Your A-Z health plan solution.

Health BenefitsSimplified.

952-896-4872 | www.healthez.com

The following charts illustrate how HealthEZ works within the medical billing and payment structure

that exists today. The gold area shows all the steps in the process that are eliminated with HealthEZ.

The diagram above illustrates the multiple steps providers must go through to get paid for their services. Only a few of these steps involve the practice of medicine. A number of critical trends are aggravating the situation.

Reduced employer coverage and new tax savings vehicles are fueling the expansion of consumer-driven healthcare. In many cases, consumers are unable, or unwilling,to pay their portion of medical expenses.

Today’s Broken System - 21 Steps to Payment

You don’t

belong in

this maze

HealthEZ dramatically simplifies the current healthcare payment system. Patients who are signed up with the HealthEZ Medical Payment Service autopay their portion of a medical bill using a credit, debit or Flexible Spending Account.

HealthEZ acts as a payment clearinghouse between the patient and the plan administrator. The result? Providers get paid faster with less hassle.

Patient to Payment: Faster, Simpler with HealthEZ

healthez

has the

solution

Doing Things the HealthEZ Way

The following charts illustrate how HealthEZ works within the medical billing and payment structure that exists today. The gold area shows all the steps in the process that are eliminated with HealthEZ.

Assessment

We give your employees a health score. MyHealthCheck is a composite rating of six key indicators of your overall health.

• Blood Pressure• Triglycerides• TC/HDL Ratio

• Glucose• Nicotine Use• Percentage of Body Fat

One Simple Statement

All your expenses in one document. Our consolidated monthly statement provides a level of straightforward convenience unique in the industry.

JOHN DOE123 PHOENIX ST.PHOENIX, AZ 85002

JOHN DOE123 PHOENIX ST.PHOENIX, AZ 85002

YOUR LOGO

HERE

YOUR LOGO

HERE

The EZ Way to Pay

Our EZpay online payment service is a secure and convenient means to pay medical bills using an HSA, FSA, credit card, or debit card.

Review Your Claims

EZpay allows you full access to your claims history so you can review your bills, ensure everything meets your approval, and pay online. All in one place.

YOUR LOGO

HERE

Total Customization

With your personalized benefits website, you can view your statements, account balances, recently processed claims, and access your EZpay accounts. Benefit information, your plan overview, forms and education, access to customer service: everything you need, all in one place.

YOUR LOGO

HERE

How May We Serve You?

No hoops, no phone trees; your employees get real service from real people every time they call. Always.

Introducing SmartID Card

Carry your ID card on your smartphone with HealthEZ’s SmartIDcard™ service.

Jamie Cox

#1234567

YOUR LOGO

HERE

Your Partner in Care

Our experienced medical team and 24/7 nurse care phone line brings humanity back to the health benefit process.

A History of Innovation

Since our company’s inception in the basement of Fairview Southdale Hospital in 1982, our team at America’s PPO and HealthEZ has been pursuing founder Nazie Eftekhari’s vision of bringing independent, innovative, intelligent, and integrated healthcare services to our clients.

History of The Araz Group (HealthEZ is an Araz Group company)

1982 The nation’s first PPO is born in the basement of Fairview Southdale Hospital1983 Family Health Plan becomes operational/Medical Management introduced1991 Family Health Plan joins The ETHIX Corporation1992 Launch of IME services1994 The Araz Group replaces the name ETHIX Midwest1997 HealthEZ’s Medical Payment Process is created2002 The Araz Group’s PPO Network is renamed America’s PPO2004 State-of-the-art claims system is implemented2006 New corporate headquarters — 7201 W 78th Street, Bloomington, MN2008 Celebrated 25 years of service under the same ownership and management2010 America’s TPA joins with HealthEZ to form the NEW HealthEZ

Here are a few of our “firsts”:

• Preferred Provider Organization in the nation• TPA to offer a proprietary PPO• To offer medical management services• To consolidate insurance and consumer payments to doctors and hospitals• Consumer statement in the industry• Paperless statement - First “Green” TPA• TPA to allow consumers to pay multiple unrelated providers using the credit card of their choice through a single web portal.

Part of the HealthEZ Team that Serves You

Joann DamawandVice President, Care Management

Ben WeidmanExecutive Vice President

Eric LamoteVice President, Risk Protection

Krystle JohnsonTreasurer

Brandy DiehlNational Account Manager

Bianca BizriManager, Care Management

Dan LubyBrand Ambassador

Thomas BartholowVice President

Mike KnapmillerSpecialist, Risk Solutions

Bretanne OstbergGraphic Designer

Lois JenningsPlan Builder

Michelle LewisImplementation Manager

Dawn PotterManager of Claims & Operations

Jason FlutoAccount Manager

Catherine RogersProvider Support Specialist

Ryan GothmannFinancial Reporting Analyst

Michael TranDirector, Information Technology

Elizabeth Klodas, M.D.HealthEZ Medical Director, Cardiology

Jean LaFavorVice President

Chelsea BeldenAccountant

Laura KingDirector, Eligibility

Reza Bagherpour, M.D.HealthEZ Medical Director

Owen O’Neill, M.D.HealthEZ Medical Director, Orthopedics

Brian Ebeling, M.D.HealthEZ Medical Director, Family Medicine

Michael Peterman, M.D.HealthEZ Medical Director, Anesthesiology

Connect With HealthEZ

www.healthez.com • 952-896-1200 • info@healthez.com

7201 West 78th St. Bloomington, MN 55439

Amir Eftekhariamir.eftekhari@healthez.comDirect: 952-896-1204Mobile: 612-889-4646

For more information on starting a partnership with HealthEZ: