FPSB INDIA ANNUAL REPORT | 2009 - 2010 · FPSB INDIA ANNUAL REPORT | 2009 - 2010 | 3 Between You...

1FPSB INDIA ANNUAL REPORT | 2009 - 2010 |

ANNUAL REPORT.indd 1 4/30/2010 12:38:09 PM


Between You and MeDate: 29th April, 2010

Dear Friend,

The last fi nancial year, 2009-2010, had been eventf ul, and in spite of dwindling senti ments, in the beginning of the year, in view of a global slowdown; the economy sti ll managed to move back to the growth trajectory. There are now hopes of setti ng new benchmarks of economic growth and being able to move towards sustained double digit growth levels in the coming years.

With respect to fi nancial advisory profession too, there have been a lot of developments in the last year, which would help shape the directi on, build the structure and set the standards, for delivery of ethical and unbiased advisory, based on the standards of accountability and Fiduciary Responsibility.

Owing to its robust standards of educati on, examinati on, experience and ethics, CFP ceti fi cati on is clearly emerging as an aspirati onal qualifi cati on; to meet the need gap in fi nancial advisory domain, worldwide amongst professionals engaged/wishing to get engaged, in delivery of fi nancial advisory to the consumers. The number of the CFP Professionals increased globally by 6.4% to 126,016 in the last year.

In India, the number of CFPCM certi fi cants crossed 1,000-mark and increased by 45% during FY2009-10, to reach 1,049. The proclivity of the young in India towards att aining experti se in Financial Planning is implicit in the fact that more than a fi ft h of the CFPCM certi fi cants are under 30 years of age. A majority, over 40%, however, are in the age group 30-40 years, which also underlines their experience of at least 5 years in the fi nancial services industry. Nearly 10,000 people underwent examinati ons for AFP/ CFPCM certi fi cati on during the year with a success rate of more than 53%. The success rate showed an upward shift by 10% during 2009-10. We would conti nue with our eff orts to percolate CFPCM

certi fi cati on within the Financial Advisory universe (both practi sing and aspiring) in the country.

Driving Conti nuous Educati on for CFPCM certi fi cants remains a key acti vity for FPSB India. FPSB India conducted events and held a series of Financial Planning Practi ce Management Workshops at prominent locati ons in the country. A wide array of topics related to Financial Planning Practi ce was covered under these workshops. These workshops also provided a platf orm for healthy discussions on contemporary issues and for updati ng CFPCM certi fi cants on the best practi ces in the industry. In the last year FPSB India also conducted a HR Summit which received a healthy parti cipati on from the leading professionals in the Industry. This summit served to be a networking platf orm for promoti ng CFPCM certi fi cants to the senior HR professionals and recruiters from across the country.

FPSB India conti nues to work closely with the regulators, for the development of the Financial Planning profession and has been releasing several research/white papers in this regard. The last year also witnessed the august visit of Mr. C.B. Bhave, Chairman-Securiti es and Exchange Board of India (SEBI) to the offi ce of FPSB India. This was primarily to interact with the staff members of FPSB India, to know the working of FPSB India and also to understand the role of CFPCM Certi fi cati on program in the development of ethical advisory benefi tti ng public at large.

We are also glad to share with you that FPSB India received a Tier I Affi liate Ranking for CFPCM certi fi cati on program from Global Standards-Setti ng Body, FPSB Ltd., in the recently concluded Assessment and was placed amongst their top affi liates. The objecti ve of this assessment was to ensure that CFPCM certi fi cati on program is managed in a manner that best promotes the Financial Planning profession and protects consumers of Financial Planning in India. FPSB India’s commitment to rigorous global standards for the Program and the state-of-the-art examinati on system to simultaneously test candidates across the country were specially appreciated among other deliverables such as Governance, compliance mechanism for Certi fi cati on and Recerti fi cati on, etc.

In the coming year we would conti nue with our eff orts to scale up the Financial Planning movement in the country, and work closely with all the stakeholders for further augmentati on of Financial Planning Profession in the country, and refocus the acti viti es in tune with the consumer needs. We look forward to your support in our eff orts to unify the Financial Planning profession in the country, built around the globally accepted standards, and benefi tti ng all.

Warm Regards,

ranjeet s MudholkarPrincipal Advisor and Member-Board of Directors, FPSB India



Financial Planning Standards Board India Receives Top Ranking for CFPCM certi fi cati on Program from Global Standards-Setti ng Body

sPeCiAl releAse

Financial Planning Standards Board India (FPSB India), a Public – Private Enterprise and a Professional Standards-Setti ng body, received a top-ti er ranking in a recent assessment of its CERTIFIED FINANCIAL PLANNERCM certi fi cati on program from Financial Planning Standards Board (FPSB), owner of the CFP, CERTIFIED FINANCIAL PLANNER and CFP Logo marks outside the United States. The Tier-I rati ng is testi mony to FPSB India’s sustained eff orts in improving systems and procedures to comply with global best practi ces for CFP certi fi cati on programs, as well as to its leadership in promoti ng fi nancial planning in India. Major acti viti es evaluated in the Assessment include Governance, Ethics, Examinati on, Certi fi cati on & Recerti fi cati on, Resources, Educati on, Brand Management, Stakeholder Outreach and Trademark.

FPSB India, which joined as an Affi liate member of FPSB in 2002, has built the fi nancial planning movement brick-by-brick in India. Widely considered the global symbol of excellence in fi nancial planning, CFP certi fi cati on is the program of choice for competent and ethical fi nancial planners in 23 countries and territories around the world. More than 126,000 CFP professionals have met rigorous competency, ethics and practi ce standards and CFP certi fi cati on requirements, qualifying them to develop fi nancial planning strategies that assist clients in achieving their fi nancial and life goals. Some of the insti tuti ons in India have pledged to endorse CFP certi fi cati on as a desirable credenti al for their fi nancial advisors.

Ranjeet S. Mudholkar, Principal Advisor & Member, Board of Directors, FPSB India stated, “We are very thankful to all our stakeholders for helping us to build such a robust foundati on for the CFP certi fi cati on in India. Excellence in all we do has always been our primary focus, and it certainly feels great to be acknowledged for the same by the preeminent internati onal standards-setti ng body.”

Noel Maye, CEO, FPSB, stated, “Our assessors are extremely impressed by FPSB India’s commitment to our rigourous global standards for CFP certi fi cati on, and by FPSB India’s use of state-of-the-art computer technology to deliver the CFP certi fi cati on exam simultaneously to candidates across India. We congratulate FPSB India for earning our top-ti er rati ng for its CFP certi fi cati on program.”

FPSB India, which joined as an Affi liate member of FPSB in 2002, has built the fi nancial planning movement brick-by-brick in India. Widely considered the global symbol of excellence in fi nancial planning, CFP certi fi cati on is the program of choice for competent and ethical fi nancial planners in 23 countries and territories around the world. More than 126,000 CFP professionals have met rigorous competency, ethics and practi ce standards and CFP certi fi cati on requirements, qualifying them to develop fi nancial planning strategies that assist clients in achieving their fi nancial and life goals. Some of the insti tuti ons in India have pledged to endorse CFP certi fi cati on as a desirable credenti al for their fi nancial advisors.

Ranjeet S. Mudholkar, Principal Advisor & Member, Board of Directors, FPSB India stated, “We are very thankful to all our stakeholders for helping us to build such a robust foundati on for the CFP certi fi cati on in India. Excellence in all we do has always been our primary focus, and it certainly feels great to be acknowledged for the same by the preeminent internati onal standards-setti ng body.”

Noel Maye, CEO, FPSB, stated, “Our assessors are extremely impressed by FPSB India’s commitment to our rigourous global standards for CFP certi fi cati on, and by FPSB India’s use of state-of-the-art computer technology to deliver the CFP certi fi cati on exam simultaneously to candidates across India. We congratulate FPSB India for earning our top-ti er rati ng for its CFP certi fi cati on program.”



CategoryNumber at end of

March, 2010Number at end of

March, 2009Percentage growth

CFPCM certificants 1049 724 44.89

Student 17299 13934 24.15

AFP 645 422 52.84

Corporate 50 49 2.04

1. Number of CFPCM certificants and change since March 2009

2. Demographic information on CFPCM certificants

Gender Number Percentage of Total

Male 882 84.08

Female 167 15.92

Age Number Percentage of Total

No age given 0 --

20-29 219 20.88

30-39 426 40.62

40-49 299 28.50

50-59 91 8.67

60+ 14 1.33

1. MeMbershiP / CFPCM ProFessioNAl sTATisTiCs



enrollments & Growth rate (Year-wise)

enrollment Year No of enrollments Growth rate

2002 -2003 284 NA

2003 -2004 684 140.85

2004 -2005 852 24.56

2005 -2006 1608 88.73

2006-2007 2443 51.87

2007-2008 4196 71.75

2008-2009 3867 (7.90)

2009-2010* 3365 (12.98)

Total 17299

Student Member Enrollment Statistics2009 - 10 Enrollments

Term Apr- 09 May-09 Jun-09 Jul-09 Aug-09 Sep-09 Oct-09 Nov-09 Dec-09 Jan-10 Feb-10 Mar-10 Total

Total 752 137 185 231 213 259 274 247 295 210 292 270 3365

Years of experience Number of CFPCM Professionals Percentage of Total

0-5 337 32.13

6-10 353 33.65

11-15 124 11.82

16-20 123 11.73

20+ 112 10.67

No experience given 0 --

* (As of March 31, 2010)

Membership / CFPCM Professional Statistics




CFPCM certificantsindependent

Practitioners (I)

Corporate

Executives (C)others (o) Total eligible spl. Case#

Not*

eligibleGrand Total

Grandfatherees (GF) 8 (GFI) 24 (GFC) 7 (GFO) 39 1 -- 39

Education Provider (EP) -- -- -- -- -- -- --

Challenge status (Cs) -- -- -- -- -- -- --

Total 8 24 7 39 1 -- 39

Details of CFPCM certificants’ statistics: 31st March, 2003 As on 31st March, 2003 : 39

As on 31st March, 2002 : Nil


Practitioners (I)

Corporate


Not*

eligibleGrand Total


Education Provider (EP) -- -- -- -- -- -- --


Total 8 66 8 82 1 -- 82



Practitioners (I)

Corporate


Not*

eligibleGrand Total


Education Provider (EP) 19 (EPI) 5 (EPC) 2 (EPO) 26 -- 1 27


Total 28 90 10 128 1 1 129


Statistics of CFPCM certificants:


Practitioners (I)

Corporate


Not*

eligibleGrand Total

Grandfatherees (GF) 6 (GFI) 80 (GFC) 6 (GFO) 92 1 15 107

Education Provider (EP) 23 (EPI) 23 (EPC) 7 (EPO) 53 1 3 56


Total 29 103 13 145 2 18 163

Details of CFPCM Certificants’ statistics: 31st March, 2006 As on 31st March, 2006 : 163


Practitioners (I)

Corporate


Not*

eligibleGrand Total



Challenge status (Cs) -- 11 (CSC) -- 11 -- -- 11

Total 59 156 24 239 2 43 282

Details of CFPCM Certificants’ statistics: 31st March, 2007 As on 31st March, 2007 : 282




CFPCM certificantsIndependent

Practitioners (I)

Corporate

Executives (C)Others (O) Total Eligible Spl. Case#

Not*

EligibleGrand Total



Challenge Status (CS) 4 (CSI) 24 (CSC) 1 (CSO) 29 1 0 29

Total 103 229 33 365 5 110 475



Practitioners (I)

Corporate

Executives (C)others (o)

Total

eligibleFees Paid

Fees Not Paid

spl.

Case#

Not*

eligible

Grand

Total

Grandfatherees (GF) 5 (GFI) 58 (GFC) 7 (GFO) 70 55 15 1 37 107

Education Provider (EP) 131 (EPI) 401 (EPC) 51(EPO) 583 453 130 3 303 886

Challenge status (Cs) 10 (CSI) 118 (CSC) 7 (CSO) 135 87 48 4 1 136

Total 146 577 65 788 595 193 8 341 1129


# Included in Total Eligible and considered in paid category

* Not Eligible Candidates are those who have passed all the 5 Examinations but are not eligible for CFPCM Certification due to

inadequate Experience, incomplete documents and non payment of fees for the previous year.


CFPCM certificants

independent

Practitioners

(i)

Corporate

Executives

(C)

others

(o)

Total

eligible

Fees Not Paid spl.

Case#

Not*

eligible

Grand

Total

Grandfatherees (GF) 4 (GFI) 51 (GFC) 1 (GFO) 56 9 46 55 1 51 51 107

Education Provider (EP) 282 (EPI) 586 (EPC) 10 (EPO) 878 13 780 793 85 106 745 1623

Challenge status (Cs) 28 (CSI) 263 (CSC) 1 (CSO) 292 1 200 201 91 18 19 311

Total 314 900 12 1226 23 1026 1049 177 175 815 2041

Fees for FY 2009-10

Totalrecd.

before31st Mar 09

recd.After

31st Mar 09

As on Date



2. CoMMuNiCATioNs/PubliC AwAreNess

Media & Pr updateFPSB India conducted mass awareness campaigns on Financial Planning issues and promoti on of the CFPCM Mark in leading nati onal Newspapers & Business Magazines. The following are the clippings, which were published during the period of 1 April 2009 – 31 March 2010.

