Forethought Applications CA.
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A4144-01 Forethought Life Insurance Company – Page 1 ©2008 Forethought 0708
Name of Owner Country of Citizenship
Forethought Life Insurance Company • One Forethought Center • Batesville, Indiana 47006
APPLICATION FOR LIFE INSURANCE
Last Name First Name MI 2. Birth Date 3. Age 4. S. S. #
M F5. Sex 6. Have you smoked cigarettes in the past 12 months?
7. Address City State Zip
Reference Number
1. PROPOSED INSURED
11. OWNER (If Other Than Proposed Insured)
Address E-Mail Address
Phone # ( ) S. S. # Relationship to Insured
12. REPLACEMENT INFORMATIONa. Is there life insurance in force on the Proposed Insured? Yes No
b. Will insurance applied for replace any life insurance in force? (If yes, complete replacement forms if required by your state)
Yes No
13. PLAN
Ultra - Level Death BenefitPreferred - Level Death BenefitStandard - Graded Death BenefitBasic - Limited Death Benefit
14. FACE AMOUNT $
15. BILLING MODE
Annual Quarterly Semi-Annual Monthly EFT
16. INITIAL PREMIUM $_________ $_________ $_________
$_________
18. BENEFICIARY AND RELATIONSHIP TO PROPOSED INSURED
Beneficiary S. S. # Relationship to Insured
Contingent Beneficiary S. S. # Relationship to Insured
Checking Account #:______________________________________________ Savings ABA Routing/Transit Number:______________________________
Electronic Funds Transfer (EFT)
17. AUTHORIZATION FOR BANK DRAFT - Please attach a voided personal check
Payor’s Signature - As it appears on the bank account Date
I authorize Forethought Life Insurance Company (“FLIC”) to charge/deduct my insurance premium from my account.This authorization is to remain in effect until I revoke my automatic monthly premium payment by notifying FLIC.
AUTOMATIC PAYMENT AUTHORIZATION – Must be completed for EFT
Draft First Premium immediately, then monthly on same date of each month Draft First Premium immediately then again on the _______day of each month Delay draft of First Premium until the _______day of next month (coverage will notbe effective until that date) and on the same day of subsequent monthsCheck with application - make check payable to Forethought Life Insurance Company
Life Pay 10 Pay
( ) –Name of Financial Institution Phone # of Financial Institution
S. S. # of Account Holder
Yes No
N/A
N/A
8. Home Phone # ( ) 9. State of Birth 10. Country of Citizenship
A4144-01 Forethought Life Insurance Company – Page 2 ©2008 Forethought 0708
19. Best Time To Call Time Zone 20. Height 21. Weight
22. Are you currently receiving disability payments? Yes No
23. Have you ever been convicted of a felony? Yes No
During the past 12 months, have you been admitted to or confined to a hospital two or more times?During the past 24 months, have you had a stroke, Transient Ischemic Attack (TIA), heart attack, angina, or anyprocedure to improve circulation to the heart or brain?During the past 24 months, have you been diagnosed with, been treated for, or had a medical professionalrecommend treatment (including office visits, medications, or surgery) for:
Yes No
Yes No
Yes No
Have you been diagnosed, or treated by a medical professional for Acquired Immune Deficiency Syndrome(AIDS); AIDS Related Complex (ARC), or tested positive for Human Immunodeficiency Virus (HIV)?Have you been medically diagnosed as having a terminal illness, or a life expectancy of 12 months or less?
During the past 24 months, have you had, been medically diagnosed, treated, or taken prescription medicationsfor alcohol or drug abuse, internal cancer, Leukemia, or Melanoma (excluding Basal/Squamous cell skin cancers)?During the past 12 months, have you had, or been medically diagnosed as having a brain tumor, heart attack,stroke, Transient Ischemic Attack (TIA)? Have you been medically advised to have brain, heart, or circulatorysurgery?During the past 24 months, have you been treated for insulin shock, diabetic coma, amputation caused bydisease, or have you taken insulin shots prior to age 40?
