Grand Prize

Rainy Afternoom, Vietnam

© Truong Minh Dien, 2013 CGAP Photo Contest

A woman transports potatoes to a local market. Her earnings help feed two

children and her husband. After a sunny day, the rain poured down.

Second Prize

Paperman, Bangladesh

© MD Farhad Rahman, 2013 CGAP Photo Contest

Selling papers is a common form of selfemployment in Bangladesh. These local paper sellers sell

their papers in most of the transportation hubs in different cities using unique ways of presentation.

Third Prize

Double Curves, Mali

© Chi Keung Wong, 2013 CGAP Photo Contest

These men work in the rice wholesaling market of Bamako.

Sub-Saharan Africa Regional Winner

New Tread, Tanzania

© Pauline Opmeer, 2013 CGAP Photo Contest

In Tanzania, there is a high demand for re-rubbered tyres due to the high prices and bad quality of the Chinese imported tyres.

In this photo, men are fixing a tread to and old tire. A good price can be asked so they can earn a decent income.

People’s Choice

Talented Nesma, Egypt

© Mohamad Gouda, 2013 CGAP Photo Contest

This woman manages her painting and embroidery business via a microfinance loan. She has been able to invest

in the production of handicrafts such as hats, dishes and amulets which she sells to earn a stable income.

Latin America and Caribbean Regional Winner

Men and Oranges, Brazil

© Luiz Grillo, 2013 CGAP Photo Contest

The São Joaquim Market is the largest flea market in the city of Salvador and more traditional for the low-income

population. It is the main distributor of clay handicrafts, products to Candomblé rituals, plus fruits, vegetables, meat,

clothes, and other products. Here, workers are supplying a truck with oranges that will be distributed to other regions.

South Asia Regional Winner

Brick Worker, Bangladesh

© Moksumul Haque, 2013 CGAP Photo Contest

A private enterprise worker is working in a brick field. These small

businesses are creating new job opportunities for many poor people.

East Asia and Pacific Regional Winner

The Gold Life, Vietnam

© Vo Chi Trung, 2013 CGAP Photo Contest

This beautiful area used to be the Panduranga capital of the Ancient Champa Kingdom.

These women cross the sand dunes to the beach for fishing every morning.

Europe and Central Asia Regional Winner

Shoe Repair Shop, Turkey

© Bulent Suberk, 2013 CGAP Photo Contest

This man is 84 years old and still manages a shoe repair shop which affords him a decent income.

Special Mentions

Press Man, India

© Soumya Shankar Ghosal, 2013 CGAP Photo Contest

A press man is hard at work in his shop in rural India. He operates a small

printing business that earns him sufficient money to support his family.

Special Mentions

Sabina, Bolivia

© Wim Opmeer, 2013 CGAP Photo Contest

Comunidad de Aymaras Urbanos de Pampajasi (CAUP) is an organization that is taking care of the old women in La Paz.

This woman is spinning wool for clothes which are sold in tourist shops to provide income for the housing of the elderly.

Finalist

The Washerman, India

© Rabin Chakrabarti, 2013 CGAP Photo Contest

After washing, cloths are laid down for drying, ultimately to be sold to help this man earn an income.

Finalist

Production of Ceramic, Vietnam

© Van Bang Vo, 2013 CGAP Photo Contest

This woman was able to establish this small craft workshop through the government’s financial assistance.

Finalist

The Microsmile, Uganda

© Oddvar Paulsen, 2013 CGAP Photo Contest

This woman is on the way to weekly meeting with other members of a community-managed savings group.

Finalist

Maize Grinding, Uganda

© Mohammad Saiful Islam, 2013 CGAP Photo Contest

Maize is one of the most popular and principal food items in Africa. In most parts of Africa, people cultivate maize collectively and

after harvesting they process collectively as well. By cultivating maize, they live their lives and provide food to rest of us.

Finalist

Destination, Bangladesh

© Forhad Kamaly, 2013 CGAP Photo Contest

Fishing is a primary source of earnings for this man in Bangladesh.

Finalist

Cycle of Life, Bangladesh

© Mahfuzul Hasan Bhuiyan, 2013 CGAP Photo Contest

Women’s involvement in cycle making and other industries is increasingly important and helping the Bangladeshi economy.

Finalist

Men at Work, India

© Joydeep Mukherjee, 2013 CGAP Photo Contest

Together, some young people started a business with small loans from a bank

to produce and supply iron pipes for production purposes to big industries.

Finalist

Camel Trader, India

© Rabin Chakrabarti, 2013 CGAP Photo Contest

Microfinance plays a big role in this camel trader’s life. He has recieved a loan to trade and buy camels at the Puskhar Fair.

Finalist

Soap, Burkina Faso

© Ben Warren, 2013 CGAP Photo Contest

A microcredit borrower in Yagma, Burkina Faso proudly displays her new product. The woman is part of a seven strong

lending group engaged in soap production. The group was given a grant for the mixing machine and press by the local

church, and a loan for raw materials and mixing trays by the local microfinance institution Action Grace Divine (AGD).

Finalist

Sieving Lemon Verbena, Paraguay

© Wim Opmeer, 2013 CGAP Photo Contest

A cooperative is helping the farmers in this region to improve their production of lemon verbena and

lemongrass. It also provides new markets for the farmers which has changed the farmer’s lives.

Finalist

Crafting Path, Bangladesh

© AM Ahad, 2013 CGAP Photo Contest

A boatman tries to make his way through water hyacinth. Water hyacinth has hampered the movement of boats on the river.

Finalist

Pottery, Turkey

© Erkan Kalenderli, 2013 CGAP Photo Contest

This potter in the city of Konya is continuing his family business with help from a microloan. This opportunity enables

him to proudly sustain his family and also maintain the cultural heritage of his family history from the past to the future.

Finalist

Eggs Vendor, The Philippines

© Danilo Victoriano Jr., 2013 CGAP Photo Contest

This vendor sorts duck eggs that have been fertilized or are developing duck embryo

to be cooked. The eggs are then used in popular foods that are sold as street food.

Finalist

Wave of Happiness, Thailand

© Roger Alfonso, 2013 CGAP Photo Contest

A lady sells porridge out of her floating market.

Finalist

Coins, Bangladesh

© Zakir Hossain Chowdhury, 2013 CGAP Photo Contest

This woman unloads coil from cargo ships, earning 1 coin for every load. The coin value is 1 taka and every day she has to earn

between 120-140 coins to earn a living. During lunch time, this woman counts her coin with hope that she earned enough.

Finalist

New Day, New Nets, Vietnam

© Tran Bao Hoa, 2013 CGAP Photo Contest

This man tends to his fishing nets in the early morning hours. He sells his catch at local markets later that day.

Finalist

Carpenter, Vietnam

© Vao Giang Tran, 2013 CGAP Photo Contest

This carpenter is one of the only handymen in his village, thus demand for his services is high and his income is steady.

Finalist

Innovation of Microfinance, India

© Sudipto Das, 2013 CGAP Photo Contest

Women agents of a microcredit institution show their daily collection which is recorded in an electronic

device. A microcredit initiative that took off about 17 years ago has empowered 24,412 women in this

block about 80 kms away from Kolkata, transforming their economic and social status.

Finalist

Successful Business, Sudan

© Kelly Ranck, 2013 CGAP Photo Contest

After joining a World Concern savings group, Marco Akot was able to open his own dried fish shop in the

rural South Sudanese village of Lietnhom. After taking out a loan from the savings group, Marco was able

to expand his business by hiring other fisherman and focusing on expanding his home garden.