality padding; it absorbs up to 90 percent of the impact of foot traffic. A higher investment in carpet padding will extend the life of your carpet. It’s worth the extra initial cost.

WHERE SHOULD I GO TO PURCHASE FLOOR COVERING? Always buy from a reputable dealer. If in doubt, contact the Better Business Bureau. Independent dealers are a good bet. They usually have a wide selection of custom goods at their disposal, plus better grade carpet pads and qualified installers.

The decision has been made.You want to purchase new

carpet and the time is now!Do you want light or dark

colors? Soft or velvety orlight and firm? Smooth or

textured? Wall to wall orbordered? There’s so much

to consider.


How - toknow about italian cuisine

Italian cuisine has always been adventurous. Thanks to Americans’

increasingly sophisticated tastes, a variety of authentic dishes can be discovered wherever you go. Here are some of

the ingredients Italian chefs bring to the table:

VEAL While veal certainly isn’t exclusive to Italian cooking, Italian chefs have arguably done the best job of complementing and highlighting its tender, moist flavor and texture. There are literally hundreds of ways to prepare veal in Italy, and scallopini is just the beginning. Veal dishes can be both light or rich, and Italian chefs often improvise to fine-tune the flavors of their dishes.

CHEESES Parmesan is just the beginning. Did you know that mozzarella was once, and sometimes still is, made with the milk of water buffalo? According to the editors of The Silver Spoon, one of the definitive Italian cookbooks, at least 451 varieties of cheeses are used in Italian recipes. By now, for example, many of us have enjoyed Gorgonzola, an Italian blue cheese. Other favorites are assiago and provolone. Ricotta is a sweet, dessert-like cheese that, once tasted, can become quite addictive. Finally, at an authentic Italian restaurant, you won’t find grated cheese served in a cardboard container. Instead, cheeses such as

Romano and Parmesan are grated fresh and often right at your table.

SEASONINGS ANDSAUCES Some aspects of Italian cooking are similar across the country, and regional variations are common. Among the traditional ingredients of tomatoes, garlic, and olive oil, you’ll find a variety of cream and tomato sauces, and a creative mix of simple ingredients for a phenomenal blend of flavors. Expect to find pine nuts, corn bread (polenta) rice dishes (risotto), fresh basil, juniper berries, wild mushrooms, artichoke, dill, anise, fennel, mustard greens and even zucchini flowers when in season. One favorite sauce is pesto, which is thousands of years old. While there are variants, pesto is often an olive oil sauce with crushed basil, garlic and pine nuts.

WINE AND DINE Italy is home to many world-class wines, both red and white. At an authentic Italian restaurant, you’ll be presented with a wide array of wines to sample and savor. You don’t have to settle for a cheap Chianti. Your waiter/waitress will be an expert on wine pairings so don’t hesitate to ask their advice in selecting the perfect wine to accompany your dish.

OH, YES, THE PIZZA Thanks to Italian chefs, pizza has become as much of a gourmet treat as osso buco. Many people have recently discovered pizza with pesto, instead of tomato sauce. The combinations are limitless.

Do you still think Italian foodis all about pizza, pasta and

garlic? If so, get readyfor a culinary thrill.

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How - to choose

an auto repair shop

One of the best ideas for vehicle maintenance and repair is to find a qualified shop to first prevent problems, and, should one occur, be able to find it efficiently and fix it.

GOOD IDEAS •Lookforanautorepairshopbefore you need one. Avoid being rushed into last minute decisions. •Stateorlocallawmayrequire

the repair shop to be licensed or registered, and youshouldaskto see current licenses.•Findarepairshop that honors your vehicle’s warranty.

•Shoparoundamongcomparable shops for the best deal.

FINDING THE RIGHTTECHNICIAN LookforshopsthatdisplayvariouscertificationslikeanAutomotiveServiceExcellenceseal.Certifications indicate that some or all of the technicians have met basicstandardsofknowledgeandcompetence in specific technical area.Makesurethecertificationswererecentlyobtained.

REPAIR CHARGES Alwaysgetandkeepasignedwrittencostestimatefortheworktobeperformed.Makesuretheestimate specifically identifies the condition to be repaired, the parts needed and the anticipated labor charge.

Makesuretheestimatestatesthattheshopwillcontactyouforapproval before performing any workexceedingaspecifiedamountof time and money. Someshopschargeaflatrateforlabor on auto repairs. This published rate is based on independent or manufacturer’s estimate of the time required to complete repairs. Other shops charge on the basis of the actualtimethetechnicianworkedon the repair. Eventhoughyoubringyourcarinwithaspecificproblem,additional repairs may be recommended.Askiftherewillbea diagnostic charge if you decide to havetheworkperformedelsewhere.Many repair shops charge for diagnostic time.

PREVENTIVEMAINTENANCE Sincemanypartsofyourvehicle are inter-related, ignoring maintenance can lead to failure of other parts or an entire system. Neglecting even simple preventive maintenance, such as changing the oilorcheckingthecoolant,canleadto poor fuel economy, unreliability orcostlybreakdownsandcouldinvalidateyourwarranty. Thebestwaytokeepavehicleingoodconditionistofollowthe manufacturer’s maintenance scheduleinyourowner’smanualforyour type of driving. If you do not have an owner’smanual,contactthemanufacturer to obtain one or to get a recommended maintenance schedule.

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How - toCONSIGNING It’seasytodo.Theconsignmentstoredoesmostoftheworkforyou.Theywilldisplayyouritemsattractively,advertiseandhandletheentiresalesprocess.Onceyouritemssellyouarepaid.Knowingmerchandisevalue

andtrendsallowsconsignmentstoreownerstosetreasonablesalepricesthatbenefiteveryone.Thisgivestheircustomersgoodvalueandencouragesthemtokeepcomingbacktoshop.

Theresale/consignmentshop’sownerstakeapercentageofthesalepricetheyhaveset.Theitemsaredisplayedforasetamountoftime.Iftheydon’tsell,theyareusuallydonated

tocharityoryou’reaskedtocomepickthemup.Understandtheshop’stermsandgetaninventorylistofitemsacceptedforsale.

