HEALTHY LIVING/RETIREMENT & ESTATE...

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HEALTHY LIVING/RETIREMENT & ESTATE PLANNING A SUPPLEMENT TO THE CATHOLIC STAR HERALD JULY 25, 2014

Transcript of HEALTHY LIVING/RETIREMENT & ESTATE...

HEALTHY LIVING/RETIREMENT & ESTATE PLANNINGA SUPPLEMENT TO THE CATHOLIC STAR HERALD JULY 25, 2014

By Cindy WoodenCatholic News Service

VATICAN CITY — Sympathizingwith all the unknowns facing youngpeople today, Pope Francis — half jok-ing — said it is easier for a popebecause he knows where his earthly lifewill end.

“I think the pope’s definitive path ismore certain. Where will the pope endup? There, in that tomb,” in St. Peter’sBasilica where most popes are buried,he said June 28 to a group of youngmen involved in a vocational discern-ment process run by the Diocese ofRome.

But that is not the way things turnedout for St. Celestine V, who until 2013was known as the last pope to voluntar-ily resign. When he renounced thepapacy in December 1294, after onlyfive months in office, his successor hadhim imprisoned. He died in custodyand, eventually, his remains wereinterred in L’Aquila, the town wherethe cardinals had met and elected himpope.

Pope Francis opened a specialCelestinian Year July 5 in Isernia, thesouthern Italian city that claims to bewhere St. Celestine was born 800 yearsago.

Pope Celestine had issued a decreemaking it theoretically possible for apope to voluntarily leave office. A weeklater, he invoked the decree, citing hislack of physical strength and desire toreturn to his life of prayer as a hermit.More than 700 years later, the possibil-ity of papal resignations still is ensured

in the law of the church, although it isnot very detailed.

“If it happens that the Roman pontiffresigns his office, it is required for valid-ity that the resignation is made freelyand properly manifested but not that it isaccepted by anyone,” according toCanon 332.2 of the Code of Canon Law.

In office for more than 15 months,Pope Francis has not been coy about thepossibility of a pope resigning. In fact,he has said that given how smoothlythings have gone since Pope BenedictXVI shocked the world by resigning inFebruary 2013, the position of retiredpope has become “an institution.”

On the way back from the Holy Landin May, he told reporters that PopeBenedict had “opened a door, a door toretired popes. Will there be others? Godknows. But this door is open.”

As for himself, he said, “I will dowhat the Lord tells me to do. Pray andseek God’s will.”

“A pope who feels that his strength isfailing — because these days we are liv-ing longer — has to ask the same ques-tions Pope Benedict asked,” he said.

However, on more than one occasion,Pope Francis also has mentioned thepossibility of dying in office.

In an interview June 29 with theItalian television news station TGCom24, Cardinal Angelo Comastri, arch-priest of St. Peter’s Basilica, said “a fewdays ago” he and Pope Francis werewalking in the grotto under the basilicaand passed the chapel where the tombof St. John Paul II had been before hisbeatification in 2011.

“He said, jokingly — but underneathhis meaning was clear — he said,‘Don’t forget, leave that one for me,’”the 70-year-old cardinal said. “And I,joking in return, said, ‘Holy Father,let’s see who gets there first.’”

Cardinal Comastri said it had nothingto do with the 77-year-old pope’shealth, even though just a few days ear-lier the pope cancelled a visit to a hos-pital and university at the last minute.

“For a Christian,” the cardinal said,“physical death flings us into the armsof God... This is why the pope can be soserene about the prospect of his owndeath.”

Such talk is not new for Pope Francis.As archbishop of Buenos Aires, he dis-cussed the topic with two journalists forthe 2010 book, “El Jesuita.” Asked if heever thought of his own death, heresponded, “For a while now it’s been adaily companion of mine. I’m over 70years old and the thread of life I haveleft on the reel isn’t long.”

Cardinal Comastri told the televisionstation: “Overall, his health is good.The pope is generous and sometimes heaccepts more commitments than he hasstrength for, so once in a while he isforced to say, ‘I can’t do it anymore. Ihave to stop for a moment.’ But it’s justto catch his breath.”

