Garudzep issue May 2014 - Janata Sahakari Bank Ltd., Pune

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JĂ©S> Pon 1 E{Ă b-‘o 2014 (OZVm ghH$mar ~±H$ {b., nwUo Ûmam Ă H$m{eV J„hn{ÌH$m : Ho$di ImOJr {dVaUmgmR>r) AÜ`jm§Mo boIUrVyZ, Jw T>rnmS>϶m˦m ew^ ‘whĂżVm©da ZdrZ Am{W©H$ dfm©bm gwĂȘ$dmV Pmbr Amho. ZwH$˶mM g§nÞ Pmboë¶m Am{W©H$ dfm©V H$m‘{Jar CËH„$Ă°> Amho. {deof ‘hÎdmMr ~m~ Ă„hUOo Amnë¶m ~±Ho$Zo Xhm hOma H$moQ>r Ă©n¶mMm ϶dgm¶ {dñVmamMm Q>ßnm nma Ho$bobm Amho. hr CnbĂŁYr ~±Ho$V H$m¶©aV gd© H$‘©MmÚ¶m§À¶m g§K{Q>V à¶ËZm§Mr ’$blwVr Amho. ‘r ~±Ho$˦m gd© H$‘©MmÚ¶m§Mo A{^Z§XZ H$aVmo. ZdrZ Am{W©H$ df© ZdrZ AmĂŹhmZm§Zm gmo~V KoD$Z Ambo Amho. Mmby dfu ϶dgm¶m˦m g§»¶mË‘H$ dmT>r~amo~a JwUmË‘H$ dmT>rgmR>r à¶ËZ H$aUo A{YH$ JaOoMo Amho. H$mgm R>odrV Ă ^mdr dmT> H$ĂȘ$Z Z’$m d„Õr Amnbr Ă mW{‘H$Vm Amho. emIm§Mr aMZm, ‘m§S>Ur, J«mhH$ dJ© ¶m§Mm A˦mg H$ĂȘ$Z emIm§Zr ‘wȦ H$m¶m©b¶mg H$mgm d„ÕrgmR>r Cnm¶ ¶moOZm gwMdm϶mV. H$Om©Mm {dñVma doJmZo hmoVmo Amho. H$Om©Mm XOm© amIʶmgmR>r A{YH$ Ă ^mdr {ZÂ¶Â§ĂŒU Amdí¶H$ Amho. H$mÂąQ>ada godm XoUmÚ¶m H$‘©MmÚ¶mV Z϶mZo ^aVr Ho$boë¶m H$‘©MmÚ¶m§Mo à‘mU dmT>Vo Amho. J«mhH$, J«mhH$ godm ¶m {df¶r Cn¶wÂș$ ‘mJ©Xe©Z gyMZm emIoV H$m¶©aV d[aĂ°> H$‘©MmÚ¶m§Zr ZdrZ H$‘©MmÚ¶m§Zm Úm϶mV OoUoH$ĂȘ$Z Amnë¶m J«mhH$ godoMm ñVa amIbm OmB©b. Ho$.dm¶.gr., EE‘Eb, grAmaAoAma ¶m {df¶r ^maVr¶ [aPĂŹh© ~±Ho$˦m ‘mJ©Xe©H$ gyMZm§Mo nmbZ AmnUmg Jm§^r¶m©Zo H$aUo JaOoMo Amho. ˶mgmR>r Amnbr ϶dñWm, H$m¶©nÕVr VgoM {ZÂ¶Â§ĂŒU XoIrb Ă ^mdr H$amdo bmJob. emIm§Zm H|$ÐñWmZr KoD$Z {Z¶moOZ Ho$ë¶mg ho ghO e³¶ hmoB©b. Amnë¶m gdmÂȘZm ew^oÀN>m! { r ± { o JĂ©S> Pon J J J J J J J J JĂ© Ă© Ă© Ă© Ă©S S S S S> P P P P P P P P P P P n n n n n n www.janatabankpune.com AmnĂ«`m gdmÂȘÀ`m ghH$m`m©Zo, AmnĂ«`m ~±Ho$Zo {X. 31 _mM© 2014 AIoa ĂŹ`dgm`mMm EH$ _hÎdmMm Q>ßnm nyU© Ho$bm Amho. 31 _mM© 2014 AIoa AmnĂ«`m ~±Ho$À`m R>odr ĂȘ$. 6119.86 H$moQ>r d ~±Ho$Mr H$O} Ă©. 4133.34 H$moQ>r Pmbr, Á`m_wio EHy$U ĂŹ`dgm`mMm Q>ßnm Ă©. 10,000 H$moQ>tMm nyU© Pmbm Amho. gd© H$_©Mmar, ImVoXma, g^mgX Am{U g§MmbH$ _§S>imZo Ho$boĂ«`m `m ^ard H$m_{Jar~Ôb gdmÂȘMo A{^Z§XZ! ĂŹ`dgm`mMr JĂȘ$S> Pon! Ă©.10,000 H$moQ>tMm ĂŹ`dgm`mMm Q>ßnm nyU©! ghH$ma ^maVr Ă {ejU g§ñWo˦m XeH$nyVu g‘ma§^mV Amnë¶m ~±Ho$Mm {deof JmÂĄad H$aʶmV Ambm 2013-14 : Mr Amnbr H$m_{Jar R>odr 6119.86 H$moQ>r H$O© 4133.34 H$moQ>r EHy$U ϶dgm¶ 10253.20 H$moQ>r ^mJ ^m§S>db 123.43 H$moQ>r Ă {VgodH$ ϶dgm¶ 12.64 H$moQ>r Z’$m 58.52 H$moQ>r godH$ g§»¶m 811 {gž$s‘Mo amÁ¶nmb ‘m. lr. lr{Zdmg nmQ>rb ¶m§À¶m hñVo gÝ‘mZ pñdH$maVmZm ‘m. lr. IiXH$agmho~. gmo~V CnmĂœÂ¶j lr. g§O¶ bobo d grB©Amo lr. dg§V Hw$bH$Uu.

Transcript of Garudzep issue May 2014 - Janata Sahakari Bank Ltd., Pune

Page 1: Garudzep issue May 2014 - Janata Sahakari Bank Ltd., Pune

JĂ©S> Pon

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E{Ă b-‘o 2014 (OZVm ghH$mar ~±H$ {b., nwUo Ûmam Ă H$m{eV J„hn{ÌH$m : Ho$di ImOJr {dVaUmgmR>r)

AÜ`jm§Mo boIUrVyZ,

JwT>rnmS>϶m˦m ew^ ‘whĂżVm©da ZdrZ Am{W©H$ dfm©bm gwĂȘ$dmV Pmbr Amho. ZwH$˶mM g§nÞ

Pmboë¶m Am{W©H$ dfm©V H$m‘{Jar CËH„$Ă°> Amho. {deof ‘hÎdmMr ~m~ Ă„hUOo Amnë¶m ~±Ho$Zo Xhm hOma H$moQ>r Ă©n¶mMm ϶dgm¶ {dñVmamMm Q>ßnm nma Ho$bobm Amho.hr CnbĂŁYr ~±Ho$V H$m¶©aV gd© H$‘©MmÚ¶m§À¶m g§K{Q>V à¶ËZm§Mr ’$blwVr Amho. ‘r ~±Ho$˦m gd© H$‘©MmÚ¶m§Mo A{^Z§XZ H$aVmo. ZdrZ Am{W©H$ df© ZdrZ AmĂŹhmZm§Zm gmo~V KoD$Z Ambo Amhoo. Mmby dfu ϶dgm¶m˦m g§»¶mË‘H$ dmT>r~amo~a JwUmË‘H$ dmT>rgmR>r à¶ËZ H$aUo A{YH$ JaOoMo Amho. H$mgm R>odrV Ă ^mdr dmT> H$ĂȘ$Z Z’$m d„Õr Amnbr Ă mW{‘H$Vm Amho. emIm§Mr aMZm, ‘m§S>Ur, J«mhH$ dJ© ¶m§Mm A˦mg H$ĂȘ$Z emIm§Zr ‘wȦ H$m¶m©b¶mg H$mgm d„ÕrgmR>r Cnm¶ ¶moOZm gwMdm϶mV.H$Om©Mm {dñVma doJmZo hmoVmo Amho. H$Om©Mm XOm© amIʶmgmR>r A{YH$ Ă ^mdr {ZÂ¶Â§ĂŒU Amdí¶H$ Amho. H$mÂąQ>ada godm XoUmÚ¶m H$‘©MmÚ¶mV Z϶mZo ^aVr Ho$boë¶m H$‘©MmÚ¶m§Mo à‘mU dmT>Vo Amho. J«mhH$, J«mhH$ godm ¶m {df¶r Cn¶wÂș$ ‘mJ©Xe©Z gyMZm emIoV H$m¶©aV d[aĂ°> H$‘©MmÚ¶m§Zr ZdrZ H$‘©MmÚ¶m§Zm Úm϶mV OoUoH$ĂȘ$Z Amnë¶m J«mhH$ godoMm ñVa amIbm OmB©b.Ho$.dm¶.gr., EE‘Eb, grAmaAoAma ¶m {df¶r ^maVr¶ [aPĂŹh© ~±Ho$˦m ‘mJ©Xe©H$ gyMZm§Mo nmbZ AmnUmg Jm§^r¶m©Zo H$aUo JaOoMo Amho. ˶mgmR>r Amnbr ϶dñWm, H$m¶©nÕVr VgoM {ZÂ¶Â§ĂŒU XoIrb Ă ^mdr H$amdo bmJob. emIm§Zm H|$ÐñWmZr KoD$Z {Z¶moOZ Ho$ë¶mg ho ghO e³¶ hmoB©b.