Parkinson’s Disease, seizures, clinical depression, or neurological disorders?Liver Disease, renal insufficiency, kidney transplant, kidney failure, or irregular heart beat?Diabetes with uncontrolled blood pressure, or requiring more than 60 units of insulin daily, or diabeticcomplications, including numbness, eye or kidney disorder, coma, insulin shock, or uncontrolled bloodsugars?Emphysema, chronic bronchitis, chronic asthma, Chronic Obstructive Pulmonary Disease (COPD) or blacklung?
During the past 36 months have you been diagnosed with, treated for, or had a medical professional recom-mend treatment (including office visits, medications, or surgery) for alcohol or drug abuse, internal cancer,Leukemia, or Melanoma? Yes No
Yes No Yes No
Do you need help performing any Activities of Daily Living (ADLs) such as eating, bathing, toileting? Are youcurrently hospitalized or confined to a wheelchair, bed, or nursing facility?Have you been medically diagnosed as having Alzheimer’s Disease, Dementia, or Congestive Heart Failure (CHF)?Are you currently receiving kidney dialysis, or using oxygen equipment to assist in breathing? Have you beenadvised to have any medical test, hospital, nursing home confinement, psychiatric or home health care and notdone so?Have you had a heart, lung, or liver transplant, or has one been recommended to you?
Yes No Yes No
Yes No Yes No
Yes No
Yes No
Yes No Yes No
Yes No
Yes No
29. Doctor’s Name Phone # ( )
A.
B.
24.
25.
26.
27.
28.
A.
B.C.
D.
A.
B.
C.
A.B.
C.
D.
1.2.3.
4.
1.2.3.
4.
Have you ever been diagnosed with, been treated for, or had a medical professional recommend treatment(including office visits, medications, or surgery) for:
Internal cancer, Leukemia, or Melanoma?Diabetes, liver disease, renal insufficiency, kidney failure, or irregular heartbeat (including pacemakers)?Heart attack, stroke, Transient Ischemic Attack (TIA), angina, or any procedure to improve circulation tothe heart or brain?Alcohol or drug abuse?
Yes No Yes No
Yes No Yes No
Answer the following question ONLY if you are applying for the Ultra Plan.
A4144-01 Forethought Life Insurance Company – Page 3 ©2008 Forethought 0708
I personally saw did not see the Insured. To the best of my knowledge and belief, the application does does not replaceany existing life insurance. If the Insured has existing policies that are being replaced, please complete the required replacementforms.
Signature of Agent Printed Name of Agent Agent # Phone #
FRAUD WARNING Any person who knowingly presents a false or fraudulent claim for payment of a loss, or knowingly makes a falsestatement in an application for insurance may be guilty of criminal offense under state law. I agree that no insurance shall be in effectuntil: (a) a policy has been issued, and (b) the first premium is paid while my insurability remains unchanged and then only if I amactually in the state of health represented in this application. I state that the answers set forth above, are full, complete, and true to thebest of my knowledge and belief. The answers are the basis of any insurance issued. I also acknowledge that I have received theNotice of Information Practices and MIB Notice attached to this application. All statements made by or on behalf of me shall bedeemed to be representations and not warranties.
AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION FLIC and its reinsurers may obtain medical and other informationin order to evaluate my application for insurance. This may be disclosed by any physician, practitioner, hospital, clinic, medicallyrelated facility, the Veterans Administration, MIB Inc., any consumer reporting agency, or any insurance company. The informationmay involve me, or any care, treatment or advice of me. This includes information relating to alcohol or drug abuse, mental disease,or information which may be considered a communicable or venereal disease, which may include, but are not limited to, diseases likeHepatitis, Syphilis, Gonorrhea, and HIV, also known as AIDS. FLIC may report such information to MIB, Inc. or to other insurancecompanies to which I have or may apply. This authorization will be valid for 24 months from the date this authorization is signed. Aphotocopy of this will be as valid as the original. I, or my authorized representative may receive a copy of this authorization uponrequest.
Signature of Proposed Insured Date Signed at (city,state)
Owner (If other than Proposed Insured) Witness (if necessary)
AGENT’S STATEMENT
Mail completed policy to: Agent Policyowner
Driver’s License Passport Other___________________
ID Number State/Country of Issuance ID Expiration
31. OWNER IDENTITY VERIFICATION Under Federal law, we are required to verify the identity of all new life insurance Owners.
