Health Care Reform in the 2008 Presidential Election
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Transcript of Health Care Reform in the 2008 Presidential Election
THE COMMONWEALTH
FUND
Health Care Reform in the 2008 Health Care Reform in the 2008 Presidential ElectionPresidential Election
Sara R. Collins, Ph.D. Sara R. Collins, Ph.D. Assistant Vice PresidentAssistant Vice President
The Commonwealth FundThe Commonwealth FundAlliance For Health Reform Briefing Alliance For Health Reform Briefing
March 14, 2008March 14, 2008
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THE COMMONWEALTH
FUND
Why Does the Current Health Insurance System Why Does the Current Health Insurance System Fail to Promote High Performance?Fail to Promote High Performance?
• Access to care is unequal
• Poor access to care is linked to poor quality
• Care delivery is inefficient
• Fragmented health insurance system makes it difficult to control costs
• Financing of care for uninsured and underinsured families is inefficient
• Positive incentives in benefit design and insurance markets are lacking
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THE COMMONWEALTH
FUND
Five Key Strategies Five Key Strategies for High Performancefor High Performance
1. Extending affordable health insurance to all
2. Aligning financial incentives to enhance value and achieve savings
3. Organizing the health care system around the patient to ensure that care is accessible and coordinated
4. Meeting and raising benchmarks for high-quality, efficient care
5. Ensuring accountable national leadership and public/private collaboration
Source: Commission on a High Performance Health System, A High Performance Health System for the United States: An Ambitious Agenda for the Next President, The Commonwealth Fund, November 2007
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THE COMMONWEALTH
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Roadmap to Health Insurance for All: Principles for Reform
• Provides equitable and comprehensive insurance for all
• Benefits cover essential services with financial protection
• Premiums/deductibles/out of pocket costs affordable• Coverage is automatic, stable, seamless• Choice of health plans or care systems• Broad health risk pools; competition based on
performance, not risk or cost shift• Simple to administer: lowers overhead costs
providers/payers• Minimizes dislocation• Financing adequate/fair/shared across stakeholders
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THE COMMONWEALTH
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Health Insurance Reform and the Presidential Candidates: Two Distinct Approaches
• Expanded coverage through individual insurance market with tax incentives, changes to employer benefit tax exemption, and deregulation of state markets (McCain)
• Universal coverage through mixed private–public group insurance, reorganized and regulated private group insurance markets, with shared responsibility for financing from government, employers, individuals (Clinton, Obama)
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THE COMMONWEALTH
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Features of Candidates’ Approaches to Health Care ReformClinton Obama McCain
Individual Mandate Yes Children only No
EmployerShared Responsibility
Large firms offer or contribute
X% of payroll
Offer or contribute X%of payroll No
Medicaid/ SCHIP Expansion Yes Yes No
Private Insurance Markets
New group Health Choices Menu through FEHBP with private &
public plan options
New group National Health Insurance
Exchange with private & public plan options
Purchase private individual
insurance in any state
Subsidies for Low to Moderate Income
Tax creditfor premium
>X% of income
Sliding scale premium subsidies
Tax credit $2,500 for individuals,
$5,000 for families
Quality and Efficiency Measures
HIT, Transparency, P4P, Prevention,
Comparative effectiveness, Chronic disease management,
Disparities, Malpractice reform
HIT, Transparency, P4P, Prevention,
Comparative effectiveness, Chronic disease management,
Disparities, Malpractice reform
HIT, Transparency, P4P, Prevention, Chronic disease
management, Malpractice reform
Source: S. R. Collins and J. L. Kriss, Envisioning the Future: The 2008 Presidential Candidates' Health Reform Proposals, The Commonwealth Fund, January 2008.
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THE COMMONWEALTH
FUND
Where Leading Candidates Stand on Health Care Reform FeaturesClinton Obama McCain
Most Candidates From Both Parties Agree
Expand coverage Yes Yes Yes
Health IT Yes Yes Yes
Transparency Yes Yes Yes
Malpractice reform Yes Yes Yes
Prevention Yes Yes Yes
Some Candidates Agree Yes
Pay for performance Yes Yes Yes
Comparative effectiveness Yes Yes Yes
Candidates Differ
Universal coverage Yes Yes No
Individual mandate Yes Children only No
Employer pay or play Yes Yes No
Changes to employer benefit tax exemption Yes No Yes
Regulation of insurance markets Yes Yes No
Financing Source Yes Yes No
Source: S. R. Collins and J. L. Kriss, Envisioning the Future: The 2008 Presidential Candidates' Health Reform Proposals, The Commonwealth Fund, January 2008.