Amnë¶m gdmÂȘZm ew^oÀN>m!

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JĂ©S> Pon

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www.janatabankpune.com

AmnĂ«`m gdmÂȘÀ`m ghH$m`m©Zo, AmnĂ«`m ~±Ho$Zo {X. 31 _mM© 2014 AIoa ĂŹ`dgm`mMm EH$ _hÎdmMm Q>ßnm nyU© Ho$bm Amho. 31 _mM© 2014 AIoa AmnĂ«`m

~±Ho$À`m R>odr ĂȘ$. 6119.86 H$moQ>rd

~±Ho$Mr H$O} Ă©. 4133.34 H$moQ>rPmbr, Á`m_wio EHy$U ĂŹ`dgm`mMm Q>ßnm Ă©. 10,000 H$moQ>tMmnyU© Pmbm Amho.gd© H$_©Mmar, ImVoXma, g^mgX Am{U g§MmbH$ _§S>imZo Ho$boĂ«`m `m

^ard H$m_{Jar~Ôb gdmÂȘMo A{^Z§XZ!

ĂŹ`dgm`mMr JĂȘ$S> Pon!Ă©.10,000 H$moQ>tMm ĂŹ`dgm`mMm Q>ßnm nyU©!

ghH$ma ^maVr Ă {ejU g§ñWo˦m XeH$nyVu g‘ma§^mV Amnë¶m ~±Ho$Mm {deof JmÂĄad H$aʶmV Ambm

2013-14 : Mr Amnbr H$m_{Jar R>odr 6119.86 H$moQ>r

H$O© 4133.34 H$moQ>r

EHy$U ϶dgm¶ 10253.20 H$moQ>r

^mJ ^m§S>db 123.43 H$moQ>r

à{VgodH$ ϶dgm¶ 12.64 H$moQ>r

Z’$m 58.52 H$moQ>r

godH$ g§»¶m 811

{gž$s‘Mo amÁ¶nmb ‘m. lr. lr{Zdmg nmQ>rb ¶m§À¶m hñVo gÝ‘mZ pñdH$maVmZm ‘m. lr. IiXH$agmho~. gmo~V CnmĂœÂ¶j lr. g§O¶ bobo d grB©Amo lr. dg§V Hw$bH$Uu.

Page 2: Garudzep issue May 2014 - Janata Sahakari Bank Ltd., Pune

OZVm ghH$mar ~±H$ {b., nwUo

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lr. AmewVmof Sw>§~ao ¶m§Zm {edZoar ^yfU nwañH$ma d S>m°. ‘Zmoha S>moio

¶m§Zm {S>. brQ> nXdr àXmZ

Reserve Bank Governor Mr. Raghuram Rajan on 03.06.2014, while presenting second Bimonthly Review of Monetary Policy reduced SLR by 50 basis points for Banks from23.00% to 22.50%. There is no change in other rates. All Banks in India will now have an uniform CRR of 4% and SLR 22.50%. The economists call it as a balancing act of the Governor. Reserve Bank of India the regulator of the Indian Economy and Supervisory head of the banks in India has the responsibility to make the funds available to vital components of the economy i.e. industries and agricultural sector to ensure development. Reserve Bank also has the responsibility to control infl ation. Monitoring of infl ation and development is done by Reserve Bank of India with the help of its monetary tools, CRR, SLR, Repo and Reverse Repo.

Impact of changein CRR and SLR –

Increase in CRR and SLR will result in reduction in lendable resources of banks, thus restricting supply of money in the market. Reduction in money supply will reduce demand and bring down the prices. Decrease in CRR and SLR will have the reverse effect.Impact of changein Repo and Reverse Repo –

In simple terms, repo rate is the rate of interest on loans sanctioned by Reserve Bank of India to the Commercial Banks and Reverse Repo the rate of interest on deposits of Commercial Banks with Reserve Bank. Increase in repo rates will increase the interest on loans borrowed by Commercial Banks. This will result in increase of interest rates of loans by Commercial banks to public. Increase in interest rates will reduce the credit expansion of commercial

banks and ultimately reducing supply of money in the market.

The present rate of infl ation is as high as 8.30% and needs corrections to bring it down to less than 5%. Present G.D.P. is as low as 4.4% and also needs an immediate correction to lift it more than 5%.

There is change in the Government at the center. The new government is aggressive towards the growth and development. Mr. Rajan has presented his fi rst Monetary review to the new government. The development activity is in full swing in the Country which needs strong fi nancial support. Mr. Rajan released Rs.35,000 crores to banks making 0.50% correction in the S.L.R. There is gradual reduction in S.L.R. From 34% in 1994 to 22.50% in 2014. It may be looked as a step towards abolition of directed investments unlike international practices.

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Bimonthly Review of Monetary Policy

Amnë¶m OwÞa emIoVrb ImVoXma lr. AmewVmof H$ma^mar Sw>§~ao ¶m§Zm ¶m dfuMm {edZoar ^yfU nwañH$ma Ă XmZ H$aʶmV Ambm Amho. Vo emIoMo 20 dfm©nmgyZ ImVoXma AmhoV. lr. Sw>§~ao ¶m§Zm ‘m. ‘wÂ»Â¶â€˜Â§ĂŒr ¶m§Mo hñVo {X. 19/2/14 amoOr ¶m nwañH$mamZo JmÂĄa{dʶmV Ambo. VgoM AmUIr EH$ gÝ‘mZZr¶ ImVoXma S>m°. ‘Zmoha H„$ĂźU S>moio (am. Zmam¶UJm§d) ¶m§Zm nwUo ¶oWrb {Q>.‘.{dÚmnrR>mZo {S>.brQ>, nXdr Omhra Ho$br Amho. S>m°. S>moio ~±Ho$Mo g^mgX AmhoV d am ñd. g§KmMo OwÞa VmbwH$m ‘mOr g§KMmbH$ AmhoV d Ă {gÕ ZoÌVk AmhoV {X.15/2/14 amoOr nwUo ¶oWoM {Q>.‘.{dÚmnrR>mV S>m°. S>moio ¶m§Zm nXdr Ă XmZ H$m¶©H«$‘ g§nÞ Pmbm Amho. d[ab XmoÝhr J«mhH$m§Mm ~±Ho$er K[ZĂ°> g§~§Y Amho. XmoÝhr ImVoXmam§Mo emIoV’}$ A{^Z§XZ!

Anydm© Am’$ioMo ñn„hUr¶ ¶eAmnë¶m ghH$maZJa, nwUo emIoVrb A{YH$mar lr. JOmZZ

gXm{ed Am’$io ¶m§Mr H$ĂÂ¶m Hw$. Anydm© JOmZZ Am’$io {hZo d¡ÚH$s¶ joÌmV CÎmw§J H$m‘{Jar Ho$br Amho. {VZo MBBS narjoV 73% JwU {‘idyZ B.J.Medical College $â€˜ĂœÂ¶o V„Vr¶ H«$‘m§H$ {‘idbm. ~±Ho$V’}$ Anydm© d {V˦m nmbH$m§Mo hm{X©H$ A{^Z§XZ!!

lr g{MZ IoS>oH$a A{^{ZV "AmOMm {Xdg ‘mPm' {MÌnQ>mbm gdm}Îm‘ ‘amR>r {MÌnQ>mMm

amïŽ>r¶ nwañH$ma OmhraAmnë¶m {dbonmb} emIoVrb ~MV R>od ImVoXma d

gwĂ {gÕ A{^ZoVo lr. g{MZ lrH$m§V IoS>oH$a ¶m§Zr A{^Z¶ Ho$bobm d ‘wȦ ^y{‘H$m Agbobm ‘amR>r {MÌnQ> ""AmOMm {Xdg ‘mPm'' ¶mbm ¶§XmMm gdm}Îm‘ ‘amR>r {MÌnQ>mMm amĂŻÂŽ>r¶ nwañH$mamZo gÝ‘m{ZV H$aʶmV Ambo Amho, A{^ZoVo lr. g{MZ IoS>oH$am§Mo Amnë¶m ~±Ho$er Iyn OwZo ñZoh~§Y AmhoV. AmnUm gdmÂȘV’}$ ˶m§Mo hm{X©H$ A{^Z§XZ!

