HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE...

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HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015 THE FOLLOWING TABLE PRESENTS INCOME LIMITS BY FAMILY SIZE AND BY PERCENTAGES OF THE VERY LOW INCOME LEVELS ESTABLISHED BY HUD. THESE INCOME LIMITS SERVE AS GUIDELINES TO ESTABLISH SALES/RENTAL PREFERENCES. MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON $68,200 Adjustments 0.7000 0.8000 0.9000 1.0000 1.0800 1.1600 1.2400 1.3200 for family size 10% $4,780 $5,460 $6,140 $6,820 $7,370 $7,920 $8,460 $9,010 20% $9,560 $10,920 $12,280 $13,640 $14,740 $15,840 $16,920 $18,020 30% $14,340 $16,380 $18,420 $20,460 $22,110 $23,760 $25,380 $27,030 40% $19,120 $21,840 $24,560 $27,280 $29,480 $31,680 $33,840 $36,040 50% $23,900 $27,300 $30,700 $34,100 $36,850 $39,600 $42,300 $45,050 60% $28,680 $32,760 $36,840 $40,920 $44,220 $47,520 $50,760 $54,060 70% $33,460 $38,220 $42,980 $47,740 $51,590 $55,440 $59,220 $63,070 80% $38,240 $43,680 $49,120 $54,560 $58,960 $63,360 $67,680 $72,080 90% $43,020 $49,140 $55,260 $61,380 $66,330 $71,280 $76,140 $81,090 --------------------------------------------------------------------------------LIMITS BY FAMILY SIZE-------------------------------------------------------------------------------- % of Income 100% $47,800 $54,600 $61,400 $68,200 $73,700 $79,200 $84,600 $90,100 110% $52,580 $60,060 $67,540 $75,020 $81,070 $87,120 $93,060 $99,110 120% $57,360 $65,520 $73,680 $81,840 $88,440 $95,040 $101,520 $108,120 130% $62,140 $70,980 $79,820 $88,660 $95,810 $102,960 $109,980 $117,130 140% $66,920 $76,440 $85,960 $95,480 $103,180 $110,880 $118,440 $126,140 NOTE: This chart is provided as a guide only. You are responsible to ensure the accuracy of the numbers. % The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Section 8 very low-income level (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated area median family income and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See "FY 2015 HUD Income Limits Briefing Material" http://www.huduser.org/portal/datasets/il/il15/IncomeLimits BriefingMaterial_FY15.pdf HHFDC uses the HUD income limits for households at the 50% income level. For the Low Income Housing Tax Credit Program, the 60% income level is calculated as the Multifamily Tax Subsidy Project (MTSP) VLIL (for FY 2015, it is the HUD Section 8 VLIL) multiplied by 1.2 (or 60/50). The limits for households at other income levels are calculated in the same way.

Transcript of HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE...

Page 1: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015

THE FOLLOWING TABLE PRESENTS INCOME LIMITS BY FAMILY SIZE AND BY PERCENTAGES OF THE VERY LOW INCOME LEVELSESTABLISHED BY HUD. THESE INCOME LIMITS SERVE AS GUIDELINES TO ESTABLISH SALES/RENTAL PREFERENCES.

MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON$68,200

Adjustments 0.7000 0.8000 0.9000 1.0000 1.0800 1.1600 1.2400 1.3200for family size

10% $4,780 $5,460 $6,140 $6,820 $7,370 $7,920 $8,460 $9,01020% $9,560 $10,920 $12,280 $13,640 $14,740 $15,840 $16,920 $18,02030% $14,340 $16,380 $18,420 $20,460 $22,110 $23,760 $25,380 $27,03040% $19,120 $21,840 $24,560 $27,280 $29,480 $31,680 $33,840 $36,04050% $23,900 $27,300 $30,700 $34,100 $36,850 $39,600 $42,300 $45,05060% $28,680 $32,760 $36,840 $40,920 $44,220 $47,520 $50,760 $54,06070% $33,460 $38,220 $42,980 $47,740 $51,590 $55,440 $59,220 $63,07080% $38,240 $43,680 $49,120 $54,560 $58,960 $63,360 $67,680 $72,08090% $43,020 $49,140 $55,260 $61,380 $66,330 $71,280 $76,140 $81,090

--------------------------------------------------------------------------------LIMITS BY FAMILY SIZE--------------------------------------------------------------------------------

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, , , , , , , ,100% $47,800 $54,600 $61,400 $68,200 $73,700 $79,200 $84,600 $90,100110% $52,580 $60,060 $67,540 $75,020 $81,070 $87,120 $93,060 $99,110120% $57,360 $65,520 $73,680 $81,840 $88,440 $95,040 $101,520 $108,120130% $62,140 $70,980 $79,820 $88,660 $95,810 $102,960 $109,980 $117,130140% $66,920 $76,440 $85,960 $95,480 $103,180 $110,880 $118,440 $126,140

NOTE: This chart is provided as a guide only. You are responsible to ensure the accuracy of the numbers.

%

The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Section 8 very low-income level (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated area median family income and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See "FY 2015 HUD Income Limits Briefing Material" http://www.huduser.org/portal/datasets/il/il15/IncomeLimits BriefingMaterial_FY15.pdf

HHFDC uses the HUD income limits for households at the 50% income level. For the Low Income Housing Tax Credit Program, the 60% income level is calculated as the Multifamily Tax Subsidy Project (MTSP) VLIL (for FY 2015, it is the HUD Section 8 VLIL) multiplied by 1.2 (or 60/50). The limits for households at other income levels are calculated in the same way.

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AFFORDABLE RENT GUIDELINES* 2015

Affordable rents are based on 30% of income (including utilities)**

Area $68,200 Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom

HAWAII COUNTY 30% of Median $358 $384 $460 $532 $594 50% of Median $597 $640 $767 $886 $990 60% of Median $717 $768 $921 $1,064 $1,188 80% of Median $956 $1,024 $1,228 $1,419 $1,584

100% of Median $1,195 $1,280 $1,535 $1,773 $1,980 120% of Median $1,434 $1,536 $1,842 $2,128 $2,376 140% of Median $1,673 $1,792 $2,149 $2,483 $2,772

*Please note that our market rents may be lower than these rent guidelines.

**Monthly rent levels would include the cost of the following utilities: water, sanitary sewage services, electricityand gas (where applicable). Please refer to the Utility Allowance Schedule for each island.

B d 2015 l i l l t bli h d b HUDBased on 2015 very low income levels established by HUD.

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 1 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $23,900 $28,680 $33,460 $38,240 $43,020 $47,800 $52,580 $57,360 $62,140 $66,920

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $129,000 $154,800 $180,600 $206,300 $232,100 $257,900 $283,700 $309,500 $335,300 $361,1003.25% $124,900 $149,900 $174,900 $199,900 $224,900 $249,900 $274,900 $299,800 $324,800 $349,8003.50% $121,100 $145,300 $169,500 $193,700 $218,000 $242,200 $266,400 $290,600 $314,800 $339,0003.75% $117,400 $140,900 $164,400 $187,800 $211,300 $234,800 $258,300 $281,800 $305,300 $328,7004.00% $113,900 $136,700 $159,400 $182,200 $205,000 $227,800 $250,600 $273,300 $296,100 $318,9004.25% $110,500 $132,600 $154,700 $176,800 $198,900 $221,100 $243,200 $265,300 $287,400 $309,5004.50% $107,300 $128,800 $150,200 $171,700 $193,200 $214,600 $236,100 $257,500 $279,000 $300,5004.75% $104,200 $125,100 $145,900 $166,800 $187,600 $208,500 $229,300 $250,200 $271,000 $291,9005.00% $101,300 $121,500 $141,800 $162,100 $182,300 $202,600 $222,800 $243,100 $263,300 $283,6005.25% $98,500 $118,200 $137,900 $157,500 $177,200 $196,900 $216,600 $236,300 $256,000 $275,7005.50% $95,800 $114,900 $134,100 $153,200 $172,400 $191,500 $210,700 $229,800 $249,000 $268,1005.75% $93,200 $111,800 $130,400 $149,100 $167,700 $186,300 $205,000 $223,600 $242,200 $260,9006.00% $90,700 $108,800 $127,000 $145,100 $163,200 $181,400 $199,500 $217,700 $235,800 $253,9006.25% $88,300 $106,000 $123,600 $141,300 $159,000 $176,600 $194,300 $211,900 $229,600 $247,3006.50% $86,000 $103,200 $120,400 $137,600 $154,800 $172,000 $189,300 $206,500 $223,700 $240,900

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 2 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $27,300 $32,760 $38,220 $43,680 $49,140 $54,600 $60,060 $65,520 $70,980 $76,440

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $147,300 $176,800 $206,200 $235,700 $265,200 $294,600 $324,100 $353,500 $383,000 $412,5003.25% $142,700 $171,200 $199,800 $228,300 $256,900 $285,400 $314,000 $342,500 $371,000 $399,6003.50% $138,300 $166,000 $193,600 $221,300 $249,000 $276,600 $304,300 $331,900 $359,600 $387,3003.75% $134,100 $160,900 $187,800 $214,600 $241,400 $268,200 $295,000 $321,900 $348,700 $375,5004.00% $130,100 $156,100 $182,100 $208,100 $234,200 $260,200 $286,200 $312,200 $338,200 $364,3004.25% $126,300 $151,500 $176,800 $202,000 $227,300 $252,500 $277,800 $303,000 $328,300 $353,5004.50% $122,600 $147,100 $171,600 $196,100 $220,600 $245,200 $269,700 $294,200 $318,700 $343,2004.75% $119,100 $142,900 $166,700 $190,500 $214,300 $238,100 $261,900 $285,700 $309,600 $333,4005.00% $115,700 $138,800 $162,000 $185,100 $208,300 $231,400 $254,500 $277,700 $300,800 $323,9005.25% $112,500 $135,000 $157,500 $180,000 $202,400 $224,900 $247,400 $269,900 $292,400 $314,9005.50% $109,400 $131,300 $153,100 $175,000 $196,900 $218,800 $240,600 $262,500 $284,400 $306,3005.75% $106,400 $127,700 $149,000 $170,300 $191,600 $212,900 $234,100 $255,400 $276,700 $298,0006.00% $103,600 $124,300 $145,000 $165,700 $186,500 $207,200 $227,900 $248,600 $269,300 $290,1006.25% $100,900 $121,000 $141,200 $161,400 $181,600 $201,700 $221,900 $242,100 $262,300 $282,4006.50% $98,300 $117,900 $137,600 $157,200 $176,900 $196,500 $216,200 $235,800 $255,500 $275,100

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 3 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $30,700 $36,840 $42,980 $49,120 $55,260 $61,400 $67,540 $73,680 $79,820 $85,960

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $165,700 $198,800 $231,900 $265,100 $298,200 $331,300 $364,400 $397,600 $430,700 $463,8003.25% $160,500 $192,600 $224,700 $256,800 $288,900 $321,000 $353,100 $385,200 $417,300 $449,3003.50% $155,500 $186,600 $217,800 $248,900 $280,000 $311,100 $342,200 $373,300 $404,400 $435,5003.75% $150,800 $181,000 $211,100 $241,300 $271,500 $301,600 $331,800 $361,900 $392,100 $422,3004.00% $146,300 $175,600 $204,800 $234,100 $263,300 $292,600 $321,800 $351,100 $380,400 $409,6004.25% $142,000 $170,400 $198,800 $227,200 $255,600 $283,900 $312,300 $340,700 $369,100 $397,5004.50% $137,800 $165,400 $193,000 $220,500 $248,100 $275,700 $303,300 $330,800 $358,400 $386,0004.75% $133,900 $160,700 $187,400 $214,200 $241,000 $267,800 $294,600 $321,300 $348,100 $374,9005.00% $130,100 $156,100 $182,100 $208,200 $234,200 $260,200 $286,200 $312,200 $338,300 $364,3005.25% $126,500 $151,800 $177,100 $202,400 $227,700 $253,000 $278,300 $303,600 $328,800 $354,1005.50% $123,000 $147,600 $172,200 $196,800 $221,400 $246,000 $270,600 $295,200 $319,800 $344,4005.75% $119,700 $143,600 $167,600 $191,500 $215,400 $239,400 $263,300 $287,200 $311,200 $335,1006.00% $116,500 $139,800 $163,100 $186,400 $209,700 $233,000 $256,300 $279,600 $302,900 $326,2006.25% $113,400 $136,100 $158,800 $181,500 $204,200 $226,900 $249,600 $272,200 $294,900 $317,6006.50% $110,500 $132,600 $154,700 $176,800 $198,900 $221,000 $243,100 $265,200 $287,300 $309,400

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 4 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $34,100 $40,920 $47,740 $54,560 $61,380 $68,200 $75,020 $81,840 $88,660 $95,480

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $184,000 $220,800 $257,600 $294,400 $331,200 $368,000 $404,800 $441,600 $478,400 $515,2003.25% $178,300 $213,900 $249,600 $285,200 $320,900 $356,500 $392,200 $427,800 $463,500 $499,1003.50% $172,800 $207,300 $241,900 $276,400 $311,000 $345,500 $380,100 $414,600 $449,200 $483,7003.75% $167,500 $201,000 $234,500 $268,000 $301,500 $335,000 $368,500 $402,000 $435,500 $469,0004.00% $162,500 $195,000 $227,500 $260,000 $292,500 $325,000 $357,500 $390,000 $422,500 $455,0004.25% $157,700 $189,200 $220,800 $252,300 $283,900 $315,400 $346,900 $378,500 $410,000 $441,6004.50% $153,100 $183,700 $214,400 $245,000 $275,600 $306,200 $336,800 $367,500 $398,100 $428,7004.75% $148,700 $178,500 $208,200 $237,900 $267,700 $297,400 $327,200 $356,900 $386,700 $416,4005.00% $144,500 $173,400 $202,300 $231,200 $260,100 $289,000 $317,900 $346,800 $375,700 $404,6005.25% $140,500 $168,600 $196,700 $224,800 $252,900 $281,000 $309,100 $337,200 $365,300 $393,4005.50% $136,600 $164,000 $191,300 $218,600 $245,900 $273,300 $300,600 $327,900 $355,200 $382,6005.75% $132,900 $159,500 $186,100 $212,700 $239,300 $265,900 $292,500 $319,000 $345,600 $372,2006.00% $129,400 $155,300 $181,100 $207,000 $232,900 $258,800 $284,700 $310,500 $336,400 $362,3006.25% $126,000 $151,200 $176,400 $201,600 $226,800 $252,000 $277,200 $302,400 $327,600 $352,8006.50% $122,700 $147,300 $171,800 $196,400 $220,900 $245,500 $270,000 $294,600 $319,100 $343,700

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 5 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $36,850 $44,220 $51,590 $58,960 $66,330 $73,700 $81,070 $88,440 $95,810 $103,180

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $198,800 $238,600 $278,400 $318,200 $357,900 $397,700 $437,500 $477,200 $517,000 $556,8003.25% $192,600 $231,200 $269,700 $308,200 $346,700 $385,300 $423,800 $462,300 $500,800 $539,4003.50% $186,700 $224,000 $261,400 $298,700 $336,000 $373,400 $410,700 $448,100 $485,400 $522,7003.75% $181,000 $217,200 $253,400 $289,600 $325,800 $362,000 $398,200 $434,500 $470,700 $506,9004.00% $175,600 $210,700 $245,800 $281,000 $316,100 $351,200 $386,300 $421,400 $456,600 $491,7004.25% $170,400 $204,500 $238,600 $272,700 $306,700 $340,800 $374,900 $409,000 $443,100 $477,2004.50% $165,500 $198,500 $231,600 $264,700 $297,800 $330,900 $364,000 $397,100 $430,200 $463,3004.75% $160,700 $192,900 $225,000 $257,100 $289,300 $321,400 $353,600 $385,700 $417,800 $450,0005.00% $156,200 $187,400 $218,600 $249,900 $281,100 $312,300 $343,600 $374,800 $406,000 $437,3005.25% $151,800 $182,200 $212,500 $242,900 $273,300 $303,600 $334,000 $364,400 $394,700 $425,1005.50% $147,600 $177,200 $206,700 $236,200 $265,800 $295,300 $324,800 $354,400 $383,900 $413,4005.75% $143,700 $172,400 $201,100 $229,800 $258,600 $287,300 $316,000 $344,800 $373,500 $402,2006.00% $139,800 $167,800 $195,800 $223,700 $251,700 $279,700 $307,600 $335,600 $363,600 $391,5006.25% $136,200 $163,400 $190,600 $217,900 $245,100 $272,300 $299,500 $326,800 $354,000 $381,2006.50% $132,600 $159,200 $185,700 $212,200 $238,700 $265,300 $291,800 $318,300 $344,800 $371,400

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 6 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $39,600 $47,520 $55,440 $63,360 $71,280 $79,200 $87,120 $95,040 $102,960 $110,880

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $213,700 $256,400 $299,200 $341,900 $384,600 $427,400 $470,100 $512,800 $555,600 $598,3003.25% $207,000 $248,400 $289,800 $331,200 $372,600 $414,000 $455,400 $496,800 $538,200 $579,6003.50% $200,600 $240,800 $280,900 $321,000 $361,100 $401,300 $441,400 $481,500 $521,600 $561,8003.75% $194,500 $233,400 $272,300 $311,200 $350,200 $389,100 $428,000 $466,900 $505,800 $544,7004.00% $188,700 $226,400 $264,200 $301,900 $339,700 $377,400 $415,100 $452,900 $490,600 $528,4004.25% $183,100 $219,800 $256,400 $293,000 $329,600 $366,300 $402,900 $439,500 $476,100 $512,8004.50% $177,800 $213,400 $248,900 $284,500 $320,000 $355,600 $391,200 $426,700 $462,300 $497,8004.75% $172,700 $207,200 $241,800 $276,300 $310,900 $345,400 $379,900 $414,500 $449,000 $483,6005.00% $167,800 $201,400 $234,900 $268,500 $302,100 $335,600 $369,200 $402,800 $436,300 $469,9005.25% $163,100 $195,800 $228,400 $261,000 $293,700 $326,300 $358,900 $391,600 $424,200 $456,8005.50% $158,700 $190,400 $222,100 $253,900 $285,600 $317,300 $349,100 $380,800 $412,500 $444,3005.75% $154,400 $185,300 $216,100 $247,000 $277,900 $308,800 $339,600 $370,500 $401,400 $432,3006.00% $150,300 $180,300 $210,400 $240,400 $270,500 $300,500 $330,600 $360,600 $390,700 $420,7006.25% $146,300 $175,600 $204,800 $234,100 $263,400 $292,600 $321,900 $351,200 $380,400 $409,7006.50% $142,500 $171,000 $199,500 $228,100 $256,600 $285,100 $313,600 $342,100 $370,600 $399,100

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 7 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $42,300 $50,760 $59,220 $67,680 $76,140 $84,600 $93,060 $101,520 $109,980 $118,440

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $228,300 $273,900 $319,600 $365,200 $410,900 $456,500 $502,200 $547,800 $593,500 $639,1003.25% $221,100 $265,300 $309,600 $353,800 $398,000 $442,200 $486,500 $530,700 $574,900 $619,1003.50% $214,300 $257,200 $300,000 $342,900 $385,700 $428,600 $471,500 $514,300 $557,200 $600,1003.75% $207,800 $249,400 $290,900 $332,500 $374,000 $415,600 $457,100 $498,700 $540,300 $581,8004.00% $201,600 $241,900 $282,200 $322,500 $362,800 $403,100 $443,500 $483,800 $524,100 $564,4004.25% $195,600 $234,700 $273,900 $313,000 $352,100 $391,200 $430,400 $469,500 $508,600 $547,7004.50% $189,900 $227,900 $265,900 $303,900 $341,900 $379,900 $417,800 $455,800 $493,800 $531,8004.75% $184,500 $221,400 $258,300 $295,200 $332,100 $369,000 $405,900 $442,700 $479,600 $516,5005.00% $179,300 $215,100 $251,000 $286,800 $322,700 $358,500 $394,400 $430,200 $466,100 $501,9005.25% $174,300 $209,100 $244,000 $278,800 $313,700 $348,500 $383,400 $418,200 $453,100 $488,0005.50% $169,500 $203,400 $237,300 $271,200 $305,100 $339,000 $372,900 $406,800 $440,700 $474,6005.75% $164,900 $197,900 $230,900 $263,800 $296,800 $329,800 $362,800 $395,800 $428,700 $461,7006.00% $160,500 $192,600 $224,700 $256,800 $288,900 $321,000 $353,100 $385,200 $417,300 $449,4006.25% $156,300 $187,600 $218,800 $250,100 $281,300 $312,600 $343,800 $375,100 $406,400 $437,6006.50% $152,300 $182,700 $213,200 $243,600 $274,100 $304,500 $335,000 $365,400 $395,900 $426,300

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HAWAII COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HAWAII FAMILY SIZE: 8 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $45,050 $54,060 $63,070 $72,080 $81,090 $90,100 $99,110 $108,120 $117,130 $126,140

