Hardware City Journal - Vol. 3 No. 1 - March 2, 2012

8/2/2019 Hardware City Journal - Vol. 3 No. 1 - March 2, 2012

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Friday, March 2, 2012 Vol. 3, No. 1

Hartford CountyHartford CountyDirect Cremation & Burial SocietyDirect Cremation & Burial SocietyDIRECT CREMATION - $1,100.00 COMPLETEDIRECT CREMATION - $1,100.00 COMPLETE

$1,560.00 - WITH PERSONALIZED MARBLE URN$1,560.00 - WITH PERSONALIZED MARBLE URN764 FARMINGTON AVE., NEW BRITAIN, CT (860) 229-9006764 FARMINGTON AVE., NEW BRITAIN, CT (860) 229-9006CT Toll FreeCT Toll Free 1(800) 431-45001(800) 431-4500 SHAKERFUNERALHOME.SHAKERFUNERALHOME.COMCOM

By Nicholas Gwiazda

The New Britain school

board has offered the

superintendent position to Kelt

L. Cooper of Del Rio, TX. After

almost eighteen months the search

is over to replace Doris Kurtzwho retired. Ron Jakubowski was

named acting superintendent for

the 2011-2012 school year.

Cooper has not accepted a

contract yet. The board is offering

him the position contingent

upon a visit to Del Rio schools byPresident Sharon Beloin-Saavedra.

Cooper is currently thesuperintendent of the San Felipe

Del Rio Consolidated Independent

School District in Del Rio, TX.He

has held this position since 2008.

The district has an enrollmentof 10,400 and a budget of $100

million. Cooper is bilingual and

holds aPh. D. from NewMexico

State University.

Past positions include

Superintendent of the NogalesUnified School District #1 in

Nogales, AZ, and Director of

Technical Assistance for theArizona State Department of

Education Office of English

Language Acquisition Services.

Coopers main focus will be

to close the achievement gap in

the New Britain school system.

Cooper acknowledges the ever-growing divide between high

achieving students and those

which display poor performance.

Cooper believes this plague is

state-wide. It is for this reasonthat Cooper looks to exploit

and improve the districts mosteffective educational programs.

Cooper fielded questions this

past week from staff and the public

at New Britain High School along

side finalists Robert L. Copeland

and Sadia M. White.

The three finalists

were selected from forty-eightapplicants, of which seven were

selected to be interviewed.

The Board is excited about thecandidate pool and hopeful that we

will be able to make an offer to one

of the three finalists, said Board of

Education President Sharon Beloin-

Saavedra last week We spent 13

hours on Monday preparing for

and interviewing all the candidates.The Board is especially proud of

the process we developed and

the inclusion of stakeholders in

the decision making, The board

also mentioned that they hope thenew superintendent will improve

literacy, curtail the high schooldropout rate and raise standardized

test scores.

The district had twenty-four

stakeholders, parents, former

students, CCSU and staff members

participate in all interviews.

A Super ChoiceNew Britains FREE weekly newspaper

HCJ-20120302.indd 1HCJ-20120302.indd 1 3/1/2012 3:54:51 3/1/2012 3:54:51


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2 - Friday, March 2, 2012 Hardware City Journal

OPINION

Letters to the Editor

I agree with most of the

changes Governor Malloy has

proposed regarding alcohol sales

laws especially the one allowingsales on Sunday. Liquor and beer

are currently about the only thingyou cant purchase from stores on

Sunday. We are allowed to purchase

these items at restaurants and bars so

why not from your favorite packy.

Why should one business selling the

same product benefit while another

loses out especially when packagestores must be closed the Monday

after a Sunday Holiday and on

Memorial Day, Independence Day

and Labor Day.

The governor says the laws are

outdated and artificially increase

alcohol prices. He also claimsnot having Sunday sales causes

Connecticut retailers to lose

approximately $570 million in sales

each year. The last I looked the tax

on $570 million bought more than a

few six-packs.

Skip McCoy

New Britain

The Pros an d Consof In t roduc ing Sunday

Liquor Sale

YES NO

The recent proposal to extend the

hours of alcohol sales in Connecticut

is perhaps a mistaken notion.

Regular consumers of alcoholicbeverages currently have more thanan ample window of time to make

purchases. It is only an assumption

that extending the legal hours during

which one may buy alcohol will

result in a greater volume being

sold. The state perceives there will

be an increase in taxable revenue.However this is not an absolute

given.

None can deny the fact

Connecticut needs to raise more

revenue. The big But is whether

or not this is an effective manner to

achieve that goal. An even biggerBut is would this action encourage

the further moral degradation of

some portion of the population as

slight as it be.

Years ago the state saw the

lottery as a revenue source and

the answer to financial problems.Guess what? We still have the same

problems. One could also argue

that the proposal would put smaller

businesses engaged in alcohol sales

at a deceived disadvantage in terms

of procuring market share. These

same businesses would not be ableto comfortably be able to extend

their current hours of operation.The state needs to concentrate on

expanding revenue bases not turn to

the same old sin taxes that have been

squeezed dry.

--

Letters to the Editor................................2

Message from Mayor OBrien...............3

Commentary............................................4

Note from the Editor...............................4

Senior Citizen Notes................................5

Cryptogram.............................................6

Automotive Advice..................................6

Finance.....................................................7

Economics................................................8

Law...........................................................9

Music.......................................................10

Humor.....................................................11

Tom OFeral...........................................11

Paper Locations.....................................12

Arts..........................................................13

Around the city.......................................14

Parks and Recreations..........................15

Tableof Contents

Brian Belford

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Hardware City Journal Friday, August 20, 2010 - 3

Mayor Timothy OBrienAbout 3 months ago I took the

oath of office as Mayor of the

City of New Britain. Even beforeassuming office I announced thatI would be creating a Financial

Review Task Force. The goal of this

Task Force was to find ways the

city could reduce costs and achieve

savings without jeopardizing the

quality of city services. Its hard to

imagine a better group of individualsto fulfill this role than the three I

appointed. Two are trained auditors

and the other has significant

knowledge of the Board of

Education. Right from the beginning

I began the process of reviewing

the citysfi

nancial condition.Before the Task Force had the

opportunity to start their important

work, I received an initial report

from our citys Finance Director

indicating that the citysfinances

faced enormous challenges. The

estimated deficit seemed to be

considerably worse than had

been previously reported - $12million - especially large when

considering we were about

halfway through the budget year.

