Hi, we’re Oscar, a new kind ofhealth insurancecompany.

Health insurance for New Yorkers

We wanted a health insurance company that worked better. So we created one.

Oscar is a new kind of health insurance company, built for New Yorkers and launched exclusively for New Yorkers. We’ve put together a network of the area’s best providers so you’ll have access to great care right in your neighborhood. And we’ve created JUHDW�SHUNV�DQG�EHQHȴWV�WR�KHOS�\RX�VWD\�KHDOWK\�and save money.

Oscar was designed with today’s technology to make health insurance simpler, more intuitive, and more accessible on your computer, smartphone or tablet.

So let’s begin by simply saying, Hi, we’re Oscar.

We didn’t start this company because we love health insurance.Quite the opposite, in fact.

Bigger is better, when you’re talking about provider networks.Oscar has one of the largest provider networks in the New York area, covering Manhattan, Brooklyn, the Bronx, Queens, Staten Island, 5RFNODQG�&RXQW\��:HVWFKHVWHU�&RXQW\��1DVVDX�&RXQW\��DQG�6XRON�&RXQW\�

Nearly every hospital in NY, including Beth Israel Medical Center, New York-Presbyterian Hospital, and Columbia University Medical Center

Thousands of NY’s best providers, including top Primary Care Physicians

Free Generic Prescriptions Gym ReimbursementsUp to $400 per subscriber and

up to $200 for your spouse per year

Wellness RewardsUp to $100 per year

Immunizations Access to SpecialistsLab Tests

Hospital VisitsUp to $500 back for

stays of 7+ days

ScreeningsTop ProvidersMany are on New York Magazine’s

Best Doctors list

We looked at KHDOWK�EHQHȴWV�and thought,

“How come nobody’s done that yet?”

Free Generic Drugs

With Oscar, generic prescription drugs are free in most of our plans, which means you can focus less on your wallet and more on your health.

We didn’t like paying a lot for prescriptions either. So we made them free.

Doctor Helpline

With our Doctor Helpline, all you have to do is click a button online and one of our doctors will call you back within an hour. They can handle prescriptions and give you help right over the phone, helping you save time.

Why go to the GRFWRUȇV�RɚFH�when they can just call you?

Free Adult PCP Visits

ΖQ�DGGLWLRQ�WR�IUHH�SK\VLFDOV��2VFDU�RHUV�XS�WR���IUHH�DGXOW�3ULPDU\�Care Physician visits per year at no additional cost to members.

Stay healthy, without giving yourself a headache.

Smart Technology

HiOscar.com is designed to work on your computer, smartphone or tablet, making it simple and easy for you to get help when and where you need it.

Dragging healthcare kicking and screaming into the 21st century.

migraine

You switched Blocadren for Timolol Maleate and saved $36

Dr. Bryan Young, Primary Care Doctor

May 20 Your Timolol Maleate�SUHVFULSWLRQ�LV�UHDG\�IRU�UHȴOO

222 W 14th St, Manhattan

(212) 555-682410:00 am – 8:00 pm

Your Timolol Maleate prescription is ready for pick up at Duane Reade

Dr. Bryan Young prescribed you Timolol Maleate

April 22

April 21

April 12

MIGRAINE

MIGRAINE�ȏ�<RX�YLVLWHG�Dr. Bryan Young

Christina

Health insurance can be messy. That’s why we created a simple and intuitive digital timeline to help keep your healthcare information organized and accessible.

You have a timeline for your friends, your photos… and now, your health.

Nobody likes surprises when it comes to health insurance. So we decided to show you all your medical costs and how they DHFW�\RXU�GHGXFWLEOH��ΖW�MXVW�VHHPHG�OLNH�WKH�ULJKW�WKLQJ�WR�GR�

Bike messengers can blindside you. Medical bills shouldn’t.

$600.00 $1300.00

ΖI�\RX�DUHQȇW�IHHOLQJ�JUHDW��MXVW�FRPH�WR�RXU�VLWH��:LWK�VPDUW�VHDUFK�WHFKQRORJ\��ZH�KHOS�\RX�ȴQG�GRFWRUV��VSHFLDOLVWV��KRVSLWDOV�DQG�pharmacies quickly and easily.

Health insurance that works like the rest of the Internet.

broken rib burning sensation

itchy bumpcat allergy

Shop for a doctor just like you shop for everything else nowadays.With our interactive online map, you can search for the best doctors DQG�VSHFLDOLVWV�LQ�DQ\�ORFDWLRQ��7KHQ�\RX�FDQ�FRPSDUH�FRVWV�WR�ȴQG�WKH�doctors or providers that can give you the care you need.

S E E P L A N SS E E P L A N S

We are married with 2 kids.We make $50,000 per year.

Our ZIP code is 10012.

2 0 O KO K

UNDER 19 AGED 19-26

Health plans that won’t make your head explode. And if they do, you’re covered.Visit HiOscar.com DQG�XVH�RXU�GLJLWDO�WRRO�WR�ȴQG�D�SODQ�WKDWȇV�ULJKW for you. Then give us a call at 1-855-OSCAR-NY when you’re ready to get that plan.

Oscar Edge plans are optimized for individual lifestyles. No matter which plan you choose, we help you save money on routine FKHFNXSV�DQG�ZHOOQHVV�EHQHȴWV�

You may qualify for lower prices DQG�VSHFLDO�EHQHȴWV�GHSHQGLQJ RQ�\RXU�ȴQDQFLDO�VLWXDWLRQ�

&RPSDUH�SULFHV�DQG�ȴQG�\RXU plan at HiOscar.com or call 1-855-OSCAR-NY for details.

What is a Copay? ΖWȇV�D�ȴ[HG�DPRXQW�WKDW�\RX�SD\�D�SURYLGHU when you go for a visit. Depending on the VHUYLFH��FRSD\V�FDQ�EH�GLHUHQW�DPRXQWV�

Platinum Edge Gold Edge Silver Edge Silver Edge+ Bronze Edge Bronze Edge+ ������ �������� �������� ��������� ������� ������ No No No No Yes Yes� �������� �������� �������� �������� �������� �������

� ����� ����� ����� ����� ��� ���� �� �� �� �� �� �� ����� ����� ����� ������ ��� ��� $100 $150 $150 $250 $0 $150 � ����� ����� ����� ����� ��� ��� $100 $100 $100 $100 $0 $100

$0 $0 $0 $0 $0 $0 � ����� ����� ����� ������ ��� ��� $150 $150 $150 $150 $0 $150

Individual DeductibleDeductible also applies to Drugs

Out-of-Pocket Maximum

Medical CopaysPrimary Care Physician (PCP)

# Adult PCP visits covered in fullSpecialist

Emergency Room VisitUrgent Care

Surgeon - Inpatient / Outpatient Facility

Drug CopaysGeneric

PreferredNon-Preferred

Our Plans

Call to sign up at

1-855-OSCAR-NYVisit us online at

HiOscar.com

Come say hello