8/2/2019 Good Faith Estimate or GFE

1/3

Jood Nigtb Estglite (JNE)

Jood Nigtb Estglite (BUD-JNE) 9

Tbgs JNE jgves you ia estglite on your settkeleat fbirjes iad koia terls gn you ire ipproved nortbgs koia. Nor lore ganorlitgoa, see BUDs Vpefgik Ganorlitgoa @oocketoa settkeleat fbirjes, yourTrutb-ga-Keadgaj Dgsfkosures,iad otber foasuler ganorlitgoa it www.bud.jov/respi. Gn you defgdeyou woukd kgce to profeed wgtb tbgs koia, foatift us.

]urpose

Vulliry on yoursettkeleat fbirjes I

Wour Fbirjes nor Ikk Otber Vettkeleat Vervgfes(Vee pije 0.) $@

Wour Idhusted Orgjgaitgoa Fbirjes (Vee pije 0.) $

Vulliry onyour koia

Glportiat dites

Totik Estglited Vettkeleat Fbirjes $

OL@ Ipprovik Ao. 05=0-=0>5

Oaky you fia sbop nor tbe `est koia nor you. Folpire tbgs JNE wgtb otber koia onners, so you fia adtbe `est koia. Use tbe sboppgaj fbirt oa pije 6 to folpire ikk tbe onners you refegve.

Vboppgaj nor

your koia

Wour gagtgik koia ilouat gs

Wour koia terl gs

Wour gagtgik gaterest rite gsWour gagtgik loatbky ilouat owed nor prgafgpik,gaterest, iad iay lortjije gasuriafe gs

$

yeirs

%$ per loatb

Fia your gaterest rite rgse?

Evea gn you lice piyleats oa tgle, fia yourkoia `ikiafe rgse?

Evea gn you lice piyleats oa tgle, fia yourloatbky ilouat owed nor prgafgpik, gaterest,iad iay lortjije gasuriafe rgse?

Does your koia bive i prepiyleat peaikty?

Does your koia bive i `ikkooa piyleat?

f Ao f Wes, gt fia rgse to i lixglul on %.Tbe rst fbiaje wgkk `e ga .

f Ao f Wes, gt fia rgse to i lixglul on $

f Ao f Wes, tbe rst gafreise fia `e gaiad tbe loatbky ilouat owed fiargse to $ . Tbe lixglul gtfia ever rgse to gs $ .

f Ao f Wes, your lixglul prepiyleatpeaikty gs $ .

f Ao f Wes, you bive i `ikkooa piyleat on$ due ga yeirs.

Vole keaders requgre ia esfrow iffouat to bokd nuads nor piygaj property tixes or otber property-

rekited fbirjes ga iddgtgoa to your loatbky ilouat owed on $ .

Do we requgre you to bive ia esfrow iffouat nor your koia?

f Ao, you do aot bive ia esfrow iffouat. Wou lust piy tbese fbirjes dgreftky wbea due.

f Wes, you bive ia esfrow iffouat. Gt liy or liy aot fover ikk on tbese fbirjes. Isc us.

Esfrow iffouatganorlitgoa

@orrower

]roperty

Iddress

Dite on JNE

Aile on Orgjgaitor

Orgjgaitor

Iddress

Orgjgaitor ]boae Aul`er

Orgjgaitor Eligk

9. Tbe gaterest rite nor tbgs JNE gs ivigki`ke tbroujb . Inter tbgs tgle, tbegaterest rite, sole on your koia Orgjgaitgoa Fbirjes, iad tbe loatbky piyleat sbowa `ekow fiafbiaje uatgk you kofc your gaterest rite.

0. Tbgs estglite nor ikk otber settkeleat fbirjes gs ivigki`ke tbroujb .

6. Inter you kofc your gaterest rite, you lust jo to settkeleat wgtbga diys (your rite kofc pergod)to refegve tbe kofced gaterest rite.

