How Dreams Are Created
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Transcript of How Dreams Are Created
"What the mind can conceive and believe, it can achieve." — Napoleon Hill
About Me - Jo Ann Brown
This is me.
Jo Ann Brownhttp://money-tutor.webs.com
I wasn't born with a "Silverspoon"
In my mouth
I was once very, very poor.
A cotton field
Is where I spent my early childhood - every summer.
At age 5, I picked 50 lbs of cotton a day.
At age 10, I picked 300 lbs of cotton a day.
We carried the cotton on our backs from the field to be weighed.
Everybody said - "You are a hard worker."
Earnings Went To My Mother - $3 Per Hundred Pounds
We had nothing.
No Indoor Plumbing
We pumped water from a well and brought it into the house.
No Indoor Bathroom
Slop Jar
This was our toilet. We urinated and had stools in a slop jar at night.
Outhouse
Daytime toilet
No Indoor Bathroom
Bathtub
Every child took a bath in the same water. Girls were first.
I didn't know that I was poor. Because everybody in my neighborhood lived like this.
My mother preached everyday.
Go To College
LincolnUniversity
All 5 college graduates attended this University.
So you don't have to live like me.
In 1969, the families believed in helping each other.
My brother-in-law said to me -Gal, you're gonna mess up
your life - "Come and live with us."
Eye Opener
At age 15, year 1969, my sister let me move from Wardell and live with her.
I Moved To Florissant, MO
Excellent Schools & Beautiful Homes
But,I Had No Social Life
Hazelwood Central H. S.
1969 -1971
19 blacks5,000 whites
Church - Two Times a Week
Wagner Ave -Church of Christ
Thursday night bible class
Two services on Sunday
Babysitting - My First Business(50 cents an hour)
I Learned How To Save and InvestMy Babysitting Income
College Education FundI saved a $1,000
and
I bought a stereo and a television.
I Also Started A Hope Chest With Money From Babysitting.
And, filled it with every thing I'd need for a house.
One day, at age 16, my oldest brother - "June Bug"
Came to Florissant and visited us with a friend.
The friend told us, his wife's parents gave them $10,000
as a wedding gift.
That's when it happened
I started dreaming about what I could do to help my children
get started.
College Bound!
My brother-in-law said(more words of wisdom)
You can graduate from college in 2 1/2 years.
So, That's What I Did.
I enrolled into college January 1971 and graduated May 1974.
I completed a one year intership with McDonnell Douglas during that time.
I Learned How To Set Goals
Colleges use to charge a flat fee per semester.
The fee was based on taking 12 hours.
Anything over 12 hours, you didn't have to pay for.
So, I would enroll for 12 hours at the beginning of the semester and summer school.
Then, I would add additional hours.
I took as many as 23 hours during the semester and 15 hours during summer school.
I received 13 job offers!when I graduated from Lincoln University - Jefferson City, MO
My Reward!
I chose to work for -
The General Accounting Office
Reason #1
Opportunity to Travel
Reason #2
Job Security - No Layoffs!
Got Married
Bought A House
Started A Family
Next Business - Rehab Property
Ah Hah Moment #1
Create Passive Income
Ah Hah Moment #2
Give my children a
house.
My Success
I have given both children a house and a car.
Goals help you achieve anything.
My New Inspiration - Barack Obama
Giving Back
ToThe
Community
Personal FinanceWhat They Don't Teach In School
Changing An Old Belief:
"I Don't Understand Finance"
To A New Belief:
"Yes I Can"
Classes, Seminars, Workshops...
http://money-tutor.webs.com
http://money-tutor.webs.com