HERE FOR your - Mid-Hudson Valley Federal Credit Union · 2019-02-08 · Don’t forget to add your...
17
WELCOME GUIDE HERE FOR your FINANCIAL JOURNEY
Transcript of HERE FOR your - Mid-Hudson Valley Federal Credit Union · 2019-02-08 · Don’t forget to add your...
WELCOME GUIDE
HERE FOR your
FINANCIAL JOURNEY
WELCOME TO MHV W
ELC
OM
E
Thank you for choosing Mid-Hudson Valley Federal Credit Union
We pride ourselves on providing the fnancial guidance and services you need for every step of your journey
From planned life events to the inevitable curveballs that life
likes to throw having a trusted fnancial partner makes your
life a little bit easier
ACTIVATE YOUR MHV VISAreg
REWARDS DEBIT CARD TODAY AND UNLOCK
SECURE PAYMENTS Shop with confdence knowing your debit card is backed by Visarsquos fraud protection
DOUBLE REWARDS Your debit card comes with two rewards programs
MHV Rewards bull Visit MHVRewardscom to set up your account and start
earning points automatically
bull Earn points every time you shop Receive 1 point for every $100 when you chose to sign for your purchase and frac12 point for every $100 when you choose to use your PIN
bull Earn bonus points when you use the MHV Rewards Portal to shop online at your favorite retailers
Purchase Rewards bull Earn cash back at the stores you love Simply view and add your
offers on Online Banking or the MHV Mobile App
bull The more offers you use the more you get
Terms and conditions apply Subject to change or termination at the discretion of MHV
MOBILE WALLET Donrsquot forget to add your MHV Visa Rewards Debit or Credit Card to your Apple Pay Samsung Pay Google Pay or Microsoft Wallet to make easy and secure payments
NATIONWIDE ACCESS Thanks to our extensive ATM network your MHV Rewards Debit Card can be used at over 118000 surcharge-free ATMs across the country Use the Locations feature on our app to fnd the ATM nearest you Regular transaction fees may apply See Fee Schedule for details
Register for Online Banking to access tools to help you manage your accounts Visit mhvfcucom and click ldquoRegister Nowrdquo or sign up directly
from the MHV Mobile App
YO
UR
JO
UR
NE
Y S
TAR
TS H
ER
E
BILL PAY Set up your bill pay items to avoid missing a payment Bill payments
are debited from your checking account 1-2 business days after the payment ldquosend onrdquo date They are reflected in your account as ACH
withdrawals with a description of ldquoMHV BILLPAYER + BILL PAYMTrdquo
ACCOUNT TO ACCOUNT (A2A) TRANSFERS
This service allows you to transfer funds between your MHV accounts and accounts
you have at other fnancial institutions
ACCOUNT ALERTS Set up alerts to notify you when
your loans are due if your account reaches a
certain balance if there are withdrawals over a certain
amount and more
Get a headstart on tax season when you fle through MHV
Online Banking
eDOCS | eSTATEMENTS Electronic access to your
statements and notices Your account includes free eStatements
which securely delivers your banking statements into your
Online Banking account You can view your history anytime via the eDocseStatement portal
CARD FRAUD ALERTS Be alerted via text of
potentially fraudulent activity on your MHV Debit or
Credit Card
myMoney TRAIL This budgeting tool allows you to track and plan your spending and
savings Your MHV information automatically displays and you can add in information
from non-MHV accounts
This free and secure service allows you to send and receive
money from anyone directly from or into your account
reg
Fee may apply for expedited service
2
1
2
WITH THE MOBILE APP YOU CAN
USE THE MHV MOBILE APP TO MANAGE YOUR
ACCOUNT WHEREVER YOU ARE
Download the MHV Mobile App from iTunes App Store or Google Play Store
Sign up directly from the app or use your existing online banking credentials
bull Check Your Balance bull Load Purchase Rewards
bull Use Bill Pay bull Locate ATMs and Branches
bull Transfer Funds bull Use Popmoney
bull Use Mobile Check Deposit bull Pay Your MHV Loan amp Credit Card
DEPOSIT YOUR CHECK Mobile Check Deposit allows you to deposit checks right from your mobile app Simply use the Check Deposit feature on our app to take a photo of your check and have it deposited into your account Account must be opened for 30 days before this feature is available on the app