I saw this as an urgent matter

requiring immediate action. I

immediately called for a hiringfreeze, with the exception of those

aiding in the transition of the new

administration, and I ordered

an independent audit of city

finances to better access the true

severity and amount of the deficit.

The auditors showed the citysdeficit was approximately $9 -13

million. Thisfl

uctuation can beattributed to estimated collection

rates for taxes. More importantly

the independent audit provided

about $1 million worth of savings

that we implemented right away.I have used this information in

my administrations efforts to take

immediate and effective action to

restore financial stability in New

Britain and provide transparent and

accurate accounts to the condition

of the citys finances. Thats why

I put forward a deficit reductionplan that created a balanced, fairer

and responsible budget withoutraising property taxes. It reduced

the budget deficit by reducing

expenditures, step by step, through

elimination of duplication in city

government, merging departmentsand reducing payroll and expenses

through attrition. I put the plan to

reduce the citys $10 million dollar

deficit before the Common Council

on February 16th and it passed

unanimously. The hard work is by

no means is over.We are refocusing our city

government on the top priorities:

Jobs & Economic Development,Education & Job Training,

Public Safety, Infrastructure and

Community Quality of Life. I will

also fight for tax fairness. I willenact tax relief for seniors on fixed

incomes and will begin to make

sure responsible homeowners dont

get penalized with high taxes for

being responsible homeowners

while absentee landlords of blighted

properties get tax breaks for driving

down the value of their properties.

Its imperative that the city

finances become more transparent.

Not only should our newly elected

Council members know where the

money is; the citizens should knowas well. All findings from the audit

will be posted on the city website forpublic viewing.

It has never been clearer that

we cannot continue to do the same

things and expect better results. We

must reduce the size and increasethe efficiency of city government.

Through consolidations and

reorganizations we can achieve

savings that preserve the quality of

services the public receives while

reducing city expenditures. My

focus will continue to be on doingthe right thing and making sure that

I can leave this city stronger than I

found it.I want to thank the members of

the Financial Review Task Force,

Department Heads and the Common

Council for rolling up sleeves andresolving what was the largest

deficit the City of New Britain had

ever seen.

March 2, 2012

ADVERTISEwith

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4/20

Hardware City Journal4 - Friday, August 20, 2010

Deadline for Classifieds, Advertising, and

Letters to the Editor is Tuesday 12:00 p.m.

JOURNAL EDITORIALWinner take all

Please send us your letters to

the editor about any topic you

choose. Include your full name,address, and phone number. We

will do our best to publish as

many as possible. Email letters [email protected].

Mail: 202 Broad St.

New Britain, CT 06053email: [email protected]: 860 637-6806

Back Issues

If you would like to receive a

previously printed issue of theHardware City Journal, mail

$1 and a self addressed stamped

9x12 envelope to: 202 Broad St.New Britain, CT 06053.

Limit: one issue per envelope.

Proper postage please.

COMMENTARY

In the past 30 years, the State ofConnecticut has seen revenue derived

from gambling activities increase

nearly 6-fold. As reported by the State

Department of Special Revenue, lotterysales commissions and casino slot

machine revenues now add nearly $750

million to the states general revenue

fund each year. Bear in mind that this

is merely the amount the state collects

as commissions. Overall between

Indian casino gaming and ConnecticutLottery Corporation sales, gambling

is now an $18 billion business in this

state. No longer the shadowy vice

of oily-haired men in hushed backrooms, gambling has clearly become

mainstream. Seemingly recession

proof, the gambling industry has founda home in the land of steady habits.

As with any modern business,

sophisticated marketing and advertising

play a key part in keeping public

imagination engaged to ensure that

revenue continues ever on the up

and up. To this end the CT LotteryCorporation engages in multi-million

dollar ad campaigns to disabuse you of

the notion that what they are peddling

is gambling-- instead fashioning their

wares as gaming, play or fun.Lottery advertisements conveniently

omit the many negative consequences

money; this dude has clearly hit thejackpot and his look, mannerisms,

style and lingo are cleverly devised to

convince more of his youthful pals to

take up the sport of lottery games.Notwithstanding the moral bankruptcy

in openly promoting vice to young

adults--a vice that can ultimately lead

to irreparable emotional, social and

physical harm (like a snowboarder,

the problem gambler can end up with

broken limbs in the pursuit of ever-greater thrills), there is a much subtler

and perhaps more insidious subtext to

the messages being deliveredthat

material success is attained throughthe intercession of lady luck and that

personal fulfillment can be derived

from the handiwork of chance or bybeating the odds-- and not from the

nurturing of talents, the persistence and

patience of hard work, and the practice

of personal integrity. Just hit the

jackpot dude, and youll be set for life.

Polls conducted in 2006 by the

Opinion Research Group onbehalf of the Consumer Federation

of America report that 21% of the

American populace now believe that

winning a large lottery jackpot is

their chief hope for future economicsecurity, ahead of such things as

personal savings, pensions, SocialSecurity, home ownership, and

investments in higher education. This

is not surprising, as more and more,

key aspects of our nations psyche

resemble a game of Texas hold em,

that omnipresent and persistently

popular high-stakes poker game, wheresimple card play, guile and bluffing

combine with sheer luck to allow one

competitor to completely vanquish

their opponents and walk away from

the table with all the chips. Bravado,gamesmanship and a testosterone

fueled thirst for competition create

a milieu of brinkmanship where the

riskiest and most reckless realize the

greatest rewards, provided of coursethey dont go bust first.