S2 — CATHOLIC STAR HERALD JULY 25, 2014HEALTHY LIVING/RETIREMENT & ESTATE PLANNING

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Pope speaks of ways his pontificate may end

CNS photo/L’Osservatore Romano via Reuters

Pope Benedict XVI places a white stole on the remains of St. Celestine V, a13th-century pope, during his 2009 visit to the earthquake-damaged Basilica ofSanta Maria di Collemaggio in L’Aquila, Italy. St. Celestine was the last pope tovoluntarily resign before Pope Benedict stepped down in February 2013. PopeFrancis has said Pope Benedict’s resignation has opened the door to the possi-bility of future popes stepping down from their position.

JULY 25, 2014 CATHOLIC STAR HERALD — S3HEALTHY LIVING/RETIREMENT & ESTATE PLANNING

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By Dennis SadowskiCatholic News Service

SYLVANIA, Ohio — Looking overher latest work, Sister Jane MarySorosiak picked up a piece of hardenedclay depicting the face of St. Joseph andbegan touching up pinkish tones of glazethat will transform into a glossy flesh-colored finish once fired and cooled.

Satisfied with the final coat, the 84-year-old Sister of St. Francis ofSylvania carefully placed the faceamong the other pieces that will com-prise the saint’s image, including hairand beard. When a piece is removed,she takes care to return it exactly to theappropriate numbered spot on the 4-foot diameter mural, alongside imagesof Mary and Jesus of the Holy Family.

“Joseph is easier to do than Mary,”explained Sister Jane Mary, wearing apink flowered housecoat over her reli-gious habit. “She has one whole faceand you can’t divide her face very well.

“With Joseph I can cut off at thebeard, I can cut off part of his hair. Butwith Mary there’s no place you can real-ly divide it. Mary has to be all one piece.Sometimes it’s dangerous to do a wholepiece because it can crack in the kiln,”she said, drawing from nearly fourdecades of mural-making experience.

The mural of the Holy Family forSandusky Central Catholic ElementarySchool is one of four that Sister JaneMary has most recently been commis-sioned to create.

Others on her 150-square-footworktable in the Alverno Studio on thecampus of Lourdes University in sub-

urban Toledo in July depicted Jesusthe good shepherd surrounded by chil-dren, Christ with arms spread wide ina welcoming gesture, and St.Katharine Drexel of Philadelphia, whodedicated her life to ministering toAfrican-Americans and AmericanIndians.

Sister Jane Mary specializes in creat-ing murals with religious and spiritualthemes. She has been crafting muralsfor 38 years, working with clientsacross the United States. In all, she esti-mates she has completed nearly 100murals since she arrived at Lourdes toteach art in 1976.

Her first mural — a massive 40-foottall image of Christ installed on theFranciscan Center on campus — tookmore than two years to complete.Others, not quite so large, on campusbuildings watch over students on theirway to classes. While she may still tack-le large projects, most of her commis-sions range up to 50 square feet in size.

Much of Sister Jane Mary’s work canbe seen within a couple of hours of herstudio, throughout northwest Ohio andsoutheast Michigan. Her murals alsocan be found as far away as Vermont,Minnesota, Texas and California.

Over the years, Sister Jane Marynever has solicited work. It’s not hernature, she said.

“Almost every time I’m almost fin-ished doing something, then anothercommission comes in. That’s why Ithink God wants me to do this. I don’tlook for jobs. They keep coming to me.So I think I’m supposed to be doingthis,” she said.

‘Inspiration of Holy Spirit drives creativity, artwork’

CNS photo/Chaz Muth

Franciscan Sister Jane Mary Sorosiak looks over a painted model of a claymural she is in the process of creating in her studio on the campus of LourdesUniversity in Sylvania, Ohio. The mural of the Holy Family for Sandusky CentralCatholic Elementary School is one of four that Sister Jane Mary has mostrecently been commissioned to create.

By Bill Dodds Catholic News Service

Recently, I was teaching my 9-year-old grandson how to play cribbage. Iwas dusting off a lot of mental cobwebsabout the game. We were quite pleasedwith ourselves.