IMPROVING YOUR CHANCES TO SELL QUICKLY FOR TOP DOLLAR Explorethestorebeforehandtomakesureitemsareattractivelydisplayedandclean.Makesurethestaffiscourteousandhelpful. Itemsshouldbeclean.Replaceanybrokenhardwareandtouchupscratches.

Anyinformationyouhaveontheitem,suchasbrand,style,andhistoryofthepiece,canbehelpfulinsettingafairprice.

Keepabreastoftrendsandstylesthatarecurrentlysellinginyourarea.Theconsignmentshopownermayrefuseanitemheknows

won’tsellbecauseit’scurrentlynotindemand.

SHOPPING CONSIGNMENT STORES Lookforqualityandworkmanship.Examinethemerchandiseforanyflaws.

Knowretailpricesandvaluesoftopbrands.You’llappreciatehowmuchmoneyyou’llbesaving.

Shopavarietyofresalestoresoften.Newitemsareconstantlyadded.You’llfindawidervarietyofbargainsandmerchandise.

Gettoknowthestaff.Letthemknowwhatyouarelookingfor.Iftheydon’tcurrentlyhaveitthey’llcontactyouwhentheygetit.You’llbealertedtosalesandnewmerchandisetoo.

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How - to pair wine

with food

Keep a notebook handy in which to write down your wines and opinions. Don’t

worry about all the preten-tious language in wine

reviews. Just jot down what you think of the wine and

make up your own words to describe the flavors.

Start with the most popular varietals and

expand outward.

EXPLORE THE POSSIBILITIES All wine drinkers have heard that white wine is best served with white meat and red wine with red. That’s basically true, but ignores the amazing world of flavors of all kinds of wines. It also ignores the magical way in which the right wine can interact with a well-mated food dish. Wine and food should come together deliberately.

First, get to know the varietals. Experiment. Try everything once,

and try the same wine from different vintners. You needn’t spend a fortune. Good wines can be found for fewer than ten bucks, but it’s also worth the price to invest in a twenty-dollar bottle of wine once a week. On special occasions, splurge. You can be taken to heaven with a $40 cabernet. In any event, stay away

from jug wine if you want to enjoy great pairings.

RED If you want to pair red wine with red meat, begin with Cabernet and steak. Cabernet is what fans call a big red. Good “cabs” are redolent with tannins, which come from the oak in which the wine is aged as well as the grape skins. Tannins are astringent and cleanse the palate. A cab with

good tannins and a good steak can make a superb combination. People often pair Zinfandel with venison and elk, Pinot Noir with quail or duck, or – again – with steak. A good Zinfandel is peppery and goes well with spicy dishes.

With pasta and other spicy Italian or Mediterranean dishes, you really should try some Italian varietals, as well. There’s Chianti, of course, which has a unique flavor. Other Italian reds include Barbera and Barbaresco. You can almost never go wrong pairing wine and food from the same country or region, which often have been refined for centuries to accompany each other.

Here’s a short list of white wine pairings to help you get acquainted with the possibilities:

WHITESauvignon Blanc with oysters on the

half-shellPinot Grigio with peel-and-eat shrimpDry Riesling or Brut Champagne with

crab (and sourdough!)Pinot Noir (red) or Pinot Gris (white)

with salmonChardonnay with most lightly

seasoned white fishSemi-dry Riesling with barbecued

pork or chicken!

Michigan vintners, by the way, make some of the best white wines on the planet. Their fruit wines are also made to accompany food. If the owner of your favorite wine store is available, don’t hesitate to ask for advice, either. Wine and food are made for each other. To your health! HAMLIN

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Make It the Best Gift Ever!!Hamlin “North” Pole Gift Shop opening November 22nd. Free wine tasting available while you shop!!

Hosting an in-home WineTasting Party isan ideal way tospice up anafternoon orevening withyour family, friends or colleagues. Experience a variety of wines, atasting lesson, complete with tasting notes and food pairingsuggestions, just like world-famous wineries and vineyards. It’s easy, fun and informative!

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© 2014 Starkey. All Rights Reserved. *Professional fees may apply. 9/14 28168-14Halo and TruLink are compatible with iPhone 5s, iPhone 5c, iPhone 5, iPhone 4s, iPad Air, iPad (4th generation), iPad mini with Retina display, iPad mini, and iPod touch (5th generation). “Made for iPod,” “Made for iPhone,” and “Made for iPad” mean that an electronic accessory has been designed to connect specifically to iPod, iPhone, or iPad, respectively, and has been certified by the developer to meet Apple performance standards. Apple is not responsible for the operation of this device or its compliance with safety and regulatory standards. Please note that the use of this accessory with iPod, iPhone, or iPad may affect wireless performance. Apple, the Apple logo, iPhone, iPad, iPod touch and FaceTime are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

The new Made for iPhoneHearing Aid.Breakthrough Made for iPhone® Hearing Aidsand the easy-to-use TruLink™ Hearing Controlapp are engineered to work specifically with youriPhone, iPad® and iPod touch®.

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How - to choose a hearing aid So many consumers are overwhelmed with where to begin the journey with hearing aids. Here are some practical steps to take. 1. Ask friends or family who they know that is reputable. If they do not know of anyone, look for a hearing care provider that has been

in the industry for a few years and have a license from the State in which you are purchasing. This person will have a good understanding of technology and would have a list of customers who have been happy with their services. Do not be afraid to askfor names of referrals. Also, asking your family

physician is a great start. 2. Internet hearing aids. I advise you do not order these. Size, technology, and a good test are paramount on a good fitting and this cannot be done remotely or on a computer.

3. Discount chains. Some make their own hearing aids and have low quality and limited function for different environments. Some have good product, but the lack of seasoned trained professionals for adjustments and follow up can be very difficult. They may also not accept or bill for insurance for hearing aids. 4. The average selling price in the US per ear is $2200, or $4400 a set. Do not let that dissuade you from seeking help. Hearing aids can be purchased for less if your budget cannot afford the average. Ask about warranty, batteries and service. Most people include these as part of the package. 5. Does insurance cover hearing aids? Some plans do cover a portion of the hearing aid cost. Have your card ready for your appointment and the front office staff can check for you. 6. Should I see an ENT Dr. first? A good hearing test can determine if you need to see an ENT. Some ENT offices also sell hearing aids, but, in general, that is not their main practice. Each hearing aid office should be willing to work with your family physician or ENT to provide a copy ofyour hearing exam.

