FOR THE CITY OF EL MONTE - SCAG

22
AUGUST 2020 PRE-CERTIFIED LOCAL HOUSING DATA FOR THE CITY OF EL MONTE

Transcript of FOR THE CITY OF EL MONTE - SCAG

Page 1: FOR THE CITY OF EL MONTE - SCAG

AUGUST 2020

PRE-CERTIFIED

LOCAL HOUSING DATA

FOR THE CITY OF EL MONTE

Page 2: FOR THE CITY OF EL MONTE - SCAG

TABLE OF CONTENTS

I. POPULATION, EMPLOYMENT, AND HOUSEHOLDS

II. SPECIALIZED HOUSEHOLD NEEDS: LARGE FAMILIES, SENIORS, AND FEMALE-HEADED HOUSEHOLDS

III. PEOPLE EXPERIENCING HOMELESSNESS

IV. PEOPLE WITH DISABILITIES, INCLUDING DEVELOPMENTAL DISABILITIES

V. HOUSING STOCK CHARACTERISTICS

VI. OVERPAYMENT AND OVERCROWDING

VII. ASSISTED UNITS AT RISK OF CONVERSION

VIII. REGIONAL HOUSING NEEDS ALLOCATION

Page 3: FOR THE CITY OF EL MONTE - SCAG

Pre-Certified Local Housing Data for El Monte

Population Trend, 2000-2020

I. POPULATION, EMPLOYMENT, AND HOUSEHOLDS

CA DOF E-5 Population and Housing Unit Estimates

El Monte has a 2020 total population of 116,675 including 1,080 living in group quarters according to the California Department of

Finance. The chart above describes the population trend in El Monte from 2000 to 2020. Over this period El Monte had an annual

growth rate of 0% compared to 0.7% for the region.

Developed by SCAG and pre-certified by the California Department of Housing and Community Development (HCD) for use in 6th cycle

housing elements.

This report contains a wide range of jurisdiction-level data elements intended to provide an understanding housing need experienced in

El Monte as a part of its 6th cycle housing element update. Data sources are noted below each table or figure.

111.0

112.0

113.0

114.0

115.0

116.0

117.0

118.0

119.0

2000 2005 2010 2015 2020

El Monte 115,965 118,295 113,475 115,782 116,675

SCAG 16,516,703 17,541,873 18,051,534 18,731,901 19,021,787

15.0

15.5

16.0

16.5

17.0

17.5

18.0

18.5

19.0

19.5

Th

ou

sa

nd

s

Millio

ns

Page 4: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Current Population by Age and Sex

Employment by Industry

The population of El Monte is 50.2% male and 49.8% female. The share of the population of El Monte which is under 18 years of age is

23.7%, which is higher than the regional share of 23.4%. El Monte's seniors (65 and above) make up 12.5% of the population, which

is lower than the regional share of 13%.

American Community Survey 2014-2018 5-year estimates using groupings of 2-digit NAICS codes.

El Monte has 51,496 workers living within its borders who work across 13 major industrial sectors. The chart above provides detailed

employment information. The most prevalent industry is Education & Social Services with 8,382 employees (16.3% of total) and the

second most prevalent industry is Manufacturing with 7,923 employees (15.4% of total).

American Community Survey 2014-2018 5-year estimates

6,000

4,000

2,000

0

2,000

4,000

6,000

8,000

0-4 5-9 10-14 15-19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85+

Male Female

250

4,073

7,923

2,981

5,676

3,594

395

1,684

4,951

8,382

6,108

4,282

1,197

0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 9,000

Agriculture

Construction

Manufacturing

Wholesale Rrade

Retail Trade

Transportation

Information

Finance

Professional Services

Education & Social Services

Arts, Entertainment, Recreation

Other

Public Admininstration

Prepared by SCAG, August 2020 Page 2/18

Page 5: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Employment by Occupation

Farmworkers

Farmworkers by Occupation:

El Monte

Percent of

total El Monte

workers: SCAG Total

242 0.47% 57,741 Total jobs: Farming, fishing, and forestry occupations

130 0.36% 31,521 Full-time, year-round jobs: Farming, fishing, and forestry occupations

Employment in the Agricultural Industry:

El Monte

Percent of

total El Monte

workers: SCAG Total

250 0.49% 73,778 Total in agriculture, forestry, fishing, and hunting

129 0.36% 44,979 Full-time, year-round in agriculture, forestry, fishing, and hunting

Statewide, farmworker housing is of unique concern and of unique importance. While only a small share of SCAG region jurisdictions

have farmworkers living in them, they are essential to the region's economy and food supply.

American Community Survey 2014-2018 5-year estimates using groupings of SOC codes.

In addition to understanding the industries in which the residents of El Monte work, it is also possible to analyze the types of jobs they

hold. The most prevalent occupational category in El Monte is Production, in which 13,527 (26.3% of total) employees work. The

second-most prevalent type of work is in Services, which employs 12,704 (24.7% of total) in El Monte.

American Community Survey 2014-2018 5-year estimates using groupings of NAICS and SOC codes.

9,012

12,704

10,460

5,793

13,527

2,616,827

1,500,551

1,743,617

675,894

1,118,977

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

40.0%

Management Services Sales Natural Resources Production

El Monte 17.5% 24.7% 20.3% 11.2% 26.3%

SCAG 34.2% 19.6% 22.8% 8.8% 14.6%

El Monte SCAG

Prepared by SCAG, August 2020 Page 3/18

Page 6: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Housing Tenure

Housing Tenure By Age

American Community Survey 2014-2018 5-year estimates.

Housing security can depend heavily on housing tenure, i.e. whether homes are owned or rented. El Monte's housing stock consists of

29,566 total units, 12,182 of which are owner-occupied and 17,384 of which are renter-occupied. The share of renters in El Monte is

higher than in the SCAG region overall.

American Community Survey 2014-2018 5-year estimates.

In many places, housing tenure varies substantially based on the age of the householder. In El Monte, the age group where renters

outnumber owners the most is 25-34 (by 58.7%). The age group where owners outnumber renters the most is 65-74 (by 20.1%).

41.2%

52.5%

58.8%

47.5%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

El Monte SCAG

Pe

rce

nt o

f To

tal H

ou

se

ho

lds

Owner (%) Renter (%)

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

15-24 25-34 35-44 45-54 55-59 60-64 65-74 75-84 85+

Owner 171 821 1,709 2,664 1,881 1,459 2,179 912 386

Renter 615 3,155 4,346 3,926 1,420 1,282 1,451 787 402

Ho

use

ho

lds

Prepared by SCAG, August 2020 Page 4/18

Page 7: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Housing Tenure by Year Moved to Current Residence

Households by Household Size

Across the SCAG region, the most common move-in period was 2010-2014 (31.9%) followed by 2000-2009 (26.1%). In El Monte, the

period during which most people started living in their current residence was 2010-2014 (31%) followed by 2000-2009 (30.5%).

II. SPECIALIZED HOUSEHOLD NEEDS: LARGE FAMILIES, SENIORS, AND FEMALE-HEADED

American Community Survey 2014-2018 5-year estimates.

This chart illustrates the range of household sizes in El Monte for owners, renters, and overall. The most commonly occuring household

size is of two people (21.2%) and the second-most commonly occuring household is of three people (19%). El Monte has a lower share

of single-person households than the SCAG region overall (14.5% vs. 23.4%) and a higher share of 7+ person households than the

SCAG region overall (7% vs. 3.1%).

American Community Survey 2014-2018 5-year estimates.