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $243,100 $291,700 $340,300 $388,900 $437,600 $486,200 $534,800 $583,400 $632,000 $680,7003.25% $235,500 $282,600 $329,700 $376,800 $423,900 $471,000 $518,100 $565,200 $612,300 $659,4003.50% $228,200 $273,900 $319,500 $365,200 $410,800 $456,500 $502,100 $547,800 $593,400 $639,1003.75% $221,300 $265,600 $309,800 $354,100 $398,300 $442,600 $486,900 $531,100 $575,400 $619,6004.00% $214,700 $257,600 $300,500 $343,500 $386,400 $429,300 $472,300 $515,200 $558,200 $601,1004.25% $208,300 $250,000 $291,700 $333,300 $375,000 $416,700 $458,300 $500,000 $541,700 $583,3004.50% $202,300 $242,700 $283,200 $323,600 $364,100 $404,500 $445,000 $485,500 $525,900 $566,4004.75% $196,500 $235,800 $275,100 $314,400 $353,600 $392,900 $432,200 $471,500 $510,800 $550,1005.00% $190,900 $229,100 $267,300 $305,500 $343,700 $381,800 $420,000 $458,200 $496,400 $534,6005.25% $185,600 $222,700 $259,800 $297,000 $334,100 $371,200 $408,300 $445,400 $482,600 $519,7005.50% $180,500 $216,600 $252,700 $288,800 $324,900 $361,000 $397,100 $433,200 $469,300 $505,4005.75% $175,600 $210,700 $245,900 $281,000 $316,100 $351,200 $386,400 $421,500 $456,600 $491,7006.00% $170,900 $205,100 $239,300 $273,500 $307,700 $341,900 $376,100 $410,300 $444,500 $478,6006.25% $166,500 $199,700 $233,000 $266,300 $299,600 $332,900 $366,200 $399,500 $432,800 $466,1006.50% $162,100 $194,600 $227,000 $259,400 $291,900 $324,300 $356,700 $389,200 $421,600 $454,000

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HONOLULU COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015

THE FOLLOWING TABLE PRESENTS INCOME LIMITS BY FAMILY SIZE AND BY PERCENTAGES OF THE VERY LOW INCOME LEVELSESTABLISHED BY HUD. THESE INCOME LIMITS SERVE AS GUIDELINES TO ESTABLISH SALES/RENTAL PREFERENCES.

MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON$95,800

Adjustments 0.7000 0.8000 0.9000 1.0000 1.0800 1.1600 1.2400 1.3200for family size

10% $6,710 $7,670 $8,630 $9,580 $10,350 $11,120 $11,880 $12,65020% $13,420 $15,340 $17,260 $19,160 $20,700 $22,240 $23,760 $25,30030% $20,130 $23,010 $25,890 $28,740 $31,050 $33,360 $35,640 $37,95040% $26,840 $30,680 $34,520 $38,320 $41,400 $44,480 $47,520 $50,60050% $33,550 $38,350 $43,150 $47,900 $51,750 $55,600 $59,400 $63,25060% $40,260 $46,020 $51,780 $57,480 $62,100 $66,720 $71,280 $75,90070% $46,970 $53,690 $60,410 $67,060 $72,450 $77,840 $83,160 $88,55080% $53,680 $61,360 $69,040 $76,640 $82,800 $88,960 $95,040 $101,20090% $60,390 $69,030 $77,670 $86,220 $93,150 $100,080 $106,920 $113,850

100% $67 100 $76 700 $86 300 $95 800 $103 500 $111 200 $118 800 $126 500

--------------------------------------------------------------------------------LIMITS BY FAMILY SIZE--------------------------------------------------------------------------------

% o

f Inc

ome

100% $67,100 $76,700 $86,300 $95,800 $103,500 $111,200 $118,800 $126,500110% $73,810 $84,370 $94,930 $105,380 $113,850 $122,320 $130,680 $139,150120% $80,520 $92,040 $103,560 $114,960 $124,200 $133,440 $142,560 $151,800130% $87,230 $99,710 $112,190 $124,540 $134,550 $144,560 $154,440 $164,450140% $93,940 $107,380 $120,820 $134,120 $144,900 $155,680 $166,320 $177,100

NOTE: This chart is provided as a guide only. You are responsible to ensure the accuracy of the numbers.

The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Section 8 very low-income level (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated area median family income and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See "FY 2015 HUD Income Limits Briefing Material" http://www.huduser.org/portal/datasets/il/il15/IncomeLimits BriefingMaterial_FY15.pdf

HHFDC uses the HUD income limits for households at the 50% income level. For the Low Income Housing Tax Credit Program, the 60% income level is calculated as the Multifamily Tax Subsidy Project (MTSP) VLIL (for FY 2015, it is the HUD Section 8 VLIL) multiplied by 1.2 (or 60/50). The limits for households at other income levels are calculated in the same way.

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AFFORDABLE RENT GUIDELINES* 2015

Affordable rents are based on 30% of income (including utilities)**

Area $95,800 Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom

HONOLULU COUNTY 30% of Median $503 $539 $647 $747 $834 50% of Median $838 $898 $1,078 $1,245 $1,390 60% of Median $1,006 $1,078 $1,294 $1,494 $1,668 80% of Median $1,342 $1,438 $1,726 $1,993 $2,224

100% of Median $1,677 $1,797 $2,157 $2,491 $2,780 120% of Median $2,012 $2,156 $2,588 $2,989 $3,336 140% of Median $2,348 $2,516 $3,020 $3,487 $3,892

*Please note that are market rents may be lower than these rent guidelines.

**Monthly rent levels would include the cost of the following utilities: water, sanitary sewage services, electricityand gas (where applicable). Please refer to the Utility Allowance Schedule for each island.

Based on 2015 very low income levels established by HUD.Based on 2015 very low income levels established by HUD.

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HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 1 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $33,550 $40,260 $46,970 $53,680 $60,390 $67,100 $73,810 $80,520 $87,230 $93,940

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $181,000 $217,200 $253,500 $289,700 $325,900 $362,100 $398,300 $434,500 $470,700 $506,9003.58% $168,300 $202,000 $235,600 $269,300 $302,900 $336,600 $370,300 $403,900 $437,600 $471,2003.50% $170,000 $204,000 $238,000 $272,000 $306,000 $339,900 $373,900 $407,900 $441,900 $475,9003.75% $164,800 $197,800 $230,700 $263,700 $296,700 $329,600 $362,600 $395,500 $428,500 $461,5004.00% $159,900 $191,800 $223,800 $255,800 $287,800 $319,700 $351,700 $383,700 $415,700 $447,6004.25% $155,200 $186,200 $217,200 $248,200 $279,300 $310,300 $341,300 $372,400 $403,400 $434,4004.50% $150,600 $180,800 $210,900 $241,000 $271,100 $301,300 $331,400 $361,500 $391,700 $421,8004.75% $146,300 $175,600 $204,800 $234,100 $263,400 $292,600 $321,900 $351,200 $380,400 $409,7005.00% $142,200 $170,600 $199,100 $227,500 $255,900 $284,400 $312,800 $341,200 $369,700 $398,1005.25% $138,200 $165,900 $193,500 $221,200 $248,800 $276,400 $304,100 $331,700 $359,400 $387,0005.50% $134,400 $161,300 $188,200 $215,100 $242,000 $268,900 $295,700 $322,600 $349,500 $376,4005.75% $130,800 $156,900 $183,100 $209,300 $235,400 $261,600 $287,700 $313,900 $340,100 $366,2006.00% $127,300 $152,800 $178,200 $203,700 $229,200 $254,600 $280,100 $305,500 $331,000 $356,5006.25% $124,000 $148,800 $173,500 $198,300 $223,100 $247,900 $272,700 $297,500 $322,300 $347,1006.50% $120,800 $144,900 $169,100 $193,200 $217,400 $241,500 $265,700 $289,800 $314,000 $338,100

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 2 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $38,350 $46,020 $53,690 $61,360 $69,030 $76,700 $84,370 $92,040 $99,710 $107,380

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $206,900 $248,300 $289,700 $331,100 $372,500 $413,900 $455,300 $496,700 $538,000 $579,4003.58% $192,400 $230,800 $269,300 $307,800 $346,300 $384,700 $423,200 $461,700 $500,200 $538,6003.50% $194,300 $233,200 $272,000 $310,900 $349,700 $388,600 $427,400 $466,300 $505,200 $544,0003.75% $188,400 $226,100 $263,700 $301,400 $339,100 $376,800 $414,500 $452,100 $489,800 $527,5004.00% $182,700 $219,300 $255,800 $292,400 $328,900 $365,500 $402,000 $438,600 $475,100 $511,7004.25% $177,400 $212,800 $248,300 $283,800 $319,200 $354,700 $390,200 $425,600 $461,100 $496,6004.50% $172,200 $206,600 $241,100 $275,500 $309,900 $344,400 $378,800 $413,300 $447,700 $482,1004.75% $167,300 $200,700 $234,200 $267,600 $301,100 $334,500 $368,000 $401,400 $434,900 $468,3005.00% $162,500 $195,000 $227,500 $260,000 $292,500 $325,000 $357,600 $390,100 $422,600 $455,1005.25% $158,000 $189,600 $221,200 $252,800 $284,400 $316,000 $347,600 $379,200 $410,800 $442,4005.50% $153,700 $184,400 $215,100 $245,900 $276,600 $307,300 $338,100 $368,800 $399,500 $430,2005.75% $149,500 $179,400 $209,300 $239,200 $269,100 $299,000 $328,900 $358,800 $388,700 $418,6006.00% $145,500 $174,600 $203,700 $232,800 $261,900 $291,000 $320,100 $349,200 $378,400 $407,5006.25% $141,700 $170,000 $198,400 $226,700 $255,100 $283,400 $311,700 $340,100 $368,400 $396,8006.50% $138,000 $165,600 $193,200 $220,900 $248,500 $276,100 $303,700 $331,300 $358,900 $386,500

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 3 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $43,150 $51,780 $60,410 $69,040 $77,670 $86,300 $94,930 $103,560 $112,190 $120,820

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $232,800 $279,400 $326,000 $372,500 $419,100 $465,700 $512,200 $558,800 $605,400 $652,0003.58% $216,500 $259,700 $303,000 $346,300 $389,600 $432,900 $476,200 $519,500 $562,800 $606,1003.50% $218,600 $262,300 $306,100 $349,800 $393,500 $437,200 $480,900 $524,700 $568,400 $612,1003.75% $212,000 $254,400 $296,800 $339,200 $381,500 $423,900 $466,300 $508,700 $551,100 $593,5004.00% $205,600 $246,700 $287,900 $329,000 $370,100 $411,200 $452,400 $493,500 $534,600 $575,7004.25% $199,500 $239,500 $279,400 $319,300 $359,200 $399,100 $439,000 $478,900 $518,800 $558,7004.50% $193,700 $232,500 $271,200 $310,000 $348,700 $387,500 $426,200 $465,000 $503,700 $542,5004.75% $188,200 $225,800 $263,500 $301,100 $338,700 $376,400 $414,000 $451,600 $489,300 $526,9005.00% $182,900 $219,400 $256,000 $292,600 $329,200 $365,700 $402,300 $438,900 $475,500 $512,0005.25% $177,800 $213,300 $248,900 $284,400 $320,000 $355,500 $391,100 $426,700 $462,200 $497,8005.50% $172,900 $207,500 $242,000 $276,600 $311,200 $345,800 $380,400 $414,900 $449,500 $484,1005.75% $168,200 $201,900 $235,500 $269,100 $302,800 $336,400 $370,100 $403,700 $437,400 $471,0006.00% $163,700 $196,500 $229,200 $262,000 $294,700 $327,500 $360,200 $393,000 $425,700 $458,5006.25% $159,400 $191,300 $223,200 $255,100 $287,000 $318,900 $350,800 $382,600 $414,500 $446,4006.50% $155,300 $186,400 $217,400 $248,500 $279,600 $310,600 $341,700 $372,700 $403,800 $434,900