SET UP DIRECT DEPOSIT Contact your payroll department to have your paycheck
deposited directly into your MHV Checking Account
MHVrsquoS ROUTING NUMBER 221976243
NEED HELP SWITCHING YOUR DIRECT DEPOSIT OR
BILL PAYMENTS
NE
XT
ST
EP
S
REQUEST YOUR COMPLIMENTARY SWITCH KIT VISIT MHVFCUCOMCHECKING
FIND MHV WHEREVER YOU ARE
BRANCH LOCATIONS We have 13 convenient branch locations across the Mid-Hudson Valley Located in Ulster Dutchess and Orange Counties our branches are open from 8am to 6pm Monday through Friday and 9am to 2pm on Saturday See back cover for map and locations
PERSONAL TELLERS Our Personal Teller (PT) service offers you extended banking hours at every one of our 13 branch locations These live local tellers interact with you via video and can handle almost all of your fnancial transaction needs PTs operate from 6am to 11pm every day of the week Visit our website for holiday hours
CALL CENTER 8453364444 x 6000 Monday ndash Friday 8am ndash 8pm Saturday 8am ndash 5pm
EARS BANK-BY-PHONE 247 Electronic Automated Response System to check account balance and recent transactions make loan payments and transfer funds 8453364444 dial 2
AFTER-HOURS VISA DEBIT CARD SERVICE Debit 8668208794 LostStolen Card 8004497728 Debit PIN Changes 8669852273
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
WELCOME TO MHV W
ELC
OM
E
Thank you for choosing Mid-Hudson Valley Federal Credit Union
We pride ourselves on providing the fnancial guidance and services you need for every step of your journey
From planned life events to the inevitable curveballs that life
likes to throw having a trusted fnancial partner makes your
life a little bit easier
ACTIVATE YOUR MHV VISAreg
REWARDS DEBIT CARD TODAY AND UNLOCK
SECURE PAYMENTS Shop with confdence knowing your debit card is backed by Visarsquos fraud protection
DOUBLE REWARDS Your debit card comes with two rewards programs
MHV Rewards bull Visit MHVRewardscom to set up your account and start
earning points automatically
bull Earn points every time you shop Receive 1 point for every $100 when you chose to sign for your purchase and frac12 point for every $100 when you choose to use your PIN
bull Earn bonus points when you use the MHV Rewards Portal to shop online at your favorite retailers
Purchase Rewards bull Earn cash back at the stores you love Simply view and add your
offers on Online Banking or the MHV Mobile App
bull The more offers you use the more you get
Terms and conditions apply Subject to change or termination at the discretion of MHV
MOBILE WALLET Donrsquot forget to add your MHV Visa Rewards Debit or Credit Card to your Apple Pay Samsung Pay Google Pay or Microsoft Wallet to make easy and secure payments
NATIONWIDE ACCESS Thanks to our extensive ATM network your MHV Rewards Debit Card can be used at over 118000 surcharge-free ATMs across the country Use the Locations feature on our app to fnd the ATM nearest you Regular transaction fees may apply See Fee Schedule for details
Register for Online Banking to access tools to help you manage your accounts Visit mhvfcucom and click ldquoRegister Nowrdquo or sign up directly
from the MHV Mobile App
YO
UR
JO
UR
NE
Y S
TAR
TS H
ER
E
BILL PAY Set up your bill pay items to avoid missing a payment Bill payments
are debited from your checking account 1-2 business days after the payment ldquosend onrdquo date They are reflected in your account as ACH
withdrawals with a description of ldquoMHV BILLPAYER + BILL PAYMTrdquo
ACCOUNT TO ACCOUNT (A2A) TRANSFERS
This service allows you to transfer funds between your MHV accounts and accounts
you have at other fnancial institutions
ACCOUNT ALERTS Set up alerts to notify you when
your loans are due if your account reaches a
certain balance if there are withdrawals over a certain
amount and more
Get a headstart on tax season when you fle through MHV
Online Banking
eDOCS | eSTATEMENTS Electronic access to your
statements and notices Your account includes free eStatements
which securely delivers your banking statements into your
Online Banking account You can view your history anytime via the eDocseStatement portal
