GSD/RMD Workers’ Compensation Bureau
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Transcript of GSD/RMD Workers’ Compensation Bureau
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GSD/RMDWorkers’ Compensation
BureauWorkers’ Compensation
Insurance for all State Employees and State
Universities.Approximately 52,000
EmployeesApproximately 150 State
AgenciesEight Adjusters Santa Fe/LC
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1991 WC Statutes (new Law)Posters with information have to be
posted at all employees work site to advise right to file an injury.
Future medical treatment for reasonable and necessary treatment to THAT injury stay open.
Medical impairments to the injured body parts are set by statute.
First choice of Health Care Provider, first 60 days.
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Ins. PremiumsInsurance Premiums are based on 5 yr.
Experience/Exposure.
ERTW Modified duty saves money on premiums, since WC benefits are not being paid out, only medical coverage.
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Process of filing a ClaimWhen an employee gets injured or thinks they
come in contact with an illness at work due to “COURSE & SCOPE OF THEIR EMPLOYMENT”, file a Notice Of Accident (NOA).
Employer should have on-going training for employees on this process.
Notice to Employer/Supervisor is sufficient. Once Employer has knowledge then it is Employers responsibility to file the paper work.
Not up to Employer or Supervisor to deny the claim.
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Medical CareIn an Emergency an Injured worker should
be directed to Hospital ER nearest to the place of employment.
ER is no one’s first choice of Health Care.If not an Emergency an Employer can
direct injured worker to a Medical provider OR can Permit injured worker to choose a medical provider of their choice for the first 60 days. We do not have a Contract Medical Provider any where in the State.
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ContinuedIf the doctor that the injured worker
chooses, does not accept workers comp insurance let them know they can find a doctor that does accept WC Insurance, direct them to the WCA for information as to what doctors accept workers compensation insurance.
WCA Offices 1 800 841-6000Albuquerque, Farmington, Las Cruces, Las Vegas, Lovington, Roswell and Santa Fe 9
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EMPLOYERS’ REPORT NEW MEXICO WORKERS' COMPENSATION ADMINISTRATION EMPLOYERS' FIRST REPORT OF INJURY OR ILLNESS
2410 CENTRE AVE. SE PO BOX 27198 ALBUQUERQUE, NM 87125-7198
OFFICIAL USE ONLY
PLEASE PRINT IN BLACK INK OR TYPE.
G E N E R A L
EMPLOYER ( NAME & ADDRESS INCL ZIP )
CARRIER / ADMINISTRATOR CLAIM #
OSHA LOG NUMBER
REPORT PURPOSE CODE
JURISDICTION
JURISDICTION CLAIM NUMBER
INSURED REPORT NUMBER EMPLOYER'S LOCATION ADDRESS ( IF DIFFERENT )
LOCATION #
PHONE NUMBER
EMPLOYER FEIN
INDUSTRY CODE
C A R R I E R
C L A I
M S
A D M I N
CARRIER ( NAME, ADDRESS & PHONE NO ) RISK MANAGEMENT DIVISION P.O. BOX 6850 SANTA FE, NEW MEXICO 87502
POLICY PERIOD TO
CLAIMS ADMINISTRATOR ( NAME, ADDRESS & PHONE NO )
CHECK IF APPROPRIATE
SELF INSURANCE
CARRIER FEIN 85-0000565
POLICY / SELF-INSURED NUMBER SELF INSURED
ADMINISTRATOR FEIN
AGENT NAME & CODE NUMBER
E
M P L O Y E E
NAME ( LAST, FIRST, MIDDLE )
DATE OF BIRTH
SOCIAL SECURITY NUMBER
DATE HIRED
STATE OF HIRE
ADDRESS ( INCL ZIP )
GENDER
MARITAL STATUS
OCCUPATION/JOB TITLE OR (SOC) CODE
MALE
UNMARRIED SINGLE/DIVORCED
FEMALE
MARRIED
EMPLOYMENT STATUS
UNKNOWN
SEPARATED
PHONE NUMBER
# OF DEPENDENTS
UNKNOWN
NCCI CLASS CODE
W A G E
RATE PER:
DAY
MONTH
# DAYS WORKED/WEEK
FULL PAY FOR DAY OF INJURY?
YES
NO
WEEK
OTHER:
DID SALARY CONTINUE?
