Great American Life An American Company date. Family of Companies Great American Life Insurance...
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Transcript of Great American Life An American Company date. Family of Companies Great American Life Insurance...
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Great American LifeAn American Company
date
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Family of Companies
•Great American Life Insurance Company
•Annuity Investors Life Insurance Company
* For Illustrative purposes only – not a legal entity chart
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GALIC ratings AM Best A S&P A+ Moody’s A3
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Fixed-indexed annuities
From Great American Life
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Safe Return
Modified single premiumfixed-indexed annuities
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Bailout cap
Available for indexed strategies
Allows clients to withdraw money without penalty if the cap for an indexed strategy ever falls below its bailout cap
Ensures clients’ opportunity for growth
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Return of premium (ROP)(Safe Return only)
Clients are guaranteed return of premium at any time, less the sum of prior withdrawals
Included at no charge
Ensures clients’ money is protected
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Safe Return
Fixed-indexed annuity
Issue ages18-85 Q; 0-85 NQ
10-year declining10, 9, 8, 7, 6, 5, 4, 3, 2, 1%
Minimum purchase payment- $25,000- Additional purchase payments
accepted in first two months of contract
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GMSV 1% on 100% of purchase payments1
Product features
Bailout feature Return of premium guarantee 10% penalty-free withdrawal beginning in first contract
year No MVA Death benefit is greatest of the account value, GMSV
or return of premium
Extended Care and Terminal Illness Waivers (where available)
S&P 500®
1 Less any withdrawals and the applicable early withdrawal charge rate multiplied by the account value.
Safe Return
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1 Less any withdrawals and the applicable early withdrawal charge rate multiplied by the account value. Rate as of 5/21/13.
Annual pt-to-pt4.25% cap
3.75% bailout cap
Monthly avg. cap
4.25% cap3.75% bailout cap
GMSV1 100% @ 1.00%
Declared rate 1.00%
Safe Return
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Commission options: Safe Return
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Comp comparison: Safe ReturnExample: For a Safe Return sale with a purchase payment of $100,000 to a 65-year-old…
For illustrative purposes only.
This example assumes a $100,000 single premium purchase payment made by a 65-year old who has placed all money in the indexed strategies earning 5% per year for 10 contract years.
You could
earn…
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Internal Sales Team
Sales support
Agent field training
Case consultation and product development
In-house proposals and product illustration
All sales associates are licensed agents and registered
(800) 438.3398, ext. 11999
Monday – Friday (8 a.m.–5:30 p.m. ET)
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We’re committed to your clients’ retirement as well as the success of our independent
distribution partners.
Thank you!