CARD FRAUD ALERTS Be alerted via text of
potentially fraudulent activity on your MHV Debit or
Credit Card
myMoney TRAIL This budgeting tool allows you to track and plan your spending and
savings Your MHV information automatically displays and you can add in information
from non-MHV accounts
This free and secure service allows you to send and receive
money from anyone directly from or into your account
reg
Fee may apply for expedited service
2
1
2
WITH THE MOBILE APP YOU CAN
USE THE MHV MOBILE APP TO MANAGE YOUR
ACCOUNT WHEREVER YOU ARE
Download the MHV Mobile App from iTunes App Store or Google Play Store
Sign up directly from the app or use your existing online banking credentials
bull Check Your Balance bull Load Purchase Rewards
bull Use Bill Pay bull Locate ATMs and Branches
bull Transfer Funds bull Use Popmoney
bull Use Mobile Check Deposit bull Pay Your MHV Loan amp Credit Card
DEPOSIT YOUR CHECK Mobile Check Deposit allows you to deposit checks right from your mobile app Simply use the Check Deposit feature on our app to take a photo of your check and have it deposited into your account Account must be opened for 30 days before this feature is available on the app
SET UP DIRECT DEPOSIT Contact your payroll department to have your paycheck
deposited directly into your MHV Checking Account
MHVrsquoS ROUTING NUMBER 221976243
NEED HELP SWITCHING YOUR DIRECT DEPOSIT OR
BILL PAYMENTS
NE
XT
ST
EP
S
REQUEST YOUR COMPLIMENTARY SWITCH KIT VISIT MHVFCUCOMCHECKING
FIND MHV WHEREVER YOU ARE
BRANCH LOCATIONS We have 13 convenient branch locations across the Mid-Hudson Valley Located in Ulster Dutchess and Orange Counties our branches are open from 8am to 6pm Monday through Friday and 9am to 2pm on Saturday See back cover for map and locations
PERSONAL TELLERS Our Personal Teller (PT) service offers you extended banking hours at every one of our 13 branch locations These live local tellers interact with you via video and can handle almost all of your fnancial transaction needs PTs operate from 6am to 11pm every day of the week Visit our website for holiday hours
CALL CENTER 8453364444 x 6000 Monday ndash Friday 8am ndash 8pm Saturday 8am ndash 5pm
EARS BANK-BY-PHONE 247 Electronic Automated Response System to check account balance and recent transactions make loan payments and transfer funds 8453364444 dial 2
AFTER-HOURS VISA DEBIT CARD SERVICE Debit 8668208794 LostStolen Card 8004497728 Debit PIN Changes 8669852273
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
ACTIVATE YOUR MHV VISAreg
REWARDS DEBIT CARD TODAY AND UNLOCK
SECURE PAYMENTS Shop with confdence knowing your debit card is backed by Visarsquos fraud protection
DOUBLE REWARDS Your debit card comes with two rewards programs
MHV Rewards bull Visit MHVRewardscom to set up your account and start
earning points automatically
bull Earn points every time you shop Receive 1 point for every $100 when you chose to sign for your purchase and frac12 point for every $100 when you choose to use your PIN
bull Earn bonus points when you use the MHV Rewards Portal to shop online at your favorite retailers
Purchase Rewards bull Earn cash back at the stores you love Simply view and add your
offers on Online Banking or the MHV Mobile App
bull The more offers you use the more you get
Terms and conditions apply Subject to change or termination at the discretion of MHV
MOBILE WALLET Donrsquot forget to add your MHV Visa Rewards Debit or Credit Card to your Apple Pay Samsung Pay Google Pay or Microsoft Wallet to make easy and secure payments
NATIONWIDE ACCESS Thanks to our extensive ATM network your MHV Rewards Debit Card can be used at over 118000 surcharge-free ATMs across the country Use the Locations feature on our app to fnd the ATM nearest you Regular transaction fees may apply See Fee Schedule for details
Register for Online Banking to access tools to help you manage your accounts Visit mhvfcucom and click ldquoRegister Nowrdquo or sign up directly
from the MHV Mobile App
YO
UR
JO
UR
NE
Y S
TAR
TS H
ER
E
BILL PAY Set up your bill pay items to avoid missing a payment Bill payments