This penchant for risk taking is

manifesting itself in many aspects of

our modern society, where a lucky

bounce, an opportune encounter, a

chance at becoming a reality TV

celebrity outstrip and out-pace thevalues of hard work, perseverance

and the deferment of immediate

gratification. Success seems no longerto be a state of personal self-worth,

where things such as honor, good

deeds and integrity are measured

against community standards whichare rooted in traditional values, success

now seems to be defined by winning

the biggest jackpot, or securing the

grandest prize; risking more and more

to feed an over-nourished sense of

personal entitlement. Success has

been divorced from the concept ofbeing earned and is now a conceit

granted--based on who is willing

to connive, risk the most or degrade

their own self in order to attain it.Witness the continuing greed and

speculation fueling Wall Street, as the

wealthy elite pick the winners andthe losers of industry by using simple

tricks of manipulation, guile and in

some cases outright fraud to leverage

markets in their favor, in an attempt to

utterly conquer established or nascent

competitors. Seeking to leverage

short-term positions into big gains, the

financier class goes all in to ensure

the certainty of a huge windfall for

themselves and their ilk--provided of

Friday, March 2, 2012

that are associated with problem gam-

bling such as economic instability,

reckless behavior, loss of empathy,

disregard for inter-personal relations,

and potential dealings with illegal and

nefarious characters as debts from

gambling loses spiral out of control.A recent television advertisement

produced for the CT Lottery Corpo-

ration features a shaggy-haired youth

snowboarding on a mountain of paper

Note from

the EditorNew Britains school board in the

quest to find a new superintendent

must be commended for avoiding

the same sort of carnival hype which

was shoveled out during the last

election process.

It is a given that the process takesinto account academic credentials

and real life experience but beyond

that the candidate sought should

be a straight shooter. It appears

they found one devoid of academic

hyperbole specifically designed

to impress those involved in theelection process for the sole purpose

of garnering the position.

The decision makers did well to

take into account the prospective

candidates proclivity to interact

with staff, parents, students and the

general public. This is an intricateaspect of administering such a

position. The candidates willingnessto become an integral member of the

community was also gauged.

It appears the board did well

finding a straight shooter with

a positively forward agenda whocan do whats right for New Britain

schools.

The city is proud to welcome

Kelt L. Cooper as our new

superintendent.

course they dont go bust first. Butas we have also witnessed, these

huge risks andfi

nancial positionsnever go bust, as there is always

a taxpayer bailout at the ready. Like

spoiled children, the wealthy elite

feel entitled to continue their ways

-- our government, acting the part ofindulgent parents is always there to

cover the loses, never demanding a

change to their bratty behavior.



5/20


Senior Center Schedule

PROPERTY TAX RELIEF

The Senior Center istaking appointments for the

HOMEOWNERS, Additional

Veterans and FREEZE Property

Tax Relief programs. Individuals

65 or older in 2011 or who received

Social Security disability benefits

are eligible for a discount on theirproperty taxes if their total income

was less than $32,300 for single

applicants or $39,500 for married

couples. These HOMEOWNERS

income limits include 2011 social

security benefits. Those who havereceived benefits under the old

FREEZE program are eligible tomaintain their property tax relief

if their income, excluding social

security, was less than $6,000.

Those who have been enrolled in

either program in past years havereceived a letter from the Tax

Assessor if they must reapply this

year. Finally, if a married couple

wishes to apply, it is only necessary

for one of the spouses to have

been over 65 to be eligible for the

program.

AARP SAFE DRIVERS COURSE

Thursday, March 22

8:45 a.m. - 12:30 p.m.An AARP Safe Drivers Course

is offered. This is a one day course

and interested persons can sign up

at the front desk starting March 2nd.The cost of the course is $12.00

for AARP members and $14.00 for

non members. Please make check

payable to AARP.

COMPUTER CLASSES OFFERED

ALL CLASSES ARE FREE, HOWEVER,

CLASS SIZES ARE LIMITED

SIGN UP AT THE FRONT DESK

FUNDAMENTALS OF

COMPUTERS

Mondays, 9 - 11 a.m.

Starting on March 19th

This course is intended for

those persons who have little or noknowledge of computers and would

like to start learning computer skills.

INTRODUCTION TO

COMPUTERS

Tuesdays, 9 - 11 a.m.

Starting on March 20th

This course will cover basiccomputer skills such as word

processing, creating and saving

documents, creating and organizing

files as well as other pertinent topics.

Program is intended for persons who

have basic computer skills and wish

to expand their proficiency.

INTRODUCTION TO THE

INTERNET

Thursdays, 9:30 - 11:30 a.m.

Starting on April 12th

This course will discuss and

practice: Using internet Browsers;

surfing the internet; using Email

along with sending and receivingpictures; download and upload

documents & pictures; using useful

websites and other interesting topics.

DIGITAL PHOTOGRAPHY

Fridays, 9 - 11 a.m.

Starting on March 23rdThis course will cover an

introduction to digital cameras

and their features. Downloading

pictures to computers, basic editing

w/Picasa, storage and printing.

REBUILDING TOGETHER

Every year Rebuilding Together

New Britain assists low incomeNew Britain homeowners with home

repairs that they are unable to take

care of on their own, due to physical

and/or financial limitations. These

repairs are done by community

volunteers free of charge for

eligible, selected homeowners.Tasks range from yard work and

general cleaning, to painting, light

carpentry, electrical and plumbing

jobs, as well as installation of grab

bars and other simple modifications

designed to allow seniors to age

safely in place.If you would like to apply to be

considered for assistance, please

contact our office today at 860-

832-4389. If you would like more

information or have any questions,

please do not hesitate to call.

Wii BOWLING LEAGUE

Tuesday, March 6th; 1:15 p.m.

Lots of fun, excitement and

enjoyment. All Senior Center

members wishing to participate are

invited to attend the Signup and

organizational meeting to be held on

Tuesday, March 6th at 1:15 p.m. in

the Massachusetts room. The NewBritain Senior Centers Wii Bowling

League will commence the spring

season on Tuesdays 12:30 p.m.,

March 20th and run for 14 weeks.

MOVIE FOR MARCH

Thursday, March 15th; 12:30 p.m.Shenandoah [Western] (1965)

Color / 106 min. / NR: will be

featured here at the Senior Center.