He moved one of his pegs on theboard. His smile widened as he hadthree points more than I did.

I don't know if he realized this wasn'tabout cribbage. I had told him my dadtaught me to play when I was in gradeschool. I told him that I hoped when heis an old man, maybe he'll teach hisgrandchild.

He nodded the way young people dowhen an old person says somethingand they know they're supposed toagree.

I had told him that his grandma and Ihad bought the cribbage board on ourhoneymoon, 40 years ago. He's stillyoung enough not to lift his eyebrowsat the thought of a just-married couplespending time playing cards. I told himthat love — marriage — is a multifac-eted blessing.

As I dealt the next hand, I told himthat we had bought the board with $5my grandfather had given us for ourwedding. In other words, he and I werekeeping score on an item that camefrom his great-great-grandfather.

That brought a little nod from ayoungster who has been told storiesabout “the old days.” I didn't listenmuch, or don't remember listening,when my grandparents told me aboutold stuff. I suppose that's a commonregret.

My paternal grandfather was a home-steader in South Dakota. My maternalgrandmother lost her parents in the fluepidemic in 1918 when she was 22.

What I do remember about them istheir faith. They went to weekdayMass, said daily prayers. Their homewas filled with sacramentals, crucifix-es, statues, pictures.

And now, a large part of what I wantto do with the rest of my life is be thesame kind of example. I want mygrandchildren to see the joy that livingone’s Catholicism can bring.

That, too, is a multifaceted blessing.Part of that blessing is knowing whatlife on earth is really about. Not under-standing it, but believing it, being ableto believe it because of the God-givengift of faith.

I see that in the widowhood supportgroups I've been going to for the pastyear. Some members talk of their dearspouses in heaven. Others think death is

simply the end of life, the end of exis-tence.

It isn’t that those who believe in aheaven are better than the others. It isn’t

that believing eliminates the deep andoverwhelming pain that widowhoodbrings. But that God-given gift helpsmake it possible to realize, and maybe

even grudgingly accept, that we’re alljust passing through.

In death, we're heading home. Weeach leave at different times on a divineschedule that makes no sense to us. It’sone that hurts us in so many ways.

God made me to know, love andserve him in this world and be happywith him forever in the next.

Happiness is forever there, but wehave some temporary happiness here,too, amid sorrow, worry, stories andcribbage.

Cribbage and the kingdom of heavenJULY 25, 2014 CATHOLIC STAR HERALD — S5HEALTHY LIVING/RETIREMENT & ESTATE PLANNING

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Now’s the time to plan for retirement, not just financiallyBy Maureen PrattCatholic News Service

Is your ideal retirement filled withtravel, family and lazy mornings whenyou are not jarred awake by the alarmclock? Are you planning to take up ahobby or go back to school? Or, are youjust looking forward to weeks and yearsof kicking back?

The reality of retirement is built on afoundation of financial planning, butthere also are health and emotional con-siderations to think about to prepare for

the day when you leave the workforceand beyond.

Much has been written about the del-uge of baby boomers entering retirement,and there have been many articles aboutfinancial preparedness. But sometimesthe focus on things financial obscuresanother vital component of a qualityretirement: To enjoy all those compound-ed earnings and hours free from work, wehave to be healthy enough, physicallyand emotionally, to do so.

Health-wise, there’s no time like thepresent to get a physical exam and to

identify areas that could be problem-atic in the future. Detection and pre-vention can help retirement gosmoothly. Chronic illnesses can wearon the body as the years go by.Vigilance is important. Routine examsare like auto maintenance, a regular“kicking of the tires” to keep us road-worthy.

If you plan to be physically active inretirement, try to fold in regular exer-cise to your pre-retirement plan. Speakwith your doctor and a coach or teacherabout how to prepare now so you can

enjoy activities when you have moretime to devote to them. As for thatfuture resolution to lose weight, thesooner you begin, the better off you’llbe.

Like your physical health, the emo-tional part of retirement can be just asimportant.

I’ve heard recent retirees say thatthey were unaware of what to expectwhen they left the workplace. Somewere stunned by the sudden lack of aregular paycheck.

