FMS-4-18-2013

Vol. 52 No. 13Published by Shaw Media

MC | FMS

THURSDAY, APRIL 18, 2013 | 50¢ | SERVING HUNTLEY, MARENGO & UNION | SHAWURL.COM/HUNTLEY

The Farmside

GOING UPNew home building on the rise in county PAGE 3

HUNTLEY HIGH TEAM

WINS MARKETING CHALLENGE

PAGE 2

FORMER DEAN FOODS

BUILDING TO GET NEW

TENANTPAGE 2

Carpenter Joe Tromp installs a brace in a town home garage at the Ryland Homes Talamore townhomes project on Williams Drive in Huntley.H. Rick Bamman - [email protected]

NORTHWEST HERALD

CRYSTAL LAKE – More than 150 high school market-ing students let their creative juices flow as they presented marketing plans for frozen yo-gurt to their clients, owners of Yumz Gourmet Frozen Yogurt in Crystal Lake.

Students participated in McHenry County College’s 2013 Marketing Challenge last week, where they competed, developing and presenting the best marketing plan. The stu-dents were judged on logo and slogan creation, product pack-aging, brand and line extension development and media strat-egy, including use of social media targeted at high school students.

First place was awarded to a team from Huntley High School. Second place went to a team from Prairie Ridge High School, and third place went to Cary-Grove High School.

Huntley’s first-place team of Max Pilkerton, Tyler Schwartz, Trevor Obecny, Austin Gep-perth and Bryce Beschorner thought of a Yumz yogurt truck or wagon that would drive any-where and everywhere. The company would utilize word of mouth through social media and sponsor a contest for high schools that would culminate in a “Yumz wagon” appearance at the winning school.

“It was a good event because

we worked with a real-life sit-uation and had to give real-life solutions,” Pilkerton said.

“It was an adrenalin rush because of the short amount of time we were given and the tasks that we had to do,” said Huntley’s Beschorner. Added teammate Schwartz, “We pushed creativity in a set amount of time.”

“The task was huge. When we arrived, we didn’t know what product we’d be working with. My job was to keep them on track and on task. In the end, they truly embodied their test market,” said Laura Bantz,

adjunct business instructor who served as team mentor for the event.

“This is a great event for the kids. I am impressed with their ideas. The Huntley ... team had good promotional ideas that set their apart,” said Matt Thel-ander, Yumz co-owner.

Dawn Wagner, instructor of International Business and Marketing at MCC, said the event not only provides high school students with real-world experience, it also creates a sense of community.

“This is only the second year hosting the Marketing

Challenge and to watch local businesses like Yumz Frozen Yogurt, Studio 2015 Jewel-ry, Little Caesars and Jersey Mike’s give so freely of their donations and valuable time is awe inspiring,” Wagner said.

“Both MCC student interns, mentors and employees that created the event, and the high school students that took the challenge were innovative and so hard working in creating re-alistic marketing solutions for community companies,” she said. “Every person I talked to said they loved it and can’t wait for next year’s competition.”

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“Serving our communities to make them better places to live.”

Huntley team wins MCC challenge

Provided photo

A marketing team from Huntley High School won first place at the recent McHenry County College 2013 Marketing Challenge at Yumz Gourmet Frozen Yogurt in Crystal Lake. Pictured (from left) are Max Pilkerton, Tyler Schwartz, Trevor Obecny, Laura Bantz, MCC adjunct instructor and marketing mentor, Austin Gep-perth and Bryce Beschorner.

More than 150 high school students participate in marketing competition

RPS Products plans partial move to HuntleyBy BRETT ROWLAND

[email protected]

H U N T L E Y – H a m p -shire-based air filter maker RPS Products Inc. plans to move part of its operations to the former Dean Foods build-ing in Huntley.

RPS Products will employ more than 50 people in Hunt-ley, according to local officials who helped with the reloca-tion. The company could begin operations as early as June 1.

RPS President Dan Schuld cited the location’s proximity to the I-90 interchange. The

Illinois Department of Trans-portation is building a $69 mil-lion full Interstate 90-Route 47 interchange. The project is expected to be completed late this year.

“Our location in Huntley, only 1.5 miles from the new I-90 interchange, will allow us to be highly efficient in the transpor-tation and logistical elements of our operations,” he said in a press release. “Clearly, the new interchange was a signifi-cant positive factor in our deci-sion to locate in Huntley.”

RPS Products sells its Best Air brand products to

major retailers in the United States. It plans to move into the former Dean Foods build-ing at 12007 Smith Drive. The 65,000-square-foot building has been vacant for about a de-cade, said Victor Narusis, the village’s business recruitment coordinator.

The village hasn’t pledged financial incentives to the company, but Narusis said village staff plan to work with the company to see what incen-tives they can help secure from the state, ComEd, and other agencies to ease the transition.

The McHenry County Eco-

nomic Development Corp. worked with village staff to fa-cilitate the move in a relatively short three-week span.

“The RPS move demon-strates our continued focus on growing Huntley’s indus-trial base,” village President Charles Sass said in a state-ment released this week. “The addition of RPS to Huntley’s business community not only brings new jobs, but further diversifies the village’s tax base.”

RPS is a leading supplier of residential home filters and re-lated products.

NEWS

| MC • Thursday, April 18, 2013 • shaw

url.com/huntley • The Farm

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Low interest rates, pent up demand have buyers considering new homesBy BRETT ROWLAND

[email protected]

CRYSTAL LAKE – After a long hibernation, new homes are starting to spring up in McHenry County in another sign of the real estate mar-ket’s recovery.

After the housing bust, new home purchases dropped s igni f icant ly as buyers found irresistible deals on foreclosures and short sales of existing homes. But the county’s dwindling supply of existing homes, combined with low interest rates and pent up demand, have buyers once again considering new homes.

“Today’s home buyer is looking for quality construc-tion, lower maintenance costs, better floor plans and energy savings,” said Rebek-ka Koehl, vice president of marketing for Ryland Homes Chicago. “These desires bring them to new construc-tion.”

Ryland Homes has two

new sales centers in McHen-ry County. The company is selling new homes in five communities in McHenry County, including Ashton Pointe and Bryn Mawr in Crystal Lake and Talamore in Huntley.

The city of Crystal Lake expects to see revenue from building permits jump 18.5 percent in the next year, ac-cording to its latest budget. The city has already seen an

uptick in new home construc-tion, though it remains mod-est compared to the building boom of early 1990s.

In 2012, the city approved 18 permits for new single-fam-ily homes. Seven permits were issued in the first quar-ter of 2013, putting the city on pace to surpass last year’s total, said Erik Morimoto, director of engineering and building for Crystal Lake.

Soaring rental rates are

also pushing some to buy, said John Carroll, division president of Ryland Homes Chicago.

“Rental costs in the Chica-go market are high,” he said. “According to Trulia, after only three years, a homeown-er would pay 33 percent less in housing costs than a renter and 50 percent less after sev-en years.”

Buyers can still find deals and incentives on new homes.

KLM Builders Inc., a cus-tom builder in Spring Grove, is offering buyers a $10,000 kitchen upgrade that in-cludes gourmet appliances and granite countertops. The incentive also can be used elsewhere in the home or to help with a down payment. Last year, the company of-fered a free 2012 Toyota Prius to new home buyers.

