Go cashless-how-to-invest-your-money
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Transcript of Go cashless-how-to-invest-your-money
I N T R O D U C T I O NCASHLESS HAS BEEN THE SECOND MOST
DISCUSSED WORD AFTER
“DEMONETISATION”,
ARE YOU READY TO HAVE CASHLESS
ASSETS ?
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R E A S O N S F O R
I G N O R I N G F I N A N C I A L
A S S E T S
#People believed Stockmarket as gambling
#Efficient mechanism werenot framed
#Stock brokers manipulated
#Several scams rocked thebelief of this exchange
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E X A M P L E -
B U Y \ S E L L D U R I N G1 9 9 0 ' S
Buy order @ the price of 40
By the time order is placedthrough broker and it reachesexchange, price would have
increased to 45
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G R O W T H O FM U T U A L F U N D SI N I N D I A
STARTED IN 1963
UTI WAS THE MONOPOLY TILL
1986
FROM 1987 . ALL BANKS JOINED
IN AND PRIVATISATION
HAPPENED IN 1990 'S
EVEN NOW ONLY LESS THAN
10% OF HOUSEHOLD INVESTS
TOTAL ASSETS UNDER MUTUAL
FUND IS MORE THAN 16 LAKHS
CRORE AS OF DECEMBER , 2016
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5 C O M M O NM Y T H S A B O U TM U T U A L F U N D
ALL THE AMOUNT IS INVESTED
IN SHARE MARKET
MUTUAL FUND INVESTMENT
ITSELF IS RISKY
NEED TO TAKE THE MONEY
EVERY YEAR
MONITORING NEEDS TO BE
DONE REGULARLY
IT IS FOR THE ONE WHO HAS
MORE MONEY
DEMAT IS NEEDED
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ADVANTAGE OF MUTUAL FUNDS
TRANSPARENCY
REGULAT IONS
H IGHER RETURNS
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# 1 - TRANSPARENCY
PORTFOL IO HOLD INGS ARE
DECLARED EVERY MONTH
AL L MUTUAL FUND HOUSES
NEEDS TO F I L E WITH SEB I
yourmoneymatters.inyourmoneymatters.in
# 2 - REGULAT IONS
SEB I REGULATES AMF I AND AL L
THE FUND HOUSES
EVERY I NVESTOR COMPLA INT
HAS TO BE ACTED UPON
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# 3 - H IGHER RETURNS
EQU I T Y MUTUAL FUND REDUCES
THE VOLAT I L I T Y I N SHARE
MARKET TO A EXTENT AND
GENERATE H IGHER RETURN
SEAMLESS LY
yourmoneymatters.inyourmoneymatters.in
RETURNS GENERATED BY
ASSETS I N THE LAST 30 YEARS
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
RETURNS FROM FRANKL IN
TEMPLETON S INCE 1 9 9 3
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Source : Advisorkhoj
N E E D F O R F I N A N C I A LA S S E T S I N T H E F U T U R E ;
HIGH LIQUIDITY BETTER TAX
EFFICIENCY
EASY TO TRACK
THE MOVEMENT
OF CASH
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L IQU ID I T Y RAT IO = L IQU ID
ASSETS / L I AB I L I T I E S
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
I NVESTORS SHOULD
HAVE H IGH L IQU ID I T Y
RAT IO OF AROUND 6
DUR ING EARN ING
PER IOD TO HAVE
PEACEFUL
RET I REMENT
yours?
C A S H L E S SI N D I A
EVERYTHING WILL BE TAXED ,
BETTER TO ANALYSE AND INVEST
IN ASSETS WHICH IS MORE TAX
EFFICIENT
FINANCIAL ASSET LIKE MUTUAL
FUNDS WIN HANDS DOWN
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CASE STUDY 1 ;
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
ARUN , SAVES EVERYTH ING I N H I S
SALARY & L EAVES MEAGRE L I F E .
HE BUYS EVERYTH ING WITHOUT
ANY EM I 'S .
H I S WIFE HAD ARRANGED FOR A
MEET ING WITH F INANC IA L
ADV I SOR .
CASE STUDY 1 : SOLUT ION
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
F INANC IA L ADV I SOR HAD
RECOMMENDED H IM TO DO GOAL
BASED I NVEST ING FOR LONG
TERM I NVEST ING .
#H I S TAX OUTGO HAD REDUCED
BY PLANN ING PROPERLY WITH
TAX AND I NVESTMENTS
CASE STUDY 2
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
SHYAM FA L L S I N 30% TAX S LAB &
SPENDS A LOT . HE I S AGED 40 .
ON H I S FR I END I N S I S TENCE HE
HAD MET A F INANC IA L ADV I SOR
CASE STUDY 2 : SOLUT ION
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
F INANC IA L ADV I SOR HAD TOLD H IM
TO START WITH S I P PLANS& POST
POND H I S RET I REMENT
# HE WIL L BE CASH L ESS I N THE
FUTURE AS HE SPENDS MORE AND
TH I S HAS BEEN NOT I F I ED
CASE STUDY 3
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
PR INCE I S GOOD @ I NVESTMENT ,
BUT BUY ING F LAT AT EM I HAS
DENTED H I S MONTHLY
INVESTMENT .
HE HAD MET A F INANC IA L
ADV I SOR
CASE STUDY 3 : SOLUT ION
yourmoneymatters.inyourmoneymatters.in
Source : Economic times
# H I S CASHLESS (EM I ) WAY OF
ACCUMULAT ING WEALTH CAN
MAKE H IM CASH L ESS I N THE
FUTURE AND HE I S MANAG ING
NOW BY START ING A
S I P (MUTUAL FUND
INVESTMENT ) .
L E A R N I N G S F O RT H I S C A S H L E S SE R A ;START EARLY WITH YOUR
INVESTMENT
IF YOU ARE NOT INVESTING ,
START SAVING FIRST
PLAN FOR YOUR EXPENDITURES
AND ALLOCATE YOUR MONEY IN
INVESTMENT AVENUES WHICH
CAN TAKE CARE OF ITSELF .
GET A PROFESSIONAL HELP FOR
BETTER WAYS OF MANAGING
MONEY
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FOR CASHLESSECONOMY, BYGROWINGFINANCIAL ASSETS
A R E Y O U R E A D Y ?
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T H A N KY O U !
C A L L U S @ 9 4 4 4 89 3 0 5 0
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