(continued on page S7)

JULY 25, 2014 CATHOLIC STAR HERALD — S7HEALTHY LIVING/RETIREMENT & ESTATE PLANNING

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Other retirees might feel lost becausethey no longer have co-workers to helpthem socialize.

We need to prepare emotionally forthe time when our identity will nolonger be tied to our workplace or for-mer way of life.

Some married couples report encoun-tering significant problems after one orboth retired because they weren’t usedto being together for longer periods oftime. If you have a spouse with whomyou’ll be in close quarters, brush up on

your negotiation and problem-solvingskills.

It’s hard to know how you’re goingto feel when you retire, but it is possi-ble to get to know yourself better nowso that you have some idea of howyou’ll react when retirement comes.Prayer, meditation and taking a goodlook at how you react to life is impor-tant.

These plans take time to develop, butalong with your financial investmentplans, they will pay big dividends tomake your golden years shine.

(continued from page S6)

Now’s the time to plan forretirement, not just financially

By Peter G. Sánchez

Growing up in Gloucester City, PaulDilks first became aware of music inthe same way that most of us do, by lis-tening to the singers and songs our par-ents loved. In his childhood home, thevoices of Frank Sinatra, Tony Bennettand Ella Fitzgerald provided a constantsoundtrack to the family’s life.

With more than 20 years of experi-ence in the mortgage industry, andbeing a nationally-recognized expert onthe challenges senior homeowners face,Dilks sought out a way to become anadvocate for seniors, while playing themusic they loved.

Today, the 46-year-old brings thevoices of artists such as Sinatra, DeanMartin, Sammy Davis, Jr., and othersfrom the 50s, 60s, and 70s, into homesall over the Delaware Valley.

From 7-10 a.m. Monday-Friday atWNJC 1360 AM., the “Your MusicMatters Show” aims to bring seniorsback in time with legendary hits. OnMondays at 9 a.m., in a segment called“Senior Matters,” he has local expertscome on to his show to talk about andgive advice on such senior-related

issues as insurance, long-term careplanning and real estate.

“Timeless music and timely informa-tion,” Dilks says about his program,calling it a “one-stop shop” for seniors.

“Seniors are underserved,” he said.If he can share valuable advice with

them, and “create a spark of a memorythey had in their past, I take pride inthat.”

Dilks says his music is filling a voidleft in the departure of other stationsfrom the Philadelphia/South Jersey air-waves.

“The great American songbook is athing of the past,” he laments.

However, he says, “as long as I playartists (like Andy Williams, JohnnyMathis and Elvis Presley), their voiceswon’t die.”

Dilks is also a senior advocate out-side the studio. He is a part of UnitedNorthern Mortgage/Senior SecurityAdvisors, serving the needs of his cus-tomers.

During Thanksgiving, Easter andChristmas, he leads his WashingtonTownship community in making hotmeals for the elderly, shut-in and dis-abled. A parishioner at Holy Family in

Washington Township, he is a FourthDegree Knight of Columbus and PastGrand Knight at the parish’s SanctaFamilia Council.

“There is nothing more rewardingthan giving back to the community, andhelping seniors, in the name of God,”he said.

In the coming weeks and months,Dilks hopes to bring his show out of itsWashington Township studio andbroadcast shows once a week fromSouth Jersey diners, getting even closerto its listeners. He estimates about30,000 tune in every week.

“We want to be out there in public,not just playing music,” he said. “It’simportant to be out there and informpeople.”

Dilks wants to do all he can to helpseniors, and he realizes that songs like“Sweet Caroline,” “Summer Wind” and“Unforgettable” might just be the gate-way.

“Hopefully, the music is what keepsthem listening.”

For more information on Paul Dilksand Senior Matters, and to listen to hisshow online, visitwww.seniormatters.info

‘Timeless music and timely information’

Paul Dilks features the music of theGreat American Songbook 7-10 a.m.Monday-Friday at WNJC 1360 AM.On Mondays at 9 a.m., in a segmentcalled “Senior Matters,” he has localexperts come on to his show to talkabout and give advice on such senior-related issues as insurance, long-term care planning, and real estate.