“Inquiries have doubled or tripled from this time last year,” KLM President Kim Meier said. “A lot more people are thinking of new homes because they see some

light at the end of the tunnel.”He pointed specifically to

low interest rates and lower prices.

“They know that the lon-ger they wait, the more the house will cost and the more they will have to pay in inter-est,” Meier said. “The train is starting to leave the station.”

The cost of building ma-terials and labor has already started to rise, he added.

Many new homes feature modern, open-space floor plans that can’t be found in older homes. Others are pre-wired so everything from lighting, thermostat, and security systems can be con-trolled remotely by smart-phone.

“When you land at the air-port, you can turn up the heat at home,” Meier said, adding that the lights also turn on when the owner pulls up.

Signs of a real estate re-covery aren’t limited to new housing.

A sign of recovery

Photos by H. Rick Bamman – [email protected]

LEFT: Carpenter Joe Tromp carries framing lumber while working a Ry-land Homes Talamore townhomes project on Williams Drive in Hunt-ley. RIGHT: ABC Supply of Mundelein worker Sebastian Cieslak (low-er right) operates a lift loaded with building materials at the Ryland Homes Talamore townhomes.

Know more

Highest and lowest priced homes on the market in McHenry CountyLowest: A one-bedroom home at 5221 West Lane in McCullom Lake is

for sale for $18,540. The house, as seen listed on www.realtor.com, has 588 square-feet and four rooms, including one bedroom and one bath-room. It was built in 1935.

Highest: A 5-bedroom luxury home at 799 Plum Tree Road in Barrington Hills is for sale for just less than $5.2 million. The house, on 11.5 acres, has five full bathrooms and two half baths, as seen listed on www.coldwell-bankerpreviews.com. The listing said the house is “one of Barrington Hills’ most significant estates” and describes it as a “nobly secluded ... brick masterpiece” with “an atmosphere of incomparable elegance.”

Source: Midwest Real Estate Data, www.coldwellbankerpreviews.com, www.realtor.com; as of April 8.

See HOUSING, page 5

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FINE LINE OF DRIVINGSupporters say $500 administrative tow fee is a deterrent; foes say it is a money grab

By JIM DALLKE [email protected]

On Monday night, a Cary police officer pulled over a ve-hicle and arrested the motor-ist for driving with a suspend-ed license. The car was towed, and the driver was taken to the police station.

It is common practice for Cary police officers, but for the first time in department history, the driver was fined a $500 administration fee.

Cary started using the fine, known as an administrative impound fee, Monday. And similar fines are being used increasingly by McHenry County municipalities when a driver is cited in connec-tion with driving under the influence, driving with a sus-pended or revoked license, an outstanding warrant or other felonies resulting in an im-pounded vehicle.

And they’re collecting tens, sometimes hundreds, of thousands of dollars doing so.

Since 2007, 15 police depart-ments in McHenry County have implemented adminis-trative impound fees, which most municipalities have set at $500. It is separate from any towing charges or court fines.

Two of the towns that first implemented it – Lake in the Hills and Crystal Lake – have generated more than $500,000 each since starting the fees in 2007 and 2008, respectively.

Police departments say the fee acts as a deterrent and re-coups costs from prosecuting the individual, but others ar-gue the fees are nothing more than an opportunity for police departments to cash in on a person who has made a mis-take.

“It’s a flat-out money grab-ber,” said Raymond Flavin, a DUI attorney in McHenry County. “There comes a point where it just isn’t fair.”

Flavin said his clients rarely get the administrative impound fee returned, even if charges are dropped.

“It’s all about money,” said Andrew Green, a Crystal Lake resident who has received three DUIs since 2005. “They don’t want people to drink

and drive, but they’re trying to make a buck off of it. I don’t think it’s fair.”

“What isn’t fair is when someone who drives impaired takes someone’s life,” Crystal Lake Police Cmdr. Daniel Dz-iewior said. “What isn’t fair is that our officers have to go to court multiple times on their days off. We’re paying officers time and a half. Who’s pay-ing for that? The person who doesn’t violate the law, the taxpayer.”

Dziewior said revenue from the administrative im-pound fee goes to Crystal Lake’s general fund and is spread across budgets. He credited the fee for keeping Crystal Lake from laying off officers when other depart-ments were cutting personnel.

“It’s not fair to the city and its citizens to pay again and again and again for someone who commits a DUI,” he said.

Fees widespread in countyIn 2007, Lake in the Hills

became the first local munic-

ipality to issue the adminis-trative impound fees. Other towns soon followed.

McHenry implemented the fee in 2010 and has collected more than $390,000. Wood-stock started in 2012 and has generated $102,000. Since 2010, Johnsburg has collect-ed $60,000, Fox River Grove about $51,000 and Harvard about $73,000.

Since 2011, McCullom Lake has collected $41,550 and Bull Valley about $85,500. Both vil-lages have fewer than 2,000 residents.

“Everyone else was doing it,” Bull Valley Village Ad-ministrator Rich Vance said. “[The board] saw a lot of agen-cies around us utilizing it, and they saw it was something we could do. They saw it as a source of revenue and mainly as a way to deter people from driving drunk.”

From 2009 to 2011, the Bull Valley Police Department re-corded just six DUIs. In 2012, officers charged 171 intoxicat-ed drivers. The increase was

because of a push by Vance, who also serves as police chief, to catch more impaired motorists.

Vance put two, sometimes three, DUI details out from 7 p.m. to 3 a.m. Friday and Sat-urday nights. Officers caught intoxicated drivers by the doz-ens.

“The amount of people that were under the influence of al-cohol and drugs was astound-ing,” Vance said. “We’ve pulled over people with felony amounts of drugs and people blowing two, three, four times the legal limit.”

Costly mistakeThe administrative tow fee

is one of many costs someone charged with a DUI must pay. After all fines, court costs and time missed from work are added together, a DUI can cost between $7,000 and $10,000, Northwest Community Coun-seling Services Co-director Joy Fischer said.

Fischer runs court-ap-pointed classes for people

charged with DUIs, classes that can cost anywhere from $95 to $1,150, depending on the risk level of the offender.

“Our clients hate the tow fees,” Fischer said. “But driv-ing is a privilege. People think it’s a right. All of these fines are deterrents to keep people from driving drunk again.”

But Green, whose three DUIs have made him a fre-quent participant at North-west Community Counseling, said someone drinking and driving isn’t thinking about the tow fee.

“After you get a DUI, a few months down the road you’re not thinking, ‘Oh, I better think about those tow fines,’” he said. “The deterrents are the court costs and the attor-ney costs.”

Opinions vary as to the ef-fectiveness of impound fees as a deterrent to drinking and driving. From 2009 to 2012, the county saw DUI arrests decline by 207, according to the McHenry County Circuit Clerk’s Office. But police of-ficials aren’t sure what role impound fees have played.

Rick Atwater, co-director of Northwest Community Counseling Services, said the fee can be a deterrent for someone who isn’t an alcohol-ic.

“People who don’t have alcoholism haven’t lost the power to make a reasonable decision,” Atwater said. “A

Monica Maschak - [email protected]

Sergeant Paul McNamara (right) with the Bull Valley Police Department signs off on paper work for John Youngs, with D&L Towing, after arresting a driver with no valid Illinois license and calling the company to impound the car. The Bull Valley Police Department has made more than $85,000 in administrative tow fees since October 2011. Alleged offenders must pay $500 to retrieve their car.