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JĂ©S> Pon

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H$moĂ«hmnya emIo˦m dVrZo "BÀN>mnÌ' {df¶mdaÁ¶oĂ°> ZmJ[aH$ ‘oimdm g§nÞ

H$moĂ«hmnya emIoZo Á¶oĂ°> ZmJ[aH$ ‘oimdm Am¶mo{OV Ho$bm hmoVm. ¶mdoir A°S>. {eamiH$a ¶m§Zr Á¶oĂ°> ZmJ[aH$m§Zm BÀN>m nÌ ¶m {df¶mda ‘mJ©Xe©Z Ho$bo. ‘oim϶mMr gwĂȘ$dmV emIm ϶dñWmnH$ lr. Ă gÞ Ă„hmH$doH$a ¶m§À¶m Ă mñVm{dH$mZo Pmbr. ~±Ho$Mo Cn‘hm϶dñWmnH$ lr. lram‘ AmnQ>o ¶m§Zr ~±Ho$˦m {d{dY ¶moOZm§Mr ‘m{hVr {Xbr. à‘wI dÂșo$ A°S>. a{d {eamiH$a ¶m§Mm ~±Ho$Mo g§MmbH$ lr. gwZrb ‘wVm{bH$ ¶m§Mo hñVo emb d lr’$i XoD$Z gËH$ma H$aUoV Ambm.

A°S>. adr {eamiH$a BÀN>mnÌmMo ‘hÎd gm§JVmZm Ă„hUmbo, BÀN>mnÌ ho H$moU˶mhr Z‘wĂÂ¶mV H$aVm ¶oVo, ˶mbm XmoZ gmjrXma Amdí¶H$ AgVmV. Amnbr ñd‘mbH$sMr g§nÎmr hr BÀN>m nÌmÛmao XoVm ¶oVo. BÀN>mnÌmbm H$moUVrhr ñQ>°Än S>çwQ>r Zmhr VgoM Zm|XUrMr JaO Zmhr ’$Âș$ Amnbr ‘mZ{gH$ d emar[aH$ pñWVr gwÑT> AgUo Amdí¶H$ Amho. Á¶mdoir

AmnU BÀN>mnÌ H$ĂȘ$ ˶m{Xder e³¶Vmo d¡ÚH$s¶ VnmgUr H$ĂȘ$Z Vgm XmIbm BÀN>mnÌm~amo~a OmoS>mdm. BÀN>mnÌmMr A§‘b~OmdUr H$aUogmR>r AmnU ϶dñWmnH$ (EXECUTOR) Zo‘y eH$Vmo Ago H$m¶ÚmVrb {d{dY nÂĄby Amnë¶m gmoĂŸÂ¶m d AmoKd˶m ^mfUmV A°S>. a{d {eamiH$a ¶m§Zr ‘m§S>bo.

¶mZ§Va Á¶oĂ°> ZmJ[aH$m§er Ă ĂœmoÎmao ñdĂȘ$nmV MMm© Pmbr. ~±Ho$Mo g§MmbH$ lr. gwZrb ‘wVm{bH$ ¶m§Zr ‘ZmoJV ϶Âș$ Ho$bo Am{U BÀN>mnÌmg§X^m©Vrb EpÂłP³¶wQ>a d QÂŽ>ñQ>r hm {d^mJ OZVm ~±Ho$V Jobr AZoH$ df} ñdV§Ì d gj‘nUo H$m¶©aV AgboMr ‘m{hVr {Xbr. H$m¶©H«$‘mMo gyÌg§MmbZ d Am^maĂ Xe©Z lr. C‘oe CXJmdH$a ¶m§Zr Ho$bo. lr. {dO¶ nwOmar ¶m§Mo ngm¶XmZmZo H$m¶©H«$‘mMr gm§JVm Pmbr. ¶m H$m¶©H«$‘mV Á¶oĂ°> ZmJ[aH$ g§KmMo nXm{YH$mar, gXñ¶ VgoM emIoMo ‘mĂÂ¶da ImVoXma, ZmJ[aH$ ‘moR>çm g§»¶oZo CnpñWV hmoVo.

S>m°. AnUm© Xoe_wI `m§Zmg_mOgodo~ÔbMm

"_Xa Voaogm EĆ gb§Ýg A°dm°S>©'nwañH$ma Ă XmZ

AmnĂ«`m H$d}ZJa emIoVrb ImVoXma S>m°. AnUm© Xoe_wI `m§Zm Ë`m§À`m g_mOgodo~Ôb ~|JiyaÀ`m People Foundation V\}$ "_Xa Voaogm EĆ gb§Ýg A°dm°S>©' hm nwañH$ma Ă XmZ H$aÊ`mV Ambm. S>m°. AnUm© Xoe_wI `m _yiÀ`m OiJmdÀ`m! Cƒ {ejUm{Z{_Îm nwÊ`mV AmĂ«`m.

nwʶmV Ë`m§Zr d„Õm§gmR>r nmofH$ dmVmdaU Agob Aer VrZ _Obr B_maV ^mS>oVÎdmda KoVbr d d„Õml_ gwĂȘ$ Ho$bm. JoĂ«`m VrZ dfm©V gw_mao VrZeo d„Õm§Zr "Am^mi_m`m' AZw^dbr Amho, Va gÜ`m 30 OU BW§ dmñVĂŹ`mg AmhoV.

Amnë¶m ’$Ϧw©gZ amoS> emIoVrb godH$ g§^mOr T>mdao ¶m§Mr H$ĂÂ¶m ApĂ±â€˜Vm T>mdao {hbm; nwʶmV Pmboë¶m d[aĂ°> JQ> amÁ¶ ‘¡XmZr ñnY}V ‘{hbm§À¶m bm§~ CS>râ€˜ĂœÂ¶o amÂĄĂŸÂ¶nXH$ Ă mĂĄ Pmbo. ApĂ±â€˜VmMo ~±Ho$V’}$ hm{X©H$ A{^Z§XZ!

d[aĂ°>> JQ> amÁ¶ ‘¡XmZr ñnY}VApĂ±â€˜Vm T>mdaobm amÂĄĂŸÂ¶ nXH$ Ă mĂĄ

MVwa§J Ă {VĂ°>mZ nwañH„$Vgdm}Îm‘ {dÚmWu "JmoS>~mobo nwañH$ma'

Amnë¶m XodĂȘ$I emIoVrbgodH$ lr. g§Xrn {gVmam‘ JmZy ¶m§Mo gwnwÌ {M. emXy©b g§Xrn JmZy ¶mg gdm}Îm‘ {dÚmWu Ă„hUyZ gZ 2013-14 Mm "JmoS>~mobo nwañH$ma' Ă mĂĄ Pmbm Amho. hm nwañH$ma MVwa§J Ă {VĂ°>mZ ¶m g§ñWoZo nwañH„$V Ho$bm Amho. H$moH$U emim§Vrb JwUdmZ {dÚmĂÂ¶mÂȘMm emoY KoD$Z ˶m§Mm gÝ‘mZ ¶m nwañH$mamÛmao H$aʶmV ¶oVmo.

emXÿ©bbm Jm¶Z-dmMZ Am{U H$sV©ZmMm N>§X Amho. emio˦m hm°H$s d ’w$Q>~m°b gmâ€˜ĂÂ¶m§‘YyZhr Ă W‘ ¶oUmÚ¶m emXÿ©b g‘moa ñdm. {d.Xm.gmdaH$a ¶m§Mm AmXe© Amho.

nwañH$mamWu : emXy©b g§Xrn JmZy

Page 4: Garudzep issue May 2014 - Janata Sahakari Bank Ltd., Pune

OZVm ghH$mar ~±H$ {b., nwUo

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nwUo : H$V©Ï¶ ’$mD§$S>oeZ Am¶mo{OV Am§Va~±H$ {H«$Ho$Q>ñnY}V Amnë¶m ~±Ho$Zo ¶w{Z¶Z ~±H$ Am°’$ B§{S>¶mda ghO {dO¶ {‘idbm.