7. Many offices take credit cards and have zero interest payment plans. 8. Can I try a hearing aid before I purchase? Many offices let you demo a set of hearing aids before you purchase. There may be a fee for doing so, or at very least you might have tosecure the demo with a deposit. In office demos should always be free. 9. 30-day trial period in which to return an unsatisfactory device? The state of Michigan requires a 30-day trial period. You would pay for the hearing aids and would be chargeda restocking fee. This fee covers professional services and time with your provider. This cost varies widely so ask first. I have seen as high as 10% of purchase price. 10. Make sure the office is open 5 days a week. If you have a problem and you have a part time office for service this can be a real inconvenience. 11. Lastly and most important, make sure you feel comfortable with your hearing care provider. You will be working with them for many years.

Audiologist or Hearing Aid Dispenser? Both are good! Audiologists have

many years of schooling on the ear. Dispensers tend to have more training on hearing aids. Both of these hearing

care providers, especially with field experience, can be very helpful.


SizingEach pellet stove produces a specific amount of heat, measured

in British Thermal Units, or BTUs. Choosing a unit that produces too much heat for your home is a waste of money, and can make your home uncomfortably warm. A unit that's too small may not provide enough heat on colder days. As a rule of thumb, a stove rated at 60,000 BTUs can heat a 2,000 square foot home, while one offering 42,000 BTUs can heat a home measuring 1,300 square feet.

MaintenanceRemoving ash represents the biggest maintenance requirement associated with a pellet stove. The type of stove you choose can significantly affect ash accumulation and maintenance. According to the EPA, top-fed stoves often fill with ash and require a great deal of cleanup. Bottom-fed stoves, where pellets enter from the

base of the stove, push ash out into an ash pan for easier cleanup.

TypePellet stoves come in two basic models, including freestanding units and fireplace inserts. If you have an existing fireplace, a pellet stove insert can tie directly into your existing chimney, but will prevent you from using the fireplace to burn wood. Freestanding models require a separate exhaust vent, but offer greater flexibility as to where you can place them in the home.

Power SupplyMost pellet stoves come with an auto-start ignition for easy operation. If the power goes out, you won't be able to use your stove. If you plan to use your pellet stove as your primary source of heat, or you live in an area with frequent outages, choose a pellet stove equipped with a battery backup system.

AppearanceWhile comparing features of different pellet stoves, don't forget to consider how the unit will look in your home. These stoves can blend in with the decor or serve as a focal point within a room. Find a model that comes in a color and style that works with your home design. If you like the cozy feeling of watching a fire burn, look for stoves with glass windows that allow you to watch the pellets smolder.

Pellet stoves burn small, compressed pellets of wood to heat the home. These clean-burning stoves offer a

much higher level of energy efficiency than traditional wood stoves and

fireplaces, and produce virtually no smoke. When choosing a pellet stove

for home heating, consider factors such as maintenance, design and size to find

the model that best suits your needs.

How - toPellet Stove for Home Heating

choose aSave With Pellets!

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Ludington


How - tomaintain your plumbing

Although we don’t think ofplumbing and drains veryoften, they’re just like our

vehicles and health: a littlepreventative maintenanceand care will go a long way

to prevent problems.

Plumbing can be more complicated than it looks. Issues such as water and air pressure, reactions between pipe materials and contaminants, the location of elbows and U-turns, the intersection

of different drains, vertical and horizontal distances, and damage from external sources can all affect your drains and plumbing. Here are some tips to ensure that your drains are routinely free of

debris, and that - ew! - they don’t smell bad or back up: •Runalittlehottapwaterdownthe drain after every use. Hot water does a better job than cold water of breaking up gunk, and it kills more germs. •Trytoavoidlettinghairaccumulate in the bathroom drains. After a time, accumulated hair can become as hard as a rock and hard to reach. A quick swipe with a piece of tissue every time you use the sink or shower will help. •Totakecareofodorsinthekitchen, pour a handful of baking soda into your drain once a week or so and run hot tap water for a minute. A lot of people also pour vinegar or lemon juice into the drain andletitstandforawhile.Thenthey run hot water through the drain. •Thereareallkindsofdraincleanersatthestore.They’renotallmade equal, and you’ll especially want to make sure your cleaner is approved for your pipes. Make sure it’s safe for plastic pipes and garbage

disposals if you have them. Many people treat their sink drains once a month with these strong chemicals. Be careful, of course. Most of these cleaners are not only harsh but toxic. •Allofthisadviceappliestotoiletsaswell.Today’slow-flowflushsystemsoftendon’thavethe“oomph” that older units provide, and you need to be extra careful not toflushtoomuch,orinappropriatematerial. •Sometimes,onlyaprofessionalcan handle your problems. You should call a licensed plumber for anything beyond regular drain cleaning and unclogging of drains. You can help avoid damage from tree roots, which is very common, byflushingtwocupsofrocksaltortwo cups of copper sulfate down thetoiletduringthefinalflushofthe night. Do it again in two weeks, and again in six months. Don’t use both chemicals simultaneously, and expecttoflushtwoorthreetimestoget them down. When you need a plumber, you’ll probably need someone right away. Make sure you get to know a good plumber before an emergency strikes.Thatway,you’llfeelconfident that you’re doing business with someone of good character. Besides looking at advertisements, it’s a good idea to ask friends and business acquaintances who they would recommend. Find out how long your plumber has been in business - experience really makes a difference in how quickly a professional can grasp and solve a problem. Be sure to select a plumber who can provide service on short notice for emergencies and who returns your calls promptly.

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THE NAME YOU’VE TRUSTEDFOR OVER 60 YEARS

2046 E. US 10Custer757-2806

www.johnsonscarsales.com

Johnson’s Car Sales and Body Shop has been family owned and operated for over 60 years. The car sales at Johnson’s has a wide range of offerings from newer low mileage vehicles to inexpensive transportation.

The body shop repairs damage from collision and deer accidents to rust repairs, and can repair and acquire parts from all makes, domestic or foreign. Free loaners are available for those without rental coverage.