“Everyone else was doing it. [The board] saw a lot of agencies around us

utilizing [the fees], and they saw it was some-

thing we could do. They saw it as a source of

revenue and mainly as a way to deter people from

driving drunk.”

Rich VanceBull Valley village administrator

See FEES, page 5

NEWS

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person with alcoholism has lost this ability. That’s where we come in with treatment. But you can’t educate someone out of a disease.”

Future feesCary expects to generate

$50,000 to $60,000 annually from the fee.

“It’s a cost recovery,” Cary Po-lice Chief Steve Casstevens said. “The whole concept of the fee is recovering the cost of prosecuting the offender.”

Seven McHenry County villag-es and the McHenry County Sher-

iff’s Office do not have an admin-istrative impound fee. Huntley, one such town, has had 140 DUIs since 2009.

“The penalty hasn’t been real-ly needed at this point,” Huntley Police Chief Michael Klunk said.

Klunk said he could see Hunt-ley issuing such a fee around 2015 as a way to help offset prosecution costs.

“Anything the village could re-coup back is a benefit to the com-munity,” he said. “Most govern-ment entities are not a profitable agency. Most money goes out the window. We definitely don’t make profits. Anything we can do to off-set the cost on the taxpayer is a good thing.”

A report from the Illi-nois Association of Real-tors showed the median price in McHenry County hit $136,800 in February, up 7.8 percent from the same time last year. A year-over-year increase is one indicator that prices may have bottomed out.

Figures from the Heart-land Realtor Organization were less rosy. The non-profit organization, which serves McHenry County and some surrounding ar-eas, put the median price at $135,500 in February, up 2.9 percent from $131,650 in the same month in 2012.

But prices in the res-idential market still re-main far below the pre-re-cession peak and have been decreasing for sever-al years.

In March, the median home price for McHen-ry County was $135,111, down 13.4 percent from $156,000 in March 2011, according to a market report prepared for the Northwest Herald by Rob Schaid, managing broker and owner of Re/Max Pla-za in McHenry.

However, the number of homes on the market has dropped significant-ly, a sign prices may start to increase. A balanced housing market usually has about six months of inventory, Schaid said. In March, the county’s sup-ply fell to three months, down 74 percent from 11.6 months of supply in March 2011.

“There’s no inventory left, we’ve sold it all,” he said. “Now we don’t have enough homes for buy-ers.”

Investors appear to

be buying up a large por-tion of what is available. Of the 4,218 homes sold in McHenry County from April 2012 to April 2013, 1,478 were bought with cash, according to figures from Midwest Real Estate Data. Investors typically pay in cash, while other buyers get mortgages.

“There’s a massive amount of investors,” said Jim Haisler, CEO of Heartland Realtor Orga-nization. “They buy, rent, and eventually flip.”

But consumer confi-dence remains subdued despite a slowly growing economy.

“The move-up buyers still haven’t come back,” Schaid said.

That may help explain, in part, why prices remain relatively soft here while the national real estate market has turned sharp-ly up.

Union shows off water treatment plantVillage officials hope added capacity prevents bans

By STEPHEN Di BENEDETTO [email protected]

UNION – Village officials unveiled a new $1.5 million water treatment plant Friday that should help Union man-age its water supply and even limit future water restric-tions placed on residents.

Union has predominant-ly relied on a shallow water well to supply water to its residents, but it started to produce less during the past decade, Village Trustee Stan McDonald said.

The village pumped water from a second, deeper well to compensate but was limited in its capacity since officials had no way of treating the deeper water supply natural-ly affected by pollutants such as radium and barium.

“This project has been in the works for years. ... It’s a relief to have it completed

since we are coming into the summer months when people will be needing more water,” said McDonald, who also oversees the village’s water department.

The $1.5 million project started two years ago and was mostly funded through federal grants administered by McHenry County.

McHenry County Board

representatives, such as Chairwoman Tina Hill, and a representative from U.S. Sen. Dick Durbin’s office will help Union officially unveil the project Friday morning during a ribbon-cutting cer-emony.

The prolonged drought last summer forced Union to place a watering ban on resi-dents to avoid taxing the shal-low water well.

With the completion on a new treatment plant, the vil-lage finally can treat the deep-er water supply connected to the village’s second well. The added capacity should pre-vent water bans in the future, McDonald said.

“Now we have an unlim-ited amount of water that we have, where as before we were limited because we were blending the shallow well and the deep well,” McDonald said.

Sarah Nader - [email protected]

Union Village Trustee Stan McDonald looks at the newly built $1.5 mil-lion water treatment plant Thursday in Union. The plant will help Union manage its water supply and limit restrictions placed on residents.

“This project has been in the works for years. ... It’s a relief to have it

completed since we are coming into the summer months when people will be needing more water.”

Stan McDonaldUnion village trustee

Report states median house price in McHenry County up 7.8 percent

• FEESContinued from page 4

• HOUSINGContinued from page 3

Huntley does not have impound fee

8LOCAL BRIEF

Huntley HS kids help pantryStudents from the Huntley High

School National Honor Society will be at the entrance of Jewel Foods, 13200 Village Green Drive, Huntley, from 10 a.m. to 4 p.m. April 20 and 21 to collect personal care items and donations.

The Huntley High School football team also will collect similar dona-tions in front of Jewel Foods from 10 a.m. to 4 p.m. April 27.

For information, call the pantry at 847-495-0922 or visit www.graftonfoodpantry.org.

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Thursday, April 18, 2013

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IN THE CIRCUIT COURT OFTHE 22ND JUDICIAL CIRCUIT

MCHENRY COUNTY- WOODSTOCK, ILLINOIS

Chase Home Finance LLC, Plaintiff,Vs.James Fercho a/k/a James KirkFercho a/ka/ James K. Fercho; et.al., Defendants,

09 CH 2658NOTICE OF SALE

PUBLIC NOTICE is hereby giventhat pursuant to a Judgment ofForeclosure entered in the aboveentitled cause on MARCH 17,2010 LENDER SALES OF ILLINOISLLC will on MAY 6, 2013, at thehour of 10:30 A.M., or soon there-after, at the front doors of theMcHenry County Courthouse locat-ed at 2200 North Seminary,Woodstock, IL 60098, sell to thehighest bidder for cash, the follow-ing described property:

The common address of saidreal estate is: 10577 WheatlandsWay, Huntley, IL 60142

PIN:18-27-328-015Description of premises: RESIDENTIALSale Terms: 25% down by certi-

fied funds at the close of the auc-tion: The balance, including the Ju-dicial sale fee for Abandoned Resi-dential Property Municipality ReliefFund, which is calculated at therate of $1 for each $1,000 or frac-tion thereof of the amount paid bythe purchaser not to exceed $300,in certified funds, is due withintwenty-four (24) hours. The subjectproperty is subject to general realestate taxes, special assessments orspecial taxes levied against saidreal estate and is offered for salewithout any representation as toquality or quantity of title and with-out recourse to Plaintiff and in "asis" condition. The sale is furthersubject to confirmation by thecourt.

Upon payment in full of theamount bid, the purchaser shall re-ceive a Certificate of Sale, whichwill entitle the purchaser to a Deedto the real estate after confirmationof the sale.