A dramatic story of a man caught in

a dilemma. James Stewart stars as

a Virginia farmer during the Civil

War. He refuses to support theConfederacy because he is opposed

to slavery yet he will not support theUnion because he is deeply opposed

to war. When his son is taken

prisoner, he goes to search for the

boy. Seeing the horrors of war he is

at last forced to take a stand.

BOOK GROUP MEETING

Tuesday, March 20th; 1:00 p.m.

The Senior Center/New Britain

Public Library Book Group will be

meeting on Tuesday, March 20th at1:00 p.m. here at the senior center. The

book read for March is Clara and Mr.

Tiffany written by Susan Vreeland

TRIPS PLANNED

A number of day trips are beingplanned by the Stanley Seniors

Group and senior center members

are welcome to join up. Listed

below are some definite trips as well

as some future planned trips.

March 13th Mohegan Sun CasinoApril 10th Mohegan Sun Casino

May 8th Mohegan Sun Casino

April 26th Jersey Dreamers

presents Last of the Clean

Comedians staring: Glen Anthony

Thursday, April 26th. Bus

leaves 7:30 a.m. from Stanley

Tools parking lot and returnsapproximately 6:00 p.m. Trip

includes Deluxe Motor Coach,

Lunch, Show and Dancing and all

tips. Lunch includes: Salad/Pasta/

Roast Beef/Chicken Parmigianino/

Salmon/Potato and Vegetables/Special Desert/Coffee & Tea-Soda

Plus one complementary drink. Cost

$80.00 Per Person / $25.00 Deposit

due at sign up.

Mothers Day Brunch at the

Delaney House

Save the Date: Monday, May14th. Package includes Round Trip

Motor Coach, Brunch Buffet, MusicEntertainment and Drivers gratuity.

COST: $66.00 Per Person.

For more information on any of

these trips call Richard Macchietto

at 860-223-9144

SPRING BUS TRIP

Monsignor Bojnowski Manor &

Advanced Home Healthcare

We would like to plan a bus trip

to Newport RI for a day in April.

The cost would be about $25.00 per

person and we would need 52 peoplein order to go for this price. If you

are interested or have any questions,

please contact Mary Carpenter at

860-229-0336

TRIAD PANCAKE BREAKFAST

Sunday, March 11th; 8:00 - 11:00 a.m.

Adult Advanced Tickets $5.00($6.00 at the door)

Children under 3 are FREE

Tea Cup Drawing! Bake Sale! Live

Music! Kids Color Contest!

Breakfast Includes: Pancakes, Eggs,

Hash Browns, Sausage, Bacon,

Coffee

Manicures

Tuesday March 13rd; 10:00 12 noon

Ladies- again, we welcome

Newington Health Care back tooffer manicures. Signup sheet will

be on the Nurses Office Door or

call and ask for the nurse to set up

an appointment at 860-826-3553

Monday through Friday 8:30 a.m. to

11:45 a.m.

SAINT PATRICKS PROGRAM

Wednesday, March 14th; 1:00 p.m.

Join us for a special program

celebrating St. Patricks Day onWednesday, March 14th at 1:00

p.m. following the special holiday

lunch program. The program is

sponsored by Wellcare and will

feature a special performance by

Bob Mel. Plan on signing up for the

special lunch and stay around forrefreshments and entertainment.

DAYLIGHT SAVINGS

TIMESunday, March 11th

02:00 a.m.




6/20


By Ken PapaPAPAS CHRYSLER DODGE JEEP

TRANSMISSION FLUSH/FILLOR SERVICE

I get this question asked fre-

quently because most consumers do

not know the difference, and there

is a difference. There are actually

3 different automatic transmission

services that are being presented to

consumers these days. The first isreferred to as a fluid exchange

or suck and blow as it is known

in the industry. Simply put, the oil

change shop places a long tube down

your automatic transmission dip stick

tube and with a siphon tube sucks out

your transmission oil. This processempties the transmission pan offlu-

id, at which time they refill it with

new fluid. Not really a beneficial

service, but it does remove aged or

burnt fluid which could cause other

problems. This is recommended be-

tween 24,000 and 36,000 miles as a

preventative maintenance item. The

next service is called a powerflushandfill. This is where a powerful

machine is hooked up to your trans-

mission and, under pressure, the old

fluid is extracted from the transmis-

sion which in most cases includes the

draining and refilling of the torque

converter (a suck and blow does

not drain and refill the torque con-

verter). The powerflush andfill

does a much better job of removing

debris from the system, but couldpossibly cause the transmission fil-

ter to clog up with debris. A power

flush andfill is not recommendedfor transmissions that have never

been cleaned or on higher mileage

vehicles. Recommended service is

between 36,000 and 60,000 miles

under normal to semi-harsh driving

conditions. Finally a transmission

service is where the transmission

pan is removed, the filter is inspectedfor debris like metal shavings, and

then replaced with new transmis-sion fluid. This is a more thorough

means of getting a look inside the

transmission where the previous two

services do not allow you to see the

inner workings and whether there is

a problem developing. A transmis-

sion service is recommended forvehicles with over 50,000 miles or

for those that trailer tow or work in

extreme weather conditions like high

temperatures. Generally speaking,

if you are planning on keeping your

vehicle for a long time, having yourtransmission serviced and a new filterinstalled is recommended at 75,000

miles. There you have it. Take care

of your cars transmission and it will

take care of you for many years.

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7/20


FINANCE

Its Your MoneyYou Worked Hard for it,

So What are Your Options ?

Is any bond a safer investment

than the next? This a very difficult

question but rating services such as

Moodys and Standard and Poors

determine the quality to help give

us a better idea of what may be pur-

chased. They evaluate the amount ofoutstanding debt, cash flow, stability

and the ability to make payments.

The safest bonds on the market

United States government securi-

ties which are U.S. Treasury bills,

notes and bonds. Government Na-

tional Mortgage Association bonds

(Ginnie Maes) and New Housing

Authority bonds are also included in

this ca-tegory.

The next safest bonds are gov-

ernment agency issues, even though

the United States government does

not back these issues.