If the proposed Owner does not appear in person, we may verify your identity by non-documentary means, such as byobtaining a consumer report.
If the proposed Owner appears in person, we will ask to see your driver’s license, passport or other government-issuedphoto identification.
Select One
30. ELIGIBLE GRANDCHILDREN - To be covered by Grandchildren’s Benefit
Grandchild’s Full Name Date of Birth Grandchild’s Full Name Date of Birth
COMMENTS
MEDICAL INFORMATION BUREAU (“MIB”) NOTICE Information regarding your insurability will be treated as confidential.FLIC or its reinsurers may, however, make a brief report thereon to MIB, a not-for-profit membership organization of insurancecompanies, which operates an information exchange on behalf of its members. If you apply to another MIB member company forlife or health insurance coverage, or a claim for benefits is submitted to such a company, MIB, upon request, will supply suchcompany with the information in its file. Upon receipt of a request from you, MIB will arrange disclosure of any information itmay have in your file. Please contact MIB at 866-692-6901 (TTY 866-346-3642). If you question the accuracy of information inMIB’s file, you may contact MIB and seek a correction in accordance with the procedures set forth in the Federal Fair CreditReporting Act. The address of MIB’s information office is: Post Office Box 105, Essex Station, Boston, Massachusetts 02112.FLIC, or its reinsurers, may also release information in its file to other life insurance companies to whom you may apply for life orhealth insurance, or to whom a claim for benefits may be submitted.
NOTICE OF INFORMATION PRACTICES This application is our major source of information about the Proposed Insured. Aspart of our routine underwriting procedure, we will occasionally obtain an investigative consumer report which will provideapplicable personal information concerning character, general reputation, personal characteristics, and mode of living. Thisinformation may be obtained through other parties, including personal interviews with your friends, neighbors, and associates. Insome circumstances, this information may be disclosed to third parties without your specific authorization, but only for certainlimited purposes related to the conduct of our business with respect to this application. You have the right of access andcorrection with respect to all personal information collected, and a full notice of your rights will be furnished upon request.
ELECTRONIC FUNDS TRANSFER Effective March 31, 2002, the NACHA Operating Rules, the Electronic Funds Transfer Act,and Federal Reserve’s Regulation E were modified to permit the conversion of a paper check to electronic data. By sending acheck for payment on your policy, you will be authorizing the use of the information on your check to make a one-timeelectronic debit from the account on which the check is drawn. This electronic debit, which may post to your account as earlyas the date your check is received, will be only for the amount of your check. The transaction will appear in the electronicpayment area of your checking account or credit union statement. Your paper check will not be returned. It will be imaged andthe original destroyed as required by the above regulation. As image of the check will be available upon request.
DISCLOSURES
A7064-01 Forethought Life Insurance Company ©2008 Forethought 0108
Notice to California Residents Age 65 and Older
The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset tofund the purchase of this product may have tax consequences, or early withdrawal penalties, or other costs orpenalties as a result of the sale or liquidation. You or your agent may wish to consult independent legal orfinancial advice before selling or liquidating any assets and prior to the purchase of any life or annuity prod-ucts being solicited, offered for sale, or sold.
A7015-01-CA © 2000 Forethought 1100
FA5035-01 © 2008 Forethought 0508
California Senior Sales Presentation Disclosure
Forethought Life Insurance Company One Forethought Center P.O. Box 246 Batesville, IN 47006-0246 1-877-244-7526
During this visit or a follow-up visit, you will be given a sales presentation on the following (indicate all that apply): [ ] Life insurance, including annuities [ ] Other insurance products, (specify): ______________________________________________________________ I wanted to make you aware of certain rights you have at this visit:
1. You have the right to have other persons present at the meeting, including family members, financial advisors or attorneys.
2. You have the right to end the meeting at any time.
3. You have the right to contact the Department of Insurance for information, or to file a complaint.
California Department of Insurance Consumer Communications Bureau
1-800-927-4357 or 1-213-897-8921 The hotline hours are from 8am – 6pm,
Monday – Friday (except holidays) The following individuals will be coming to your home:
Agent/Attendee Name Insurance License Information
Agent/Attendee Name Insurance License Information
Agent/Attendee Name Insurance License Information
Agent/Attendee Name Insurance License Information