How Icici HFC Functions
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Transcript of How Icici HFC Functions
Submitted to
Prof: ChokkalingamFaculty of Managerial Economics
Submitted byNagarjuna Reddy . BSrinivas . R1ST SemesterPost Graduation Diploma In Management
CASE STUDY OF ICICI BANK(HFC)
Banking
Bank is a financial institution which receives deposits from the public and lends them for investment purpose i.e., deposits of money and advances of the Main function of banks.
Mobilising public savings
Channelizing public savings to investments
Credit creation-demand creation
Regulating money supply
History of banking
Banking in India originated in the last decades of the 18th century. Later during the Mourya dynasty(321-185BC) an instrument called adeshawas existed an order to pay money. The first bank were the General Bank of India, started in 1786. The oldest bank in existence in India is the State Bank of India which originated as the Bank of Calcutta in June 1806.
ABOUT ICICI BANK
ICICI Bank is an Indian multinational bank and financial services company headquartered in Mumbai.It has founded in 1954 and parent company was formed as a joint venture of the world Bank in 1955.Its head quarters are at Mumbai, the key people of ICICI Bank is Chairman - K.V. Kamath CEO - Chanda D Kocchar From 1990’s its development has taken by step by step and emerged as a second largest bank in India by assets and 3rd largest by market capitalisation
The bank has an network of 3,514 Branches and 11,063 ATM’s and it presences in 19 countries
ICICI Venture
ICICI Securites
ICICI Lombard General Insurance company
ICICI Prudential Life Insurance Company
ICICI Housing finance corporation limited
ICICI Allied Services
WHAT IS HFC
HFC Means HOUSING FINANCE CORPORATION.It gives home loans to individuals and business organizations to full fill their needs.
It gives not only Home loans but also other loans products and services.
Home Loans Home Improvement Loans Land loan Office premises loan EMI Under construction Balance Transfer Top – Up Loan On Security of Fixed Deposits NRI Loans
PRODUCTS
WE will leverage our people, technology, speed and financial capital to:
Be the banker of first choice for the customers by delivering high quality, world class products and services.
Expand our frontiers of our business globally.Play a pro active role in the full realization of India's potentialMaintain a healthy financial profile and diversify our earnings
across business and geographies.Maintain high standards of governance and ethics.
Contribute positively to the various countries and markets we operate.
Create value for our stakeholders.
MISSION
QUESTIONNARIE
When the ICICI Branch and HFC established in Tirupati.
What are innovations according to HFC?
What is your Marketing strategy?
What is the Innovative products of the ICICI?
What is your recent Achievement, in what way u have done that?
On what basis you are providing loans to the customers ?
How you achieved this position what are the scopes for the upcoming graduates
ICICI BANK BRANCH IN TIRUPATI
K.PUNNA RAOSALES MANGER FOR 7 BRANCHES
Source:
Wikipedia icicibank.com Sales Manager of ICICI