These include Federal NationalMortgage Association(Fannie Mae),

Federal home Loan Bank(FHLB)

and Federal Farm Credit Banks.

Municipalities offer general ob-

ligation bonds (GOs), which are

backed by taxes, and revenue bonds,

which depend on revenues from

whatever was financed by the is-

suer.

Corporate bonds range from

very safe (AAA) to very risky (junk

bonds) and may be secured or unse-

cured. A secured bond is when the

issuer states it has specific assets

as collateral, so if default does oc-cur the bondholder has a right to the

collateral.

One should never enter the stock

market expected a sure thing. One

should remember to have patience

and to invest with specific goals and

time frames in mind.

Any individual who owns stock

in a company owns a percentage of

that company. Such is not the case

with bonds. Bondholders have no

ownership rights and have no say as

to how the company is run. They are

like a man making wedding plans

with his fiancee. They do howeverget paid before stockholders if a

company has to close its doors.

Bonds are issued by corporations,

the United States government,and

municipalities who are obligated

to repay the debt on a specific date

along with interest. Since the inter-

est rate is constant, bonds are re-

ferred to as fixed-income securities.

A corporation cannot issue a

bond to fund their company picnic

in Rio, but it will issue them to raise

funds to construct or renovate a plant

or to purchase major equipment.

Thisfunded debt is any long-termdebt payable in a minimum offive

years.

The United States government

issues treasury bills, which mature

in one year or less, treasury notes

which have two to ten year maturi-

ties. For those with a little more

patience Uncle Sam offers bonds,

which can have 10-to-30 year ma-

turities. On a state and local level

municipal securities are issued to

fund mostly public works projects.

A bonds interest rate is deter-

mined by its par value which is usu-

ally $1000 per bond. This means theholder will receive $1000 at maturi-

ty. Interest accrues daily and is paid

semiannually.

A bond with a term maturity

means all of the principal is paid at

one time. Those with serial maturi-

ties call for principal portions to ma-

ture at different intervals. A balloon

maturity is a combination of both

term and serial maturities.

With oil at year-highs, consumers

are definitely feeling the squeeze at the

pump. Its obvious that inflation is uponus, and that your paychecks are stretch-

ing a shorter distance as the price of

gasoline continues to rise past $4 per

gallon.

However, there may be some reliefin sight. Believe it or not, the prices for

some goods that you buy are actuallypredicted to fall.

Before we look at the positives in

store for consumers, rest assured that

the price of oil as of yesterday was about

$108 per barrel. The raw cost of gaso-

line (before state taxes and distributor

costs) was $3.30 per gallon. So rest as-sured, with local and state taxes factored

in, as well as gas station profit margins,

weve got $4 dollar gasoline guaranteed

unless the raw cost of gasoline falls sub-

stantially.

Meanwhile, Deckers Outdoor predicts

a sharp increase in the cost of sheepskin,and therefore the clothing products as-

sociated with sheepskin. Deckers Out-

door is the producer and distributor of

UGG boots.

They recently slashed their forecast

in half due to steep sheepskin costs. If

youre into that end of the fashion spec-trum you could definitely be paying

more in the near future.

Despite rising costs in petroleum by-

products and sheepskin, Deere & Com-

pany has provided us with a glimmer of

hope for our wallets. Deere & Compa-

ny, producer of John Deere farm equip-

ment, foresees double digit declines inthe price of corn, wheat and cotton in

2012.

In Deeres latest earnings report, dat-

ed February 21st, 2012, Deere estimated

that the price of corn would fall 17%,the price of cotton would fall 15%, and

that the price of wheat would fall 10%

this year. So what does this mean for

your wallet?


Economics Inflation? What Inflation?By Al Mosley

Staff WriterBy Nicholas Gwiazda

Staff Writer

Essentially, when the price of

a material such as cotton or the

price of a commodity like wheatrises, retailers pass the costs on

to the consumer by raising their

prices.

A higher cotton price means

you pay more for socks, jeansand shirts. Higher corn and

wheat prices mean you pay morefor your food. Higher food and

clothing prices is the very defi-

nition of inflation.

What we will be looking at in

the upcoming year is a balance

for rising gasoline prices in the

form of declining food prices.Basically, the costs associat-

ed with producing your cereal in

the morning and the t-shirts you

wear are expected to fall.

Unfortunately, declining raw

costs does not guarantee that

the prices you pay will fall. Youcan however rest a little easier at

night knowing that at the very

least, the prices wont go any

higher.



8/20

Hardware City Journal8 - Friday, August 20, 2010March 2, 2012

ECONOMICS

What happened to New Britain?

We older locals remember a more

balanced, more prosperous, more

self-contained community. The wis-

est admit, of course we were young

then.The story is complicated and far

too lengthy to tell here. An appro-

priate economic history is in many

ways the history of urban America.

New Britain was never a unique

city. It was Seneca Falls. Read a few

hundred city histories or a few thou-sand case studies and one will real-

ize and appreciate we have always

been of common cloth. If New Brit-

ain has some uniqueness, every com-

munity can justify the same claim.

For all of our considerable local

pride, most concede to my opening

remark. Heres my twist. As withmany east coast towns, we were laid

out before the age of the automobile.

I have found that riding a bike across

town is easiest when following the

oldest roads. Taking short cuts often

takes

By Armand Zottola, Ph. D.

SPECIAL TO THE JOURNAL

me up and down. The old Yankees

were wise enough to follow paths of

least resistance and eventually they

were paved. Our roads define land

use more effective than our zoning

board. The oldest lead most directly

to the center and exit for a horse.What the settlers did was lay out

relatively small towns. By American

standards most communities along

the Atlantic seaboard are little morethan neighborhoods. Farther west,

newer towns were more commonly

of county scale as their growthlargely occurred in the auto age. The

roads are straight and mayors are

responsible for extensive domains

large enough to be balanced, self-

contained and prosperous. Here in

Connecticut we are Balkanized into

169 petty kingdoms bounded by linesthat are irrelevant to this century.

