GREAT2B TOASTMASTERS CLUB 20

thAnniversary Dinner

Wednesday 1 February 20176.30pm-11.30pm

Venue: Khoo Kongsi, PenangEntertainment: Hi-Lites BandShowtime: Elvis of Malaysia

Vegetarian Dinner

PROGRAMMEGreat2B Toastmasters Club

20th Anniversary Dinner 1 February, 2017 at Khoo Kongsi Penang(Joint-Meeting with Gurney-Hydro Toastmasters Club)

6.30pm Arrival of Guests

7.00 Welcome by Toastmaster of

the Evening: Khoo Boo Yeang

7.05 Karaoke by Guests

7.30 Live Music: Hi-Lites Band

featuring Special Guest Star

8.00 Dinner is served: Vegetarian

Dinner

8.10 Roll Call of Clubs

8.20 Speech by Great2B

President Cindy Lim

8.25 Speech by Gurney-Hydro

President Dr Wong

8.30 Live Music by Hi-Lites

featuring Guest Star and

Showtime: “Elvis of Malaysia”

9.15pm Slide Presentation by

Charter President Hong Khay

Chai on Founding of Great2B

(formerly MCA Toastmasters)

9.25 Cake Cutting, 20th

Anniversary

9.40 Simultaneous Cake Cutting

by other groups

9.50 Humor Session – Humor

Master Sam Koay

10.00 Table Topics – TT Master

Sally Ng

10.20 Instant Evaluation –

Cheah Tong Kim

10.30 Happy New Year Song –

Janet Ong

10.40 Live Music

11.30 Gnite

IT’S EASY TO BE A MILLIONAIRE

Message from Club PresidentGreat2B Toastmasters Club is a club where we come to be Inspired to be what we want to be and at times be more than we ever think we could be.It is an honour and a blessing to be the President of such an awesome club that has stood the test of time and continue to grow. Thank you to my dynamic Exco and supportive club members for your dedication and contribution in building and growing the club.Experience builds confidence which is the key to growth and excellence. Great2B is the platform that has nurtured us to grow out of our shell and to experience the world beyond us. It is also a place of fellowship where friendships blossom, where good food is served and conversations flow.Congratulations to all the Past Presidents who have served throughout these 20 years. This is a proud moment for all of us.Great2B Toastmasters Club, congratulations on your 20th Anniversary! Keep Toastmastering!Cindy Lim Suan Choo, CCPresidentGreat2B Toastmasters Club 2016/2017

$10K in FIXED DEPOSIT @ 3% = 72/3 = $20K in 24 YEARS

$10K in “X” FUND @ 4-6% = 72/6 = $20K in 12 YEARS

$10K In UNIT TRUST @ 8% = 72/8 = $20K in 9 YEARS

Message From District Director

The government wants to give you RM1,000 for your contribution of RM1,000 in PRS (100% RETURN ON INVESTMENT) if you are between 18 and 31 years of age!!!ASK US HOW

PLUS FREE INSURANCE

Message from Division Director

Congratulations Great2B Toastmasters Club for achieving the 20th year mark! It is not a feat easily achieved and not many clubs can boast the same achievement. This achievement is a testament of the incredible strength and resilience of this club and the members in it. Toastmasters have always served as a platform for learning and self development. It is a place where we learn to grow to be better communicators and leaders, and more importantly it is also a place where we grow into better people. Great2B Toastmasters Club has made leaders, produced communicators, upheld the Toastmasters principles, and it is my privilege to have been able to serve this amazing club. I wish you all the best and may you serve as a beacon of inspiration for all the clubs in Toastmasters.Happy 20th Anniversary, Great2B Toastmasters Club!Toasty regards,

Charmaine Victoria Woodworth, ACB, ALSDivision Director (2016/2017)District 51, Division SToastmasters InternationalWhere Leaders Are Made

HOW PREPARED ARE YOU TO COMBAT WEAKENING PURCHASING POWER?

