FORTIFIED Agent Training
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Transcript of FORTIFIED Agent Training
Webinar Agenda
Review of NC mitigation credit program Who is IBHS and what do we do? What are the FORTIFIED building
programs? FORTIFIED for Safer Living® FORTIFIED for Existing Homes™
Review Questions
North Carolina Mitigation Credits
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Hardening the North Carolina Building Stock An
nual
Pro
babi
lity
of E
xcee
danc
e
Loss amount in $Billions (single family homes only)
Baseline: Current Building Stock What if: Year built Pre-1974 What if: Year built = 2008 What if: Rebuilt to IBHS Fortified Home Standard
0.0%
1.0%
2.0%
3.0%
4.0%
5.0%
6.0%
7.0%
0 2 4 6 8 10 12 14
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Key North Carolina Risk Metrics - Percent reduction in State Wide Loss
(Single family homes only)
Scenario Average Annual Loss
10 yr loss 100 yr loss 1,000 yr loss
Current Bldg Stock - - - -
What if: Pre-1974 30.7% 37.3% 25.4% 19.3%
What if: 2008 -46.9% -53.7% -42.6% -31.3%
What if: Fortified Home -74.1% -78.6% -71.5% -64.6%
22
• Analysis of Wood or Masonry Residential Construction in High Hazard areas in Florida.
• Relativities for other locations and configurations may be different than those shown here.
Design FORTIFIED
Plan Review FORTIFIED Inspection FORTIFIED
Hurricane and Flood
Bronze: Improve the anchorage of gable end outlookers
All Bronze Hurricane requirements (Option 1 or 2) completed, plus address:
• Glazed opening protection. • Entry doors and garage door protection • Strengthen gable end walls over 4 feet • Improve anchorage of attached structures
Silver Garage doors pressure-rated or protected by
impact-rated screen/shutter
• Goal: Minimal damage and loss in Category 3 storm
• Basic requirements –
• Limit damage to roof and related water intrusion (Bronze)
• Protect all openings, improve anchorage of attached structures (Silver)
• Strengthen large gable end walls (Silver)
• Improve structural connections throughout structure (Gold)