10.2%

31.0%30.5%

16.2%12.1%

01,0002,0003,0004,0005,0006,0007,0008,0009,000

10,000

2015 or later 2010-2014 2000-2009 1990-1999 1989 or earlier

Renter 2,579 7,636 4,697 1,869 603

Owner 440 1,538 4,306 2,929 2,969

Ho

use

ho

lds (%

of

tota

l)

Owner Renter

28

36

34

33

31

73

32

33

23

12

12

91

11

06

14

41

28

39

24

58

23

31

14

53

68

7

97

3

4,2

77

6,2

72

5,6

31

5,5

64

3,7

65

1,9

78

2,0

79

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

1 2 3 4 5 6 7+

Ho

use

ho

lds (%

by

siz

e c

ate

go

ry)

Number of People per Household

Renter Owner Total

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Page 8: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Female Headed Households (FHH)

Households by Poverty Status

American Community Survey 2014-2018 5-year estimates.

13.8 percent of El Monte's households are experiencing poverty, compared to 7.9 percent of households in the SCAG region. Poverty

thresholds, as defined by the ACS, vary by household type. More information can be found at M256. In 2018, a single individual under

65 was considered in poverty with a money income below $13,064/year while the threshold for a family consisting of 2 adults and 2

children was $25,465/year.

American Community Survey 2014-2018 5-year estimates.

Statute requires analysis of specialized housing needs, including female-headed households in an effort to ensure adequate childcare

or job training services. Of El Monte's 29,566 total households, 19.4% are female-headed (compared to 14.3% in the SCAG region),

9.5% are female-headed and with children (compared to 6.6% in the SCAG region), and 0.9% are female-headed and with children

under 6 (compared to 1.0% in the SCAG region).

29566

19.4%; 5722

9.5%; 2811

0.9%; 255

0 5000 10000 15000 20000 25000 30000 35000

Total Households

Total FHH

FHH w/children

FHH w/children under 6

Percent of total househods; Number of households

13.8%; 4,091

5.0%; 1,487

3.8%; 1,128

1.4%; 416

0 500 1,000 1,500 2,000 2,500 3,000 3,500 4,000 4,500

Total households in poverty

Female-headed

Female-headed with children

Female-headed with 3 or more children

Percent of total households; Number of households

Prepared by SCAG, August 2020 Page 6/18

Page 9: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Elderly Households by Income and Tenure

Owner Renter Total

< 30% HAMFI 850 1,820 2,670

30-50% HAMFI 685 520 1,205

50-80% HAMFI 465 285 750

80-100% HAMFI 340 90 430

> 100% HAMFI 520 115 635

TOTAL 2,860 2,830 5,690

HUD CHAS, 2012-2016. HAMFI refers to Housing Urban Development Area Median Family Income.

Statute requires analysis of specialized housing needs, including housing needs for seniors. Federal housing data define a household

type as 'elderly family' if it consists of two persons with either or both age 62 or over. Of El Monte's 5,690 such households, 46.9% earn

less than 30% of the surrounding area income, (comared to 24.2% in the SCAG region), 68.1% earn less than 50% of the surrounding

area income (compared to 30.9% in the SCAG region).

III. PEOPLE EXPERIENCING HOMELESSNESS

2019 city and county homelessness point-in-time counts processed by SCAG. Jurisdiction-level counts were not avialable in Imperial County and

sheltered population (and thus total) counts were not available in Riverside County. As a result, SCAG region totals from this compilation of data

sources likely undercount true totals.

#N/A

Percent of Total Elderly

Households:

Income category, relative to

surrounding area:46.9%

21.2%

13.2%

7.6%

11.2%

25

434459

Sheltered Unsheltered Total

El Monte

Prepared by SCAG, August 2020 Page 7/18

Page 10: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Disability by Type

Disability by Type - Seniors (65 and over)

IV. PEOPLE WITH DISABILITIES, INCLUDING DEVELOPMENTAL DISABILITIES

American Community Survey 2014-2018 5-year estimates.

Disability data also provides valuable context for assessing current and future need for accessible housing units. Note that since some

disability types are not recorded for children below a certain age, calculating disability as a percentage of total population may not be

accurate.

American Community Survey 2014-2018 5-year estimates.