are debited from your checking account 1-2 business days after the payment ldquosend onrdquo date They are reflected in your account as ACH
withdrawals with a description of ldquoMHV BILLPAYER + BILL PAYMTrdquo
ACCOUNT TO ACCOUNT (A2A) TRANSFERS
This service allows you to transfer funds between your MHV accounts and accounts
you have at other fnancial institutions
ACCOUNT ALERTS Set up alerts to notify you when
your loans are due if your account reaches a
certain balance if there are withdrawals over a certain
amount and more
Get a headstart on tax season when you fle through MHV
Online Banking
eDOCS | eSTATEMENTS Electronic access to your
statements and notices Your account includes free eStatements
which securely delivers your banking statements into your
Online Banking account You can view your history anytime via the eDocseStatement portal
CARD FRAUD ALERTS Be alerted via text of
potentially fraudulent activity on your MHV Debit or
Credit Card
myMoney TRAIL This budgeting tool allows you to track and plan your spending and
savings Your MHV information automatically displays and you can add in information
from non-MHV accounts
This free and secure service allows you to send and receive
money from anyone directly from or into your account
reg
Fee may apply for expedited service
2
1
2
WITH THE MOBILE APP YOU CAN
USE THE MHV MOBILE APP TO MANAGE YOUR
ACCOUNT WHEREVER YOU ARE
Download the MHV Mobile App from iTunes App Store or Google Play Store
Sign up directly from the app or use your existing online banking credentials
bull Check Your Balance bull Load Purchase Rewards
bull Use Bill Pay bull Locate ATMs and Branches
bull Transfer Funds bull Use Popmoney
bull Use Mobile Check Deposit bull Pay Your MHV Loan amp Credit Card
DEPOSIT YOUR CHECK Mobile Check Deposit allows you to deposit checks right from your mobile app Simply use the Check Deposit feature on our app to take a photo of your check and have it deposited into your account Account must be opened for 30 days before this feature is available on the app
SET UP DIRECT DEPOSIT Contact your payroll department to have your paycheck
deposited directly into your MHV Checking Account
MHVrsquoS ROUTING NUMBER 221976243
NEED HELP SWITCHING YOUR DIRECT DEPOSIT OR
BILL PAYMENTS
NE
XT
ST
EP
S
REQUEST YOUR COMPLIMENTARY SWITCH KIT VISIT MHVFCUCOMCHECKING
FIND MHV WHEREVER YOU ARE
BRANCH LOCATIONS We have 13 convenient branch locations across the Mid-Hudson Valley Located in Ulster Dutchess and Orange Counties our branches are open from 8am to 6pm Monday through Friday and 9am to 2pm on Saturday See back cover for map and locations
PERSONAL TELLERS Our Personal Teller (PT) service offers you extended banking hours at every one of our 13 branch locations These live local tellers interact with you via video and can handle almost all of your fnancial transaction needs PTs operate from 6am to 11pm every day of the week Visit our website for holiday hours
CALL CENTER 8453364444 x 6000 Monday ndash Friday 8am ndash 8pm Saturday 8am ndash 5pm
EARS BANK-BY-PHONE 247 Electronic Automated Response System to check account balance and recent transactions make loan payments and transfer funds 8453364444 dial 2
AFTER-HOURS VISA DEBIT CARD SERVICE Debit 8668208794 LostStolen Card 8004497728 Debit PIN Changes 8669852273
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
Register for Online Banking to access tools to help you manage your accounts Visit mhvfcucom and click ldquoRegister Nowrdquo or sign up directly
from the MHV Mobile App
YO
UR
JO
UR
NE
Y S
TAR
TS H
ER
E
BILL PAY Set up your bill pay items to avoid missing a payment Bill payments
are debited from your checking account 1-2 business days after the payment ldquosend onrdquo date They are reflected in your account as ACH
withdrawals with a description of ldquoMHV BILLPAYER + BILL PAYMTrdquo
ACCOUNT TO ACCOUNT (A2A) TRANSFERS
This service allows you to transfer funds between your MHV accounts and accounts
you have at other fnancial institutions
ACCOUNT ALERTS Set up alerts to notify you when
your loans are due if your account reaches a
certain balance if there are withdrawals over a certain
amount and more
Get a headstart on tax season when you fle through MHV
Online Banking