{dO¶ amOnyV ¶m§À¶m ^oXH$ Jmob§XmOr˦m Omoamda OZVm ghH$mar ~±Ho$Zo ¶w{Z¶Z ~±Ho$Mm 87 Ymdm§Zr nam^d H$ĂȘ$Z ~moZg JwUmMr H$‘mB© Ho$br. OZVm ~±H$ g§KmZo Ă W‘ 4 ~mX 181 Ymdm Ho$ë¶m. Ă gÞm Xmg Zm~mX 53, amOrd eoIa 44 d ¶moJramO VmQ>io 39, ¶m§Zr Mm§Jbr ’$b§XmOr Ho$br. àζwÎmamV, {dO¶ amOnwVZo 14 Ymdm§V KoVboë¶m 4 ~it‘wio ¶w{Z¶Z ~±H$ g§K 19.1 fQ>H$mV

Ho$di 94 Ymdm§da ~mX Pmbm. amOrd eoIaZo 3, Va {V‘moVr dmK‘maoZo 2 JS>r ~mX Ho$bo.

˶mMà‘mUo gXĂŸ qeXo gmIir {H«$Ho$Q> ñnY}V JQ> Cn{dOoVo nX nQ>H$mdyZ Amnë¶m g§KmZo Cnm§Ë¶ ’o$arn¶ÂȘV ‘Ob ‘mabr. lr {dO¶ amOnyV ¶m§Zm "‘°Z Am°’$ Xr ‘°M' Ă„hUyZ KmofrV Ho$bo.

nwUo {OĂ«hm {H«$Ho$Q> g§KQ>Zo˦m (nrS>rgrE) gXĂż qeXo gmIir {H«$Ho$Q> ñnY}V Amnë¶m ~±Ho$Zo E‘Ho$Ho$ {H«$Ho$Q> Âłb~Mm 119 Ymdm§Zr nam^d Ho$bm.

’$Ϧw©gZ ‘hm{dÚm¶m˦m ‘¡XmZmda

Pmboë¶m ¶m gmâ€˜ĂÂ¶mV AmnU Ă W‘ ’$b§XmOr ñdrH$mĂȘ$Z AmR> ~mX 269 Aer ‘moR>r Ymdg§»¶m C^mabr. ˶mV ‘hÎdmMm dmQ>m AmZ§X H§$XbJmdH$a (66), Am±Mb bwQ>o (57) d amOrd eoIa (53) ¶m§Zr Ho$boë¶m AY©eVH$mMm hmoVm. ˶mZ§Va {’$aH$s Jmob§XmO {dO¶ amOnyVZo 22 Ymdm XoD$Z Mma JS>r ~mX H$aVmZm Ho$boë¶m AMyH$ Jmob§XmOr˦m Omoamda E‘Ho$Ho$ g§KmMm S>md 150 Ymdm§V AmQ>monbm. ˶m§À¶m gmÂĄa^ Hw$bH$UuZo Ho$bobr AY©eVH$s Ioir Anwar nS>br. Jobo 5 df} ¶m ñnY}V gVV hm JQ> {dO¶ Ă mĂĄ H$aV Amho. g§nyU© g§KmMo hm{X©H$ A{^Z§XZ!

H$V©Ï¶ ’$mD§$S>oeZ d gXĂż qeXo gmIir {H«$Ho$Q> ñnYmÂȘâ€˜ĂœÂ¶o Amnë¶m g§KmMr M‘H$Xma H$m‘{Jar!

Hw$‘ma aoUwgo dralr nwañH$mamZo gÝ‘m{ZVAmnë¶m {Q>iH$amoS> emIoVrb ImVoXma lr.

Hw$‘ma aoUwgo ¶m§Zm Á¶mo H$sS>gÂČ Âłb~V’}$ "dralr nwañH$ma' Ă XmZ H$aʶmV Ambm Amho.

lr. aoUwgo ho YS>mS>rMo gm‘m{OH$ H$m¶©H$V} AmhoV. 2001 gmbr emIoV EH$m ImVoXmamMr amoI až$‘ nidyZ ZoUmÚ¶m Mmoamg ˶m§Zr emIoVM nH$Sy>Z {Xbo hmoVo. d ˶m~Ôb emIoV’}$, ~±Ho$V’}$ ˶m§Mm gËH$ma H$aʶmV Ambm hmoVm.

lr. aoUwgo ¶m§Mo ~±Ho$V’}$hm{X©H$ A{^Z§XZ!

Am‘wMm am‘ am‘ ¿¶mdm....

A.H«$. Zmd emIm/{d^mJ hĂŸĂ”m

1 lr. kmZXod har^mD$ ~m§Ja {dbonmb} H${Zð> A{YH$mar

2 lr. Z§X{H$emoa à^mH$a ZmJnwao {Q>iH$ amoS> boI{ZH$

3 lr. bĂș‘U qÌ~H$ Hw$bH$Uu gram¶grS>r boI{ZH$

4 lr. amO|Ð em§Vmam‘ ~m§~wiH$a H$moĂ«hmnya boI{ZH$

5 lr. O¶am‘ gImam‘ {XKo grAm¶grS>r boI{ZH$

6. lr. O¶d§V ~m~wamd bmoUmar VioJmd Xm^mS>o boI{ZH$

7. lr. ~mny e§H$a OJXmio ‘mH}$Q>¶mS>© boI{ZH$

8. lr. em§Vmam‘ {H$gZ JmOao {dbonmb} boI{ZH$

9. lr. ~mimgmho~ AmË‘mam‘ H$X‘ goH«o$Q>ar¶b {enmB©

10. lr. ^aV ‘{hnVr ‘m§S>oH$a {Q>iH$ amoS> [enmB©

11. lr. Ă H$me {Zd„Îmr ‘maUo H$d}ZJa {enmB©

^mdnyU© lÕm§Obr

Amnë¶m ’$Ϧw©gZ amoS> emIoVrb boI{ZH$ AmZ§X Ho$ed {Mbdoar ¶m§Mo{X. 25 ‘o 2014 amoOr XĂŸ:IX {ZYZ Pmbo Amho. ‘„Vm耦mg gXÂČJVr {‘imo hr Ă mW©Zm!

S>m°. g{dVm Xoenm§S>o¶m§Zm gwdU©nXH$

Amnë¶m H$d} amoS> emIo˦m ImVoXma d Am~mgmho~ Jadmao ‘hm{dÚmb¶mVrb ‘mZgemĂł {d^mJm˦m à‘wI S>m°. g{dVm Xoenm§S>o ¶m§Zm Âœbmo~b BH$m°Zm°{‘H$ Ă moJ«og A±S> [agM© BpĂĂ±Q>Q>çyQ>V’}$ (MoÞB©) gwdU© nXH$$ XoD$Z JmÂĄa{dʶmV Ambo. hm H$m¶©H«$‘ MoÞB© ¶oWo Pmbm. ‘mZgemĂłmVrb Ă XrK© AĂœÂ¶Â¶Z Am{U g§emoYZ {Z{‘Îm ho JmoĂ«S> ‘oS>b ˶m§Zm XoʶmV Ambo Amho.

~±Ho$V’}$ ˶m§Mo hm{X©H$ A{^Z§XZ!˶m§À¶m nwT>rb H$m¶m©g ew^oÀN>m!

‘mho ‘mM© Vo ‘o 2014 AIoa {Zd„Îm godH$m§Mr ¶mXr

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JĂ©S> Pon

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~mOramd amoS>, nwUo emIm : O¶ hmo!~mOramd amoS> emIoZo ~±Ho$˦m Ă©. 10,000

H$moQ>r ϶dgm¶m˦m C{Ôï>m~amo~aM emIoMo Ă©. 1000 H$moQ>r ϶dgm¶ C{Ôï> Ă mĂĄ H$arV AgVmZm ~±Ho$Zo {Xboë¶m C{Ôï>m§Mr Imbrbà‘mUo AmH$S>odmar gmĂœÂ¶ H$ĂȘ$Z ~±Ho$V EH$ AmXe© {Z‘m©U Ho$bm Amho.