DireCT CliPPiNGs For The MoNTh oF APril 2009

s/No. Date headline Publicati on

1 30-Apr-09 Importance of Financial Planning Times of India

2 29-Apr-09 Go for index funds that are traded on exchanges MINT

3 26-Apr-09 Don’t think stocks are more risky than bonds Sunday Times

4 26-Apr-09 A much-needed relief Business Standard

5 26-Apr-09 Plan well for them Business Standard

6 26-Apr-09 Go for your Financial Goals Dalal Street Journal

7 24-Apr-09 Importance of Financial Planning Economic Times

8 23-Apr-09 Importance of Financial Planning Times of India

9 22-Apr-09 The Ladder trick to get regular returns Outlook Money

10 20-Apr-09 Benefi t from Volati lity Indian Express

11 19-Apr-09 Financial Literacy Business Standard

12 19-Apr-09 Go off the Beaten Track Business Standard

13 18-Apr-09 Second level' medi claim may be a healthy opti on Economic Times

14 17-Apr-09 Key to building Wealth: Book profi t regularly in stock market Business Standard

15 17-Apr-09 What the rich have but we don’t DNA Money

16 16-Apr-09 Secure your Kids' Future Money Today

17 16-Apr-09 A Financial cause for the Rebel Money Today

18 15-Apr-09 Co FDs woo investors with higher interest, analysts advise cauti on Times of India

19 15-Apr-09 Nudging yourself to clear fi nancial clutt er MINT

20 13-Apr-09 MF agents rush to upgrade skills DNA Money

21 13-Apr-09 Insuring your family Hindustan Times

22 12-Apr-09 Bright but not so beauti ful Business Standard

23 12-Apr-09 Get rid of the clutt er Business Standard

24 12-Apr-09 Teach your children well Business Standard


26 10-Apr-09 Say goodbye to storage cost, wealth tax on gold Business Standard


28 5-Apr-09 Sell stocks, travel abroad… Business Standard

29 5-Apr-09 Crossing the hurdles Business Standard

30 5-Apr-09 Confusion about the Golden years Business Standard

31 5-Apr-09 Never borrow to invest Sunday Times

32 4-Apr-09 Rich or Poor - its all in your mind DNA Money

DireCT CliPPiNGs For The MoNTh oF APril 2009



iNDusTrY CliPPiNGs For The MoNTh oF APril 2009


1 30-Apr-09 Financial Planning: Products for women Money Today

2 29-Apr-09 Gold ETFs make golden sense DNA Money

3 27-Apr-09 Reap the benefi ts of fi nancial planning Free Press Journal

4 27-Apr-09 Keep costs at bare minimum Indian Express

5 26-Apr-09 Tailor portf olio to risk appeti te Hindu Business Line

6 22-Apr-09 Plan your taxes early for stress-free fi nancial year Financial Chronicle

7 22-Apr-09 Go make your own fi nancial plan DNA Money

8 21-Apr-09 ICICI direct unveils new scheme Asian Age

9 15-Apr-09 Don’t ignore the old warhorse - PPF DNA Money

10 12-Apr-09 Market rally shouldn’t alter strategy Hindu Business Line

11 12-Apr-09 Small wonder Economic Times

12 12-Apr-09 Be an early bird to reap benefi ts of tax planning Economic Times

13 10-Apr-09 Rescue your fi nancial plans Asian Age

14 8-Apr-09 It makes sense to fi le your tax returns early DNA Money

15 6-Apr-09 Set your goals and prepare a roadmap for life Hindustan Times

16 2-Apr-09 Fruits of perseverance Money Today

17 1-Apr-09 9 things to do this fi nancial year DNA Money

18 9-Apr Watch where it goes DNA ME

Communicati ons/Public Awareness



DireCT CliPPiNGs For The MoNTh oF MAY 2009

iNTerview wiTh Mr. rANjeeT MuDholkAr

s/No. Date headline Publication

1 18-May-09 Become a Financial Planner Indian Express

2 3-May-09 Pension Tension Financial Express

FiNANCiAl PlANNiNG sTANDArDs boArD iNDiA reCeives iso 9001:2008 sTANDArD


1 23-May-09 FPSB India receives ISO 9001:2008 Standard Vyapar

2 18-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Mumbai Lakshadeep

3 18-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Sanjwarta

4 16-May-09 ISO 9001:2008 Standard Samachar Jagat

5 16-May-09 FPSB India receives ISO Evening Plus

6 16-May-09 FPSB India receives ISO Mahanagar Times

7 16-May-09 ISO 9001:2008 received Aaj

8 16-May-09 ISO standard for FPSB India Swatantra Chetna

9 16-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Dinakaran

10 15-May-09 FPSB India receives ISO Mahaka Bharat

11 15-May-09 Financial Planning receives ISO 9001:2008 Standard Rajasthan Statement

12 15-May-09 FPSB India receives ISO News Today

13 15-May-09 Financial Planning Board receives ISO Loksatta

14 15-May-09 FPSB India receives ISO Standard Dainik Tribune

15 15-May-09 FPSB receives ISO Lokmat

16 14-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Uttar Bhoomi

17 14-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Loksatta

18 14-May-09 FPSB receives ISO 9001:2008 Standard Pudhari

19 14-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Hukumnama

20 14-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Sandesh

21 14-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Jansatta

22 14-May-09 FPSB India receives ISO 9001:2008 standard Yugmarg

23 14-May-09 Financial Planning Standards Board India receives ISO 9001:2008 Standard Sambhav

24 13-May-09 Financial Planning India receives ISO Standard Pehli Khabar

25 13-May-09 Financial Planning Standards Board receives ISO 9001:2008 Standard Suryakal

26 13-May-09 Planning Standard receives ISO Standard Pudhari

27 13-May-09 Financial Planning Standards Board receives ISO 9001:2008 Standard Kesari

Communications/Public Awareness Communications/Public Awareness




oThers


1 31-May-09 Sipping success Economic Times

2 31-May-09 Financial Literacy Business Standard

3 31-May-09 New kids on the block Business Standard

4 31-May-09 Cover and Corpus Business Standard

5 31-May-09 Investing amid conflicting signals Business Standard

6 31-May-09 Asset allocation and diversification via MFs Mumbai Mirror

7 29-May-09 Asset allocation and diversification via MFs Economic Times

8 28-May-09 Asset allocation and diversification via MFs Times of India

9 28-May-09 Financial Planning: Rites of Succession Money Today

10 28-May-09 Untangle your Financial Mess Money Today

11 27-May-09 Financial planning for both Mr. Stock and Mr. Bond MINT


13 24-May-09 Travel Insurance Claims Business Standard

14 24-May-09 Courage with Caution Business Standard

15 20-May-09 Five concepts you need to understand while investing MINT

16 20-May-09 Ready to Take Off Outlook Money

17 18-May-09 Poll result a silver lining Hindustan Times

18 18-May-09 Start-up ventures - The Right Strategy MINT

19 17-May-09 For your Health Business Standard

20 17-May-09 ELSS best investment option over 3-5 years Mumbai Mirror


22 17-May-09 Fix your Deposits Business Standard

23 17-May-09 Passing on values with wealth Business Standard

24 16-May-09 Passion begets wealth DNA Money

25 15-May-09 ELSS best investment option over 3-5 years Economic Times

26 14-May-09 ELSS best investment option over 3-5 years Times of India

27 13-May-09 How much should you save? MINT

28 11-May-09 Money is a choice, too MINT

29 10-May-09 SIP's the best option for wary small investors Mumbai Mirror


31 10-May-09 Conflict management Business Standard

32 10-May-09 Lifecycle Investing Through NPS Business Standard

33 8-May-09 SIP's the best option for wary small investors Economic Times

34 7-May-09 SIP's the best option for wary small investors Times of India

35 6-May-09 Is the new pension system really that cheap? MINT

36 6-May-09 Wait & watch before parking money in NPS, say analysts Times of India

37 5-May-09 What sets the rich apart from others? DNA Money

38 5-May-09 Time not ripe for home buying Business Standard

39 3-May-09 Too Simple Too Little Business Standard


41 3-May-09 Mutual funds could be your best option Mumbai Mirror

42 3-May-09 Saving Grace Business Standard

43 3-May-09 Planning for the future Business Standard

44 1-May-09 Mutual funds could be your best option Economic Times



iNDusTrY CliPPiNG For The MoNTh oF MAY 2009


1 27-May-09 An interest-free loan can invite gift tax DNA Money

2 25-May-09 Home Truths MINT

3 24-May-09 Inclusive plan to reach goal Hindu Business Line

4 24-May-09 A Turnaround Financial Express

5 20-May-09 Financial planning- The Right Mix Outlook Money

6 20-May-09 Safe Money Sound Returns Outlook Money

7 19-May-09 Temper excitement with discipline, experts warn Indian Express

8 14-May-09 A structured approach Money Today

9 13-May-09 The new pension scheme is a taxing propositi on DNA Money

10 11-May-09 You are your best planner Free Press Journal

11 11-May-09 Will this rally sustain? Indian Express

12 10-May-09 Focus On Returns Business Standard

13 9-May-09 iFast Financial launches MF distributi on platf orm Hindu Business Line

14 6-May-09 Set your own goals, work towards them DNA Money

15 4-May-09 Insurance is not a good investment opti on Hindu Business Line

16 1-May-09 Surviving Times DNA ME

Communicati ons/Public Awareness Communicati ons/Public Awareness




DireCT CliPPiNGs For The MoNTh oF juNe 2009

ProFIlIng - Mr. rAnjEEt MudholkAr / FPSB IndIA


1 29-Jun-09 SEBIs no-load directive will empower investors Hindustan Times

2 15-Jun-09 Demand soaring for financial planners Financial Chronicle

3 10-Jun-09 Course in financial planning HT Horizons

AhMeDAbAD Press CoNFereNCe


1 25-Jun-09 FPSB course receives recognition from financial service industry Bhoomi

2 25-Jun-09 Good opportunities for Wealth Management sector Divya Bhaskar

3 24-Jun-00 Knowledge academy - Ahmedabad Akila

4 22-Jun-09 Financial Planning Standards Board Rakhewal

5 22-Jun-09 Regulators proposed for financial advisors Hindu Business Line

6 22-Jun-09 Knowledge academy - Ahmedabad Navgujrat Times

7 22-Jun-09 Knowledge academy 'CFP' curriculum at par with global standards Sanj Samachar

8 22-Jun-09 FPSB course receives recognition from financial service industry Gandhinagar Samachar

9 21-Jun-09 Certified planners can make India a nation of investors Gujarat Vaibhav

10 21-Jun-09 SEBI directive to drive out bogus agents Sandesh

11 21-Jun-09 Service sector contributed 56% to GDP Ahmedabad Mirror

12 21-Jun-09 Financial Planning to help achieve individual goals Western Times

13 21-Jun-09 Knowledge academy 'CFP' curriculum at par with global standards Dhabkar

14 20-Jun-09 CFP' curriculum at par with global standards Prabhat

15 20-May-09 Five concepts you need to understand while investing MINT

16 20-Jun-09 FPSB course receives recognition from financial service industry Saurashtra Bhoomi

17 20-Jun-09 National Income getting spread evenly: Ranjeet Mudholkar Vadodara Samachar

18 20-Jun-09 Good opportunities for Financial Planners Gujarat Today

19 20-Jun-09 Savings can turn into Investments through CFP Rajasthan Patrika

20 20-Jun-09 99% investors, invest in mutual fund without knowledge Gujarat Samachar

21 20-Jun-09 FPSB course receives recognition from financial service industry Jansatta

22 20-Jun-09 FPSB India seeks regulators for financial advisors Business Standard

23 20-Jun-09 Knowledge Academy aims at nation of investors Times of India

24 20-Jun-09 CFP' curriculum at par with global standards Jaihind

25 20-Jun-09 Knowledge academy to open six more centers across India DNA

FPsb iNDiA reCeives iso 9001:2008 sTANDArD


1 2-Jun-09 FPSB India receives ISO 9001:2008 Standard Adhikar

2 26-May-09 FPSB India receives ISO 9001:2008 Standard Rajasthan Patrika

3 24-May-09 FPSB India receives ISO 9001:2008 Standard Adhikar

4 21-May-09 FPSB India receives ISO 9001:2008 Standard Rajasthan Patrika



oThers


1 30-Jun-09 Relief for those who make it possible DNA Money

2 29-Jun-09 Double income Double dhamaka Economic Times

3 29-Jun-09 MFs more att racti ve Hindustan Times

4 28-Jun-09 Financial Literacy Business Standard

5 28-Jun-09 New order in Mutual funds Business Standard

6 28-Jun-09 Reality check on Realty Business Standard

7 28-Jun-09 Slowdown kit Economic Times

8 25-Jun-09 Talking Heads Money Today

9 24-Jun-09 Rati onalize commission for insurance agents too Mint

10 22-Jun-09 A single life Economic Times

11 21-Jun-09 Always have a back up fund for emergencies Sunday Times

12 21-Jun-09 When the ti me is right Business Standard


14 21-Jun-09 Smaller, but signifi cant Business Standard

15 18-Jun-09 Financial planning services lack proper vigil: Govt panel Financial Chronicle

16 17-Jun-09 Turning a page Outlook Money

17 15-Jun-09 Ride the bull, safely Hindustan Times

18 15-Jun-09 Mapping the future Mint

19 15-Jun-09 what should his fi nancial strategy be? Mint

20 14-Jun-09 Some relief for the elderly Business Standard


22 8-Jun-09 Revisit your EMIs Hindustan Times

23 7-Jun-09 The diff erence between investi ng and planning Sunday Times

24 7-Jun-09 Read my ULIP Economic Times

25 7-Jun-09 Fixing your focus Business Standard


27 7-Jun-09 Make long term moves for maximum returns Mumbai Mirror

28 5-Jun-09 Make long term moves for maximum returns Economic Times

29 4-Jun-09 Make long term moves for maximum returns Times of India

30 3-Jun-09 The next chapter Outlook Money

31 3-Jun-09 Compensati on claim: Satyam shareholders, watch very carefully Mint

32 3-Jun-09 My plan Outlook Money

33 1-Jun-09 6 good habits to pick up during the slowdown Marie Claire





iNDusTrY CliPPiNGs For The MoNTh oF juNe 2009


1 29-Jun-09 How good is your employers gratuity policy? Indian Express

2 28-Jun-09 Reti rement: Myths and realiti es Financial Express

3 25-Jun-09 Litt le room for leniency in rates DNA Money

4 22-Jun-09 Realty check Mint

5 22-Jun-09 Time for a checklist Mint

6 22-Jun-09 Like a doe caught in the headlights Indian Express

7 21-Jun-09 Face off HT Brunch

8 19-Jun-09 Positi ve move Financial Chronicle

9 18-Jun-09 Financial advisors not fully regulated Business Standard

10 17-Jun-09 Tax-fi ling this ti me a tad more taxing DNA Money

11 15-Jun-09 Striking a balance between being fearful and greedy Free Press Journal