In El Monte, the most commonly occuring disability amongst seniors 65 and older was an ambulatory disability, experienced by 25.3%

of El Monte's seniors (and 22.9% of seniors in the SCAG region).

3,017

2,533

4,189

6,301

2,944

5,005

0 1,000 2,000 3,000 4,000 5,000 6,000 7,000

Hearing

Vision

Cognitive

Ambulatory

Self-care

Independent Living

13.0%

8.3%

10.8%

25.3%

11.3%

20.5%

13.1%

6.6%

10.1%

22.9%

10.5%

17.5%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

Hearing Vision Cognitive Ambulatory Self-care Independent Living

Pe

rce

nt o

f S

en

ior P

op

ula

tio

n

El Monte Percent SCAG Region Percent

Prepared by SCAG, August 2020 Page 8/18

Page 11: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Disability by Employment Status

With a

Disability

Percent of

Total No Disability

Percent of

Total

Employed 1,621 31% 48,132 71%

Unemployed 254 5% 3,185 5%

Not in Labor Force 3,349 64% 16,900 25%

TOTAL 5,224 68,217

Developmental Disabilities

El Monte

By Residence: Home of Parent/Family/Guardian 891

Independent/Supported Living 25

Community Care Facility 79

Intermediate Care Facility 19

Foster/Family Home 10

Other 10

By Age: 0 - 17 Years 1034

18+ Years 589

TOTAL 2657

American Community Survey 2014-2018 5-year estimates.

Understanding the employment status of people with disabilities may also be an important component in evaluating specialized

housing needs. In El Monte, 31% of the population with a disability is employed, compared to 70.6% of the non-disabled population.

CA DDS consumer count by CA ZIP, age group and residence type for the end of June 2019. Data available in 161/197 SCAG jurisdictions.

The California Department of Developmental Services also provides data on developmental disabilities by age and type of residence.

These data are collected at the ZIP-code level and were joined to the jurisdiction-level by SCAG. Totals may not match as counts below

11 individuals are unavailable and some entries were not matched to a ZIP code necessitating approximation.

Prepared by SCAG, August 2020 Page 9/18

Page 12: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Housing Type

Housing Type Trend

The chart above provides detailed information on the housing stock in El Monte, which has a total of 29,588 housing units. The most

prevalent housing type in El Monte is single-family detached with 16,405 units. The share of all single-family units in El Monte is 68.1%,

which is higher than the 61.7% share in the SCAG region. Out of the total housing units in El Monte, there are 28,338 occupied-units,

which equates to a 4.2% total vacancy rate. The average household size (as expressed by the population to housing unit ratio) is 4.079.

CA DOF E-5 Population and Housing Unit Estimates

Over the past two decades (2000-2020), there has been more construction of single-family residential units than multi-family

residential units in El Monte. When comparing 2000 to 2020, SFR units increased by 2,108, MFR units increased by -381, and mobile

units increased by 103.

V. HOUSING STOCK CHARACTERISTICS

CA DOF E-5 Population and Housing Unit Estimates

16,405

3,7371,482

6,459

1,505

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Single-Family

Detached

Single-Family

AttachedMultifamily, 2-4 Units Multifamily, 5+ Units Mobile Homes

El Monte (%) 55.4% 12.6% 5.0% 21.8% 5.1%

SCAG (%) 54.4% 7.2% 7.5% 27.3% 3.5%

Pe

rce

nt o

f To

tal U

nit

s

18,034

8,322

1,402

19,207

8,070

1,451

19,999

7,570

1,500

20,049

7,564

1,500

20,142

7,941

1,505

0

5,000

10,000

15,000

20,000

25,000

Single-Family Residential (SFR) Multifamily Residential (MFR) Mobile Homes

Ho

usin

g U

nit

s

2000 2005 2010 2015 2020

Prepared by SCAG, August 2020 Page 10/18

Page 13: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Vacant Units by Type

Housing Units by Year Structure Built

Examining the age of the current housing stock is one way to understand how historical development patterns have contributed to a

city's form. The time period where the highest share of El Monte's housing units were built is 1950-1959, while in the SCAG region

more units were built during 1970-1979 than any other period.