Johnson’s experienced staff will take care of your insurance claim from start to finish. Mike Johnson owns the business and Sheila Johnson is a Michigan Licensed unibody repair technician and has been estimating and handling insurance claims since 1998.

Johnson’s is independently operated and the body shop proudly does not participate in any insurer’s Direct Repair Program (DRP). It is the customer’s right to choose what body shop repairs their vehicle. Although an insurer may recommend one of their DRP shops, Michigan law gives the vehicle owner the right to choose the shop without insurance influence. More information about the ways insurers may pressure customers to use their DRP shop can be found at www.stopsteering.org.

A special thanks to our customers with Auto Owners, State Farm, Farmers, Progressive, Citizens, Meemic and many more.

How - to choose

a good auto body shop

Take your vehicle only to properly licensed and certified repair shops. Vehicles are much more complicated than they used to be, and you may never see internal

damage that will need to be repaired as competently as your paint job. Auto body repair is about much more than having a hammer

and spray gun. Good shop owners are continually updating their knowledge and equipment to keep up with rapidly changing auto designs and materials. They also place a premium on safety.

The right shop will take the hassle out of dealing with red tape, too. The shop owner will take photos of your vehicle, fill out the necessary forms, submit the forms and photos to your insurance company and negotiate on your behalf.

By the way, you don’t need to worry about whether your favorite shop meets with insurance company approval. The choice is strictly yours, regardless of recommendations you

receive from your insurer. A shop that partners with an insurance company may be giving concessions in order to get referrals, which can be bad for the vehicle owner.

If you’re paying for repairs yourself be aware there are different ways of making repairs, and multiple repair methods can be correct but lead to a big price difference. The old maxim about looking “too good to be true” may be a signal that you should compare the repair methods as well as prices.

Ask your friends for recommendations. It’s best to find out which local businesses have great reputations.

Finally, when you receive your estimate, ask about the shops warranty. Rust repairs will not be warrantied at any shop but for other auto body repairs look for a minimum one-year warranty on the parts and a limited lifetime warranty on repairs and paint. Ask your shop for a copy of the warranty and the final repair invoice when you pick up your vehicle. Keep these records and any maintenance records to retain the resale value of your vehicle.

There are lots of auto body shops, even in smaller

communities like ours, and most can perform any job competently and quickly.

But they are not all equal.


How - to choose a

landscaping serviceHOW CAN THECONTRACTOR HELP Many landscapers offer more than just the design and installation

of planting areas. Many contractors also offer hardscape design and installation, including patios, walkways, wood or block retaining walls, irrigation systems, and more. Some contractors also offer seasonal ground maintenance, such as mowing, snow removal, and spring and/or fall clean-up.

DON’T GIVE IN TOHIGH-PRESSURE SALES You are the one who has to live with the results, and the bill, so don’t give in to high-pressure salesmanship.

IS THE CONTRACTORLICENSED AND INSURED? A quality landscaper should be fully insured and be able to provide proof.

PLANT GUARANTEE A good rule of thumb is a one-year guarantee on all plants. If a plant dies within the first year (excluding annuals of course) the plants will be replaced free of charge.

ASK FOR REFERENCES Ask for addresses of completed jobs that are similar in scale to what you have in mind. Drive by and see the results. Call references and find out if the landscaper was good about keeping the client updated, and if they finished project within the estimated time and budget.

COMMUNICATIONIS VITAL Choose a landscaper with an office staff or answering service so you can contact them when you have questions or concerns.

GET IT IN WRITING Before making a commitment, get all the details in writing. Be sure the landscaper specifies the design to be followed, provides a list of plants to be used, and all costs and terms of payment.

YOU HAVE A WONDERFUL NEW LANDSCAPE INSTALLED – NOW WHAT? Year-round maintenance is crucial to protect your landscaping. You can provide the ongoing maintenance, or you can ask a contractor to do it. Many landscapers specialize in just one or two services; however, if you shop wisely, you can find a contractor who offers a full line of landscaping services, as well as year-round grounds maintenance. By choosing a full-service contractor, you can get everything you need with only one phone call. Many times you will receive a discount when you sign up for a full year of grounds maintenance.

Landscaping contractorsoffer a variety ofservice including

design, installation, andmaintenance of your

property based on yourown individual needs and

requests. Choosing a qualitylandscaper is a crucial step.The following tips will help

you to ensure that youare getting the landscape

contractor that best meetsyour needs.

• Snow Removal• Salting• FallClean-Up• NewLawn Installation• Hydroseeding•Mowing• Fertilization•WeedControl• ShrubPruning•Weeding• Remulching

For A Free Estimate Call

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How - tohire the right accountant

Here are some tips that will help you find the right accountant for home or business:

•Thinkaboutwhat you really need. Can you get by with a bookkeepertoperform simple clericaltasks,or do you need expert help with operating statements,balance sheets and tax documents? Most businesses hire both. And while many accountants can

handleallofyourneeds,youmayneed specialists for certain aspects of your business or investment portfolios. •Considerthesourcewhenobtaining referrals. Get them from people you trust and whose business acumen you respect. Don’t rely on casual acquaintances for such an important decision. •Whilemanypeoplearefamiliarwiththeterm,“CertifiedPublicAccountant,”thereareseveralcertificationsavailablethatwillworkperfectly well with your needs. Don’t let the initials on the accountant’s business card get in the way of workingwiththerightone,butdomakesureyouraccountantisformally certified to practice his or her specialty. •Taxpreparationcanevenbedone by non-accountants. But for relativelylittlemoney,agoodCPAwillturnyourtaxesaroundquickly

and spot opportunities to secure the best possible refund. •Youraccountant’sfeescheduleshould be the least of your concerns. Marketpressurewillensurethatmost of the accountants in a geographical area will be within a narrowrangeoffees.Whatyouwantis someone with whom you feel comfortable. •Heorsheshouldbewellversed in tax and investment laws andregulations,andscrupulouslyhonest,ofcourse.Butyoualsowantsomeone who’s empathetic – just aswithaphysician,someonewhohasagood“bedside”manner.Youwanttoworkwithanaccountantwhotakesasincereinterestinyourfinancialwellbeingandwhokeepsup with business trends. •Makesureyouandyourprospective accountant agree on how aggressively he or she will handle income tax reporting and taxdeductions,anddon’texpectyour accountant to step into questionable or unethical territory. A good accountant will err on the side of caution. •Onceyou’veestablishedarelationship,expectyouraccountanttobeprompt.Thebestwillalwayshavetimetoconsult,eveninthe midst of tax season. If your accountantkeepsyouwaitingtoolong,findanother. Finally,respectyouraccountant’sneed for time to prepare statements andtaxes.Often,youraccountantwillaskyoutohonordeadlines– especially during tax season – andyoushould.Also,helpyouraccountant (and save money) by havingyourtaxpaperworkwellorganized.