12 14-Jun-09 An adviser (mine) is charged with fraud Financial Express

13 11-Jun-09 Evaluati ng mutual funds a research-based task Times of India

14 10-Jun-09 For best returns, forget your money DNA Money

15 10-Jun-09 Miscellany DNA

16 10-Jun-09 Free Seminar Mumbai Mirror

17 8-Jun-09 Extreme soluti ons Indian Express



DireCT CliPPiNGs For The MoNTh oF julY 2009

ProFIlIng - Mr. rAnjEEt MudholkAr / FPSB IndIA


1 6-Aug-09 Get the right advice now Money Today

2 6-Aug-09 Putting theory into practice Money Today

3 29-Jul-09 Between the Lines: Eye on Long-term gains Outlook Money

4 20-Jul-09 Insurance Master Loksatta

5 7-Jul-09 Quote: I-T exemption under Sec 80 E Hindustan Times

MoNikA hAlAN , CFPCM (AuthorEd ArtIClES)


1 29-Jul-09 Expense Account: Financial Products and the circle of wealth Mint

2 22-Jul-09 Expense Account: Wealth Managers for rural India, Anyone? Mint

3 15-Jul-09 Expense Account: Mindset or Luck; what makes people rich? Mint

4 7-Jul-09 Expense Account: Budget 2009 aims at achieving trident goals Mint

5 7-Jul-09 FM's cash transaction from India to Bharat DNA Money

6 1-Jul-09 Expense Account: Of exploding toasters and sugared 'sandesh' Mint

oThers


1 7-Aug Look beyond FY11 earnings Outlook Profit

2 6-Aug-09 Do you need a Planner? Money Today

3 6-Aug-09 Financial Advice: My Experiments with truth Money Today

4 6-Aug-09 How to choose the right adviser Money Today

5 31-Jul-09 Empowering the fair entrepreneurs Franchising World

6 30-Jul-09 Debt's the way to keep risks but let return, liquidity have a say too Economic Times

7 30-Jul-09 MFs rush to declare dividends Mint

8 29-Jul-09 Stick to your debt plans: Experts Times of India

9 29-Jul-09 My Plan - Steadfast in his focus Outlook Money

10 27-Jul-09 Betting on Equity Business World

11 26-Jul-09 Are index schemes best way to secure your future Mumbai Mirror

12 26-Jul-09 Financial Literacy Quiz Business Standard

13 26-Jul-09 Additional Details in tax returns Business Standard

14 26-Jul-09 Making insurers explain costs Business Standard

15 26-Jul-09 Gain Game: Weigh risk opting for a theme or sector Economic Times

16 25-Jul-09 Heartburn for advisors on ULIP charge cap Times of India

17 24-Jul-09 Are index schemes best way to secure your future Economic Times

18 23-Jul-09 Are index schemes best way to secure your future Times of India

19 20-Jul-09 Towards A New Dawn Economic Times

20 20-Jul-09 Insurance Master Loksatta

21 20-Jul-09 We are enabling customers to make their own decisions' Indian Express

22 19-Jul-09 Fixed deposits are not always better than stocks Sunday Times

23 19-Jul-09 Fret not on stocks Business Standard





oThers


24 19-Jul-09 Take care of details while filing returns Business Standard


26 17-Jul-09 MF's hard-shell equity funds before load ban kicks in Economic Times

27 15-Jul-09 Take control of your banking life Outlook Money

28 15-Jul-09 Take control of your future plans Outlook Money

29 15-Jul-09 Take control of your funds Outlook Money

30 15-Jul-09 My Plan - The Right Strategy Outlook Money

31 13-Jul-09 Invest all or a part of the Budget windfall Indian Express

32 13-Jul-09 Attractive Teaser Rates Indian Express

33 12-Jul-09 Debt funds too carry risk, keep tabs on interest rates Mumbai Mirror

34 12-Jul-09 They are never too young to learn about money Sunday Times


36 12-Jul-09 Get past the budget hype Business Standard

37 11-Jul-09 Ask the Expert Times of India

38 8-Jul-09 Your investment in debt turns risky now Times of India

39 7-Jul-09 Token income-tax reliefs middle class disappointed Hindustan Times

40 6-Jul-09 Be conservative in home buy Hindustan Times

41 6-Jul-09 Look beyond the rating Indian Express

42 6-Jul-09 Tame their volatility Indian Express

43 5-Jul-09 MFs, the most hassle-free option to invest in gold Mumbai Mirror

44 5-Jul-09 Insure your aging parents Sunday Times

45 5-Jul-09 After the Big B Business Standard


47 3-Jul-09 MFs, the most hassle-free option to invest in gold Economic Times

48 2-Jul-09 Why abolishing entry loads could backfire DNA Money

49 2-Jul-09 MFs, the most hassle-free option to invest in gold Times of India

50 1-Jul-09 Trouble with EET is the silence DNA Money

51 1-Jul-09 My Plan - On a new journey Outlook Money

Cond....

iNDusTrY CliPPiNG For The MoNTh oF julY 2009


1 7-Aug-09 Feeling the blues Outlook Profit

2 7-Aug-09 Is there a revival of retail intrest in the market? Outlook Profit

3 7-Aug-09 Tackling Money Stress Society

4 6-Aug-09 Nothing New on Offer Money Today

5 6-Aug-09 Problem of Plenty Money Today

6 6-Aug-09 More harm than help Money Today

7 6-Aug-09 Don’t Avoid this Cost Money Today

8 29-Jul-09 Tracking performance as important as investing Times of India

9 28-Jul-09 Can't file returns by July 31? DNA

10 27-Jul-09 Reining in the cost genre Indian Express

11 24-Jul-09 Simple steps to make filing tax returns smoother DNA

12 20-Jul-09 Repayment defaults become worrying for financiers here too Mint

13 20-Jul-09 The argument against index funds Indian Express

14 22-Jul-09 Why electronic filing has faltered DNA Money

15 15-Jul-09 Learning from past mistakes Outlook Money



iNDusTrY CliPPiNG For The MoNTh oF julY 2009


16 14-Jul-09 Wealth managers smell big bucks in succession planning Financial Chronicle

17 8-Jul-09 Something draconic replaces FBT? DNA Money

18 7-Jul-09 Hand he showed, hand he didn't DNA Money

19 7-Jul-09 7 changes in personal tax Mint

20 7-Jul-09 Small business do not have to do book-keeping Financial Chronicle

21 7-Jul-09 More money Indian Express

22 6-Jul-09 Buy insurance at the post offi ce Indian Express

23 6-Jul-09 Weight wise, money smart Mint

24 6-Jul-09 Penny saved, is penny earned Economic Times

25 6-Jul-09 Everything you need to know about Educati on Mint

26 5-Jul-09 Budget ti me Financial Express

27 1-Jul-09 Trouble with EET is the silence DNA Money

28 July The Midas Touch Marie Claire

Cond....





DireCT CliPPiNGs For The MoNTh oF AuGusT 2009

oThers


1 9-Sep-09 Borrow Smart Outlook Money

2 9-Sep-09 Adjusting to Life Outlook Money

3 31-Aug-09 Choose your fixed income investments wisely Indian Express

4 31-Aug-09 Save now so you can play golf after 60 Indian Express

5 30-Aug-09 Estate planning a must to avoid inheritance of loss Mumbai Mirror

6 30-Aug-09 Financial Literacy Business Standard

7 30-Aug-09 Fix your income with securities Economic Times

8 30-Aug-09 E-filing needs more facilitation Business Standard

9 29-Aug-09 Importance of Financial planning Midday (Gujarat)

10 28-Aug-09 Estate planning a must to avoid inheritance of loss Economic Times

11 27-Aug-09 How to handle pay arrear bonanza Financial Chronicle

12 27-Aug-09 Estate planning a must to avoid inheritance of loss Times of India

13 26-Aug-09 Learn from past mistakes for a secure future Economic Times

14 25-Aug-09 Drought proof your portfolio Indian Express

15 23-Aug-09 Make the paper work The week (The wallet )

16 23-Aug-09 Money and you: Spend Bend Economic Times


18 23-Aug-09 The Best time to write your will Sunday Times

19 23-Aug-09 Not the best of both worlds Business Standard

20 23-Aug-09 NRI's keen on riding the Indian investment wave Mumbai Mirror

21 22-Aug-09 Mastering money matters Times of India

22 21-Aug-09 NRI's keen on riding the Indian investment wave Economic Times

23 21-Aug-09 Health care cost can be killing, so get yourself a medical cover DNA Money

24 19-Aug-09 Company debentures offer better returns than bank FD's Financial Chronicle

25 17-Aug-09 Riding the bull charge Business Standard

26 17-Aug-09 Live life king size Economic Times

27 16-Aug-09 Don’t stack up money, invest for best returns Mumbai Mirror

28 16-Aug-09 Quote by Vivek Karwa, A certified Financial Planner, Chennai Hindu Business Line


30 15-Aug-09 First get real then go dream Hindustan Times

31 14-Aug-09 Never borrow to buy stocks; go by fundamentals, not price Business Standard

32 14-Aug-09 Don't stack up money, invest for best returns Economic Times

33 13-Aug-09 Don't stack up money, invest for best returns Times of India

34 10-Aug-09 After entry - load hit, MF distributors try new fee models DNA Money

35 10-Aug-09 Beware of Mis- selling Financial Express



1 26-Aug-09 Expense Account: The broker goes for broke. Season two Mint

2 19-Aug-09 Expense Account: Does bonus reduce motivation to work? Mint

3 12-Aug-09 Expense Account: This independence day, each can easily free two Mint

4 5-Aug-09 Expense Account: How to minimize risk in the circle of wealth Mint



iNDusTrY CliPPiNG For The MoNTh oF AuGusT 2009


1 31-Aug-09 Home truths, Rupee wise Mint

2 31-Aug-09 Adviser Speak Economic Times

3 30-Aug-09 Financial Mistakes doctors make Hindu Business Line

4 30-Aug-09 Right asset allocati on and shuffl ing mix hold key to maximising returns Economic Times

5 30-Aug-09 Financial Guidance Dalal Street- Investment Journal

6 23-Aug-09 ETF's can shoulder heavy lift ing Hindu Business Line

7 21-Aug-09 Wealth managers who keep it all in the family Business Standard

8 19-Aug-09 When should you buy life Insurance ? DNA Money

9 17-Aug-09 Five Investment myths Indian Express

10 15-Aug-09 New freedom of fi nancial choice Hindustan Times

11 12-Aug-09 The diligent investor always nets a gain DNA Money

12 5-Aug-09 The great Indian ESOP fable DNA Money

oThers


36 9-Aug-09 Net yields may sti ll be low Business Standard

37 9-Aug-09 Is index- aping lucrati ve ? Business Standard


39 5-Aug-09 Business educati on counselling Loksatt a

40 3-Aug-09 Have you built a robust debt portf olio Indian Express

41 2-Aug-09 Indian Money on a global tour Business Standard

42 2-Aug-09 When the going is good, plan for the bad Sunday Times


44 Aug Making of a fi nancial planner Franchising World

Cond....

12 5-Aug-09 The great Indian ESOP fable





DireCT CliPPiNGs For The MoNTh oF sePTeMber 2009

Mr. rANjeeT MuDholkAr


1 4-Sep-09 Investor Protection Move: A Welcome step Hindustan Times

2 3-Sep-09 Want a wealth manger? You have limited choices Financial Chronicle

oNliNe

s/No. Date link website

1 2-Sep-09http://www.mydigitalfc.com/news/want-wealth-manager-you-have-limited-

choices-114www.mydigitalfc.com

oThers


1 28-Sep-09 Take Special care Economic Times

2 28-Sep-09 Buy it Right Indian Express

3 28-Sep-09 Evaluating the current IPO opportunity Financial Express

4 28-Sep-09 Demand for CFP certification Indian Express

5 27-Sep-09 Thrift and festivals seldom go together Sunday Times

6 27-Sep-09 Financial Literacy Business Standard

7 23-Sep-09 Make it large Outlook Money

8 20-Sep-09 Economics of single Parenting Economic Times


10 20-Sep-09 Analyze the deal first Business Standard

11 20-Sep-09 Looking for direction Business Standard

12 14-Sep-09 For those who prefer assured returns Indian Express

13 13-Sep-09 Looking closer at gold funds Business Standard

14 13-Sep-09 Financial Literacy Business standards

15 11-Sep-09 How critical is a critical illness cover DNA Money

16 10-Sep-09 Peer pressure and agents key to MF Buys, not financial Wisdom Financial Chronicle

17 10-Sep-09 Easy Financial Planning Money Life

18 7-Sep-09 Systematic Investments work well in MF scheme Economic Times

19 7-Sep-09 Making your savings go farther Indian Express

20 7-Sep-09 Overcoming the financial hurdle Indian Express

21 6-Sep-09 Nothing Personal Economic Times




1 30-Sep-09 What money really means to urban India Mint

2 23-Sep-09 Plan design, testing key to make money work for poor Mint

3 16-Sep-09 Zeros are heroes, but for villainous bond issuers Mint

4 9-Sep-09 Eating Chicken at the age of 80 with the help of RBI Mint

5 2-Sep-09 Why is this last rush of CEO greed in the US Mint



oThers


23 6-Sep-09 The att racti on of NCD's Business Standard

24 6-Sep-09 Lessons to learn for investors Business Standard

25 6-Sep-09 Your Investment cost just got lower Business Standard

26 3-Sep-09 Systemati c Investments work well in MF scheme Times of India

iNDusTrY CliPPiNG For The MoNTh oF sePTeMber 2009


1 30-Sep-09 Buy the India story- you won't forget it DNA Money

2 28-Sep-09 Financial advisors, distributors set up fi rm to push their cause Business Standard


4 23-Sep-09 Getti ng back on the right path Outlook Money

5 22-Sep-09 Asset allocati on: Key to investi ng Financial Chronicle

6 22-Sep-09 How to manage those who manage our money Financial Express

7 21-Sep-09 Deposits that work harder Indian Express

8 20-Sep-09 Take the baby steps Economic Times

9 17-Sep-09 Regulati ng fi nancial advisors Economic Times

10 16-Sep-09 New tax code a capital-gains shocker DNA Money

11 14-Sep-09 Play it safe wounds haven't really healed Times of India

12 13-Sep-09 Invest to fund your child's educati on Hindu Business Line

13 11-Sep-09 On a roll Mid-Day

14 9-Sep-09 More of the same Hindustan Times

15 9-Sep-09 Direct tax code will make TDS a serious issue DNA Money

16 3-Sep-09 Do Indian investment advisors need to be regulated Economic Times

17 1-Sep-09 The class ceiling Hindustan Times

Cond....