If the sale is set aside for anyreason, the Purchaser at the saleshall be entitled only to a return ofthe deposit paid. The Purchasershall have no further recourseagainst the Mortgagor, the Mort-gagee or the Mortgagee's attorney."

If the property is a condomini-um, the purchasers other thanmortgagees will be required to payany assessments and legal fees dueunder The Condominium PropertyAct, 765 ILCS 605/9(g)(1) and(g)(4). If the property is located ina common interest community,purchasers other than mortgageeswill be required to pay any assess-ment and legal fees due under theCondominium Property Act, 765ILCS 605/18.5(g-1).

No refunds.The property will NOT be open

for inspection.For information: Sales Clerk,

Codilis and Associates, P.C., Plain-tiff' Attorney, 15 W. 030 NorthFrontage Road, Suite 100, BurrRidge, Illinois 60527, Attorney Number 00468002,(630) 794 - 5300, (630) 794-9876 ex # 1320, File No: 14-09-36147I521633

April 4, 11, 18, 2013Suburban Life Media HUN
















Pierce & AssociatesFile Number # 1037082


MC HENRY COUNTY,WOODSTOCK, ILLINOIS

US BANK NATIONAL ASSOCIATIONAS TRUSTEE FOR THE HOLDERSOF BEAR STEARNS ARM TRUSTMORTGAGE PASS THROUGH CER-TIFICATES SERIES 2005-4;Plaintiff, vs.ADAM GOLD; TAMARA A. GOLDAKA TAMARA NEUBAUER GOLD;KERRY L. NEUBAUER; THEGEORGIAN PLACE HOMEOWNERSASSOCIATION; WELLS FARGOBANK, NA; UNKNOWN OWNERSAND NONRECORD CLAIMANTS; Defendants,

10 CH 3628NOTICE OF SALE PURSUANT TOJUDGMENT OF FORECLOSUREUNDER ILLINOIS MORTGAGE

FORECLOSURE LAWPUBLIC NOTICE is hereby given

that pursuant to a Judgment ofForeclosure entered in the aboveentitled cause on February 24,2012, Intercounty Judicial SalesCorporation will on Thursday, May9, 2013, at the hour of 10:30a.m. in the offices of Botto, Gilbert,Schottland & Andrle, 2030 NorthSeminary Avenue, Woodstock, Illi-nois 60098, sell to the highest bid-der for cash, the following de-scribed property:

P.I.N. 18-27-326-010.Commonly known as 10638

WHEATLANDS WAY, HUNTLEY, IL60142.

The improvement on the proper-ty consists of a single family resi-dence. If the subject mortgaged realestate is a unit of a common inter-est community, the purchaser of theunit other than a mortgagee shallpay the assessments required bysubsection (g-1) of Section 18.5 ofthe Condominium Property Act.

Sale terms: 25% down by certi-fied funds, balance within 24hours, by certified funds. No re-funds. The property will NOT beopen for inspection. Upon paymentin full of the amount bid, the pur-chaser will receive a Certificate ofSale which will entitle the purchaserto a Deed to the premises after con-firmation of the sale.

For Information: Visit our websiteat http://service.atty-pierce.com.Between 3 p.m. and 5 p.m. only.Pierce & Associates, Plaintiff's Attor-neys, 1 North Dearborn Street,Chicago, Illinois 60602. Tel.No.(312) 476-5500. Refer to FileNumber 1037082.

INTERCOUNTY JUDICIALSALES CORPORATION

Selling Officer, (312) 444-1122

I520434April 4, 11, 18, 2013

Suburban Life Media HUN


MCHENRY COUNTY -WOODSTOCK, ILLINOIS

JPMorgan Chase Bank, NationalAssociation, as successor by merg-er to Chase Home Finance, LLCPlaintiff,Vs.Kenneth J. Engels; et. al.Defendants,


PUBLIC NOTICE is hereby giventhat pursuant to a Judgment ofForeclosure entered in the aboveentitled cause on OCTOBER 2,2012 LENDER SALES OF ILLINOISLLC will on MAY 20, 2013, at thehour of 10:30 A.M., or soon there-after, at the front doors of theMcHenry County Courthouse locat-ed at 2200 N. Seminary, Wood-stock, IL 60098, sell to the highestbidder for cash, the following de-scribed property:

The common address of saidreal estate is: 10318 Ashley Street,Huntley, IL 60142



Upon payment in full of theamount bid, the purchaser shall re-ceive a Certificate of Sale, whichwill entitle the purchaser to a Deedto the real estate after confirmationof the sale.If the sale is set aside for any rea-son, the Purchaser at the sale shallbe entitled only to a return of thedeposit paid. The Purchaser shallhave no further recourse against theMortgagor, the Mortgagee or theMortgagee's attorney."




Codilis and Associates, P.C.,Plaintiff' Attorney, 15 W. 030 NorthFrontage Road, Suite 100, BurrRidge, Illinois 60527Attorney Number 0468002, (630) 794 - 5300, File No: 14-10-33051I524741

April 18, 25, 2013May 2, 2013















April 18, 25, 2013May 2, 2013





JPMORGAN CHASE BANK NATION-AL ASSOCIATION; Plaintiff, vs.STEPHEN TRIPP AKA STEVEN H.TRIPP; BECKY TRIPP AKA BECKYS. TRIPP; UNKNOWN OWNERSAND NONRECORD CLAIMANTS;Defendants,




P.I.N. 18-28-181-006.Commonly known as 10512 CINDY JO AVENUE, HUNTLEY, IL 60142.The improvement on the proper-

ty consists of a single family resi-dence. If the subject mortgaged realestate is a unit of a common inter-est community, the purchaser of theunit other than a mortgagee shallpay the assessments required bysubsection (g-1) of Section 18.5 ofthe Condominium Property Act.




Selling Officer,(312) 444-1122

I522553April 11, 18, 25, 2013















I522553April 11, 18, 25, 2013















I522553April 11, 18, 25, 2013


Ref. No. 11-05565IN THE CIRCUIT COURT OF

THE 22ND JUDICIAL CIRCUITMC HENRY COUNTY,

WOODSTOCK, ILLINOISCITIMORTGAGE, INC., Plaintiff, vs.MICHELLE L. FINK AND ALANS. FINK, BANK OF AMERICA,N.A., UNITED STATES OF AMERICA,CAPITAL ONE BANK (USA) N.A.AND WING POINTE HOMEOWNERSASSOCIATION, UNKNOWN TEN-ANTS, UNKNOWN OWNERS ANDNON-RECORD CLAIMANTS,Defendants,


PUBLIC NOTICE IS HEREBYGIVEN that pursuant to a Judgmentof Foreclosure and Sale entered inthe above entitled cause on Jan-uary 4, 2012 Intercounty JudicialSales Corporation will on Thursday,May 30, 2013 at the hour of10:30 a.m. in the offices of Botto,Gilbert, Schottland & Andrle, 2030North Seminary Avenue, Wood-stock, Illinois 60098, sell at publicauction to the highest bidder forcash, as set forth below, the follow-ing described mortgaged realestate:

P.I.N. 18-27-303-006 (18-27-300-002 UNDERLYING PIN).Commonly known as 10722 Capitol Lane, Huntley, IL 60142.The mortgaged real estate is im-

proved with a single family resi-dence. If the subject mortgaged realestate is a unit of a common inter-est community, the purchaser of theunit other than a mortgagee shallpay the assessments required bysubsection (g-1) of Section 18.5 ofthe Condominium Property Act.Sale terms: 10% down by certifiedfunds, balance, by certified funds,within 24 hours. No refunds. Theproperty will NOT be open for in-spection. Prospective bidders areadmonished to check the court fileto verify all information.