City Hall is obligated to admin-

ister a community that is a small

central business district surrounded

by small residential neighborhoodsthat were once farmland. Meriden,

New London, Bristol Torrington andWaterbury are in the same boat. Our

state capital is girded by a border

drawn up in 1640. Our dreams play

out inside of these lines. They also

define havens from our urban woes.

In Connecticut we live in economi-

cally segregated communities.Being pressed for space the only

way for New Britain to grow is up

but taller is increasingly expen-

sive. All kinds of things can be done

more cheaply where land is relatively

cheaper. Developers of restaurants,

theaters, malls and box stores seekthat advantage leaving our older cit-

ies increasing hollow. In the last fifty

years New Britain has built rather lit-

tle and done even less to reclaim her

limited and precious land.

As buildings age operating andmaintenance costs rise. When repairs

are postponed properties decline in

quality and command progressively

lower rents. Lower rents attract lower

income tenants. Low income tenants

may have large families and are of-

ten clustered into our oldest cities be-cause they offer the most affordable

shelter. I bet you are getting the idea.

There is little land to develop andmiddle class escapees are replaced

by more marginal economic folks.

Connecticut needs to revitalize her

small and aging cities. They still en-joy the substantial economic advan-

tages of centrality that once served

them so well. Short of consolidation

with suburbs (horrors) something

needs to be done to help the New

Britains reclaim land for better use.Bring on the bulldozers, Gover-

nor Malloy

Armand Zottola, Ph. D.

Professor Emeritus of Economics

CCSU



9/20


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New Britain, CT 06053

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HARDWARE CITY LAW

Dear Attorney Baron

I have endured a difficult marriage.

My husband often does not come

home at night. I think my husbandmay be cheating on me with someone

at his work. I want to divorce him but

I do not have 100% proof that he has

been unfaithful. He has already told

me that he will never sign any divorce

papers. Am I stuck?

Broken Hearted in Berlin

Dear Broken Hearted:

I am sorry to hear about the troubles in your marriage. I can imagine this

has been a difficult decision to make. To answer your question: no, you

are not stuck. Connecticut courts allow you the option to file for a "no

fault" divorce. Basically, you do not have to provide proof whose fault

brought the end of the marriage. It is enough to say that the marriage

has broken down and cannot be salvaged. You do not need to prove your

husband has been cheating on you. If you want a divorce, the court willgrant it as long as you meet some requirements. (For example, you or

your spouse must have lived in the State for at least 12 months).

If your husband refuses to sign the papers, there are a few things the

lawyer can do to prove that he has been made aware that divorce papers

have been filed. It is not a problem if he does not show up in court.

As long as he was properly given notice, the judge can still grant thedivorce. Remember, there is a 90-day waiting period before the court

can grant a dissolution of your marriage. During this waiting period, you

can petition the court for various things including exclusive use of your

home, temporary alimony or child support. I wish you all the best and

thank you for your letter. I also remind you that each case is different.

You may want to consider consulting with an attorney regarding issues

like alimony, property disbursement and parenting plans. I wish you thebest of luck.

Attorney Adrian Baron is a partner in the New Britain based law

office of Podorowsky Thompson & Baron. A former aide to Robert F.

Kennedy Jr., Attorney Baron is a nationally recognized award winning

legal writer. In 2012, Adrian was named as a Superlawyer Connecticut

Rising Star, a distinction given to only 2.5% of attorneys in the state. Thepreceding post was provided for informational purposes only. Always

consult with an attorney before proceeding. Attorney Adrian Baron

is a partner in the Connecticut law office of Podorowsky Thompson

& Baron. For more information, please visit him on the web at www.

ptblegal.com or contact him directly at 860.223.4000.



10/20


MUSIC

The greatest thing Ive heardabout The Doors is that teenagers

think theyre listening to a new

band. Its also funny that Jim

Morrison (the Lizard King) was

pardoned by Floridas governor

recently of everything from indecent

exposure to lewd and lasciviousbehavior. I wish I could get that

lucky. Its about time teens onceagain can listen to music that has

soul and real poetry. The crazy cat

lady told me even she was tired of

listening to wimpy amateur hours ofMichael Jackson trying to get some

sleep or Whitney Houstons greatest

hits.

Jim Morrison was and is the

real thing. No excuses, and no

limits was his credo. He knew that

after age 5 your soul was corruptedworse than a Somalian pirate. He

also knew you are corrupted by

your parents,teachers clergy and

peers and the only way to re-inventyourself was to re-invent yourself.

In this 40th anniversary edition

of L.A. Woman, Jim and theboys belt out a James Brown

sounding hard rock song called The

Changeling. The lyrics include

Ive got money, Ive got none,Ive

got money, Ive got none. But Ive

never been so broke I couldnt

leave town. This is unlike manyof my friends who are so broke

that cant leave themselves alone.

In December 1967 in New Haven,

CT Morrison was the first rock

star to get arrested on stage. His

fellow musicians, Ray Manzarel

on keyboards, Robbie Krieger onguitar and John Densmore on drums

may have felt Morrison needed

a substance abuse intervention

but they always knew he would

put out in performances and

recordings.

He was just 27 years old when hedied in Paris on July 3, 1971. You

dont have to be self-descrutive to

be creative but you can very well beassured that you can circumvent life

so you can at least have a chance in

life. Isnt if the middle word in

life?

If you really want to listen to

some great music get the 40th

anniversary edition of L.A.Woman which also features a

second disc with alternate takesfrom the L.A. Woman session.

For instance, on Been Down So

Long, Jim says, Take 2. Then he

says, Lets take two. Now thatsmy kind of humor. Then he gets

serious and sings the song on fire as

always. As with most consummate

professionals he never disappoints.

We also learn on disc 2 that

Riders on the Storm, is heavily

influenced by Ghost Riders inthe Sky, an old cowboy song by

Vaughn Monroe. Morrison provided

his own lyrics while Ray, Robbie

and John added their own uniqueapproach. Theres a killer on the

road-his brain is squirming like a

toad-let your children play-takea long holiday-the world on you

depends-our life will never end.

Im paraphrasing but so what? They

will last along with the masters of

classical music and the legends of

blues and jazz because they are

timeless. Morrison wrote aboutbirth, sex, death, dreams, nightmares

and war. His Unknown Soldier

could be about war or that bottle a

beer I drank yesterday with no label.