17 1-Sep-09 The class ceiling





DireCT CliPPiNGs For The MoNTh oF oCTober 2009

AjAY sriNivAsAN eleCTeD As The ChAirMAN oF FiNANCiAl PlANNiNG sTANDArDs boArD iNDiA (FPSB IndIA) - PrInt


1 26-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Phulchaab

2 23-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Gujarat Times

3 22-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Sambhav

4 21-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Sandesh

5 21-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Gandhinagar Samachar

6 19-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Vyapar

7 17-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Lokmat

8 17-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Andhra Prabha

9 15-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Power of Voice

10 15-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Dainik Hindmata

11 15-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Uttar Bhoomi

12 14-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Sakal

13 14-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Loksatta

14 13-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Mahaka Bharat

15 12-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Sanjwarta

16 12-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Sanj Samachar

17 8-Oct-09 FPSB India appoints Mr Ajay Srinivasan as the Chairman Lokmat

18 8-Oct-09 New Board Chairman at FPSB Financial Chronicle

19 8-Oct-09 New Board Chairman at FPSB Kesari

20 8-Oct-09 New Board Chairman at FPSB Loksatta

21 7-Oct-09 Ajay Srinivasan elected as the Chairman of FPSB India Vaartha

AjAY sriNivAsAN eleCTeD As The ChAirMAN oF FiNANCiAl PlANNiNG sTANDArDs boArD iNDiA (FPSB IndIA) - onlInE


1 7-Oct-09 http://www.chennaiclips.com/business/business_news_inner.php?id=343 Chennaiclips.com

2 7-Oct-09 http://www.ibusinessweek.com/index.php?mod=article&cat=Biz%20News%20General&article=4864 Ibusinessweek.com

3 7-Oct-09http://deccanbusiness.com/2009/10/ajay-srinivasan-elected-as-the-chairman-of-financial-planning-standards-board-india-fpsb-india/

Deccanbusiness.com



1 28-Oct-09 Why you should plan for life after death Mint

2 21-Oct-09 What your Trash Bag Tells about You Mint

3 14-Oct-09 Warm glow of giving to appease conscience Mint

4 7-Oct-09 Of Schools, Money, Taxes, Statues and Handbags Mint

MoNikA hAlAN, CFPCM - onlInE ArtIClES


1 21-Oct-09 http://www.livemint.com/2009/10/20221605/What-your-trash-bag-tells-abou.html Livemint.com

2 14-Oct-09http://www.livemint.com/2009/10/13222222/Warm-glow-of-giving-to-appease.html

Livemint.com

3 7-Oct-09 http://www.livemint.com/2009/10/06221752/Of-schools-money-taxes-stat.html Livemint.com



iNDusTrY CliPPiNG For The MoNTh oF oCTober 2009


1 28-Oct-09 Lessons from last year's meltdown DNA

2 26-Oct-09 Are you saving enough? Indian Express

3 21-Oct-09 Under new code, pay your tax upfront DNA

4 21-Oct-09 Wealth at your service Economic Times

5 21-Oct-09 Correct reckoning Outlook Money

6 14-Oct-09 Past record haunts advisors Times Of India

7 11-Oct-09 Financial advisors need to be qualified: Ajay Srinivasan Hindu Business Line

8 8-Oct-09 Ulip service to come cheap Economic Times

9 7-Oct-09 Spread your money to ensure peace of mind DNA

10 5-Oct-09 An investment - heavy plan Indian Express

11 5-Oct-09 Irda rejects plan to register all financial advisors Economic Times

12 Oct Hitting sixes in slog overs Money Today

oThers


1 29-Oct-09 Don't let dividend mislead you in picking an MF plan Financial Chronicle

2 27-Oct-09 Build a slump survival kit Economic Times

3 25-Oct-09 Financial literacy Business Standard

4 25-Oct-09 Not a child's play Business Standard

5 23-Oct-09 Secure the Sunset Years Economic Times

6 22-Oct-09 No Child's Play This Economic Times

7 22-Oct-09 Age-old confusion: When do you become a senior citizen? Business Standard

8 21-Oct-09 My Plan Outlook Money

9 20-Oct-09 The cake must grow bigger Indian Express

10 20-Oct-09 Index funds for the long run Indian Express

11 18-Oct-09 Make money your servant, not your boss Sunday Times

12 15-Oct-09 ULP: A savings policy with risk advantage Business Standard

13 15-Oct-09 Move your money, manage it better Business Standard

14 14-Oct-09 Opportunities in the financial sector Loksatta

15 13-Oct-09 Nothing comes risk-free Economic Times

16 12-Oct-09 Games insurance advisors play Indian Express

17 11-Oct-09 Utilising reward points Business Standard

18 11-Oct-09 Wasting Equity Opportunities Business Standard


20 10-Oct-09 Striking a Mutual Deal Economic Times

21 5-Oct-09 Get Cracking Indian Express

22 4-Oct-09 Exchange Rate and your portfolio Business Standard

23 4-Oct-09 The Return of FMPs Business Today

24 4-Oct-09 Discover your relationship with money Sunday Times

25 4-Oct-09 Gifting made unattractive Business Standard


27 3-Oct-09 No entry load a burden on small-time advisors Times Of India

28 1-Oct-09 Experts take: Time to exit fundamentally weak stocks Economic Times

29 Oct Sterling Returns Money Today

30 Oct For that rainy day Elle





DireCT CliPPiNGs For The MoNTh oF NoveMber 2009

Mr. rAnjEEt MudholkAr - PrInt


1 29-Nov-09 Do You Need a Planner Business Today

2 16-Nov-09 MFs on exchanges to boost sales, lower investor costs Hindustan Times

Mr. rAnjEEt MudholkAr - onlInE


1 16-Nov-09http://www.hindustantimes.com/rssfeed/markets/MFs-on-exchanges-to-boost-

sales-lower-investor-costs/Article1-476724.aspxHindustantimes.com



1 25-Nov-09 Where's your stash of cash for contingencies? Mint

2 18-Nov-09 The trouble with bubbles: they're bursty Mint

3 4-Nov-09 Are you being nudged? The choice paradox Mint

AjAY sriNivAsAN APPoiNTeD As The ChAirMAN oF FPsb iNDiA


1 21-Oct-09 Ajay Srinivasan appointed as the Chairman of FPSB India Uttam Hindu

2 21-Oct-09 Ajay Srinivasan appointed as the Chairman of FPSB India Dainik Tribune

3 21-Oct-09 Ajay Srinivasan appointed as the Chairman of FPSB India Pehli Khabar

4 21-Oct-09 Ajay Srinivasan appointed as the Chairman of FPSB India Hindustan

oThers


1 30-Nov-09 Query Corner Economic Times

2 29-Nov-09 Dependents never need life insurance Sunday Times

3 29-Nov-09 Each penny counts Economic Times

4 29-Nov-09 Low investment, low returns Business Standard

5 29-Nov-09 Financial literacy Business Standard

6 27-Nov-09 Budget your savings, not just expenses Economic Times

7 26-Nov-09 Don't fall prey to tall claims of fin advisors Times of India

8 25-Nov-09 Reaped a windfall? Let pros help you invest it Economic Times

9 25-Nov-09 Trim down your cost by SIP Economic Times


11 23-Nov-09 You needn't terminate an 'unwanted' policy Economic Times

12 23-Nov-09 Trading in funds Financial Chronicle

13 22-Nov-09 Financial Literacy Business Standard

14 22-Nov-09 When fees are better Business Standard

15 20-Nov-09 Online trading in MFs a welcome move DNA

16 19-Nov-09 Sasta' ULIPs: Low on charges, low on cover Business Standard

17 18-Nov-09 Stock brokers can trade in Mutual Funds Vyapar

18 18-Nov-09 A Career in Financial Planning Loksatta



oThers


19 18-Nov-09 Use Your Idle Cash to buy a House Economic Times


21 18-Nov-09 My Plan Outlook Money

22 16-Nov-09 Looking Beyond the Border Mint

23 16-Nov-09 Are you adequately protected? Indian Express


25 15-Nov-09 When opportunities don't present themselves Business Standard

26 15-Nov-09 Real Estate's Many Layers Business Standard

27 15-Nov-09 Ready with Plan B? Economic Times

28 15-Nov-09 Ready with Plan B? Economic Times

29 15-Nov-09 It takes guts to venture on your own Sunday Times

30 14-Nov-09 Get yourself insured first Hindustan Times

31 14-Nov-09 Buying a child plan? Hindustan Times

32 13-Nov-09 How to know if you need a financial planner DNA Money

33 12-Nov-09 Distributors not game yet for MF fee disclosure Economic Times

34 12-Nov-09 Indulge in sector funds, cautiously Business Standard

35 11-Nov-09 Free insurance' with your credit card may not be free Financial Chronicle

36 9-Nov-09 Choosing the right bond fund Indian Express


38 8-Nov-09 Reduce interest, pay EMIs Business Standard

39 7-Nov-09 The glow must go on Economic Times

40 6-Nov-09 Switch in time saves ulips Economic Times

41 5-Nov-09 Glass stays half empty Economic Times

42 4-Nov-09 My plan Outlook Money

43 4-Nov-09 Looking beyond the borders Outlook Money

44 2-Nov-09 Health policy: Pick the right fit Economic Times

45 2-Nov-09 Invest Mint


47 1-Nov-09 NFOs: Not the best way to invest Business Standard

48 1-Nov-09 Perfecting the perspective Business Standard

49 Nov Assessing Changes Money Today

50 Nov Ask expert The Week

51 Nov When to sell a fund Money Today

iNDusTrY CliPPiNG For The MoNTh oF NoveMber 2009


1 27-Nov-09 NRI queries DNA

2 25-Nov-09 Your primer to house tax DNA

3 22-Nov-09 Plan policy Economic Times

4 14-Nov-09 Revisiting takeover roadmap Economic Times

5 14-Nov-09 Investing in your kid's future is no child's play Hindustan Times

6 11-Nov-09 Add MF to core portfolio Economic Times

7 9-Nov-09 Steer your finances, step by step Mint

8 4-Nov-09 51 things they won't tell Outlook Money

9 2-Nov-09 Financial advisers turning sub - brokers Financial Chronicle

10 1-Nov-09 Secure your child's future Business Today

Cond....





DireCT CliPPiNGs For The MoNTh oF DeCeMber 2009

IntErACtIon wIth Mr. rAnjEEt MudholkAr - PrInt


1 24-Dec-09 Brokers give financial planners a run for their money Economic Times

2 Dec -09 Insurance Reforms :1999-2009 Premium

IntErACtIon wIth Mr. rAnjEEt MudholkAr -onlInE


1 24-Dec-09http://economictimes.indiatimes.com/markets/analysis/Brokers-give-financial-

planners-a-run-for-their-money/articleshow/5371946.cmsEconomic Times

iNTerACTioN wiTh MoNikA hAlAN, CFPCM (AuthorEd ArtIClES)


1 30-Dec-09 Shape of distribution market in years to come Mint

2 23-Dec-09 Removing the moving cost for portability Mint

3 16-Dec-09 The art of saying no to an investment Mint

4 9-Dec-09 Needed: An upgrade in financial services Mint

5 2-Dec-09 Mutual fund industry makeover: Season 2 Mint

oThers


1 30-Dec-09 Start early get rich Outlook Money

2 30-Dec-09 Invest in equity, liquid funds & let a term policy cover you Economic Times

3 28-Dec-09 Query corner Economic Times

4 28-Dec-09 Rules of the Game Economic Times

5 28-Dec-09 Do it yourself: get the agent and charges right Mint

6 28-Dec-09 Time for course correction Indian Express

7 27-Dec-09 Ringing in more changes Business Standard

8 27-Dec-09 Convert savings into wealth Sunday Times

9 27-Dec-09 Steering ahead of the taxman Business Standard

10 27-Dec-09 Financial Literacy Business Standard

11 25-Dec-09 Evaluate 'economic value' of your life while buying cover Economic Times

12 25-Dec-09 Reduce equities if nearing retirement Mint

13 25-Dec-09 Decoding the mutual fund name game Financial Chronicle


15 24-Dec-09 Know your risk appetite before buying a scheme Economic Times

16 23-Dec-09 Now, buy prime office space for just Rs 5 lakh Economic Times

17 23-Dec-09 Some investors lose out on market surge in '09 Times Of India

18 23-Dec-09 Build a portfolio with adequate debt-equity allocation Economic Times

19 21-Dec-09 Younger sibling's moment in the sun Indian Express


21 21-Dec-09 Diversified MFs: Don't cash out yet Times Of India

22 20-Dec-09 One teases, the other eases Business Standard



oThers


23 20-Dec-09 Financial literacy Business Standard

24 20-Dec-09 Betti ng on the brand value Business Standard

25 18-Dec-09 Debt funds gain momentum in November Mint

26 18-Dec-09 Having dreams isn't enough, making them come true is the key Mint

27 18-Dec-09 A guide to investi ng in rookie funds Financial Chronicle

28 18-Dec-09 Myths that insurance agents use to win you over Economic Times



31 17-Dec-09 Money Matt ers Mint

32 17-Dec-09 Get the right advisor, see your investments grow Economic Times

33 17-Dec-09 Fortune Planner Mumbai Mirror

34 16-Dec-09 Expansion Curves Outlook Money

35 16-Dec-09 Aim for an equity-debt asset allocati on rati o of 60:40 Economic Times

36 15-Dec-09 Lest you leave 'em with a loan to worry about Economic Times


38 14-Dec-09 You can let ethics drive your MF investments Economic Times

39 14-Dec-09 In an emergency turn to gold Indian Express

40 13-Dec-09 Off ers that lead to despair Business Standard

41 13-Dec-09 Culti vate a taste for commoditi es Business Standard

42 13-Dec-09 Financial literacy Business Standard

43 13-Dec-09 Medical expenses can drain you Sunday Times

44 12-Dec-09 Are you being served? DNA


46 11-Dec-09 It won't cost much to live life on your 'terms' Economic Times

47 11-Dec-09 Common mistakes that careless investors make Economic Times

48 9-Dec-09 Add to equity assets regularly to beat reti rement blues Economic Times