For information call Sales Clerkat Law Offices of Ira T. Nevel, 175North Franklin Street, Chicago,Illinois 60606. (312) 357-1125.



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mysuburbanlife.com The Farmside - Thursday, April 18, 2013 • MC • mysuburbanlife.com

2 9 5 6 4 8 3 7 11 3 4 7 9 5 8 2 66 7 8 1 2 3 4 5 93 1 7 8 6 9 5 4 24 8 9 2 5 7 6 1 35 2 6 4 3 1 7 9 87 4 2 3 1 6 9 8 58 5 3 9 7 2 1 6 49 6 1 5 8 4 2 3 7

SUDOKU Easy

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SUDOKU Moderate SUDOKU Moderate

GHNS #1746 GHNS #1747

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SUDOKU Easy

GHNS #1745

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SUDOKU SUDOKU Hard Hard

GHNS #1748 GHNS #1749

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SUDOKU Diabolical

GHNS #1750

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GHNS #1750

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GHNS #1749

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GHNS #1744 GHNS #1745

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GHNS #1746 GHNS #1747

answers on page 8

CLASSIFIEDRef. No. 11-05565



CITIMORTGAGE, INC., Plaintiff, vs.MICHELLE L. FINK AND ALANS. FINK, BANK OF AMERICA,N.A., UNITED STATES OF AMERICA,CAPITAL ONE BANK (USA) N.A.AND WING POINTE HOMEOWNERSASSOCIATION, UNKNOWN TEN-ANTS, UNKNOWN OWNERS ANDNON-RECORD CLAIMANTS,Defendants,








I526090April 18, 25, 2013





WELLS FARGO BANK, NAPlaintiff, vs. KIMBERLY A. HUGHES A/K/A KIM-BERLY A. HAM; LOFT HOMES OFWOODCREEK CONDOMINIUM AS-SOCIATION; UNKNOWN OWNERSAND NON RECORD CLAIMANTS;Defendants,



that pursuant to a Judgment ofForeclosure entered in the aboveentitled cause on May 31, 2012,Intercounty Judicial Sales Corpora-tion will on Thursday, May 16,2013, at the hour of 10:30 a.m. inthe offices of Botto, Gilbert, Schott-land & Andrle, 2030 North Semi-nary Avenue, Woodstock, Illinois60098, sell to the highest bidderfor cash, the following describedproperty:

P.I.N. 18-33-331-083.Commonly known as 11609 DANIEL LANE UNIT C, HUNTLEY, IL 60142-7318.The improvement on the proper-

ty consists of a condominium resi-dence. The purchaser of the unitother than a mortgagee shall paythe assessments and the legal feesrequired by subdivisions (g)(1)and (g)(4) of Section 9 of the Con-dominium Property Act





I522558April 11, 18, 25, 2013















I522558April 11, 18, 25, 2013




Wells Fargo Bank, NA., Plaintiff,Vs.Annette H. Mancini; et. al.Defendants,


PUBLIC NOTICE is hereby giventhat pursuant to a Judgment ofForeclosure entered in the aboveentitled cause on FEBRUARY 11,2013 LENDER SALES OF ILLINOISLLC will on MAY 13, 2013, at thehour of 10:30 A.M., or soon there-after, at the front doors of theMcHenry County Courthouse locat-ed at 2200 N. Seminary, Wood-stock, IL 60098, sell to the highestbidder for cash, the following de-scribed property:

The common address of saidreal estate is: 9995 Berkshire Lane,Huntley, IL 60142




If the sale is set aside for anyreason, the Purchaser at the saleshall be entitled only to a return ofthe deposit paid. The Purchasershall have no further recourseagainst the Mortgagor, the Mort-gagee or the Mortgagee's attorney."If the property is a condominium,the purchasers other than mort-gagees will be required to pay anyassessments and legal fees due un-der The Condominium Property Act,765 ILCS 605/9(g)(1) and (g)(4). If the property is located in acommon interest community, pur-chasers other than mortgagees willbe required to pay any assessmentand legal fees due under the Con-dominium Property Act, 765 ILCS605/18.5(g-1).No refunds.

The property will NOT be openfor inspection.

For information: Sales Clerk,Codilis and Associates, P.C.,Plaintiff' Attorney, 15 W. 030 NorthFrontage Road, Suite 100, BurrRidge, Illinois 60527Attorney Number 0468002,(630) 794 - 5300,File No: 14-11-40712I519297

















Wells Fargo Bank, NA, Plaintiff,Vs.Carolann Krieger; et. al. Defendants,


PUBLIC NOTICE is hereby giventhat pursuant to a Judgment ofForeclosure entered in the aboveentitled cause on FEBRUARY 5,2013 LENDER SALES OF ILLINOISLLC will on MAY 13, 2013, at thehour of 10:30 A.M., or soon there-after, at the front doors of theMcHenry County Courthouse locat-ed at 2200 N. Seminary, Wood-stock, IL 60098, sell to the highestbidder for cash, the followingdescribed property:

The common address of saidreal estate is: 9440 RainsfordDrive, Huntley, IL 60142






For information: Sales Clerk,Codilis and Associates, P.C.,Plaintiff' Attorney, 15 W. 030 NorthFrontage Road, Suite 100, BurrRidge, Illinois 60527Attorney Number 0468002,(630) 794 - 5300, File No: 14-12-29331I519284




















LOT 94 IN GEORGIAN PLACE-PHASE 3, BEING A SUBDIVISIONOF PART OF SECTION 27, TOWN-SHIP 43 NORTH, RANGE 7 EASTOF THE THIRD PRINCIPAL MERIDI-AN, ACCORDING TO THE PLATTHEREOF RECORDED AUGUST11, 2003 AS DOCUMENT2003R0108498, IN MCHENRYCOUNTY, ILLINOIS.
















LOT 94 IN GEORGIAN PLACE-PHASE 3, BEING A SUBDIVISIONOF PART OF SECTION 27, TOWN-SHIP 43 NORTH, RANGE 7 EASTOF THE THIRD PRINCIPAL MERIDI-AN, ACCORDING TO THE PLATTHEREOF RECORDED AUGUST11, 2003 AS DOCUMENT2003R0108498, IN MCHENRYCOUNTY, ILLINOIS.


















LOT 45 IN GEORGIAN PLACE -PHASE 3, BEING A SUBDIVISIONOF PART OF SECTION 27, TOWN-SHIP 43 NORTH, RANGE 7 EASTOF THE THIRD PRINCIPAL MERIDI-AN, ACCORDING TO THE PLATTHEREOF RECORDED AUGUST11, 2003 AS DOCUMENT2003R0108498, IN MCHENRYCOUNTY, ILLINOIS.








I520434April 4, 11, 18, 2013









LOT 45 IN GEORGIAN PLACE -PHASE 3, BEING A SUBDIVISIONOF PART OF SECTION 27, TOWN-SHIP 43 NORTH, RANGE 7 EASTOF THE THIRD PRINCIPAL MERIDI-AN, ACCORDING TO THE PLATTHEREOF RECORDED AUGUST11, 2003 AS DOCUMENT2003R0108498, IN MCHENRYCOUNTY, ILLINOIS.