Almost everyone needs agood accountant from time

to time, and it’s wise toestablish a relationship with

one who understands your finances, your business, your tax needs, your family plans

and your personal goals. This is especially true if you own a

small business, becausepersonal and business

finances are often closely intertwined.

Making Your LifeLess Taxing

HEYSE &ASSOCIATES, INC.

Lakewinds Center West ♦ 409 W. Ludington Ave. ♦ Suite 205, Ludington

(231) 845-9500Fax: (231) 845-9505 www.rphcpa.com

BUSINESSSERVICES

• TaxPreparation• TaxPlanning• PayrollTaxPreparation• PayrollPreparation• MonthlyAccounting• BusinessAdvisoryServices• IRSRepresentation• Corporate• Partnership• Estate• Non-Profit

INDIVIDUALSERVICES

• TaxReturnPreparation• TaxPlanning• Income,Estate&Gift TaxConsulting• IRSRepresentation

We Are Committed To Your SuccessLocal Professionals Serving Local People

Before offering our professional advice, we take the time to listen and understand each of our client’s unique circumstances and concerns.

We would like to take this opportunity to thank our clients for their trust and confidence in our services for over twenty-five years.


How - to choose a

fireplace insert The installation of a fireplace insert can turn an occasional source of warmth into a convenient and easy-to-use supplemental zone heater that can help control high home heating bills while protecting winter air quality.

FIREPLACE INSERT BASICS Fireplace inserts are designed to enhance the operation and appearance of an existing wood-burning fireplace, whether masonry or factory-built. Categorized

primarily by the fuel burned for operation (natural gas, propane, EPA-certified wood, pellet and coal), a fireplace insert is installed into an existing wood-burning fireplace. Fireplace inserts are made from cast iron or steel

and have self-cleaning glass doors that allow the dancing flames of the fire to be viewed while the insulated doors remain closed, making the fire more efficient. Many manufacturers also augment the operation of fireplace inserts by offering state-of-the-art features such as fans and thermostatic controls. (depending on the fuel).

ENHANCED EFFICIENCY Almost all North Americans with older wood-burning fireplaces can benefit from the installation of a fireplace insert. Generally, older fireplaces have efficiency ratings of just five to ten percent. This low efficiency is due to the open combustion design that allows an abundance of heated room air to be drawn into the fire, causing the

fire to burn too fast and wasting energy. In contrast, a fireplace insert is an insulated, closed-door system that slows the fire down and increases the temperature of the fire to facilitate more complete combustion. This closed combustion system can assist in generating efficiencies of above 65 percent in many cases which can translate into more heat output. And, when it comes to burning wood, an EPA-certified wood-burning fireplace insert can also reduce emissions from wood burning to almost zero.

VARIETY OFFUEL OPTIONS Determining which fuel type to select when purchasing a fireplace insert depends on the cost and availability of the fuel, the desired efficiency and heat output, as well as the level of maintenance requirements and the desired appearance of the fire by the user. While most fireplace inserts manufactured today are extremely efficient, the choice is often dictated by a person’s individual needs.

SELECTING AFIREPLACE INSERT Much like any other appliance, it is important to spend the time to choose a fireplace insert that fits your needs and your lifestyle, whether more formal or relaxed. Before making a final decision, visit a specialty retailer for experienced advice. A specialty retailer is a trained fireplace insert specialist. He or she can arrange for the safe and reliable installation of a fireplace insert by a certified professional installer. These experts are also the best source of information about how to correctly operate a fireplace insert, and can suggest a proper maintenance program.

For people interested in enhancing the look and

feel of an existing wood-burning fireplace, the

hearth industry has great news. It’s now easier than

ever before to increase the efficiency of a fireplace by

adding a fireplace insert.

FIREPLACE SHOWROOM

Now OpenCome check out the

newest fireplace burning displays from Regency and Heatilator. We also have gourmet gas built in and

stand alone grillsfrom Napoleon.

heating & cooling

est. 1910

the only name you need to know...

skoog

1102 S. MADISONLUDINGTON, MI 49431PH: 231-845-6302FAX: 231-845-6904

Mason County Area’s Only AuthorizedFactory Trained Amana Dealer

• NewConstruction• Furnaces• Boilers• HeatPumps• In-FloorHeat• AirCleaners• Geothermal• SheetMetal• QualifiedInstallers• ChangeOuts

• AirConditioners• WaterHeaters• DuelFuel• Fireplaces• Humidifiers• Registers• Professional Workmanship• Sales&Services• GasGrills


How - to choose a

tree maintenance contractor

Properly feeding, medicating, or pruning and taking down trees is not something anyone with a chainsaw and rope can do safely or competently. It’s a matter of science, skill and safety. Here are some important things you’ll want to make sure your tree maintenance contractor offers:

Proof of insurance and a coPy of the contract: It cannot be over-emphasized: tree work can be dangerous. Make sure your contractor is insured and responsible for damage and injury.

credentials: Tree service providers should be certified experts. They should be certified by the International Society of Arboriculture (ISA), be a Tree Care Industry Association (TCIA) Accredited Business or a Certified Tree Care Safety Professional (CTSP). If working near electrical lines or conductors, they should be Approved Line-Clearance Arborists.

references: Any quality company will be happy to share a list of satisfied customers. Ask for customers they’ve worked for in the past month or so; you don’t want ancient history.

detailed estimates: Get written estimates. Preferably from more than one company, to compare prices and understand the

scope of the job. Make sure they come to your property, as well, and that you ask whether they’ll be using heavy equipment in your yard. If so, you should get either assurance (in writing) that your property will not be damaged or come to a clear understanding about what’s acceptable and what is not.

clean-uPIf you’ve never had a 50-foot tree felled in your yard, you might be shocked at how much work it takes to manage the tree on the ground. Felling a tree can make an incredible mess. Be clear with your contractor – and always in writing – about responsibility for clean up.

don’t leave thetime the job takes oPen-ended You’ll want to have a firm commitment to completing the job within an acceptable time.

deal only with fulltime ProfessionalsAnd make sure their vehicles, uniforms, machinery and safety equipment look decent. If your contractor doesn’t have safety equipment, run away.

don’t use sPikes. Unless you’re removing the trees, spikes are not necessary. They can do great harm to healthy trees.

