7/28/2019 Flexi Plus Table 811

1/5

Life Insurance Protection

Payment of Sum Assured on death

Financial protection

Payment of Fund Value on Maturity

Liquidity Advantage

Partial Withdrawal allowed after 5 yrs

Stock Market Advantage

Market linked Returns

Regular Premium ULIP Plan Life Cover Protection for full Sum Assured Multiple Benefits in case of Death-

Immediate payment of full Sum Assured All future premiums credited to the policy account (In units) Payment of Fund value on Maturity

Maturity Benefit -Fund Value

Regular Premium ULIP Plan Life Cover Protection for full Sum Assured Multiple Benefits in case of Death-

Immediate payment of full Sum Assured All future premiums credited to the policy account (In units) Payment of Fund value on Maturity

Maturity Benefit -Fund Value

7/28/2019 Flexi Plus Table 811

2/5

Age at Entry 18 years 50 yearsAge atMaturity

28 years 60 yearsPolicy term 10 20

Yearly 15000 100000Half-yearly

10000 50000Quarterly 5000 25000Monthly(ECS) 2000 8000Note For monthly(ECS),

instalment premiumshall be in multiplesof Rs.250. For othermodes annualisedpremium shall be inmultiples of Rs.

1000/-Sum Assured(SA) SA shall be 10*AP or105% of the totalpremiums paidincluding anypremiums that have

fallen due but not paid,whichever is higher.

7/28/2019 Flexi Plus Table 811

3/5

Benefits payable on Death:

Immediate lump sum payment equal to the Sum Assured shall be paid tothe nominee / legal heir.

An amount equal to sum of all future premiums payable after the date ofdeath shall be credited to the Policyholders Fund.

On the Date of Maturity an amount equal to the Policyholders Fund Valuewill be given to the nominee/legal heir.

Benefits payable on Maturity:

On Life Assured surviving the date of maturity, an amount equal to the

Policyholders Fund Value is payable

Fund

Type

Investment in

Government /

Government

Guaranteed

Securities /

Corporate Debt

Short-term

investments such as

money market

instruments

Investment

in Listed

Equity

Shares

Details and

objective of

the fund for

risk / return

Debt

FundNot less than 60% Not more than 40% Nil Low risk

Mixed

FundNot less than 45% Not more than 40%

Not less than

15% &

Not more

than 25%

Steady

Income Low

to Medium

risk

7/28/2019 Flexi Plus Table 811

4/5

Charges Premium Allocation Charge Mortality Charge

Other Charges

Policy Administration

Charge

Fund

Management

Charge

Service Tax

When On payment of premium Every month. Every month Every DayAs

Per

Prevailing

Service

tax

Law

How

much

Premium Charge

First Year 7.50%

2nd

to 5th

year 5.00%

Thereafter 3.00%

This Charge depends

upon the age of the life

Assured and the Sum

at Risk.

Policy Yr Charge

1st

Rs. 50

2nd

Rs. 41.20

3rd

Rs.42.44

4th

Rs.43.71

5th Rs. 45.02

6th

Rs.34.78

Thereafter escalating

@3%p.a.

Debt Fund

0.50% p.a.

Mixed Fund

0.60% p.a.

(The NAV

declared will be

net of FMC)

Description

This is the percentage of

premium appropriated

towards charges from the

premium received.

Premium Allocation

Rate=Premium Paid (-

)Prem. Allo. Chrg.

This is the cost of life

cover. The appropriatenumber of units is

cancelled out of the

Policyholders Fund

Value.

This charge shall not be

deducted after death of

the Life Assured.

Depends on

type of Fund

and are

deductible on

date of

computation of

NAV

This Charge is

not applicable

to a

discontinued

policy.

7/28/2019 Flexi Plus Table 811

5/5