Past, present and future, that was

his genius. His fellow band mates

genius was to wrap themselvesthemselves musically around his

lizard tongue. So do me and yourself

a favor and buy The Doors 40th

Anniversary Edition and take all the

pretenders off the charts for just a

awhile.

Take Care,Loosely

STAFF MEMO:The Hardware City Journal

was able to locate Mr. Ostroski

with the help of a SEAL team. We

are impressed that he can be so

compassionate about the music heloves as we have only heard him tell

of playing The Best of the Partridge

Family until his ears bled. Please

send your hate mail to Mr. Ostroski

directly if any comments in this

column offend you. The last address

he gave us was C/O The Family,

1440 Spahn Ranch, Los Angeles,CA.

The Last Rock Star: Jim MorrisonReview of The Doors, L.A. Woman, 40th Anniversary 2 CD Collection

By Mike Ostroski

Special Correspondent




11/20


NOW IN STOCK Huge Selection SILLY BANDS

Bandsmania * Beach Bands * Shaped Rubber Bands

AMATOSTOY & HOBBY283 Main Street, New Britain

395 Main Street, Middletown

www.amatostoyandhobby.com




12/20


HUMORIn search of M.O.

Many of us are familiar with

Wheres Waldo ?, Where in the

World is Carmen San Diego ? or

even Wheres the Beef ? Thereis another illusive entity who is

proving more difficult to locate than

cash in the pocket of an unforgiving

gambler. Bigfoot and Elvis

sightings occur with much more

frequency and are more credible.

When I was asked if I could locatethis former Hardware City Journal

columnist I figured it could not be

that exhausting or time consuming.

I checked hospitals where he could

be either a patient or impersonating

a doctor.I searched penal colonies,the circus and consulted psyhics.His picture with him wearing his

trademark bandana was e-mailed

to truckstops nationwide with no

success. I went so far as to put his

name on unclaimed money and

property lists. This would surely be

enough to at least peak his interestand allow me to have something to

pursue.

After several weeks of not even a

blip on the radar screen or messages

from witchdoctors I knew it was

time to pull out the heavy artillery.

An ad was placed in the classifiedsections of local newspapers and on

Ebay offering a 1972 brown Buick

Skylark, a bottle of vodka made in

the USSR, and a ticket stubs from

John Waynes True Grit, and The

Whos Live at Leeds.

This proved unsuccessful so Iwent back to his old neighborhood.

I stopped by Joes Package Store

on Arch St and asked the owner

if she had seen Mike Ostroski,

author of The Ostroski Files, inThe Hardware City Journal. Youmean the one who said I bought a

houseboat from his patronage. I

have not seen him awhile. Did

you check jail or AA chapters

worldwide. I left none the wiser.

As I headed toward my car I

noticed a 1976 Duster which could

only belong to Mikes nemesis, the

infamous Cat Lady. When I asked

if she had seen him she looked atme with one eye closed and said she

thought he was abducted by aliens

but they brought him back because

they couldnt match his DNA with

that of humans. We both drove off

laughing.

Yours truly,J. Walker


TOM OFERAL

Tom O`Feral taking advantage of the unseasonably

warm weather

Illustrated by Scott Jacobs

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Weekly, monthly, annual rates available

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860-637-6806hardwarecity [email protected]



13/20


ARTS

YOUVE EARNED IT.WE CAN HELP YOU

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want to help you protect whats important to you. We offer a variety of insurance

products you can choose from to help meet your needs.

Auto insurance

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Personal umbrella policy

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Insurance subject to te rms, availability and qualifications. Discounts subject t o availability and qualifications. Availability from companies shown varies by state. Qualifications mayapply. Ask for details.

Allstate Life Insurance Company: Northbrook, IL, and Lincoln Be nefit Life Company: Lincoln, NE. In New York, Allstate Life Insurance Co mpany of New York: Hauppauge, NY. Securitiesoffered by Personal Financial Representatives through All state Financial Services, LLC LSA Securities in LA and PA. Registered Broker-Dealer. Member NASD, SIPC. Main Office: 2920South 84th Street, Lincoln, NE 68506. (8067) 525-5727.

Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Comp any, and Allstate Fire and Casualty Insurance Company: Nor thbrook, IL.Allstate Country Mutual Insurance Co mpany: Irving, TX. Allstate New Jersey In surance Company: Bridgewater, NJ.

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Same Day Serv ic e

Muriel Miller/Bold Landscapes

opened in the Downtown Gallery

at 66 West Main Street, New

Britain, on Thursday, March 1,

2012, with a reception that was

free and open to the public from5 to 7 p.m. The exhibition is both

sponsored and catered by New

Britains newest downtown eatery

TOOLS Bar & Grill at 136 Main

Street. The Downtown Gallery

is located on the ground floor of

the New Britain Artists CO-OPbuilding where Five Floors of Art

will be also be open to the publicand where members of the CO-

OP will host open studios during

and after the Miller reception.

Muriel Miller has focused on

large-scale acrylic landscapepaintings that combine an

impressionist rendering of light

and atmosphere with a vividly

expressionist and psychological

use of color. Says the artist, I

try to push beyond what I see to

what I feel in expressing a reaction

to a place. Millers choice ofsubjects further reflects a meeting

of the familiar and the unfamiliar

as paintings depict the northeastern

Connecticut landscape where she

lives along with vivid paintings

of observations of the natural

environments during travels inIreland, England, Australia and the

National Parks of the West. I amvisually stimulated by landscapes

that I have never seen before and

I try to capture the uniqueness

and spirit of a place. I like the

spontaneity that comes frompainting plein air.Muriel has a

degree in Education from Eastern

Connecticut State University, a

B.F.A. from the University of

Connecticut at Storrs with major

concentrations in Painting and

Printmaking, and a M.S. in Painting

and Art Education from CentralConnecticut State University. She

has taught Printmaking, Painting,

Drawing, Color Theory and

Location Studies Abroad since

1995 at Eastern Connecticut State

University, CCSU, and Paier College

of Art, Inc. The Downtown Galleryis open M-F 9 a.m. to 5 p.m., and,

during exhibitions, Thursdays until8 p.m. and Saturdays 10 a.m. to 2

p.m. or by appointment. Parking on

the Street and in the City Garages is

free after 5 p.m. and on weekends.