SUNSHINE'S OUTDOOR SERVICES, LLC6919 ABRAHAMSON RD., LUDINGTON, MI 49431

OFFICE 231-480-4707 • FAX 231-480-4749 • CELL 231-690-6033

seasonal clean ups with haul awaybush / tree trimmingcomeplete lawn maintenancegarden and mulch bed maintenancelandscaping design and installationhardscapeswater featuresfull handyman serviceslicensed and insuredfree estimatescall us for your needs!!

Beautiful


How - to choose an

outdoor wood furnaceHOW IT WORKS The standard wood furnace looks like a small metal shed with a chimney. It stands anywhere from 30 to several hundred feet from your home and it works by

circulating water through two heat exchangers. The first is the furnace itself, in which the wood is used to heat a surrounding jacket of water.

The second is inside the house. Heated water is circulated through to the house via underground insulated piping, where it then transfers heat into your forced air furnace, boiler or radiant floor heating system. While bypassing the need for expensive fossil fuels, it works with your existing equipment and enables you to control the temperature with your thermostat. Plus, your outdoor wood furnace will heat your home’s water. You can also heat multiple buildings. Since the wood is consumed outside, in a fully enclosed furnace, you won’t have to worry about messy wood in the house, chimney fires, carbon monoxide or deterioration of your indoor air quality. Nor will you have the smoke, ashes, smells and soot buildup that you get from most ordinary indoor wood stoves. When you consider wood, it’s also much more environmentally friendly than fossil fuel. Burning it only releases the carbon dioxide that the wood would naturally release into the atmosphere over time; there is no net increase to

atmospheric carbon dioxide. The best models offer superior insulation, metal that resists warping, secondary combustion for efficiency and long, clean burning so that you’re not out in the snow at all hours tossing wood through the door. The same companies often manufacture corn and wood pellet furnaces. In farm country, shelled corn and pellets can be very inexpensive. While they won’t cut your bill to zero, like wood, they’ll cut it by half.

IS IT RIGHT FOR YOU? This is most economical for people who have abundant supplies of cheap or free wood. Most users have at least a couple acres of land from which to cut a steady supply of wood while growing more. More often than not, outdoor furnaces are found in rural locations, with generous space between neighbors. This isn’t necessary, but you should check local zoning restrictions and regulations before ordering one for your home. In an efficient wood furnace, the smoke is not usually an irritant, but you should be careful about the furnace’s placement, which is something your dealer can help with. You’ll have to be willing to stoke your furnace at least once a day, too. But, except for extraordinary cold and wind, once a day will do it. Do you hate high heating bills? Assuming you’ve got the wood, this furnace is the answer. People have reported saving over $4,000 a year in heating costs.

These freestanding heatsupply sources are cleaner,

more efficient and moresophisticated than many

people realize.

TIRED OF RISING HEATING COSTS?

TIMMICH CONSTRUCTION

Classic Outdoor Wood Furnace• UrethaneInsulation-BestRValue• Large,InsulatedCastIronDoor• RippleTopFireboxandHeatLockBaffle- IncreasedHeatTransferArea• 25YearLimitedWarrantyAvailable

For the maximum performance and life of yourfurnace, always insist on using Central Boiler

authorized system parts and accessories

7584 S. 102nd Ave., Rothbury, MI 231-861-5886

We Stock Furnaces • Parts

• LargeReactionChamber™• PowerIgnitionReady• EPAHangtag• UrethaneFoamInsulation• BypassDoor• Xtract™HeatTransferSystem• FireStar™ElectronicController• TripleInsulatedLockableFireboxDoor

DearFriend,HaveyoubeenconsideringpurchasingaClassicoutdoorwoodfurnace?Ifso,youshouldknowtheClassicoutdoorwoodfurnacewillonlybeavailabletopurchaseforalimitedtime.

ItisexpectedthatbyAprilorMayof2015,theEPA’sNewSourcePerformanceStandards(NSPS)rulingwillgointoeffect,andemissionlimitswillbeintroducedthatwouldprohibittheretailsaleofnewClassicmodelfurnacesaswellasallotherconventionalup-draftoutdoorfurnacesintheUnitedStates.

ClassicfurnacespurchasedpriortoAprilorMayof2015wouldnotbeaffectedbythisruling.

For30yearstheClassicfurnacehasbeenhelpingpeoplesavethousandsofdollarseveryyearonheatingcosts.Withinnovativedetermination,CentralBoilerhasadaptedtotheupcomingchangeanddevelopedahigh-efficiency,low-emissionE-Classicdown-draftfurnacetoreplacetheClassic.(Unfortunately,PalletBurnerswillbediscontinuedandhavenodirectreplacementmodels.)

Becausetimeisrunningout,salesofClassicfurnacesarerapidlyescalating.CentralBoilerhasrecentlyin-creasedproductiontofulfilltherisingdemand,butnowisthetimetopurchaseaClassicfurnaceatareducedprice.

GiveusacallorstopbyandseehowtogetyourClassicbeforetheyarenolongeravailable.Youdon’twanttomissthisopportunity!


How - torent tools

IF YOU’RE ONLY USINGIT ONCE, RENT IT Our garages are stuffed with things we used once and then sold at yard sales years after purchasing them. Especially with specialized

or sophisticated tools, think about the money you’re going to spend. Will having a tool in the house permanently encourage someone to use it for the wrong reason? Will having a cool looking tool feel

as good in five years when you sell it for ten bucks?