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 4 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $47,900 $57,480 $67,060 $76,640 $86,220 $95,800 $105,380 $114,960 $124,540 $134,120

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $258,500 $310,200 $361,900 $413,600 $465,200 $516,900 $568,600 $620,300 $672,000 $723,7003.58% $240,300 $288,300 $336,400 $384,400 $432,500 $480,600 $528,600 $576,700 $624,700 $672,8003.50% $242,700 $291,200 $339,700 $388,300 $436,800 $485,400 $533,900 $582,400 $631,000 $679,5003.75% $235,300 $282,400 $329,400 $376,500 $423,500 $470,600 $517,700 $564,700 $611,800 $658,8004.00% $228,300 $273,900 $319,600 $365,200 $410,900 $456,500 $502,200 $547,800 $593,500 $639,1004.25% $221,500 $265,800 $310,100 $354,400 $398,700 $443,000 $487,300 $531,600 $575,900 $620,2004.50% $215,100 $258,100 $301,100 $344,100 $387,100 $430,100 $473,200 $516,200 $559,200 $602,2004.75% $208,900 $250,700 $292,500 $334,200 $376,000 $417,800 $459,600 $501,400 $543,100 $584,9005.00% $203,000 $243,600 $284,200 $324,800 $365,400 $406,000 $446,600 $487,200 $527,800 $568,4005.25% $197,300 $236,800 $276,300 $315,700 $355,200 $394,700 $434,200 $473,600 $513,100 $552,6005.50% $191,900 $230,300 $268,700 $307,100 $345,500 $383,800 $422,200 $460,600 $499,000 $537,4005.75% $186,700 $224,100 $261,400 $298,800 $336,100 $373,500 $410,800 $448,200 $485,500 $522,9006.00% $181,800 $218,100 $254,500 $290,800 $327,200 $363,500 $399,900 $436,200 $472,600 $508,9006.25% $177,000 $212,400 $247,800 $283,200 $318,600 $354,000 $389,400 $424,800 $460,200 $495,6006.50% $172,400 $206,900 $241,400 $275,900 $310,300 $344,800 $379,300 $413,800 $448,300 $482,700

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 5 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $51,750 $62,100 $72,450 $82,800 $93,150 $103,500 $113,850 $124,200 $134,550 $144,900

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $279,200 $335,100 $390,900 $446,800 $502,600 $558,500 $614,300 $670,200 $726,000 $781,9003.58% $259,600 $311,500 $363,400 $415,300 $467,300 $519,200 $571,100 $623,000 $674,900 $726,9003.50% $262,200 $314,600 $367,100 $419,500 $471,900 $524,400 $576,800 $629,200 $681,700 $734,1003.75% $254,200 $305,100 $355,900 $406,700 $457,600 $508,400 $559,300 $610,100 $661,000 $711,8004.00% $246,600 $295,900 $345,200 $394,600 $443,900 $493,200 $542,500 $591,800 $641,200 $690,5004.25% $239,300 $287,200 $335,000 $382,900 $430,800 $478,600 $526,500 $574,400 $622,200 $670,1004.50% $232,400 $278,800 $325,300 $371,800 $418,200 $464,700 $511,200 $557,700 $604,100 $650,6004.75% $225,700 $270,800 $316,000 $361,100 $406,200 $451,400 $496,500 $541,700 $586,800 $631,9005.00% $219,300 $263,200 $307,000 $350,900 $394,800 $438,600 $482,500 $526,300 $570,200 $614,1005.25% $213,200 $255,800 $298,500 $341,100 $383,800 $426,400 $469,000 $511,700 $554,300 $597,0005.50% $207,400 $248,800 $290,300 $331,800 $373,200 $414,700 $456,200 $497,600 $539,100 $580,6005.75% $201,700 $242,100 $282,400 $322,800 $363,100 $403,500 $443,800 $484,200 $524,500 $564,9006.00% $196,400 $235,600 $274,900 $314,200 $353,500 $392,700 $432,000 $471,300 $510,600 $549,8006.25% $191,200 $229,500 $267,700 $305,900 $344,200 $382,400 $420,700 $458,900 $497,100 $535,4006.50% $186,300 $223,500 $260,800 $298,000 $335,300 $372,500 $409,800 $447,000 $484,300 $521,500

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 18: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 6 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $55,600 $66,720 $77,840 $88,960 $100,080 $111,200 $122,320 $133,440 $144,560 $155,680

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $300,000 $360,000 $420,000 $480,000 $540,000 $600,000 $660,000 $720,100 $780,100 $840,1003.58% $278,900 $334,700 $390,500 $446,200 $502,000 $557,800 $613,600 $669,400 $725,200 $780,9003.50% $281,700 $338,000 $394,400 $450,700 $507,000 $563,400 $619,700 $676,000 $732,400 $788,7003.75% $273,100 $327,800 $382,400 $437,000 $491,600 $546,300 $600,900 $655,500 $710,100 $764,8004.00% $264,900 $317,900 $370,900 $423,900 $476,900 $529,900 $582,900 $635,900 $688,900 $741,9004.25% $257,100 $308,500 $360,000 $411,400 $462,800 $514,200 $565,700 $617,100 $668,500 $719,9004.50% $249,600 $299,600 $349,500 $399,400 $449,400 $499,300 $549,200 $599,100 $649,100 $699,0004.75% $242,500 $291,000 $339,500 $388,000 $436,500 $485,000 $533,500 $582,000 $630,500 $678,9005.00% $235,600 $282,800 $329,900 $377,000 $424,100 $471,300 $518,400 $565,500 $612,600 $659,8005.25% $229,100 $274,900 $320,700 $366,500 $412,300 $458,100 $503,900 $549,800 $595,600 $641,4005.50% $222,800 $267,300 $311,900 $356,400 $401,000 $445,600 $490,100 $534,700 $579,200 $623,8005.75% $216,800 $260,100 $303,500 $346,800 $390,200 $433,500 $476,900 $520,200 $563,600 $606,9006.00% $211,000 $253,200 $295,400 $337,600 $379,800 $421,900 $464,100 $506,300 $548,500 $590,7006.25% $205,400 $246,500 $287,600 $328,700 $369,800 $410,900 $452,000 $493,000 $534,100 $575,2006.50% $200,100 $240,100 $280,200 $320,200 $360,200 $400,200 $440,300 $480,300 $520,300 $560,300

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 19: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 7 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $59,400 $71,280 $83,160 $95,040 $106,920 $118,800 $130,680 $142,560 $154,440 $166,320

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $320,500 $384,600 $448,700 $512,800 $576,900 $641,100 $705,200 $769,300 $833,400 $897,5003.58% $298,000 $357,600 $417,200 $476,700 $536,300 $595,900 $655,500 $715,100 $774,700 $834,3003.50% $300,900 $361,100 $421,300 $481,500 $541,700 $601,900 $662,100 $722,300 $782,400 $842,6003.75% $291,800 $350,200 $408,500 $466,900 $525,200 $583,600 $641,900 $700,300 $758,700 $817,0004.00% $283,100 $339,700 $396,300 $452,900 $509,500 $566,100 $622,700 $679,300 $735,900 $792,6004.25% $274,700 $329,600 $384,600 $439,500 $494,500 $549,400 $604,300 $659,300 $714,200 $769,2004.50% $266,700 $320,000 $373,400 $426,700 $480,100 $533,400 $586,700 $640,100 $693,400 $746,8004.75% $259,100 $310,900 $362,700 $414,500 $466,300 $518,100 $569,900 $621,700 $673,500 $725,4005.00% $251,700 $302,100 $352,400 $402,800 $453,100 $503,500 $553,800 $604,200 $654,500 $704,8005.25% $244,700 $293,700 $342,600 $391,600 $440,500 $489,400 $538,400 $587,300 $636,300 $685,2005.50% $238,000 $285,600 $333,200 $380,800 $428,400 $476,000 $523,600 $571,200 $618,800 $666,4005.75% $231,600 $277,900 $324,200 $370,500 $416,800 $463,100 $509,400 $555,800 $602,100 $648,4006.00% $225,400 $270,500 $315,600 $360,600 $405,700 $450,800 $495,900 $540,900 $586,000 $631,1006.25% $219,500 $263,400 $307,300 $351,200 $395,100 $439,000 $482,800 $526,700 $570,600 $614,5006.50% $213,800 $256,600 $299,300 $342,100 $384,800 $427,600 $470,400 $513,100 $555,900 $598,600

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 20: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

HONOLULU COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: HONOLULU FAMILY SIZE: 8 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $63,250 $75,900 $88,550 $101,200 $113,850 $126,500 $139,150 $151,800 $164,450 $177,100

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $341,300 $409,600 $477,800 $546,100 $614,300 $682,600 $750,900 $819,100 $887,400 $955,6003.58% $317,300 $380,700 $444,200 $507,600 $571,100 $634,600 $698,000 $761,500 $824,900 $888,4003.50% $320,400 $384,500 $448,600 $512,700 $576,800 $640,900 $705,000 $769,100 $833,200 $897,2003.75% $310,700 $372,800 $435,000 $497,100 $559,300 $621,400 $683,600 $745,700 $807,800 $870,0004.00% $301,400 $361,700 $422,000 $482,200 $542,500 $602,800 $663,100 $723,400 $783,600 $843,9004.25% $292,500 $351,000 $409,500 $468,000 $526,500 $585,000 $643,500 $702,000 $760,500 $819,0004.50% $284,000 $340,800 $397,600 $454,400 $511,200 $568,000 $624,800 $681,600 $738,400 $795,2004.75% $275,800 $331,000 $386,200 $441,400 $496,500 $551,700 $606,900 $662,000 $717,200 $772,4005.00% $268,000 $321,700 $375,300 $428,900 $482,500 $536,100 $589,700 $643,300 $696,900 $750,5005.25% $260,600 $312,700 $364,800 $416,900 $469,000 $521,200 $573,300 $625,400 $677,500 $729,6005.50% $253,400 $304,100 $354,800 $405,500 $456,200 $506,900 $557,500 $608,200 $658,900 $709,6005.75% $246,600 $295,900 $345,200 $394,500 $443,800 $493,100 $542,500 $591,800 $641,100 $690,4006.00% $240,000 $288,000 $336,000 $384,000 $432,000 $480,000 $528,000 $576,000 $624,000 $672,0006.25% $233,700 $280,400 $327,200 $373,900 $420,700 $467,400 $514,100 $560,900 $607,600 $654,4006.50% $227,700 $273,200 $318,700 $364,200 $409,800 $455,300 $500,800 $546,400 $591,900 $637,400

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 21: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

KAUAI COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015

THE FOLLOWING TABLE PRESENTS INCOME LIMITS BY FAMILY SIZE AND BY PERCENTAGES OF THE VERY LOW INCOME LEVELSESTABLISHED BY HUD. THESE INCOME LIMITS SERVE AS GUIDELINES TO ESTABLISH SALES/RENTAL PREFERENCES.

MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON$86,300

Adjustments 0.7000 0.8000 0.9000 1.0000 1.0800 1.1600 1.2400 1.3200for family size

10% $6,050 $6,910 $7,770 $8,630 $9,330 $10,020 $10,710 $11,40020% $12,100 $13,820 $15,540 $17,260 $18,660 $20,040 $21,420 $22,80030% $18,150 $20,730 $23,310 $25,890 $27,990 $30,060 $32,130 $34,20040% $24,200 $27,640 $31,080 $34,520 $37,320 $40,080 $42,840 $45,60050% $30,250 $34,550 $38,850 $43,150 $46,650 $50,100 $53,550 $57,00060% $36,300 $41,460 $46,620 $51,780 $55,980 $60,120 $64,260 $68,40070% $42,350 $48,370 $54,390 $60,410 $65,310 $70,140 $74,970 $79,80080% $48,400 $55,280 $62,160 $69,040 $74,640 $80,160 $85,680 $91,20090% $54 450 $62 190 $69 930 $77 670 $83 970 $90 180 $96 390 $102 600

--------------------------------------------------------------------------------LIMITS BY FAMILY SIZE--------------------------------------------------------------------------------

% o

f Inc

ome

90% $54,450 $62,190 $69,930 $77,670 $83,970 $90,180 $96,390 $102,600100% $60,500 $69,100 $77,700 $86,300 $93,300 $100,200 $107,100 $114,000110% $66,550 $76,010 $85,470 $94,930 $102,630 $110,220 $117,810 $125,400120% $72,600 $82,920 $93,240 $103,560 $111,960 $120,240 $128,520 $136,800130% $78,650 $89,830 $101,010 $112,190 $121,290 $130,260 $139,230 $148,200140% $84,700 $96,740 $108,780 $120,820 $130,620 $140,280 $149,940 $159,600

NOTE: This chart is provided as a guide only. You are responsible to ensure the accuracy of the numbers.

%

The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Section 8 very low-income level (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated area median family income and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See "FY 2015 HUD Income Limits Briefing Material" http://www.huduser.org/portal/datasets/il/il15/IncomeLimits BriefingMaterial_FY15.pdf

HHFDC uses the HUD income limits for households at the 50% income level. For the Low Income Housing Tax Credit Program, the 60% income level is calculated as the Multifamily Tax Subsidy Project (MTSP) VLIL (for FY 2015, it is the HUD Section 8 VLIL) multiplied by 1.2 (or 60/50). The limits for households at other income levels are calculated in the same way.

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AFFORDABLE RENT GUIDELINES* 2015

Affordable rents are based on 30% of income (including utilities)**

Area $86,300 Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom

KAUAI 30% of Median $453 $486 $582 $673 $751 50% of Median $756 $810 $971 $1,122 $1,252 60% of Median $907 $972 $1,165 $1,347 $1,503 80% of Median $1,210 $1,296 $1,554 $1,796 $2,004

100% of Median $1,512 $1,620 $1,942 $2,245 $2,505 120% of Median $1,814 $1,944 $2,330 $2,694 $3,006 140% of Median $2,117 $2,268 $2,719 $3,143 $3,507

*Please note that are market rents may be lower than these rent guidelines.

**Monthly rent levels would include the cost of the following utilities: water, sanitary sewage services, electricityand gas (where applicable). Please refer to the Utility Allowance Schedule for each island.

Based on 2015 very low income levels established by HUD.

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KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 1 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $30,250 $36,300 $42,350 $48,400 $54,450 $60,500 $66,550 $72,600 $78,650 $84,700

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $163,200 $195,900 $228,500 $261,200 $293,800 $326,500 $359,100 $391,800 $424,400 $457,0003.25% $158,100 $189,800 $221,400 $253,000 $284,600 $316,300 $347,900 $379,500 $411,100 $442,8003.50% $153,300 $183,900 $214,600 $245,200 $275,900 $306,500 $337,200 $367,800 $398,500 $429,1003.75% $148,600 $178,300 $208,000 $237,800 $267,500 $297,200 $326,900 $356,600 $386,400 $416,1004.00% $144,100 $173,000 $201,800 $230,600 $259,500 $288,300 $317,100 $346,000 $374,800 $403,6004.25% $139,900 $167,900 $195,800 $223,800 $251,800 $279,800 $307,800 $335,700 $363,700 $391,7004.50% $135,800 $163,000 $190,200 $217,300 $244,500 $271,600 $298,800 $326,000 $353,100 $380,3004.75% $131,900 $158,300 $184,700 $211,100 $237,500 $263,900 $290,200 $316,600 $343,000 $369,4005.00% $128,200 $153,800 $179,500 $205,100 $230,800 $256,400 $282,000 $307,700 $333,300 $359,0005.25% $124,600 $149,600 $174,500 $199,400 $224,300 $249,300 $274,200 $299,100 $324,000 $349,0005.50% $121,200 $145,400 $169,700 $193,900 $218,200 $242,400 $266,700 $290,900 $315,100 $339,4005.75% $117,900 $141,500 $165,100 $188,700 $212,300 $235,900 $259,400 $283,000 $306,600 $330,2006.00% $114,800 $137,700 $160,700 $183,700 $206,600 $229,600 $252,500 $275,500 $298,400 $321,4006.25% $111,800 $134,100 $156,500 $178,800 $201,200 $223,500 $245,900 $268,200 $290,600 $313,0006.50% $108,900 $130,700 $152,400 $174,200 $196,000 $217,800 $239,500 $261,300 $283,100 $304,900

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 24: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 2 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $34,550 $41,460 $48,370 $55,280 $62,190 $69,100 $76,010 $82,920 $89,830 $96,740

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $186,400 $223,700 $261,000 $298,300 $335,600 $372,900 $410,200 $447,400 $484,700 $522,0003.25% $180,600 $216,700 $252,800 $289,000 $325,100 $361,200 $397,300 $433,500 $469,600 $505,7003.50% $175,000 $210,000 $245,100 $280,100 $315,100 $350,100 $385,100 $420,100 $455,100 $490,1003.75% $169,700 $203,700 $237,600 $271,600 $305,500 $339,400 $373,400 $407,300 $441,300 $475,2004.00% $164,600 $197,600 $230,500 $263,400 $296,400 $329,300 $362,200 $395,100 $428,100 $461,0004.25% $159,800 $191,700 $223,700 $255,600 $287,600 $319,600 $351,500 $383,500 $415,400 $447,4004.50% $155,100 $186,200 $217,200 $248,200 $279,200 $310,300 $341,300 $372,300 $403,300 $434,4004.75% $150,700 $180,800 $211,000 $241,100 $271,200 $301,400 $331,500 $361,600 $391,800 $421,9005.00% $146,400 $175,700 $205,000 $234,300 $263,600 $292,800 $322,100 $351,400 $380,700 $410,0005.25% $142,300 $170,800 $199,300 $227,700 $256,200 $284,700 $313,200 $341,600 $370,100 $398,6005.50% $138,400 $166,100 $193,800 $221,500 $249,200 $276,900 $304,600 $332,200 $359,900 $387,6005.75% $134,700 $161,600 $188,600 $215,500 $242,400 $269,400 $296,300 $323,300 $350,200 $377,1006.00% $131,100 $157,300 $183,500 $209,800 $236,000 $262,200 $288,400 $314,600 $340,900 $367,1006.25% $127,700 $153,200 $178,700 $204,300 $229,800 $255,300 $280,800 $306,400 $331,900 $357,4006.50% $124,400 $149,200 $174,100 $199,000 $223,800 $248,700 $273,600 $298,500 $323,300 $348,200

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 25: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 3 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $38,850 $46,620 $54,390 $62,160 $69,930 $77,700 $85,470 $93,240 $101,010 $108,780

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $209,600 $251,600 $293,500 $335,400 $377,300 $419,300 $461,200 $503,100 $545,100 $587,0003.25% $203,100 $243,700 $284,300 $324,900 $365,600 $406,200 $446,800 $487,400 $528,000 $568,6003.50% $196,800 $236,200 $275,600 $314,900 $354,300 $393,700 $433,000 $472,400 $511,700 $551,1003.75% $190,800 $229,000 $267,200 $305,400 $343,500 $381,700 $419,900 $458,000 $496,200 $534,4004.00% $185,100 $222,200 $259,200 $296,200 $333,200 $370,300 $407,300 $444,300 $481,300 $518,4004.25% $179,700 $215,600 $251,500 $287,500 $323,400 $359,300 $395,300 $431,200 $467,100 $503,1004.50% $174,400 $209,300 $244,200 $279,100 $314,000 $348,900 $383,800 $418,600 $453,500 $488,4004.75% $169,400 $203,300 $237,200 $271,100 $305,000 $338,900 $372,800 $406,600 $440,500 $474,4005.00% $164,600 $197,600 $230,500 $263,400 $296,400 $329,300 $362,200 $395,100 $428,100 $461,0005.25% $160,100 $192,100 $224,100 $256,100 $288,100 $320,100 $352,100 $384,100 $416,100 $448,2005.50% $155,700 $186,800 $217,900 $249,100 $280,200 $311,300 $342,500 $373,600 $404,700 $435,9005.75% $151,500 $181,700 $212,000 $242,300 $272,600 $302,900 $333,200 $363,500 $393,800 $424,1006.00% $147,400 $176,900 $206,400 $235,900 $265,400 $294,800 $324,300 $353,800 $383,300 $412,8006.25% $143,500 $172,300 $201,000 $229,700 $258,400 $287,100 $315,800 $344,500 $373,200 $401,9006.50% $139,800 $167,800 $195,800 $223,700 $251,700 $279,700 $307,600 $335,600 $363,600 $391,500

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 4 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $43,150 $51,780 $60,410 $69,040 $77,670 $86,300 $94,930 $103,560 $112,190 $120,820