R>odr 576.04 H$moQ>r

H$O© 471.28 H$moQ>r

EHy$U ϶dgm¶ 1047.32 H$moQ>r

Z’$m 14.93 H$moQ>r

¶m ϶dgm¶d„ÕrV emIoVrb gd© A{YH$mar, boI{ZH$ d {enmB© ~§Yy§Zr ‘mobmMo ¶moJXmZ {Xbo Amho. {deofV: R>odrMo C{Ôï> Ă mĂĄ H$aUogmR>r nwUo

eha, Ah‘XZJa, gmobmnya, n§T>anya, Ă„hgdS> AmXr {R>H$mUmhĂżZ AWH$ n[al‘mÛmao ¶e Ă mĂĄ Ho$bo Amho.

emIoZo ^mJ^m§S>dbmMo C{Ôï> H$O©, bm°H$a d$CËH„$ĂŻ> J«mhH$godm ¶m§Mo ghmʶmZo Ă mĂĄ Ho$bo Amho. ZOrH$Mo H$mimV emIm S>obr H$boÂłeZ ¶moOZoÛmao OmñVrV OmñV J«mhH$m§Zm AmH${f©V H$ĂȘ$Z g‘mOmVrb gd© ñVamn¶ÂȘV nmohmoMyZ IÚ¶m AWm©Zo N>moQ>çm bmoH$m§Mr ‘moR>r ~±H$ hr {~Ă©Xmdbr {‘a{dʶmMm à¶ËZ gwĂȘ$ Ho$bm Amho.

~mOramd amoS> emIo˦m ZwVZrH$aUmMo {Z{‘ÎmmZo lr g˶Zmam¶U ‘hmnyOoMo Am¶moOZ gmo‘dma, {X. 7 E{Ă b 2014 amoOr Ho$bo hmoVo. gXa H$m¶©H«$‘mg g‘mOmVrb {d{dY ñVamVrb ‘mĂÂ¶da ImVoXma,

{hVqMVH$ Ago gw‘mao 2500 bmoH$m§Zr emIog ^oQ> XoD$Z ew^oÀN>m {Xë¶m. ˶mV Ă m‘wȦmZo {MVio ~§Yy {‘R>mB©dmbo ¶m§Mo lr. lrH„$ĂźUH$mH$m {MVio, ^m.O.nm.Mo ehamĂœÂ¶j d ImgXma lr. A{Zbamd {eamoio, ZJagodH$ lr. AemoH$ ¶oZnwao, lr. hoԤV amgZo, lr. {Xbrn H$mimoIo, S>r.B©.Eg gmogm¶Q>r˦m {Z¶m‘H$ ԤS>i d n[afXoMo CnmĂœÂ¶j lr. {dH$mgamd H$mH$VH$a, gañdVr Ԥ{Xa g§ñWoMo lr. e§VZy qMWS>o, Zm‘d§V AmWm}noS>rH$ gO©Z S>m°. {‘qbX ‘moS>H$ d gmÂĄ. S>m°. H$mqbXr ‘moS>H$ Aem AZoH$m§Mm g‘mdoe hmoVm. ~±Ho$Mo AĂœÂ¶j ‘m.lr. AaqdXamd IiXH$a d gd© g§MmbH$ gXa H$m¶©H«$‘mg CnpñWV amhĂżZ ‘mĂÂ¶dam§er g§dmX gmYbm.

JwT>rnmS>϶m˦m ew^‘whĂżVm©da ~mOramd amoS> emIo˦m ZyVZrH$aUmMo CXÂČKmQ>Z ໶mV dH$sb A°S>. Ă Vmnamd naXoer, ~±Ho$Mo AĂœÂ¶j ‘m.lr. AaqdXamd IiXH$a ¶m§Mo hñVo H$aʶmV Ambo. ¶m Ă g§Jr ~±Ho$Mo g§MmbH$ ‘m.OJXreOr H$X‘, ‘m. {~ĂȘ$ Imo‘Uo, ‘m. gwZrb ‘wVm{bH$, ‘m. {H$emoa^mB© ehm, ‘m. bĂș‘U ndma, ‘m. {dO¶amd ^mdo CnpñWV hmoVo.

CXÂČKmQ>Z gԦr ~±H$ bdH$aM ghm AmH$S>r ϶dgm¶ JmR>ob Agm {dƓmg A°S>. Ă Vmnamd naXoer ¶m§Zr ϶Âș$ Ho$bm. ~±Ho$Mo XĂżaÑï>r AgUmao ZoV„Ëd, Ă m‘m{UH$ godH$ Am{U gwpĂ±â€˜V godm, A˶mYw{ZH$ V§ÌkmZ ¶m˦m OmoamdaM ~±Ho$Zo ho C{XĂŻ> gmĂœÂ¶ Ho$ë¶mMo ˶m§Zr gm§{JVbo. ~±Ho$bm nwT>rb dmQ>MmbrgmR>r ew^oÀN>m XoVmZm ˶m§Zr Ă©. 10000 H$moQ>tMo ϶dgm¶mMo C{Ôï> VgoM ~mOramd aomS> emIoMo Ă©. 1000 H$moQ>tMo ϶dgm¶mMo C{Ôï> Ă mĂĄ Ho$ë¶m~Ôb ˶m§Zr Ă©.100000/- Mr ZdrZ R>od gwnyX© Ho$br.

AĂœÂ¶j ‘m. lr. AaqdXamd IiXH$a ¶m§Mo hñVo OZVm ~±H$ ĂȘ$no S>o{~Q> H$mS>©Mo d ~±Ho$˦m ZdrZ do~gmB©Q> noOMo CXÂČKmQ>Z H$aʶmV Ambo. ¶mgmR>r H$ĂŻ> KoUmÚ¶m S>mQ>m g|Q>a˦m H$‘©MmÚ¶m§Mo A{^Z§XZ Ho$bo Am{U

~±Ho$Vrb godH$, ImVoXma g^mgX d {hVqMVH$ ¶m§À¶m‘wio ~±H$ ϶dgm¶mMo EH$-EH$ {eIa ga H$arV Agë¶mMr ^mdZm ϶Âș$ Ho$br. VgoM ~±Ho$Mr ~mOramd amoS> emIoMr B‘maV gmag~mJ Vo e{ZdmadmS>m ¶m Q>mnyVrb gdm©V AmH$f©H$ dmñVy Agob, Agm {dƓmg ϶Âș$ Ho$bm.

CXÂČKmQ>Z Ă g§Jr ~±Ho$Mo gÝ‘mZZr¶

ImVoXma, g^mgX, {hVqMVH$ d godH$ ‘moR>çm g§»¶oZo CnpñWV hmoVo. H$m¶©H«$‘mMo Ă mñVm{dH$ ~±Ho$Mo Ă ^mar ‘wȦ H$m¶©H$mar A{YH$mar ‘m.lr. dg§Vamd Hw$bH$Uu ¶m§Zr Ho$bo VgoM gXa H$m¶©H«$‘mMo gyÌg§MmbZ lr. namJ R>mHy$a d Am^ma Ă Xe©Z ~mOramd amoS> emIoMo emIm϶dñWmnH$ lr. OJXre H$í¶n¶m§Zr Ho$bo.

CXÂČKmQ>Z : ~mOramd amoS> emIoMo ZyVZrH$aU,OZVm ~±H$ ĂȘ$no S>o~rQ> H$mS>© d ZdrZ do~gmB©Q> noOMo....

N>m¶m{MÌmV AZwH«$‘o S>mdrH$Sy>Z ~±Ho$Mo g§MmbH$ ‘m.lr.OJXre H$X‘, ~±Ho$Mo AĂœÂ¶j ‘m.lr. AaqdXamd IiXH$a, ~mOramd amoS> emIoMo emIm϶dñWmnH$ lr. OJXre H$í¶n, CXÂČKmQ>H$ ‘m.lr.A°S>.Ă Vmn naXoer, ~±Ho$Mo Ă ^mar ‘wȦ H$m¶©H$mar A{YH$mar ‘m.lr.dg§Vamd Hw$bH$Uu.