eDOCS | eSTATEMENTS Electronic access to your
statements and notices Your account includes free eStatements
which securely delivers your banking statements into your
Online Banking account You can view your history anytime via the eDocseStatement portal
CARD FRAUD ALERTS Be alerted via text of
potentially fraudulent activity on your MHV Debit or
Credit Card
myMoney TRAIL This budgeting tool allows you to track and plan your spending and
savings Your MHV information automatically displays and you can add in information
from non-MHV accounts
This free and secure service allows you to send and receive
money from anyone directly from or into your account
reg
Fee may apply for expedited service
2
1
2
WITH THE MOBILE APP YOU CAN
USE THE MHV MOBILE APP TO MANAGE YOUR
ACCOUNT WHEREVER YOU ARE
Download the MHV Mobile App from iTunes App Store or Google Play Store
Sign up directly from the app or use your existing online banking credentials
bull Check Your Balance bull Load Purchase Rewards
bull Use Bill Pay bull Locate ATMs and Branches
bull Transfer Funds bull Use Popmoney
bull Use Mobile Check Deposit bull Pay Your MHV Loan amp Credit Card
DEPOSIT YOUR CHECK Mobile Check Deposit allows you to deposit checks right from your mobile app Simply use the Check Deposit feature on our app to take a photo of your check and have it deposited into your account Account must be opened for 30 days before this feature is available on the app
SET UP DIRECT DEPOSIT Contact your payroll department to have your paycheck
deposited directly into your MHV Checking Account
MHVrsquoS ROUTING NUMBER 221976243
NEED HELP SWITCHING YOUR DIRECT DEPOSIT OR
BILL PAYMENTS
NE
XT
ST
EP
S
REQUEST YOUR COMPLIMENTARY SWITCH KIT VISIT MHVFCUCOMCHECKING
FIND MHV WHEREVER YOU ARE
BRANCH LOCATIONS We have 13 convenient branch locations across the Mid-Hudson Valley Located in Ulster Dutchess and Orange Counties our branches are open from 8am to 6pm Monday through Friday and 9am to 2pm on Saturday See back cover for map and locations
PERSONAL TELLERS Our Personal Teller (PT) service offers you extended banking hours at every one of our 13 branch locations These live local tellers interact with you via video and can handle almost all of your fnancial transaction needs PTs operate from 6am to 11pm every day of the week Visit our website for holiday hours
CALL CENTER 8453364444 x 6000 Monday ndash Friday 8am ndash 8pm Saturday 8am ndash 5pm
EARS BANK-BY-PHONE 247 Electronic Automated Response System to check account balance and recent transactions make loan payments and transfer funds 8453364444 dial 2
AFTER-HOURS VISA DEBIT CARD SERVICE Debit 8668208794 LostStolen Card 8004497728 Debit PIN Changes 8669852273
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
2
1
2
WITH THE MOBILE APP YOU CAN
USE THE MHV MOBILE APP TO MANAGE YOUR
ACCOUNT WHEREVER YOU ARE
Download the MHV Mobile App from iTunes App Store or Google Play Store
Sign up directly from the app or use your existing online banking credentials
bull Check Your Balance bull Load Purchase Rewards
bull Use Bill Pay bull Locate ATMs and Branches
bull Transfer Funds bull Use Popmoney
bull Use Mobile Check Deposit bull Pay Your MHV Loan amp Credit Card
DEPOSIT YOUR CHECK Mobile Check Deposit allows you to deposit checks right from your mobile app Simply use the Check Deposit feature on our app to take a photo of your check and have it deposited into your account Account must be opened for 30 days before this feature is available on the app
SET UP DIRECT DEPOSIT Contact your payroll department to have your paycheck
deposited directly into your MHV Checking Account
MHVrsquoS ROUTING NUMBER 221976243
NEED HELP SWITCHING YOUR DIRECT DEPOSIT OR
BILL PAYMENTS
NE
XT
ST
EP
S
REQUEST YOUR COMPLIMENTARY SWITCH KIT VISIT MHVFCUCOMCHECKING
FIND MHV WHEREVER YOU ARE
BRANCH LOCATIONS We have 13 convenient branch locations across the Mid-Hudson Valley Located in Ulster Dutchess and Orange Counties our branches are open from 8am to 6pm Monday through Friday and 9am to 2pm on Saturday See back cover for map and locations