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $232,800 $279,400 $326,000 $372,500 $419,100 $465,700 $512,200 $558,800 $605,400 $652,0003.25% $225,600 $270,700 $315,800 $360,900 $406,000 $451,100 $496,200 $541,400 $586,500 $631,6003.50% $218,600 $262,300 $306,100 $349,800 $393,500 $437,200 $480,900 $524,700 $568,400 $612,1003.75% $212,000 $254,400 $296,800 $339,200 $381,500 $423,900 $466,300 $508,700 $551,100 $593,5004.00% $205,600 $246,700 $287,900 $329,000 $370,100 $411,200 $452,400 $493,500 $534,600 $575,7004.25% $199,500 $239,500 $279,400 $319,300 $359,200 $399,100 $439,000 $478,900 $518,800 $558,7004.50% $193,700 $232,500 $271,200 $310,000 $348,700 $387,500 $426,200 $465,000 $503,700 $542,5004.75% $188,200 $225,800 $263,500 $301,100 $338,700 $376,400 $414,000 $451,600 $489,300 $526,9005.00% $182,900 $219,400 $256,000 $292,600 $329,200 $365,700 $402,300 $438,900 $475,500 $512,0005.25% $177,800 $213,300 $248,900 $284,400 $320,000 $355,500 $391,100 $426,700 $462,200 $497,8005.50% $172,900 $207,500 $242,000 $276,600 $311,200 $345,800 $380,400 $414,900 $449,500 $484,1005.75% $168,200 $201,900 $235,500 $269,100 $302,800 $336,400 $370,100 $403,700 $437,400 $471,0006.00% $163,700 $196,500 $229,200 $262,000 $294,700 $327,500 $360,200 $393,000 $425,700 $458,5006.25% $159,400 $191,300 $223,200 $255,100 $287,000 $318,900 $350,800 $382,600 $414,500 $446,4006.50% $155,300 $186,400 $217,400 $248,500 $279,600 $310,600 $341,700 $372,700 $403,800 $434,900

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 5 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $46,650 $55,980 $65,310 $74,640 $83,970 $93,300 $102,630 $111,960 $121,290 $130,620

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $251,700 $302,100 $352,400 $402,800 $453,100 $503,500 $553,800 $604,100 $654,500 $704,8003.25% $243,900 $292,600 $341,400 $390,200 $438,900 $487,700 $536,500 $585,300 $634,000 $682,8003.50% $236,300 $283,600 $330,900 $378,100 $425,400 $472,700 $520,000 $567,200 $614,500 $661,8003.75% $229,200 $275,000 $320,800 $366,700 $412,500 $458,300 $504,200 $550,000 $595,800 $641,7004.00% $222,300 $266,800 $311,200 $355,700 $400,100 $444,600 $489,100 $533,500 $578,000 $622,4004.25% $215,700 $258,900 $302,000 $345,200 $388,300 $431,500 $474,600 $517,800 $560,900 $604,1004.50% $209,500 $251,300 $293,200 $335,100 $377,000 $418,900 $460,800 $502,700 $544,600 $586,5004.75% $203,400 $244,100 $284,800 $325,500 $366,200 $406,900 $447,600 $488,300 $529,000 $569,7005.00% $197,700 $237,200 $276,800 $316,300 $355,900 $395,400 $434,900 $474,500 $514,000 $553,6005.25% $192,200 $230,600 $269,100 $307,500 $345,900 $384,400 $422,800 $461,300 $499,700 $538,1005.50% $186,900 $224,300 $261,700 $299,100 $336,400 $373,800 $411,200 $448,600 $486,000 $523,4005.75% $181,900 $218,200 $254,600 $291,000 $327,300 $363,700 $400,100 $436,500 $472,800 $509,2006.00% $177,000 $212,400 $247,800 $283,200 $318,600 $354,000 $389,400 $424,800 $460,200 $495,6006.25% $172,400 $206,800 $241,300 $275,800 $310,300 $344,700 $379,200 $413,700 $448,200 $482,6006.50% $167,900 $201,500 $235,100 $268,700 $302,200 $335,800 $369,400 $403,000 $436,600 $470,100

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 6 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $50,100 $60,120 $70,140 $80,160 $90,180 $100,200 $110,220 $120,240 $130,260 $140,280

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $270,300 $324,400 $378,500 $432,500 $486,600 $540,700 $594,800 $648,800 $702,900 $757,0003.25% $261,900 $314,300 $366,700 $419,000 $471,400 $523,800 $576,200 $628,500 $680,900 $733,3003.50% $253,800 $304,600 $355,400 $406,100 $456,900 $507,600 $558,400 $609,200 $659,900 $710,7003.75% $246,100 $295,300 $344,600 $393,800 $443,000 $492,200 $541,400 $590,700 $639,900 $689,1004.00% $238,700 $286,500 $334,200 $382,000 $429,700 $477,500 $525,200 $573,000 $620,700 $668,5004.25% $231,700 $278,000 $324,400 $370,700 $417,000 $463,400 $509,700 $556,100 $602,400 $648,7004.50% $224,900 $269,900 $314,900 $359,900 $404,900 $449,900 $494,900 $539,900 $584,900 $629,9004.75% $218,500 $262,200 $305,900 $349,600 $393,300 $437,000 $480,700 $524,400 $568,100 $611,8005.00% $212,300 $254,800 $297,200 $339,700 $382,200 $424,600 $467,100 $509,600 $552,000 $594,5005.25% $206,400 $247,700 $289,000 $330,200 $371,500 $412,800 $454,100 $495,400 $536,700 $577,9005.50% $200,700 $240,900 $281,000 $321,200 $361,300 $401,500 $441,600 $481,800 $521,900 $562,1005.75% $195,300 $234,400 $273,400 $312,500 $351,600 $390,600 $429,700 $468,700 $507,800 $546,9006.00% $190,100 $228,100 $266,100 $304,200 $342,200 $380,200 $418,200 $456,300 $494,300 $532,3006.25% $185,100 $222,100 $259,200 $296,200 $333,200 $370,200 $407,200 $444,300 $481,300 $518,3006.50% $180,300 $216,400 $252,500 $288,500 $324,600 $360,600 $396,700 $432,800 $468,800 $504,900

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 29: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 7 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $53,550 $64,260 $74,970 $85,680 $96,390 $107,100 $117,810 $128,520 $139,230 $149,940

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $289,000 $346,800 $404,500 $462,300 $520,100 $577,900 $635,700 $693,500 $751,300 $809,1003.25% $279,900 $335,900 $391,900 $447,900 $503,900 $559,900 $615,800 $671,800 $727,800 $783,8003.50% $271,300 $325,600 $379,800 $434,100 $488,300 $542,600 $596,900 $651,100 $705,400 $759,6003.75% $263,100 $315,700 $368,300 $420,900 $473,500 $526,100 $578,700 $631,300 $684,000 $736,6004.00% $255,200 $306,200 $357,300 $408,300 $459,300 $510,400 $561,400 $612,400 $663,500 $714,5004.25% $247,600 $297,200 $346,700 $396,200 $445,800 $495,300 $544,800 $594,300 $643,900 $693,4004.50% $240,400 $288,500 $336,600 $384,700 $432,800 $480,900 $529,000 $577,100 $625,100 $673,2004.75% $233,500 $280,200 $327,000 $373,700 $420,400 $467,100 $513,800 $560,500 $607,200 $653,9005.00% $226,900 $272,300 $317,700 $363,100 $408,500 $453,900 $499,300 $544,700 $590,000 $635,4005.25% $220,600 $264,700 $308,900 $353,000 $397,100 $441,200 $485,400 $529,500 $573,600 $617,7005.50% $214,600 $257,500 $300,400 $343,300 $386,200 $429,100 $472,000 $515,000 $557,900 $600,8005.75% $208,800 $250,500 $292,300 $334,000 $375,800 $417,500 $459,300 $501,000 $542,800 $584,5006.00% $203,200 $243,800 $284,500 $325,100 $365,800 $406,400 $447,000 $487,700 $528,300 $568,9006.25% $197,900 $237,400 $277,000 $316,600 $356,100 $395,700 $435,300 $474,900 $514,400 $554,0006.50% $192,700 $231,300 $269,800 $308,400 $346,900 $385,500 $424,000 $462,600 $501,100 $539,700

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 30: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

KAUAI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: KAUAI FAMILY SIZE: 8 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $57,000 $68,400 $79,800 $91,200 $102,600 $114,000 $125,400 $136,800 $148,200 $159,600

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $307,600 $369,100 $430,600 $492,100 $553,600 $615,200 $676,700 $738,200 $799,700 $861,2003.25% $298,000 $357,600 $417,100 $476,700 $536,300 $595,900 $655,500 $715,100 $774,700 $834,3003.50% $288,800 $346,500 $404,300 $462,000 $519,800 $577,600 $635,300 $693,100 $750,800 $808,6003.75% $280,000 $336,000 $392,000 $448,000 $504,000 $560,000 $616,000 $672,000 $728,000 $784,0004.00% $271,600 $325,900 $380,300 $434,600 $488,900 $543,200 $597,600 $651,900 $706,200 $760,5004.25% $263,600 $316,300 $369,000 $421,800 $474,500 $527,200 $579,900 $632,600 $685,400 $738,1004.50% $255,900 $307,100 $358,300 $409,500 $460,700 $511,900 $563,000 $614,200 $665,400 $716,6004.75% $248,600 $298,300 $348,000 $397,700 $447,500 $497,200 $546,900 $596,600 $646,300 $696,0005.00% $241,600 $289,900 $338,200 $386,500 $434,800 $483,100 $531,400 $579,700 $628,100 $676,4005.25% $234,800 $281,800 $328,800 $375,700 $422,700 $469,700 $516,600 $563,600 $610,600 $657,5005.50% $228,400 $274,100 $319,700 $365,400 $411,100 $456,800 $502,400 $548,100 $593,800 $639,5005.75% $222,200 $266,700 $311,100 $355,500 $400,000 $444,400 $488,900 $533,300 $577,700 $622,2006.00% $216,300 $259,500 $302,800 $346,100 $389,300 $432,600 $475,800 $519,100 $562,300 $605,6006.25% $210,600 $252,700 $294,900 $337,000 $379,100 $421,200 $463,300 $505,500 $547,600 $589,7006.50% $205,200 $246,200 $287,200 $328,300 $369,300 $410,300 $451,400 $492,400 $533,400 $574,400

*Please note that market sales prices may be lower than these sales price guidelines.Please note that market sales prices may be lower than these sales price guidelines.

1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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MAUI COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015

THE FOLLOWING TABLE PRESENTS INCOME LIMITS BY FAMILY SIZE AND BY PERCENTAGES OF THE VERY LOW INCOME LEVELSESTABLISHED BY HUD. THESE INCOME LIMITS SERVE AS GUIDELINES TO ESTABLISH SALES/RENTAL PREFERENCES.

MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON$76,700

Adjustments 0.7000 0.8000 0.9000 1.0000 1.0800 1.1600 1.2400 1.3200for family size

10% $5,370 $6,140 $6,910 $7,670 $8,290 $8,900 $9,520 $10,13020% $10,740 $12,280 $13,820 $15,340 $16,580 $17,800 $19,040 $20,26030% $16,110 $18,420 $20,730 $23,010 $24,870 $26,700 $28,560 $30,39040% $21,480 $24,560 $27,640 $30,680 $33,160 $35,600 $38,080 $40,52050% $26,850 $30,700 $34,550 $38,350 $41,450 $44,500 $47,600 $50,65060% $32,220 $36,840 $41,460 $46,020 $49,740 $53,400 $57,120 $60,78070% $37,590 $42,980 $48,370 $53,690 $58,030 $62,300 $66,640 $70,91080% $42,960 $49,120 $55,280 $61,360 $66,320 $71,200 $76,160 $81,04090% $48 330 $55 260 $62 190 $69 030 $74 610 $80 100 $85 680 $91 170

--------------------------------------------------------------------------------LIMITS BY FAMILY SIZE--------------------------------------------------------------------------------

% o

f Inc

ome

90% $48,330 $55,260 $62,190 $69,030 $74,610 $80,100 $85,680 $91,170100% $53,700 $61,400 $69,100 $76,700 $82,900 $89,000 $95,200 $101,300110% $59,070 $67,540 $76,010 $84,370 $91,190 $97,900 $104,720 $111,430120% $64,440 $73,680 $82,920 $92,040 $99,480 $106,800 $114,240 $121,560130% $69,810 $79,820 $89,830 $99,710 $107,770 $115,700 $123,760 $131,690140% $75,180 $85,960 $96,740 $107,380 $116,060 $124,600 $133,280 $141,820

NOTE: This chart is provided as a guide only. You are responsible to ensure the accuracy of the numbers.

%

The U.S. Department of Housing and Urban Development (HUD) sets income limits that determine the eligibility of applicants for its assisted housing programs. HUD typically uses the Section 8 very low-income level (VLIL) as the basis for deriving other income limits. The VLIL is calculated by taking the 4-person income limit equal to 50% of the estimated area median family income and making adjustments if this income is outside formula constraints. For example, the VLIL is increased for areas where rental housing costs are unusually high in relation to the median income or if it is less that the relevant State non-metropolitan median family income level. See "FY 2015 HUD Income Limits Briefing Material" http://www.huduser.org/portal/datasets/il/il15/IncomeLimits BriefingMaterial_FY15.pdf

HHFDC uses the HUD income limits for households at the 50% income level. For the Low Income Housing Tax Credit Program, the 60% income level is calculated as the Multifamily Tax Subsidy Project (MTSP) VLIL (for FY 2015, it is the HUD Section 8 VLIL) multiplied by 1.2 (or 60/50). The limits for households at other income levels are calculated in the same way.

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AFFORDABLE RENT GUIDELINES* 2015

Affordable rents are based on 30% of income (including utilities)**

Area $76,700 Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom

MAUI 30% of Median $402 $431 $518 $598 $667 50% of Median $671 $719 $863 $997 $1,112 60% of Median $805 $863 $1,036 $1,197 $1,335 80% of Median $1,074 $1,151 $1,382 $1,596 $1,780

100% of Median $1,342 $1,438 $1,727 $1,995 $2,225 120% of Median $1,610 $1,726 $2,072 $2,394 $2,670 140% of Median $1,879 $2,014 $2,418 $2,793 $3,115

*Please note that are market rents may be lower than these rent guidelines.

**Monthly rent levels would include the cost of the following utilities: water, sanitary sewage services, electricityand gas (where applicable). Please refer to the Utility Allowance Schedule for each island.

Based on 2015 very low income levels established by HUD.

Page 33: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 1 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $26,850 $32,220 $37,590 $42,960 $48,330 $53,700 $59,070 $64,440 $69,810 $75,180

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $144,900 $173,900 $202,800 $231,800 $260,800 $289,800 $318,700 $347,700 $376,700 $405,7003.25% $140,400 $168,400 $196,500 $224,600 $252,600 $280,700 $308,800 $336,900 $364,900 $393,0003.50% $136,000 $163,200 $190,400 $217,600 $244,900 $272,100 $299,300 $326,500 $353,700 $380,9003.75% $131,900 $158,300 $184,700 $211,000 $237,400 $263,800 $290,200 $316,600 $342,900 $369,3004.00% $127,900 $153,500 $179,100 $204,700 $230,300 $255,900 $281,500 $307,100 $332,700 $358,3004.25% $124,200 $149,000 $173,800 $198,700 $223,500 $248,300 $273,200 $298,000 $322,800 $347,7004.50% $120,600 $144,700 $168,800 $192,900 $217,000 $241,100 $265,200 $289,300 $313,400 $337,6004.75% $117,100 $140,500 $163,900 $187,400 $210,800 $234,200 $257,600 $281,000 $304,500 $327,9005.00% $113,800 $136,500 $159,300 $182,100 $204,800 $227,600 $250,300 $273,100 $295,800 $318,6005.25% $110,600 $132,700 $154,900 $177,000 $199,100 $221,200 $243,400 $265,500 $287,600 $309,7005.50% $107,600 $129,100 $150,600 $172,100 $193,600 $215,200 $236,700 $258,200 $279,700 $301,2005.75% $104,700 $125,600 $146,500 $167,500 $188,400 $209,300 $230,300 $251,200 $272,100 $293,1006.00% $101,900 $122,300 $142,600 $163,000 $183,400 $203,800 $224,100 $244,500 $264,900 $285,3006.25% $99,200 $119,000 $138,900 $158,700 $178,600 $198,400 $218,300 $238,100 $257,900 $277,8006.50% $96,600 $116,000 $135,300 $154,600 $174,000 $193,300 $212,600 $231,900 $251,300 $270,600

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

Page 34: HAWAII COUNTY INCOME SCHEDULE BY FAMILY SIZE 2015dbedt.hawaii.gov/hhfdc/files/2015/06/2015-HUD... · MEDIAN 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON

MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 2 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $30,700 $36,840 $42,980 $49,120 $55,260 $61,400 $67,540 $73,680 $79,820 $85,960

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $165,700 $198,800 $231,900 $265,100 $298,200 $331,300 $364,400 $397,600 $430,700 $463,8003.25% $160,500 $192,600 $224,700 $256,800 $288,900 $321,000 $353,100 $385,200 $417,300 $449,3003.50% $155,500 $186,600 $217,800 $248,900 $280,000 $311,100 $342,200 $373,300 $404,400 $435,5003.75% $150,800 $181,000 $211,100 $241,300 $271,500 $301,600 $331,800 $361,900 $392,100 $422,3004.00% $146,300 $175,600 $204,800 $234,100 $263,300 $292,600 $321,800 $351,100 $380,400 $409,6004.25% $142,000 $170,400 $198,800 $227,200 $255,600 $283,900 $312,300 $340,700 $369,100 $397,5004.50% $137,800 $165,400 $193,000 $220,500 $248,100 $275,700 $303,300 $330,800 $358,400 $386,0004.75% $133,900 $160,700 $187,400 $214,200 $241,000 $267,800 $294,600 $321,300 $348,100 $374,9005.00% $130,100 $156,100 $182,100 $208,200 $234,200 $260,200 $286,200 $312,200 $338,300 $364,3005.25% $126,500 $151,800 $177,100 $202,400 $227,700 $253,000 $278,300 $303,600 $328,800 $354,1005.50% $123,000 $147,600 $172,200 $196,800 $221,400 $246,000 $270,600 $295,200 $319,800 $344,4005.75% $119,700 $143,600 $167,600 $191,500 $215,400 $239,400 $263,300 $287,200 $311,200 $335,1006.00% $116,500 $139,800 $163,100 $186,400 $209,700 $233,000 $256,300 $279,600 $302,900 $326,2006.25% $113,400 $136,100 $158,800 $181,500 $204,200 $226,900 $249,600 $272,200 $294,900 $317,6006.50% $110,500 $132,600 $154,700 $176,800 $198,900 $221,000 $243,100 $265,200 $287,300 $309,400

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 3 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $34,550 $41,460 $48,370 $55,280 $62,190 $69,100 $76,010 $82,920 $89,830 $96,740

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $186,400 $223,700 $261,000 $298,300 $335,600 $372,900 $410,200 $447,400 $484,700 $522,0003.25% $180,600 $216,700 $252,800 $289,000 $325,100 $361,200 $397,300 $433,500 $469,600 $505,7003.50% $175,000 $210,000 $245,100 $280,100 $315,100 $350,100 $385,100 $420,100 $455,100 $490,1003.75% $169,700 $203,700 $237,600 $271,600 $305,500 $339,400 $373,400 $407,300 $441,300 $475,2004.00% $164,600 $197,600 $230,500 $263,400 $296,400 $329,300 $362,200 $395,100 $428,100 $461,0004.25% $159,800 $191,700 $223,700 $255,600 $287,600 $319,600 $351,500 $383,500 $415,400 $447,4004.50% $155,100 $186,200 $217,200 $248,200 $279,200 $310,300 $341,300 $372,300 $403,300 $434,4004.75% $150,700 $180,800 $211,000 $241,100 $271,200 $301,400 $331,500 $361,600 $391,800 $421,9005.00% $146,400 $175,700 $205,000 $234,300 $263,600 $292,800 $322,100 $351,400 $380,700 $410,0005.25% $142,300 $170,800 $199,300 $227,700 $256,200 $284,700 $313,200 $341,600 $370,100 $398,6005.50% $138,400 $166,100 $193,800 $221,500 $249,200 $276,900 $304,600 $332,200 $359,900 $387,6005.75% $134,700 $161,600 $188,600 $215,500 $242,400 $269,400 $296,300 $323,300 $350,200 $377,1006.00% $131,100 $157,300 $183,500 $209,800 $236,000 $262,200 $288,400 $314,600 $340,900 $367,1006.25% $127,700 $153,200 $178,700 $204,300 $229,800 $255,300 $280,800 $306,400 $331,900 $357,4006.50% $124,400 $149,200 $174,100 $199,000 $223,800 $248,700 $273,600 $298,500 $323,300 $348,200

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 4 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $38,350 $46,020 $53,690 $61,360 $69,030 $76,700 $84,370 $92,040 $99,710 $107,380