1. RINGGIT DEPRECIATION

2. INFLATION due to # 6% GST and # Subsidy Removals

Message from Area Director

I am so pleased to join you in celebrating the 20 years Anniversary of this distinguished club and be one of you too as a club member since 2015.I always feel proud when I introduce my club Great2B to people whom I met. It is like telling people I am driving a luxury car and the feelings were so strong and good whenever I say it out.Great2b meetings are always filled with Joy, Fun and Laughter, and most importantly the members are always giving full support to one another, and help each other grow.20 years sounds like a long time? In fact, it is. I respect all who contribute to this club since 20 years ago and still remain active.Last but not least, I strongly believe Great2B will continuously grow and do well because of the leadership spirit that you all have.Be your own Speech Master,Survene Cheah ALB, ACBDistrict 51, Area Director 2016-2017Toastmasters InternationalWhere Leaders Are Made

STRATEGIES FOR INCOME GROWTH

1.HEDGE THE RINGGIT

Invest in Unit Trust Funds that benefit From Ringgit Volatility Minimum investment RM1,000 only In Funds with high foreign exposure EPF lately approved funds with more than 30% foreign equity

Top foreign funds that gave 8% to 18% in a 3-months return:

Why people lose money in Unit Trust:• Did not invest

for the long term

• Tried to time the market

• Bought high and Sold low

• Emotional• Panic• Did not do DCA

2. DOLLAR COST AVERAGING… by investing a fixed amount every month to

ride the market volatility and increasing the amount as your income increases

Presidents of G2B

JOIN USWe meet every 1st and 3rd Tuesdays 8-10pm at No. 1

Cannon Street, 10200 Georgetown, Penang

1997-98 Hong Khay Chai; 1998-99 Patrick Sam; 1999-00 Teh Teong Wah (late); 2000-01 Allan Lim Pee Lee (late); 2001-02 Chris Lee; 2002-03 Hong Khay Chai; 2003-04 Khoo Boo Yeang; 2004-05 Steven Yeap Eik Hean; 2005-06 Steven Yeap; 2006-07 Wong Chong Seng; 2007-08 Khew Tsen Chin; 2008-09 Chew Khai Yuen; 2009-10 Chew KhaiShing; 2010-11 Narchonai Veerasingham; 2011-02 Tony Ho Yao Tong; 2012-13 Goh Kok Aun; 2013-14 Wan Tai Kit; 2014-15 Martin Oh; 2015-16 Sally Ng Chit Peng; 2016-17 Cindy Lim Suan Choo

Great2B Toastmasters Club“ GREAT CLUB, GRATEFUL PEOPLE ”

Peace of Mind Investing Method

(Hypothetical sampling for Illustration purpose only. *Past performance of funds does not guarantee their future performance)

Strategy: Select 6 funds with different financial year-endResult: Get increasing monthly income for life without drawing down your assets.

You can start to receive RM800 to RM1,500 a month* starting next month, not in 1 year or 5 or 15 years!• and receive monthly for life and pass down to your

children without drawing down your assets?

Peace of Mind Investing Method

1. Select 6 out of these 10 Funds that have been giving 8% to 15% per annum returns for the last 10 years;

2. Select Funds with different financial year-ends, that is you time the distributions over one, two or three months. (When there is no distribution, you may need to redeem an amount of the higher valued units to represent the distribution)

3. In each Fund, invest RM20,000 (total RM120,000) and you will get average RM800 to RM1,500 a month; or

4. Invest RM200,000 per Fund (total RM1,200,000) to get average income RM8,000 to RM15,000 a month.

*INVESTMENT DISCLAIMER: Investors are advised that unit prices and

distributions payable, if any, may go down as well as up.

