Foreign Banks Operating in India (2)
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Transcript of Foreign Banks Operating in India (2)
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Foreign Banks
Operating in India
Soumalya Biswas
09DF056
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Overview
Introduction
Significance of Foreign banks in IndiaLicensing of Foreign Banks
Performance of Foreign Banks
List of Representative Offices ofForeign Banks in India.
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A Brief Introduction
Currently there are 29 foreign banks with 275
branches operating in India, as per RBIs annual
report. Presently there are 31 representative
offices of foreign banks in India. Under its
branch authorization policy, foreign banks have
to bring in an assigned capital of USD 25 million
at the time of opening its first branch and are
also required to submit their branch expansion
plans on an annual basis.
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Significance of Foreign
Banks in India
Entry of foreign banks have made the
banking sector competitive RBI has allowed to setup local
subsidiaries
But RBI has put a restriction on Indiancommercial banks (except weak units)
specially identified by RBI on its own
terms and conditions
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Licensing of Foreign
Banks
India issues a single class of banking licence to
foreign banks and does not place any limitations
on their operations. All banks can carry on bothretail and wholesale banking.
Deposit insurance cover is available uniformly to
all foreign banks which are operating at a non-
discriminatory rate of premium.
The capital adequacy norms, income recognition
and asset classification are by and large the same
with Indian PSBs & Private Banks.
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Performance of Foreign
Banks in Indian Banking
Industry
At present, there are 29 foreign banks
operating in India with a network of275 branches and 871 ATMs
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Total Assets of
Foreign Banks in
India (2009)
Name of the bank Total Assets (INR, Cr.)
Citi Bank 1,05,264
Standard Chartered Bank 97,492
HSBC Bank 94,620
ABNAMRO Bank 32,083
Deutsche Bank 24,955
Total of Foreign Banks in India 4,47,070
Source : Indian BankingAssociation
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Net NPA of Foreign
Banks
Name of the Bank 2008 (Rs Cr.) 2009 (Rs Cr.)
Citi Bank 472 1051
Standard Chartered Bank 345 514
HSBC Bank 175 391
ABNAMRO Bank 174 366
Deutsche Bank 15 77
Total of Foreign Banks in India 1,254 2,973
Source : Indian BankingAssociation
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Net Profit Of Foreign
Banks
Name of the Bank 2008 (Rs Cr.) 2009 (Rs Cr.)Citi Bank 1,804 2,173
Standard Chartered Bank 1,706 1,907
HSBC Bank 1,192 1,291
ABNAMRO Bank 281 19
Deutsche Bank 386 430
Total of Foreign Banks in India 6,613 7,509
Source : Indian BankingAssociation
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Foreign Banks in
India :Expenditure
Name of the Bank 2008 (Rs Cr.) 2009 (Rs Cr.)
Citi Bank 4,491 5,016
Standard Chartered
Bank
4,181 4,989
HSBC Bank 4,161 4,856
ABN
AMRO Bank 2,767 2,934
Deutsche Bank 1,591 1,743
Total of Foreign Banks
in India1254 2973
Source : Indian BankingAssociation
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Return on Assets &
Equity of FY 09
Further, for FY 09, the Return onAssets (ROA) of foreign banks was 35
per cent while the Return on Equity
(ROE) was 24.02 per cent
Source : Indian BankingAssociation
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List of Foreign Banks
having representative
offices in India
UBS AG, Switzerland
Barclays, UK ABN AMRO Bank, Netherlands
Abu Dhabi Commercial Bank, UAE
American Express, USA Bank ofAmerica, USA
Standard Chartered Bank, UK
Source : Indian BankingAssociation
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Contd.
Deutsche Zentral AG Bank, Germany
Barclays Bank, UK Bank of Nova Scotia, Canada
BNP Paribas, France
Citibank, USA HSBC, England
JP Morgan Chase Bank, USA
Source : Indian BankingAssociation
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Contd
State Bank of Mauritius
Development Bank of Singapore Calyon Bank, France
China Trust Commercial Bank
Antwerp Bank, Belgium Bank Internasional Indonesia
Bank of Ceylon, Sri Lanka
Source : Indian BankingAssociation
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Contd
Bank of Bahrain & Kuwait
Bank of Tokyo Mitsubishi
Krung Thai Bank, Thailand
Mashreq Bank, UAE
Mizuho Corporate Bank, Japan
Oman International Bank
Shinhan Bank, South Korea
Societe Generale, FranceSource : Indian BankingAssociation
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Any Questions
Thank You