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OZVm ghH$mar ~±H$ {b., nwUo

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Every individual has the same amount of time to his disposal i.e. twenty four hours. The beggar begging on the street or some top offi cial have the same amount of time. Every individual needs time for his personal use. Some have plenty of time and some starve for it. Time cannot be sold, purchased, rented, hired, stored, replaced. Time is absolutely perishable. Time cannot waste itself, it needs your help. Time is democratic uniform twenty four hours to every body irrespective of caste, creed, gender. Time is generous-you spend twenty four hours today. You will get another twenty four hours tomorrow. Time is most precious and purely a personal thing.Everybody must avoid followingTime Stealers-(i) Habits - Sleep, getting up late, day dreaming, complaining, comparison(ii) Technology - television, Radio, Mobile Phones, Social Media sites on internet(iii) Lack of self confi dence(iv) Inability to say 'no'(v) Confused responsibility and authority(vi) Procrastination(vii) Inadequate, inaccurate information(viii) Lack of communication(ix) Crisis Management(x) Lack of objective(xi) Ineffective delegation(xii)Telephonic interruption(xiii) Drop in visitors(xiv) Personal disorganizationStrategies for Time Management(1) Set your goals and a plan of action to achieve them .(2) Be objective in evaluation of situation and the people (3) Meet the dead lines(4) Practice emotional intelligence(5) List your priorities-prepare time log and execute them (6) Avoid time stealers(7) Be organized - Be alert, Watchful, knowledgeable(8) Arrange your desk, fi les neatly

(9) Handle each paper only once.(10) Be self confi dent - master tough situations, develop will powerHierarchy of time

DoDelayDelegateDump

Selective delayïżœ 38% for problems todayïżœ 40% for problems coming weekendïżœ 15% for problems after a week to a monthïżœ 5% for problems after one to six monthsïżœ 2% for problems after six monthsLeisure and recreation ïżœ Refresh your mindïżœ Reduce stressïżœ Strengthen your bodyReading ïżœ Do not reread ïżœ Do not vocalizeïżœ Do not move your headïżœ Increase reading spanWriting(1) Be prĂ©cised(2) Use contractions(3) Plan beginning, middle, end(4) Use short terms, abbreviationsAt Home - (1) Use mails(2) Avoid peak hours(3) Organize your fi nances(4) Lessen your worries(5) Keep your budget within control(6) Do not be glued to TV(7) Preserve a set of spare keys(8) Get the family together in the morning (9) Bunch your appointments(10) Anticipate child care crisis(11) Have a master list(11) Teach your family systems and use them(12) Shop once a week(13) Keep repairs under control(14) Shop only twice a year for clothes(15) Entertain simply and stay calm(16) Accept selective invitations

Time Management

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JĂ©S> Pon

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Q>m°{ZH$bm e{Âș$dY©H$ hm AJXr ¶moϦ Agm ‘amR>r Ă {VeĂŁX ZĂŹho; nU gd©gmYmaUnUo à˶oH$m˦m ‘ZmV VmoM ^md AgVmo. Ă„hUyZM, "S>m°³Q>a, AeÂș$nUm dmQ>Vmo, Oam Q>m°{ZH$ {bhĂżZ Úm' Ag§ ‘mUyg MQ>H$ZÂČ ~mobyZ OmVmo. AmÂĄfYmonMmam§À¶m {Za{ZamĂč¶m Ă H$mamV Am{U emĂłm§V Q>m°{ZÂłgMm Cn¶moJ gm§{JVbobm Amho. n[apñWVrà‘mUo S>m°³Q>a, d¡Ú, h{H$‘ ˶m§Mm Cn¶moJ H$aVmV.

Vméʶ Am{U Am¶wd}X ¶m§À¶m g§X^m©V Q>m°{ZÂłgZm {deof ‘hÎd Amho. Vméʶ Ă„hUOo H$m¶©j‘Vm, CËgmh, emar[aH$ Am{U ‘mZ{gH$hr, OoĂŹhm§ ˶m§Zr CUrd ̂ mgm¶bm bmJVo, ˶mdoir BVa CnMmamà‘mUo e{Âș$dY©H$m§Mrhr Cnm¶¶moOZm H$amdr bmJVo.

{ZgJ©H«$‘mZo d¶m˦m gÎmarZ§Va earamMr PrO hmoV Agob, Var Vr ñdm^m{dH$ hmo¶.Am¶wd}XemĂł gÎma dfm©n¶ÂȘV VmĂ©ĂŠÂ¶â€˜Â¶m©Xm ‘mZVo. Vmon¶ÂȘV gm‘mĂÂ¶nUo earamVrb gd© YmVy, ĂłmoVgÂČ, Ad¶d YS>YmH$Q>nUo H$m‘ H$amd¶mg hdoV.

earamVrb Ad¶dm§Mo {ZÂ¶Â§ĂŒU, nmofU, ajU H$aUmar VrZ ‘ybVÎdo Am¶wd}X ‘mZVmo. dmV, {nÎm d H$’$ ho VrZ Xmof g‘pñWVrV Agbo H$s, earamMm JmS>m ZrQ> MmbVmo. ¶m XmoKm§Mo g§VwbZ {~KS>bo H$s Ñ߶, ag, aÂș$, ‘m§g, ‘oX, AñWr, ‘‚mm d ewH«$ ho gmV YmVy d nwarf, ‘yÌ d ñdoX ho VrZ ‘b {~KS>VmV. ¶m YmVy d ‘bm§Mo earamV {Z{‘©Vr d dhZ H$aUmar ñWmZo-ĂłmoVgo AmhoV, Vr nU {~KS>VmV. Ă„hUyZ earamg, H$moU˶mhr ^mJmH$[aVm, OoĂŹhm Q>m°{ZH$Mr JaO bmJVo ˶mdoiog, ¶m ĂłmoVgm§Zm Vmob gm§^miʶmMr H$miOr H$er ¿¶mdr, ˶m§Mo H$[aVm H$m¶ H$amdo ho Am¶wd}X gm§JVmo. Am¶wd}Xm˦m {Za{ZamĂč¶m JǤWmV e{Âș$dY©H$m˦m ~ë¶, agm¶Z, OrdZr¶, ~„hUr¶, d㧦, dmOrH$a, ewH«$dY©H$, pñZÂœY, ñZohmonJ, ñVĂÂ¶, ñVĂÂ¶d„ÕrH$a, ewH«$Ă dV©H$, gÚ: ewH«$dY©H$, aÂș$dY©H$, ApñWdY©H$, ApñWg§YmZH$a, ‘oYmH$a, AmoOdY©H$ Aem {d{dY g§km gm§{JVë¶m AmhoV. Am¶wd}XmVrb XmofYmVy‘b {dkmZ d Ð϶JwUemĂł {dkmZ d nmoQ>emIm§À¶m AmYmao AmYw{ZH$ g§X^m©V doJdoJĂč¶m Ad¶dm§À¶m ĂłmoVgm§À¶mH$[aVm"Am¶wd}XrH$ Q>m°{ZH$' H$m¶ XoVm ¶oB©b, ¶mMm {dMma WmoS>³¶mV ‘m§S>rV AmhmoV.

1. Ă mUdh ĂłmoVg: Ă mUVÎd ~iH$Q>nUo H$m‘ H$amdo Ă„hUyZ e§„J^Ă±â€˜, gwdU©‘m{jH$m{X dQ>r, MmÂĄgĂŻ> qnnir MyU©, ASy>igm, bmjm MyU©, bmjm{X

JwœJwi, Amamoœ¶d{Y©Zr, dmgmnmH$ bmjm{X K„V ¶m§Mm Cn¶moJ hmoVmo.

2. CXH$dh ĂłmoVg: Mm§Jbr VhmZ bmJmdr Ă„hUyZ Ðmjmgd d Ðmjm[aĂŻ>mMm Cn¶moJ hmoVmo. ĂŸÂ¶mboë¶m nmʶmMm earambm Cn¶moJ ĂŹhmdm, nmʶmMo AOrU© hmoD$ Z¶o Ă„hUyZ gy§R>, ZmJa‘moWm ¶m§Zr {gÕ Ho$bobo Ob dmnamdo. ewÕ Mm§Jë¶m nmʶmMo g‘mYmZ H$mhr doJioM Amho. "CXH§$ AmĂ­dmgH$amUm§ loĂ°>‘ÂČ!'

3. AÞdh ĂłmoVg: AÞ n{hë¶mnmgyZ Vo nyU© nMZ hmoB©n¶ÂȘV CÎm‘ H$m¶© ĂŹhmdo Ă„hUyZ Am‘b³¶m{X MyU©, Amodm, ~S>rjon, Ðmjmgd Ðm{j[aĂŻ>, Ambo bgyZ ¶m§Mm Cn¶moJ hmoVmo. AmbonmH$ AÞdh ĂłmoVgmH$[aVm CÎm‘ Q>m°{ZH$ hmo¶.

4. Agdh ĂłmoVg : OyZ H$mohĂč¶m ag, D$gmMm ag, JmB©Mo XĂżY, eVmdar, Á¶oĂ°>‘Y, ^wB©H$mohim, JmoIĂȘ$, VmOo Amdio, ’$io, ZmaimMo nmUr, gmIa, Jwidob gËd, Hw$ü‘m§S>nmH$ ¶m§Mm Cn¶moJ agmdh ĂłmoVgm˦m gĶHÂČ$ nmofUmH$[aVm hmoVmo.