YES
NO
O
C
C
U
R
R
E
N
C
E
TIME EMPLOYEE BEGAN WORK
AM
DATE OF INJURY/ILLNESS
TIME OF OCCURRENCE
AM
LAST WORK DATE
DATE EMPLOYER NOTIFIED
DATE DISABILITY BEGAN
PM
PM CONTACT NAME / PHONE NUMBER SUPERVISOR OR HR
TYPE OF INJURY/ILLNESS
PART OF BODY AFFECTED
DID INJURY/ILLNESS EXPOSURE OCCUR ON EMPLOYER'S PREMISES? TYPE OF INJURY / ILLNESS CODE
PART OF BODY AFFECTED CODE
YES
NO
DEPARTMENT OR LOCATION WHERE ACCIDENT OR ILLNESS EXPOSURE OCCURRED
ALL EQUIPMENT, MATERIALS, OR CHEMICALS EMPLOYEE WAS USING WHEN ACCIDENT OR ILLNESS EXPOSURE OCCURRED
SPECIFIC ACTIVITY THE EMPLOYEE WAS ENGAGED IN WHEN THE ACCIDENT OR ILLNESS EXPOSURE OCCURRED
WORK PROCESS THE EMPLOYEE WAS ENGAGED IN WHEN ACCIDENT OR ILLNESS EXPOSURE OCCURRED
HOW INJURY OR ILLNESS / ABNORMAL HEALTH CONDITION OCCURRED. DESCRIBE THE SEQUENCE OF EVENTS AND INCLUDE ANY OBJECTS OR SUBSTANCES THAT DIRECTLY INJURED THE EMPLOYEE OR MADE THE EMPLOYEE ILL.
CAUSE OF INJURY CODE
DATE RETURNED TO WORK
IF FATAL, GIVE DATE OF DEATH
WERE SAFEGUARDS OR SAFETY EQUIPMENT PROVIDED?
YES
NO
WERE THEY USED?
YES
NO
T R E A T M E N T
PHYSICIAN / HEALTH CARE PROVIDER ( NAME & ADDRESS )
HOSPITAL ( NAME & ADDRESS )
INITIAL TREATMENT
NO MEDICAL TREATMENT
MINOR: BY EMPLOYER
MINOR CLINIC/HOSPITAL
EMERGENCY CARE
O
T
H
E
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WITNESSES ( NAME & PHONE # )
HOSPITALIZED > 24 HRS
FUTURE MAJOR MEDICAL/ LOST TIME ANTICIPATED
DATE ADMINISTRATOR NOTIFIED
DATE PREPARED
PREPARER'S NAME & TITLE
NM WCA FORM E1.2 EQUIVALENT TO OSHA'S FORM 301 FORM IA-1 (7/02) IAIABC 2002 Completion of this form is not an admission that the claim is compensable under the Workers’ Compensation Act.
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Doctor Query FormThis form should be sent with an injured
worker to Dr. every time they have an appt.Can they work?Can they work with restrictions?Can they work Part Time?Can employer accommodate restrictions?
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Investigation of a Claim
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Adjuster assigned the claim will determine if claim is compensable based on information given, medical evidence, WC Statutes, and Case Law
If Adjuster denies claim, injured worker has a right to file a complaint with WCA, goes to Mediation, if not agreed by both parties, goes into hearing with WCA Judge, and can go into Trial.
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Benefit payment
If a doctor states NO Work, WC will start benefits on the 8th day of lost time. Temp. Total Disability (TTD) at 66 2/3 of injured workers Average weekly wage. This is calculated by the gross income for 26 weeks prior to the date of injury. There is a Max Comp Rate and that changes every January.
January 1, 2014 = $759.89 Max RateMinimum Rate = $ 36.00 a weekContinue payment until released back to
work or can come back to modified duty with medical restrictions. 20
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If Claim Is AcceptedMedical get paid to that injury for
reasonable and necessary treatment till resolved or on-going treatment is needed.
All medical bills and referrals are paid for reasonable and necessary treatment (PT,OT, MRI, x-rays, second opinions, IME).
If doctor determines injured worker can not work, Temporary Total Disability (TTD) is calculated after the 7 day waiting period and paid as WC Benefit.
Temporary Partial Disability (TPD).21
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Average Weekly Wage Form (AWW)We will ask to fill this form from HR , we need to get average weekly wage according to NMWC Statute 5.21.20.Includes Gross income, Overtime, Shift Differential to include other part time work also. Impairment are also calculated according to the COMP Rate (66 2/3 % of AWW, taken from the AWW.For instance if an IW is at MMI, suffered a 10% impairment, the AWW wage is 500 the Comp rate is 333.33 x 10 % = $33.33 per week for 300 weeks or 500 weeks whole person. Scheduled injury, (knee, arm, leg) is so many weeks according to the ACT.
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ADJUSTERS• AKEMI ROBLES (575) 521-6257 LAS CRUCES• SILVA, RAY (575) 521-5919 LAS CRUCES• ANDREA ARMENTA (505) 476-3762• TODD WILSON (505) 827-0451CINDY CARRILLO (505) 476-3871CHARLENE URBAN (505) 827-0338RICKY KITCH (505) 827-0272MARCEA DARK (505) 827-0347ANDREA CHAVEZ (505) 476-2174 CLAIMS
INFORMATIONCARL SANDOVAL (505) 476-3874 SCANNERCHERYL HUTTO (505) 827-2711 CLAIMS
INFORMATIONPATRICIA ZENDEL (505) 827-0253 BILLINGMARTIN SANDOVAL (575) 476-3787
BILLING
Bureau Chief, IDA SPENCE (505) 827-029924