American Community Survey 2014-2018 5-year estimates.

The ACS provides additional detail on vacant housing units by category.

American Community Survey 2014-2018 5-year estimates.

47.3%

1.6%

9.8% 8.3%5.7%

0.0%

27.3%

20.7%

5.4%7.9%

4.5%

33.5%

0.3%

27.7%

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

50%

For Rent Rented For Sale Sold Seasonal Migrant Other

Pe

rce

nt o

f To

tal V

aca

nt

Un

its

El Monte SCAG

0%

5%

10%

15%

20%

25%

2014 &

Later

2010-

2013

2000-

2009

1990-

1999

1980-

1989

1970-

1979

1960-

1969

1950-

1959

1940-

1949

1939 &

Earlier

El Monte (%) 0.5% 0.4% 6.2% 10.1% 10.9% 9.4% 17.5% 23.3% 13.0% 8.7%

SCAG (%) 1.0% 1.5% 10.1% 9.5% 15.0% 16.3% 14.5% 15.9% 6.9% 9.3%

Pe

rce

nt o

f To

tal U

nit

s

El Monte (%) SCAG (%)

Prepared by SCAG, August 2020 Page 11/18

Page 14: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Substandard Housing

Median Home Sales Price for Existing Homes

American Community Survey 2014-2018 5-year estimates.

The ACS includes surveys about three factors of what may be considered substandard housing. In El Monte, 659 units lack telephone

service, 78 units lack plumbing facilities, and 414 units lack complete kitchen facilities.

SCAG Local Profiles, Core Logic/Data Quick. SCAG median home sales price calculated as household-weighted average of county medians.

Between 2000 and 2018, median home sales prices in El Monte increased 234% while prices in the SCAG region increased 151%.

2018 median home sales prices in El Monte were $510,500 and the highest experienced since 2000 was $510,500 in 2018. Prices

in El Monte have ranged from a low of 67.3% of the SCAG region median in 2001 and a high of 96.7% in 2009.

2.23%

0.26%

1.40%

1.95%

0.39%

1.29%

0%

1%

1%

2%

2%

3%

No Telephone Service Available Lacking Plumbing Facilities Lacking Complete Kitchen Facilities

Pe

rce

nt o

f To

tal U

nit

s

El Monte SCAG

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

$-

$100,000

$200,000

$300,000

$400,000

$500,000

$600,000

El Monte SCAG El Monte Percentage of SCAG Price

Prepared by SCAG, August 2020 Page 12/18

Page 15: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Housing Units Permitted

Crowding by Extent and Tenure

VI. OVERPAYMENT AND OVERCROWDING

American Community Survey 2014-2018 5-year estimates.

In El Monte, 1,348 owner-occupied and 4,874 renter-occupied households had more than 1.0 occupants per room, which meets the

ACS definition for overcrowding. 408 owner-occupied households and 1,788 renter-occupied households had more than 1.5

occupants per room, which meets the ACS definition for severe overcrowding.

Core Logic/Data Quick. Additional detail available in SCAG 2019 Local Profiles. SCAG median home sales price calculated as household-weighted average of

county medians.

11.1%

3.3%

28.0%

10.3%

4.9%

1.3%

15.6%

6.4%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

1.0+/room 1.5+/room 1.0+/room 1.5+/room

Owner Owner Renter Renter

Pe

rce

nt o

f To

tal H

ou

se

ho

lds

El Monte SCAG

0.0

2.0

4.0

6.0

8.0

10.0

12.0

0

50

100

150

200

250

300

350

400

450

2000 2002 2004 2006 2008 2010 2012 2014 2016 2018

Un

its p

erm

itte

d p

er

10

00

po

pu

lati

on

Un

its P

erm

itte

d in

Ju

risd

icti

on

All Units Single-Family Units Multifamily Units

El Monte, all units per 1000 Pop. SCAG, Units per 1000 Pop.

