2% of outstanding principal/amount prepaid(not applicable under Happy Ending Home Loan &Empower Home Loan Program)

Switching from the Floating Rate scheme to Fixed Rate scheme will attract a fee of 1% on the outstanding principalwith a minimum of Rs. 10000/- (not applicable under Happy Ending Home Loan & Empower Home Loan Program)

Switching from the Fixed Rate scheme to Floating Rate scheme will attract a fees of 2% on the outstanding principalamount (not applicable under Happy Ending Home Loan & Empower Home Loan Program)

Switching from the Higher Fixed Rate to Lower Fixed Rate will attract a fee of 0.5% on outstanding principalwith minimum Rs. 10000/- The Lower Rate will be equal to the applicable carded interest rate only(not applicable under Happy Ending Home Loan & Empower Home Loan Program)

Switching from the Higher Floating Rate to Lower Floating Rate will attract a fee of 0.5% on outstanding principal with a minimum of Rs. 10000/- The Lower rate will be equal to the applicable carded interest rate only.(not applicable under Empower Home Loan Program)

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