Frequently Asked Questions- Religare Health Insurance

FAQs

Frequently Asked Questions

Critical illness

Accidents

Lifestyle diseases

Mediclaim

Religare Health Insurance

FAQs

What if I make a claim?

When can me and my family

members avail health checkup?

Health Insurance

Religare Health insurance company

Our prime concern is to see you in

good health, so You can claim health check ups every year, even if you

make a claim.

You and your adult family (members covered by the policy) can avail health check ups from the very first year of purchasing Religare Health Insurance Plan.


FAQs

Can you give me an example?

How does the Auto-Recharge

work?


Let’s say, Rs.5 lakh is used on a particular illness by one member. An Auto-Recharge of Rs.5 lakh is made available for another family member or for this member for any other ailment.

In case the sum insured and any no claim bonus accumulated is

exhausted during the policy year, Religare Health Insurance will automatically recharge the sum insured. One recharge is built into the product in one

year!


FAQs

Health Insurance

Can you give me an example?

What is Co-payment?

Health Insurance


If co-pay is 20% and claim is of

Rs. 10,000, we will pay you Rs. 8,000 (80% of 10K) and you will bear 20%

(Rs. 2,000).

Co-pay is that part of your claim which you have to bear after

certain age. In Religare Health Insurance, there is

No Co-payment ever in policy Sum Insured 2/3/4 Lacs. For

Sum Insured >4, no co-payment if insured with us before 61.


FAQs

Does it add on year after year?

What is No-Claim Bonus?


Yes, your No-claim bonus keeps

building up, upto 50% of your sum

insured!

In a particular policy year, if you had no occasion to make a claim

for your Religare Health Insurance policy, you get an increase of 10% in your sum insured during the next year.


FAQs

Health Insurance

What if I’m a Senior Citizen?

How do I Save Tax with Health Insurance?


You can get a deduction and save upto Rs.15,000/- under Section 80D of Income Tax act if you’ve

paid for a Health Insurance in the current year in any payment

mode other than cash!


FAQs

Health InsuranceIf you are senior citizen then you can get a deduction of upto Rs.20,000/- under section 80D.

For more answers please visit:

http://www.religarehealthinsurance.com/religare/buy-health-insurance-policy-plan-online.html



Frequently Asked Questions- Religare Health Insurance

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