49 8-Dec-09 Separated? Plan your fi nancial independence Economic Times

50 7-Dec-09 High-risk, high-returns play Indian Express

51 7-Dec-09 Debit trumps credit amid downturn Indian Express

52 7-Dec-09 Till money do us part Sunday Times


54 7-Dec-09 Will fund penetrati on improve? Indian Express

55 6-Dec-09 Financial Literacy Business Standard

56 6-Dec-09 News you should not use Business Standard

57 6-Dec-09 Preparing for foreign shocks Business Standard


59 4-Dec-09 Homemakers also need an insurance cover Economic Times

60 4-Dec-09 For your child's sake Economic Times

61 2-Dec-09 Invest in equity- backed SIP to take care of reti rement Economic Times

62 2-Dec-09 Plan for fi nancial bliss Economic Times

63 2-Dec-09 My plan Outlook Money

64 1-Dec-09 Face Dubai storm with lessons from crash of 08 Economic Times

65 Dec Plan it right Marie Claire India

66 Dec Equity Debt Money Today

Cond....





iNDusTrY CliPPiNG For The MoNTh oF DeCeMber 2009


1 30-Dec-09 Rules for fi nancial freedom DNA Money

2 25-Dec-09 Tracking the perk tax mess DNA Money

3 21-Dec-09 On ESOPs, only tax name changes DNA Money

4 21-Dec-09 Build a fi nancial lifeboat Indian Express

5 18-Dec-09 NRI queries DNA Money

6 18-Dec-09 Getti ng lost in paperwork? Let an online tool manage your fi nances Mint

7 17-Dec-09 Combo of term plan & MFs can work bett er than Ulips Financial Chronicle

8 14-Dec-09 Are you saving enough? Indian Express


10 9-Dec-09 Find capital gains taxing? Here's what to do DNA Money


12 2-Dec-09 Capital gains on inherited property DNA Money



DireCT CliPPiNGs For The MoNTh oF jANuArY 2010




1 20-Jan-10 Patchwork regulation needs intervention Mint

2 18-Jan-10 11 tax-savers to choose from Mint

3 13-Jan-10 Movies show new ways to deal with scarcities Mint

4 6-Jan-10 The need to inculcate a 'consumer first' culture Mint

5 1-Jan-10 The one year plan Mint

iNTerACTioN wiTh GAurAv MAshruwAlA, CFPCM


1 30-Jan-10 Funds making a beeline for gold fund of funds Economic Times

2 14-Jan-10 Returns to beat inflation Business Standard

3 12-Jan-10 100% Returns = 100% Trouble Business Standard

4 10-Jan-10 Always keep money for contingencies Sunday Times

5 7-Jan-10 What is your risk profile? Business Standard

6 4-Jan-10 Let age decide your investment strategy Economic Times

7 1-Jan-10 Do the basics right for your money to grow Times Of India

iNTerACTioN wiTh Mr. AMAr PANDiT, CFPCM


1 29-Jan-10 Let needs, not wants decided your buy list-Amar Pandit/Suresh Sadagopan Economic Times

iNDusTrY CliPPiNG For The MoNTh oF jANuArY 2010


1 31-Jan-10 The Ulips will bloom, but give them some time Economic Times

2 31-Jan-10 Stay healthy, stay wealthy Sunday Times

3 29-Jan-10 India levies no inheritance tax DNA

4 25-Jan-10 Make sure you buy the right policy Indian Express

5 24-Jan-10 No short-cuts to affluence Hindu Business Lines

6 22-Jan-10 Don’t just save tax, assess your needs Mint

7 22-Jan-10 Let insurance battle cost of medical treatment Hindustan Times

8 20-Jan-10 Deductions that often slip by DNA

9 17-Jan-10 Not critical for everyone Business Standard

10 15-Jan-10 No tax benefit for policies bought abroad DNA

11 13-Jan-10 One lean patch doesn't a bad fund make DNA

12 1-Jan-10 NRI Queries DNA




oThers


1 31-Jan-10 Before investing in ELSS Business Standard

2 31-Jan-10 Financial literacy Business Standard

3 29-Jan-10 Follow the primer and attain financial freedom Economic Times

4 29-Jan-10 Query Corner Economic Times

5 28-Jan-10 Have a break and enhance your skills Economic Times


7 24-Jan-10 Save on bank charges Business Standard

8 24-Jan-10 Don’t overdo realty Sunday Times

9 24-Jan-10 Old wine in new bottle Business Standard



12 22-Jan-10 You've earned hard, now let money do the same for you Economic Times

13 20-Jan-10 Buying Insurance is bad tax planning Mint

14 20-Jan-10 Beak up surplus into ELSS SIP, blue-chip MFs & NSC Economic Times

15 18-Jan-10 Debt investors fret over rate hike fears Times Of India

16 18-Jan-10 No free lunches in financial markets Indian Express



19 15-Jan-10 Returns, liquidity, risk must decide asset allocation Economic Times

20 13-Jan-10 Utilise a portion of retirement allocation for pressing needs Economic Times

21 13-Jan-10 CFP in challenger state Loksatta

22 11-Jan-10 50% off MF investment gets redeemed within two years Financial Chronicle



25 10-Jan-10 Investing styles dissected Business Standard

26 10-Jan-10 Cover your international travel Business Standard


28 8-Jan-10 Choose your financial advisor as you would a spouse Economic Times

29 8-Jan-10 Unlearning childhood lesson: breaking away from a financially insecure past Mint

30 7-Jan-10 Ulips still as expensive as ever DNA

31 7-Jan-10 Deploy salary hikes into a mix of SIPs in hybrid MFs Economic Times

32 5-Jan-10 Maximize your gains, not just save on taxes Economic Times

33 5-Jan-10 How to improve your personal finance in '10 Financial Chronicle



36 3-Jan-10 More than a fixed deposit Business Standard

37 3-Jan-10 Be curious about companies Business Standard

38 3-Jan-10 A Pill for your Investment Woes Business Standard


40 1-Jan-10 Have a plan and watch your investments grow Economic Times

41 1-Jan-10 Ten commandments for better financial health for life Economic Times



DireCT CliPPiNGs For The MoNTh oF FebruArY 2010




1 27-Feb-10 Towards a better tax structure Mint

2 10-Feb-10 Cost and innovation: The fig leaf argument Mint

3 3-Feb-10 Wall Street: Bonus at risk vs. value at risk Mint

iNTerACTioN wiTh Mr. GAurAv MAshruwAlA, CFPCM


1 26-Feb-10 Dear Pranab Babu… (also quotes Suresh Sadagopan) Business Standard

2 24-Feb-10 Leave your kid a fortune Outlook Money

3 23-Feb-10 NFOs face IPO fate as schemes underperform Economic Times

4 23-Feb-10 The case of the joint piggy bank Sunday Times

5 23-Feb-10 Small liquid funds promise big returns Economic Times

6 17-Feb-10 NAV-guaranteed insurance products gain currency Business Standard

7 17-Feb-10 Art may see better days, but judge them right Economic Times

8 10-Feb-10 Boost your cover Outlook Money

9 7-Feb-10 Real estate is not a liquid asset Sunday Times



1 2-Mar-10A less taxing budget (also quotes Amar Pandit, Gaurav Mashruwala & Suresh Sadagopan)

Economic Times

2 2-Mar-10 An Holistic Approach Financial Express

3 27-Feb-10 More funds for families to play with Hindustan Times

4 27-Feb-10 Money back for taxpayers leaves middle class smiling Asian Age

5 27-Feb-10 FM cuts tax burden with wider slabs DNA

6 27-Feb-10 Change in I-T slabs will put more money in your pocket Financial Chronicle

7 27-Feb-10 Tax breaks to spur consumption, saving Financial Express

8 27-Feb-10 UPA Government's second Budget Hamara Mahanagar

IntErACtIon wIth Mr. rAnjEEt MudholkAr -onlInE


1 2-Mar-10http://economictimes.indiatimes.com/personal-finance/tax-savers/tax-news/

Budget-2010-A-less-taxing-budget/articleshow/5629569.cmsEconomictimes.com

2 2-Mar-10 http://www.financialexpress.com/budget-2010-news/an-holistic-approach/585492 Financialexpress.com

3 27-Feb-10http://www.hindustantimes.com/columnsbusiness/More-funds-for-families-to-play-with/513393/H1-Article1-513380.aspx

Hindustantimes.com

4 27-Feb-10http://www.asianage.com/index.php?option=com_content&view=article&id=3877:money-back-for-taxpayers-leaves-middle-class-smiling&catid=34:top-story&Itemid=59

Asianage.com

5 27-Feb-10http://www.dnaindia.com/money/report_finance-minister-cuts-tax-burden-with-wider-slabs_1352823

Dnaindia.com

6 27-Feb-10http://www.mydigitalfc.com/personal-finance/change-i-t-slabs-will-put-more-money-your-pocket-815

Mydigitalfc.com

7 27-Feb-10http://www.financialexpress.com/budget-2010-news/tax-breaks-to-spur-consumption-saving/584996

Financialexpress.com

8 26-Feb-10http://www.indiainfoline.com/Budget/Industry-Reactions/Further-slackening-of-income-tax-slabs-will-benefit-60-percent-of-tax-payers-Ranjeet-Mudholkar/528836

Indiainfoline.com



DireCT CliPPiNGs For The MoNTh oF FebruArY 2010




1 28-Feb-10 Party Pooper Business Standard

2 25-Feb-10 Get the most out of your annual bonus and hikes (also quotes Suresh Sadagopan) Economic Times

3 24-Feb-10 Simple thumb rule for savings: save your age (also quotes Sumeet Vaid) Mint

3 23-Feb-10 Assess the risk before investing in Esops (also quotes Ranjit Dani) Economic Times

4 22-Feb-10 The A, B, C of financial literacy Indian Express

5 21-Feb-10 Unsatisfactory numbers Business Standard

6 14-Feb-10 Rate alert Business Standard

7 11-Feb-10 Live within income, cities don't matter (also quotes Amit Suri & Anil Rego) Economic Times

8 Feb Rejig your plans for a new dependent Money Today

iNTerACTioN wiTh Mr. suresh sADAGoPAN, CFPCM


1 27-Feb-10 Infra bonds offer new tax relief DNA

2 26-Feb-10Guys, live life to the full, but not without a financial plan (also quotes Kartik Jhaveri & Uday Dhoot)

Economic Times

3 25-Feb-10 No new taxes likely (also quotes Krishnan Sitaram) DNA

3 21-Feb-10 Step by step (also quotes Sumeet Vaid) The Week (Wallet)

4 21-Feb-10 Wait, watch and proceed The Week (Wallet)

5 16-Feb-10 Limited change DNA

6 10-Feb-10 How to break free Outlook Money

7 2-Feb-10 Want more loan, but not eligible? Take a step-up Economic Times

8 2-Feb-10 Relocating to a new city? Plan your finances right Economic Times

iNTerACTioN wiTh Mr. lovAii NAvlAkhi, CFPCM


1 26-Feb-10 Parents, get a fix on costs of study overseas Economic Times

2 21-Feb-10 What to buy? When to sell? Where to invest? The Week (Wallet)

3 19-Feb-10 Children, you can be a pro at managing your money Economic Times

4 17-Feb-10 Insure for life Business Standard

5 12-Feb-10 Last year's best MF may not be this year's topper Economic Times

6 12-Feb-10 Insurance for as low as Rs. 99 ensures safe travel Business Standard

7 10-Feb-10 The right strategy Outlook Money

8 5-Feb-10 List income, assets before you make a financial plan Economic Times

iNTerACTioN wiTh Mr. veer sArDesAi, CFPCM


1 24-Feb-10 Give them a head start Outlook Money

2 22-Feb-10 Bet on the dragon Indian Express

3 8-Feb-10 Gunpoint insurance: what to do when your bank pushes a cover Mint

4 8-Feb-10 Real estate or equities? Indian Express

IntErACtIon wIth PrErAnA SAlASkAr-APtE, CFPCM


1 24-Feb-10 Build an equity-debt portfolio of 70:30 ratio Economic Times

2 17-Feb-10 Add to equity assets and switch to term insurance Economic Times

3 10-Feb-10 Invest maximum savings in diversified MFs via SIPs Economic Times

4 3-Feb-10 Form investment habit early and try MIP-SIP combo Economic Times




iNTerACTioN wiTh Mr. ArNAv PANDYA, CFPCM


1 28-Feb-10 Trading gains from listi ng Business Standard

2 21-Feb-10 For a concerned parent Business Standard

3 14-Feb-10 Homework on ti me Business Standard

4 7-Feb-10 Numbers that matt er Business Standard

iNTerACTioN wiTh Mr. suMeeT vAiD, CFPCM


1 28-Feb-10 Trading gains from listi ng Business Standard

2 21-Feb-10 For a concerned parent Business Standard

3 14-Feb-10 Homework on ti me Business Standard

4 7-Feb-10 Numbers that matt er Business Standard

oThers


1 28-Feb-10 Financial literacy Business Standard

2 28-Feb-10 Savings get joyous boost Asian Age

3 27-Feb-10 Exempti on on bond buy a bid to boost infra Hindustan Times

4 26-Feb-10 I began hiding my debts from my family Mint

5 26-Feb-10 Query Corner Economic Times

6 24-Feb-10 Factor in the risk element Business Standard

7 24-Feb-10 Don’t invest in haste Business Standard




11 15-Feb-10 Appointi ng a nominee Indian Express




15 9-Feb-10 A l'l investment can get your house bett er value Economic Times


17 7-Feb-10 The early bird guide to planning Business Today




21 1-Feb-10 Choose the right tax saver Indian Express

22 Feb Choose the right 80C opti on Money Today

23 Feb The blueprint for investi ng Money Today




iNDusTrY CliPPiNG For The MoNTh oF jANuArY 2010


1 27-Feb-10 It's a non-event for taxpayers down the pyramid DNA

2 27-Feb-10 Savings spree for taxpayers Asian Age

3 27-Feb-10 Taxpayer beware: The Direct Tax Code will EET away all your gains DNA