Prepared by SCAG, August 2020 Page 13/18

Page 16: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Cost Burden by Income

Income < 30% 30-50% > 50%

< 30% HAMFI 1,294 1,220 5,920

30-50% HAMFI 2,025 3,115 2,055

50-80% HAMFI 3,810 2,250 599

80-100% HAMFI 2,110 408 25

> 100% HAMFI 4,750 249 18

Total Households 13,989 7,242 8,617

Spending on Rent

Housing cost burden is most commonly measured as the percentage of gross income spent on housing, with 30% a usual threshold for

'cost burden' and 50% the threshold for 'severe cost burden.' However, a lower-income household spending the same percent of

income on housing as a higher-income household will likely experience more true 'cost burden.' These data indicate the number of

households in El Monte by their income relative to the surrounding area and their share of income spent on housing.

Across El Monte's 17,384 renter households, 10,955 (63%) spend thirty percent or more of gross income on housing cost, compared to

55.3% in the SCAG region. Additionally, 5,502 renter households in El Monte (31.6%) spend fifty percent or more of gross income on

housing cost, compared to 28.9% in the SCAG region.

Households by Share of Income

Spent on Housing Cost:

HUD CHAS, 2012-2016. HAMFI refers to Housing Urban Development Area Median Family Income.

321

826

1,338 1,4531,818 1,800 1,630

2,023

5,502

673

0

1,000

2,000

3,000

4,000

5,000

6,000

<10% 10-15% 15-20% 20-25% 25-30% 30-35% 35-40% 40-49% >50% Not

Computed

Nu

mb

er

of

Ho

use

ho

lds

Percent of Income Spent on Rent

Prepared by SCAG, August 2020 Page 14/18

Page 17: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Spending on Rent by Income

Household Income by (Cash) Rent

American Community Survey 2014-2018 5-year estimates.

While the previous table breaks down cost burden by area-relative income, the ACS also allows for the analysis of El Monte's 16,711

renter households (for which income data are available) by spending on rent by income bracket (dollar amounts). As one might expect,

the general trend is that low-income households spend a higher share of income on housing (e.g. over 50%) while high-income

households are more likely to spend under 20% of income on housing.

American Community Survey 2014-2018 5-year estimates.

El Monte renter households' cash rent paid can be broken down by household incomes. As one might expect, the general trend is that

lower-income households spend less on rent while higher-income households spend more on rent, though this may not be universally

true. Rent categories range from <$500/month (3.9% of El Monte renters) to >$2000/month (4.2% of El Monte renters). The most

common rent category in El Monte is $1000-1500/month with 50.1% of renters.

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Less than

$20,000

$20,000 to

$34,999

$35,000 to

$49,999

$50,000 to

$74,999

$75,000 to

$99,999

$100,000 or

more

>50% 2,885 2,282 280 48 0 7

30-49% 478 1,145 2,590 1,120 120 0

20-29% 166 101 605 1,561 717 121

<20% 0 19 36 677 726 1,027

Nu

mb

er

of

Re

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ou

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ho

lds

Income Category

>50%

30-49%

20-29%

<20%

0%10%20%30%40%50%60%70%80%90%

100%

Less than

$20,000

$20,000 to

$34,999

$35,000 to

$49,999

$50,000 to

$74,999

$75,000 to

$99,999

$100,000

or more

>$2000/mo. 54 73 132 107 152 187

$1500-2000/mo. 229 443 645 877 493 392

$1000-1500/mo. 1303 2114 2120 1777 622 523

$500-1000/mo. 1561 888 591 602 296 49

<$500/mo. 560 29 23 43 0 4

Re

nte

r H

ou

se

ho

lds

Income

>$2000/mo.

$1500-2000/mo.

$1000-1500/mo.

$500-1000/mo.

<$500/mo.