S8 — CATHOLIC STAR HERALD JULY 25, 2014HEALTHY LIVING/RETIREMENT & ESTATE PLANNING

LIFE at Lourdes in Pennsauken heldits first-ever motorcycle rally on July10, offering seniors a chance to roar offon Harley-Davidsons and get fake tat-toos.

The event, coordinated by a LIFE atLourdes nurse who is part of a localHarley riders group, featured a DJ andincluded lunch with seniors andcyclists. After lunch, trophies wereawarded for those motorcycles who wineach category (including Best Wheels,Best Custom and Biggest Bike).

LIFE at Lourdes, a Program of All-Inclusive Care for the Elderly (PACE),recently celebrated its fifth anniversary.LIFE at Lourdes was among the firstPACE programs in New Jersey, andsince its founding, the program hashelped 357 seniors remain healthy andindependent.

Funded by Medicare and Medicaid,LIFE at Lourdes provides a full contin-uum of medical care and support serv-ices while maintaining the independ-ence of seniors in their homes for aslong as possible. Individualized planscover medical, nursing, social andbehavioral services, including adult daycare, medication, transportation to andfrom the LIFE center in Pennsauken (aswell as doctor appointments), medicalequipment, supplies, nutrition andoccupational, physical and speech ther-apy. Staff also evaluate each partici-pant’s home to ensure health and safety,

and may include better lighting andflooring and assistance with laundry,home cleaning and shopping. At theLIFE center, participants have access tomedical care, social activities, mealsand special events.

Lourdes is a member of CHE TrinityHealth, the nation’s largest provider ofthe PACE program. PACE programsprovided by CHE Trinity Health areconsidered a model of care for allowingseniors to age in place.

LIFE at Lourdes hosts motorcycle rally

Photos by Alan M. Dumoff

Seniors and motorcycle enthusiastsmingle at LIFE at Lourdes,Pennsauken, on July 10. Right, abiker gets set to take a senior on aride on his three wheeled motorcycle.

Photo by Alan M. Dumoff

Zoe, a six-month-old pit bull, was born with a problem in her spine thatcauses some of her vertebrae to press onto her spinal cord. She is ableto move her legs and has feeling, but she cannot stand or walk withoutassistance. Her owner, occupational therapist Leigh Johns, brings her toLIFE at Lourdes in Pennsauken daily where the participants enjoy seeingher getting around on her wheels, or scooting without them.

Ruff and Roll

Lourdes Health System offers thefollowing community outreachevents:

— Wednesday, Aug. 6, 6-7 p.m., col-orectal health. Learn about colorectalcancer, including risk factors and pre-vention.

Location: LourdesCare at CherryHill, 1 Brace Road, Cherry Hill

Free registration required. Call 1-888-LOURDES.

— Thursday, Aug. 7, 6-7:30 p.m.,skin cancer screening

Location: LIFE @ Lourdes, 2475McClellan Ave., Pennsauken.

Free registration required. Call 1-888-LOURDES.

— Tuesday, Sept. 16, 6-7 p.m.,acupuncture for headaches and neckpain. Free lecture series.

Location: LourdesCare at CherryHill, 1 Brace Road, Cherry Hill

For more information, call 1-888-LOURDES.

— Thursday, Sept. 18, 1-2 p.m.,acupuncture for pain management. Freelecture series.

Location: Lourdes Little Portion,1049 Haddon Ave., Collingswood.

For more information, call 1-888-LOURDES.

— Monday, Sept. 29, 11 a.m.-12noon, cardiac care.

Location: Willingboro Library, 220Willingboro Way, Willingboro,

Free registration required. Call 1-888-LOURDES.

— Second Wednesday of everymonth, 9 -11 a.m., free blood pressureand glucose screenings. Receive inter-pretation of results, educational materi-als, and tips for healthy living.

Fasting is preferred for glucosescreenings.

Our Lady of Lourdes Medical Center1600 Haddon Ave., Camden (located inthe lobby across from the gift shop)

No registration required. For infor-mation call 856-757-3500

Our Lady of Lourdes sponsorscommunity outreach events