4. Wou lust kofc tbe gaterest rite it keist diys `enore settkeleat.

I @+

8/2/2019 Good Faith Estimate or GFE

2/3

Uaderstiadgajyour estglitedsettkeleat fbirjes

Jood Nigtb Estglite (BUD-JNE) 0

Wour Idhusted Orgjgaitgoa Fbirjes

Wour Idhusted Orgjgaitgoa Fbirjes $

Totik Estglited Vettkeleat Fbirjes $I @+

6. Pequgred servgfes tbit we sekeftTbese fbirjes ire nor servgfes we requgre to folpkete your settkeleat.Ze wgkk fboose tbe provgders on tbese servgfes.Vervgfe Fbirje

4. Tgtke servgfes iad keaders tgtke gasuriafeTbgs fbirje gafkudes tbe servgfes on i tgtke or settkeleat ijeat, norexilpke, iad tgtke gasuriafe to proteft tbe keader, gn requgred.

5. Owaers tgtke gasuriafeWou liy purfbise ia owaers tgtke gasuriafe pokgfy to proteft your gaterestga tbe property.

>. Pequgred servgfes tbit you fia sbop norTbese fbirjes ire nor otber servgfes tbit ire requgred to folpkete yoursettkeleat. Ze fia gdeatgny provgders on tbese servgfes or you fia sbopnor tbel yoursekn. Our estglites nor provgdgaj tbese servgfes ire ekow.

Vervgfe Fbirje

:. Joveraleat refordgaj fbirjesTbese fbirjes ire nor stite iad kofik nees to reford your koia iadtgtke dofuleats.

2. Triasner tixes Tbese fbirjes ire nor stite iad kofik nees oa lortjijes iad bole sikes.

7. Gagtgik deposgt nor your esfrow iffouatTbgs fbirje gs bekd ga ia esfrow iffouat to piy nuture refurrgaj fbirjesoa your property iad gafkudes f ikk property tixes, f ikk gasuriafe,iad f otber .

9=. Digky gaterest fbirjesTbgs fbirje gs nor tbe digky gaterest oa your koia nrol tbe diy on yoursettkeleat uatgk tbe rst diy on tbe aext loatb or tbe rst diy on youraorlik lortjije piyleat fyfke. Tbgs ilouat gs $ per diynor diys (gn your settkeleat gs ).

99. Boleowaers gasuriafeTbgs fbirje gs nor tbe gasuriafe you lust uy nor tbe property to proteftnrol i koss, sufb is re.]okgfy Fbirje

@ Wour Fbirjes nor Ikk Otber Vettkeleat Vervgfes $

Wour Fbirjes nor Ikk Otber Vettkeleat Vervgfes

I

9. Our orgjgaitgoa fbirjeTbgs fbirje gs nor jettgaj tbgs koia nor you.

0. Wour fredgt or fbirje (pogats) nor tbe spefgf gaterest rite fbosea

f Tbe fredgt or fbirje nor tbe gaterest rite on % gs gafkuded gaOur orgjgaitgoa fbirje. (Vee gtel 9 i`ove.)

f Wou refegve i fredgt on $ nor tbgs gaterest rite on %.Tbgs fredgt redufesyour settkeleat fbirjes.

f Wou piy i fbirje on $ nor tbgs gaterest rite on %.Tbgs fbirje (pogats) gafreisesyour totik settkeleat fbirjes.

Tbe trideonn ti`ke oa pije 6 sbows tbit you fia fbiaje your totiksettkeleat fbirjes `y fboosgaj i dgnnereat gaterest rite nor tbgs koia.

Vole on tbese fbirjesfia fbiaje it settkeleat.Vee tbe top on pije 6 norlore ganorlitgoa.

8/2/2019 Good Faith Estimate or GFE

3/3

Tbese fbirjesfiaaot gafreiseit settkeleat8

j

Our orgjgaitgoa fbirjej Wour fredgt or fbirje (pogats) nor tbe

spefgf gaterest rite fbosea (interyou kofc ga your gaterest rite)

j Wour idhusted orgjgaitgoa fbirjes(inter you kofc ga your gaterest rite)

j Triasner tixes

Tbe totik on tbese fbirjesfia gafreise up to 9=%it settkeleat8

j

Pequgred servgfes tbit we sekeftj Tgtke servgfes iad keaders tgtke

gasuriafe (gn we sekeft tbel oryou use folpiages we gdeatgny)

j Owaers tgtke gasuriafe (gn you usefolpiages we gdeatgny)

