How much should you spend on stuff?
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How much should you spend on stuff?
with Pete the Planner
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But first, who is Pete the Planner?
www.PeteThePlanner.com
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Radio Host TV Analyst on CNN Headline News Fox News Fox
Business CBS Author Blogger
Speaker has appeared in Real Simple Budgeting Expert Money and Marriage Maestro Former Comedian
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How do you spend your cheese? Errr...cabbage...paper...ends?
www.PeteThePlanner.com
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Here is what your household expenditures SHOULD look like.
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pete the planner’s ideal household budget
Housing 25%Transportation 15%Groceries and Dining 12%Savings 10%Utilities and Phone 10%Charity 5%Entertainment 5%Medical 5%Holidays and Gifts 5%Clothing 5%Misc 3%
www.PeteThePlanner.com
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Costs include
• Car payment
• Fuel
• Insurance
• Maintenance
• License fees
www.PeteThePlanner.com
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Groceries and Dining
www.PeteThePlanner.com
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You have 93 meals per month to account for
www.PeteThePlanner.com
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This is take home pay
• You should already be saving money in your company sponsored retirement plan prior to your paycheck hitting your bank account.
• This savings should initially go towards establishing an emergency fund.
• Once you have saved 3 months worth of expenses in your emergency fund, then, redirect new savings towards longer term investments.
www.PeteThePlanner.com
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Utilities and Phone
www.PeteThePlanner.com
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Watch out for technology subscriptions
www.PeteThePlanner.com
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Apparently this is a spleen
www.PeteThePlanner.com
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Holidays and Gifts
www.PeteThePlanner.com
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The best dressed person you know is broke
www.PeteThePlanner.com
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•Pet care
•Guitar Lessons
•Pet guitar lessons
•Speeding tickets
•Bribe money
•Legal fees
www.PeteThePlanner.com
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Where’s debt?
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pete the planner’s ideal household budget
www.PeteThePlanner.com
Debt
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For more mind boggling advice, go toPeteThePlanner.com