I520434April 4, 11, 18, 2013







LOT 324 IN SOUTH WIND UNIT6, BEING A SUBDIVISION OF PARTOF THE SOUTHEAST QUARTER OFSECTION 22 AND THE WEST HALFOF THE SOUTHWEST QUARTER OFSECTION 23, ALL IN TOWNSHIP 43NORTH, RANGE 7 EAST OF THETHIRD PRINCIPAL MERIDIAN, AC-CORDING TO THE PLAT THEREOFRECORDED FEBRUARY 26, 1999,AS DOCUMENT NUMBER 1999R-00l5375, IN MCHENRY COUNTY,ILLINOIS.









April 18, 25, 2013May 2, 2013







LOT 324 IN SOUTH WIND UNIT6, BEING A SUBDIVISION OF PARTOF THE SOUTHEAST QUARTER OFSECTION 22 AND THE WEST HALFOF THE SOUTHWEST QUARTER OFSECTION 23, ALL IN TOWNSHIP 43NORTH, RANGE 7 EAST OF THETHIRD PRINCIPAL MERIDIAN, AC-CORDING TO THE PLAT THEREOFRECORDED FEBRUARY 26, 1999,AS DOCUMENT NUMBER 1999R-00l5375, IN MCHENRY COUNTY,ILLINOIS.









April 18, 25, 2013May 2, 2013









LOT 4 AND THE SOUTH 1/2 OFLOT 5 IN BAKLEY'S THIRD ADDI-TION TO VILLAGE OF HUNTLEY, ASUBDIVISION OF PART OF THENORTHWEST AND SOUTHWEST1/4 OF SECTION 28, TOWNSHIP43 NORTH, RANGE 7, EAST OFTHE THIRD PRINCIPAL MERIDIAN,ACCORDING TO THE PLAT THERE-OF RECORDED JUNE 11, 1957 ASDOCUMENT NUMBER 324117, INBOOK 13 OF PLATS, PAGE 25, INMCHENRY COUNTY, ILLINOIS.







I522553April 11, 18, 25, 2013







LOT 201 IN GEORGIAN PLACE -PHASE 1, BEING A SUBDIVISIONOF PART OF SECTION 27, TOWN-SHIP 43 NORTH, RANGE 7 EASTOF THE THIRD PRINCIPAL MERIDI-AN, ACCORDING TO THE PLATTHEREOF RECORDED DECEMBER23, 2002 AS DOCUMENT NO.2002R122519 AND CERTIFICATEOF CORRECTION RECORDEDFEBRUARY 20, 2003 AS DOCU-MENT NO. 2003R0022535, INMCHENRY COUNTY, ILLINOIS.






I526090April 18, 25, 2013


BUY IT!SELL IT!FIND IT!FAST!

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CLASSIFIED A7

• MC • The Farmside - Thursday, April 18, 2013 mysuburbanlife.comCLASSIFIED

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SUDOKU Easy

GHNS #1744

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SUDOKU ModerateSUDOKU Moderate

GHNS #1746GHNS #1747

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SUDOKU Easy

GHNS #1745

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SUDOKU SUDOKU HardHard


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SUDOKU Diabolical

GHNS #1750

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GHNS #1750

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GHNS #1749

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GHNS #1748

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968512473723894651145367289237149865451683792689725134812956347394278516576431928







LOT 201 IN GEORGIAN PLACE -PHASE 1, BEING A SUBDIVISIONOF PART OF SECTION 27, TOWN-SHIP 43 NORTH, RANGE 7 EASTOF THE THIRD PRINCIPAL MERIDI-AN, ACCORDING TO THE PLATTHEREOF RECORDED DECEMBER23, 2002 AS DOCUMENT NO.2002R122519 AND CERTIFICATEOF CORRECTION RECORDEDFEBRUARY 20, 2003 AS DOCU-MENT NO. 2003R0022535, INMCHENRY COUNTY, ILLINOIS.






I526090April 18, 25, 2013









UNIT 33-C-609 IN LOFT HOMESOF WOODCREEK, A CONDOMINI-UM AS DELINEATED ON SURVEYOF THE FOLLOWING DESCRIBEDLAND: PART OF LOTS 20 TO 44,INCLUSIVE, IN WOODCREEK, BE-ING A SUBDIVISION OF PART OFTHE SOUTHWEST QUARTER OFSECTION 33, TOWNSHIP 43NORTH, RANGE 7 EAST OF THETHIRD PRINCIPAL MERIDIAN, AC-CORDING TO THE PLAT THEREOFRECORDED JUNE 13, 1985 ASDOCUMENT 909575, WHICH SUR-VEY IS ATTACHED AS EXHIBIT "C"TO THE DECLARATION OF CONDO-MINIUM OWNERSHIP RECORDEDJANUARY 24, 1986 AS DOCU-MENT NO. 929434, AS AMENDEDFROM TIME TO TIME, TOGETHERWITH ITS UNDIVIDED PERCENTAGEIN THE COMMON ELEMENTS, INMCHENRY COUNTY, ILLINOIS.







I522558April 11, 18, 25, 2013









UNIT 33-C-609 IN LOFT HOMESOF WOODCREEK, A CONDOMINI-UM AS DELINEATED ON SURVEYOF THE FOLLOWING DESCRIBEDLAND: PART OF LOTS 20 TO 44,INCLUSIVE, IN WOODCREEK, BE-ING A SUBDIVISION OF PART OFTHE SOUTHWEST QUARTER OFSECTION 33, TOWNSHIP 43NORTH, RANGE 7 EAST OF THETHIRD PRINCIPAL MERIDIAN, AC-CORDING TO THE PLAT THEREOFRECORDED JUNE 13, 1985 ASDOCUMENT 909575, WHICH SUR-VEY IS ATTACHED AS EXHIBIT "C"TO THE DECLARATION OF CONDO-MINIUM OWNERSHIP RECORDEDJANUARY 24, 1986 AS DOCU-MENT NO. 929434, AS AMENDEDFROM TIME TO TIME, TOGETHERWITH ITS UNDIVIDED PERCENTAGEIN THE COMMON ELEMENTS, INMCHENRY COUNTY, ILLINOIS.







I522558April 11, 18, 25, 2013







LOT 198, IN THE SHORES OFCOVINGTON LAKES PHASE 1, BE-ING A SUBDIVISION IN THE SOUTH-EAST QUARTER OF SECTION 21,TOWNSHIP 43 NORTH, RANGE 7EAST OF THE THIRD PRINCIPALMERIDIAN, ACCORDING TO THEPLAT THEREOF RECORDED DE-CEMBER 31, 2002 AS DOCUMENTNO. 2002R0125636, ANDCERTIFICATE OF CORRECTIONRECORDED NOVEMBER 26,2003 AS DOCUMENT NO.2003R0159733 AND RE-RECORDED FEBRUARY 25, 2004AS DOCUMENT NO.2004R0014930 ALL IN GRAFTONTOWNSHIP, MCHENRY COUNTY,ILLINOIS.