Where can your money grow:

8% to 15% per annum

In the Long Term, crash after crash, the Market will always bounce back higher

GREETINGS FROM PUBLIC MUTUAL PENANG BRANCH

GO GO GO

Billionaire TeamworkOne Team One Dream

JOIN US as a Unit Trust Consultant. Contact any of our Team Members:

$ Khoo BY 0124836281$ Janice 0164113483$ Masyitah 0145167148$ Yammy 0124739663$ Carol 0124826618$ Grace 0125533915$ Tan CK 0125127016

NEXT CAREER PRESENTATON: Tuesday 7th February6.30-7.30pm at No. 1 Cannon Street, Penang.

CHINESE NEW YEAR SONG

Happy sounds, Happy songsHappy people sing alongTo welcome the best day of the year(2x)May the new year bring you all the things you wantAnd the best of health and hope to youHappiness in the airHappy people everywhereLet’s welcomeThe best day of the year

He Xin Nian

He Xin Nian Zhu Xin Nian

Xin Nian Na Nian Lian Nian

Bao Zhu Sheng

Sheng Cui Ren Xiang You Nian

He Xin Nian Zhu Xin Nian

Xin Nian Na Nian Lian Nian

Sui Yue You You Guang Yin Ru Jian

Hui Shou Wang Shi Ru Yian

Tong Ku Xin Suan

Xi Wang Cong Jin Wan Shi Ru Yuan

He Xin Nian Zhu Xin Nian

Xin Nian Na Nian Lian Nian

Yuan Da Jia Dou Guo Ge Tai Ping Nian

Congratulations for having the New Year; Wishing you well in the New YearThe New Year comes one after anotherThe sound of the firecrackers remind people of their childhoodCongratulations for have the New Year; Wishing you well in the New YearThe New Year comes one after anotherThe long years are passing by as fast as a shooting arrowThinking of the past hardship; it was miserable and bitterHope everything would turn out as the way we wish for from now onCongratulations for having the New Year; Wishing you well in the New YearThe New Year comes one after anotherWish everyone could have a safe and peaceful year

Gong Xi Gong Xi

Mei Tiao Da Jie Xiao XiangMei Ge Ren De Zui LiJian Mian Di Yi Ju HuaJiu Shi Gong Xi Gong XiGong Xi Gong Xi Gong Xi Ni YaGong Xi Gong Xi Gong Xi NiDong Tian Yi Dao Jin TouZhen Shi Hao De Xiao XiWen Nuan De Chun FengJiu Yao Chui Xing Da DiGong Xi Gong Xi Gong Xi Ni YaGong Xi Gong Xi Gong Xi NiGong Xi Gong Xi Gong Xi Ni YaGong Xi Gong Xi Gong Xi Ni

Hao Hao Bing Xui Rong JieYan Kan Mei Hua Tu RuiMan Man Hua Yie Huo LeTing Dao Yi Sheng Ji TiGong Xi Gong Xi Gong Xi Ni YaGong Xi Gong Xi Gong Xi Ni Jing Guo Duo Shao Kun NanLi Jing Duo Shao Mo LianDuo Shao Xin Er Pan WangPan Wang Chun De Xiao XiGong Xi Gong Xi Gong Xi Ni YaGong Xi Gong Xi Gong Xi Ni Gong Xi Gong Xi Gong Xi Ni YaGong Xi Gong Xi Gong Xi Ni

Wishing You Happiness

On every avenue and streetEverybody saysThe first greeting when meeting each otherIs wishing each other joyWishing you joyWishing you joyWinter is coming to its endWhat a great newsThe warm wind of SpringIs waking the EarthWishing you joyWishing you joyWishing you joyWishing you joy

The shining ice and snow is meltingThe plum flower is about to bloomAnd the flowers are coming aliveA sound of Chicken shouting is heardWishing you joyWishing you joyPassing through so many difficultiesExperiencing so much hardshipSo much hearts are hopingFor the news of SpringWishing you joyWishing you joyWishing you joyWishing you joy

Khoo Boo Yeang Eml: dakhoos@gmail.com Tel: 0124836281