IT’S NOT NECESSARYTO BE AN EXPERT Men are notorious for overstating their expertise, and some have paid dearly for it. The author of this article once put a rotary saw blade on a Sawzall in order to cut an opening for a skylight. After the blade whizzed off into the trees, he was grateful to have his head attached to his neck and then went to the rental store and . . .

ASK FORRECOMMENDATIONS! Rather than selecting tools, tell the people at your local rental center what your project is. The

people who work at rental centers are experienced with the tools you need. They’ll be able to make money-saving suggestions and help you avoid decapitation. They’ll not only explain how to operate the tools you need, but they’ll give you tips on how to use them well. It’s not just a matter or plugs and buttons. Good rental store clerks will know about polishes, surfaces, materials, compounds and sandpaper. When renting a tool, take advantage of the consultation that comes with it.

DON’T EXCEEDYOUR LIMITS Every tool must be used safely. It’s crucial to pay attention, and call a professional when you’re not capable of doing something on your own. Some people can operate jack-hammers, for example, while other people are flown across the room on floor waxers. Again, the people at your rental store should be able to help you evaluate your skills as well as your needs. They can also recommend local craftsmen to help you with a job that looks too big for DIY.

DON’T SEND SOMEONEELSE TO THE STORE One of the best ways to avoid problems is to go to the store yourself. The reason is obvious: you possess more knowledge about what you want to accomplish than anyone else.

As much as Americans haveembraced the Do-It-Yourself

ethic, it’s surprisinghow many of us don’t

give enough thought toidentifying the right tools,

especially for specializedwork.

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choose an apartmentWhen you’re looking for an apartment, three

components need to fit; you, the apartment, and the apartment community.

CHECKING OUT AN APARTMENT

One of the first things you should take note of as you drive in to your appointment is the apartment community’s curb appeal. Is the community clean and neat? Is there adequate lighting? Is the landscaping appealing?

An apartment community that takes good care of the buildings and grounds will typically take good care of residents!

Once you arrive try to get a feel for the staff that maintains the apartment community. Is

the staff friendly and pleasant? Are they well informed about the community and able to answer your questions?

When viewing the apartment you should take note of the condition of the entryway and hallway leading to the apartment. Is it clean and orderly? When entering the apartment you should look at the condition of the carpet to see if it looks clean and well kept. Are the walls in good shape? Has the apartment been painted and cleaned since the last resident moved out?

Is the size adequate for your needs? Is there enough storage space? Are there any “deal breakers” as far as the condition of the apartment?

Some of the questions you should ask

• When is the apartment available?

• How much is the rent?

• When is the rent due?

• How much is the security deposit?

• What are the terms of the lease?

• What length of lease terms are available?

• Are pets allowed?

• Is there emergency maintenance service?

• Are there any rules about subletting or roommates?

• Are you allowed to make any modifications to the apartment such as painting it.

• Are there laundry facilities on site?

• What utilities are included?

• What criteria need to be met in order to qualify for the apartment – such as credit criteria, income, etc.?

You may want to bring any information you think you may need in order to lease the apartment with you the day of your appointment. If you decide to fill out an application you will need to know things like your social security number, driver’s license number, along with information such as phone numbers and addresses for your employer, landlord, and personal references.

When you check out an apartment, check out the company that manages it and staff who come with it. Just as

you know a good on site staff can make your life pleasant, so every apartment

community recognizes the value of a good resident.

Come home to Wildwood Meadows... Ludington’s Premier Apartment Community.

Apartment Home Features:• Central air conditioning• Oak hardwood cabinetry throughout• Custom Blinds• Closets with organizer systems• Large patio or balcony• Washer & dryer included

www.wildwoodmeadows.infoLocated on US10 one mile West of US31 - Ludington

EQUAL HOUSING OPPORTUNITY

• Garages with remote (optional)• Fully equipped kitchen with dishwasher, disposal, and built-in pantry• Pet Friendly!

Ludington’s premier apartment community is nestled in a tranquil setting and offers Lifestyle Community rental homes with contemporary features and resort style amenities. The community is managed locally and provides superior services with dedicated staff members and 24/7 maintenance response to simplify your life and ease your mind.Wildwood Meadows offers flexible lease terms on their one bedroom/one bath , two bedroom/one bath, two bedroom/two bath, three bedroom/two bath apartments. Wildwood Meadows also has furnished corporate suites to meet your personal and business needs. Pet friendly (some restrictions), tastefully decorated with neutral colors and appointed with central air conditioning, oak hardwood cabinetry throughout, custom blinds, closet organizer systems, large patios or balconies, washer & dryer hook-ups, dishwashers, disposals, and built in pantries. Also available are garages with remote control entry.Located on US 10, just one mile west of US 31, Wildwood Meadows provides easy access to the many attractions Ludington has to offer. Dining, shopping and the Lake Michigan shoreline are only minutes from your door.Take a dip in our outdoor heated swimming pool or work out in our state of the art fitness center! Our Community Center is available for meetings and special events. It’s a wonderful life at Wildwood Meadows Apartments!

845-1004

FRiday, noVeMBeR 7, 2014 | Ludington daiLy newS |21

14468 Wuoksi, Kaleva MI • 231.362.2106

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How - toMost people are happy to purchase meat wrapped in cellophane on small foam trays. While there is nothing wrong with that, there may be benefits you’re missing by not buying meat straight from a

butcher. Buying meat from a supermarket is quick and convenient, but often you can get higher quality cuts in greater volume at a lower price by visiting a butcher. Learning how to buy meat

from a butcher may be difficult at first, but soon enough you will begin to reap the rewards.

Learn the different types of meat cuts. Your

butcher can help you appreciate them. Do you want a steak? You can buy a ribeye, bone-in or out; New York strip, delmonico, flatiron, T-bone, porterhouse, filet, round . . . as your butcher what his or her favorites are, and you’ll feel as if you were just given a free seminar on gourmet eating.Learning about the different cuts of meat ahead of time can help speed up your visits with the butcher, but also give you access to meats not on display at the front counter. These cuts often include tri-tips, shanks, short ribs and sweetbreads.

Much more than fresh meat. Just about every good butcher has special recipes for sausages, jerky, bacon, corned beef, prime rib and ham.