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $206,900 $248,300 $289,700 $331,100 $372,500 $413,900 $455,300 $496,700 $538,000 $579,4003.25% $200,500 $240,600 $280,700 $320,800 $360,800 $400,900 $441,000 $481,100 $521,200 $561,3003.50% $194,300 $233,200 $272,000 $310,900 $349,700 $388,600 $427,400 $466,300 $505,200 $544,0003.75% $188,400 $226,100 $263,700 $301,400 $339,100 $376,800 $414,500 $452,100 $489,800 $527,5004.00% $182,700 $219,300 $255,800 $292,400 $328,900 $365,500 $402,000 $438,600 $475,100 $511,7004.25% $177,400 $212,800 $248,300 $283,800 $319,200 $354,700 $390,200 $425,600 $461,100 $496,6004.50% $172,200 $206,600 $241,100 $275,500 $309,900 $344,400 $378,800 $413,300 $447,700 $482,1004.75% $167,300 $200,700 $234,200 $267,600 $301,100 $334,500 $368,000 $401,400 $434,900 $468,3005.00% $162,500 $195,000 $227,500 $260,000 $292,500 $325,000 $357,600 $390,100 $422,600 $455,1005.25% $158,000 $189,600 $221,200 $252,800 $284,400 $316,000 $347,600 $379,200 $410,800 $442,4005.50% $153,700 $184,400 $215,100 $245,900 $276,600 $307,300 $338,100 $368,800 $399,500 $430,2005.75% $149,500 $179,400 $209,300 $239,200 $269,100 $299,000 $328,900 $358,800 $388,700 $418,6006.00% $145,500 $174,600 $203,700 $232,800 $261,900 $291,000 $320,100 $349,200 $378,400 $407,5006.25% $141,700 $170,000 $198,400 $226,700 $255,100 $283,400 $311,700 $340,100 $368,400 $396,8006.50% $138,000 $165,600 $193,200 $220,900 $248,500 $276,100 $303,700 $331,300 $358,900 $386,500

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 5 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $41,450 $49,740 $58,030 $66,320 $74,610 $82,900 $91,190 $99,480 $107,770 $116,060

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $223,700 $268,400 $313,100 $357,900 $402,600 $447,300 $492,100 $536,800 $581,500 $626,3003.25% $216,700 $260,000 $303,300 $346,700 $390,000 $433,400 $476,700 $520,000 $563,400 $606,7003.50% $210,000 $252,000 $294,000 $336,000 $378,000 $420,000 $462,000 $504,000 $546,000 $588,0003.75% $203,600 $244,300 $285,100 $325,800 $366,500 $407,200 $448,000 $488,700 $529,400 $570,1004.00% $197,500 $237,000 $276,500 $316,000 $355,500 $395,000 $434,500 $474,000 $513,600 $553,1004.25% $191,700 $230,000 $268,400 $306,700 $345,000 $383,400 $421,700 $460,100 $498,400 $536,7004.50% $186,100 $223,300 $260,600 $297,800 $335,000 $372,200 $409,400 $446,700 $483,900 $521,1004.75% $180,800 $216,900 $253,100 $289,200 $325,400 $361,500 $397,700 $433,900 $470,000 $506,2005.00% $175,700 $210,800 $245,900 $281,100 $316,200 $351,300 $386,500 $421,600 $456,700 $491,9005.25% $170,800 $204,900 $239,100 $273,200 $307,400 $341,500 $375,700 $409,800 $444,000 $478,2005.50% $166,100 $199,300 $232,500 $265,700 $298,900 $332,200 $365,400 $398,600 $431,800 $465,0005.75% $161,600 $193,900 $226,200 $258,500 $290,900 $323,200 $355,500 $387,800 $420,100 $452,4006.00% $157,300 $188,700 $220,200 $251,700 $283,100 $314,600 $346,000 $377,500 $408,900 $440,4006.25% $153,200 $183,800 $214,400 $245,000 $275,700 $306,300 $336,900 $367,600 $398,200 $428,8006.50% $149,200 $179,000 $208,900 $238,700 $268,500 $298,400 $328,200 $358,100 $387,900 $417,700

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 6 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $44,500 $53,400 $62,300 $71,200 $80,100 $89,000 $97,900 $106,800 $115,700 $124,600

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $240,100 $288,100 $336,200 $384,200 $432,200 $480,200 $528,300 $576,300 $624,300 $672,3003.25% $232,600 $279,100 $325,700 $372,200 $418,700 $465,200 $511,800 $558,300 $604,800 $651,3003.50% $225,500 $270,500 $315,600 $360,700 $405,800 $450,900 $496,000 $541,100 $586,200 $631,3003.75% $218,600 $262,300 $306,000 $349,800 $393,500 $437,200 $480,900 $524,600 $568,400 $612,1004.00% $212,100 $254,500 $296,900 $339,300 $381,700 $424,100 $466,500 $508,900 $551,300 $593,7004.25% $205,800 $247,000 $288,100 $329,300 $370,400 $411,600 $452,700 $493,900 $535,100 $576,2004.50% $199,800 $239,800 $279,700 $319,700 $359,600 $399,600 $439,600 $479,500 $519,500 $559,4004.75% $194,100 $232,900 $271,700 $310,500 $349,300 $388,100 $427,000 $465,800 $504,600 $543,4005.00% $188,600 $226,300 $264,000 $301,700 $339,500 $377,200 $414,900 $452,600 $490,300 $528,0005.25% $183,300 $220,000 $256,700 $293,300 $330,000 $366,700 $403,300 $440,000 $476,700 $513,3005.50% $178,300 $214,000 $249,600 $285,300 $320,900 $356,600 $392,300 $427,900 $463,600 $499,2005.75% $173,500 $208,200 $242,900 $277,600 $312,300 $347,000 $381,700 $416,300 $451,000 $485,7006.00% $168,900 $202,600 $236,400 $270,200 $303,900 $337,700 $371,500 $405,300 $439,000 $472,8006.25% $164,400 $197,300 $230,200 $263,100 $296,000 $328,800 $361,700 $394,600 $427,500 $460,4006.50% $160,200 $192,200 $224,200 $256,300 $288,300 $320,300 $352,400 $384,400 $416,400 $448,500

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 7 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $47,600 $57,120 $66,640 $76,160 $85,680 $95,200 $104,720 $114,240 $123,760 $133,280

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $256,900 $308,200 $359,600 $411,000 $462,300 $513,700 $565,100 $616,400 $667,800 $719,2003.25% $248,800 $298,600 $348,400 $398,100 $447,900 $497,600 $547,400 $597,200 $646,900 $696,7003.50% $241,200 $289,400 $337,600 $385,900 $434,100 $482,300 $530,500 $578,800 $627,000 $675,2003.75% $233,800 $280,600 $327,400 $374,100 $420,900 $467,700 $514,400 $561,200 $608,000 $654,7004.00% $226,800 $272,200 $317,600 $362,900 $408,300 $453,700 $499,000 $544,400 $589,700 $635,1004.25% $220,100 $264,200 $308,200 $352,200 $396,200 $440,300 $484,300 $528,300 $572,300 $616,4004.50% $213,700 $256,500 $299,200 $342,000 $384,700 $427,400 $470,200 $512,900 $555,700 $598,4004.75% $207,600 $249,100 $290,600 $332,100 $373,700 $415,200 $456,700 $498,200 $539,700 $581,3005.00% $201,700 $242,100 $282,400 $322,800 $363,100 $403,400 $443,800 $484,100 $524,500 $564,8005.25% $196,100 $235,300 $274,500 $313,800 $353,000 $392,200 $431,400 $470,700 $509,900 $549,1005.50% $190,700 $228,900 $267,000 $305,200 $343,300 $381,400 $419,600 $457,700 $495,900 $534,0005.75% $185,600 $222,700 $259,800 $296,900 $334,000 $371,100 $408,200 $445,400 $482,500 $519,6006.00% $180,600 $216,700 $252,900 $289,000 $325,100 $361,200 $397,400 $433,500 $469,600 $505,7006.25% $175,900 $211,100 $246,200 $281,400 $316,600 $351,800 $386,900 $422,100 $457,300 $492,5006.50% $171,300 $205,600 $239,900 $274,100 $308,400 $342,700 $376,900 $411,200 $445,400 $479,700

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%

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MAUI COUNTY AFFORDABLE SALES PRICE GUIDELINES* 2015

COUNTY: MAUI FAMILY SIZE: 8 PERSON% of Median: 50% 60% 70% 80% 90% 100% 110% 120% 130% 140%$ Income: $50,650 $60,780 $70,910 $81,040 $91,170 $101,300 $111,430 $121,560 $131,690 $141,820

0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $03.00% $273,300 $328,000 $382,600 $437,300 $492,000 $546,600 $601,300 $655,900 $710,600 $765,3003.25% $264,800 $317,700 $370,700 $423,600 $476,600 $529,500 $582,500 $635,400 $688,400 $741,4003.50% $256,600 $307,900 $359,300 $410,600 $461,900 $513,200 $564,500 $615,900 $667,200 $718,5003.75% $248,800 $298,600 $348,300 $398,100 $447,900 $497,600 $547,400 $597,100 $646,900 $696,7004.00% $241,400 $289,600 $337,900 $386,200 $434,400 $482,700 $531,000 $579,300 $627,500 $675,8004.25% $234,200 $281,100 $327,900 $374,800 $421,600 $468,500 $515,300 $562,200 $609,000 $655,9004.50% $227,400 $272,900 $318,400 $363,900 $409,400 $454,800 $500,300 $545,800 $591,300 $636,8004.75% $220,900 $265,100 $309,300 $353,400 $397,600 $441,800 $486,000 $530,100 $574,300 $618,5005.00% $214,600 $257,600 $300,500 $343,400 $386,400 $429,300 $472,200 $515,200 $558,100 $601,0005.25% $208,700 $250,400 $292,100 $333,900 $375,600 $417,300 $459,100 $500,800 $542,500 $584,3005.50% $202,900 $243,500 $284,100 $324,700 $365,300 $405,900 $446,500 $487,100 $527,700 $568,2005.75% $197,500 $236,900 $276,400 $315,900 $355,400 $394,900 $434,400 $473,900 $513,400 $552,9006.00% $192,200 $230,600 $269,100 $307,500 $345,900 $384,400 $422,800 $461,300 $499,700 $538,1006.25% $187,100 $224,600 $262,000 $299,400 $336,900 $374,300 $411,700 $449,100 $486,600 $524,0006.50% $182,300 $218,800 $255,200 $291,700 $328,100 $364,600 $401,100 $437,500 $474,000 $510,500

*Please note that market sales prices may be lower than these sales price guidelines.

1 B d 2015 V l i l l t bli h d b HUD f i f il i S th "I S h d l b F il Si " t bl f d t il d l ti1. Based on 2015 Very low income levels established by HUD for various family sizes. See the "Income Schedule by Family Size" table for a more detailed explanation.

2. Mortgage term: 30 years 360

3. Housing P & I Expense 26.00%

4. Down Payment of: 5.00%