1 26-Feb-10 You can't maintain both resident and non-resident bank a/cs DNA

2 24-Feb-10 How good is your tax compliance? DNA

3 21-Feb-10 Focus The Week (Wallet)

4 21-Feb-10 Plan and track to grow your money Hindu Business Line

5 21-Feb-10 Strategies that work The Week (Wallet)

6 19-Feb-10 Costly opti ons to create corpus Business Standard

7 17-Feb-10 Go for tax planning, not just tax saving DNA

8 17-Feb-10 5 insurance plans to buy to protect against terror Mint

9 14-Feb-10 The architect and the interior decorator Sunday Times

10 12-Feb-10 Knowing numbers isn't enough, make the formula work Mint

11 10-Feb-10 A singular innings Outlook Money

12 7-Feb-10 Planning reti rement in forti es Hindu Business Line

13 5-Feb-10 Mum's money lessons: be debt-free, own a home Mint

14 2-Feb-10 The end of an era DNA




DireCT CliPPiNGs For The MoNTh oF MArCh 2010



1 22-Mar-10 Your employer may soon pay you higher gratuity Mint



1 31-Mar-10 Markets at high. Is it a good time to invest? Mint

2 24-Mar-10 When 100% return is not good enough Mint

3 17-Mar-10 How 3.5 interest rate on savings can equal 0% Mint

4 10-Mar-10 Financial road rules: First task for FSDC Mint

5 3-Mar-10 Free markets and caesarean sections Mint

iNTerACTioN wiTh Mr. GAurAv MAshruwAlA, CFPCM


1 29-Mar-10 Debt's the way Financial Chronicle

2 21-Mar-10 Three stages to fiscal health Sunday Times

3 15-Mar-10 The ETF Challenge Business World

4 10-Mar-10 Tax planning Business Standard

5 7-Mar-10 Earn well, but save better Sunday Times

6 7-Mar-10 The ETF Advantage Business Today

7 3-Mar-10 Seeking the right balance (also mentions Malhar Majumdar) Business Standard

8 3-Mar-10 Money multipliers Financial Chronicle

9 7-Feb-10 Real estate is not a liquid asset Sunday Times



1 28-Mar-10 ULIP wise means high price Business Standard

2 22-Mar-10 Rate hike to hit investments in debt MFs Times Of India

3 21-Mar-10 Experts' Take Business Today

4 21-Mar-10 FMPs have more to offer Business Standard

5 14-Mar-10 IPOs: It's probably overpriced Business Standard

6 12-Mar-10 If you want to save tax… Navbharat Times

7 7-Mar-10 Deals for the road Business Standard

8 2-Mar-10 Soon, even your children can plan their finances DNA

8 Feb Rejig your plans for a new dependent Money Today

iNTerACTioN wiTh Mr. suresh sADAGoPAN, CFPCM


1 23-Mar-10 Pre-pay your home loan with minimum losses (also mentions Amar Pandit) Economic Times

2 16-Mar-10 Gold regains shine at $1.1k/oz Times Of India

3 12-Mar-10 Money rules for the Mr and Mrs (also mentions Sumeet Vaid) Mint

4 2-Mar-10 Ulip returns set to get better DNA




iNTerACTioN wiTh Mr. lovAii NAvlAkhi, CFPCM


1 26-Mar-10 Allocate funds wisely, enjoy your golden years Economic Times

2 24-Mar-10 The right strategy Outlook Money

3 19-Mar-10 Make sure you have a steady cash flow when you retire Economic Times

4 14-Mar-10 Planning for Twilight Years Dalal Street Journal

5 12-Mar-10 Play the innings, make sure you don't retire hurt Economic Times

6 10-Mar-10 The right strategy Outlook Money

7 5-Mar-10 Women, get involved in your family finances Economic Times

IntErACtIon wIth PrErAnA SAlASkAr-APtE, CFPCM


1 31-Mar-10 Prepay loans, add to equity to build a retirement kitty Economic Times

2 24-Mar-10 Put surplus to better use at a debt-equity ratio of 30:70 Economic Times

3 10-Mar-10 Equities must get a fair share in your asset allocation Economic Times

iNTerACTioN wiTh Mr. ArNAv PANDYA, CFPCM


1 28-Mar-10 Innovative, but not convincing Business Standard

2 28-Mar-10 One year, two benefits Business Standard

3 21-Mar-10 Daily dose of interest for account holders Business Standard

4 14-Mar-10 Get a fix on FD returns Business Standard

5 7-Mar-10 Spend on health to save wealth Business Standard

iNTerACTioN wiTh Mr. suMeeT vAiD, CFPCM


1 25-Mar-10 Insurance: Literacy series Money Life

2 15-Mar-10 Plan for your special one Indian Express



Communications/Public Awareness

oThers


1 29-Mar-10 Query corner Economic Times

2 29-Mar-10 Protect yourself against inflation Indian Express

3 29-Mar-10 Rel MF: turning distributors into financial advisers Hindustan Times

4 29-Mar-10 Tax planning with mutual funds Mid-Day

5 29-Mar-10 7 investments that can save you tax Mid-Day

6 26-Mar-10 The right time to plan taxes Mid-Day

7 28-Mar-10 Making do with single income Hindu Business Line

8 28-Mar-10 Financial literacy Business Standard

9 26-Mar-10 Insurance base, a must Maharashtra Times

10 26-Mar-10 Understand your CTC to maximise net gains Economic Times



13 22-Mar-10 How do loans work: Basic concepts you must know Indian Express


15 19-Mar-10 Short-term funds may be your best bet, now Economic Times



18 15-Mar-10 Play The Asset, Not Equity Business World

19 14-Mar-10 Get on with your dream getaway Economic Times


21 12-Mar-10 Don't put all eggs in one basket Business Standard


23 10-Mar-10 Measured steps Outlook Money

24 10-Mar-10 Capital protection funds beat FD, PPF in tax maths Financial Chronicle

25 9-Mar-10 Make the most of the women-only benefits Mint

26 8-Mar-10 How much of your HRA is tax exempt Indian Express



29 7-Mar-10 Gold: Hype or safe haven? Business Standard

30 6-Mar-10 It's better late than never for saving Asian Age


32 5-Mar-10 This Women's Day, gift yourself a house Economic Times

33 5-Mar-10 Begin with yourself, get kids moneywise Mint

34 3-Mar-10 70% diversified funds fail to match BSE Sensex in Feb Financial Chronicle


36 Mar For financial placements Maharashtra Times



3. exAMiNATioNs

1. Information on Examinations administered during FY 2009-2010.

exam Type

Number of students

enrolled in education

courses

Total number of exam

takersPass rate Date(s) of exam

Serial Exam leading to

CFPCM certification

(Exam 1-4)

3365 8,347 53.38% Daily Basis

CFPCM certification Exam

(Exam 5/Challenge Status) 641 1610 56.65%

25/04/2009, 23/05/2009,27/06/2009, 25/07/2009,29/08/2009, 26/09/2009,24/10/2009, 21/11/2009,19/12/2009, 23/01/2010,27/02/2010, 20/03/2010

Examination Statistics - (2008-09)

Name of exam Appeared Passed Failed Pass%

Exam 1 - Risk Analysis and Insurance Planning 3644 1455 2189 39.93

Exam 2 - Retirement Planning & Employee Benefits 2789 1287 1502 46.15

Exam 3 - Investment Planning 2951 1181 1770 40.02

Exam 4 - Tax & Estate Planning 1990 879 1111 44.17

Total 11374 4802 6572 42.22

Examination Statistics - (2009-10)






Total 8347 4456 3891 53.38

Examination Statistics (Exam 1-4)



April 2009 Examination






Total 616 331 285 53.73

Month wise breakup of Examination Statistics for the year 2009-10

May 2009 Examination






Total 718 418 300 58.22

june 2009 Examination






Total 689 360 329 52.25

july 2009 Examination






Total 665 364 301 54.74

August 2009 Examination






Total 730 369 361 50.55

Examinations Examinations



September 2009 Examination






Total 638 346 292 54.23

october 2009 Examination






Total 654 356 298 54.43

november 2009 Examination






Total 643 350 293 54.43

december 2009 Examination






Total 680 355 325 52.22

january 2010 Examination






Total 839 452 387 53.87




February 2010 Examinati on



Exam 2 - Reti rement Planning & Employee Benefi ts 196 106 90 54.08



Total 699 365 334 52.22

March 2010 Examinati on



Exam 2 - Reti rement Planning & Employee Benefi ts 201 103 98 51.24



Total 776 390 386 50.26

CFPCM certi fi cati on Exam 5 & CSP Examinati on Stati sti cs 2008-09Parti culars Appeared Passed Failed Pass %

Total 1333 607 726 45.54

CFPCM certi fi cati on Exam 5 & CSP Examinati on Stati sti cs 2009-10Parti culars Appeared Passed Failed Pass %

Total 1610 912 698 56.65

Examinati ons Examinati ons



April - 09

Pathway Appeared Passed Failed Pass %

regular 112 52 60 46.43

Challenge status 35 13 22 37.14

Total 147 65 82 44.21

CFPCM certification Exam 5 & CSP Examination Statistics - Month wise (2009-10)

May - 09


regular 93 27 66 29.03


Total 119 30 89 25.21

june - 09


regular 148 111 37 75.00


Total 164 121 43 73.78

july - 09


regular 88 73 15 82.95


Total 103 82 21 79.61

August - 09


regular 105 59 46 56.19


Total 134 72 62 53.73

september - 09


regular 102 71 31 69.6


Total 118 79 39 66.94




october - 09


regular 84 28 56 33.33


Total 100 33 67 33

november - 09


regular 75 57 18 76.00


Total 108 78 30 72.22

December - 09


regular 95 50 45 52.63


Total 142 58 84 40.85

january - 10


regular 123 99 24 80.49


Total 164 127 37 77.44

February - 10


regular 101 73 28 72.28


Total 156 101 55 64.74

March - 10


regular 63 30 33 47.62


Total 155 64 91 41.29

Examinations



sr. No. Charter Member

No. of CFPCM certificants

As on31st March,

2009

As on 31st March,

2010

1 American Express Bank 4 1

2 Axis Bank -- 1

3 Barclays Bank PLC -- 1

4 Birla Sun Life Insurance Company Ltd. -- 1

5 BNP Paribas -- 7

6 Citibank N.A 1 1

7 Dawnay Day Av India Advisers Pvt. Ltd. -- 1

8 Deutsche Bank AG -- 1

9 Edelweiss Group -- 3

10 FIL Fund Management Pvt. Ltd. 1 2

11 Franklin Templeton Asset Management (India) Pvt. Ltd. 2 7

12 HDFC Asset Management Company Ltd. 1 7

13 ICICI Bank Ltd. 1 8

14 Kotak Mahindra Bank Ltd. 11 16

15 KZen Equities Services Pvt. Ltd. -- 1

16 Life Insurance Corporation of India 1 1

17 Mirae Asset Global Investments (I) Pvt. Ltd. -- 1

18 Motilal Oswal Securities Ltd. 4 4

19 Reliance Capital Asset Management Ltd. 3 9

20 Reliance Money Ltd. 1 2

21 Religare Enterprises Ltd. 1 3

22 SBI Funds Management Pvt. Ltd. 5 5

23 Standard Chartered Bank 1 1

24 State Bank of India 29 74

25 TATA AIG Life Insurance Company Ltd. 1 1

26 UTI AMC Ltd. 20 31

Grand Total 88 190

4. ChArtEr MEMBEr-wISE nuMBErS oF CFPCM CerTiFiCANTs ThrouGh ChAlleNGe sTATus PAThwAY



sr. No. Charter Member

No. of CFPCM Certificants

As on31st March,

2009

As on 31st March,

2010

1 American Express Bank Limited 1 1

2 ASK Wealth Advisors Pvt. Ltd. 4 5

3 Axis Bank -- 3

4 Bajaj Capital Limited 10 10

5 Barclays Bank PLC 1 2

6 Birla Sun Life Distribution Company Limited 2 2

7 Birla Sun Life Insurance Company Limited 4 6

8 BNP Paribas 1 1

9 Citibank N.A -- 1

10 Edelweiss Group -- 1

11 FPI Padmakshi Financial Planning & Wealth Management 2 2

12 Franklin Templeton Asset Management (India) Private Limited 1 2

13 Geojit BNP Paribas Financial Services 3 3

14 HDFC Asset Management Company Limited -- 1

15 HSBC 4 7

16 ICICI Bank Limited 3 6

17 ICICI Prudential Asset Management Company Limited 3 1

18 ICICI Prudential Life Insurance Company Limited 8 12

19 Karvy Stock Broking Limited 1 2

20 Kotak Mahindra Bank Limited 5 8

21 L&T Finance Limited 1 1

22 Life Insurance Corporation of India 23 33

23 Motilal Oswal Securities Limited 2 3

24 Principal PNB AMC Pvt. Ltd. 1 --

25 Reliance Money Limited 1 --

26 Religare Enterprises Ltd -- 2

27 SBI Life Insurance Company Ltd. -- 1

28 SBI Funds Management Private Limited 2 3

29 State Bank of India 47 76

30 TATA AIG Life Insurance Company Limited 19 17

31 UTI AMC Limited 7 13

32 World Gold Council 1 1

Grand Total 157 221

Charter Member-wise numbers of CFPCM certificants Through Regular Pathway

Charter Member-wise numbers of CFPCM certificants through Challenge Status Pathway



5. eDuCATioN

Education Providers: The following Education Providers have been authorized by FPSB India to provide CFPCM certification Education Program in India.

s. No

Education Provider key Person designation Correspondence Address Contact No email iD

1Anagram Knowledge Academy Ltd., Ahmadabad

Mr. Sandeep Shroff

COOKnowledge Academy, Heritage Square, Opp Atlanta Building Gulbai Tekra,Ahmedabad 380015

[email protected]

2 ASSETS, New Delhi Mr. Arvind Rai Director606, Madhuban Building, 55, Nehru Place, New Delhi - 110019

[email protected]; [email protected]

3BLB Institute of Financial Markets (BIFM)

Mr. G. C. Sharma

DirectorGulab Bhawan, 4th Floor, 6, Bahadur Shah Zafar Marg, New Delhi-110002

+91-9891044504, +91-11-23705854/55

[email protected]

4Dun & Bradstreet Information Services India Pvt. Ltd.