Buy exactly as much as you want. Empty nesters especially enjoy butcher shops because they can purchase whatever quantity of beef they need. At the big box, you may have to take three or four

times what you can easily consume, with much of it going to waste. But that’s not all. If you have a freezer at home, your butcher can save you a lot of money by offering larger quantities. Often, the larger quantities (sometimes called “meat bundles”) have a great deal of variety.

Have it your way. How many times have you been despondent over the skinny steaks offered by your box store? With your family butcher, you can get that T-bone two inches thick if you like! Plus, your butcher can give you all kinds of advice on how best to grill it.

Get ready to be introduced to some new ideas. It’s always fun to learn what the experts like about their products, and the butcher is no exception. Feel free to ask for advice, and expect an unsolicited tip once in a while. Your butcher won’t steer (no pun intended) wrong.

Buying meat from a supermarket is quick and convenient, but often you

can get higher quality cuts in greater volume at a lower price by visiting a butcher. Learning how to buy meat

from a butcher may be difficult at first, but soon enough you will begin

to reap the rewards.

choose a butcher

Mason County’s

MEDICAL CARE FACILITYOakview

1001 Diana Street, Ludington • 231-845-5185 • www.oakviewmcf.com

We have been given a five star rating by Centersfor Medicare and Medicaid Service

U.S. News & World Report as one of the Best Nursing Homes!

Like Family

County owned and serving the community since 1966…. “Like Family”

We are a skilled nursing facility providing compassionate skilled long term care and rehabilitation services to Mason County Residents since 1966

We provide special events such as our bike parade, old engine car show, motorcycle rally, and Veterans Day program. Our employees participate in community events including the Lake Jump,

United Way, Relay for Life, and Toys for TotsWe are a member of the Ludington Scottville Chamber of Commerceand we support school athletics and school districts in Mason County


How - to choose a nursing home During your initial research, your “mission” should include a collectionof data regarding the nursing homes that you are considering. Some ofthe important areas to include are:• Review of the State survey reports for each facility from the

previous 1-2 years.• A report of the family satisfaction surveys.• The resident to staff ratios on each shift.• View any available web sites for the facilities.• Request the name and number for the local Ombudsman for each nursing home.• Visit medicare.gov/nursinghomecompare. The NursingHome Compare website allows consumers to compare informationabout nursing homes. It contains quality of care information on every Medicare and Medicaid-certified nursing home in the country,including 17,000 nationwide.

Consider a scheduled meeting and tour as well as an impromptu visit to each nursing home. Set up a time to meet with the admissionscoordinator/department to tour the building and pay attention tothe professionalism and attitudes of the persons that you encounter. Beobservant of the following• The cleanliness of the environment and wheel chairs, offensive odors in the facility.• Furnishings should be sturdy and in good condition, yet comfortable.

• Do all staff wear name tags?• Do staff knock on the door before entering a resident’s room and refer to residents by name?• The cleanliness of the residents (for example: hair groomed, clothingclean, men shaved, nail care).• Does the staff acknowledge residents as they pass by them?• How does the staff interact with the residents?• Are the residents smiling and do they appear happy and content?• Is there a posted Recreational Therapy or Activity program?• Is there a private visitation area?• Observe the apparent pleasure or displeasure of visitors.• As the opportunity avails itself, seek input from families/visitors in the facility. During a meeting with the admissions coordinator, have a list of questions about your concerns. Some of these questions/areas might include:• Financial concerns – costs of ancillary services/supplies, Medicare, Medicaid, private pay and other insurance coverage.• Telephone availability – arrangements for personal phones.• Cable television availability.• Availability of guest meal trays.• Beauty salon/barber shop facilities and policies.• Rehabilitation services.• Recreational Therapy – Activity Department programs.

It is vital for you and yourfamily member to spend

a considerable amount oftime researching the nursing

home(s) in your area beforeyou are faced with making

an immediate decision aboutadmission.

How - tobuy cabinets

People generally buycabinets for two reasons:

storage and beauty. Anyonewho’s watched the many

home improvement showson television knows that

the right cabinetry candramatically enhance a

home. The right cabinets canalso help you sell your home

faster and for more money.

Let’s assume you want new cabinets simply for the sake of

more storage and a handsome kitchen or bathroom. •Thinkabout what you really need and want. While you don’t need an advanced degree in mathematics to estimate your cabinet needs, you’ll want to think about some basics: Will there be room to

comfortably store all of the utensils you want to place out of sight? Or would you be better off hanging your cookware from an overhead rock? Will the handle to the frying pan fir into the space you want for it, and will all of your linens fit comfortably in their storage space? •Collectyourfavoriteadsandphoto-spreads from magazines. They’llhelpyourcabinetvendorquickly understand what you want. •Visitseveralcabinetvendorsas well as businesses specifically geared to cabinetry, kitchens or bathrooms. By browsing several stores you’ll get a much better idea of the varieties of materials and styles from which you can choose. You’ll also be able to speak to people on the floor and determine which of them are the most interested and helpful. •Priceswillvarywidely.Don’tmake price your bottom line. Likewise, don’t assume that the biggest showroom is where you’ll

findthebestvalue.Themethodsbusinesses use to price their products vary, but most cabinetry is priced on the basis of construction quality and materials used. •Takethetimetolookcarefullyat showroom cabinets. Explore the trade-offs of choosing one material over another. Ask about durability. •Don’tfretifyoulookinsideacabinet and find veneer-covered plywoodorparticleboard.Theyaresometimes less likely to warp than solid wood. •Tosavemoney,purchasecabinets with less expensive wood, which can be stained to your taste. •Besidesquality,determinewhether you need in-stock or custom-manufactured cabinets. Factory-made cabinets can be very good and save money at the same time. •Thereareanumberofwaysto save money without sacrificing beauty or utility, but you’ll need to make sure you select a cabinet vendor who knows the topic and is willing to answer your questions. Ask why one line, or one style is more expensive than another. Ask for alternatives that might save you money without sacrificing aesthetics. •Don’thesitatetoaskifyoursalesperson can come to your home to measure and offer advice. You might even want to consult a designer, who may or may not be affiliated with your vendor. •Yourcabinetsmaysomedayneed to appeal to prospective homebuyers.Thinkaboutwhetheryour favorite style today will stand the test of time and appeal to the next owners of your house.


How to guide 2014

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