PERSONAL TELLERS Our Personal Teller (PT) service offers you extended banking hours at every one of our 13 branch locations These live local tellers interact with you via video and can handle almost all of your fnancial transaction needs PTs operate from 6am to 11pm every day of the week Visit our website for holiday hours
CALL CENTER 8453364444 x 6000 Monday ndash Friday 8am ndash 8pm Saturday 8am ndash 5pm
EARS BANK-BY-PHONE 247 Electronic Automated Response System to check account balance and recent transactions make loan payments and transfer funds 8453364444 dial 2
AFTER-HOURS VISA DEBIT CARD SERVICE Debit 8668208794 LostStolen Card 8004497728 Debit PIN Changes 8669852273
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
SET UP DIRECT DEPOSIT Contact your payroll department to have your paycheck
deposited directly into your MHV Checking Account
MHVrsquoS ROUTING NUMBER 221976243
NEED HELP SWITCHING YOUR DIRECT DEPOSIT OR
BILL PAYMENTS
NE
XT
ST
EP
S
REQUEST YOUR COMPLIMENTARY SWITCH KIT VISIT MHVFCUCOMCHECKING
FIND MHV WHEREVER YOU ARE
BRANCH LOCATIONS We have 13 convenient branch locations across the Mid-Hudson Valley Located in Ulster Dutchess and Orange Counties our branches are open from 8am to 6pm Monday through Friday and 9am to 2pm on Saturday See back cover for map and locations
PERSONAL TELLERS Our Personal Teller (PT) service offers you extended banking hours at every one of our 13 branch locations These live local tellers interact with you via video and can handle almost all of your fnancial transaction needs PTs operate from 6am to 11pm every day of the week Visit our website for holiday hours
CALL CENTER 8453364444 x 6000 Monday ndash Friday 8am ndash 8pm Saturday 8am ndash 5pm
EARS BANK-BY-PHONE 247 Electronic Automated Response System to check account balance and recent transactions make loan payments and transfer funds 8453364444 dial 2
AFTER-HOURS VISA DEBIT CARD SERVICE Debit 8668208794 LostStolen Card 8004497728 Debit PIN Changes 8669852273
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
FIND MHV WHEREVER YOU ARE
BRANCH LOCATIONS We have 13 convenient branch locations across the Mid-Hudson Valley Located in Ulster Dutchess and Orange Counties our branches are open from 8am to 6pm Monday through Friday and 9am to 2pm on Saturday See back cover for map and locations
PERSONAL TELLERS Our Personal Teller (PT) service offers you extended banking hours at every one of our 13 branch locations These live local tellers interact with you via video and can handle almost all of your fnancial transaction needs PTs operate from 6am to 11pm every day of the week Visit our website for holiday hours
CALL CENTER 8453364444 x 6000 Monday ndash Friday 8am ndash 8pm Saturday 8am ndash 5pm
EARS BANK-BY-PHONE 247 Electronic Automated Response System to check account balance and recent transactions make loan payments and transfer funds 8453364444 dial 2
AFTER-HOURS VISA DEBIT CARD SERVICE Debit 8668208794 LostStolen Card 8004497728 Debit PIN Changes 8669852273
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
FIN
DIN
G U
SSURCHARGE-FREE ATMS Thanks to our partnership with several ATM networks MHV is proud to offer over 118000 surcharge-free ATMs across the country ATMs can be located via the mobile app or on our website Regular transaction fees may apply See Fee Schedule for details
150016200 16000 118000
Be sure to look for these logos at retail stores like Target CVS and Speedway
December 2017 comparison based on claims located at bankofamericacom mtbcom and chasecom
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
WHEREVER YOUR JOURNEY TAKES YOU MHVrsquoS LENDING SOLUTIONS
EMPOWER YOU TO SAY ldquo Yes I Canrdquo
BUY MY FIRST HOME MHV makes the home buying process easy with
affordable options and an in-house team of experts to guide you through the home buying process from
pre-qualifcation to closing
CAR SHOP WITH CONFIDENCE Get the best deal by getting pre-approved for your MHV Auto Loan before heading to the dealership Yoursquoll have peace of mind knowing yoursquove locked in your fnancing
and can enjoy rate discounts with MHV Auto Pay
PROTECT MYSELF IN AN EMERGENCY WITH A LINE OF CREDIT
An MHV Personal Line of Credit is an approved amount that can be accessed up to your approved limit As you pay down your balance you can access