Prepared by SCAG, August 2020 Page 15/18

Page 18: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Monthly Owner Costs for Mortgage Holders

Costs for Mortgage Holders by Income

American Community Survey 2014-2018 5-year estimates.

While renter households receive much of the focus when it comes to housing cost analysis, owner households make up 41.2% of El

Monte and 52.5% of the SCAG region. The most commonly occurring mortgage payment in El Monte is $2000-$3000/month and the

most commonly occuring mortgage payment in the SCAG region is $2000-$3000/mo.

Mortgage-holding households in El Monte can be broken down by income and the percentage of income spent on mortgage costs. As

one might expect, the general trend is that lower-income households spend a higher share of income on housing costs, while high-

income households may spend a lower share of income on housing.The income category most prevalent amongst El Monte mortgage-

holding households is $75,000 or more (3,802 households) and the most prevalent share of income spent on mortgage costs is over

30% (3,639 households).

0.3%

8.0%

20.5%

26.8%

36.6%

7.0%

0.9%0.5%

5.1%

13.7%

19.6%

33.4%

15.4%12.3%

0%

5%

10%

15%

20%

25%

30%

35%

40%

<$500 $500-$1000 $1000-$1500 $1500-$2000 $2000-$3000 $3000-$4000 >$4000

Pct.

of

mo

rtga

ge

-ho

lde

rs

Mortgage - Monthly Payment

El Monte SCAG

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Less than $20,000 $20,000 to $34,999 $35,000 to $49,999 $50,000 to $74,999 $75,000 or more

Over 30% 365 730 816 1070 658

20-29% 0 25 102 428 1247

Under 20% 0 23 46 76 1897

Mo

rtga

ge

-ho

ldin

g h

ou

se

ho

lds

Household Income; Percent of income spent on mortgage costs

Prepared by SCAG, August 2020 Page 16/18

Page 19: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Household Income by Home Value (for owned units)

Extremely Low Income Housing Needs

Total

Households

Households

below 30%

HAMFI

Share

below 30%

HAMFI

White, non-Hispanic 1,990 550 27.6%

Black, non-Hispanic 165 10 6.1%

Asian and other, non-Hispanic 9,439 2,335 24.7%

Hispanic 18,495 5,830 31.5%

TOTAL 30,089 8,725 29.0%

Renter-occupied 18,270 7,000 38.3%

Owner-occupied 11,845 1,715 14.5%

TOTAL 30,115 8,715 28.9%

Another approach to evaluating the relationship between housing and income is to compare incomes and home values in El Monte.

The most commonly-occuring income category amongst owner households in El Monte is $100,000 or more (3,412 households) and

the most commonly-occuring home value category is $200,000 to $500,000 (7,531 households).

HUD CHAS, 2012-2016. HAMFI refers to Housing Urban Development Area Median Family Income.

Housing the extremely-low income population (below 30% of area median income) can be especially challenging. HUD's CHAS dataset

provides a wealth of information on such households in El Monte. The above table provides a breakdown of extremely low income

households by race and ethnicity. The race/ethnicity with the highest share of extremely-low income households in El Monte is Hispanic

(31.5% compared to 29% of total population). In the SCAG region, the highest share of extremely-low income households is Black, non-

Hispanic (27.1% compared to 17.7% of total households).

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Less than

$20,000

$20,000 to

$34,999

$35,000 to

$49,999

$50,000 to

$74,999

$75,000 to

$99,999

$100,000 or

more

Above $500,000 122 343 328 772 472 1231

$200,000 to $500,000 649 1013 1102 1449 1280 2038

$100,000 to $200,000 71 80 20 44 62 15

Below $100,000 679 295 247 120 70 128

Ow

ne

r-o

ccu

pie

d h

ou

se

ho

lds

Household Income; Home Value

Prepared by SCAG, August 2020 Page 17/18

Page 20: FOR THE CITY OF EL MONTE - SCAG

LOCAL HOUSING DATA, 2020

Assisted Units at Risk of Conversion

Risk Level Definition:

