Health Care for All Colorado Irene Aguilar, M.D. Vice President, Health Care for All Colorado...
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Transcript of Health Care for All Colorado Irene Aguilar, M.D. Vice President, Health Care for All Colorado...
Health Care for
All Colorado
Irene Aguilar, M.D.
Vice President,
Health Care for All Colorado
Primary Care Physician
Westside Health Center
Denver Health and Hospitals
Health Care Spending in the U.S.
2006 - $2.1 trillion (16% GDP)69% for health care31% for other costs
Administrative overheadProfits
2007 - $2.4 trillion (21% GDP)Colorado spending 2007 estimated at: $30.1 billion
Colorado spending 2007 estimated at: $30.1 billion
Government Insurance
2006: 80.3 M 2007: 83.0 M
2.3 Million
Government Insurance
2006: 80.3 M 2007: 83.0 M
2.3 Million
2007: 45.7 Million Uninsured2007: 45.7 Million Uninsured
2007 Colorado:
801,000 uninsured
16.4% of population
2007 Colorado:
801,000 uninsured
16.4% of population
In Colorado, 70% of the uninsured are in the workforce or are dependents of a worker.
In Colorado, 70% of the uninsured are in the workforce or are dependents of a worker.
What is the cost of health insurance?
Over $10,000 for employer sponsored family policy*
Individual policy (if it can be purchased) more than $10,000 in after tax dollars
Median income was $52,275 in 2006**
Can the average worker afford health insurance?
*The Lewin Group: Health Spending in Colorado June 2007**Denver Business Journal August 2007
0
100
200
300
400
500
600
700
800
$$
Average Total Employee Contribution per Enrolled Employee for Single Coverage at Private-Sector
Establishments Offering Health Insurance in Colorado
Average Total Employee Contribution per Enrolled Employee for Single Coverage at Private-Sector
Establishments Offering Health Insurance in Colorado
Because of rising costs, the numbers of companies
offering health benefits continues to decline
1995 – 67%2000 – 51%2007 – 41%
National Small Business Association Survey - 2007
37.5% of Colorado’s uninsured work for firms that do not offer insurance;
21% are ineligible for their employer’s coverage
37.5% of Colorado’s uninsured work for firms that do not offer insurance;
21% are ineligible for their employer’s coverage
37% of companies have taken
cost cutting action
Instituting wellness programs Changing insurance company Decreasing covered benefits Increasing deductibles and co-pays Increasing employee contribution
Access Problems for Middle Class Families
(Income $25,000-$49,999)
22% 23%
13% 12%
0%
5%
10%
15%
20%
25%
Postponed Needed Care Problem Paying Bills
Didn't Get Needed Drug Collection Agency Call
NPR/Kaiser Survey, June2002
Who Pays for Health Care?
Private health insurers
Insure 59% of those with insurancePay 19% of total health care costs
Who Pays for Health Care?Government (taxpayers) – 66%Federal/State/Local
Medicare - $440 billion (2006)Medicaid - $330 billion (2006)SCHIPGovernment Employee Insurance PremiumsU.S. Public Health Services (IHS)U.S. MilitaryVA System (235,000 employees)Prisoners (2 million incarcerated) Public hospitals and clinicsTax subsidies
Health Care Expenditure per Capitaby Source of Funding in 2005Adjusted for Differences in Cost of Living
$2,884 $2,693 $2,527 $2,337 $2,064 $2,110 $1,829
$2,676
$448$328 $507 $832
$390
$121
$842
$233$431 $482
$392
$2,110
$352$0$250
$627
$0
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
United
States
France Germany Canada Netherlands Australia United
K ingdom
New
Zealand
Out-of-Pocket Spending
Private Spending
Public Spending
ab
a2004b2002
Source: OECD Health Data 2007
Average Length of Stay in Hospital in 2005
5.45.65.66.16.1
6.87.3
8.6
0
2
4
6
8
10
GER CAN NETH AUS UK NZ US FR
a2004b2003cSource: NZ Ministry of Health, 2004
aa c
Source: OECD Health Data 2007 (October 2007)
7.06.6
6.1 6.05.4 5.1
3.83.2
0
2
4
6
8
10
GER FR AUS CAN NETH UK US NZ
Average Number of Physician Visits per Capita in 2005
Utilization of Health Care Services
ba a aa
In comparison to other countries, why do we: Have 97 million uninsured or
underinsured? Spend far more per capita? Have poorer outcomes? In other words… Where is the money?
