Getting Canadian Credit Cards – Know Your Choices
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Transcript of Getting Canadian Credit Cards – Know Your Choices
Getting Canadian Credit C
ards
– Know Yo
ur Choice
sPRESENTING…
Have you just moved to Canada? Are you studying in Canada? If you’re a new immigrant in Canada, have you considered opening a credit card account? Reports show that the average Canadian owns at least one to three credit cards.
Why Get a Credit Card?
• Shopping with credit cards is simpler and safer than paying with cash.
Why Get a Credit Card?
• In case your card gets lost or stolen, you can easily call your credit card issuer to have your account blocked and prevent unauthorized use of your card.
Why Get a Credit Card?
• More people prefer to shop online and having a credit card is certainly an advantage.
Why Get a Credit Card?
• More people prefer to shop online and having a credit card is certainly an advantage.
• Credit cards also come in handy when making reservations such as on purchasing airline tickets.
Why Get a Credit Card?
• More people prefer to shop online and having a credit card is certainly an advantage.
• Credit cards also come in handy when making reservations such as on purchasing airline tickets.
• For people who frequently travel, carrying a credit card is surely a big help.
Why Get a Credit Card?
Canadian credit cards can also help you build your personal credit history.
Canadian credit cards can also help you build your personal credit history.
• Find one that reports your payments to the three major credit bureaus in Canada: Equifax, Experian and TransUnion. By opening a credit card account, and by wisely managing your account, you can build a solid credit history in your name.
Research Before Making A Choice
Research Before Making A Choice
• Don’t just pick a card out of popularity or gut feeling. Do your own research and compare your choices.
Research Before Making A Choice
• Don’t just pick a card out of popularity or gut feeling. Do your own research and compare your choices.
• Check out all the fees that could be associated with your card.
Research Before Making A Choice
• Don’t just pick a card out of popularity or gut feeling. Do your own research and compare your choices.
• Check out all the fees that could be associated with your card.
• Study the features offered by each card.
Research Before Making A Choice
• Don’t just pick a card out of popularity or gut feeling. Do your own research and compare your choices.
• Check out all the fees that could be associated with your card.
• Study the features offered by each card.• Spend time reading and reviewing the
contract.
• If you’re having difficulty in choosing, you can check out websites that offer reviews on Canadian credit cards. List down your possible choices and once you’ve narrowed down your list, you can go back to each one and examine the complete Terms & Conditions.
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