5. AÂș$dh ĂłmoVg : qnni, bmI, e„§J^Ă±â€˜, gwdU©, amÂĄĂŸÂ¶, Vm‘«, bmo^Ă±â€˜, Ho$ea, qnnir, {ebm{OV, M§Ðà^m, AmamoϦd{Y©Zr, ~„hËdmVqMVm‘Ur, M§ÐH$bm, gwdU©‘m{jH$mXrdQ>r, ’$b{ÌH$mXr H$mT>m, Hw$‘mar Amgd, H$moanS>rMm Ja, nmbo^mÁ¶m, H$S>YmĂÂ¶m§Mo H$T>U ¶m§Mm aÂș$dh ĂłmoVgm˦m nmofUmH$[aVm Cn¶moJ hmoVmo. ¶m{edm¶ nwZZ©dm ԤSy>a ~mbHo$ d d„Õm§H$[aVm, H$mgrg ^Ă±â€˜ {ó¶m§À¶m nm§Sw>VoH$[aVm {deof Cn¶wÂș$ Amho.

6. ‘m§gmdh ĂłmoVg : eVmdar, AmñH§$X, ^wB©H$mohim, eVmdar H$Ă«n, ˦dZĂ me, H$S>YmĂÂ¶o, JhĂż, Ă„herMo XĂżY, Vyn, gmIaoMo nXmW©, A‘„VĂ me K„V, emVdr K„V ¶m§Mm Cn¶moJ ‘m§gmdh ĂłmoVgm§À¶m nmofUmH$[aVm hmoVmo. eVmdar {gÕ Vob qH$dm ‘hmZmam¶U VobmZo ‘gmOhr Cn¶wÂș$ Amho.

7. ‘oXmodh ĂłmoVg : AmñH§$Y, ^wB©H$mohim, {MH$Um‘yi, H$S>YmĂÂ¶o, JhĂż, Ă„herMo XĂżY, Vyn, gmIa, Xhr, A‘„VĂ me K„V ¶m§Mm Cn¶moJ ‘oXmodh ĂłmoVgm§À¶m nmofUmH$[aVm hmoVmo.

8. ApñWdh ĂłmoVg : e„§J^Ă±â€˜, gm§~aqeJ, bmjm{X JwÂœJwi, bmjm{X K„V, ‘hm{ÎmH$ K„V, ‘mH$m, eVmdar, qnnibmI, AOw©Zgmb, {MH$Um, AmñH§$Y, agm¶Z MyU©, nmbo^mÁ¶m, JhĂż CS>rX ¶m§Mm Cn¶moJ ApñWdh ĂłmoVgm§À¶m nmofUmH$[aVm hmoVmo.

9. ‘‚mmdh ĂłmoVg : ~«mĂ·r, e§InwĂźnr, OQ>m‘mgr, ~Xm‘, Amdim, eVmdar, AH«$moS>, gmañdVm[aĂŻ>, ~«mĂ·rdQ>r, Vyn, gwdU©, ˦dZĂ me, ~«mĂ·rĂ me, qnni gmb ¶m§Mm Cn¶moJ ‘‚mmdh ñWmoVgm§À¶m nmofUmH$[aVm hmoVmo.

10. ewH«$dh ĂłmoVg : AmñH§$Y, {MH$U, AdM~r, Vmbr‘ImZm, ^wB©H$mohim, JmoIĂȘ$, Mmon{MZr, haUIwar, XĂżY, Vyn, A§S>r, ~Xm‘, agm¶Z MyU©, ˦dZĂ me , Hw$ü‘m§S>nmH$, ‘Yw‘m{bZr dg§V, M§Ðà^m, bĂș‘r{dbmg, ¶m§Mm Cn¶moJ ewH«$dh ĂłmoVgm§À¶m nmofUmH$[aVm hmoVmo.

11. ‘yÌdh ĂłmoVg : JmoIĂȘ$, eVmdar, AmKmS>m, AmdirH$mR>r, {Oao, Jmojwam{X JwÂœJwi, agm¶Z MyU©, {ebm{OV, M§Ðà^m, eVmdar K„V ¶m§Mm Cn¶moJ ‘yÌdh ĂłmoVgm§À¶m nmofUmH$[aVm hmoVmo.

Am¶wd}XmMo CnMma AmO hOmamo df} Ag§»¶ d¡Ú ¶eñdrnUo H$aV Ambo AmhoV. H„$e, ‘{VԤX, jrU, AmË‘{dĂ­dmg J‘mdbobo, ewH«$mUy H$‘r Agbobo, OrU© ÁdamVyZ CR>bobo, nmo¶m˦m {dH$mamMo amoJr, j¶r ϶Âș$s Aem {d{dY {dH$mam§V d¡Ú bmoH$ H$iV ZH$iV "Q>m°{ZÂłg' XoV Ambo AmhoV.

Aer AmÂĄfYo H$moUH$moU˶m amoJm§V, AdñWoV earam˦m ĂłmoVgmV, Hw$R>o Q>m°{ZH$ Ă„hUyZ Cn¶moJr nS>VmV. ¶mMr WmoS>³¶mV ‘m{hVr AmĂ„hr XoV AmhmoV. ¶mnojm eoH$S>mo d¡Úm§Mo AZw^dmV AZoH$ {dH$maV AmUIr Q>m°{ZÂłg AgyZ eH$Vrb. ¶m Ñï>rZo {dMmambm MmbZm XoʶmH$[aVm Am¶wd}XrH$ CnMmam§Mr hr ’$Âș$ EH$ PbH$ Amho.

1. Ho$g : dS>m˦m nma§ã¶mĂ H$mUo ~iH$Q> d ‘w§œ¶m§À¶m dUmÂ©Ă â€˜mUo H$mĂč¶m^moa Ho$gm§H$[aVm dS>m˦m nma§ã¶m, H$moa’$i, AmdĂč¶m§Mm ag, ‘mH$m, ZmJa‘moWm hr nmM AmÂĄfYo Vob V¶ma H$aʶmH$[aVm Cn¶moJr AmhoV. nmoQ>mV KoʶmgmR>r AmamoϦd{Y©Zr gH$mir d gm¶§H$mir VrZ JmoĂč¶m d agm¶Z MyU© gH$mir 1 M‘Mm VrZ ‘{hZon¶ÂȘV ¿¶mdo.

Am¶wd}X à˶oH$mH$[aVm! AmamoϦmda ~moby H$mhr - ̂ mJ 1

lr. d¡Ú {dZm¶H$ IS>rdmbo

dmMH$m§g Z‘« AmdmhZ JĂȘS Pon â€˜ĂœÂ¶o Ă H$m{eV H$aʶmgmR>r >emIm, H$‘©Mmar, J«mhH$, ~±H$, ~±{H$J ¶m§Mo {df¶r Cn¶wÂłV VgoM ‘hËdmMr ~mV‘r, ‘m{hVr, {deof

CnbĂŁYr JmÂĄad nwañH$ma N>m¶m{MÌmgh E ’$moa gmB©P˦m nm§T>Ú¶m H$mJXmda gwdm˦ AjamV {bhĂżZ ~§X nm{H$Q>mV Imbrb nζmda nmR>dmdm. lr.O¶§V bmoH$ao, ‘Zw߶~i {dH$mg {d^mJ, ‘wȦ H$m¶m©b¶, nwUo.

H«$‘e:

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OZVm ghH$mar ~±H$ {b., nwUo

8

"kmZJ§Jm ~mb{dH$mg _§S>i' `m g§ñWoMo; lr_Vr nmd©Vr~mB© ZZdao hm`ñHy$b gmobmnya {OĂ«ĂžmV _mÂĄOo I§S>mir, Vm. _mi{eag `oWo Amho. {dÚmWug§»`m 500 Amho. emioOdi qdYZ {dhra AgyZhr nmÊ`mMm gmR>m H$aÊ`mMr ĂŹ`dñWm ZgĂ«`mZo {dÚmÏ`mÂȘMo {nÊ`mÀ`m nmÊ`mMo hmb hmoV hmoVo. ¶m~m~V emioMo {ejH$ lr. gnH$mio ga `m§Zr AmnĂ«`m B§Xmnya emIoMo emImĂ _wI lr. grVmH$m§V _|S>OmoJr `m§À`mer g§nH©$ gmYbm. AnwĂš`m nmUrĂŹ`dñWo_wio {dÚmÏ`m©Mo {nÊ`mÀ`m nmÊ`m~m~V hmb hmoV AgĂ«`mZo ~±Ho$H$Sy>Z hr ĂŹ`dñWm H$aÊ`mMr {dZ§Vr Ho$br.

