GUARANTEED RETURNS

GET A GRIP ON YOUR SAVINGS WITH

Aegon Life POS Guaranteed Return Insurance Plan (GRIP) – UIN 138N076V02A non-linked, non-participating life insurance plan.

Guarantee On, Toh Tension Gone.

Why buy this plan?

Are you concerned about the financial security of your family? Is market volatility giving yousleepless nights? Are you worried about the uncertainty of amount you will receive on policymaturity?Are you stressed about not continuing your premium payment due to any unforeseen condition? Ifyour answer to any of these questions is Yes, then it’s about time for you to say yes to the AegonLife POS Guaranteed Return Insurance Plan (GRIP). This plan, which is a perfect combination ofSavings+ Protection, guarantees financial freedom to your family in your absence, provides aguaranteed amount upon Policy Maturity and gives you a Short Premium Commitment with flexiblePayment Options. What’s more, you may also avail Tax Benefits through this plan.

Let’s understand the plan with an example:

Mr. Kumar who is 35 years of age opts for Aegon Life POS Guaranteed Return Insurance Plan (GRIP)and Pays `40,000 (excluding GST) Annually for 9 years along with a Life Cover for 20 years. On thebasis of his Age and Policy selection, the Basic Sum Assured of his Policy is `2,51,411.

1st Scenario: Mr. Kumar survives the complete Policy Term

Total Premiums Paid by Mr. Kumar = ` 40,000 X 9 =

` 3,60,000Total Maturity Value

Received by Mr. Kumar = `8,17,086

On Policy Maturity at the end of 20 years, Basic Sum

Assured =` 2,51,411/-

Accrued Guaranteed Additions = `. 5,02,822/-

Loyalty Booster = ` 62,853, which is 25% is the Basic Sum

Assured.

+

+Mr. Kumar

Plan purchased for 20 Years 1

1

The Key Benefits of Aegon Life POS Guaranteed Return Insurance Plan (GRIP).

Maturity Benefit which is guaranteed as a percentage of Basic Sum Assured

2nd Scenario: Mr. Kumar dies at the start of 16th Policy year

The Total Death Benefit pay-out to the nominee

= ` 7,77,117

The nominee receives the following Sum Assured on

Death` 4,00,000

Accrued Guaranteed Additions ` 3,77,117.

+

Mr. Kumar’s nominee 2

Pay premiums for aLimited Term while you

get to enjoy Policybenefits, throughout

the Policy Term

You get the option tochoose the Premium

Payment as well as thePolicy Term as peryour convenience

You may be eligible forTax Benefits, underSection 80(C) and

Section 10(10D), as perprevailing tax laws

TAX

Policy benefits areguaranteed, in theevent of Death or

Maturity of the plan

Secure life goals withGuaranteed Maturity

Payout of 225% to325% of the Basic Sum

Assured

Guaranteed Additionequal to 10% of BasicSum Assured accrue

at the end of every yearthroughout the Policy

Term

Loyalty Booster equalto 25% of Basic Sum

Assured payable at theend of Policy Term

10

225%

12

245%

11

235%

13

255%

14

265%

15

275%

16

285%

17

295%

18

305%

19

315%

20

325%

Policy Term

Guaranteed Maturity Benefitas % of Basic Sum Assured

2

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

ABOUT US

# Individual Death claim settlement ratio 96.45% in FY 2018-19. 489/507 claims honored and 18 claims rejected

* Awarding Authority-http://www.fintelekt.com.

For more details on Risk factors, Terms & Conditions please read Sales Brochure and Benefit Illustration carefully before concluding a sale. If death occurs due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the claimant shall be entitled to 80% of the total premiums paid till the date of death or the surrender value as available on date of death whichever is higher, provided the policy is inforce. This clause will remain applicable even during the Waiting Period of 90 days from the Date of Inception of the Policy. This Product is underwritten by Aegon Life Insurance Company Ltd. Insurance cover is available under this Product. All ages mentioned above are ‘Age as on last birthday’. Goods & Services Tax, Cess (if any) and any other Statutory levy will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. Aegon Life POS Guaranteed Return Insurance Plan (GRIP) UIN 138N076V02 .Trade logo displayed belongs to M/s Aegon N.V. and M/s Bennett, Coleman and Co. Ltd. and used by Aegon Life Insurance Co. Ltd. under trade agreement. Aegon Life Insurance Company Limited, IRDAI Reg. No. 138. Corporate Identity No: U66010MH2007PLC169110. Registered Office: Building No.3, Third Floor, Unit No.1, NESCO IT Park, Western Express Highway Goregaon (E), Mumbai - 400063. Tel: +91 226118 0100, Fax: +912261180200/300, Toll Free No.:1800 209 90 90 (9am to 7 pm, Mon to Sat), Email: customer.care@aegonlife.com Website; www.aegonlife.com.ADVT No :II/Nov 2019/5343

Eligibility

Entry Age Minimum - 1 yearMaximum - 50 years

Minimum - 18 yearsMaximum - 65 years

Yearly Mode - `10,000Half Yearly Mode - `7,500Monthly Mode - `1,500

Yearly Mode - `100, 000 Half Yearly Mode - `51, 200 Monthly Mode - `8,700

Any Policy Term Between 10 to 20 years

5/7/9 years

Policy Term

Maturity Age

Premium Payment Term

Minimum Premium

Maximum Premium

Premium Payment Mode Yearly, Half-Yearly, and Monthly.

Waiting PeriodThe Policy has 90 days waiting period from the Date of Inception of the Policy within which if death occurs (other than due to accident), thebeneficiary will receive 100% of the premiums paid till the Date of Death (excluding any taxes). During this period the Death Benefit will not bepayable. Waiting Period is not applicable in case of Policy Revival.

Automatic Vesting of the Policy

If the policy has been taken on the life of a minor, the Policy shall automatically vest on him/her with effect from the Date of Completion of 18 years of age and the Life Assured will become the Policy holder from such date.

Monthly Premium frequency to be taken with ECS/SI/NACH

The modal loadings for modes other than Annual mode will be: • Half Yearly Premium = Annualized Premium * 0.512 • Monthly Premium = Annualized Premium * 0.087

Note: The Maximum Annualised Premium Per Life Insured will be capped to ` 1,00,000 for this product.

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!

E-Bussiness Leader 5 Times in row*

TOI and Aegon Partnership

96.45% ClaimSettlement ratio#