LOT 198, IN THE SHORES OFCOVINGTON LAKES PHASE 1, BE-ING A SUBDIVISION IN THE SOUTH-EAST QUARTER OF SECTION 21,TOWNSHIP 43 NORTH, RANGE 7EAST OF THE THIRD PRINCIPALMERIDIAN, ACCORDING TO THEPLAT THEREOF RECORDED DE-CEMBER 31, 2002 AS DOCUMENTNO. 2002R0125636, ANDCERTIFICATE OF CORRECTIONRECORDED NOVEMBER 26,2003 AS DOCUMENT NO.2003R0159733 AND RE-RECORDED FEBRUARY 25, 2004AS DOCUMENT NO.2004R0014930 ALL IN GRAFTONTOWNSHIP, MCHENRY COUNTY,ILLINOIS.














LOT 1057 IN THE TOWNHOMESIN THE COVES OF COVINGTONLAKES, BEING A RESUBDIVISIONOF LOTS 237 AND 238 IN THECOVES OF COVINGTON LAKESPHASE 4 BEING A SUBDIVISION OFPART OF THE NORTHEAST QUAR-TER OF SECTION 21, TOWNSHIP43 NORTH, RANGE 7 EAST OFTHE THIRD PRINCIPAL MERIDIAN,ACCORDING TO THE PLATRECORDED SEPTEMBER 8, 2004AS DOCUMENT 2004R0080471IN MCHENRY COUNTY, ILLINOIS.






































MC HENRY COUNTY - WOODSTOCK, ILLINOIS

Wells Fargo Bank, N.A., PLAINTIFFVs.Barbara A. Doporcyk; Kurt E.Doporcyk; Michael Doporcyk;Dennis Doporcyk; Kimberly Varas;Unknown Heirs and Legatees ofRobert Doporcyk; Unknown Ownersand Nonrecord Claimants; RichardKuhn, as Special RepresentativeDEFENDANTS

13 CH 128NOTICE BY PUBLICATION

NOTICE IS GIVEN TO YOU:Barbara A. Doporcyk, Kurt E.Doporcyk, Dennis Doporcyk,Kimberly Varas, Unknown Heirsand Legatees of Robert Doporcyk,Unknown Owners and NonrecordClaimants

That this case has been com-menced in this Court against youand other defendants, praying forthe foreclosure of a certain Mort-gage conveying the premises de-scribed as follows, to-wit:

LOT 2 (EXCEPT THE WEST 150FEET THEREOF) IN BLOCK 5 INORIGINAL PLAT OF VILLAGE OFHUNTLEY STATION, BEING A SUB-DIVISION OF PART OF THE EASTHALF OF THE SOUTHWEST QUAR-TER OF SECTION 28, TOWNSHIP43 NORTH, RANGE 7 EAST OF THETHIRD PRINCIPAL MERIDIAN, AC-CORDING TO THE PLAT THEREOFRECORDED JUNE 18, 1853, INBOOK 7 OF PLATS, PAGE 43, INMCHENRY COUNTY, ILLINOIS.

COMMONLY KNOWN AS: 10813 N. Church StreetHuntley, IL 60142and which said Mortgage was

made by: Barbara A. Doporcyk,Kurt E. Doporcyk, Robert Doporcykexecuted the mortgage, howeverthis individual is deceased and isnot named as a defendant in thislawsuit

the Mortgagors, to HomeFinance Corporation, as Mort-gagee, and recorded in the Office ofthe Recorder of Deeds of McHenryCounty, Illinois, as Document No.2003R0085326; and for other re-lief; that summons was duly issuedout of said Court against you asprovided by law and that the saidsuit is now pending.

NOW, THEREFORE, UNLESSYOU file your answer or otherwisefile your appearance in this case inthe Office of the Clerk of this Court,

Katherine M. KeefeClerk of the Circuit Court

2200 N. Seminary Woodstock, IL 60098

on or before May 20, 2013, ADEFAULT MAY BE ENTEREDAGAINST YOU AT ANY TIME AFTERTHAT DAY AND A JUDGMENT MAYBE ENTERED IN ACCORDANCEWITH THE PRAYER OF SAID COM-PLAINT.CODILIS & ASSOCIATES, P.C.Attorneys for Plaintiff15W030 North Frontage Road,Suite 100, Burr Ridge, IL 60527(630) 794-5300DuPage # 15170Winnebago # 531Our File No. 14-13-00057

NOTE: This law firm is deemedto be a debt collector. I524195

April 18, 25, 2013May 2, 2013


IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT

McHENRY COUNTY -WOODSTOCK, ILLINOIS

U.S. BANK NATIONAL ASSOCIA-TION, AS TRUSTEE, SUCCESSOR ININTEREST TO WACHOVIA BANK,N.A., AS TRUSTEE, FOR J.P. MOR-GAN MORTGAGE TRUST 2005-A2,PLAINTIFF VSANGIE A. LOWITZKI A/K/A ANGELAA. BITTERMAN A/K/A ANGELA A.LOWITZKI A/K/A ANGELA A.LOWITZKI-BITTERMAN; EDWARD R.LOWITZKI A/K/A EDWARD R.LOWITZKI SR; JPMORGAN CHASEBANK, N.A. S/B/M TO CHASEHOME FINANCE LLC; STATE OFILLINOIS; THE UNITED STATES OFAMERICA; CAPITAL ONE BANK(USA), N.A. S/I/I TO CAPITAL ONEBANK; HARVARD COMMUNITYCREDIT UNION; GUMMERSON &RAUSCH, L.L.C F/K/A GUMMERSONRAUSCH WAND GRAY WOMBACH-ER, LLC; HOLST SUBDIVISION UNITI HOMEOWNERS ASSOCIATION;UNKNOWN OWNERS AND NONRECORD CLAIMANTS;DEFENDANTS 12125 OAKCREST DRIVE HUNTLEY, IL 60142


NOTICE IS GIVEN YOU, ANGIE A. LOWITZKI A/K/A ANGELA A. BITTERMAN A/K/A ANGELA A. LOWITZKI A/K/AANGELA A. LOWITZKI-BITTERMAN;EDWARD R. LOWITZKI A/K/A EDWARD R. LOWITZKI SR; GUMMERSON & RAUSCH, L.L.CF/K/A GUMMERSON RAUSCHWAND GRAY WOMBACHER, LLCC/O R MARK GUMMERSON; HOLSTSUBDIVISION UNIT I HOMEOWN-ERS ASSOCIATION; UNKNOWNOWNERS AND NON RECORDCLAIMANTS;

defendants, that this case hasbeen commenced in this Courtagainst you and other defendants,asking for the foreclosure of a cer-tain Mortgage conveying thepremises described as follows, towit:

LOT 29 IN HOLST SUBDIVISION,UNIT 1, BEING A SUBDIVISION OFPART OF EAST HALF OF SECTION29 AND PART OF THE WEST 16.0FEET OF SECTION 28, ALL INTOWNSHIP 43 NORTH, RANGE 7EAST OF THE THIRD PRINICIPALMERIDIAN, ACCORDING TO THEPLAT THEREOF RECORDED MARCH5, 1992 AS DOCUMENT NO.92R011180, IN MCHENRY COUN-TY, ILLINOIS.