available funds as needed
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
PAY DOWN DEBT An MHV Personal Loan gives you the freedom and flexibility to
consolidate your debt or pay for vacations home improvements medical expenses and more
LOWER MY MONTHLY PAYMENT If yoursquore looking to lower your monthly car payment shorten your term or
reduce your rate consider refnancing your auto loan to MHV
FIN
AN
CIN
G Y
OU
R J
OU
RN
EY
USE THE EQUITY IN MY HOME Put the value of your home to good use for home improvements
weddings or events education expenses and more
PURCHASE ITEMS WITH A LOWER INTEREST RATE Experience the convenience and security of shopping dining and travel
with an MHV Visa Credit Card MHV has different card choices depending on your spending style all with no annual fee
INTERESTED IN APPLYING FOR AN MHV LOAN OR LINE OF CREDIT Apply directly within Online or
Mobile Banking at mhvfcucom call 8453364444 or stopping in to any one of our branches
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
HANDLE THE UNEXPECTED We know managing your checking account can sometimes be a balancing act
MHV offers several services to give you some peace of mind
OVERDRAFT OPTIONS Even when we manage our accounts responsibly we may find ourselves in a situation when we need a little help MHVrsquos Overdraft Options allow you to cover your expenses in those situations View our Fee Schedule for fee details
Overdraft linked to your Savings Account will automatically pull available funds from your Savings Account to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
Overdraft linked to your Line of Credit will automatically pull available funds from your Line of Credit to cover transactions charged to your Checking Account when there arenrsquot enough funds in the Checking Account
NO BOUNCE COURTESY PAY Courtesy Pay is a service that will cover your checks automatic payments (ACHs) debit card transactions and ATM withdrawals in the event you do not have enough funds in your Checking or Savings Account This service allows your account to be drawn negative to cover the transactions Fees apply see Fee Schedule for details
Courtesy Pay for your checks and ACHs is included with your eligible account
Courtesy Pay for your one-time debit card transactions and ATM withdrawals requires your enrollment
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
AN ULTRA CHECKING ACCOUNT
All other checking accounts enjoy a 90-day free trial with a nominal monthly charge thereafter
PERKS PACKAGE Your MHV Checking Account comes with access to our exclusive
Perks Package offering you the protection of IDProtecttrade and Credit Report Monitoring
Perks will monitor your social security number against hundreds of databases watching for potentially fraudulent usage Yoursquoll also receive credit report monitoring and alerts plus access to your credit score and reports from all three bureaus every quarter
The Perks Package also includes all of the following
bull Cell Phone Insurance
bull Entertainmentreg Savers Guidereg
bull Discounted Gas amp Gift Cards
THE PERKS PACKAGE IS FREE WITH
EA
RN
SA
VE
amp P
RO
TE
CT
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
INSURANCE TO PROTECT WHAT MATTERS MOST
Protect all you hold valuable with the assurance that yoursquore not paying too much to do so With the Mid-Hudson Valley Insurance Agency you have the ability to shop several leading carriers at your fngertips
From Auto to Home Ownerrsquos Renterrsquos to Recreational Vehicles we have you covered Own your own business Ask about our business lines of coverage too
AUTO bull MOTORCYCLE bull ATV bull RV
HOMEOWNERrsquoSRENTERrsquoS
BUSINESS
Visit mhvfcucominsuranceagency or call us at 8459435540 for a free no-obligation quote
Mid-Hudson Valley Insurance Agency is an affliate of Mid-Hudson Valley Federal Credit Union is not an obligation of the credit union is not guaranteed by MHVFCU and not insured by NCUANCUSIF
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
ADVICE TO GUIDE YOU ON YOUR JOURNEY
We understand that your fnancial journey isnrsquot always clear and even when it is it helps to get guidance from someone who has the experience and commitment to help you along the way