j Pequgred servgfes tbit you fiasbop nor (gn you use folpiages wegdeatgny)

j Joveraleat refordgaj fbirjes

Tbese fbirjesfia fbiajeit settkeleat8

j

Pequgred servgfes tbit you fia sbopnor(gn you do aot use folpiages wegdeatgny)

j Tgtke servgfes iad keaders tgtkegasuriafe(gn you do aot usefolpiages we gdeatgny)

j Owaers tgtke gasuriafe (gn you do aotuse folpiages we gdeatgny)

j Gagtgik deposgt nor your esfrowiffouat

j Digky gaterest fbirjes

j Boleowaers gasuriafe

Usgaj tbetrideonn ti`ke

Jood Nigtb Estglite (BUD-JNE) 6

GastruftgoasTbgs JNE estglites your settkeleat fbirjes. It your settkeleat, you wgkk refegve i BUD-9, i norl tbit kgsts youriftuik fosts. Folpire tbe fbirjes oa tbe BUD-9 wgtb tbe fbirjes oa tbgs JNE. Fbirjes fia fbiaje gn you sekeft yourowa provgder iad do aot use tbe folpiages we gdeatgny. (Vee `ekow nor detigks.)

Uaderstiadgajwbgfb fbirjesfia fbiaje itsettkeleat

Ga tbgs JNE, we onnered you tbgs koia wgtb i pirtgfukir gaterest rite iad estglited settkeleat fbirjes. Bowever8

j Gn you wiat to fboose tbgs sile koia wgtb kower settkeleat fbirjes,tbea you wgkk bive i bgjber gaterest rite.j Gn you wiat to fboose tbgs sile koia wgtb i kower gaterest rite,tbea you wgkk bive bgjber settkeleat fbirjes.

Gn you woukd kgce to fboose ia ivigki`ke optgoa, you lust isc us nor i aew JNE.

Koia orgjgaitors bive tbe optgoa to folpkete tbgs ti`ke. ]keise isc nor iddgtgoaik ganorlitgoa gn tbe ti`ke gs aot folpketed.

Wour gagtgik koia ilouat

Wour gagtgik gaterest rite9

Wour gagtgik loatbky ilouat owed

Fbiaje ga tbe loatbky ilouat owed nroltbgs JNE

Fbiaje ga tbe ilouat you wgkk piy itsettkeleat wgtb tbgs gaterest rite

Bow lufb your totik estglited settkeleatfbirjes wgkk e

Tbe koia ga tbgs JNE

$

%

$

Wou wgkk piy $kessevery loatb

Wour settkeleatfbirjes wgkk gafreise`y

$

$

$

%

$

Wou wgkk piy $loreevery loatb

Wour settkeleat fbirjeswgkk `e redufed`y

$

$

Tbe sile koia wgtbkower settkeleat fbirjes

Tbe sile koia wgtb ikower gaterest rite

$

%

$

Ao fbiaje

Ao fbiaje

$

9Nor ia idhusti`ke rite koia, tbe folpirgsoas i`ove ire nor tbe gagtgik gaterest rite `enore idhustleats ire lide.

Use tbgs fbirt to folpire JNEs nrol dgnnereat koia orgjgaitors. Ngkk ga tbe ganorlitgoa `y usgaj i dgnnereat fokulanor eifb JNE you refegve. @y folpirgaj koia onners, you fia sbop nor tbe `est koia.

Usgaj tbesboppgaj fbirt

Tbgs koia Koia 0 Koia 6 Koia 4

Koia orgjgaitor aile

Gagtgik koia ilouat

Koia terl

Gagtgik gaterest rite

Gagtgik loatbky ilouat owed

Pite kofc pergod

Fia gaterest rite rgse?

Fia koia `ikiafe rgse?

Fia loatbky ilouat owed rgse?

]repiyleat peaikty?

@ikkooa piyleat?

Totik Estglited Vettkeleat Fbirjes

Vole keaders liy sekk your koia inter settkeleat. Iay nees keaders refegve ga tbe nuture fiaaot fbiaje tbe koiayou refegve or tbe fbirjes you pigd it settkeleat.

Gn your koia gs

sokd ga tbe nuture