Health Savings Accounts
-
Upload
nissim-dennis -
Category
Documents
-
view
21 -
download
0
description
Transcript of Health Savings Accounts
Health Savings Accounts
Sherry Glied
HPMMSPH, Columbia University
Ten Worst Things about HSAs
Progressive
fragment the insurance market
$0$120
regressive
Health Care Professional
discourage coordinated care
add administrative complexity for MDs
Economic Policy Wonk
www.Kff.org
increase health care costs
The greatest improvement in the productive powers of labor, and the greater part of the skill, dexterity, and judgment with which it is anywhere directed, or applied, seem to have been the effects of the division of labor
work against the division of labor
IRA 529 Education Savings Account
HSA
lead to inefficient savings behavior
Libertarian
HSA COUNCIL MEMBERS MEET WITH PRESIDENT BUSH ON STRATEGIES
TO EXPAND HEALTH SAVINGS ACCOUNTS
WASHINGTON, April 4 — Two members of the HSA Council met with President Bush this morning to discuss ways to make it easier for Americans to participate in health savings accounts.
BANKERS FORM HEALTH SAVINGS ACCOUNT COUNCIL
WASHINGTON, Dec. 20—The American Bankers Association and the American Bankers Insurance Association jointly announced the formation of The HSA Council, an organization of banks, insurers and technology leaders committed to increasing the distribution of health savings accounts through banks.
expand regulatory capture
over-regulate the insurance market
variations in care
Poor quality treatment
Medical errors
46 million uninsured
Rising costs
HSAare an absurd distraction
• fragment the insurance market• are regressive• discourage coordinated care• add administrative complexity for MDs• increase health care costs• work against the division of labor• lead to inefficient savings behavior• expand regulatory capture• over-regulate the insurance market• are an absurd distraction