Commonly known as:12125 OAKCREST DRIVEHUNTLEY, IL 60142and which said Mortgage was

made by, ANGIE A. LOWITZKI A/K/AANGELA A. BITTERMAN A/K/AANGELA A. LOWITZKI A/K/AANGELA A. LOWITZKI-BITTERMAN;EDWARD R. LOWITZKI A/K/AEDWARD R. LOWITZKI SR;

Mortgagors, to JPMorgan ChaseBank, N.A.

Mortgagee, and recorded in theOffice of the Recorder of Deeds ofMcHENRY County, Illinois, as Doc-ument No. 05R0075136; and forother relief.

UNLESS YOU file your answer orotherwise file your appearance inthis case in the Office of the Clerk ofthis County,

Katherine M. KeefeClerk of the Court

2200 North SeminaryWoodstock, Illinois 60098

on or before May 20, 2013, AJUDGMENT OR DECREE BY DE-FAULT MAY BE TAKEN AGAINSTYOU FOR THE RELIEF ASKED INTHE COMPLAINT.PIERCE & ASSOCIATESAttorneys for PlaintiffThirteenth Floor1 North DearbornChicago, Illinois 60602Tel. (312) 346-9088Fax (312) 346-1557PA 1303921I523031

April 18, 25, 2013May 2, 2013


IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT


U.S. BANK NATIONAL ASSOCIA-TION, AS TRUSTEE, SUCCESSOR ININTEREST TO WACHOVIA BANK,N.A., AS TRUSTEE, FOR J.P. MOR-GAN MORTGAGE TRUST 2005-A2,PLAINTIFF VSANGIE A. LOWITZKI A/K/A ANGELAA. BITTERMAN A/K/A ANGELA A.LOWITZKI A/K/A ANGELA A.LOWITZKI-BITTERMAN; EDWARD R.LOWITZKI A/K/A EDWARD R.LOWITZKI SR; JPMORGAN CHASEBANK, N.A. S/B/M TO CHASEHOME FINANCE LLC; STATE OFILLINOIS; THE UNITED STATES OFAMERICA; CAPITAL ONE BANK(USA), N.A. S/I/I TO CAPITAL ONEBANK; HARVARD COMMUNITYCREDIT UNION; GUMMERSON &RAUSCH, L.L.C F/K/A GUMMERSONRAUSCH WAND GRAY WOMBACH-ER, LLC; HOLST SUBDIVISION UNITI HOMEOWNERS ASSOCIATION;UNKNOWN OWNERS AND NONRECORD CLAIMANTS;DEFENDANTS 12125 OAKCREST DRIVE HUNTLEY, IL 60142


NOTICE IS GIVEN YOU, ANGIE A. LOWITZKI A/K/A ANGELA A. BITTERMAN A/K/A ANGELA A. LOWITZKI A/K/AANGELA A. LOWITZKI-BITTERMAN;EDWARD R. LOWITZKI A/K/A EDWARD R. LOWITZKI SR; GUMMERSON & RAUSCH, L.L.CF/K/A GUMMERSON RAUSCHWAND GRAY WOMBACHER, LLCC/O R MARK GUMMERSON; HOLSTSUBDIVISION UNIT I HOMEOWN-ERS ASSOCIATION; UNKNOWNOWNERS AND NON RECORDCLAIMANTS;


LOT 29 IN HOLST SUBDIVISION,UNIT 1, BEING A SUBDIVISION OFPART OF EAST HALF OF SECTION29 AND PART OF THE WEST 16.0FEET OF SECTION 28, ALL INTOWNSHIP 43 NORTH, RANGE 7EAST OF THE THIRD PRINICIPALMERIDIAN, ACCORDING TO THEPLAT THEREOF RECORDED MARCH5, 1992 AS DOCUMENT NO.92R011180, IN MCHENRY COUN-TY, ILLINOIS.

Commonly known as:12125 OAKCREST DRIVEHUNTLEY, IL 60142and which said Mortgage was

made by, ANGIE A. LOWITZKI A/K/AANGELA A. BITTERMAN A/K/AANGELA A. LOWITZKI A/K/AANGELA A. LOWITZKI-BITTERMAN;EDWARD R. LOWITZKI A/K/AEDWARD R. LOWITZKI SR;

Mortgagors, to JPMorgan ChaseBank, N.A.


UNLESS YOU file your answer orotherwise file your appearance inthis case in the Office of the Clerk ofthis County,

Katherine M. KeefeClerk of the Court

2200 North SeminaryWoodstock, Illinois 60098

on or before May 20, 2013, AJUDGMENT OR DECREE BY DE-FAULT MAY BE TAKEN AGAINSTYOU FOR THE RELIEF ASKED INTHE COMPLAINT.PIERCE & ASSOCIATESAttorneys for PlaintiffThirteenth Floor1 North DearbornChicago, Illinois 60602Tel. (312) 346-9088Fax (312) 346-1557PA 1303921I523031

April 18, 25, 2013May 2, 2013




BANK OF AMERICA, N.A.PLAINTIFF VSRICK LIMA A/K/A RICK C LIMAA/K/A RICK CARL LIMA; KAREN LIMA A/K/AKAREN A LIMA; SHARON LIMAA/K/A SHARON M LIMA A/K/ASHARON MICHELLE LIMA;COVINGTON LAKES SINGLE FAMILYHOMEOWNERS ASSOCIATION;UNKNOWN OWNERS AND NONRECORD CLAIMANTS;DEFENDANTS 9212 BRISTOL LANE HUNTLEY, IL 60142


NOTICE IS GIVEN YOU, RICKLIMA A/K/A RICK C LIMA A/K/ARICK CARL LIMA; UNKNOWNOWNERS AND NON RECORDCLAIMANTS;


LOT 451, IN THE COVES OFCOVINGTON LAKES PHASE 7, BE-ING A SUBDIVISION OF PART OFTHE NORTHEAST QUARTER OFSECTION 21, TOWNSHIP 43NORTH, RANGE 7 EAST, OF THETHIRD PRINCIPAL MERIDIAN, AC-CORDING TO THE PLAT THEREOFRECORDED AUGUST 23, 2004 ASDOCUMENT NUMBER2004R0076222, ALL IN GRAFTONTOWNSHIP, MCHENRY COUNTY,ILLINOIS.

Commonly known as: 9212 BRISTOL LANEHUNTLEY, IL 60142and which said Mortgage was

made by, RICK LIMA A/K/A RICK CLIMA A/K/A RICK CARL LIMA;KAREN LIMA A/K/A KAREN A LIMA;SHARON LIMA A/K/A SHARON MLIMA A/K/A SHARON MICHELLELIMA;

Mortgagors, to M.E.R.S., INC. ASNOMINEE FOR DHI MORTGAGECOMPANY, LTD.


UNLESS YOU file your answer orotherwise file your appearance inthis case in the Office of the Clerk ofthis County,Katherine M. Keefe

Clerk of the Court2200 North Seminary

Woodstock, Illinois 60098on or before May 20, 2013, A

JUDGMENT OR DECREE BY DE-FAULT MAY BE TAKEN AGAINSTYOU FOR THE RELIEF ASKED INTHE COMPLAINT.PIERCE & ASSOCIATESAttorneys for PlaintiffThirteenth Floor1 North DearbornChicago, Illinois 60602Tel. (312) 346-9088Fax (312) 346-1557PA 1304552I524008

April 18, 25, 2013May 2, 2013


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FMS-4-18-2013

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