MHVrsquos Investment amp Retirement Center gives you access to fnancial professionals whose expertise and knowledge will help you manage every step of your fnancial journey Whether yoursquore just starting out or facing retirement soon our representatives will work with you to solidify your understanding of and plan for your individual situation
bull INVESTMENT PLANNING
bull RETIREMENT PLANNING
bull EDUCATION FUNDING
bull LIFE INSURANCE PLANNING
bull RETIREMENT SAVINGS
bull ESTATE CONSERVATION
bull LONG TERM CARE
bull MUTUAL FUNDS
bull STOCKSBONDS
Call 8453364444 x 3166 or 3126 to schedule a no-cost no-obligation consultation today
INS
UR
E amp
FIN
AN
CIA
L G
UID
AN
CE
Securities sold advisory services offered through CUNA Brokerage Services Inc (CBSI) member FINRASIPC a registered brokerdealer and investment advisor CBSI is under contract with the fnancial institution to make securities available to members Not NCUANCUSIFFDIC insured May Lose Value No Financial Institution Guarantee The CFPreg certifcation marks are not affliated with CUNA Brokerage Service Inc
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
BUSINESS BANKING SOLUTIONS
MHVrsquos Business Banking Solutions are a better way to help you manage your money and your business with ease
Our full line of business products includes
bull Business Loans
bull ADP HR Services and Payroll Processing
bull Business Credit and Debit Cards
bull Business Free Checking
bull Business Lines-of-Credit
bull Small Business Administration Loans
bull Commercial Mortgages
bull Business Ultra Checking with Interest
Call us at 8453364444 or stop into any branch to learn more about our Business Services
WE OFFER A 24-HOUR EXPRESS BUSINESS LOAN APPROVAL on Loans and Lines of Credit
up to $25000 Restrictions may apply See branch for details
CORPORATE PARTNER PROGRAM
Our Corporate Partner Program is a no-cost way to supplement the benefts you currently offer your employees Enhanced checking accounts for your employees referral and direct deposit bonuses and fnancial wellness seminars are all included with the Corporate Partner Program
Contact our Business Development Offcer at 8453364444 x3555 for more information
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
R Y F REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
REFER YOUR FRIENDS To open an MHV Checking Account and yoursquoll both get
$50
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
To be f illed out by Referring Member
Name ---------------------------------------------------------------------------------------------------
Address -----------------------------------------------------------------------------------------------
City ------------------------------------- State --------------- Zip ---------------------------
Phone -----------------------------------------------------------------------------------------------
Refer your friends and family to MHV Checking and you both can get $50 HERES HOW
1 Complete this form with your name address and phone number
2 Give it to a friend or family member and recommend any MHV Checking Account
3 When they present this coupon and open a checking account with a debit card and set up direct deposit youll each get $50
For MHV use only Referring Branch ------------------------------------- Referring Employee Person ------------------------------------------------------------
For either party to receive $50 bonus member must qualify open and maintain a new checking account with a debit card and set up direct deposit of $500 or more into the new checking account within 60 days of account opening or bonus will be forfeited Existing members must be in good standing One bonus per member with no additional or previous checking accounts within the past 2 years Bonus will be deposited in primary share within 30 days of direct deposit and is subject to IRS reporting Original coupon must be completed and presented at time of account opening O˜fer subject to terminate at any time Cannot be combined with any other o˜fer Federally Insured by NCUA
Want More Info Go to mhvfcucomrefer