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THE COMMONWEALTH
FUND
Support for the Proposal That Employers ShouldEither Provide Health Insurance to Their Employees orContribute to a Fund That Would Help Cover Workers
Without Health Insurance
8188
7379
0
25
50
75
100
Total Democrat Republican Independent
Percent of adults who say that employers should eitherprovide health insurance or contribute to a fund
Source: S. R. Collins and J. L. Kriss, The Public's Views on Health Care Reform in the 2008 Presidential Election, The Commonwealth Fund, January 2008. Analysis of the Commonwealth Fund Biennial Health Insurance Survey (2007).
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THE COMMONWEALTH
FUND
Support for a Health Reform ProposalSupport for a Health Reform ProposalThat Requires That Everyone Have Health Insurance,That Requires That Everyone Have Health Insurance,
with Government Helping Those Who Cannot Afford It with Government Helping Those Who Cannot Afford It
4050
2538
28
30
27
30
0
25
50
75
100
Total Democrat Republican Independent
Somewhat favor
Strongly favor
Percent of adults who strongly/somewhat favor a requirementthat everyone have health insurance
80
52
6868
Source: S. R. Collins and J. L. Kriss, The Public's Views on Health Care Reform in the 2008 Presidential Election, The Commonwealth Fund, January 2008. Analysis of the Commonwealth Fund Biennial Health Insurance Survey (2007).
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THE COMMONWEALTH
FUND
Who Do You Think Should Pay for Health Insurancefor All Americans?
66 67 66 70
15 209
148 5
11610 66 3
0
25
50
75
100
Total Democrat Republican Independent
Mostly individuals
Mostly employers
Mostly the government
Shared by individuals, employers, and the government
Percent of adults who say health insurance costs should be paid for by:
Note: Bars do not total to 100% because survey respondents who refused to answer or answered “don’t know” are not shown.Source: S. R. Collins and J. L. Kriss, The Public's Views on Health Care Reform in the 2008 Presidential Election, The Commonwealth Fund, January 2008. Analysis of the Commonwealth Fund Biennial Health Insurance Survey (2007).
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THE COMMONWEALTH
FUND
Fifteen Options that Achieve SavingsFifteen Options that Achieve SavingsCumulative 10-Year SavingsCumulative 10-Year Savings
Producing and Using Better Information• Promoting Health Information Technology -$88 billion• Center for Medical Effectiveness and Health Care Decision-Making -$368 billion• Patient Shared Decision-Making -$9 billion
Promoting Health and Disease Prevention• Public Health: Reducing Tobacco Use -$191 billion• Public Health: Reducing Obesity -$283 billion• Positive Incentives for Health -$19 billion
Aligning Incentives with Quality and Efficiency• Hospital Pay-for-Performance -$34 billion• Episode-of-Care Payment -$229 billion• Strengthening Primary Care and Care Coordination -$194 billion• Limit Federal Tax Exemptions for Premium Contributions -$131 billion
Correcting Price Signals in the Health Care Market• Reset Benchmark Rates for Medicare Advantage Plans -$50 billion• Competitive Bidding -$104 billion• Negotiated Prescription Drug Prices -$43 billion• All-Payer Provider Payment Methods and Rates -$122 billion• Limit Payment Updates in High-Cost Areas -$158 billion
Source: Bending the Curve: Options for Achieving Savings and Improving Value in U.S. Health Spending, Commonwealth Fund, December 2008.
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THE COMMONWEALTH
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Savings Can Offset Federal Costs of Insurance For All: Savings Can Offset Federal Costs of Insurance For All: Federal Spending Under Two ScenariosFederal Spending Under Two Scenarios
$82
$122
$205
$10$13$31
$0
$50
$100
$150
$200
$250
2008 2012 2017
Federal spending under insurance alone
Net federal with insurance plus savings options*
Dollars in billions
* Selected options include improved information, payment reform, and public health.Data: Lewin Group estimates of combination options compared with projected federal spending under current policy..Source: Bending the Curve: Options for Achieving Savings and Improving Value in U.S. Health Spending , Commonwealth Fund, December 2008.
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THE COMMONWEALTH
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ReferencesS. R. Collins and J. L. Kriss, Envisioning the Future: The 2008 Presidential Candidates' Health Reform Proposals, The Commonwealth Fund, January 2008.
S. R. Collins and J. L. Kriss, The Public's Views on Health Care Reform in the 2008 Presidential Election, The Commonwealth Fund, January 2008.
K. K. Shea, S. R. Collins, and K. Davis, Health Care Opinion Leaders' Views on the Presidential Candidates' Health Reform Plans, The Commonwealth Fund, January 2008.
The Commonwealth Fund Commission on a High Performance Health System, A High Performance Health System for the United States: An Ambitious Agenda for the Next President, November 2007.
S. R. Collins, C. Schoen, K. Davis, A. K. Gauthier, and S. C. Schoenbaum, A Roadmap to Health Insurance for All: Principles for Reform, The Commonwealth Fund, October 2007.
www.commonwealthfund.orgwww.commonwealthfund.org