Ms. Preeta Misra

Leader - Financial Education Solns.

ICC Chambers, Saki- Vihar Rd., Powai, Mumbai - 400072

+91-9821094014/022-8574190/92/94, 022-5676555

[email protected]

5Financial Planning Academy (FPA)

Mr. Yogesh Gupta

Director1st Floor, Doulatram Mansion, Kitridge Road, Colaba, Mumbai - 400005

+91 9821166725 / 022-23672443

[email protected]

6Global School of Financial Planning

Ms. Chhaya Kothari

DirectorB -12, Dattani Tower, NR Macdonalds, Boravali W, Mumbai

+91 9820125548 / 022-28980730

[email protected]

7Gurukul online Learning Solutions (GOLS)

Mr. Shailesh Mehta

CEOShrikrishna Niwas, Shradhanand Road Extension Vile Parle E, Mumbai -400057

+91 9323693672 / 022-26141111

[email protected]

8IMS Learning Resources Pvt. Ltd.

Mr. Kaushik Ramachandran

Head - Pro School

Ground Floor, Jayant Building, Jain Hostel Road, Near Sion Circle, Sion, Mumbai - 400 022

+91 9819124890/ 022-65285393/94

[email protected]

9Indian School of Business & Finance

Mr. Jitin Chadha

DirectorB-26,Okhla Ph-1, New Delhi-110 020

[email protected], [email protected]

10 INFLUX Business SchoolMr. Anil Sachdeva

Director5th Floor, N N Mall, Adjoining M2K Cineplex, Sector-3, Rohini, Delhi-110085

+91 9811018218 [email protected]

11Institute for Technology and Management (ITM)

Mr. K S Murthy Director7th Floor, "B" Wing, 704-712, BSEL Tech Park, Vashi, Navi Mumbai - 400705.

+91 9820092782, 27814772, 22930172, 65135002

[email protected]

12Institute of Management Studies (IMS), Noida

Mr. Rajeev Kumar Gupta

PresidentA-8B, IMS Campus, Sec-62, Noida-201 303, (U.P), India.

0120-2401043 [email protected] [email protected]

13International Institute of Financial Markets Ltd.

Mr. Pranav Chaturvedi

Director814, Naurang House, 21, Kasturba Gandhi Marg, C. P. New Delhi - 110001

+91 98992977671 / 011-66303404

[email protected]

14

International College

of Financial Planning

(ICoFP)

Mr. Anish Wig

Director &

Chief Executive

Officer

3rd Floor Gulab Bhavan, 6 Bahadur Shah Zafar Marg, New Delhi 110002

011 66159000

+91 9910599000

[email protected],

[email protected]



Educati on

s. No

Educati on Provider key Person designati onCorrespondence

AddressContact No email iD

15

Internati onal Insti tute of

Financial Studies (IIFS)

(A Unit of PCTI Group)

Mr. Anil

AgarwalDirector

PCTI House, UU - 11, Pitampur, Delhi - 110088

+91 9811108987anilagarwal_pcti @yahoo.co.in

16Knowlege Network India Pvt. Ltd. (KNIPL)

Ms Ashita

Khurana

Executi ve

Director

C/o Knowlege Network India, 2nd Floor, PAL Tower, Sikanderpur ,MG Road DLF City, Gurgaon, Haryana -122002

+91 9810200911

(Ashita) / (0124)-

4064788/4146165

[email protected]

17Mahavir Insti tute of Educati onal Excellence

Mr. Dinesh

JainDirector

Trinity', Unit - 3C, 226/1, A.J.C Bose Road, Kolkata - 700020

(033) 22891176,

+91 [email protected]

18Mandar Learning Academy Pvt. Ltd

Mr. Rajesh

DalmiaDirector

SUITE#305A, 10A HOSPITAL STREET, Kolkota-700072 (INDIA)

+91 9830028953 / (033) 22158247

rajesh@mandarfi n.com

19RNIS College of Financial Planning

Mr. H S BansilProgramme

Director

RNIS COLLEGE OF FINANCIAL PLANNING15, 2nd Floor, Sant-Nagar,East of Kailash,New-Delhi -110065

+91 9818665534, 011-3021424 (Direct), (011) 41638657 / 26237605 / 07 / 08

[email protected]

20SBMJC - Centre for Financial Planning & Management

Mr. R.C.

Chenraj JainChairman

1/1-1; Atria Towers Palace Road, Bangalore – 560 001

+91 9845006228/ (080) 26615246

[email protected]

21

Sadhana Centre for Management & Leadership Development (SCMLD)

Prof. M S Pillai

Founder &

Principal

Director

392 A, Mahale Plot, Deep Bungalow - Vetal Chowk Road , Model Colony P.O. Pune 411 016

+91 9850077733 / (020) 25672026 / 7

[email protected]

22TATA AIG Life Insurance Company Limited

Ms. Ethel

CorreaManager

Tata AIG Life Insurance Company Ltd.Delphi-B Wing2nd Floor, Arcade AvenueHiranandani Business ParkPowai, Mumbai-400076

+91 9920056282, 022-66479016

[email protected]

23The Indian Insti tute of Financial Planning (IIFP)

Mr. Gautam

RajgarhiaDirector

6A, Atma Ram House, 1 Tolstoy Marg, Connaught Place, New Delhi -110001

011-43504929, 43504939

[email protected]; [email protected]

24Vantage Corporate Services Ltd

Mr. Vishal

GadaDirector

Ground fl oor, 427/429, S. V. P. Road, Prathana Samaj, Charni Road, Mumbai - 400 004

[email protected]; vifm@rediff mail.com

25NJ Gurukul Pvt. Ltd., Surat, Gujarat

Mr. Neeraj R.

ChoksiDirector

NJ Gurukul 502, NJ Center, 10 Main, Road Udhna Surat-394210

+91 9374573685, (0261) 3985500

[email protected]

26

H.L. Centre for Professional Educati on (HLCPE), Ahmadabad, Gujarat

Mr. G.A.

PathakDirector

H. L. Centre for Professional Educati on, H. L. College Campus, University Road, Navrangpura, Ahmedabad - 380 009

(79) 26464657/32915262,

+91 [email protected]

27SMILE Educati on Pvt. Limited

Mr. Prashant

PatelDirector

Smile Educati on Pvt. Ltd., 46, 5thFloor, Tardeo AC Market, Tardeo Road, Mumbai - 400034

+91 9821143866, 022-23512962

[email protected]

28The New Era Educati on Society, New Delhi

Mr. Rohit

ChopraChairman

Plot No: 17, Mayapuri, New Delhi - 110064

+91 9873407607 [email protected]

29India Today Finishing Schools Ltd, Chhatti sgarh

Mr. Devendra Jain

Director54, Sector-10, A Market, Bhilai, Chhatti sgarh -490006

[email protected]



Conti nuous Educati on: FPSB, India awarded CE points to the CFPCM certi fi cants for the following:

S. No. Parti cular CE Credit Points

1. Financial Planning Soluti on - Daily News & Analysis (DNA) 5

2. Financial Planning Journal – CE Quiz 5

3. Financial Planning Practi ce Management Workshop – Series 1 5

4. Financial Planning Practi ce Management Workshop – Series 2 5

5 Financial Planning Practi ce Management Workshop – Series 3 5



8 HR Summit 5

9 Financial Planning Leadership workshop 5

10 Financial Planning Practi ce Management Workshop 5

6. CoNTiNuous eDuCATioN



Ethics/Practice Standards disciplinary cases Number of casesCases opened NIL

Cases concluded NIL

Number of public disciplines NIL

Number of unauthorized use/misuse of the marks cases processed during the quarter.

Marks Promotion/Protection

Marks disciplinary cases Number of casesUnauthorized Use *Cases opened -Cases concluded -

Misuse **Cases Opened -Cases Concluded -

* Unauthorized use cases = Individuals/entities use the Marks without being licensed to do so.

** Misuse cases = Properly licensed individuals/entities use the Marks in a manner which does not comply with FPSB guidelines/trademark law.

7. eThiCs AND DisCiPliNe / PrACTiCe sTANDArDs



Date (D/M/Y)

From Toorganization Event & Contact Info location

29/04/09 29/04/09Financial Planning Standards Board India and Pacific Prospect & Innovative Investor

Indian Structured Products Forum 2009 (i) Mumbai

10/07/09 10/07/09Financial Planning Standards Board India

Education Providers’ Meet (ii) Mumbai

25/07/09 25/07/09Financial Planning Standards

Board India

Financial Planning Practice Management

Workshop – Series1 (iii)Mumbai

31/07/09 02/08/09Vantage Institute (Education

Provider)

Three day exhibition cum seminar on

Personal Finance & Investments. http://

www.valuenotes.com/Valuenotes/

investorshow/investorshow.htm

Pune

22/07/09

23/07/09

16/08/09

16/08/09

Datacomp Web Technologies (I)

Pvt. Ltd.

( Event Partner)

Full day seminars for Insurance & MF

Advisors on Financial Planning

Cochin/Bangalore/

Chennai


Board India


Workshop – Series 2 (iv)Mumbai


Board India

Seminar on “Decoding The Direct Taxes

Code” (v)Mumbai


Board India


Workshop – Series 3 (vi)New Delhi


Board India

Visit of the Chairman, SEBI, the Capital

Market regulator (vii)Mumbai


Board India

Workshop on “Role of Equity & Debt

Portfolio in Financial Planning” (viii)Mumbai


Board India


Workshop (ix)New Delhi

08/12/09 09/12/09Opti Risk India in association

with FPSB India

Practical Asset Liability Management

workshop (x)Mumbai


Board IndiaVisit of Ms. Angeline Chin, CEO, IFPHK (xi) Mumbai


Board IndiaHR Summit (xii) Mumbai


Board IndiaLeadership Workshop (xiii) Mumbai


Board India


Workshop (xiv)Bengaluru


Board India


WorkshopMumbai


Board India


WorkshopDelhi

8. eveNTs



(i) the event covered an exhaustive overview and analysis of the structured products industry in india. Major topics included:1. How to tackle the current volatile and challenging market2. Helping identify future structured product trends for Indian investors3. Looking at the global macro-economic outlook

(ii)The Meet focused on issues faced by FPSB India’s Education Providers (EPs) and ways to further facilitate them. The Meet featured eminent representatives from FPSB India’s Founder Members who deliberated on their plans to promote CFPCM Certification in their respective organizations and help create an atmosphere of healthy off-take of CFPCM certificants. The cost structure of Education and Examination was discussed and FPSB India facilitated those candidates who complete the Education criterion within one year of enrolment to compete for Certification Exam for one full year without paying to renew their registration. The Self-Study introduced earlier in 2009 was deliberated upon and FPSB India convinced EPs of the necessity of open architecture. EPs were also summoned to market Self-Study.

(iii)topics covered:1. Building Your Business and Managing Client Expectations by Mr. Suresh Sadagopan, CFPCM, Proprietor, Ladder 7 Financial Advisories

2. Advisory for nrIs – An overview of the rules, regulations & strategies by Mr. Sandeep Shanbhag, Director, Wonderland Investments

3. wills & estate Planning by Mr. Kedar Desai, Partner, Desai Desai Carrimji & Mulla, Advocates & Solicitors

4. Financial Plan Construction by Mr. Sumeet Vaid, CFPCM, Founder/CEO, Ffreedom Financial Planners

(iv)topics covered:1. Behavioral Finance and its Impact on Financial Planning

by Mr. Parag Parikh, CFPCM, Chairman, Parag Parikh Financial Advisory Services Ltd.

2. Strategic Changes to Asset Allocation: A way to Achieve Financial goals even in times of Financial Crisisby Mr. Sundeep Sikka, President & CEO, Reliance Capital Asset Management Ltd.3. Changing Contours of Financial Advisory and ways to ride Them by Mr. Anup Bagchi, CFPCM, Executive Director, ICICI Securities Ltd.

4. Insurance Advisory: transition from distribution to Financial Planning by Mr. Rajiv Kumar Gupta, CFPCM, SBI Life Insurance Co. Ltd.

5. how to Build a Successful Financial Advisory Practice? by Mr. Lovaii Navlakhi, CFPCM, MD & Chief Financial Planner, International Money Matters Pvt. Ltd.

(v) topics covered:1. Special Session : Financial Planning Practice in the new Paradigm by Mr. Sumeet Vaid, CFPCM, Founder/CEO, Ffreedom Financial Planners

2. Investments: the Emerging Investment Patternby Dr. D. Sundararajan, CFPCM, Investment Consultant, Trendy Investments

3. retirement Planning: the Ideal tax Efficient retirement Corpus by Mr. Arnav Pandya, CFPCM, Independent Financial Planner

4. Personal taxation: the way Forward by Mr. Sandeep Shanbhag, Director, Wonderland Investments

5. International taxationby Mr. Naresh Ajwani, Partner, Rashmin Sanghvi & Associates, Chartered Accountants

6. businesses: The emerging Corporate Tax

7. overall Financial Planning: the necessary Alignmentsby Mr. Suresh Sadagopan, CFPCM, Proprietor, Ladder 7 Financial Advisories

Events



(vi) topics covered:1. government Borrowing Programs & Inflation by Mr. Udayan Ray, CFPCM, Editor, Outlook Money

2. E-government initiatives-Impact on a Common Man by Mrs. Lekha Kumar, IRS, Former Director (e-Governance), Dept. of Administrative Reforms & Public Grievances, GoI

3. Financial Services Space-Emerging Paradigms by Mr. Gajendra Nagpal, Founder & CEO, Unicon Financial Intermediaries Pvt. Ltd.