For more information, includingimages from the show, visit www.

NewBritainArts.org and go to the

Downtown Gallery menu item or

call 860-832-8299 or email gallery@

NewBritainArts.org. The Downtown

Gallery is a program of the Greater

New Britain Arts Alliance and the

New Britain Downtown District.

Muriel Miller/

Bold Landscapes

Opening

Thursday, March 1,

Free parking on the street

& in the City garages after

5 p.m.

Muriel Miller/Bold Landscapes Opening in

New Britains Downtown Gallery




14/20


Belvedere Breaks New GroundMarch 2, 2012

The Belvedere Cafe/Restaurant is easily one of the best new establishmentsto come down the pike in quite some time. The acquisitive decor and

moderately priced signature dishes make this venue at 82 Broad St. in New

Britain, a must stop in Hartford County.General Manager Matthew Konferowicz says the restaurant opened

less than a year ago and they have not stopped improving dishes or the

furnishings.

Located across from The Farmington Savings Bank, ground has beenbroken for a roofed patio at the request of patrons. This new area will

increase capacity and the number of functions available.

Belvederes menu offers tradition Polish dishes such as stuffed cabbage,

pierogi, a number of blintzes and beef tripe soup or flaki, a crowd favorite.

Other popular entrees are pork chops, Hungarian goulash, salmon and

lobster ravioli.

Food is served from 11am to 8pm, seven days a week. Alcohol, includinga large selection of Polish beers is available during regular bar hours.

The Hardware City Journal isavailable for FREE at over 100 lo-

cations. Here are a few places youcan find it (sorted by street).

House of Kebob, Belvedere Plaza

Corner Market, Broad & Silver

Compare Foods, Broad St

International Hair Salon, Broad St

Karls Barber Shop, Broad St

LaRosas Bakery, Broad St

Starapolska, Broad St

The New England Shop, Broad St

Story Brothers, Burritt St

Star Food Market, Chaplin & Jubilee

Corner Store, Church & East

La Quinta Inn, Columbus Blvd

Leons Liquors, Columbus Blvd

Shell Gas, Columbus Blvd

Averys Soda, Corbin Ave

Corbin Ave Shell, Corbin Ave

New Britain Diner, Corbin Ave

5 Degrees Barber Shop, Dwight St

East Side Restaurant, Dwight St

Maria Food Store, Dwight St

Dairy Store, East & Bingham

Angelicos, East Main

Papas Dodge, East Main

Papas Used Cars, East Main

Captain Als, East St

Central Pkg Store, East St

Dawg House, East St

In & Out, East St

Paradise Restaurant, East St

CCSU Student Center, Ella Grasso Blvd

Catanzaros Meat, Farmington Ave

Gulf Station, Farmington Ave

Mobil Gas, Farmington Ave

Sams Store, Farmington Ave

A&P Wine, Fenn Rd Ngtn

Bellas Pizza, Fenn Rd Ngtn

Fenn Rd Mobil, Fenn Rd Ngtn

Jade Lee, Fenn Rd Ngtn

My Storage Space, Fenn Rd Ngtn

Nails Nobles, Fenn Rd Ngtn

Spin Cycle, Fenn Rd Ngtn

Stop & Shop, Fenn Rd Ngtn

YWCA, Glen St

NB General Hospital, Grand St

A1 Sunoco, Hartford Rd

Borders Books, Hartford Rd

NB Public Library, High St

NB Youth Museum, High St

YMCA, High St

Valero Gas, Kelsey st. Newington

New Britain Museum of American Art,

Lexington St

Amatos, Main St

Capitol Lunch, Main St

Chengs Chinese Restaurant, Main St

City Luggage, Main St

Sir Speedy, Main St

Vitos Restaurant, Main St

Mobil Gas, Mill St, Berlin

Super Buffet, Myrtle St

Kens Cards, New Britain Ave, Berlin

Mojo Beauty Parlor, New Britain Ave, Ngtn

Shell Gas, New Britain Ave, Ngtn

Eagle Credit Union, New Britain Ave, Plnvl

Laundromat, Newbrite Plaza

Automotive Connection, Newington

Giovanni Bakery, Newington

Le Mar Salon, Newington

Michael Angelos Rest, Newington

Public Market, Newington

Twin City Laundry, Newington

Veggie World, Newington

Town Line Pizza, Newington Ave

Express Food Mart, North St

Mad Max, Oak St

Ponce Supermarket, Osgood

Senior Center, New Britain, Pearl St

Stop & Save Mkt, Shuttle Meadow

7/11 Seven Eleven, South Main

NB Market, South Main

Pizza Pal, South Main St

Valero Gas, South Main St

CJs Restaurant, South St

ReCONNstruction, South St

Ace Advance Papers, St. Clair Ave

Corner Deli, Stan & Park

Gulf Express, Stanley & East Main

Getty Mart, Stanley St

Quick & Easy, Stanley St

Renos Bar, Stanley St

Royal Spirits, Stanley St

Underground Deli, Stanley St

Miss Washington Diner, Washington St.

Angelos Deli, West Main

Auto World, West Main

City Hall, West Main

West End Convenience, West Main

Your Store, West Main

Gulf Express, West Main by DMV

Achieve Financial, West Main St

Beacon Pharmacy, West Main St

Downtown District Office, West Main St

Liberty Pizza, West Main St

New Britain Laundry, West Main St

TD Bank, West Main St



15/20


PARKS AND RECREATIONMarch 2, 2012

Shared Bus Trips

Community Trips



16/20

Hardware City Journal16 - Friday, August 20, 2010March 2, 2012



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Hardware City Journal - Vol. 3 No. 1 - March 2, 2012

Documents

Transcript of Hardware City Journal - Vol. 3 No. 1 - March 2, 2012