Growth of Registered Nurses and Administrators, 1970-2002
Bureau of Labor Statistics & Himmelstein/Woolhandler/Lewontin Analysis of CPS data
0%
500%
1000%
1500%
2000%
2500%
1970 1975 1980 1985 1990 1995 2002
Gro
wth
sin
ce 1
97
0
Administrators RNs
What role do medical liability
costs play?
3% of total costs ($66 billion) Majority of patients who are harmed
are not compensated Some not harmed are compensated Tort reform is not the comprehensive
solution to health care costs
MEDICAL MALPRACTICE INSURANCE2000-2004
9.6%
134.5%
0%
20%
40%
60%
80%
100%
120%
140%
160%
Payout Increase Premiums Increase
Gross Losses Paid Gross Premiums Written
Falling Claims and Rising Premiums in the Medical Malpractice Insurance Industry, July 2005
Drug Companies’ Cost Structure
U.S. Drug Spending, 1990-2003
Source: HCFA, Office of the Actuary
$40$46 $48 $51 $55
$61 $67$75
$104
$122
$142
$161
$182
$85
» 0
» 20
» 40
» 60
» 80
» 100
» 120
» 140
» 160
» 180
» 200
1990 1992 1994 1996 1998 2000 2002
»P
resc
riptio
n D
rug
Spe
ndin
g
»(B
illio
ns o
f D
olla
rs)
The Health Care Americans Want
Free choice of doctorGuaranteed accessHigh qualityAffordabilityTrust and Respect
The Health Care Americans Get
1/3 are uninsured or underinsured Insurance companies deny care to millions more
with expensive illnesses Death rates higher than other wealthy nations Costs exceed France, Germany and Sweden and
rising faster Executives and investors making billions Destruction of the doctor/patient relationship
Medicare, Medicaid and Choice or
Insurance does not = Access
Only 37% of Colorado Providers accept Medicaid (adult and children)
In 2002 only 37% of primary care physicians were accepting new Medicare patients
How do we achieve the ideal?Dramatically reduce
overhead costs. How?
Eliminate “for profit” entities in delivery of healthcare
Reduce costs of pharmaceuticals Allow negotiation of bulk price
Create a single risk pool of all residents - makes health care available and affordable to all
Lewin Group Analysis of Colorado Proposals*
COLORADO HEALTH SERVICES SINGLE PAYER PROGRAM
Everyone insured with comprehensive benefits – No one without coverage
$1.4 billion savings annually
*Colorado Blue Ribbon Commission on Health Care Reform 1/31/2008
Single Payer Health Care Universal – covers everyone Comprehensive – all needed care, including
dental, mental health, substance abuse No or low co-pays Simplified reimbursement No for profit insurers, hospitals, etc Improved health planning Public accountability for quality and cost, with
minimal bureaucracy
Single Payer Health Care:How do we know it can be done?
Every other industrialized nation has a healthcare system that assures medical care for all
All spend less than we do; many spend less than half
Most have lower death rates, more accountability and higher satisfaction
Single Payer Health Care Opponents
Insurance companies - lose business and lose profit
Pharmaceutical companies - lose profit Many providers - fear change Some small businesses - forced to pay
a share The insured – fear less coverage and
more costs
Single Payer Health Care Supporters
The uninsured - all would be covered The elderly & middle class - ends
underinsurance and risk of bankruptcy Medicaid & Medicare recipients - assures
equal choice in care Big business - contains costs Health Care Providers - helps patients,
curtails bureaucracy Employees – bargain for salary increases
instead of health benefits
Single-payer orNational Health Insurance.
U.S. Physicians
Support59%
Oppose32%
No Opinion9%
Support for National Health Insurance among U.S. Physicians: 5 Years LaterCarroll and Ackerman Ann Intern Med.2008; 148: 566-567
Elected leadership should work for taxpayers, not for special interests.
Our healthcare dollars should be spent to guarantee access to comprehensive high quality health care.
We need to advocate for REAL healthcare reform.
What can you do?
Write your federal legislators and ask them to endorse HR 676 – Improved Medicare for All
Talk to your state legislators and ask them to support Single Payer Health Care in Colorado
Educate yourself about the REAL ISSUES in health care reform
Join us : www.healthcareforallcolorado.org
“True compassion is more than flinging a coin to a beggar;
it comes to see that an edifice
which produces beggars
needs restructuring.
Martin Luther King, Jr.
Stephen Colbert on the Bush Health Plan
“It’s so simple. Most people who can’t afford health insurance are also too poor to owe taxes. But if you give them a deduction from the taxes they don’t owe, they can use the money they’re not getting back to buy the health care they can’t afford.”