~±Ho$Mo gm‘m{OH$ CÎmaXm{¶Îd : 26/2/2014 amoOr N>moQ>çmem H$m`©H«$_mV {nÊ`mÀ`m nmÊ`mMr Q>mH$s (2 hOma {bQ>a) emiobm ^oQ> XoÊ`mV Ambr. `mdoir lr. _|S>OmoJr `m§À`m~amo~a emIm H$_©Mmar lr. g{MZ Am§~oH$a CnpñWV hmoVo.emioMo gd© {ejH$, AÜ`j lr. gw^mf Jm§Yr, _w»`mÜ`mnH$ lr. dmK_moS>o, Ă mÜ`mnH$ lr. gnH$mio d XhmdrMo 100 {dÚmWu CnpñWV hmoVo.

gXa Q>mH$s g§ñWoV\}$ lr. Jm§Yr d lr. dmK_moS>o `m§Zr ñdrH$mabr d ~±Ho$Mo {deof Am^ma _mZbo.

B§Xmnya emIoV\}$ lr_Vr nmd©Vr~mB© ZZdao hm`ñHy$bbm {nÊ`mÀ`m nmÊ`mMr Q>mH$s ̂ oQ>

Am¡Úmo{JH$ joÌmV qdS>{‘bgmR>r bmJUmÚ¶m e{Âș$embr Q>m°dg©Mo CËnmXZ H$aUmÚ¶m d Amnë¶m H$moĂ«hmnya emIoMo gÝ‘mZZr¶ g^mgX ImVoXma ‘o. S>rEZ qdS> {gñQ>r‘ B§{S>¶m Ă m¶ÏhoQ> {b{‘Q>oS>bm XmoZ ¶eñdr ‘mZm§H$Zo ZwH$VrM Ă XmZ H$aʶmV Ambr. Q>rĂŹhr¶y gmD$W E{e¶m ¶m O‘©Z H§$nZr nwañH„$V g§ñWoH$Sy>Z AmoEMEgEg 18001-2007 d Am¶EgAmo 14001-2004 Aer ‘mZm§H$Zo XoʶmV Ambr. MoÞB© ¶oWrb J‘oem qdS>‘Yrb nm°da CËnmXH$ H§$nZrMo Ă m°S>ÂłeZ hoS> amOHw$‘ma ¶m§À¶m hñVo hr ‘mZm§H$Zo Ă XmZ H$aʶmV Ambr. hodr ’°${~«Ho$eZ CËnmXZ joÌmV nwañH$ma {‘idUmar S>rEZ qdS> hr EH$‘od H§$nZr R>abr Amho. AmoEMEgEg 18001-2007 ho ‘mZm§H$Z ‘Zw߶ gwa{jVVogmR>r, Va Am¶EgAmo 14001-2004 ho ‘mZm§H$Z n¶m©daUr¶ Ñï>rZo ‘hÎdmMo ‘mZbo OmVo. gd© {ZH$f VnmgyZM S>rEZ qdS>bm ¶m ‘mZm§H$ZmZo gÝ‘m{ZV H$aʶmV Ambo Amho. hr ‘mZm§H$Zo {‘idʶmâ€˜ĂœÂ¶o A{ZHo$V nmMmoao, gwZrb Omoer ¶m§Zr Am°{S>Q> Ho$bo. Zo‘r H$ÝgĂ«Q>§Q>Mo ghH$m¶© {‘imbo. nwañH$ma {dVaU gmohĂč¶mbm H§$nZrMo g§MmbH$ {XZoe ~wYbo, {ZVrZ dmS>rH$a, A{^OrV bHw§$Ðo, emh~ {H$Îmya AmXr CnpñWV hmoVo.

H$moĂ«hmnya emIoMo ImVoXma S>rEZ qdS> CÚmoJmg

ISO ‘mZm§H$Zo àXmZ

H$moĂ«hmnya : J‘oem qdS>{‘b nm°da H§$nZrMo Ă m°S>ÂłeZ hoS> amOHw$‘ma ¶m§À¶m hñVo nwañH$ma ñdrH$maVmZm {XZoe ~wYbo, {ZVrZ dmS>rH$a, A{YH$mar d H$‘©Mmar, H$moĂ«hmnya emIoMo gÝ‘mZZr¶ g^mgX ImVoXma.

OmJ{VH$ ~w{Õ~i ñnY}gmR>r Am§VaamĂŻÂŽ>r¶ n§M Ă„hUyZ amO|Ð {eXmoao ¶m§Mr {ZdS>Amnë¶m qghJS>amoS> emIoVrb godH$ lr. amO|Ð {eXmoao ¶m§Mr

Am§VaamĂŻÂŽ>r¶ n§M Ă„hUyZ OmJ{VH$ ~wÕr~i ñnY}â€˜ĂœÂ¶o {ZdS> Pmbobr Amho. A{Ib ^maVr¶ ~wÕr~i g§KQ>ZoZo 12 Vo 20 OwbÂĄ 2014 XaĶmZ nwʶmV hmoUmÚ¶m amĂŻÂŽ>r¶ Hw$‘ma ~wÕr~i ñnYm© ˶mMà‘mUo ‘w§~B© ¶oWo hmoUmÚ¶m OmJ{VH$ Hw$‘ma ~wÕr~i ñnY}gmR>r n§M Ă„hUyZ lr. amO|Ð {eXmoao ¶m§Mr {Z¶wÂș$s H$aʶmV Amë¶mMo H$i{dbo Amho.

~±Ho$V’}$ lr. {eXmoao ¶m§Mohm{X©H$ A{^Z§XZ!

lr. {Xbrn M§XdmUr "{eĂ«nH$ma JmÂĄad 2013' nwañH$mamZo gÝ‘m{ZV

~m§YH$m‘ joÌmVrb {deof ¶moJXmZm~Ôb Amnë¶m H$moĂ«hmnya emIoMo gÝ‘mZZr¶ g^mgX ImVoXma lr. {Xbrn M§XdmUr (‘o. M§XdmUr {ga°{‘³gMo ^mJrXma) ¶m§Zm H$moĂ«hmnya eha n[agamVrb "{eĂ«nH$ma JmÂĄad nwañH$ma' g{‘Vr˦m dVrZo "{eĂ«nH$ma JmÂĄad' nwañH$ma Ă XmZ H$aʶmV Ambm. hm{X©H$ A{^Z§XZ!

JĂȘ$S> Pon hr J„hn{ÌH$m Ho$di ImOJr {dVaUmgmR>r Ă H$m{eV Ho$br Amho. ¶mVrb ‘Vo ϶{ÂłVJV AgyZ ~±H$ ˶mMoer gh‘V AgobM Ago Zmhr.

J„hn{ÌHo$gmR>r {bImU, gyMZm B. gmR>r ‘Zw߶~i {dH$mg {d^mJ, ‘wȦ H$Moar ¶oWo g§nH©$ H$amdm.

XĂżaÜdZr : 020-24450540, ‘mo. Z§. 9970800348. g§nmXH$s¶ g‘Ýd¶ : ^mbM§Ð Hw$bH$Uu, OZg§nH©$ A{YH$mar (‘mo~m. : 9822882509)

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‘r am§JoVM hmoVmoAmâ€˜Ă€Â¶m EH$m emIoV h¶mVrMo XmIbo XoʶmgmR>r

n|eZa am§JoV C^o hmoVo. EH$ OU am§JoVyZ WmoS>ogo ~mhoa C^o am{hbo hmoVo. Amâ€˜Ă€Â¶m gĂžm KoUmÚ¶m A{YH$mÚ¶mbm Vo ‘m{hV ZĂŹhVo. Vo nQ>H$Z ˶m n|eZabm Ă„hUmbo H$s, Ahmo VwĂ„hr am§JoV Kwgy ZH$m. ¶mMm ˶m§Zm amJ Ambm. ˶m§Mm aÂș$Xm~ ¶m‘wio EH$X‘ dmT>bm d Vo VoWoM ~oewÕ Pmbo. ~±Ho$Vrb gd©OU Km~abo. Odi˦m S>m°³Q>am§Zm ~mobmdbo. Z§Va Vo ewÕrda Ambo. ˶m§Zm H$m°’$s {Xbr. g§~§{YV A{YH$mÚ¶mZo ˶m§Zm {dMmabo H$s VwĂ„hmbm AMmZH$ H$m¶ Pmbo? Vo Ă„hUmbo ‘r am§JoVM hmoVmo Oamgm ~mOybm gaH$bmo hmoVmo. ‘r am§JoV AgVmZm gwÕm gdmÂȘg‘moa ‘r am§JoV KwgVmo¶ Ago VwĂ„hr H$m Ă„hUmbmV ¶mMm ‘bm amJ Ambm.