Low-income

units in

jurisdiction

Percent of

county's low-

income units

Very High At-risk of converting to market rate within the next year 58 5%

High At-risk of converting to market rate in the next 1-5 years 0 0%

Moderate At-risk of converting to market rate in the next 5-10 years 98 8%

Low 1,040 87%

TOTAL 1,196 100%

6th Cycle Regional Housing Needs Allocation for El Monte:

Units

Very-Low Income (<50% of AMI) 1,791

Low Income (50-80% of AMI) 851

Moderate Income (80-120% of AMI) 1,230

Above Moderate Income (>120% of AMI) 4,610

TOTAL 8,482

VII. ASSISTED UNITS AT RISK OF CONVERSION

At-risk of converting to market rate in the next 10 or more years

and/or are owned by a large/stable non-profit, mission-driven

developer.

California Housing Partnership, July 2020. Includes HUD, Low-Income Housing Tax Credit (LIHTC), USDA, and CalHFA projects. Subsidized or assisted

developments that do not have one of the aformentioned financing sources may not be included.

The California Housing Partnership (CHP) provides data on assisted housing units and assesses the level of risk to converting to market

rate. These data identify homes without a known overlapping subsidy that would extend affordability beyond the indicated timeframe

and unless otherwise noted are not owned by a large/stable non-profit, mission-driven developer. Detailed 2019 data can be found in

SCAG's RHNA data appendix at http://scag.ca.gov/programs/Documents/RHNA/SCAG-Final-RHNA-Data-Appendix-030520.pdf.

Complete, updated data can be requested from CHP through Danielle Mazzella, Preservation & Data Manager ([email protected])

VIII. REGIONAL HOUSING NEEDS ALLOCATION

SCAG, 2020. Estimate based on final adopted RHNA methodology (3/5/20). Final RHNA allocation will be issued following the conclusion of the RHNA

appeals process in early 2021. Please note that for the housing element update, local jurisdictions will have to consider extremely low income (ELI)

households as well. ELI housing needs may be calculated either by using Census data or simply assuming that 50 percent of the very low income households

qualify as extremely low income households.

Prepared by SCAG, August 2020 Page 18/18

Page 21: FOR THE CITY OF EL MONTE - SCAG

MAJOR DATA SOURCES USED

DESCRIPTION FOR MORE INFORMATION, PLEASE SEE

ACS American Community Survey 2014-2018 5-year estimates

www.data.census.gov

DOF CA DOF E-5 Population and Housing Unit Estimates

www.dof.ca.gov/forecasting/demographics/

CHAS HUD CHAS, 2012-2016 www.huduser.gov/portal/datasets/cp.html

CA DDS California Department of Developmental Services

www.dds.ca.gov/transparency/

SCAG LOCAL PROFILES

Including Construction Industry Research Board (CIRB) and Core Logic/DataQuick

www.scag.ca.gov/DataAndTools/Pages/LocalProfiles.aspx

Page 22: FOR THE CITY OF EL MONTE - SCAG

REGIONAL OFFICES

IMPERIAL COUNTY1503 North Imperial Ave., Ste. 104 El Centro, CA 92243 Tel: (213) 236-1967

ORANGE COUNTY OCTA Building 600 South Main St., Ste. 741 Orange, CA 92868 Tel: (213) 236-1997

RIVERSIDE COUNTY3403 10th St., Ste. 805 Riverside, CA 92501 Tel: (951) 784-1513

SAN BERNARDINO COUNTY1170 West 3rd St., Ste. 140 San Bernardino, CA 92410 Tel: (213) 236-1925

VENTURA COUNTY4001 Mission Oaks Blvd., Ste. L Camarillo, CA 93012 Tel: (213) 236-1960

MAIN OFFICE900 Wilshire Blvd., Suite 1700Los Angeles, CA 90017 Tel: (213) 236-1800 www.scag.ca.gov

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