4. realty Investments-should they be an essential part of an individual’s Asset Allocation by Experts on Financial Planning from iTrust

5. Financial Plan Construction by Mr. Nitin Manaktala, CFPCM, CEO India, OMNIMax India Pvt. Ltd.

(vii) Visit of Chairman-Securities and Exchange Board of India (Mr.C.B.Bhave) to FPSB India Mumbai office:SEBI Chairman, Mr. C B Bhave visited the new office premises of FPSB India on 13th November, 2009 where he interacted with some Directors and staff of FPSB India. Mr. Ranjeet S Mudholkar, Principal Advisor and Member, Board of Directors of FPSB India made a presentation before Mr. Bhave highlighting the genesis of Financial Planning profession in India and globally; the vision, mission and objectives of FPSB India, the key initiatives launched and the roadmap ahead. The principal role of FPSB India was highlighted as setting standards for Financial Planning professionals, especially CERTIFIED FINANCIAL PLANNERCM practitioners who are certified by FPSB India. The SEBI chief took keen interest in the activities and initiatives taken by FPSB India and suggested to conduct a Survey and analysis of the subsequent data to have a perspective on the professional experience, inclination and preferences of those certified of FPSB India and executives engaged in financial services across India.

(viii) topics covered:1. Active vs. passive management of portfolio in Financial Planning by Mr. Sanjay Sinha, CEO, DBS Cholamandalam AMC Ltd.

2. the right and wrong lessons for India from the uS financial crisis by Ms. Atsi Sheth, Chief Economist, Reliance Equities Ltd.

3. nuances of Income Fund: useful tactics for Financial Advisors by Mr. Sujoy Das, Head-Fixed Income, Bharati AXA Investment Managers

4. Introduction to EtFs & indexing by Mr. Dharmendra Rai, Independent Trainer & Former National Sales Head – Benchmark AMC

5. Strategic Asset Allocation in the Indian Context by Mr. Sethuram Iyer, CIO-Shinsei AMC India Pvt. Ltd.

6. role of Equities, Importance and relevance to different Categories of Investors. Strategies For Entry, Monitoring And exit by Mr. Shankaran Naren, CIO, ICICI Prudential AMC Ltd.

(ix) topics covered:1. Emerging regulatory Challenges in Securities Marketsby Mr. Amarjeet Singh,Regional Manager, SEBI

2. Behaviour of Indian Financial Markets to FIIs movementby Mr. Deeptan Chakraberty, Standard Chartered Bank

3. laws of wills and successionby Mr. Narendra Ahuja, Sr. Advocate 4. ethics in Financial Planningby Mr. Vikas Verma,MD & CEO,Nirvana Corp Inst

5. tax Planning for Better Financial Planningby Prof. R P Tulsian

(x) topics covered:In this workshop which was conducted by prominent Investment experts, the participants were introduced to some of the key mathematical programs such as deterministic linear programming, stochastic programming, etc. which form the foundation for solving the ALM problems.

(xi) Visit by Ms. Angeline Chin, CEo, Institute of Financial Planners of hong kong (iFPhk) to FPSB India office:

Events



highly competent Financial Planning professionals & leaders in their field who would be an integral part in the progress of their organizations and profession. In order to bolster their potential/abilities we are organizing an activity based workshop, which is a unique, intensive, and highly interactive program, which intends to help participants understand the value of Focus & Synergy in their everyday lives.

This unique workshop used a different model to look at the problems of leadership & motivation amongst participants. The workshop endeavored to serve as a catalyst for profound leadership transformations. Participants experienced and applied Practices through video clippings, group problem-solving tasks, lectures, and outdoor action learning.

The workshop offered tested and rigorous approaches to stress & control management. It developed one’s confidence and assist in leading others to develop the risk-taking and imaginative attitude essential to business success.

The session involved active participation under the guidance of professional trainer from the discipline.

(xiv)FPSB India’s Financial Planning Practice Management workshop 7, series 1

Held successfully in Bengaluru, New Delhi & Mumbai, on Theme “ Making Of A Financial Plan” on 23rd March in Bengaluru & 27th March in Delhi & Mumbai .

The workshop provided a platform to the participants of understanding on clients’ requirements & accordingly preparing a customized client oriented Financial Plan.

The workshop helped participants in understanding on building a world-class Financial Plan.

Alexa.com ranking of FPSB India’s website: The ranking of FPSB India’s website www.fpsbindia.org improved drastically to within 10,000 from 73,530 a couple of months ago. The ranking is in terms of traffic of visitors on our website and is confined to within the Indian territory.

Ms. Angeline Chin, CEO IFPHK visited FPSB India’s office in Mumbai on 8th Dec 2009. During her visit she interacted with Mr. Ranjeet S Mudholkar, Principal Advisor and Member, Board of Directors, FPSB India and other staff members as well. She also gave an overview on the Financial Planning industry in Hong Kong by way of a small presentation.

During the course of discussions it emerged that multiple regulatory structure of financial services exists in both Hong Kong as well as in India. However, unlike India, there is a high level of financial literacy among the masses in Hong Kong and some similar qualifications vie with CFP Certification which are recognized by public and institutions. She also highlighted the initiatives taken in the past by IFPHK such as Financial World Expo targeted on consumer literacy, Corporate Social responsibility drives such as Financial Planning Clinics, Financial Education Skits, Ambassador program for secondary school students.

There were multiple takeaways for both the affiliates from this brief interaction. For FPSB India, the positioning of Financial Planning in general and CFPCM Certification, further facilitation of education by having a standardized course material, creating enough incentives and motivating factors for existing certificants are some of the major challenges.

(xii) hr summit 2009:FPSB India conducted HR Summit 2009 on December 16th at The Club, Mumbai. The HR Summit 2009 was Indian financial services sector’s leading HR event for the Financial Planning professionals. Spread over an entire day, the delegates saw the very best speakers from the industry. This Summit served to be a networking platform and a springboard for FPSB India to promote the CFPCM certificants to the senior HR professionals & recruiters from across the country.

Designed for those involved in strategic human resource management, senior HR professionals from leading companies delivered innovative solutions and best practices through panel discussions and interactive sessions. Participation of Naukri.com, India’s leading job portal as on “Online Media Partner” for the event added substantially to the value proposition of the Summit, both in terms of reach & recognition.

(xiii)FPsb india leadership workshop

On 13th March 2010 FPSB India organized Leadership Workshop for FPSB India staff & Charter Members in Mumbai with the aim to fight the stress & develop the confidence that hard-work & strong-will makes everything and anything possible.

FPSB India has always endeavored towards building

Date Alexa india rank

12-Nov-2009 73530

22-Dec-2009 10683

24-Dec-2009 9844

05-Jan-2010 7368

13-Jan-2010 7012

31-Jan-2010 8566

28-Feb-2010 11903

31-Mar-2010 10689

Events



9. lisT oF boArD oF DireCTors

The updated list of FPSB India’s Board of Directors is given below:

s.No Name designation designation & Company

01 Mr. Ajay Srinivasan Chairman

Chief Executive-Financial Services

Aditya Birla Group

One India Bull Centre, Tower I, Jupiter Mills Compound 841,

Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

02 Mr. Gautam Chikermane Vice Chairman

Executive Editor – Business

Hindustan Times

18-20 Kasturba Gandhi Marg, New Delhi - 110001

03 Mr. Anup Bagchi Director

Executive Director

ICICI Securities Ltd.

ICICI Centre, H. T. Parikh Marg, Churchgate, Mumbai – 400 020

04 Mr. Joydeep Kumar Roy Director

Chief Executive

L&T General Insurance Co. Ltd.

8th Floor, THE METROPOLITAN, C26/27, ‘E’ Block

Bandra-Kurla Complex, Bandra (E), Mumbai – 400 051

05 Dr. Kamal Kishore Goel Director

Executive Director

Unique Health & Wealth Consultants Pvt. Ltd.

UU-11, 1st floor, Vishakha Enclave, Pitampura, Delhi

06 Mr. Lovaii A Navlakhi Director

MD & Chief Financial Planner

International Money Matters Pvt. Ltd.

CRS, 1st Floor , 14, Cunningham Road, Opp. Le Meridien Staff Gate,

Bangalore – 560 052

07 Mr. Ranjeet S Mudholkar Director

Principal Advisor

FPSB India

702, 7th Floor, Leela Business Park

Andheri Kurla Road, Andheri (E), Mumbai – 400 059

08 Mr. Sharad Sharma Director

Country Head - Wealth Management

BNP Paribas

French Bank Building, 62 Homji Street, Fort, Mumbai – 400 030

09 Mr. Sundeep Sikka Director

President & CEO

Reliance Capital Asset Management Ltd.

One India Bull Centre, Tower I, Jupiter Mills Compound, Senapati Bapat

Marg, Elphinstone Road, Mumbai – 400 013

10 Mr. V Murali Director

GM (Financial Planning & Wealth Management)

State Bank of India

Corporate Centre, 12th Floor, State Bank Bhava, Madame Cama Road

Mumbai - 400 021

11 Mr. Vishal Kapoor Director

Head-Wealth Management

Standard Chartered Private Bank

Standard Chartered Tower, 6th Floor, 201 B/1, Western Express Highway,

Goregaon (E) , Mumbai – 400 063



10. lisT oF ChArTer MeMbers oF FPsb iNDiA

The updated list of Charter Members of FPSB India is given below:

S.No. Company Representative Designation

1 Alliance Bernstein Corporation Mr. Shailesh Haribhakti Representative

2 ASK Wealth Advisors Private Limited. Mr. Rajesh Saluja CEO & Managing Partner

3 Axis Bank Ms. Sonu Bhasin President Retail Financial Services

4 Bajaj Capital Limited. Mr. Rajiv Deep BajajVice Chairman & Managing Director

5 Barclays Bank PLC Mr. Satya Narayan Bansal CEO - Barclays Wealth

6 Birla Sun Life Distribution Company Limited Mr. Kanwar Vivek Chief Executive Officer

7 Birla Sun Life Insurance Company Limited Mr. Ajay Srinivasan Chief Executive Financial Services

8 BNP Paribas Mr. Sharad Sharma Country Head- Wealth Management

9 Citibank N.A Mr. Sourabh KumarCountry Investments and Insurance Director

10 Destimoney Mr. Vivek Vig MD & CEO

11 Deutsche Bank AG Mr. Ajay BaggaHead & MD of Private Wealth Mgmt.

12 Dhanlaxmi Bank Mr. Amitabh Chaturvedi Managing Director & CEO

13 Dynamic Equities Private Limited Mr. Shailesh Saraf Managing Director

14 Edelweiss Group Mr. Jimmy A Patel Chief Executive Officer

15 FIL Fund Management Private Limited Mr. Suraj KaeleyHead of Business – FIL FundsNetwork Pvt. Ltd.

16FPI Padmakshi Financial Planning & Wealth Management

Mr. Yvo Metzelaar Director

17Franklin Templeton Asset Management (India) Private Limited

Mr. Vivek Kudva President

18 Geojit BNP Paribas Financial Services Limited Mr. C.J. George Managing Director

19 HDFC Asset Management Company Limited. Mr. Milind Barve Managing Director & CEO

20 HSBC Mr. Rajnish BahlHead, Personal Financial Services, India

21 ICICI Bank Limited Dr. G Ramachandran Head Global Research Group

22ICICI Prudential Asset Management Company Limited

Mr. Nimesh Shah Managing Director

23ICICI Prudential Life Insurance Company Limited

Mr. Tarun Chugh Chief – Alternate Distribution

24 ICICI Securities Limited Mr. Anup Bagchi Executive Director



S.No. Company Representative Designation

25 ING Financial Services Private Limited Mr. Navin Suri Managing Director & CEO

26 Karvy Stock Broking Limited Mr. Hrishikesh ParandekarChief Executive - Wealth Management

27 Kotak Mahindra Bank Limited Mr. C. Jayaram Executive Director

28 KZen Equities Services Pvt. Ltd. Mr. Rahul Patel Managing Director & Partner

29 L&T Finance Ltd. Mr. Joydeep RoyChief Executive – L&T General Insurance Company Ltd.

30 L&T Mutual Fund Mr. Sanjay Sinha Chief Executive Officer

31 Life Insurance Corporation of India Mr. Arvind Swaroop Secretary, Field Personnel Training

32 Mirae Asset Global Investments (I) Pvt. Ltd. Mr. Arindam Ghosh Chief Executive Officer

33 MetLife India Insurance Company Limited Mr. Rajesh Relan Managing Director

34 Motilal Oswal Securities Limited Mr. Manish ShahAssociate Director - Business Strategy and New Initiatives

35 Networth Stock Broking Limited Mr. Girish Dev Chief Executive Officer

36 Principal PNB AMC Private Limited Mr. Rajan Ghotgalkar Managing Director

37 Reliance Capital Asset Management Limited Mr. Sundeep Sikka President & CEO

38 Reliance Life Insurance Company Limited Mr. Malay Ghosh President

39 Reliance Money Limited Mr. Kapil Bali CEO

40 Religare Enterprises Limited Mr. Sunil Godhwani Chairman & Managing Director

41 SBI Funds Management Private Limited Mr. Achal Kumar Gupta Managing Director

42 SBI Life Insurance Company Limited Mr. MN Rao Managing Director & CEO

43 Shinsei Bank Group Mr. Sanjay SachdevCountry Manager- India & Regional Manager S.E. Asia -Fund Management

44 SKP Securities Limited Mr. Naresh Pachisia Managing Director

45 State Bank of India Mr. V Murali General Manager (New Businesses)

46 Standard Chartered Bank Mr. Vishal KapoorHead Relationship Management - Pvt. Bank India

47 TATA AIG Life Insurance Company Limited Mr. Suresh Mahalingam Chief Operating Officer

48 TATA Asset Management Limited. Mr. V. P. Chaturvedi Managing Director

49 UTI AMC Limited Mr. Debashish Mohanty Country Head – Retail Sales

50 World Gold Council Mr. Ajay Mitra Managing Director

lisT oF ChArTer MeMbers oF FPsb iNDiA



CMThe CERTIFIED FINANCIAL PLANNER certification is a mark of excellence granted to individuals

who meet stringent standards of education, examination, experience and ethics. It is the most prestigious

and internationally accepted Financial Planning qualification recognized and respected by the global

CMfinancial community. The CFP certification wins trust and presents opportunities worldwide.

JOIN THE

Australia Austria Brazil Canada Chinese Taipei

France Germany Hong Kong India Ireland

Japan Malaysia New Zealand Republic of Korea South Africa

Switzerland Thailand The Netherlands United Kingdom

GLOBAL FINANCIAL PLANNING COMMUNITY

CFP Certification Recognized in the following 23 Countries

CMTo enroll for CFP certification Education Program kindly contact FPSB India Authorised Education Providers.

China

Indonesia

Singapore

United States

CM

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